For many families, the holidays are the only time they have to spend together, and COVID-19 has made that more challenging. Phone calls and emails are great ways to connect with loved ones from afar, but the distance can make it hard to notice changes in a persons appearance or surroundings that could indicate they need help. During socially-distanced, masked visits or on video chat, families should pay attention to: The Condition of the HomeIs it messier or more cluttered than usual?Is there spoiled food in the refrigerator or cupboards?Are bills not being paid on time?Are household goods being put away in the wrong places?The Persons ConditionDo they have unexplained weight loss?Are they wearing clothes that are dirty or inappropriate for the weather?Are they having trouble with toileting or basic hygiene such as showering or brushing their teeth?Have they fallen recently?Do they appear to be off-balance?Are they having difficulty sleeping?The Persons BehaviorsAre they missing scheduled medical visits or telehealth appointments?Are they forgetting to refill prescriptions or take medications as prescribed?Do they seem confused when you talk to them about topics theyd normally understand?Are they exhibiting any personality changes or mood swings?These sorts of deficits could be a sign that they need extra help. At ComForCare Home Care, we understand the challenges that can arise with aging. Home care can help older adults continue to live independently in their own home and do all the things they love. Contact us today to learn more about how we help people live their best lives possible. Please call us with any questions, 720-575-5576.

As you know, the gig economy has been booming over the past several years. If youre thinking of using your skills to take on a side gig, what should you do with the money youll make?Theres no one right answer for everyone, and the decisions you make should be based on your individual situation. And of course, you may simply need the extra income to support your lifestyle and pay the bills. But if you already have your cash flow in good shape, and you have some freedom with your gig money, consider these suggestions: Contribute more to your IRA. If you couldnt afford to contribute the maximum amount to your IRA, you may find it easier to do so when you have additional money coming in from a side gig. For the 2023 tax year, you can put in up to $6,500 to a traditional or Roth IRA, or $7,500 if youre 50 or older. (Starting in 2024, this extra $1,000 catch-up contribution amount may be indexed for inflation.) The amount you can contribute to a Roth IRA is reduced, and eventually eliminated, at certain income levels. Look for new investment opportunities. If youre already maxing out your IRA, you might be able to find other investment possibilities for your side gig money. For example, if you have young children, perhaps you could use some of the money to invest in a 529 education savings plan. A 529 plan offers potential tax advantages and can be used for college, qualified trade school programs, and possibly some K-12 expenses. Please keep in mind that potential tax advantages will vary from state to state. Build an emergency fund. Life is full of unexpected events and some can be quite expensive. What if you needed a major car repair or required a medical procedure that wasnt totally covered by your health insurance? Would you have the cash available to pay these bills? If not, would you be forced to dip into your IRA or 401(k)? This might not be a good move, as it could incur taxes and penalties, and deprive you of resources you might eventually need for retirement. Thats why you might want to use your gig earnings to help fund an emergency fund containing several months worth of living expenses, with the money kept in a liquid, low-risk account. To avoid being tempted to dip into your emergency fund, you may want to keep it separate from your daily spending accounts.   Pay down debts. Most of us will always carry some debts, but we can usually find ways to include the bigger ones mortgage, car payments and so on into our monthly budgets. Its often the smaller debt payments, frequently associated with high-interest-rate credit cards, that cause us the most trouble, in terms of affecting our cash flow. If you can use some of your side gig money to pay down these types of debts, you could possibly ease some of the financial stress you might be feeling. And instead of directing money to pay for things you purchased in the past, you could use the funds to invest for your future.As weve seen, your side gig money could open several promising windows of opportunity so take a look through all of them. Chad Choate III, AAMS828 3rd Avenue WestBradenton, FL  34205941-462-2445chad.chaote@edwardjones.com This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Edward Jones, Member SIPC

An orthopedic surgeon is a doctor who treats musculoskeletal conditions and injuries, and is trained to perform surgery when needed. Orthopedic surgeons are responsible for treating and diagnosing musculoskeletal conditions and injuries.  Many people believe that orthopedic surgeons only use surgery as an option to treat orthopedic injuries and ailments. That is not true. Orthopedic surgeons use a variety of treatment options, surgery is only one option that orthopedic surgeons use to treat orthopedic injuries or ailments. Other treatment options that orthopedic surgeons use are injections, physical/ occupational therapy, braces, and splints. The injury or condition is what determines what kind of treatment options will be available.Orthopedic surgeons can see patients and treat a variety of different orthopedic conditions. Some orthopedic surgeons may choose to specialize in one area which could be foot and ankle, spine, or hip and knee. Other orthopedic surgeons may choose to not specialize, and work in general orthopedics. Conditions that orthopedic surgeons treat can include:ArthritisOsteoporosis FracturesSports InjuriesTendon or Ligament Issues Nerve ConditionsDegenerative Bone & Joint ConditionsOrthopedic surgeons provide both surgical and non-surgical treatment options for a variety of different treatment options. They are in charge of getting their patients back to doing what they love to do. If you are looking to make an appointment with an orthopedic surgeon, please contact our office at 239 - 325 - 4090.  325 - 4090.