How do Medicare Advantage HMO-POS plans work?HMO-POS plans generally offer you more choice than traditional health maintenance organization (HMO) plans. You typically choose an in-network primary care physician and most of our HMO-POS plans require you to use a participating provider for medical care. Most of our HMO-POS plans provide you with flexibility to go to licensed dentists either in or out of our network for routine dental care. However, you may pay more for out-of-network care you receive.Aetna Medicare Advantage plans at a glanceOur HMO-POS plansOur HMO plansOur PPO plansRequires you to use a provider networkVaries by plan. Seeing out-of-network providers generally costs more. But most allow non-network dental providers.Yes, unless it's an emergencyNo. But seeing out-of-network providers generally costs more.Requires you to have a primary care physician (PCP)Yes, in many plansYes, in many plansUsually no PCP requiredRequires referral to see a specialistSome plansSome plansNo referral requiredMonthly premiumsVaries by plan, check your ZIP code for detailsVaries by plan, check your ZIP code for detailsVaries by plan, check your ZIP code for detailsMedical deductibleVaries by plan, check your ZIP code for detailsVaries by plan, check your ZIP code for detailsVaries by plan, check your ZIP code for detailsLimits what you pay out-of-pocket for medical care each yearYesYesYesIncludes prescription drug (Rx) coverageYes, in most plansYes, in most plansYes, in most plansIncludes Rx mail-order benefit Yes, if plan has Rx coverageYes, if plan has Rx coverageYes, if plan has Rx coverageDental, vision and hearing coverageYes, in most plansYes, in most plansYes, in most plansER and urgent care coverage worldwideYesYesYesFitness benefitYes, through SilverSneakersYes, through SilverSneakersYes, through SilverSneakersOver-the-counter (OTC) benefitYes, in many plansYes, in many plansYes, in many plansMeals-at-home program (meals delivered after an inpatient hospital or skilled nursing facility stay)Yes, in most plansYes, in many plansYes, in most plansMedicare Advantage plans for every needIn addition to HMO-POS plans, Aetna offers you other Medicare Advantage plan options some with a $0 monthly plan premium. We can help you find a plan thats right for you.Aetna Medicare Advantage HMOWith many of our HMO plans, an in-network primary care physician coordinates the care you receive to help you achieve your best health. Learn about HMO plansAetna Medicare Advantage PPOWith our preferred provider organization (PPO) plans, you can visit providers, in or out of network, who accept Medicare and Aetnas plan terms. The freedom is yours. Learn about PPO plansAetna Medicare Advantage D-SNPsOur dual-eligible Special Needs Plan (D-SNP) is a type of Medicare Advantage plan, available to people who have both Medicare and Medicaid. We can help you find out if you qualify. Learn about D-SNPs

For Active Adults 62+: Its Location, Location, & Location! The brand-new Legends at Berry apartments is designed for active adults 62+, with the emphasis on ACTIVE. The Legends is located alongside the historic Prospect Park neighborhood and within a few blocks of bus and light rail stops, awesome restaurants, and wonderful stores. Its close to everything the Twin Cities has to offer.We offer beautiful, maintenance-free, and feature-filled housing, with rents far below market-rate luxury apartments.Amazing move-in special: SIX MONTHS FREE!Move-in anytime and live RENT-FREE for SIX MONTHS*! Imagine the relief of having no rent payments for a half of a year! Call (833) 255-8859 for details or view floor plans and apply online TODAY.Below luxury rents with amenities above expectations!Our rents are hundreds below market rate apartments: from $1,095* for a feature-filled one-bedroom (with a balcony or patio) to $1,504* for a stunning three-bedroom, 1,400 square-foot home with two full baths, a full-size washer and dryer, and windows galore. And dont forget our six months FREE RENT promotion. Call 763-452-3114 and reserve your new home today!Community AmenitiesBeautiful outdoor courtyardFull-size bocce ball courtGorgeous community clubhouseFitness center / Beauty salonCard and crafts roomTheater roomUnderground heated parkingApartment AmenitiesFull-size washer and dryerSolid wood kitchen cabinetryQuartz countertopsNine-foot ceilings throughoutCentral HVAC systemBalcony or patioWalk-in closet(s)*Income and other restrictions apply. Call for details at 763-452-3114.The Legends at Berry777 Berry StreetSt. Paul, MN 55114www.legendsatberry.com

5 Early Signs Your Spouse or Loved One May Be Developing Alzheimer's DiseaseIt can be hard to tell whether your elderly loved one is showing normal signs of old age or is displaying early symptoms of Alzheimer's. While the signs of the disease can vary, common indicators include significant behavior changes, memory loss, and an increased rate of confusion. Here are 5 signs that your loved one may be progressively developing Alzheimer's disease.What Is Alzheimer's?Alzheimer's disease is a form of dementia that impairs memory, behavior, and thinking capacity. It causes 60 - 80% of all dementia cases. It is important to understand that Alzheimer's is not a normal part of aging, although old age is the highest known risk factor of the disease. The condition mostly affects people aged 65 and older. Alzheimer's is a progressive disease, meaning that it gets worse over time.Tell-Tale Signs Your Loved One May be Developing Alzheimer's DiseaseHere are five signs to watch out for if you think your spouse or loved one may be displaying signs of Alzheimer's disease:1. Shortness of memoryMemory loss is a common symptom of Alzheimer's disease. That being said, just because your spouse does not recall where they placed their keys or cannot seem to remember the name of their favorite grandson does not mean they have Alzheimer's. The early onset of the disease can make individuals forget conversations that happened moments ago.Most people with early-stage Alzheimer's often have trouble with their short-term memory, making them constantly rely on post-it notes or reminders on their phones. So, if your significant other keeps asking you the same information repeatedly, it may be a sign they have Alzheimer's.2. Difficulty Carrying Out Familiar TasksOne of the common signs that your loved one may develop Alzheimer's is if they all of a sudden cannot figure out how to do tasks they once enjoyed, such as playing a familiar game or preparing their favorite meal. As a result, they may start relying on you to help them with tasks they had no problem doing themselves before.3. They Often Lose Track of Time and PlacesConfusion about places and time is a common symptom of Alzheimer's. Individuals with the early stage of the disease will often forget where they are or how they got there. As a result, they easily get lost trying to get to familiar places. Furthermore, they often lose track of seasons, making them go to appointments at the wrong time or not show up at all.4. Difficulty with Simple MathPersons with Alzheimer's often have difficulties with numbers, including simple problems they have handled all their life. For example, they may find it challenging to do simple addition and subtraction. While not everyone finds math simple, the inability to complete routine problems is a sign of Alzheimer's disease.5. Frequent Mood Swings and Changes in PersonalityIndividuals with early-stage Alzheimer's often display extreme mood swings and distinct behavioral changes. For example, they may become paranoid, overly suspicious, fearful, and anxious. Someone who used to be very confident can suddenly turn tentative and shy. They are also easily irritable and get very uncomfortable in new places.If you notice any of these signs and think your spouse or loved one may be developing Alzheimer's, seek medical assistance immediately. The sooner they get treatment, the easier it will be to manage the symptoms and enable them to lead independent lives for longer.Senior Helpers of Burnsville can offer tailored home care services to help care for your elderly loved one. All residents of Cottage Grove and St. Paul's can benefit from our in-depth specialized care programs for patients with Alzheimer's. Contact us today to learn more about our services.  Phone 952-300-3668.