2025 is the Year: Why You Shouldn’t Wait on Moving to a Retirement Community
The Terraces at Bonita Springs
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Jul 04, 2025
Florida - Southwest
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Move to a Continuing Care Retirement Community (CCRC) and prearranging your future for security and peace of mind, is a wise investment. But for many, the prospect of selling their home—and determining whether the housing market is favorable—can feel like a daunting hurdle.
Holding off might seem like the safest choice, but waiting could present unexpected challenges. In reality, knowing when to move to a senior living community could make all the difference.
So why is 2025 the time to make the move? Keep reading to learn more.
National Housing Market in 2025
As of January 2025, the U.S. housing market presents the following trends:
- Home Prices: Zillow forecasts a 2.6% increase in home values for 2025, indicating a relatively modest appreciation similar to the previous year's growth.
- Mortgage Rates: Mortgage rates have surpassed 7% for the first time since mid-2024, with the average rate on a 30-year fixed mortgage rising to 7.04%, according to Freddie Mac.
- Housing Starts: In December, U.S. single-family homebuilding reached a 10-month high, rising to 3.3%, according to the Commerce Department.
If you're like many of our residents and have owned your home for several years, selling in 2025 could be a highly profitable move. With home values expected to rise by 2.6%, you can look forward to growing your home equity, resulting in a strong return on your investment. This makes 2025 an excellent time to cash in—you’ve earned it!
Mortgage rates are another key factor that makes selling now a wise choice. While mortgage rates are expected to ease in 2025, improving affordability for buyers, this will also likely lead to increased demand. As a result, home prices are expected to remain high and could even rise further.
Another encouraging sign for sellers is the limited housing inventory. A recent Zillow analysis revealed that the U.S. is short by 4.5 million homes to meet demand. When supply can't keep up with demand, it’s the perfect time to enter the market. Leaving behind the hassles of homeownership, you can enjoy a more relaxed, resort-like lifestyle that’s better suited for your retirement!
No more worries about finances.
Unlike being at the mercy of the unpredictable housing market and the financial challenges of maintaining your own home, moving to a continuing care retirement community gives you control over your future at fixed, predictable prices. With a range of convenient amenities designed to make life easier and more enjoyable, you can rest assured knowing your well-being is supported by a reliable, long-term health plan.
All Acts Retirement-Life continuing care retirement communities offer Acts Life Care®, a contract that secures your future health care needs and protects your savings—no matter the economic or global uncertainties. This contract guarantees access to care options like assisted living, skilled nursing, rehabilitation, and more, should you ever need them.
Acts Life Care isn’t just about planning for the unknown—it’s about offering peace of mind. Imagine knowing that your future health care costs are already covered and that your monthly fee remains stable. This solution shields you from the fluctuations of the stock market and the rising costs of health care.
Staying Active and Engaged in a Vibrant Community
As we age, maintaining an active and healthy lifestyle is important, and there's no better way to do that than by having a plethora of activities available at your fingertips to engage your body, mind, and spirit. Many of us find that isolation increases as we get older, which can lead to depression and other health concerns. Moving to a senior living community means staying social and fostering meaningful companionship.
Residents also have easy access to a wellness suite with a full-time Nurse Practitioner who is available to address common health concerns and provide regular check-ups, helping you stay ahead of your health needs.
Check out the amazing health benefits of a social lifestyle in retirement.
Peace of Mind with Acts Retirement
We've highlighted that every Acts community is a continuing care retirement community (CCRC), but what does that truly mean? Simply put, a CCRC allows you to move in as a healthy and independent adult, choosing from apartment homes, villas, or cottages, depending on your preference. You make a one-time entrance fee payment that secures the benefits of Acts Life Care, along with a predictable monthly fee that covers essential services like maintenance, utilities, chef-prepared meals, and a range of other amenities.
Should your care needs evolve, the Acts Life Care contract ensures your monthly fee won’t change because of it. Your fee stays consistent regardless of the level of care you need.
The Acts Life Care contract isn’t just a benefit—it’s a promise that gives you peace of mind. Knowing that your future health care needs are already paid for, at today’s prices, allows you to rest easy and focus on enjoying life without worrying about unexpected costs.
No such thing as a "free" home! Learn about the hidden costs of home ownership.
As we age, managing the day-to-day upkeep of our homes can become a real burden—one that may be too much to handle. In an Acts continuing care retirement community, you can say goodbye to the stress of home maintenance: no more costly repairs, lawn care, snow removal, hurricane preparations, or fixing broken appliances.
Security with Acts Retirement
When it comes to senior living, the options can be overwhelming. So, why choose continuing care retirement living with Acts Retirement-Life Communities? One word: Security.
With over 50 years of leadership in the senior living industry, Acts is one of the most trusted and experienced organizations in the field. As a not-for-profit entity, our focus is on improving the lives of our residents, not generating profits for shareholders. Additionally, our Acts Life Care plan ensures that residents’ savings are protected for life. All these factors, along with the other benefits we’ll highlight below, contribute to Acts maintaining a 98% satisfaction rating among current residents.
Acts communities also benefit from the strength of its network. With 28 continuing care retirement campuses in nine states, Acts provides a range of options for residents to experience our unparalleled lifestyle. Our on-site healthcare centers consistently rank among the nation’s top facilities according to state and federal agencies.
When it comes to retirement living, Acts Retirement offers unmatched strength, security, and peace of mind.
- To view the original version of this article visit www.actsretirement.org/latest-retirement-news/in-the-news/why-you-shouldn-t-wait-2025-is-the-year-to-move-to-a-retirement-community/
- Seniors Blue Book was not involved in the creation of this content.
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