Daylight Savings Time: How It Affects Seniors & How To Cope

When Home Is Two Places: Managing Snowbird Transitions for Seniors with Chronic ConditionsFor many seniors, splitting time between a northern home and a warm winter destination in Florida or Arizona offers the best of both worlds. But when youre managing chronic health conditions, these seasonal migrations require careful planning and coordination. The twice-yearly transition can be complex, but with the right strategies, snowbirds with health challenges can enjoy both homes safely and comfortably.Understanding the Healthcare ChallengeNearly 800,000 seniors make Florida their winter home each year, and many of them are managing conditions like diabetes, heart disease, arthritis, or dementia. The challenge? Your healthcare doesnt automatically follow you across state lines.Medicare coverage works nationwide, which is helpful for snowbirds. However, if you have a Medicare Advantage plan rather than Original Medicare with a supplement, you may face network restrictions when you travel. Many snowbirds find that Original Medicare with a Medigap plan offers the most flexibility, allowing them to see any provider that accepts Medicare in any state.Medication Management Across State LinesOne of the biggest concerns for seniors with chronic conditions is maintaining consistent access to medications. When youre spending months in a different state, you cant simply make a quick trip to your usual pharmacy.Before you travel, work with your primary care doctor to get prescriptions that will last through your stay. Some insurance plans have mail-order options that can ship to either address. Most major pharmacy chains like CVS and Walgreens operate nationwide, making it easier to transfer prescriptions between locations.Keep a detailed medication list with you at all times, including dosages and the prescribing doctors contact information. This becomes critical if you need urgent care or hospitalization while away from your primary physician.Coordinating Care Between Two DoctorsMany successful snowbirds maintain relationships with doctors in both locations. Your northern doctor might remain your primary physician for insurance purposes, but having a local physician in your winter home provides peace of mind and easier access to routine care.When establishing care with a new provider, bring complete medical records, including recent test results, imaging reports, and a current medication list. The Florida Department of Health offers resources to help you verify that any new healthcare provider is properly licensed.Good communication between your two medical teams is essential. Make sure both doctors have each others contact information and that medical records are shared. Many healthcare systems now use electronic health records that can be accessed across locations, but dont assume this will happen automatically. You may need to sign release forms to ensure your records follow you.Transporting Medical Equipment Twice a YearIf you use a wheelchair, walker, oxygen concentrator, CPAP machine, or other medical equipment, you face the challenge of either transporting it twice yearly or maintaining duplicate sets at each location.For smaller items like CPAP machines or portable oxygen concentrators, traveling with them on flights or in the car may be manageable. However, larger equipment like hospital beds, lift chairs, or mobility scooters can be more complicated. Some families choose to keep duplicate equipment at each home, while others work with medical equipment providers who can coordinate shipping or temporary equipment rental.Insurance Coverage ConsiderationsBefore you make your first seasonal move, review your health insurance coverage carefully. While Medicare works nationwide, some supplemental insurance plans have geographic restrictions. If youre on Medicaid, coverage typically doesnt extend across state lines, which can create significant challenges for snowbirds.Long-term care insurance may also have geographic limitations. Review your policy to understand whether coverage continues if you need assistance in your winter home. Some families arrange for home care services in both locations to ensure continuity of support.Planning for EmergenciesNo one wants to think about medical emergencies, but planning for them is crucial when youre far from your primary care team. Before traveling, identify the nearest hospital to your winter home and know how to get there. Keep a list of emergency contacts easily accessible, including your northern doctors after-hours number.Consider wearing a medical alert bracelet or necklace that lists critical conditions and medications. In an emergency, first responders need this information quickly, and you may not be able to provide it yourself.The Value of Professional AssistanceFor seniors with significant health challenges, professional senior relocation services can make seasonal transitions much smoother. These services can coordinate travel arrangements, ensure medical equipment arrives safely, and provide companionship and assistance during the journey itself.Travel companions trained in working with seniors who have chronic conditions understand the unique challenges of managing medications on the road, navigating airports with mobility limitations, and recognizing when medical attention is needed.Creating Your Transition ChecklistSuccessful snowbirds develop detailed checklists for each move. Your list should include:Scheduling final appointments with your departing location doctorArranging prescription refills or transfersUpdating your address with insurance companies (while keeping your permanent address consistent for Medicare)Packing a complete medical file with recent test resultsConfirming appointments with your destination doctorArranging for medical equipment transport or rentalUpdating emergency contacts and medication listsMaking Two Homes WorkLiving in two places can enrich your retirement years, offering new experiences and communities while escaping harsh weather. For seniors managing chronic conditions, the key is planning ahead, maintaining strong relationships with healthcare providers in both locations, and not hesitating to ask for help when you need it.Remember that traveling with health challenges doesnt mean you have to give up the snowbird lifestyle you love. With proper preparation and the right support, you can enjoy both your homes safely and comfortably.Whether youre a veteran snowbird or considering this lifestyle for the first time, taking the time to create systems for managing your healthcare across two states will give you greater peace of mind and allow you to focus on what matters most: enjoying your time in both places you call home.Ready to explore how professional travel companions can make your journey easier?Contact GOMO Travel to discuss customized travel assistance that meets your familys specific needs.

Baker Senior Center Naples hosted more than 125 military veterans and friends and family members for its third annual Veterans Celebration Brunch. The ceremony featured guest speakers, patriotic music and a special salute to all those who served in the military, followed by a delicious brunch of chicken and waffles, scrambled eggs, and fresh fruit. Located at 6200 Autumn Oaks Lane, Baker Senior Center Naples is a nonprofit organization that provides comprehensive programs and social services to support adults over the age of 60. More than 40 different member programs are offered each week, enabling older to socialize, stay active and learn in a safe and nurturing environment. (Photo courtesy of Baker Senior Center Naples).

What Is HomeShare?The SWFL Senior HomeShare program connects seniors who own homes with seniors seeking affordable housing. This voluntary matching program helps homeowners offset rising costs while offering home seekers safe, stable, and affordable living arrangements.Importantly, HomeShare is not a caregiving or assisted living program. All participants must be able to live independently without full-time care or assistance.How It WorksThe HomeShare process is simple, secure, and thoughtfully designed to ensure compatibility and comfort for everyone involved. Apply Complete the online application or download a form to submit. Screening Applicants complete background checks and interviews for safety and peace of mind. Matching We connect compatible homeowners and home seekers based on preferences and lifestyle. Agreement Participants create a written household agreement outlining expectations. Move-In Begin your homesharing arrangement and enjoy the benefits of shared living. Benefits of HomesharingFor Homeowners Extra income to offset rising costs Companionship and reduced isolation Shared household responsibilities Ability to stay in your home longer For Home Seekers Affordable, stable housing options Safe and comfortable living environments Community connection and friendship Flexible cost-sharing arrangements Program EligibilityTo participate in SWFL Senior HomeShare, applicants must: Be 55 years or older Be able to live independently (no full-time caregiving needs) Pass a national background check Provide three verifiable references Home seekers: Show proof of income Homeowners: Own a home in good standing Note: This is not emergency housing. Matches are made thoughtfully to create lasting, comfortable arrangements, which may take time. Important DistinctionsWhat HomeShare Is NOT Caregiving program Assisted living Home healthcare Emergency housingWhat HomeShare IS Independent living arrangement Voluntary room-sharing program Cost-sharing partnership Community-based housing solutionUnderstanding Program ResponsibilitiesThe SWFL Senior HomeShare program acts as a facilitator and intermediary, connecting home providers with home seekers safely and fairly.What We Do Screen and interview all applicants Conduct background checks Facilitate introductions between compatible matches Provide agreement templates and helpful resources Offer quarterly check-ins during the first year What We Dont Do Own or control participating properties Enforce agreements between participants Provide legal advice or representation Participate in disputes between home providers and home seekers Your ResponsibilitiesAll homesharing arrangements are voluntary agreements between participants. SWFL Senior HomeShare, the Home Coalition, the Area Agency on Aging for Southwest Florida, and affiliated organizations: Make no guarantees about match outcomes Are not liable for disputes, damages, or issues arising from arrangements Do not verify or guarantee participant-provided information Each participant is responsible for: Deciding whether to accept or reject a match Conducting their own due diligence Seeking legal or financial advice if needed Following fair housing and Florida landlord-tenant laws Frequently Asked QuestionsHow long does matching take?Matching is a careful, individualized process. While some matches happen within weeks, others may take several months. Our priority is quality and compatibilitynot speedto create stable, long-term living arrangements.Who is responsible if theres a problem with my homeshare arrangement?Homeshare agreements are private arrangements between participants. SWFL Senior HomeShare facilitates introductions but is not a party to your agreement and cannot enforce terms or provide legal representation.What is the cost?There is no cost to apply or participate in SWFL Senior HomeShare, thanks to support from the Collaboratory and AARP grants. When a match is made, the first months rent is split 50/50 between the home provider and the program to help sustain operations. Afterward, rent payments are made directly between participants per their agreement, with shared responsibility for utilities and other expenses.Can I choose my match?Absolutely! Participants have full control over their match decisions. We facilitate introductions and provide guidance, but both parties must mutually agree before finalizing any arrangement.What if it doesnt work out?Either party may end the HomeShare agreement with proper written notice. Open communication is encouraged, but if necessary, homeowners may need to follow Floridas legal eviction process. The program can provide guidance but does not intervene in disputes.Building Community Through Connection The SWFL Senior HomeShare program is more than just housingits about connection, independence, and community. By bringing seniors together through shared living, we create meaningful partnerships that reduce isolation, ease financial stress, and help more people age in place safely and comfortably.