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You have probably seen advertisements for senior care referral services promising to find the best retirement community care for you or a loved one at “no cost to you.” Some of these services even utilize paid celebrity spokespersons to pitch their senior living placement services. However, these services do have a high cost in the form of missed opportunities. It is important for you to understand how these retirement community referral services such as A Place for Mom, Caring.com and SeniorAdvisor work.
Many retirement community referral services tout their services as free to the consumer, implying the assistance they provide is done as part of a not-for-profit model. This couldn’t be further from the case. These retirement community referral services require senior living providers to pay high fees for inclusion on the service’s list of preferred communities. Many consumers assume, incorrectly, that a service’s preferred communities are evaluated or rated based on the quality of care provided. Unfortunately, the only reason a senior living facility earns this “preferred” status is simply that the retirement community has opted to pay a fee. A high fee. If a “free” service recommends a particular retirement community to you, be sure to do your own research to confirm it truly is the right fit for you or your loved one.
Many retirement community referral services employ “advisors” who assist consumers by calling a toll-free phone number seeking help and advice in finding senior care. According to one referral service’s website, “The advisor will conduct an assessment to gather information on you or your loved one’s lifestyle, care needs and budget.” The website omits an important piece of information: Advisors are often paid commissions when a caller moves into a recommended retirement community. This encourages advisors to recommend more expensive locations as the cost paid by participating retirement communities is typically one month’s rent, which may be equivalent to several thousand dollars.
It is important to know the qualifications of the person advising you in such an important life decision. Ask the advisor about his/her professional qualifications to truly understand you or your loved one’s needs and why he/she recommends a particular retirement community. If the advisor cannot list specific qualifications, you are most likely interacting with a subcontractor whose top concern may not be in your best interest. In fact, these individuals may do more harm than good since the senior living facility suggested might not always be based on your or your loved one’s needs, rather driven by the prospective commission fee to be earned. Find out for yourself and ask the advisor how he/she is paid and ask for the individual’s qualifications to make recommendations.
While the retirement community referral service advisor may seem to care deeply about your personal situation, it is critical to know that this person is doing his/her job. Once the advisor makes retirement community recommendations, arranges tours and assists you in making your final decision, this is where the relationship ends. Most times a free service will not monitor the care received by you or your loved one at the senior living facility. You can take things a step further by asking your advisor if the retirement community referral service carries liability insurance. If he/she asks you to sign a document stating that the retirement community referral service is not liable for the quality of care received at the recommended location, DO NOT use the service.
While conducting research for this article, we called a retirement community referral service for a first-hand experience. When inquiring specifically about a Country Meadows Retirement Communities location, the advisor said, “You don’t want to go there. They are too expensive.” In truth, the three retirement communities the advisor recommended cost more or were the same monthly cost as Country Meadows.
As your parents reach retirement and prepare for an exciting new chapter, its important to think long-term. One of the biggest choices theyll make is in regards to their living situation. Are they planning to stay at home even if their care needs change? Do they have a plan for how they will pay for in-home care and maintain their home? Or have they considered moving to a senior living community to enjoy the stability and security such a choice offers?Though this is a question that must be addressed, the topic can be difficult to broach. If youre wondering how to get the conversation started with your parents, read on for helpful tips and essential questions to ask.How to Prepare for the ConversationThe way you approach discussing independent living communities with your parents can contribute to how receptive they are to the idea. Here are a few strategies to keep in mind: Do your homework. As Alexander Graham Bell famously said, Preparation is the key to success. Research in advance and know the details about the differences between independent living and assisted living communities, the benefits they offer, overall costs and other critical details. Pick the right time. A big life decision isnt something to bring up out of the blue. Set aside specific time in a comfortable, relaxed environment so the conversation doesnt feel like an ambush. Be an active listener. While you might have your own ideas about the best options, carefully listen to your parents thoughts and feelings. Understanding where theyre coming from will make things more productive. Dont pressure them. High-pressure tactics are a sure way to put your parents on the defensive. Ultimately this decision is about whats best for them and their long-term needs. Practice patience. Dont go into the conversation expecting an immediate decision. Most of the time it requires several discussions and some serious reflection. Be patient and let them come to a conclusion in their own time. 6 Questions to Ask Your Parents About Independent LivingKnowing the right questions to ask can help your parents think about the possibilities of moving to an independent living community and their must-have features. Try these six questions to help guide the conversation.1. Do you ever feel lonely at home?According to the Centers for Disease Control and Prevention, one-fourth of adults 65 and older are considered socially isolated. In fact, loneliness in older adults can lead to increased health risks like heart disease and stroke. If loneliness is a factor for your parents, an independent living community can provide opportunities to build meaningful friendships later in life with others who share the same interests.2. Do you feel safe at home?Safety is an important consideration with age. Whether thats concerns about slipping and falling while doing home maintenance or crime in the neighborhood, an independent living community offers solutions. Independent living communities often include maintenance and landscaping and there are security protocols in place.3. Do you have a plan if you need a higher level of care?Studies show that 70% of older adults will need a high level of long-term support and services. Things like family history and current health can be strong indicators to help plan for future needs. If access to care is a high priority, its worth looking at Life Care options. This type of senior living community guarantees access to higher levels of health services within that community, no matter how needs change over time.4. What would be most helpful to get assistance with?Maintaining a large home can be a lot of work on your own. For many older adults, the private residences offered by independent living communities are much more manageable. Instead of spending time cleaning and fixing issues, your parents can spend that time pursuing their passions. 5. Would finances be easier with a monthly bill for everything?Another advantage of independent living communities is they consolidate regular expenses into one predictable monthly fee. From select meals at restaurant-style dining venues, access to the fitness center and on-site social programs, most services and amenities are included in their monthly fee. 6. How can I help?Finding the ideal living situation for your parents is the priority. After sorting through their needs and understanding their challenges, remind them youre a resource they can rely on. Whether youre helping to schedule visits or just acting as a sounding board, let them know your desire is to find whats best for their long-term goals.Explore Independent Living Options at Friendship Village of South HillsAt Friendship Village of South Hills, our senior independent living community is dedicated to helping residents get the most out of each day. With a maintenance-free lifestyle and helpful services, every individual can spend their time in the ways they find most meaningful.If youd like to learn more about what makes our Pittsburgh-area community so special, please dont hesitate to reach out and contact us today.
As you consider where life will take you next, you may be contemplating a move to an independent living community in Pennsylvaniaand for good reason! This state is celebrated for its retiree-friendly policies, including no state tax on social security and other retirement incomes such as 401(k)s and IRAs, making it an ideal location for senior independent living.Does this move make sense for you or your loved one? Heres what you need to know to feel confident about your decision.Benefits of Living in PennsylvaniaPennsylvania is a top destination for retirees looking for independent living combined with significant financial advantages. The states commitment to providing a retirement-friendly experience is evident through its favorable Pennsylvania retirement taxes and the many senior living options.Pennsylvania Cost of LivingOverall, the cost of living in Pennsylvania aligns closely with the national average, though expenses can vary. Urban centers like Philadelphia and Pittsburgh may cost more than suburban areas like Upper St. Clair or the picturesque rural regions. These variations make Pennsylvania a flexible choice for retirement, catering to different lifestyles and budgets.Is Pennsylvania Retirement Friendly?Absolutely! Pennsylvanias approach to retirement is designed to maximize comfort and security, making it an excellent choice for anyone considering independent living. The states policies make it easier for seniors to enjoy their retirement years with peace of mind and financial stability.When Is Independent Living Right for You?The timing of moving to independent living is different for everyone. However, many seniors regret not moving into their community sooner. While there may be some apprehension in the face of such a big life change, moving to a senior living community as soon as possible can be beneficial for many reasons. As our care needs evolve, relocating to a Life Care community that provides comprehensive on-site health servicesincluding memory care, skilled nursing, and assisted livingcan offer enduring security and comfort. Choosing this type of community means you wont have to move again if your needs change, allowing you the comfort and familiarity of living in the same community.The Cost of Independent Living in PennsylvaniaCosts for independent living in Pennsylvania can vary significantly by community type and the services, amenities, and care provided. Some communities require a one-time entrance fee alongside monthly payments to secure priority access to comprehensive care options in the future. When evaluating different communities, consider the quality of accommodations, the range of services offered, and the levels of care available, all of which are crucial for getting the most from your long-term investment. Its also important to factor in the rising healthcare costs, which can impact overall expenses.In addition to care and accommodations, another significant benefit of independent living is the consolidation of expenses. Most communities bundle care, specific dining options, amenities, and other services into a single monthly payment, simplifying financial management and reducing the burden of handling multiple bills.Costs and FeesThere are over 700 retirement communities in Pennsylvania to choose from. These communities range from small rental options to continuing care retirement communities and senior living buy-in options. Each community will have its own fee and payment structures. Some may require an upfront entrance fee in addition to monthly fees. Monthly fees often include utilities, maintenance and access to on-site amenities and services. Choosing the Best Independent Living Community in PennsylvaniaMoving to a senior living community is a big step and may feel overwhelming, especially if youve lived in a large family home for a while. However, moving to a new community opens up a world of possibilities. Community life is all about supporting your independence, not limiting it. LocationChoosing the right independent living community means finding a place that aligns with your lifestyle and personal needs. When exploring independent living options in Pennsylvania, consider how each communitys location will impact your daily life.Is it important for you to be close to family and friends? Staying nearby can make it easier to maintain those vital connections and receive support when needed. Alternatively, consider how the location might influence your access to city amenities. Will you miss the vibrancy and variety of events and activities available in a big city if you opt for a quieter suburban setting?Community ServicesEach communitys services and amenities also play a crucial role in ensuring your comfort and satisfaction. Look for communities that not only meet your current needs but are also capable of adapting to your future needs. This can help support a seamless transition through different phases of retirement.Having a checklist of questions and things to consider can also be helpful as you tour different communities. This pre-planning can help you feel more confident and comfortable as you determine the best fit for your lifestyle.Why Choose Friendship Village of South Hills?At Friendship Village of South Hills, upscale amenities and expert care come together to enhance your lifestyle. Enjoy personalized health and wellness services, diverse entertainment options, and essential services like housekeeping and maintenance. The result? A carefree living environment that lets you live fully each and every day.Our supportive community offers numerous social events and activities to build connections and help combat loneliness among seniors, but dont just take our word for it. We invite you to contact us today to schedule a visit to experience Friendship Village of South Hills for yourself. Were looking forward to meeting you and answering any questions you may have.
Why Move to a Senior Living Community in Alabama Before You Need it?Deciding to move into a senior living community is a significant milestone, often accompanied by a mix of emotions and questions. However, choosing to make this transition before it becomes a necessity can greatly enhance a persons lifestyle.At Community Senior Life, with senior living communities throughout Alabama, we want you to discover the many benefits of moving into a senior living community sooner rather than later, so were sharing some of these advantages to help guide you in your decision.The Advantages of Moving EarlyThe notion of relocating to a senior living community in Alabama is frequently associated with a response to declining health or mobility. Yet, taking proactive steps to move before reaching that point can be incredibly empowering. By making this decision earlier, older adults can enjoy an active, social lifestyle that fosters personal growth and well-being, providing a wealth of opportunities to enrich ones life and maintain independence.Selecting the Ideal CommunityMoving early allows individuals the luxury of time to explore various communities and choose one that best fits their preferences and needs. This careful selection process ensures a comfortable and enriching setting tailored to individual tastes. Additionally, it gives seniors and their families a sense of peacefulness that comes with knowing they have made a thoughtful and informed choice without the pressure of an urgent situation.Time to Acclimate to Community LivingStarting life in a new community sooner enables individuals to acclimate to the environment on their own terms. Instead of the stress of finding the right care and tending to urgent health needs, individuals who make the move early can enjoy personalizing their new space and settling into the community. Proactive Health ManagementEngaging with the communitys health and wellness programs early means individuals can address their health proactively, promoting long-term well-being. Access to regular health screenings, fitness classes, and nutritious meal options can help maintain physical health and prevent future issues. Additionally, participating in various recreational activities supports mental and emotional health, contributing to a holistic approach to aging well.Peace of Mind for FamiliesMaking an earlier transition to senior living in Alabama can also provide peace of mind for families or close relatives. Family members can continue their daily routine with the assurance that the older adult in their family is being taken care of and enjoying a purposeful life in a supportive setting. This allows for more quality time spent with family and friends without added stress.Enhanced Social ConnectionsRegular social interaction has been shown to reduce feelings of loneliness and isolation, prevalent concerns among older adults, and to reduce the risk of cognitive decline. Transitioning into a senior living community in Alabama before its needed provides individuals ample time to develop strong social bonds with fellow residents and team members. These relationships foster a sense of belonging and community, which can significantly improve residents emotional well-being.Access to Enriching ProgramsSenior living communities typically offer a variety of enriching classes, programs, and events designed to engage and entertain residents. From arts and crafts sessions to book clubs and movie nights, there are numerous opportunities for individuals to pursue hobbies and discover new interests. The transition period can be a time of exploration, allowing individuals to discover the amenities and services available to them.Financial Planning and StabilityMoving into a senior living community early can also provide financial benefits. Many communities offer different pricing options and payment plans, allowing older adults to manage their finances more effectively. Early transition can sometimes secure better rates or incentives that may not be available later. Additionally, planning finances ahead can provide a sense of tranquility among the family members, ensuring that all caregiving costs are covered and that the older adult can enjoy a graceful retirement. Transitioning to senior living in Alabama before it becomes a necessity allows older adults to enjoy the extensive benefits these communities offer. Personalized care, signature programs, enhanced safety, peace of mind for families, and ample opportunities for socialization contribute to a comfortable lifestyle.Dont wait for necessity to dictate this decisiontake the proactive step toward a joyful, enriched life today by contacting our team at Community Senior Life and scheduling a visit to any of our senior living communities in Alabama. Contact Community Senior Life at 251-981-0200 to find out more about one of their five awesome communities that offer Independent Living, Assisted Living and Memory Care.
One of the main reasons our residents and their families first considered a retirement community was for an easier, safer environmentwhat all basic senior citizen housing and assisted living facilities provide. But, one of the main reasons they chose Country Meadows was to get back to living life through our full array of social events, fitness, spiritual enrichment programs, recreational activities and lifelong learning.
One of the main reasons our residents and their families first considered a retirement community was for an easier, safer environmentwhat all basic senior citizen housing and assisted living facilities provide. But, one of the main reasons they chose Country Meadows was to get back to living life through our full array of social events, fitness, spiritual enrichment programs, recreational activities and lifelong learning.
One of the main reasons our residents and their families first considered a retirement community was for an easier, safer environmentwhat all basic senior citizen housing and assisted living facilities provide. But, one of the main reasons they chose Country Meadows was to get back to living life through our full array of social events, fitness, spiritual enrichment programs, recreational activities and lifelong learning.