Downsizing to Prepare for Senior Living

Author

Golden Lodge Assisted Living and Memory Care

Posted on

Feb 10, 2022

Book/Edition

Colorado - Boulder County

share-this
Share This
After the kids are gone and it no longer makes sense to have the big house for just two people, the next stage in life for seniors can be exciting and overwhelming at the same time. Downsizing can be a daunting task when decades have been spent accumulating belongings in the same place. It can also be an emotional one when it comes time to decide what to keep and what to get rid of.
In this article, we will give you our best 6 tips to make sure downsizing is as productive and stress-free as possible while still honoring the phases of life that have come before.

Tip #1: Start in Neutral Zones
The hardest part of any overwhelming task is knowing where to start. In this kind of circumstance, its best to start with the items in your home that are the most neutral, the items that have little to no sentimental value. Starting with the kitchen or garage before tackling the bedrooms or studies will help you build momentum to keep going to the next room once you see how much you can streamline without pausing to reflect.

Tip #2: Have Your New Home in Mind
Whether you take pictures of your new living space or you have a floor plan with you, know exactly what rooms youll need to furnish and how much space youll have when deciding what to get rid of and what to keep. This will also help you keep an eye to the future as you think about what things you have that youd like to see fill your new space.

Tip #3: Decide What Matters Most
Before you begin to pack the boxes, sit down and make a list of the things you own that matter to you the most. Family photographs, heirlooms, jewelry, and other items should be identified as your non-negotiables from the very beginning. Keeping to that list as you start weeding through the things you didnt even know you had will help you keep perspective on whats important and whats just stuff.

Tip #4: Pack the Necessities
Packing everything you own often means you forget to keep handy the things youll need right away. Make a special box of things youll need that first night in your new space such as your toothbrush, hairbrush, and a clean change of clothes.

Tip #5: Avoid Throwing Things Away
A lot of the things you decide to leave behind may still have a lot of life left in them. Instead of tossing these kinds of items to sit in a landfill, try to find a new home for as much as you can. Ask friends and family if they know any young people setting up their first apartment or donate to a local charity store. It will help the sting of getting rid of something if you know its going to a good place.

Tip #6: Start Early and Take Your Time
This process works best when it isnt done at the last minute. Having a plan in place and sticking to it to ensure you arent making quick decisions will help ease the stress that downsizing can cause.
If you or a loved one is interested in taking this next exciting step to move into a senior living community, Golden Lodge Assisted Living and Memory Care is the best place to start. Download our free Family Guide to Funding Senior Care & Housing today to discover what steps you need to take before packing the moving boxes.

Other Articles You May Like

Sterling Life Solutions Featured in Seniors Blue Book South Central PA

Sterling Life Solutions is proud to be featured in the Seniors Blue Book of South Central PA for our compassionate and full-service approach to senior move management, estate cleanouts, and downsizing. Based in Reading, we support families across Berks County and beyond with personalized planning, packing, donation coordination, and moreall handled by our in-house team with no subcontractors.Our recent feature helps connect more families to the services they need during lifes major transitions. Were honored to be recognized as a trusted partner and invite you to explore our services or schedule a consultation. Call 484-220-3743 or visit www.sterlinglifesolutions.com

Why Downtown Living is Truly Special

This article highlights the magic of downtown living, from its walkability and waterfront charm to its rich history along McGregor Boulevard. Residents enjoy vibrant local events, diverse dining, and a true sense of community, where life feels both convenient and connected. Whether you're soaking up the arts, savoring fresh seafood, or celebrating local traditions, downtown Fort Myers offers a lifestyle like no other.

Why Downsizing in Retirement Can Save You in a Large Way

As we get older, it can get increasingly difficult to take care of large homes and the amount of stuff weve  collected over the years. The kids have moved out and are building lives of their own, and suddenly, the extra space isnt as necessary as it once was. If youre nearing retirement, now is a great time to consider downsizing. It can be hard to let go of a home where youve made years of memories, but downsizing is a practical way to keep your home maintenance manageable and put away money for health and other life expenses.For some seniors, downsizing isnt just a difficult decision but an actual economic necessity. As more Baby Boomers and Gen Xers near retirement age, downsizing might be the only way they can afford to stay retired.If youve considered selling your home for something smaller, there are a few factors you may want to consider. First, think about your personal reasons for downsizing economic or otherwise. Second, consider what kind of home youd like to move into. Finally, youll need to figure out whether selling your home would financially support the first two factors.Its not a fun situation unless youre planning to move somewhere exciting or close to your adult children but downsizing can be a prudent financial decision that can set you up to live out your retirement years in comfort.Heres an overview of why and how to downsize.Why you should consider downsizing nowThere are several reasons to consider downsizing in retirement, including:Manage your finances: For many people, finances are the number one reason to consider moving somewhere smaller. If you still have a mortgage, your home may not be affordable on your retirement budget, or you might need to free up money to pay for your Medicare and healthcare costs. If you manage the sale wisely and move somewhere that fits within your budget, you may be able to set yourself up for comfort in retirement.Give yourself the gift of less upkeep: Even if youre in perfect health now, aging takes its toll on everyone. Larger homes require significantly more maintenance and upkeep than smaller ones, especially townhomes, condominiums and apartments, where maintenance is typically taken care of by a management company. Upkeep also factors into your budget you can often save money on maintenance when you move into a smaller place.Easier relocating: Have you always wanted to live farther away from the city? Does a dry climate agree more with your lungs? Want to move closer to your children and grandchildren? Downsizing is the perfect opportunity to find your dream home in another area.Find a home with aging-in-place amenities: Many homes that were ideal for raising children dont fit your needs as you age. Downsizing allows you to find a home with built-in, aging-in-place amenities, so you can continue living independently for as long as you desire. Alternatively, if you suffer from serious health issues, you may wish to move to an assisted living facility to have on-site assistance.Eliminate clutter: We collect a lot of clutter over the years. Without a pressing need to get rid of the excess, its all too easy to let it pile up. Downsizing or moving of any kind is a good opportunity to sort out what you want to keep versus what you can let go, since your new home will have less room to store unnecessary items.How to downsize your homeIf youre interested in downsizing but arent sure where to start, here are a few tips:Make an appointment with a financial advisor: After youve decided why you want to downsize, youll need to figure out how to do it. Meeting with your financial advisor is crucial to determining the full picture. A good advisor can help you evaluate your income and assets, point out potential tax liabilities and identify other issues that might affect the downsizing process. In some cases, they may have suggestions regarding whether it makes more sense to sell your home or rent it out.Research smaller homes: The next item to tackle is research. Before you can go any further, youll need to figure out what it costs to live in the type of home you want, in the location you want. For example, a full-sized house in your dream city might cost more than your income can bear, but a condo in the same area could be affordable. Remember as you research to keep in mind the upkeep costs, HOA dues and other fees that may not be included in the list price.Research your mortgage options: If you sell your home and some assets, you may be able to get a good rate on a short-term mortgage for your new home. Shop around to find the best loan you can find. 10- to 15-year mortgages are a good choice for retirees because they allow you to gain equity in the home quickly with lower interest rates. If the 10-year options monthly payments are too high, 15-year mortgages are often more manageable.Find out your homes value: You probably have an idea of what your home might sell for, but the more realistic your estimate, the better. You can have your home appraised or research similar homes on websites like Zillow. In some cases, it wont make financial sense to sell your home. For example, if youll pay as much to rent a smaller home as you spend on the mortgage in your current home, it might be better to move and rent your home out for extra income.Make a realistic budget: Once you have an idea of what your home might sell for and where youd like to live, you can make a budget. A financial advisor may be able to give you an overall picture of what your retirement income will look like over the next few decades. Create a realistic monthly budget, leaving yourself as much wiggle room as possible. Dont forget that expenses in a different area might look much higher or lower than youre paying now, so do as much research as you can before committing.Dont forget the taxes and fees: One mistake people can make when downsizing is forgetting the taxes and fees that come with buying and selling a home. Agent commissions, property taxes, closing costs, capital gains and other fees can make a once-desirable home suddenly unaffordable.Once you have these details ironed out, it will be easier for you to find a smaller home that meets all of your needs.ConclusionFrom losing social networks to finding good healthcare providers in your new location, downsizing can be an emotional process. However, if its the right decision for your family, health and budget, it can set you up to live comfortably throughout your retirement.PlanEnroll is devoted to helping seniors find the right healthcare coverage for their needs. We represent a range of Medicare plans and can help you identify the benefits and coverage that are right for you.PlanEnroll is a brand operated by Integrity Marketing Group, LLC and used by its affiliated licensed insurance agencies that are certified to sell Medicare products. PlanEnroll is not endorsed by the Center for Medicare & Medicaid Services (CMS), the Department of Health and Human Services (DHHS), or any other government agency. We do not offer every plan available in your area. Please contact Medicare.gov, 1800MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Local Services By This Author

Golden Lodge Assisted Living and Memory Care

Assisted Living 1111 Newstar Way, Golden, Colorado, 80403

Nestled at the base of the picturesque foothills, Golden Lodge Assisted Living and Memory Care offers an exceptional senior living experience that prioritizes comfort, security, and personalized care. Our assisted living community is designed to provide seniors with the perfect balance of independence and support, allowing them to enjoy a fulfilling and active lifestyle while receiving the assistance they need.Exceptional Assisted Living ServicesAt Golden Lodge, we understand that every individual has unique needs and preferences. Our assisted living facility offers customized care plans tailored to support residents with daily activities such as bathing, dressing, medication management, and mobility assistance. Our compassionate and professional caregivers are available 24/7, ensuring that each resident receives the right level of support while maintaining their dignity and independence.A Warm and Inviting CommunityGolden Lodge is more than just a place to liveits a place to call home. Our welcoming community fosters social engagement, personal growth, and overall well-being. Residents can enjoy spacious private apartments, beautifully designed common areas, and a wide range of amenities that create a comfortable and enriching environment.Comprehensive Wellness ProgramsWe believe in a holistic approach to senior care. Our wellness programs promote physical, mental, and emotional well-being, helping residents maintain an active and healthy lifestyle. Some of our programs include:Fitness classes designed for seniors to improve strength, balance, and flexibilitySocial and recreational activities to encourage meaningful connections and engagementCognitive and memory-enhancing activities for mental stimulationSpiritual and emotional support through meditation, faith-based services, and counselingGourmet Dining & NutritionAt Golden Lodge, we know that nutrition plays a vital role in overall health. Our culinary team prepares delicious, nutritionally balanced meals using fresh, high-quality ingredients. Residents enjoy a variety of menu options tailored to their dietary needs and preferences, all served in a beautiful dining setting that encourages social interaction and enjoyment.Safety, Security, and Peace of MindSafety is a top priority at Golden Lodge. Our community is equipped with state-of-the-art security systems, emergency response protocols, and on-site medical support to ensure residents and their families have peace of mind. With 24-hour staff availability, assistance is always just a call away. Our well-trained caregivers and healthcare professionals provide medication reminders, routine health monitoring, and coordination with medical providers to support residents well-being.Engaging Lifestyle & Social ActivitiesA vibrant and active lifestyle is a key part of our assisted living philosophy. Golden Lodge offers a variety of daily activities and events that cater to residents interests and hobbies. Our activities calendar includes:Art and music therapyEducational lectures and book clubsCommunity outings and scenic drivesGardening and outdoor activitiesGame nights, movie screenings, and social eventsPet-Friendly EnvironmentWe understand the joy that pets bring into our lives, which is why Golden Lodge is a pet-friendly assisted living community. Residents can enjoy the companionship of their furry friends, contributing to their emotional well-being and happiness.Family Involvement & SupportAt Golden Lodge, we believe in fostering strong connections between residents and their families. We encourage family involvement through regular events, celebrations, and open communication with our caregiving team. Our goal is to create a supportive environment where families feel informed and confident about their loved ones care.Golden Lodge Assisted Living and Memory Care is committed to providing exceptional senior care with a focus on comfort, dignity, and quality of life. Our team of dedicated professionals works tirelessly to ensure that each resident receives the best possible care while enjoying a fulfilling and independent lifestyle. When you choose Golden Lodge, you are choosing:A beautiful and peaceful setting at the base of the foothillsPersonalized care plans tailored to individual needsA warm and inviting community that feels like homeComprehensive wellness programs for a healthier lifestyleEngaging activities and social opportunities for personal enrichmentA secure and supportive environment with 24-hour assistanceWe invite you to experience the Golden Lodge difference and discover why so many seniors and their families trust us for quality assisted living services. Schedule a tour today and see firsthand how our compassionate team and vibrant community can enhance your loved ones life.Contact us today to learn more about Golden Lodge Assisted Living and Memory Care!

Golden Lodge Assisted Living and Memory Care

Memory Care 1111 Newstar Way, Golden, Colorado, 80403

Golden Lodge Assisted Living & Memory Care, located in the heart of Golden, Colorado, is a locally owned and operated senior living community dedicated to providing exceptional memory care services. Our mission is to enhance the lives of residents with Alzheimer's disease and other forms of dementia through a compassionate, whole-person approach that addresses physical, emotional, and social needs.Comprehensive Memory Care ServicesAt Golden Lodge, we understand the challenges faced by individuals with memory impairments and their families. Our memory care program is designed to provide a safe, nurturing environment where residents can thrive. We offer three secured neighborhoods, each thoughtfully designed to promote familiarity and comfort, encompassing a total of 36 private studio apartments. These intimate settings foster a family-like atmosphere, encouraging social interaction and a sense of community among residents.Secure and Inviting EnvironmentSafety is a top priority at Golden Lodge. Our secured neighborhoods ensure that residents can move freely within a protected environment, reducing the risks associated with memory loss conditions. Each neighborhood features access to a secured courtyard, allowing residents to enjoy the outdoors, engage in gardening, or simply relax in a tranquil setting. These outdoor spaces are designed to be both stimulating and secure, promoting physical activity and a connection with nature.Expert Care Team Available 24/7Our community is overseen by an experienced Director of Care Staff who leads a team of dedicated professionals trained specifically in dementia care. Staff members are on-site 24 hours a day, seven days a week, providing continuous support and supervision. Their specialized training equips them to handle the unique challenges associated with memory loss, ensuring that each resident receives personalized care tailored to their individual needs.Whole-Person Approach to CareWe believe in a holistic approach to memory care that goes beyond addressing cognitive decline. Our programs are designed to engage residents in meaningful activities that stimulate the mind, body, and spirit. Daily schedules include a variety of therapeutic activities such as music therapy, art classes, and gentle exercise programs, all aimed at enhancing quality of life and maintaining functional abilities. Social events and group activities are also integral parts of our program, fostering a sense of belonging and community.Nutritious Dining and Wellness ProgramsProper nutrition plays a crucial role in overall well-being, especially for individuals with memory impairments. Our culinary team prepares nutritious, chef-crafted meals served in a restaurant-style dining room. Menus are designed to cater to the dietary needs and preferences of our residents, ensuring they receive balanced meals that support their health. Additionally, snacks are available throughout the day to accommodate varying appetites and routines.Family Involvement and SupportWe recognize the importance of family involvement in the care and well-being of our residents. Golden Lodge encourages family members to participate in care planning and to engage in community events. We offer educational resources and support groups to assist families in understanding dementia and coping with its challenges. Our goal is to create a partnership with families, providing them with peace of mind knowing their loved ones are in compassionate and capable hands.Amenities Designed for Comfort and EngagementGolden Lodge offers a range of amenities to enhance the living experience of our residents:Restaurant-Style Dining Room and Outdoor Dining Area: Residents enjoy meals in a communal setting that promotes social interaction, with the option to dine outdoors and take in the beautiful surroundings.Library: A quiet space filled with a variety of books and reading materials to cater to diverse interests.Beauty Salon/Barbershop: On-site services to help residents look and feel their best without the need to leave the community.Gaming and Entertainment Room: A space dedicated to games and entertainment, encouraging socialization and cognitive engagement.Movie Theater: Regular screenings of classic and contemporary films provide entertainment and a sense of nostalgia.Exercise and Therapy Spaces: Equipped with fitness equipment and staffed by fitness professionals, these areas support physical health and mobility.Activity Rooms: Spaces designated for classes, seminars, and various group activities that promote lifelong learning and engagement.Courtyards and Walking Paths: Beautifully landscaped outdoor areas with walking paths, a greenhouse, and gardens offer residents the opportunity to enjoy nature safely.Scenic Location with Mountain ViewsNestled in Golden, Colorado, our community boasts stunning views of the foothills, providing a serene backdrop for our residents. The peaceful atmosphere and fresh mountain air contribute to a calming environment that is conducive to well-being and relaxation.Commitment to ExcellenceAt Golden Lodge Assisted Living & Memory Care, we are committed to providing the highest quality of care for individuals with memory impairments. Our dedicated team, comprehensive programs, and thoughtfully designed environment work together to create a supportive community where residents can live with dignity and purpose. We continually strive to enhance our services and amenities to meet the evolving needs of our residents and their families.For more information or to schedule a tour of our memory care community, please visit our website at www.goldenlodgeassisted.com or contact us directly at 720-605-2111. We look forward to welcoming you to Golden Lodge Assisted Living & Memory Care, where compassionate care and a vibrant community await.