Idaho - Boise and the Treasure Valley

Our historyIn 1979, Jerome H. Stone and representatives from support groups met with the National Institute on Aging to explore the value of an independent, nonprofit organization to complement federal efforts on Alzheimer's disease (AD). That meeting resulted in the April 10, 1980, formation of the Alzheimer's Association. Today, the Association reaches millions affected by AD across the globe. As the largest donor-supported, voluntary health organization for AD, we are a catalyst for advancements in Alzheimer's care, research and advocacy. We enhance care and supportThe Alzheimer's Association works to enhance care and support for all those affected by AD and related dementias. Our Helpline offers information, counseling and advice 24/7. We offer support groups that meet right here in the Treasure Valley. Our online resources provide families with information through our Alzheimer's and Dementia Caregiver Center, which features sections on early, middle, and late-stage caregiving and local education programs. Trial Match makes it easy for people to enroll in clinical trials, while Comfort Zone and Medic Alert+ Alzheimer's Association Safe Return provide location management to keep people safe and give caregivers peace of mind. Walk to End Alzheimer's is held annually in Idaho to raise awareness and funds.We advance research. As the largest non-profit funder of AD research, the Association is committed to accelerating progress of new treatments, preventions and ultimately, a cure. We have been a part of every major research advancement over the past 30 years. We advance the understanding of AD through our research grant program, which has awarded over $315 million to scientists since 1982 and, also publish a scientific journal, Alzheimer's & Dementia, which provides a single publication for the scientific community to share its knowledge.We advocateThe Association is the leading voice for AD advocacy, fighting for research, prevention and care initiatives at the state and federal level. We worked with a state-wide task-force to ensure that Idaho's state legislature approved a plan for addressing AD and continue to work on the implementing it to make certain that Idahoans have the best possible resources available.Take a little step today to have a big impact on AD tomorrow. Join a support group. Attend an educational seminar. Advocate for research funding. Start a team and Walk to End Alzheimer's. Do a little, big thing to end Alzheimer's call 1-800-272-3900 or go to www.alz.org/Idaho.

First, if you are a Veteran, let me thank you for serving our great country. It is a privilege to provide this article in some way of showing my appreciation and gratitude for your contribution to our nation. We feel privileged to provide home care, as well as information for veterans who served our nation in its time of need. We provide you with the information to work through the paperwork to help you avoid potential pension claim delays. Our team will help guide you through the myriad of questions you may have regarding the benefits that you may be entitled to, including the VAs Aid and Attendance Program. Once you become an approved participant in a VA program, myself and the Comfort Keepers team will assist you along the way. You may be familiar with the VA Hospital and Long Term Care benefits, but there are other benefits which allow for services to be brought into your home. Certain VA credentialed agencies can provide the quality home care and companionship our veterans deserve. There are several veteran in home care programs for which an individual may qualify:Improved Pension Benefit ProgramHomemaker/Home Health Aide ProgramIn-Home Respite ProgramWho Qualifies? If you or your spouse served 90 consecutive days of active military duty at least one of those days during a U.S. declared war you may qualify or be partially qualified. Other qualifications include specific financial criteria and documented physical need, requiring assistance with at least 1 Activity of Daily Living, be Legally Blind, or Suffer from Dementia or Alzheimer's disease for example, but there are many other conditions that may qualify for the in home care.. The best way to find out is to have a credentialed agency provide a free assessment of your situation. To begin the application process, you will need:Original discharge certificateMarriage certificate (divorce papers from any prior marriages, if applicable)Death certificate of veteran (if applicable)Social Security numbers for the veteran and spouseIf you think you may qualify for one of the VA programs, you may contact our office, our any home care agency you choose, and once we have an accurate picture of your specific situation, we will advise you of your options. I look forward to serving you and your family, as you have protected mine. Written by Sonjia Yates, owner of Comfort Keepers, 208-895-8822 sonjiayates@comfortkeepers.com

Adults make decisions every day in life. You make financial decisions such as banking, paying bills, managing debts and dealing with Medicare. You decide whom to socialize with and also choose where to live. You make health care decisions such as consenting to or refusing treatment, obtaining medical records and deciding a course of treatment when ill. But what happens if you are too sick or disabled to manage these decisions? Legally, spouses and family members do not automatically have the right to make decisions on your behalf, and joint ownership is not helpful in handling matters that require your signature. Thankfully, there is a key legal tool for substitute decision making called a Durable Power of Attorney. A Durable Power of Attorney means one person (the principal) gives legal authority to another (the agent or attorney-in-fact) to act on behalf of the principal. Durable means the agent can act when the principal loses capacity. A General Durable Power of Attorney permits your agent to manage any part or all of your financial affairs and property. A Health Care Durable Power of Attorney enables your agent to make any or all health care decisions if you become incapacitated. A Living Will allows you to spell out your desired medical treatment regarding life-saving procedures, artificial nutrition and artificial hydration if you become unable to speak for yourself and have a terminal illness, or are in a persistent vegetative state. Choosing the right person as an agent is very important and should be given careful consideration. It should be someone who is trustworthy, honest, knows how to handle money and accepts the responsibility as an agent. This agent owes a duty to the principal called a fiduciary duty, which means the agent has to act in the principals best interest, in good faith and with care, and keep good records. Abuse by an agent or a breach of fiduciary duty can be punishable civilly and criminally. A principal has the control to revoke a Power of Attorney at any time. If you become incapacitated and have not executed a Power of Attorney, a court proceeding called Guardianship and Conservatorship may be needed for someone to obtain decision making authority, which is both time consuming and costly. However, this may be avoided by planning in advance the execution of Durable Power of Attorney documents which give you greater control and freedom of choice in an affordable manner. Donna Schuyler, Attorney.

Reverse Mortgage Fund Your Golden Years Reverse Mortgages Offer FreedomYou deserve to enjoy your retirement years. A Home Equity Conversion Mortgage (HECM)also known as a reverse mortgagecan help you find the financial freedom you need.Well cover the basics to help you decide if its right for you.What is a HECM and how does it work?A HECM is a federally insured reverse mortgage that offers borrowers more protection than non-HECM loans. HECMs use home equity to pay your outstanding mortgage while eliminating your monthly mortgage payments.* Depending on how much equity you have, a HECM can also provide extra funds as a lump sum or line of credit.        Available to borrowers 62 and older (non-borrowing spouses may be younger)        Available for primary residences        Borrower retains full ownership        Doesnt prevent the home from being passed to heirs       Loan repayment is never more than the value of the property*Borrower must continue to pay property taxes, homeowners insurance and maintenance costs.Will HECM income affect my retirement benefits? HECM funds are considered loan proceeds, not income, so they wont affect Social Security payments. However, needs-based programs such as Medicaid and Supplemental Security Income may be affected.How can you use a HECM? A HECM isnt just for those experiencing financial hardshipalthough it can certainly help in those situations. These loans can also help those doing well achieve more.You can use a HECM to:       Pay off existing mortgage and eliminate monthly mortgage payments*       Pay for everyday living expenses and or       Pay for a home remodel       Cover health care costs and/or provide for in-home care       Pay for the trip of a lifetime        Fund a grandchilds school tuition       Fund investments and/or long term care policy       There are no restrictions on how you can use the funds       Silver divorce       Fund the purchase of a new home  What if Im ready for a new home?We also offer a HECM for Purchase loan that lets you buy a new home without incurring monthly mortgage payments. This is a great option if you need to move to a smaller home, find one that is single-level or upgrade to a home with room for family. Who repays a HECM loan? A HECM doesnt need to be repaid until the borrower (and non-borrowing spouse) permanently leave the home. In most cases, HECMs are repaid by selling the home once the borrowers no longer live there. Neither you nor your heirs will be responsible for repaying more than the value of the home. We now have new proprietary (non-government) reverse mortgage options (minimum home value $400K) available to borrowers age of 55+ with some very exciting new benefits!A reverse Mortgage can improve your life, but there are many considerations.  If youd like to learn more about how a reverse mortgage can help you or a loved one meet financial goals, contact us today.  **This ad is not from HUD or FHA and was not approved by HUD or any government agency.**The loan is subject to foreclosure for failure to pay taxes and insurance to maintain the property and insurance and to comply with the terms of the loan.**Consumers remain responsible for property taxes, homeowners insurance, and home maintenance.