This month, we shine our Employee Spotlight on Community Relations Manager, Jerry Gorman!Jerry is a senior living professional with over 35 years of sales, marketing, operations, and management experience. He is a servant-driven leader focused on helping his clients live their best lives by understanding their needs and exceeding their expectations.Jerry most recently worked in Senior Living as a Community Sales Director and Executive Director for many years before joining HomeWell Care Services in June of 2022 as the Community Relations Manager serving the North Dallas area.His responsibilities include creating positive brand awareness, networking with professional organizations, building relationships with senior living communities, churches, rehabilitation centers, adult senior centers, hospitals, and more that will result in long-lasting community partnerships, and keeping our home care services top of mind within the community we serve.Thank you, Jerry, for being an amazing professional. You are an asset to our companys continuing growth and make a difference in the lives of your clients and HomeWell Care Services Plano, TX! If you or an aging loved one are considering home care in Plano, TX, contact the caring staff at HomeWell Care Services Plano TX today!Call (469) 596-6500HomeWell Care Services Plano TX is a Trusted Home Care Agency serving Plano, Allen, McKinney, Frisco, Richardson, Garland, Little Elm, Prosper, and the surrounding areas.

Greetings,In our last bi-monthly newsletter, I mentioned we had nominated one of our caregivers Jane, as the Caregiver of the Year for Visiting Angels nationwide. We were notified at the end of January, she was selected to move onto Round 2 of nominations! This round, we must submit video testimonials about Jane from the client, family members, office staff, and our owner Karen. By the time you read this, we will have submitted the video testimonials and will hear back by March 21st if Jane is a semi-finalist for this prestigious award. The winner of this years Caregiver of the Year award will be announced at the Visiting Angels 26th Annual Conference being held in June and will receive $5,000. There are many team members deserving of consideration for Caregiver of the Year, yet Janes exceptional qualities really stand out. Id like to share an excerpt from the written nominations highlighting Janes contribution.Jane has worked with our team for almost three years. She is dedicated to her work and committed to her clients. She is always on time and never calls out, no matter the weather conditions. The dignity of those in her care is a top priority for Jane while maintaining a positive attitude. Shes willing to go-with-the-flow in any circumstance. For example, when her client resists wearing oxygen and doesnt remember why they need to wear it, Jane knows how to navigate the situation with grace and patience. On the other hand, she holds her ground with difficult clients, and even though it may be uncomfortable, she handles it with respect and kindness.Nominating a caregiver of the year is not just a process, its an opportunity to acknowledge and celebrate the extraordinary dedication and compassion of someone whose role is to serve others. Being a part of this journey of recognition has been rewarding because it highlights the invaluable contributions of caregivers nationwide and the importance of acknowledging their efforts. Its been a reminder of the power of appreciation and the significance of recognizing individuals who demonstrate excellence in their work. Im pleased to be a part of a nationally known and locally owned company, like Visiting Angels, who understands the importance and joy of recognizing others. In the end, nominating a caregiver is about acknowledging the countless acts of kindness and the immeasurable impact caregivers have on the lives of others. Whether or not Jane wins nationwide, she is our Visiting Angels of Medford, MA Caregiver of the Year 2023, and that is something to celebrate! I look forward to giving you another update regarding the award in May. All for now,Abby

How do I know how much renters insurance to buy? Tips to help choose accurate, appropriate limits for your personal property and liability coverage. You've followed your rental guide and it's time to move in! Your furniture is in place, the utilities are hooked up and your rental unit is starting to look like a home. And now you might be asking yourself do I need renters insurance? It is estimated that 56% of renters do not have renters insurance. A renters policy is more important, accessible and affordable than you might think, and in some cases, renters insurance is required by landlords. But renters are often unclear about what renters insurance is, what it covers and how much they need. What does renters insurance cover? In short, renters insurance covers what you own. Most landlord's insurance covers only the building and damages due to negligence. Getting coverage for some of the most common causes of property damage and loss such as theft, vandalism and fire is entirely up to you. Without renters insurance, you may have to bear the financial burden of a loss on your own, including the cost of a hotel stay if you cannot live in your apartment while repairs are made. Want to protect your stuff? Most renters' belongings cost more than they think. The average person has $30,000 worth of belongings that are probably not covered by a landlord's policy. Take a moment to add up the approximate cost of your computer, television, stereo, furniture, jewelry and clothing. If a fire gutted your apartment tomorrow, would you have the cash to replace it all? Renters insurance also covers much more than just your personal property. The average policy can include up to $100,000 in liability coverage. That means in the event of a covered loss, your insurer will help cover the costs if you're held responsible for injuring another person or damaging another person's property. Moreover, this coverage applies whether the incident occurred within your residence or elsewhere. Be sure you have coverage against the unexpected with renters insurance. Get a free quote now. How much renters insurance do I need?Renters insurance is relatively inexpensive. According to NerdWallet, the average renters policy costs about $15 per month for up to $30,000 in personal property coverage. That's solid coverage for less than the cost of a few cups of coffee a week. Here are some tips to help you determine your insurance needs. Complete an inventory of your possessions. Personal property coverage is probably the main reason most purchase a renters policy. The coverage will reimburse you for covered loss, damage or theft of your personal possessions up to a certain dollar amount. Completing a home inventory is a good way to determine how much property coverage you need. This inventory lists your personal possessions, along with details about their age, purchase price or current value and other identifying information. While youre at it, take pictures or a video of your property. Check with your insurance agent about discounts. Many insurers offer significant discounts if you buy more than one policy with their company. For renters, this usually means purchasing auto insurance with a renters policy. But life, business and other plans may also qualify. Choose the right deductible. A deductible is the amount of a covered loss that you pay out of your own pocket. In other words, it's the amount "deducted" from any payout by your insurer. For example, if a fire causes $1,500 in insured damage to your personal property and your deductible is $500, then your insurer will pay you $1,000. Your renters insurance premiums will reflect the deductibles you agree to pay. Lower deductibles mean higher premiums; higher deductibles mean lower premiums. Keep in mind that an insurer will not reimburse you for a loss amount that is lower than the deductible. This means if your deductible is $2,000 and you suffer $1,750 in losses, then you are entirely responsible for those costs, even if the cause of the loss is covered by your policy. When choosing a deductible, think carefully about the out-of-pocket costs that you are willing, and able, to pay. A disciplined saver may be able to offset the greater risk of a high deductible with cash reserves. Others, however, will have to balance the benefit of a higher deductible against the risk of greater out-of-pocket expenses. Assess your liability. Your renters policy's liability coverage may protect you if someone injures themselves in your home. It may also protect you in case you cause damage to others' property. Some policies will pay for defense and court costs in addition to settlement costs. The typical renters insurance policy offers $100,000 in liability coverage. For renters, this amount is often sufficient. However, if you entertain company frequently at your home or if your assets exceed your limit, you should consider a coverage amount equal to at least the total value of your assets.Supplement coverage if necessary. Keep in mind that your policy will exclude certain perils (such as earthquake and flood losses), limit coverage on some items (such as computers, firearms and silverware) and might not cover a business in your home. If you have special insurance needs, talk to your agent about extending limits or adding separate policies. And finally, where your apartment is located will play an important role in determining your renters insurance rates. Prices will vary based on your state, city and neighborhood. Safer locations might mean lower rates, so renting in a low-crime area near a fire station might save you money. Your rates will also reflect the safety of the rental property itself. For example, an older, unrenovated building might have a higher risk of electrical and plumbing issues, and that can mean higher rates. Fortunately, steps as simple as installing smoke detectors and fire extinguishers in your apartment may mean real savings, even if you do rent an older property. This article was contributed by Laurel Flowers State Farm Insurance Agent located in Saraland, Alabama.  You can contact Laurel Flowers State Farm team for a renters insurance quote.  Call 251-675-4736.