Caring for senior loved ones with dementia can be both rewarding and extremely exhausting. While we strive to do everything we can for them and want to be a part of their care as much as possible, it can start to take a toll on us. That is where home care for people with dementia can help. Having an in-home caregiver can help provide relief for family members and friends while at the same time providing personalized care and support for dementia patients within the comfort of their own homes. Professional home care workers, such as those with Visiting Angels Punta Gorda, can come into the home as much or as little as you like to help your senior loved one. They can supplement the care that family members offer, or family members can supplement the care they give. Home care workers also can help with specific tasks or all of the day-to-day tasks your senior needs.Here are some ways home care can help your senior loved one with dementia and also help family members on this care journey.Everyday NeedsProfessionals with home care agencies can help dementia patients with activities of daily living, including bathing, getting dressed and undressed each morning and night, grooming, using the toilet, eating and more. Often dementia patients resist showers. Home care workers skilled in working with memory loss patients can help them at least clean up each day. By helping with these tasks, they can help ensure their safety, health and hygiene are cared for. Home care workers can help them feel more like themselves throughout the day with brushed hair and teeth, clean clothes and a clean environment.SafetyWhile in-home caregivers are present in the home, they will help ensure your senior loved one suffering from dementia is safe. They can help ensure they dont wander from the home or leave the stove burner on after cooking something. If family members cannot always be there, home care workers can alert them to anything that might be a safety hazard, such as a loose rug, wobbly banister or door that your senior loved one keeps unlocking and trying to leave from. If your senior loved one needs more stability during their bathing, caregivers can let the family know they might need to install grab bars. They also can provide a steady hand for seniors and avoid any dangerous areas, such as cords, that could cause potential tripping hazards. Dementia patients may not remember to let their families know what they need or even be aware that it is a concern, so home care workers can provide an extra level of safety protection for them. CompanionshipHaving a homecare worker present can offer seniors with dementia constant companionship. People suffering from dementia often can become isolated or feel lonely, which can worsen their symptoms. Some symptoms of dementia include aggressiveness and/or crabbiness. Dementia patients have been known to push their family members away or to act hostile. A home care worker can provide companionship and support for senior citizens, especially when family members feel like retreating or that they need a break. They can listen to their stories, ask them questions and engage the patient in meaningful social activities to improve their emotional well-being.Relieving the familyThere is no doubt that caring for a loved one with dementia brings with it a ton of emotions and lots of stress. It also can place family members in situations they are not comfortable with. If children feel uncomfortable doing some of the caregiving for their parents, such as bathing or toileting, a home care worker can do the essentials so family members can simply spend time with them. They also can help with some of the more frustrating tasks so that family members dont lose patience and so that clients do not take out their frustration on their family members. Homecare workers also can provide respite care, which means family members can leave the home or caregiving duties for a short period of time. They can go out to coffee with a friend to refresh, have a nice dinner out without worrying about hurrying back to help their loved one, or they can even just take a peaceful nap at home with the help of respite care. Respite care can also provide short-term relief for a weekend away or an extended vacation.We Can HelpIf you are looking for help caring for your senior this spring and every season of the year, our professionals at Visiting Angels Punta Gorda are here to help. We provide a variety of home care services, including companion care, fall prevention and more. Our expert team of caregivers serves clients in Punta Gorda, North Fort Myers, Boca Grande, Cape Coral, Sanibel, Captiva, Arcadia and surrounding areas. To learn more about our services, call us at 941-347-8288, or contact us online.
As you know, the gig economy has been booming over the past several years. If youre thinking of using your skills to take on a side gig, what should you do with the money youll make?Theres no one right answer for everyone, and the decisions you make should be based on your individual situation. And of course, you may simply need the extra income to support your lifestyle and pay the bills. But if you already have your cash flow in good shape, and you have some freedom with your gig money, consider these suggestions: Contribute more to your IRA. If you couldnt afford to contribute the maximum amount to your IRA, you may find it easier to do so when you have additional money coming in from a side gig. For the 2023 tax year, you can put in up to $6,500 to a traditional or Roth IRA, or $7,500 if youre 50 or older. (Starting in 2024, this extra $1,000 catch-up contribution amount may be indexed for inflation.) The amount you can contribute to a Roth IRA is reduced, and eventually eliminated, at certain income levels. Look for new investment opportunities. If youre already maxing out your IRA, you might be able to find other investment possibilities for your side gig money. For example, if you have young children, perhaps you could use some of the money to invest in a 529 education savings plan. A 529 plan offers potential tax advantages and can be used for college, qualified trade school programs, and possibly some K-12 expenses. Please keep in mind that potential tax advantages will vary from state to state. Build an emergency fund. Life is full of unexpected events and some can be quite expensive. What if you needed a major car repair or required a medical procedure that wasnt totally covered by your health insurance? Would you have the cash available to pay these bills? If not, would you be forced to dip into your IRA or 401(k)? This might not be a good move, as it could incur taxes and penalties, and deprive you of resources you might eventually need for retirement. Thats why you might want to use your gig earnings to help fund an emergency fund containing several months worth of living expenses, with the money kept in a liquid, low-risk account. To avoid being tempted to dip into your emergency fund, you may want to keep it separate from your daily spending accounts. Pay down debts. Most of us will always carry some debts, but we can usually find ways to include the bigger ones mortgage, car payments and so on into our monthly budgets. Its often the smaller debt payments, frequently associated with high-interest-rate credit cards, that cause us the most trouble, in terms of affecting our cash flow. If you can use some of your side gig money to pay down these types of debts, you could possibly ease some of the financial stress you might be feeling. And instead of directing money to pay for things you purchased in the past, you could use the funds to invest for your future.As weve seen, your side gig money could open several promising windows of opportunity so take a look through all of them. Chad Choate III, AAMS828 3rd Avenue WestBradenton, FL firstname.lastname@example.org This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Edward Jones, Member SIPC