A Guide to Helping Your Parents Navigate Aging

Author

BrightStar Care

For more information about the author, click to view their website: Brightstar Care

Posted on

Apr 25, 2024

Book/Edition

Florida - Southwest

share-this
Share This

This comprehensive checklist helps families prepare for their parents' senior years, covering health, safety, legal, financial, and social aspects. Creating a senior life plan for aging parents is crucial for their wellbeing and peace of mind. It starts with early communication to discuss a senior’s needs and preferences, considering a caregiving plan, health and medical care planning, safety and living arrangements that include developing an emergency plan. Financial discussions, managing finances without infringing on a senior’s privacy. Legal documentation and insurance reviews ensure all legal matters are in order and insurance policies are adequate and current.

Contact an Office in Your Area

A Guide to Helping Your Parents Navigate Aging

We’re so used to our parents living independently that we don’t always notice when they begin to struggle with handling daily activities. Changes can begin gradually as they start to slow down, or they can happen quickly, when a parent has an unexpected diagnosis or accident. No matter if you live across town or across the country, proactively creating a senior life plan for your parents will give you peace of mind and allow them to continue to live their lives to the fullest. 

 

Communication 

Approaching aging parents about planning their senior years can be a touchy subject for everyone involved. As a general rule, it is recommended to start having these conversations by the time you’re in your forties, or they’re in their seventies (known as the 40-70 rule). Of course, you know your parents' habits and personalities best, so you are the best judge of their physical and mental health. Here are some factors that can determine the appropriate time to initiate this conversation:

  • Start the conversation early, using the 40-70 rule, so you have time to make or change plans based on your parents' needs
  • Create a comfortable and open environment for the conversation
  • Plan more than one conversation so you can cover all possible issues
  • Take notes so you remember what was discussed and can keep track of next steps
  • Keep a list of all their passwords for accounts such as computer, email, phone, and cable

 

Create a Caregiving Plan 

A caregiving plan will ensure everyone is on the same page about the care needed and how it will be handled as your parents age. If they require additional care, consider how you can support their needs. This might involve coordinating with local caregivers, hiring professionals to assist with certain tasks, or, if you don’t live nearby, planning regular visits to spend time with them.

  • Have a caregiving plan ready in case your loved ones need in-home care
  • Discuss changes to your parents’ healthcare needs with their doctors 
  • Research different caregiving options
  • Find out if your loved one has any specific needs to maintain their health and happiness 

 

Health and Medical Care

A senior life plan starts with understanding your parents’ health statuses and medical needs. When they are in excellent health, it’s essential that their care and treatment preferences are detailed in a living will or advanced directive and discussed with family members. Have this conversation now, during the planning stage, rather than during a medical emergency.

  • Designate a healthcare proxy who can speak with doctors on your loved one’s behalf and make healthcare decisions, especially if they are hospitalized
  • Keep a list of their medications up to date, including prescriptions, over-the-counter medications, supplements, and vitamins
  • Keep a list of your parent's doctors and specialists, including their contact information 
  • Ensure they are following their doctors’ advice and taking medications as prescribed
  • Make a note of the closest urgent care facility and hospital
  • Get to know their primary care physicians 
  • Discuss your parents’ latest check-ups and help schedule upcoming appointments 
  • Encourage your parent to write a living will or advanced directive and keep a copy on file

 

Safety and Living Arrangements

Most seniors want to remain in their homes as they age, connected to family, friends, and community. If your parents are able to continue living at home, consider home remodeling options to help them safely age in place. In addition, develop an emergency plan with your parents and make sure they know what to do in case of a natural disaster or other emergency.

  • Evaluate the safety of their home and make modifications if necessary
  • Review any mortgage or financial concerns about the home
  • Check in regularly, either in person, or by phone or video chat
  • Consider long-term care insurance in case long-term care is ever required
  • Develop an emergency plan and list of emergency contacts

 

Social and Support Network

A strong social support network helps keep seniors healthy and active and gives them a sense of connection, belonging, and purpose. This support can include neighbors, friends, or other family members who can assist your loved one if needed. If possible, foster connections with their support network to have reliable contacts in case of emergencies.

  • Encourage your parents to stay socially engaged and participate in activities that bring them joy
  • Check if your parents have a support network in their local community
  • Keep the name and number of a neighbor who can regularly check on your loved ones
  • Create a schedule of friends and family who call or regularly video chat
  • Ensure your parents have access to reliable transportation when needed, especially if they don’t drive

 

Review Finances

Discussing finances can be tricky. Seniors sometimes want to keep their financial information private, even from family members. Reassure them that they can keep exact dollar amounts confidential, but make sure you have access to the information if you need it. Have them assign a Durable Power of Attorney (POA) to someone who can make financial decisions on their behalf. When going over how your parents would like their finances handled, topics to discuss include outstanding debts, homeownership, savings, and retirement funds.

  • Find out what financial accounts are open and where they are held 
  • Make a list of advisors’ contact information 
  • Ensure they are making informed decisions about retirement, investments, and insurance
  • Stay up to date on Social Security benefits 
  • Check that beneficiary designations are current
  • Make sure your loved ones have a POA representative
  • Streamline bill paying by setting up automatic payments 
  • Ensure they know how to avoid scams

 

Gather Legal Documents 

Discussing and taking care of legal issues while your parents enjoy good health can ensure everything is planned and understood. Make sure you know where your parents keep their personal information and important documents in case you need them. Go over everything together and meet with their estate planner so you can ask questions about their wishes and how to ensure they are carried out.

  • Discuss important documents and where they are stored
  • Find out if your parents have a will and a living will, and where they are located
  • Make sure their POA for finances and healthcare proxies are in order
  • Read through their estate plan/will to make sure beneficiaries and responsibilities are correct and up to date

 

Review Insurance Plans

Regularly review your parents’ insurance policies. It’s essential to know if their policies are adequate, up to date, and where the accounts are located. This information can help avoid undue financial burdens during medical emergencies or accidents. 

  • Make a list of active insurance policies such as auto, home, health, long-term care, etc.
  • Review homeowners, auto, and life insurance policies to ensure they are adequate and up to date
  • Review health insurance coverage for any policy changes that need to be made based on current or future needs

 

Aging Parents Checklist 

Although caring for an aging parent often means taking on financial, legal, and other responsibilities, it can also be a time to reflect on happy memories and plan for a future that includes more joyful moments. The aging parent checklist below can help you ensure you’ve got all the bases covered when it comes to life planning and the next steps for your aging loved ones. 

 

Communication

  • Have the conversation early so you have time to make or change plans based on your parents' needs
  • Create a comfortable and open environment for the conversation
  • Take notes so you remember what was discussed and keep track of your next steps
  • Keep a list of all their passwords for accounts such as computer, email, phone, and cable

Health and Medical Care

 

  • Designate a healthcare proxy who can speak with your loved ones’ doctors and make decisions
  • Keep an up-to-date list of all their medications, including over-the-counter, supplements, and vitamins
  • Keep a list of their doctors and specialists, including their contact information 
  • Ensure they are taking medications as prescribed
  • Make a note of the closest urgent care facility and hospital
  • Get to know their primary care physicians 
  • Help schedule upcoming appointments 
  • Encourage your parent to write a living will and keep a copy on file

Ensure Safe Living Arrangements

  • Evaluate the safety of their home and make modifications if necessary
  • Review any mortgage or financial concerns about the home
  • Check in regularly, either in person, or by phone or video chat
  • Consider buying long-term care insurance
  • Develop an emergency plan and list of emergency contacts in case of a natural disaster or other emergency

Create a Caregiving Plan

  • Have a caregiving plan ready in case your loved ones need in-home care
  • Discuss changes to your parents’ healthcare needs with their doctors 
  • Research different caregiving options
  • Find out if your loved ones have any specific needs to maintain their health and happiness 

Social and Support Network

 

  • Encourage your parents to stay socially engaged and participate in activities that bring them joy
  • Check if your parents have a support network in their local community
  • Keep the name and number of a neighbor who can regularly check on your loved ones
  • Create a schedule of friends and family who call or regularly video chat
  • Ensure your parents have access to reliable transportation when needed, especially if they don’t drive

Review Finances

  • Find out what financial accounts are open and where they are held 
  • Make a list of advisors’ contact information 
  • Ensure they are making informed decisions about retirement, investments, and insurance
  • Stay up to date on Social Security benefits 
  • Check that beneficiary designations are current
  • Make sure your loved ones have a POA representative
  • Streamline bill paying by setting up automatic payments 
  • Ensure they know how to avoid scams

Gather Legal Documents 

 

  • Discuss important documents and where they are stored
  • Find out if your parents have a will and living will, and where they are located
  • Make sure their POA for finances and healthcare proxies are in order
  • Read through their estate plan/will to make sure beneficiaries and responsibilities are correct and up to date

Review Insurance Plans

  • Make a list of active insurance policies such as auto, home, health, long-term care, etc. 
  • Review homeowners, auto, and life insurance policies to ensure they are adequate and up to date
  • Review health insurance coverage regularly for any policy changes that need to be made as needs change

Other Articles You May Like

Alzheons Alzheimers Trial Shows Promising Results Were Honored to Be Part of It

Alzheon has reported encouraging results from its Phase 2 trial of ALZ-801, an oral treatment for early Alzheimers disease. The study showed cognitive benefits, a 28% reduction in hippocampal atrophy, and a strong safety profile, particularly for individuals with two copies of the APOE4 gene. With the Phase 3 trial now fully enrolled, topline results are expected in the near future. If successful, ALZ-801 could become the first oral anti-amyloid therapy for high-risk patients. Aqualane is proud to be part of this groundbreaking research and extend our deepest gratitude to all participants whose contributions are shaping the future of Alzheimers treatment.

The Power of Multigenerational Caregiving

At The Dubin Center, we often see the strength that blooms when families come together to care for a loved one. One such inspiring duo is Sally and her daughter, Jenna multigenerational caregiving team who have supported each other and grown together through the challenges of dementia caregiving.Sally has been a caregiver for at least four years, navigating the evolving needs of her husband with quiet strength and a fierce commitment to showing up each day. Two years ago, her daughter Jenn moved to Florida to be closerand to help. Since then, the two have become a team, blending perspectives, experiences, and love as they walk the caregiving journey together.When asked what they would say to someone who is unsure about joining a support group or getting involved with The Dubin Center, both women spoke with heartfelt conviction."Definitely come, Sally said. Anyone dealing with this sort of stuff needs support. It saved me.Jenn echoed her mothers words, adding, You are not alone. The support groups can help lift you out of the misery. You can give advice and get advice. Its a safe spaceand comforting knowing others understand.Caregiving across generations isnt always easy, but it opens the door for powerful lessons.When asked what younger and older generations can learn from each other, Sally emphasized patiencenoting that age often brings the ability to let go of the small things and focus on what really matters. Jenn reflected on the importance of respect, independence, and dignity, which shes seen modeled by her mom.So, what advice do they have for other families navigating caregiving across generations?Find support, and dont do it alone, Sally advised. Let your family know whats going on and ask for help when you need it.Jenn added, Being open, honest, patient, and kind are the most important. Dont judge, and find a middle ground to work together.Thank you, Sally and Jenn, for your inspiring words! Whether you have family to lean on or not, their words are a reminder that caregiving doesnt have to be a solitary journey. If you or someone you know is caregiving across generations or by themself, reach out. Whether it's joining a support group or simply asking questions, The Dubin Center is here for you!

TravelPulse Feature: 2025s Influential Women in Travel

As we mark Womens History Month 2025, TravelPulse is once again taking a moment to acknowledge the substantial contributions and innovations of women in the travel industry.Its hardly an overstatement to say that women play a critical role in travel and tourism, both locally and globally.The latest available data from the World Travel & Tourism Council shows that women make up nearly 40 percent of the industry. That translates to about 48 million women working in what is now the worlds ninth largest industry.Among these women are scores of trailblazers, visionaries and fearless go-getters who have set their sights on making a difference for others or for the world (or both) and are doing so in their own unique way. They are entrepreneurs, they are corporate titans, they are passionate environmentalists and they are leaders of some of the travel industrys largest brands, businesses and trade groups.This is TravelPulses fifth annual list of influential women in travel, and each year, it is a privilege reviewing the bold things that women in travel are accomplishing. The 2025 class of influential leaders makes clear that women continue to be a force to be reckoned with, even during this fraught time in our history.Women continue to bring unique approaches to addressing and resolving many of the daunting challenges facing the industry and the world at large, including finding ways to make travel more sustainable, inclusive, accessible, thoughtful, and beneficial for stakeholders at all levels.At TravelPulses request, each of the 20 women being honored this year (who were all nominated by industry peers) shared a few career accomplishments theyre most proud of, as well as thoughts on what motivates them. Their answers are a compelling and inspirational read.Heres a closer look at each of the 2025 winners and the forces that drive them.Kerri Johnson, Founder, GOMO TravelAs the founder of GOMO Travel, Kerri Johnson is transforming the way people with mobility challenges, medical conditions, or other travel limitations experience the world.  A medical travel assistance agency, GOMOs medical travel companions ensure that travelers get where they need to go with safety.The assistance of GOMO companions is available whether someone has mobility issues, suffers from anxiety, or requires medical assistance.Johnsons efforts through GOMO prioritize inclusivity, ensuring every traveler no matter their circumstances receives personalized support, from booking accessible accommodations to navigating unexpected disruptions.Q: What motivates you to do what you do each day?I have a nursing background and have always been sensitive to peoples feelings and needs, says Johnson. As I have grown and matured, I have become a staunch advocate for those less fortunate. I start my day with my alarm of Andy Williams song The Impossible Dream.This is a daily reminder to accomplish my goal of alleviating fear, isolationism, andexclusion experienced by many would-be travelers, says Johnson. At GOMO Travel, we strive to make their dreams possible.Q: What are your hopes and goals related to your specific area of work and the impact youd like to have on the travel industry?We feel everyone should be free to travel on their own terms, whatever that individuallymeans for them, says Johnson. Our hope is to normalize assisted travel across the globe so they will know that resources like ours exist. Uber did not happen overnight, and we utilize every day to build our network to achieve our goal of one day becoming the Uber of assisted travel.

Local Services By This Author

BrightStar Care of Naples & Ft Myers

Home Health 2545 Northbrooke Plaza Drive, Naples, Florida, 34119

BrightStar Care is a leading in-home care agency that has been serving Lee and Collier counties since 2006. With a wealth of experience spanning 18 years, we have become a trusted name in providing compassionate and professional care to individuals within the comfort of their own homes. At BrightStar Care, we offer a wide range of services to meet the diverse needs of our clients, including both Medical and Non-Medical Care. Our non-medical care, also referred to as non-skilled care, includes assistance with IADLs such as transportation, meal preparation, medication reminders light housekeeping, laundry and ADLs such as assistance with personal care needs, transferring, and feeding. Our medical care, also referred to as skilled care, services encompass more complex medical needs with care being provided by an LPN or RN. Some of the Skilled services we offer include case management, medication management, medication administration and teaching, wound care and wound vac, disease education and monitoring, IV treatments and line maintenance, catheter and ostomy care, home safety evaluation and much more. In addition to non-skilled and skilled care, BrightStar Care takes pride in offering physical therapy (PT) and occupational therapy (OT) services. Our team of licensed therapists collaborates closely with clients to develop personalized treatment plans, aiding in the restoration of independence, improvement of mobility, and enhancement of overall quality of life. Another aspect that sets BrightStar Care apart is our medical staffing services. We understand the significance of having qualified and reliable healthcare professionals in various settings, such as hospitals, clinics, and long-term care facilities. Through our medical staffing solutions, we provide healthcare organizations with certified nursing assistants, skilled nurses, therapists, and other healthcare professionals on either a temporary or permanent basis. As an organization, we hold the prestigious Joint Commission Accreditation, which represents the gold standard in healthcare. This accreditation validates our commitment to delivering the highest standard of in-home care through quality and safety. Our dedication to providing top-notch care is further exemplified by our rigorous care team member selection and training processes. We carefully choose and train our care team members to ensure they possess the necessary skills, knowledge, and compassion to provide exceptional care to our clients. Furthermore, our thorough screening process, including background checks, drug testing, and reference verifications, instills peace of mind in our clients. Additionally, all our care team members undergo extensive hands-on training with our Director of Nursing, which includes comprehensive skills review, disease-specific training programs, as well as Dementia Live and our own Alzheimer's training called Bright Connections.  What truly distinguishes us, however, is our genuine commitment to providing personalized care tailored to the unique needs of our clients. Our Rns create a comprehensive personalized plan of cares for each client. We believe in cultivating meaningful relationships with our clients and their families, creating a warm and supportive environment that promotes overall well-being which is why we created our own program called Purposeful Engagements.In recognition of our efforts to provide peace of mind to clients and their families, BrightStar Care has received numerous awards, including the Home Care Pulse awards for Provider of Choice, Employer of Choice, and Leader in Excellence. When it comes to in-home care, BrightStar Care is the agency of choice for those seeking exceptional care, compassion, and support. Our mission is to enhance the lives of our clients, enabling them to live comfortably and independently in their own homes through delivering a higher standard of in home care and providing peace of mind. Having proudly served Lee and Collier counties for over 18 years, we are excited to continue delivering exceptional in-home care services to our community.

BrightStar Care of Naples & Ft. Myers

Non-Medical 2545 Northbrooke Plaza Drive, Naples, Florida, 34119

BrightStar Care is a leading in-home care agency that has been serving Lee and Collier counties since 2006. With a wealth of experience spanning 18 years, we have become a trusted name in providing compassionate and professional care to individuals within the comfort of their own homes. At BrightStar Care, we offer a wide range of services to meet the diverse needs of our clients, including both Medical and Non-Medical Care. Our non-medical care, also referred to as non-skilled care, includes assistance with IADLs such as transportation, meal preparation, medication reminders light housekeeping, laundry and ADLs such as assistance with personal care needs, transferring, and feeding. Our medical care, also referred to as skilled care, services encompass more complex medical needs with care being provided by an LPN or RN. Some of the Skilled services we offer include case management, medication management, medication administration and teaching, wound care and wound vac, disease education and monitoring, IV treatments and line maintenance, catheter and ostomy care, home safety evaluation and much more. In addition to non-skilled and skilled care, BrightStar Care takes pride in offering physical therapy (PT) and occupational therapy (OT) services. Our team of licensed therapists collaborates closely with clients to develop personalized treatment plans, aiding in the restoration of independence, improvement of mobility, and enhancement of overall quality of life. Another aspect that sets BrightStar Care apart is our medical staffing services. We understand the significance of having qualified and reliable healthcare professionals in various settings, such as hospitals, clinics, and long-term care facilities. Through our medical staffing solutions, we provide healthcare organizations with certified nursing assistants, skilled nurses, therapists, and other healthcare professionals on either a temporary or permanent basis. As an organization, we hold the prestigious Joint Commission Accreditation, which represents the gold standard in healthcare. This accreditation validates our commitment to delivering the highest standard of in-home care through quality and safety. Our dedication to providing top-notch care is further exemplified by our rigorous care team member selection and training processes. We carefully choose and train our care team members to ensure they possess the necessary skills, knowledge, and compassion to provide exceptional care to our clients. Furthermore, our thorough screening process, including background checks, drug testing, and reference verifications, instills peace of mind in our clients. Additionally, all our care team members undergo extensive hands-on training with our Director of Nursing, which includes comprehensive skills review, disease-specific training programs, as well as Dementia Live and our own Alzheimer's training called Bright Connections.  What truly distinguishes us, however, is our genuine commitment to providing personalized care tailored to the unique needs of our clients. Our Rns create a comprehensive personalized plan of cares for each client. We believe in cultivating meaningful relationships with our clients and their families, creating a warm and supportive environment that promotes overall well-being which is why we created our own program called Purposeful Engagements.In recognition of our efforts to provide peace of mind to clients and their families, BrightStar Care has received numerous awards, including the Home Care Pulse awards for Provider of Choice, Employer of Choice, and Leader in Excellence. When it comes to in-home care, BrightStar Care is the agency of choice for those seeking exceptional care, compassion, and support. Our mission is to enhance the lives of our clients, enabling them to live comfortably and independently in their own homes through delivering a higher standard of in home care and providing peace of mind. Having proudly served Lee and Collier counties for over 18 years, we are excited to continue delivering exceptional in-home care services to our community.