Getting Older Doesnt Just Happen One Day

Posted on

Mar 25, 2013


Florida - Southwest

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The best time to plan for the possibility of needing care is when we are healthy with the idea and hope that your need for help will be minimal. But as people age, often a singular issue may begin to develop such as back pain, high cholesterol, high blood pressure, arthritis, or other common health issues. By themselves, and managed under a physicians care, these types of issues aren't necessarily a significant health threat. But as we age, individual medical nuisances when combined together, can increase ones risk for health complications. Insurance planning is about protecting yourself, and your insurability before these collective issues take their toll on us.
Planning for care and having a long term care policy doesn't mean your spouse, or children, wont care for you, or care about you; but it will allow those you've invited into your life, to care for you better and longer because there will be resources more easily available. Having a plan for long-term care is about having options for care, protection of your lifestyle, and the security of knowing you've taken steps to shield your family and those you care about, from the emotional, physical, and financial challenges needing care can present.
How is it we are almost always surprised by changes of health in ourselves or others we care about?
Yes, sometimes, things just happen that's life. The truth is most all of us know of someone who has needed help for some period of time either as the result of an unforeseen illness or accident. In these situations, those with a plan for long-term care in place faced the situation with less stress, less anxiety, and less worry.
Do something today, while you can, and while you're able and take a step to protect yourself and those you care about. Few people can afford to cover their long-term care costs by themselves; and even if they can, that doesn't mean they should. That's why its important to talk with someone who specializes in long term care insurance, who represents a variety of insurers, and who understands how to develop a plan that works for you and your family and has your best interests at heart.
Today there are many ways to design a plan that's affordable and can help you feel more confident you wont outlive your resources. For a complimentary review of your current insurance policies to make sure they'll provide what you're expecting them to, and an assessment of how long term care coverage may help protect your retirement dream, call Mitchell Dannenberg, CLTC of LTCI Marketplace at (239) 461-5511 or visit

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