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Click to viewAccording to the CDC, one in four Americans 65 years of age and older will fall each year. Falls, whether they occur with an injury or not, have a large impact on quality of life. A growing number of older adults fear falling and choose to limit their social lives and activities. This can cause declines in physical ability, mental health, and independence.A Matter of Balance is a free evidenced-based program offered through WellSpan. It has been shown to decrease the fear of falling and increase activity levels which helps to reduce the risk of falling. It consists of 8 two-hour courses with a trained coach and 8-12 participants. In the class participants will learn that falls are not a part of the aging process, create reasonable goals to increase activity, and lessen fall risk factors. After completing Matter of Balance participants report improved confidence in activities and their strength, as well as fewer falls.Individuals Who Could Benefit:Those with a fear of fallingHave a history of fallsWould like to increase activityNeed to improve balance and strengthAge 60 years or older, able to walk, and can problem-solveFor more information, contact Kaitlin Bechtel, Injury Prevention Coordinator for York Hospital. Email: kbechtel2@wellspan.orgPhone: 717-851-2599
Dementia Friendly PA presents the free, upcoming webinar "Beyond the Impact: Understanding Concussions and CTE" on Wednesday, February 5th, 2025 on Zoom from 11:00AM to 12:30PM EST. The webinar will cover:-Fundamentals of concussions-Connections between concussions and Chronic Traumatic Encephalopathy (CTE)-Current treatment for concussions-Concussion prevention and education-Research opportunitiesPresenters: Julia Kofler, MD, Associate Professor, Department of Pathology, Director, Division of Neuropathology, Director, National Sports Brain Bank, Co-director and Neuropathology Core Leader, Alzheimer's Disease Research Center, University of Pittsburgh; Jacob Ponce, B.S., Clinical Research Coordinator, Department of Pathology, Division of Neuropathology, University of Pittsburgh; Aaron J. Zynda, Ph.D, CCRP, Post-Doctoral Research Associate, UPMC Sports Medicine Concussion Program, Department of Orthopaedic Surgery, University of Pittsburgh; and Tori Togashi, Ph.D., Clinical Postdoctoral Fellow, UPMC Sports Medicine Concussion Program, Department of Orthopaedic Surgery, University of Pittsburgh.
According to the CDC, one in four Americans 65 years of age and older will fall each year. Falls, whether they occur with an injury or not, have a large impact on quality of life. A growing number of older adults fear falling and choose to limit their social lives and activities. This can cause declines in physical ability, mental health, and independence.A Matter of Balance is a free evidenced-based program offered through WellSpan. It has been shown to decrease the fear of falling and increase activity levels which helps to reduce the risk of falling. It consists of 8 two-hour courses with a trained coach and 8-12 participants. In the class participants will learn that falls are not a part of the aging process, create reasonable goals to increase activity, and lessen fall risk factors. After completing Matter of Balance participants report improved confidence in activities and their strength, as well as fewer falls.Individuals Who Could Benefit:Those with a fear of fallingHave a history of fallsWould like to increase activityNeed to improve balance and strengthAge 60 years or older, able to walk, and can problem-solve
Welcome to Providence Place, a local family-owned senior living company founded in 1998 by former Pennsylvania governor, George M. Leader. Our mission is to enhance the quality of life for our senior residents by delivering vibrant programs and exceptional service at an affordable rate. We offer Independent Living, Personal Care & Assisted Living, and two-levels of Memory Support at each of our seven campuses across Pennsylvania.
The Alzheimer's Association provides vital services and support to those individuals struggling with the disease, their families and caregivers.The Greater Pennsylvania Chapter serves 59 counties in western, central and northeastern Pennsylvania through our four offices.
Situated on 90 beautiful, tree-lined acres, Homestead is just minutes from the trendy and vibrant shopping, dining, and cultural opportunities of downtown Lancaster. The Park City Mall, shopping outlets, Franklin & Marshall College, Millersville University, hospitals, Lancaster General Health campus, and even the Amish countryside are also a short drive away. Major highways provide easy access to Harrisburg, Philadelphia, Baltimore, and New York City.
Welcome to Providence Place, a local family-owned senior living company founded in 1998 by former Pennsylvania governor, George M. Leader. Our mission is to enhance the quality of life for our senior residents by delivering vibrant programs and exceptional service at an affordable rate. We offer Independent Living, Personal Care & Assisted Living, and two-levels of Memory Support at each of our seven campuses across Pennsylvania.
Medicaid is a government program that provides health coverage to individuals, and it is the leading payor of skilled nursing facility care in the United States due to the high cost of such care. Many people mistakenly believe that Medicaid is only for those with minimal resources, but an asset protection plan can help you protect your assets and still qualify for long-term Medicaid benefits.Asset protection planning uses exemptions that allow you to keep some of your assets. For example, in Pennsylvania, you are allowed to keep $45 of your income per month plus any amount you use to pay for health insurance; the rest of your income must be used to pay for your care. When applying for Medicaid, countable resources include assets such as real estate, cash, investment accounts, retirement accounts, life insurance with a face value greater than $1,500, vehicles, and any business interests. However, you can exempt the house you live in, one vehicle, and your spouse can retain their retirement accounts and anywhere between $29,724 and $148,620 of the joint assets, depending upon the total amount of your combined assets. Anything over this calculated amount of exemptions could be put into an asset protection trust and protected from skilled nursing facility costs.An asset protection plan will allow you to immediately protect a portion of your assets, in addition to the assets that are exempt from Medicaid, for significant immediate savings that begin the moment your plan is fully funded.An asset protection plan consists of an asset protection trust, in which you can control the assets, but cant have direct access to them. Giving up direct access to the assets in the trust keeps creditors and predators away. If you do need access to an asset in the trust, you always have the ability to make distributions to someone other than yourself.Asset protection plans not only protect your assets during life but also provide tremendous value for your loved ones when youre gone.Laws and statutes in the area of long-term care Medicaid are always changing, so its highly recommended to review your options with a local elder law/estate planning attorney. At Bellomo & Associates, we can help you learn more about asset protection plans and how they can benefit you and your family while protecting your legacy from the rapidly rising cost of long-term care. Dont wait lets get your estate plan in place!Are you ready to start protecting your assets and planning for long-term care? Contact Bellomo & Associates today to register for an educational workshop. We can help you create a customized asset protection plan and provide guidance on long-term care Medicaid eligibility and planning. Dont wait until its too latetake action now and secure your financial future.
Read MoreThere are three main types of legal ownership of property. The first, Tenancy by the Entireties is reserved for married couples. If the property is deeded in both husbands and wifes names, it is presumed that upon the death of a spouse, the surviving spouse retains ownership. The law assumes that married couples share the property; however, clarifying language such as husband and wife tenancy by the entireties is good practice.The second type, Tenants in Common is reserved for folks who wish to transfer their individual property interests under their will. In other words, each property owner is treated under the law as having interest in their name alone, such that upon death, their specific interest transfers under their will and in turn, goes through probate. A married couple can own property with another individual (person outside the marriage) in this type of deed.The third type of ownership is Rights of Survivorship. It is reserved for persons who want to be able to transfer the property to the other owner upon their death. For example, if siblings own a joint property and the brother wants his share to go to his sister upon his death (and vice-versa), the deed will specify, David Dole and Debbie Dole, siblings with rights of survivorship. Such verbiage signifies that the two parties are siblings, but also that each wants to transfer to the other upon their deaths. In a slightly different scenario, wherein siblings want to each own 50% interest and be able to transfer it to their own children (or elsewhere), the deed would specify, David Dole and Debbie Dole, siblings, as tenants in common. In this scenario, David gets to transfer his 50% to whomever he wishes, and Debbie gets to transfer her 50% to whomever she wishes. A caution herebe sure to secure legal counsel about the potential for future family disputes before choosing this option: What if, down the road, one party wants to sell and the other wants to keep the property? Candid dialogue with an attorney is key to identifying the best arrangements for your unique situation and mitigating the risk of future family turmoil.In summary, clear, specific language is paramount in crafting deeds. The goal is to ensure that if we were to fast-forward 30+ years and imagine a title surveyor reviewing the deed, we would be certain that the surveyor would fully understand the original intent of the document and know without a doubt exactly what transpired many years before.Please give us a call so you can attend our free workshop by registering here or call schedule 717-844-9639 and well set you up with a free consultation.
Read MoreI recently met with a client whose husband was placed in the nursing facility about four years ago due to dementia. She did everything she could to keep him at home, but ultimately the behaviors (unfortunately in his case, including violence and aggression) became too much, and she was no longer able to care for him at home. Overall, she has been very pleased with the care that he has been receiving and had no complaints. I asked why she was coming into my office and what she was hoping that I could help her with, and her response was, All I have left is a couple thousand dollars and a cabin that means the world to the family. I was able to give her great newswe were able to preserve the couple thousand dollars and the cabin, and she did not lose anything. She was ecstatic and could not thank us enough for our advice and assistance.As she was getting ready to leave my office, I could tell that she was thinking about something and that something was bothering her.Before I opened the door to the lobby, I asked her, Is there anything else that you would like to discuss? Do you have more questions? She said, Yes, I have oneIf I had come to you four years ago, would there have been anything else that you could have done to help me? My response was, Yes. I would have been able to protect 100% of the assets. Her demeanor immediately changed and she looked me in the eye and asked, Why didnt the nursing facility tell me?My response was, Maam, the nursing facility is not your lawyerthey do not have a duty to you. Their job is to provide the best possible care that they can for your husband and get paid for their services. They did absolutely nothing wrong.I totally understood her frustration, but at the same time the nursing facility is in the business of caring for people, not the business of advising families on the nuances of asset protection laws. Facility employees provided advice and help with the Medicaid application process(instructing her to spend down the couples assets for monthly care costs), believing that what they were telling her was correct. They likely believed that their advice was the best, not only for them, but also for her.Unfortunately, most billing departments in nursing facilities dont fully understand asset protection laws and how they can work. It is imperative that families seek professional help from an elder law attorney as soon as a loved one enters a nursing facility, so that you and yours are not left wondering, Why didnt someone tell me?
Read MoreSometimes we accumulate more than we need or have space for. This can lead to clutter and overwhelm our homes. Before we know it, our home can become cluttered and overwhelming. The mess not only affects the appearance of our living space but also our mental health. Junk removal services offer an effective solution to rid your home of unwanted clutter and improve your overall well-being. In this blog, we will discuss the importance of junk removal services, their benefits, and how to choose a reliable company. The Dangers of Collecting and Why It's Important to Declutter Over time, we can accumulate more things than we need and create an overwhelming environment. Not only does this clutter affect our mental health, but it can also pose safety hazards in our homes. People can trip over excess items or increase the risk of fire hazards. It's essential to declutter and remove unnecessary items to create a safe, welcoming living space. Read our blog post The Dangers of Collecting for more information. Get Rid of Clutter Quickly and Safely Professional junk removal services provide a convenient and safe solution to remove clutter from your home quickly. Junk removal professionals have the experience and equipment necessary to complete the job thoroughly and efficiently. Their training reduces the risk of injury and damage to the home when handling hazardous materials or bulky items. It also ensures the proper disposal of the items. Tips on How to Find a Reliable Junk Removal Company When looking for a reliable junk removal company, there are some critical factors to consider. First, hire a professional junk hauling company that is licensed and insured to protect yourself from liability in case of accidents. Be sure to check their reviews online to gauge their reputation and level of customer service. A good junk removal company provides clear pricing estimates, flexible scheduling, and a commitment to environmental responsibility. To learn more about junk removal, read our blog here!WayForth offers comprehensive moving solutions. These include downsizing, packing, moving, and settling into a new home. We can help you or a family member with these services. Contact our moving professionals today at 1.844.WAYFORTH.
Read MoreThere are four ways to transfer assets to your loved ones: joint ownership, sole ownership, sole ownership with beneficiary designations, and via a trust. Depending on your situation, you could use one or more of these methods. It is vitally important, however, that you treat the four methods as related elements in an overarching estate plan. Jeff takes you through the proper use cases and tax implications of each wealth transfer method. He issues a reminder that family members with special needs require unique consideration within the overall estate plan. And, he encourages you to review your legal and financial arrangements to ensure that they are well coordinated and aligned with your long-term goals.Don't forget to Follow, Like, and Subscribe for upcoming podcast episodes: Apple: https://podcasts.apple.com/us/podcast/mastering-wealth-transfer-coordinate-your-assets-for/id1634278675?i=1000625510053 YouTube: https://youtu.be/cu4k69D_iRA Spotify: https://open.spotify.com/episode/0sIs3YeTTOVZm8hfj0q9zo?si=Q95FXdRjSce9frvl56XGWA
Using technology to bring people together for a large conference or even a small meeting can be complicated. Today, people expect professional productions whether the speakers and attendees are onsite, offsite, or both. But combining an array of technologies, platforms, and digital assets to provide glitch-free events can be tricky. And stressful. Jeff Bellomos guest, Steve Kownacki, is dedicated to eliminating that stress for his clients. With a warehouse full of equipment, an expert crew, and decades of experience, Steves company, Final Focus Productions, provides audio/visual (A/V) services for events of all types and sizes.
Episode SummaryIn this episode, we walk through a very important topic: Medicare vs. Medicaid. We explain Medicare first and what Medicares relevancy is in terms of estate planning and elder law. Following that, we dive into Medicaid. We cover what it is and how it functions in our society. We also touch on filial responsibility law and Medicaid estate recovery. The goal of this episode is to clear up any confusion with Medicare and Medicaid and provide you the information you need to plan out the rest of your life. We will dive into some new topics on the next episode, so stay tuned!Key Takeaways Takeaway 1: Medicare01:01 - 00:05:36)Medicare is not what many people think it is. It is not a widely-applied health insurance.In terms of long-term care, it only applies to an individual when they are admitted to a hospital for 3 consecutive nights, leaves the hospital, and then goes to a skilled facility for rehabilitation. Must be admitted to the hospital, not just be under observation.Medicare will pay for up to 100 nights in the skilled facility, but only if you show signs of improvement and progress in your rehabilitation. Its not 100 guaranteed nights of coverage.You could go from paying almost nothing, maybe just a copay, to paying $12,500 per month if you do not rehabilitate.Takeaway 2: Medicaid05:37 - 09:30Medicaid is a federal program, with the most common laws that people recognize being OBRA 96 and DRA 05. These laws set the rules for Medicaid.There is federal law, but each state interprets the federal Medicaid rules as they see fit.Research the nuances in your state and talk to the local county office.Pennsylvania has a long-term care handbook that can be found online.Every county interprets the handbook in their own way, and within each county, every case worker may look at an issue slightly differently.We offer weekly workshops, one of those being the Medicaid workshop. We talk about what to expect, what you can do ahead of time, and what you can do to make things easier down the road.Medicaid essentially will pay for the long-term care for an individual in a skilled facility, or there is the waiver program or Community HealthChoices in Pennsylvania that will pay for care in a persons home if they meet the requirements.There is an income cap limit in PA with the waiver program, but with a nursing home, whatever the income is, we can preserve and protect the assets.In PA, if a spouse enters a nursing home, we are able to protect 100% of the assets of the spouse still living at home.We can take everything else and put it in the community spouses name, but the community spouse can only take half as long as half of the money falls between $135 thousand and $30 thousand.Any excess money can be turned into an income stream that will pay back to the community spouse in as short of a term as possible. It must be Medicaid-compliant under the law.For unmarried individuals, we can protect at least 50 percent of their assets. We can gift half the money they own.This is called the Half and Half plan If someone is about to enter a nursing home, it is not too late. We can still help with crises and prevent asset loss. Takeaway 3: Filial responsibility law and Medicaid estate recovery19:32 - 24:32Filial responsibility law is the proposition that children, spouses and parents can be responsible for the nursing home debt of the child, spouse, or parent. The Pittas case was a bad facts case that made bad law. The judge in the case used filial responsibility law to hold Mr. Pittas responsible for taking his mothers money. He was liable for nearly $93,000 in nursing home costs incurred.Medicaid estate recovery is once youve already been receiving benefits, when you die, the state is allowed to go after the probate assets of the individual to cover the amount of care that was provided.We just want to make sure the assets are under $2400 and/or they do not go through probate. This is why you want to use a professional.Estate recovery is the last thing we worry about, because when we do a plan correctly, we do not have to worry about it.Links and Resources MentionedBellomo & Associates workshops including our Medicaid workshop: https://bellomoassociates.com/workshops/ For more information, call us at (717) 845-5390 Connect with Bellomo & Associates on Social MediaTwitter: https://twitter.com/bellomoassoc YouTube: https://www.youtube.com/user/BellomoAssociates Facebook: https://www.facebook.com/bellomoassociates Instagram: https://www.instagram.com/bellomoassociates/ LinkedIn: https://www.linkedin.com/in/bellomoandassociates Ways to work with Jeff BellomoContact Us: https://bellomoassociates.com/contact/ Practice areas: https://bellomoassociates.com/practice-areas/
Jeff reflects on his many years as an attorney and shares the advice he would give himself as a young lawyer. As it turns out, his advice consists of universal truths: think differently; keep learning and growing; be clear, consistent, and honest in your communications; accept that people need to make their own decisions in their own time; nurture and value your relationships; and, most of all, cherish your loved ones and tell them how you feel. Apple: https://podcasts.apple.com/us/podcast/reflecting-on-universal-truths-jeffs-advice-to-his/id1634278675?i=1000632666319 YouTube: https://youtu.be/O3LeJuvnnr4 Spotify: https://open.spotify.com/episode/2C2Xh0q5o6BhtWTK7cYKtO?si=F6k6_r8dTzaXAdKvnQjsGg
Full job descriptionThis is a part-time position with up to full-time hours available depending on flexibility, availability, and demand.Are you seeking a rewarding role that fits your schedule?Enjoy the flexibility you need with Visiting Angels of YorkAsk About Our $500 New Hire Bonus!We serve clients in York, Dover, Shrewsbury and Wrightsville, PAJob Benefits:$500 sign-on bonus and referral bonuses availableCompetitive Starting PayFlexible Scheduling - choose from days, evenings, or night shiftsWeekend wage premiums, for eligible shifts401K plans, with company matchVoluntary supplemental health care plansCaring office staff, who value individual employee contributions24/7 support during shiftsone-on-one care environmentReady to get started? Apply easily online now!Caregiver Responsibilities:Assist with bathing, getting dressed, toileting, and incontinence careHelp with light housekeeping and other quiet household tasksPerform transfers, ambulation, and mobility assistance as neededMonitor the client to ensure their safety and comfort throughout the nightProvide all other non-medical assistance as assignedRequirements:Must be 18+ years to apply1 year of professional caregiving experience preferredCNA license preferred, but not requiredAble to pass a criminal background check and drug screenMust have valid Drivers License, reliable transportation, and proof of current auto insuranceWe cant wait to hear from you!Our office is located in York, PA, and we serve seniors in Hanover, Dover, Red Lion, Spring Grove, and the surrounding areas of York County. This position may require travel.
Read MoreThe Sales and Marketing Director will oversee the internal and external marketing efforts of the community in order to meet or exceed the budgeted census.Why Harmony?401k + Fulltime & Part-time Benefits PackagesEmployee Referral Bonus + Incentives (free meals, movie tickets, dining, automotive deals, retail discounts, finance/legal, consulting, electronics, and more!)Training, Development & Career LadderingGreat work-life balanceFlexible SchedulingTelehealth + Flex Spending + Health Savings Account Options
Read MoreThe VNA of Hanover & Spring Grove is seeking a full-time, day shift Licensed Practical Nurse (LPN) to provide nursing care to Home Health patients in their home under the direction of the RN Case Manager. A graduate of an accredited practical nursing program, an active PA LPN license, and a minimum of one-year of general work experience in nursing is required. Ability to work in a home health setting and reliable transportation are also required. Must be able to participate in the weekend rotation.
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