Financial moves for a growing family

Summer brings sunshine, fresh produce, and long days filled with outdoor activities. But for older adults, it also means increased exposure to heat and sunfactors that can pose real health risks. In fact, research from NASA shows that UV radiation is stronger today than it was just a few decades ago, due in part to ozone layer depletion.Too much sun can lead to sunburn, dehydration, heat exhaustion, and even heat stroke. For seniors, these dangers can escalate quickly, making it essential to take proactive steps to stay safe.Why Heat Affects Seniors DifferentlyWhile anyone can suffer from heat-related issues, older adults are more vulnerable because the bodys natural cooling process becomes less efficient with age. Factors like reduced circulation, certain medications, low-sodium diets, and chronic health conditions can make it harder for the body to regulate temperature.Common heat-related concerns include: Fainting A sudden drop in blood pressure triggered by heat exposure. Heat cramps Muscle spasms caused by low salt levels in the body. Heat exhaustion Elevated body temperature (up to 102F) leading to fatigue and dizziness. Heat stroke A dangerous condition where body temperature rises above 105F, causing confusion, lethargy, or loss of consciousness.Warning signs to watch for: cramps in the legs, hands, or feet; extreme thirst; rapid heartbeat; nausea; headache; slowed breathing; and unusual fatigue. If these occur after time in the heat, seek medical help right away.Summer Safety Tips for SeniorsStaying safe in the summer doesnt mean staying indoors all seasonits about making smart choices to protect your health. Stay hydrated Drink plenty of water throughout the day. Limit caffeine and alcohol, which can dehydrate you. Dress for the weather Wear lightweight, breathable, light-colored clothing to stay cool and protect your skin. Pace yourself outdoors Take breaks in the shade, avoid peak heat hours, and listen to your bodys signals. Use air conditioning when possible Keep your living space cool. If you dont have AC, spend part of the day in public places like libraries, malls, or senior centers. Check in with others Have a friend, family member, or neighbor you can calland who can check on youduring extreme heat. An Extra Layer of SafetyWhile medical alert systems are often associated with fall protection, they can also be a lifesaver in heat-related emergencies. If you feel the symptoms of heat exhaustion or dehydration, quick access to help can make all the difference. Bottom line: Summer should be a season of enjoyment, not worry. With the right precautions, you can stay safe, healthy, and activeeven on the hottest days.

Medical alert devices can be life-changing for aging adultsoffering them greater independence while giving caregivers peace of mind. Whether its a discreet fall detection necklace or a smartwatch-style alert, these devices bridge the gap between safety and self-reliance.Still, some older adults are hesitant to wear them. Concerns about stigma, appearance, cost, or inconvenience often get in the way. As a caregiver, your role is to guide the conversation in a way thats gentle, respectful, and reassuring.Starting the ConversationBringing up the idea for the first time can be the hardest part. Choose a quiet, calm moment when you can talk openly and without distractions. Use empathetic language like, Ive noticed youve been having more trouble with balance, or Can you help me understand why you dont feel a medical alert would be right for you?Listening to their concerns first allows you to address them directly. Common hesitations include: 1. Perceived StigmaSome may see a medical alert as a visible sign of aging or frailty. To counter this, explain that safety devices are for everyonemuch like fitness trackers or smartwatches. Show them examples of modern designs that look just like everyday accessories.2. InconvenienceWorries about charging, wearing, or remembering the device are commonespecially for those with memory issues. Point out features like voice prompts for charging, long battery life, and lightweight designs that make daily wear easier.3. AppearanceOlder styles could feel bulky or out of place, but todays models are sleek and stylish. Browse options together and find one they feel comfortable wearing. Many now resemble watches or jewelry rather than medical equipment.4. CostFinances can also be a sticking point. If budget is a concern, research exact prices and explain that its an investment in safety and independence. Consider offering to help with costs, and emphasize the devices value in all types of emergenciesnot just health-related ones. Highlighting the BenefitsWhen your loved one understands how a medical alert can enhance their lifestyle, they may be more open to it. Peace of Mind Explain that having an alert button isnt about expecting the worstits about knowing help is always within reach. Greater Independence Wearing a device can help them live on their own longer, reducing the need for constant supervision. Faster Recovery Quick response times after a fall or emergency can improve recovery outcomes. Extra Features Many devices now include step tracking, GPS, and other tools to support an active lifestyle. Additional Tips for Success Share statistics Falls send millions of older adults to the ER every year. Let them try it Holding or wearing a device can make it feel less intimidating. Bring in a professional Sometimes advice from a doctor carries more weight. Mention familiar examples If a friend or public figure uses one, share that. Show testimonials Real stories from peers can be persuasive. Give it time If they resist, pause the discussion and revisit it later.  Bottom line: Medical alert devices can be a powerful tool for safety and independence. With patience, understanding, and the right approach, you can help your loved one see the valueand maybe even embracethe idea of wearing one.

Did you know your daily diet plays a big role in keeping your bones strong? As we age, bone strength naturally declines, but the right nutrition can help slow that process and protect your skeletal health. In this guide, well explore which nutrients your bones need most, the foods that supply them, and the habits that can make or break your bone health. Always check with your doctor before making changes to your diet or lifestyle. Why Nutrition Matters for Your BonesOver time, our bodies become less efficient at absorbing key nutrients, which can lead to reduced bone density. By including the right vitamins and minerals in your meals, you can give your bones the support they need to stay strong and resilient. Key Nutrients for Bone StrengthCalcium This mineral is the foundation of strong bones. Find it in dairy products like milk, yogurt, and cheese, as well as leafy greens such as kale and spinach. Almonds, fortified cereals, and calcium-enriched orange juice are also good options.Vitamin D Vitamin D helps your body absorb calcium. Sunlight is a natural source, but its not always enoughespecially if you live in a low-sun area. Boost your intake with fatty fish (salmon, mackerel), eggs, and fortified foods like milk or cereal.Magnesium Magnesium works alongside calcium to build strong bones. Get more by eating leafy greens (Swiss chard, collards), nuts, beans, and whole grains.Vitamin K This vitamin supports bone metabolism and helps keep calcium in your bones where it belongs. Kale, broccoli, and Brussels sprouts are rich sources.Antioxidants Antioxidants protect bones from inflammation and oxidative stress. Fill your plate with colorful fruits, vegetables, berries, and sip on green tea.Protein Protein repairs and maintains bone tissue. Choose lean meats, poultry, fish, dairy, beans, tofu, and nuts to meet your needs.Omega-3 Fatty Acids Omega-3s help reduce inflammation and promote bone health. Try salmon, chia seeds, flaxseeds, and walnuts. Foods & Habits That Can Harm Bone HealthToo Much Sodium Excess salt can increase calcium loss. Reduce sodium by limiting processed foods and using herbs or spices instead of salt.Sugary Drinks & Soda Sugar and soda can hinder calcium absorption and weaken bones over time. Swap them for water, milk, or herbal tea.High Caffeine Intake Too much coffee, tea, or energy drinks can interfere with calcium absorption. Enjoy caffeine in moderation.Alcohol Heavy drinking is linked to lower bone density. Limiting or avoiding alcohol is best for bone health.Processed Meats Frequent consumption of processed meats may negatively impact bones. Opt for lean poultry, fish, beans, or tofu instead. Lifestyle Tips for Strong Bones Stay active Weight-bearing activities like walking, jogging, dancing, and strength training help preserve bone mass. Maintain a healthy weight Being underweight or overweight can increase the risk of bone problems. Bone Health Matters at Every AgeIts never too lateor too earlyto start caring for your bones. Talk to your healthcare provider or a registered dietitian about your diet, lifestyle, and bone health. Small, consistent changes can make a big difference in protecting your bones for the future.Take the first step today: Find out your fracture risk level with the American Bone Health Fracture Risk Calculatorits quick, free, and easy. You can even have your results sent straight to your inbox. Use the calculator here