Are you a Veteran Are You a Surviving Spouse

Posted on

Apr 17, 2011

Book/Edition

Utah - Utah

Share This
Aid & Attendance was established in 1952 to provide financial assistance to wartime Veterans and or their surviving spouses who lack the funds necessary to pay for the care they require with routine activities of daily living.
Those who served our country during the following wars (whether overseas or stateside) are eligible for a special payment to assist them with providing care for themselves, a spouse or surviving spouse: WWII, the Korean Conflict, the Vietnam War, or the first Gulf War.
This pension is designed to help the Veteran pay for the assistance of someone to help them with the activities of daily living such as medication management, dressing, mobility, meal preparation, bathing etc. Care can be provided at home, in an assisted living community, or in a nursing home. The care can be provided by loved ones or professional staff.
A Veteran may receive up to $1,644 a month. A Veteran and spouse may receive $1,949 and a surviving spouse of a Veteran, up to $1,056 per month. This pension is paid directly to the Veteran or spouses bank account similar to their social security check and it is completely TAX FREE.
Many Veterans or their surviving spouses require the assistance of someone to come in to help them with things such as cooking, cleaning, driving to appointments etc. while at the same time helping them with some personal care. Many of these seniors prefer to stay at home but cannot afford to have someone help them with these activities. With this tax-free pension, they would be able to afford the assistance they need in home or move into assisted living that provides them with the care they deserve.
If you served our country during a period of war, check out your eligibility for this pension. If you require assistance at home, if you currently live in an assisted living community, or if nursing care is inevitable, you may be able to increase your standard of living or move into the type of community where you can receive the care you deserve.
Editors Note: This article was submitted by Carole Autrey, Director of Senior Care Associates, 801-424-1444

Other Articles You May Like

Why You Should Have a Memorial

Why you Should Have a Memorial and How to Choose the Right OneLosing a loved one is never easy. It is a time of immense emotional pain and grief. During this period, it is important to find ways to honor and remember the person who has passed away. One way to do this is by creating a memorial in their honor. In this blog post, we will explore why you should have a memorial and how to choose the right one.Why Have a Memorial?A memorial is a physical reminder of the person who has passed away. It provides a place for loved ones to gather and pay their respects, and it can serve as a symbol of the person's life and legacy. Here are some additional reasons why you should consider creating a memorial:Provides Comfort: Having a memorial can provide comfort to family and friends who are grieving. It gives them a physical place to visit and remember their loved ones.Honors the Person's Life:A memorial is a way to honor the person's life and legacy. It can be personalized to reflect their personality, interests and achievements.Creates a Lasting Tribute: A memorial is a lasting tribute to the person who has passed away. It ensures that their memory will live on for generations to come.Choosing the Right MemorialWhen it comes to choosing the right memorial, there are several factors to consider. Here are some tips to help you make the right choice:Consider the Person's Wishes: If the person who has passed away expressed any wishes regarding their memorial, be sure to take them into consideration. This can include things like their preferred location, type of memorial and any specific design elements.Choose the Type of Memorial: There are many different types of memorials to choose from, including headstones, plaques, benches and statues. Consider what type of memorial would best reflect the person's personality and interests.Personalize the Memorial: Personalizing the memorial can make it more meaningful and reflective of the person's life. Consider adding their name, birth and death dates, a favorite quote or an image that represents their personality or interests.At Mobile Memorial Gardens Cemetery, we offer a wide range of memorial options to help you honor your loved one. From traditional headstones and mausoleums to cremation memorials and garden benches in a beautiful setting at 6100 Three Notch Road, Mobile, Alabama.  We have something to fit every need and budget. Our experienced staff can help guide you through the process of choosing the right memorial and personalizing it to reflect your loved one's life and legacy.In conclusion, creating a memorial is a meaningful way to honor and remember a loved one who has passed away. By taking the time to choose the right memorial and personalizing it to reflect the person's life, you can create a lasting tribute that will provide comfort and solace to family and friends for generations to come. At Mobile Memorial Gardens Cemetery, we are here to help you through this difficult time and guide you through the process of creating a beautiful and meaningful memorial for your loved one. We offer services such as pre-need planning, ground burial, cremation burial, and memorial and monuments.Contact Mobile Memorial Gardens Cemetery's friendly staff today at 251-661-1333 to learn more about our services how we can help you.

Veteran Directed Care Empowers Veterans

Aging in place as a Veteran has its own unique challenges. A program at the Veterans Administration (VA) is stepping in to help.Veteran Directed Care is a unique program available through the VA that allows veterans and their families more control over the care they receive. Unlike traditional healthcare programs, Veteran Directed Care puts the power back into the hands of those who have served our country. Veterans can choose their own caregivers, decide on the specific services they need, and even manage their own budgets. This personalized approach not only ensures that Veterans receive the care they deserve, but also gives them a sense of empowerment and autonomy. Within this program, Veterans and their families can tailor their care to meet their individual needs, providing a higher level of satisfaction and overall well-being.Veteran Directed Care empowers veterans and their families in several ways. Firstly, it allows them to have more control over the type and quality of care they receive. They can choose their own caregivers, ensuring that they feel comfortable and supported in their care journey. This sense of choice and autonomy can greatly improve their overall well-being. Secondly, veteran directed care gives veterans and their families the power to manage their own budgets. They can prioritize the services that are most important to them, ensuring that they are getting the care they truly need. This financial empowerment can greatly reduce stress and provide a sense of security. Overall, veteran directed care puts the power back into the hands of those who have served our country, allowing them to live their lives with dignity and independence.The program doesnt require a service-related injury or disability and doesnt impact Social Security or Social Security Disability benefits. Your local-area Veterans Administrations offices can assist with any questions about the Veteran Directed Care program as well as other benefits that are available to Veterans.   Editors Note: This article was submitted by The Independence Center.  They can be reached at 719-471-8181, or by email info@the-ic.org.

Highlighting Veterans Benefits

To recognize your service as a Veteran, here is some education to highlight the benefits that veterans may get. Essentially there are two Veterans Administrations there is the Veterans Health Administration, and the Veterans Benefits Administration. The Veterans Benefits Administration The Veterans Benefits Administration deals with retiree pensions, service connected disability benefits and improved pension. You could expect to receive a financial reimbursement from the Veterans Benefits Administration. The idea behind the VA improved pension is based on wanting to prevent our wartime veterans from going broke after their services, due to long term care needs.The eligibility requirements for the improved pension is based on the different tiers of care offered. Theres a traditional improved pension and there is whats known as Housebound benefits. In addition there is the Aid and Attendance program catering for those with an increased need for care, when we want to keep people in their home with privately paid caregivers. With this level of care, there are often out of pocket medical expenses, but there is a program which compensates people on a monetary basis for these expenses. Veterans can get between $2,000 and $3,000 in reimbursements to help them.Improved Pension BenefitsThere is also a benefit for the widow of a veteran who has unreimbursed medical expenses which includes a personal care home. The Eligibility requirest the deceased spouse to have been a wartime veteran. He didnt need to serve in the war, but was required to have served 90 days of continuous active duty. One of those days had to have been during a period of war. The veteran would have also needed to be disabled within the VA definition of disability, requiring some form of care. To find out more about the improved pension and the Aid and Attendance program, there are veteran service organizations that will help you with these applications. The social workers at the VAs will point you in the right direction.The Veterans Health Administration The Veterans Health Administration provides access for veterans to receive healthcare in clinics and hospitals. Most veterans are eligible for some level of care and there are different eligibility criteria, depending on how long you served for, or if you were disabled. It is a complicated system and the information on the VA website is vague. I believe it is my duty to provide some helpful information for veterans who may need some form of long term care, either now or in the future.If you are eligible for VA health care coverage, you have to go to a VA and apply for benefits. This involves an analysis for your eligibility to receive healthcare. In addition to the clinics and hospitals, within the VA system there are VA nursing home beds, should you need long term care. There are also privately contracted nursing home beds in private nursing homes which the VA helps pay for. In addition, there are VA in-home health benefits to get a helper to provide care at home. Dont Rely Only On Federal VA BenefitsUnfortunately there are often waiting lists for veterans waiting for nursing home beds. As a result, many veterans end up in private nursing homes paying privately, just like everybody else. Sadly there are many veterans requiring long term care but it is not being provided through the VA because of limited resources. This is why I encourage Veterans to not rely solely on the federal VA for their health care.The state of Pennsylvania has a department of Military and Veterans Affairs, offering some good programs for veterans. There are six nursing homes within the state which service veterans in Allegheny County. It is called the Southwest Veterans Centre in Pittsburgh, and has both a memory care unit and skilled nursing facility. Some of the other centres in Erie County, Blair County, Lackawanna and Philadelphia offer personal care services. You would need to apply for eligibility, and prove your veteran status. I know that Pennsylvania residents are given priority, so Im not sure how many out of state people are served. Their website states that a resident at a veterans home must make monthly payments against maintenance fee liability in accordance with the residents ability to pay. However, this is vague, so if you are helping a veteran, or you are a veteran in need of some long term care, visit their website here. Theres an application online providing the information you need to apply for the long term care benefits.Why You Should Consider Medicaid BenefitsWhile Veterans should not rely solely on VA for their healthcare, I will add that Veterans shouldnt rely too much on Medicare either. This is because Medicare only pays for acute care, and not long term care. Often, veterans end up in civilian long term care settings and they need to apply for Medicaid benefits. It is therefore important to understand the Medicaid rules, if VA benefits dont provide the care that Veterans need. Medicaid is the other payment source for long term care, so being eligible for Medicaid benefits is important. Often, a senior is only eligible for Medicaid benefits when they are broke, after paying for long term care. However, we can avoid that by using an asset protection trust to protect your house and money.How We Can Help YouTo learn more, come to one of our upcoming free estate planning workshops. Register for one of our Three Secrets Workshops by calling us at 724-364-6615. Well teach you about Medicare, Medicaid, trusts, wills and what you need to do to set yourself up for success. See you there!