Are You a War Time Veteran

Posted on

Oct 27, 2015

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Are you a war time Veteran? Are you a surviving spouse of a Veteran? If the answer to this is, "yes", then you may be eligible for a separate pension through the VA called Aid & Attendance.This pension has been around since 1952. Most Veterans and or spouses have never heard of this pension and sometimes find it hard to believe that it even exists.

The Aid & Attendance pension is a separate pension set aside for those Veterans, spouses and surviving spouses who are aging and are at the point in their lives that they are in need of some assistance with their care. This care could be provided while living in your home, Retirement Living, Assisted Living or a Nursing Home. If you are in need of assistance with ADL's (activities of daily living) then you may qualify.

Five areas are looked at to determine eligibility. 1) Were you a Veteran during a specific time of war, honorably discharged, served 90 days active duty, one day during war time, state side or overseas? 2) Do you have an expense for care? Expenses such as; prescriptions, Medicare supplement, doctors or hospital co-pays, caregiver or family members assisting with aid, retirement or assisted living expense etc. 3) Income- usually this is Social Security, Retirement, Pension, Rental Income etc. 4) Cash Assets- Checking and Savings, 401K, IRA's, Investments etc. 5) Health- if you are using a walker or a cane, oxygen, need meals, bathing, transportation, assistance, etc. If you feel you meet some of these criteria, you may qualify.

What is this pension worth to me? A Veteran may receive $1,644 a month, a surviving spouse $ 1,056 a month, a Veteran and his spouse who both qualify $1,949 a month. This is a TAX FREE pension. The pension is retroactive, meaning; you will receive monies back from the first day of the month after you apply. How long does it take to get the pension? 4-6 months. It will take longer when Alzheimer's or severe Dementia is involved due to an additional step that is required by the VA.

Many Senior's have lost much of their savings due to the downward economy. This pension has helped many Veterans, spouses and surviving spouses increase their standard of living either by helping them afford care in their home, or the possibility of moving to or staying at a Retirement or Assisted Living.

This article was submitted by Dennis Autrey of Senior Care Associates. He can be reached at 801-424-1444.

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