Choosing to Remain at Home

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Jan 18, 2015

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Connecticut - Southern Connecticut

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Choosing to Remain at Home

Let our advance worrying
become advance thinking and
planning. Winston Churchill

Some of us worry about the future but do nothing about it; some of us ignore it and hope for the best; and some of us are committed to a vision of the future and plan for it.

As we grow older, most of us would like to remain in the comfort of our own homes and communities, having services brought to us. But that is often not viable without planning to make it a physical and financial reality. And planning is often avoided as we fear the possibility of losing our independence and needing support services.

Until recently, aging adults had very few options to remain independent purchasing long term care insurance, moving to a retirement community, or paying out of pocket for care. Fortunately, things are changing and new models of long term care and planning have emerged.

There are Stay at Home programs which offer support, advice and referrals for services. They do not provide care which leaves a client on his own to arrange for needed services and health care. This becomes particularly difficult with an illness or a health crisis. However, there is an alternative called Continuing Care at Home programs which combine asset protection with guaranteed care across all services. There are options that offer full spectrum services for those without long term care insurance or services that can be combined with existing long term care insurance.

The programs provide a care manager who can help arrange for services when needed, either on a planned or unexpected basis, and who can serve as an advocate when navigating the health system. The programs also provide social and cultural activities in the local community rather than within the walls of a traditional retirement community.

Senior Choice at Home is one of the first programs in Connecticut and the only one in Fairfield County to provide this option. Senior Choice at Home is a membership-based, long-term asset protection and healthcare services program eliminating the need to move to a retirement community. Senior Choice at Home members are enjoying the benefits of social and cultural activities as well as peace of mind that services they trust are there when they need them.
and they will not need to burden their children down the road.

Depending on your situation, there may also be tax advantages of joining. To learn more about Senior Choice at Home and how it might fit with your plans to remain in your home and community, please call 203-365-6491 or email SeniorChoiceHome@jseniors.org

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