Downsizing A Few Changes Could Make Life More Comfortable

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81 Oaks Senior Living

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Jul 17, 2023

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Florida - Sarasota, Bradenton & Charlotte Counties

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Downsizing — A Few Changes Could Make Life More Comfortable
These walls used to echo, you think to yourself, with the sounds of loud, laughing children, running and playing. That BAM bam bam as they ran up the stairs, in spite of the hundred times you told them, “NO running on the stairs.” The CLANK clank clank of the washing machine when it was filled to the brim with clothes —every day nearly. The sliding chairs as they scraped across wood floors. These  were the loud, brash, and oh so comforting sounds of a full house, filled with love and an active family living life to the fullest.But as time passes, it’s a natural part of life for children to grow up and move on to lives of their own— in a new house that they’ll fill with love just as you did when they were kids.Life is a journey, and while these natural changes are just a wonderful part of that journey, it’s still sometimes hard to face that a bustling big house may have served its purpose, and it now may be time to downsize.

What is Downsizing?

If you’re reading this blog then you’re probably already thinking about downsizing in some way. And downsizing can mean many different things to different people. It could mean moving out of your big empty nest and moving into a smaller house or condo. Or it could mean a move to assisted living, where the daily chores of cooking, cleaning, and laundry are all taken care of for you. Essentially, downsizing is, in its most literal sense, a reduction. Downsizing is about making life easier, bringing things down to a scale that fits your current lifestyle, which can help lower bills dramatically, bring more joy into your life, and probably put more money into your savings or investment accounts to save for your future, or your children’s futures, or… to splurge on yourself when you book that cruise around the world! (After all, it’s your money… you earned it!) But the bottom line is simply this: downsizing saves money and in most cases allows people to live happier lives. And who doesn’t like saving money and being happy? Right?

The Facts of Downsizing

Big House / Big Bucks!

The costs for upkeep and maintenance on a big house are high, and getting higher all the time, especially in recent years since the pandemic and other factors have pushed inflation to jaw-dropping levels not seen since way back when Ronald Regan was president, to the days when Marty McFly was trying to get BACK to the FUTURE, and when the world was grooving to Michael Jackson’s “Thriller.” It’s been a while, indeed.But while the times have changed, inflation seems to be here to stay for the foreseeable future, and that means high costs for upkeep and maintenance.Let’s start with the obvious: heating, air conditioning, and electric bills… while once easily justified when the house was full of people, are now an unnecessary cost. You’re pushing hot air through the winter and cold air through the summer into rooms and spaces that you don’t even use, essentially, it’s like, literally throwing money out the window. And you can’t tell your HVAC system to only heat and cool this room or that, nope, you’re paying the big-house whole bill. And if you’re on an electric-powered system there’s a big cost for driving all that air. If you’re on a gas system… natural gas isn’t going down in price either.Also, many people falsely think that you can cover a vent or two in empty rooms you never use to save money. This is not only inaccurate but covering those vents can actually cost you more money. Closing vents makes your HVAC system work harder, puts more pressure on the system and that can cause leaks that lead to higher bills or damage to your HVAC which could mean a big repair bill. Closing vents does not save you any money, so the best way to combat high heating and air conditioning bills is to downsize.Then there’s all those repairs! A big house has lots of systems, water flow, electric, etc. You know, because you’ve likely done some of those repairs yourself in your younger years. And as a house ages, you also know, that things break. Recurring or new home repair problems were costly when you were in your prime earning years, and sad to say, while many things are not consistent in life — home repair costs are Consistently high. From the leaks to the constant painting, to the roof damage from the windstorm, the costs never end, that is, unless you downsize.Downsizing solves the high repair cost problem for your big empty nest. In fact, it eliminates it altogether when you move to assisted living because one monthly fee covers all your needs and the maintenance and upkeep of your well-designed, contemporary apartment. You won’t be paying a roofer, a plumber, or an electrician to come over and fix something that’ll wipe out a quarter of your savings, nope. Those days are over. Hallelujah.

Time Is MORE Important Than Money

And next to last on our list, but certainly not least, is the cost of time — your time. Now we don’t want to dwell on it, but we all must face the fact that if we’re in our 50s, 60s, 70s or older, there’s likely more time behind us than in front of us. This is just a fact of life. Therefore, it’s so important to make the best choices we can in regard to how we spend our time. Would you rather be managing a roof repair job, interviewing contractors and receiving bids, or would you rather be having dinner with your friends, taking a nature walk or big hike, or spending the day with your hobbies? Chances are you’d rather be out enjoying your life with friends and family, taking in those special moments and filling your days with joy, not contractor estimates. Downsizing solves this problem and more.When you downsize you put YOUR life back where it’s supposed to be… as the primary focus of your day. You’ve worked hard your whole life and you’ve earned the right to spend every day enjoying life. And with assisted living options at such affordable costs as compared to the upkeep of a big house or even a small one, downsizing and moving to a great community like 81 Oaks Senior Living is probably, literally, just what the doctor ordered.

Downsizing Upsizes Happiness!

Finally, downsizing your life leads to upsizing your happiness. Many people who take the initiative and downsize, moving to smaller, more manageable spaces that cost less and take less of your valuable time for upkeep, find that their lives are happier.When you move into 81 Oaks, or a similar senior living option, you have each day to champion what’s most important in life — living free, happily, and thriving! Countless medical studies have found that isolation can lead to depression, which can lead to other medical problems if left unchecked. Science has proven that fellowship with friends and family is one of the most important things anyone can do to benefit their health, and at 81 Oaks your opportunities to meet new friends whom you’ll bond with are endless. There’s so much going on every day, from events to classes to sponsored trips to the daily chef-prepared meals, you and your new friends will have so many options. Yes, downsizing is good!

Getting Started: The Easier-than-you-think Steps to Downsizing

We understand, through the stories shared with us by residents, that the first step of downsizing — the letting go — can be emotional. You’ve built a great life in your family home, and it’s hard to pack up and move. But the memories are not in the walls of a home, they’re in your heart, and that’s where they’ll stay forever.After you make the decision to downsize, you’ll likely want to talk with someone close to you, son or daughter, about what to keep and what to sell, and other important house decisions. Moving can be a great time to bring joy to other people’s lives as well, because the things you decide to sell could also be things you give to charity, and a struggling family will receive great joy from items you may no longer need. Giving isn’t just for the holidays; it’s a warmth that we can share year-round.These days there are professional downsizers and Senior Move Managers that help ease the stress of downsizing by helping with packing, moving, and even estate sales. Community team members can help connect you with resources.But in whatever manner you choose to handle your affairs in regard to moving, it’s important to focus your energy on the positive changes that are on the horizon. You’re downsizing for financial savings, for happiness, and most importantly for your health! Yes, downsizing is good.

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When Should Seniors Downsize their Real Estate?

As you journey through the golden years, there comes a time when the question of downsizing into a smaller living space arises. For many seniors in Colorado Springs, this decision can be both emotional and practical.At Gentle Shepherd Home Care, we understand the unique challenges that seniors face, and were here to help our clients understand when it might be the right time to consider downsizing their real estate and to make the transition easier.5 Indicators Its Time to DownsizeBelow are the top 5 indicators that its time for you or your senior loved one to downsize their real estate:Changing Lifestyle NeedsOne of the primary factors that prompt seniors to think about downsizing is a change in their lifestyle needs. As children move out and daily routines evolve, the large family home often feels like more space than necessary. Downsizing allows seniors to find a home that aligns with their current lifestyle, offering convenience and accessibility.Financial ConsiderationsFinances play a crucial role in any major life decision, and downsizing is no exception. Seniors may find that maintaining a large property becomes increasingly expensive, both in terms of mortgage payments and ongoing maintenance costs. Downsizing can free up equity and reduce monthly expenses, providing financial flexibility and peace of mind.Health and MobilityAs we age, health considerations become more pronounced. Climbing stairs, maintaining a sprawling yard, or managing a large home can become challenging for seniors facing mobility issues. While in-home senior care can help with these issues, downsizing can enhance safety and ease of living, promoting a healthier, more comfortable lifestyle.Social IsolationSeniors may experience social isolation if their home is located in a rural area, where neighbors are few and far between. Moving to a smaller residence or a senior community can foster a sense of community, providing opportunities for social interaction and companionship that are essential for overall well-being.Simplifying LifeThe desire to simplify life is another common reason for downsizing. A smaller, more efficient living space often means less clutter and easier maintenance. This not only reduces stress but also allows seniors to focus on the things that truly matter, such as spending quality time with family and pursuing enjoyable activities.Gentle Shepherd Home Care Can Help Seniors with Care NeedsGentle Shepherd Home Care offers a variety of in-home care services for patients who want to remain independent but still need some extra support. Schedule your care assessment to determine if in-home senior care is appropriate for your situation.Deciding when to downsize is a personal and often complex choice. At Gentle Shepherd Home Care in Colorado Springs, we recognize that each seniors journey is unique. Our goal is to support our clients in making informed decisions about their living arrangements.If you or a loved one are contemplating downsizing, were here to help you navigate this transition with compassion and expertise. Contact us today to explore the possibilities and embark on a new chapter that aligns with your evolving needs and aspirations.

The Junkluggers: Simplifying Junk Removal in Dallas-Fort Worth

The Junkluggers: Simplifying Junk Removal in Dallas-Fort WorthIn the bustling metropolis of Dallas-Fort Worth, where urban landscapes meet sprawling suburbs, the need for efficient and eco-friendly junk removal services has never been greater. Enter The Junkluggers, a trusted name in the industry, offering a unique solution to the clutter conundrum that plagues both residential and commercial spaces across the region.Founded on the principles of sustainability, community, and customer service, The Junkluggers have carved a niche for themselves in the clutter removal market. What sets them apart is not just their ability to haul away unwanted items, but their commitment to responsible disposal practices and charitable contributions.Picture this: You're a homeowner, gearing up for a long-overdue spring cleaning session. The attic is overflowing with old furniture, broken appliances, and boxes of forgotten memorabilia. The garage resembles a storage unit more than a functional space for your vehicles. This is where The Junkluggers step in to save the day.With a simple phone call or online booking, The Junkluggers dispatch a team of trained professionals to your doorstep. Clad in their signature green uniforms, equipped with the necessary tools and vehicles, they tackle the clutter with precision and efficiency. From bulky sofas to electronic waste, no item is too big or too small for their lugging expertise.But here's the twist: The Junkluggers don't just dump everything into the nearest landfill. Instead, they adhere to a strict recycling and donation policy. Items in good condition are carefully sorted and earmarked for local charities or recycling centers, ensuring that they find new homes or are repurposed responsibly. This eco-conscious approach not only minimizes environmental impact but also contributes to the welfare of the community.As a resident of Dallas-Fort Worth, you can rest easy knowing that your unwanted belongings are being handled with care and consideration for the planet. The Junkluggers take the hassle out of junk removal, allowing you to reclaim valuable space in your home without guilt or environmental compromise.Homeowners arent the only ones who benefit from The Junkluggers' services. Businesses across Dallas-Fort Worth also rely on them to declutter their offices, retail spaces, and construction sites. Whether it's clearing out office furniture during a renovation or disposing of construction debris after a project, The Junkluggers deliver prompt and professional service tailored to the needs of each client.Beyond their commitment to sustainability, The Junkluggers prioritize customer satisfaction above all else. Their team goes above and beyond to accommodate scheduling preferences, provide transparent pricing, and ensure a hassle-free experience from start to finish. It's this dedication to excellence that has earned them a loyal following and rave reviews from satisfied customers throughout the Dallas-Fort Worth area. In a city where fast-paced living often leads to accumulation of clutter, The Junkluggers offer a welcome solution. They combine efficiency with eco-consciousness, turning the chore of junk removal into an opportunity for positive change. So the next time you find yourself drowning in belongings you no longer need, remember: The Junkluggers are just a phone call away, ready to lighten your load and lift your spirits, one lugged item at a time.

How Do I Know How Much Renters Insurance to Buy?

How do I know how much renters insurance to buy? Tips to help choose accurate, appropriate limits for your personal property and liability coverage. You've followed your rental guide and it's time to move in! Your furniture is in place, the utilities are hooked up and your rental unit is starting to look like a home. And now you might be asking yourself do I need renters insurance? It is estimated that 56% of renters do not have renters insurance. A renters policy is more important, accessible and affordable than you might think, and in some cases, renters insurance is required by landlords. But renters are often unclear about what renters insurance is, what it covers and how much they need. What does renters insurance cover? In short, renters insurance covers what you own. Most landlord's insurance covers only the building and damages due to negligence. Getting coverage for some of the most common causes of property damage and loss such as theft, vandalism and fire is entirely up to you. Without renters insurance, you may have to bear the financial burden of a loss on your own, including the cost of a hotel stay if you cannot live in your apartment while repairs are made. Want to protect your stuff? Most renters' belongings cost more than they think. The average person has $30,000 worth of belongings that are probably not covered by a landlord's policy. Take a moment to add up the approximate cost of your computer, television, stereo, furniture, jewelry and clothing. If a fire gutted your apartment tomorrow, would you have the cash to replace it all? Renters insurance also covers much more than just your personal property. The average policy can include up to $100,000 in liability coverage. 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Completing a home inventory is a good way to determine how much property coverage you need. This inventory lists your personal possessions, along with details about their age, purchase price or current value and other identifying information. While youre at it, take pictures or a video of your property. Check with your insurance agent about discounts. Many insurers offer significant discounts if you buy more than one policy with their company. For renters, this usually means purchasing auto insurance with a renters policy. But life, business and other plans may also qualify. Choose the right deductible. A deductible is the amount of a covered loss that you pay out of your own pocket. In other words, it's the amount "deducted" from any payout by your insurer. For example, if a fire causes $1,500 in insured damage to your personal property and your deductible is $500, then your insurer will pay you $1,000. Your renters insurance premiums will reflect the deductibles you agree to pay. Lower deductibles mean higher premiums; higher deductibles mean lower premiums. Keep in mind that an insurer will not reimburse you for a loss amount that is lower than the deductible. This means if your deductible is $2,000 and you suffer $1,750 in losses, then you are entirely responsible for those costs, even if the cause of the loss is covered by your policy. When choosing a deductible, think carefully about the out-of-pocket costs that you are willing, and able, to pay. A disciplined saver may be able to offset the greater risk of a high deductible with cash reserves. Others, however, will have to balance the benefit of a higher deductible against the risk of greater out-of-pocket expenses. Assess your liability. Your renters policy's liability coverage may protect you if someone injures themselves in your home. It may also protect you in case you cause damage to others' property. Some policies will pay for defense and court costs in addition to settlement costs. The typical renters insurance policy offers $100,000 in liability coverage. For renters, this amount is often sufficient. However, if you entertain company frequently at your home or if your assets exceed your limit, you should consider a coverage amount equal to at least the total value of your assets.Supplement coverage if necessary. Keep in mind that your policy will exclude certain perils (such as earthquake and flood losses), limit coverage on some items (such as computers, firearms and silverware) and might not cover a business in your home. If you have special insurance needs, talk to your agent about extending limits or adding separate policies. And finally, where your apartment is located will play an important role in determining your renters insurance rates. Prices will vary based on your state, city and neighborhood. Safer locations might mean lower rates, so renting in a low-crime area near a fire station might save you money. Your rates will also reflect the safety of the rental property itself. For example, an older, unrenovated building might have a higher risk of electrical and plumbing issues, and that can mean higher rates. Fortunately, steps as simple as installing smoke detectors and fire extinguishers in your apartment may mean real savings, even if you do rent an older property. This article was contributed by Laurel Flowers State Farm Insurance Agent located in Saraland, Alabama.  You can contact Laurel Flowers State Farm team for a renters insurance quote.  Call 251-675-4736.  

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81 Oaks Senior Living

Memory Care 7850 Hawkins Road, Sarasota, Florida, 34241

81 Oaks Senior Living in Sarasota, FloridaAbout UsAt 81 Oaks, we believe that every chapter of life should be lived to the fullest. Nestled in the heart of Sarasota, our exceptional senior living community offers assisted living and memory care. We are now open and welcoming new residents!LifestyleOur community is more than just a place to live; it's a vibrant and warm environment where cherished memories are made. We offer personalized support that revolves around your goals and needs, encouraging you to connect with others, learn new things, and experience life in new ways.Community81 Oaks is thoughtfully integrated into an intergenerational Master Plan community, which includes a K-8th grade charter school, a 3,000-member inclusive church, an auditorium, a basketball court, and a park. Our spacious apartments, chef-prepared cuisine, bistro, movie theater, salon and spa, fitness center, and beautifully landscaped courtyard and walking path parks enhance daily life.ResourcesOur wellness programs are designed to promote your physical, social, intellectual, and spiritual well-being, helping you thrive and achieve your personal goals.News & EventsWe regularly host a variety of events, from High Tea and Memory Care Support Groups to Senior Support Expert Panels and festive celebrations like our St. Paddys Party and Holiday Open House. Stay updated with our latest news and join us for our next event.BlogExplore our blog for insightful articles and tips on senior living, wellness, and more.CompanyAt 81 Oaks, we empower our residents to reach their full potential and live a life of their choosing. Our Grove memory care neighborhood supports those with Alzheimers and other memory impairments to live with purpose and joy.Contact UsWe invite you to schedule a personal tour and see firsthand the beauty and warmth of our community. Your new home at 81 Oaks is ready and waiting for you. Let's start the journey together and live in the shade of excellence.Contact InformationPhone: (941) 541-4537Schedule a TourVisit our website to schedule a tour and discover all that 81 Oaks has to offer.PricingExperience a higher standard in senior living. Contact us for detailed pricing information tailored to your needs.AmenitiesAnytime restaurant-style diningVariety of chef-prepared entresSiesta Key Private dining roomBayfront Salon and SpaHerons Nest TheaterOak Branch LibraryFlamingo Art StudioSt. Armands Shores Bistro...and more!Retirement Living is a JourneyJoin us at 81 Oaks and live a life enriched with meaningful connections and joyful experiences.Inquiring for More InformationWe're here to help. Fill out our contact form on our website, and one of our senior living experts will reach out to assist you.

81 Oaks Senior Living

Assisted Living 7850 Hawkins Road, Sarasota, Florida, 34241

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81 Oaks Senior Living

Independent Living 7850 Hawkins Road, Sarasota, Florida, 34241

81 Oaks Senior Living in Sarasota, FloridaAbout UsAt 81 Oaks, we believe that every chapter of life should be lived to the fullest. Nestled in the heart of Sarasota, our exceptional senior living community offers assisted living and memory care. We are now open and welcoming new residents!LifestyleOur community is more than just a place to live; it's a vibrant and warm environment where cherished memories are made. We offer personalized support that revolves around your goals and needs, encouraging you to connect with others, learn new things, and experience life in new ways.Community81 Oaks is thoughtfully integrated into an intergenerational Master Plan community, which includes a K-8th grade charter school, a 3,000-member inclusive church, an auditorium, a basketball court, and a park. Our spacious apartments, chef-prepared cuisine, bistro, movie theater, salon and spa, fitness center, and beautifully landscaped courtyard and walking path parks enhance daily life.ResourcesOur wellness programs are designed to promote your physical, social, intellectual, and spiritual well-being, helping you thrive and achieve your personal goals.News & EventsWe regularly host a variety of events, from High Tea and Memory Care Support Groups to Senior Support Expert Panels and festive celebrations like our St. Paddys Party and Holiday Open House. Stay updated with our latest news and join us for our next event.BlogExplore our blog for insightful articles and tips on senior living, wellness, and more.CompanyAt 81 Oaks, we empower our residents to reach their full potential and live a life of their choosing. Our Grove memory care neighborhood supports those with Alzheimers and other memory impairments to live with purpose and joy.Contact UsWe invite you to schedule a personal tour and see firsthand the beauty and warmth of our community. Your new home at 81 Oaks is ready and waiting for you. Let's start the journey together and live in the shade of excellence.Contact InformationPhone: (941) 541-4537Schedule a TourVisit our website to schedule a tour and discover all that 81 Oaks has to offer.PricingExperience a higher standard in senior living. Contact us for detailed pricing information tailored to your needs.AmenitiesAnytime restaurant-style diningVariety of chef-prepared entresSiesta Key Private dining roomBayfront Salon and SpaHerons Nest TheaterOak Branch LibraryFlamingo Art StudioSt. Armands Shores Bistro...and more!Retirement Living is a JourneyJoin us at 81 Oaks and live a life enriched with meaningful connections and joyful experiences.Inquiring for More InformationWe're here to help. Fill out our contact form on our website, and one of our senior living experts will reach out to assist you.