For more information about the author, click to view their website: Stone Law, LLC
This month on the Legal Briefs blog …what do you get for the mom who has everything? Gift buying for someone who doesn’t need much or is simplifying their possessions may require thinking outside the box. Consider giving mom estate planning this year.
One unique idea: gifting some or all of an estate plan. Comprehensive estate planning can be an investment but is worthwhile and can give the recipient peace of mind that her family is taken care of. What mom wouldn’t appreciate that?
While planning for” what happens if…” tends to be at the bottom of everyone’s to-do list, you don’t want to wait till you need a will or trust or power of attorney to create one. Not many attorneys can draft documents or have availability to meet with clients at a moment’s notice. Leaving your planning to information and documents found on the Internet could create a mess for your family later.
At Stone Law we aim to earn your trust as compassionate, knowledgeable estate planning attorneys. We work together to tailor a plan that suits your needs.
What does estate planning mean exactly? Estate planning generally includes a will, trust, and powers of attorney.
Wills are most common and allow the naming of a guardian for minor children and beneficiaries, neither of which should be left to the whim of a government official.
Trust planning allows for you to skip the probate process, keeping your estate details private. There are several different types of trusts. At Stone Law we have specialized knowledge in trust planning. We work with you to understand what makes the most sense for you and your family, creating a plan that meets the specific needs of your family.
Powers of attorney name trusted individuals to act on your behalf when you are unable to do so. These individuals are called fiduciaries and are legally required to act in your best interest.
Moms are always thinking of everyone else. This year, consider giving her the gift of peace of mind, and maybe some chocolate or flowers. Give Stone Law a call today at 877-897-6591 for more information or to set up a free initial consultation with your mom.
Why Residences at University Hills is One of Denvers Best and Most Affordable Independent Living Options for Adults 55+ When it comes to independent living communities in Denver, the options can feel overwhelming. From luxury high-rises to secluded campuses, seniors today have more choices than ever. But few communities strike the perfect balance of affordability, lifestyle, amenities, and location the way Residences at University Hills does. Located in one of Denvers most desirable and accessible neighborhoods, the Residences at University Hills is designed for active adults aged 55 and older who want more than just a place to livethey want a lifestyle. With well-appointed apartments, modern conveniences, and community features that support social engagement and wellness, this community offers tremendous value without sacrificing quality. Whether you're downsizing, planning for retirement, or simply looking for a change, heres why the Residences at University Hills stands out as the best and most affordable independent living option in Denver. Prime Location in the Heart of University Hills Location mattersand few can beat what University Hills has to offer. Nestled in a peaceful, walkable neighborhood in southeast Denver, the Residences at University Hills combines suburban comfort with urban convenience. Residents enjoy easy access to parks, public transportation, grocery stores, medical offices, restaurants, and entertainmentall within minutes. You're just a short walk to the local YMCA, a hub of activity offering fitness classes, swimming, and social programming designed with older adults in mind. Prefer to drive or take public transit? Light rail and major roadways nearby make it simple to explore downtown Denver, just a few miles away. In a city like Denver, where real estate prices continue to climb, living in a safe, vibrant, and centrally located community like this is a rare opportunity. Affordability Without Compromise One of the most compelling reasons why Residences at University Hills is gaining popularity is its affordability. Denvers senior living market can be priceyespecially for adults seeking quality independent living in modern surroundings. But the Residences at University Hills offers an unmatched value in comparison. Unlike many communities that come with hefty buy-in fees or hidden costs, this community operates on a straightforward rental model. This means no long-term financial commitments, making it easier for residents to preserve their retirement savings and maintain financial flexibility. With competitive monthly rents that include access to a host of on-site amenities, residents enjoy the benefits of independent living without the financial burden often associated with more expensive senior communities. Modern, Comfortable Apartments The community features spacious one- and two-bedroom apartment homes that are thoughtfully designed with seniors needs in mind. Every unit includes: A state-of-the-art kitchen with modern appliances for those who love to cook or entertain Full-sized washer and dryer in each apartment, eliminating the inconvenience of shared laundry Individual climate controls, so you can set the temperature to your personal comfort level Ample storage and open floor plans, making downsizing easier without feeling cramped The design emphasizes accessibility and ease of useperfect for residents who want both function and style. Amenities That Encourage an Active Lifestyle What makes Residences at University Hills more than just a place to live is its focus on community and wellness. The array of amenities encourages residents to stay active, engaged, and connected: Fitness Center: Whether you're looking to stay in shape, manage a health condition, or just enjoy daily movement, the on-site gym makes it convenient. Community Spaces: Enjoy socializing in the shared lounge areas or participate in games, events, and hobby groups. Whether its a card game, movie night, or book club, the atmosphere is welcoming and inclusive. On-Site Activities: With regularly scheduled events, wellness programs, and volunteer opportunities, theres always something going on to keep your mind and spirit engaged. Living here means you can choose the lifestyle that suits you bestbe as active or as laid-back as you want, with opportunities waiting just outside your door. A Socially Engaged Community One of the most overlooked but important aspects of aging well is social connection. Loneliness can take a real toll on mental and physical health. At Residences at University Hills, the community fosters an environment where neighbors become friends. From casual morning chats over coffee to community-organized gatherings, residents can engage in a wide range of social activities. Shared interests often lead to shared experienceswhether its a fitness class, a potluck, or a walk around the neighborhood. Because the community is designed exclusively for adults 55 and older, everyone shares similar life stages and interests, making it easy to connect. Maintenance-Free Living and Peace of Mind Gone are the days of worrying about yard work, snow removal, or unexpected home repairs. At Residences at University Hills, maintenance-free living allows residents to focus on enjoying life rather than managing a home. On-site staff ensures that any issues are addressed quickly and efficiently. This peace of mind is priceless, especially for those who want to simplify their lives while still living independently. Close to Healthcare and Essential Services Proximity to reliable medical care is a priority for most seniorsand here, its built into the fabric of the neighborhood. The Residences at University Hills is close to leading healthcare providers, pharmacies, and urgent care centers. Knowing that help is nearby if you need it adds another layer of comfort and security to daily life. Downtown Denver at Your Fingertips Want to catch a show, visit a museum, or enjoy a night out? Downtown Denvers cultural, culinary, and entertainment attractions are only a short drive away. Residents enjoy the perks of big-city living while returning home to the quiet comfort of their own community. Whether it's the Denver Art Museum, Coors Field, or the Botanic Gardens, the citys best attractions are easily accessible. A Lifestyle Worth Exploring If you're an active adult looking for a smart, affordable, and community-focused place to live, Residences at University Hills should be at the top of your list. It offers everything you need to enjoy your independence, make meaningful connections, and live life on your terms. The blend of affordability, amenities, and ideal location makes it truly unique in the Denver market. With no buy-in fees, beautifully designed apartments, and access to the best that Denver has to offer, its not just a place to liveits a place to belong. Schedule a Tour Today Come see for yourself why so many 55+ adults are choosing Residences at University Hills as their new home. Discover an exceptional lifestyle in one of Denvers most welcoming and well-located communities. Residences at University Hillsindependent living, redefined.
As the internet continues to grow, so does the potential for scams. One of the most common ways scammers steal personal information is through a concept called phishing. Phishing typically involves fraudulent emails or text messages designed to gain access to banking information, passwords, or social security numbers. With this information, scammers can then access bank accounts, steal money, or sell information to other scammers.Unfortunately, phishing scams happen every day, and many are often successful. As the internet ever evolves, so do these types of scams. However, there are ways to identify phishing and protect from becoming a victim.Ways to identify phishing:Phishing scams tend to rely on psychological manipulation to trick users into giving out personal information. Scammers craft their story to exploit emotions and push the reader into immediate action. Here are some common tactics that they use:Prey on FearsScammers often state hat someone may miss out on an opportunity, are losing money, or are at risk of being locked out of an account.Example: Your account has been suspended. Click here to fix it. Create a Sense of UrgencyMany phishing scams claim the user must act FAST or immediately to avoid consequences, and/or secure a limited-time offer.Example: Immediate action required unauthorized charges detected. Target Positive Emotions Phishing attempts arent always negative. Some may try to appeal to desires for rewards or free goods, offering too good to be true deals like gift cards, free money, or free tickets.Example: Congrats! You won a free concert ticket! Click here to reserve your prize.Act Like a Trusted SenderScammers often disguise themselves as someone you can trust. They could pretend to be from a company you know or as someone close to you, like a granddhild, nephew or old friend.They may use familiar brand logos, company names, and even tailor messages to appear as if it was sent from someone you know.You have always been someone I felt I could trust. Can you help me with a situation Im in? What to Do If You Suspect a Phishing Scam:DO NOT RESPONDWhether its a message in your inbox or on your phone, never respond to a phishing message. Responding to their message will confirm that your contact information is active, leading to more potential scams.Report the suspicious messageIf you receive a suspicious message via email, you can report. With most email services, click the three dots near the reply button and select Report Phishing.For text messages, tap on the three dots near the top of the senders phone number and click block and report.Take Extra PrecautionsNEVER click on unknown links or download any unknown attachmentsAvoid sharing personal information unless you are certain the request was sent from a legitimate source.Keep your software and programs updated to minimize any vulnerability.Use a multi-factor authentication for extra added security.As the internet continues to evolve so do the tactics used by scammers. Its critical to stay aware and proactive to protect your personal information. Here at Kavod Senior Life, we care about the safety and security of our residents. We inform our residents in both Senior and Assisted Living to contact their care coordinator or a family member if they ever feel unsure of a message or request.By staying informed and vigilant, you can help ensure your information stays safe.Sources:How To Recognize and Avoid Phishing Scams | Consumer AdviceHow to Spot Phishing Emails & Tips to Avoid Them | Proofpoint AUHow to protect against phishing: 18 tips for spotting a scamWhat Is Phishing? Examples and Phishing Quiz Cisco*Crafted with the help of Chat GPT
When it comes to estate planning, most people feel overwhelmedeven paralyzedby the number of decisions involved. Wills, trusts, powers of attorney, advance directives, guardianships, asset protection, probatethe terminology alone can be daunting. But for families in metro and northern Colorado, one firm stands out for its ability to make the complex simple: Stone Law LLC.Serving clients from Loveland to Lakewood, Stone Law has built a reputation for compassionate, expert estate planning designed to meet the needs of Colorado seniors and their loved ones. With a dedication to in-person service, education, and personalized attention, the firm ensures that every client feels informed, empowered, and protected.Whether you're proactively preparing for the future or managing a crisis, Stone Law LLC is your trusted partner in planning wisely and living fully.Why Estate Planning MattersEspecially for SeniorsMany people assume estate planning is only necessary for the ultra-wealthy or those with large families. In reality, everyone over the age of 50 should have an estate plan, especially those who: Own property or a business Have adult children or grandchildren Are caring for a spouse with dementia or disability Want to avoid probate or minimize estate taxes Wish to establish medical or financial power of attorney Without a proper estate plan, the state of Colorado decides how your assets are distributed, which may not reflect your true wishes. Your loved ones could face delays, disputes, or unnecessary legal feesall during an already emotional time.Thats why Stone Law offers a comprehensive and approachable process to ensure your wishes are honored, your assets are protected, and your family is supported.Stone Laws Approach: Simplifying the ComplexFrom their offices in Loveland and Lakewood, the attorneys at Stone Law provide tailored, strategic estate planning that demystifies legal processes. Heres how they make it simple:1. Initial Consultation and DiscoveryEvery client relationship begins with a conversation. Stone Law attorneys take the time to understand your life, your values, and your goals. This includes: Family dynamics Financial concerns Long-term care planning Charitable giving intentions Healthcare preferences Rather than a one-size-fits-all template, their team builds a plan specific to your needs, informed by decades of estate law experience in Colorado.2. Education-First MindsetWhat sets Stone Law apart is their commitment to client education. Legal jargon is replaced with plain-English explanations. Youll leave every meeting feeling clearnot confusedabout what your documents mean and how they work.3. In-Person Accessibility from Loveland to LakewoodFor many seniors, Zoom calls and online forms arent ideal. Stone Law understands the value of a face-to-face conversation, especially when discussing sensitive matters like wills or end-of-life care.With offices in both Loveland and Lakewood, clients across Fort Collins, Greeley, Longmont, Boulder, Denver, and Aurora can easily meet with their attorney in person. The convenience of local service is paired with the quality of a highly experienced legal team.4. Ongoing Support and Plan UpdatesLife changesso should your estate plan. Whether youve welcomed a grandchild, sold a home, or lost a loved one, Stone Law offers ongoing plan maintenance to keep your documents current and valid under Colorado law.Key Services Offered by Stone Law LLCStone Laws comprehensive estate planning services are ideal for seniors, families, and caregivers. Their core offerings include: Wills and TrustsCreate a legally sound will or set up a revocable living trust to avoid probate and control how your assets are distributed. Powers of AttorneyDesignate someone you trust to make medical and financial decisions on your behalf if you become incapacitated. Advance DirectivesEnsure your healthcare wishes are followed with documents like living wills and DNR (Do Not Resuscitate) orders. Probate and Estate AdministrationIf a loved one has passed, Stone Law can help you navigate the probate process efficiently and respectfully. Special Needs and Elder Law PlanningPreserve access to public benefits and long-term care support for yourself or a loved one with disabilities. Medicaid and Long-Term Care PlanningPrepare for future medical costs and nursing home care without draining your estate or burdening your family.Compassionate Guidance for Lifes Toughest DecisionsWhat clients appreciate most about Stone Law is the compassion they bring to every case. Legal planning isnt just about documentsits about people, peace of mind, and legacy.One Loveland client shared: I was nervous about estate planning, but Stone Law made me feel completely at ease. They explained everything so clearly, and I left knowing my family would be taken care of. A client from Lakewood wrote: After my husband passed, I didnt know where to start. Stone Law helped me sort through everything with such patience and empathy. This level of human connection is a hallmark of the firmand a major reason why seniors across the Front Range choose Stone Law for estate planning they can trust.Serving Metro and Northern Colorado with IntegrityNo matter where you live along the Front RangeLoveland, Fort Collins, Longmont, Boulder, Denver, Lakewood, or nearby communitiesyou deserve expert legal advice delivered with honesty and heart.Stone Law LLC provides accessible, affordable, and personalized estate planning that protects your assets, honors your wishes, and supports your loved ones for years to come. To schedule a consultation or learn more, visit https://stonelawllc.com.
As we get older, life brings many challenges as well as opportunities. At Stone Law LLC, we are committed to offering kind, all-encompassing Elder Law services that guarantee your rights, desires, and the comfort of your loved ones and yours. Whether you are planning for the future, coping with an illness or have a legal issue to tackle, we are here to assist you.Elder Law addresses the specific legal concerns of the elderly and the disabled. At Stone Law LLC, we offer legal services in estate planning, long term care, Medicaid planning, guardianship and conservatorship. It is our desire to safeguard your assets, fight for your health, and make sure that your voice is heard.At Stone Law LLC, we know that the process of aging is often accompanied by uncertainty and financial problems. Thats why our method is based on compassion, courtesy, and a clear comprehension of the case before us. Our experienced Elder Law attorneys will help you and your family to identify the problems, make the decisions, and, thereby, arrive at a strategy that will address your problems.Some of the issues that we are here to assist you with include:Preserving your wealth and not losing it due to unnecessary expensesProtection of your rights as you agePreventing financial exploitation or abuse via Powers of AttorneyComprehensive Elder Law ServicesElder Law services that we offer are all-encompassing and are meant to give you and your family peace of mind as you progress in years.1. Estate PlanningEveryone should have an estate plan that is tailored to their specific needs, values, and objectives. At Stone Law LLC, we assist you to put in place a plan that will help you protect your wealth, reduce your taxes, and ensure that your loved ones are well provided for according to your wishes. Some of the services that we offer include:Preparation of wills and trustsHealthcare power of attorney and financial power of attorneyAdvanced directives and living wills2. Long-Term Care PlanningIt is important to plan for long-term care in order to preserve the financial stability as well as to have a chance to choose the type of care to be received. Our team will assist you in selecting the most appropriate means of paying for long-term care including Medicaid planning and protection of assets. We can help you:Protection of financial assets when planning for future long term care needsReview nursing home or assisted living care contractsDevelop strategies to continue your legacy even after you are gone.3. Guardianship and ConservatorshipWhen a loved one is unable to make decisions for themselves, it may be required to seek guardianship or conservatorship in order to protect their rights. At Stone Law LLC, we are aware that these are sensitive issues and we guarantee that we handle them with the necessary caution. Our attorneys can:Set you up with medical and financial powers of attorney that name people you trust in these rolesOffer information on future fiduciary duties.4. Disability PlanningFor those with disabilities and their families, we provide legal services that aim at improving the quality of life and financial security. These include:Creation of special needs trustsWe are your all-encompassing legal partners in managing the challenges of aging and disabilities at Stone Law LLC. Heres what sets us apart:We take the time to get to know you and what you hope to achieve. Every client is given an individualized strategy that is specific to their case.Our attorneys are very much concerned with your best interests and will fight for them to the best of our abilities. We approach every case with a compassionate touch.At Stone Law LLC, we know that planning for the future can be confusing, but it is one of the best gifts that you can leave for your family. Our experienced Elder Law attorneys are ready to assist you at every stage of the process and ensure that your voice is heard and your rights protected.Contact Stone Law LLC today to schedule a consultation. Let us help you create a secure and fulfilling future for yourself and your family.
At Stone Law, LLC, we specialize in helping families and individuals create comprehensive wills and trusts that provide peace of mind and protection for the future. With a commitment to advocating for the elderly and their loved ones, we work to ensure that your wishes are honored and your familys needs are met. Our approach to estate planning reflects our dedication to protecting your legacy while addressing your unique circumstances with care and compassion.Planning for the future is one of the most important steps you can take to protect your assets, loved ones, and legacy. Wills and trusts are foundational components of a comprehensive estate plan, designed to ensure your wishes are respected and your assets are distributed according to your wishes. At Stone Law, LLC, we recognize that these decisions can feel overwhelming, but we are here to guide you through every step of the process.A will is a legal document that outlines how your assets will be distributed after your passing. It also allows you to appoint guardians for minor children and specify your final wishes. On the other hand, a trust provides a more flexible way to manage and distribute your assets during your lifetime and beyond, offering potential tax benefits and protection from probate. Whether you need a simple will, a revocable living trust, or a more complex estate plan, Stone Law, LLC is equipped to help you make informed decisions tailored to your goals.At Stone Law, we offer a wide range of estate planning services, including:Drafting Wills: We help you create a legally binding document that clearly outlines your wishes for asset distribution, guardianship, and other important matters.Establishing Trusts: From revocable living trusts to irrevocable trusts, we assist in setting up trust structures that align with your financial goals and provide for your beneficiaries.Special Needs Trusts: For families with loved ones who have disabilities, we create trusts designed to protect their financial future without jeopardizing income dependent benefits.Asset Protection: We help safeguard your wealth from potential risks, ensuring that your assets are preserved for future generations.Probate Avoidance: By strategically utilizing trusts, we help minimize the time, expense, and stress associated with the probate process.Updating and Revising Estate Plans: Life is unpredictable, and your estate plan should reflect your current circumstances. We offer services to review and update your wills and trusts as needed.At Stone Law, LLC, we take pride in providing personalized service to every client. We understand that no two families are alike, which is why we take the time to get to know you, your family, and your unique needs. Customized Planning: We work closely with you to develop a plan tailored to your specific needs, values, and goals. This includes addressing aging concerns, disability planning, and other "what ifs" that could arise.Peace of Mind for Your Familys FutureCreating a will or trust isnt just about legal documentsits about securing your familys future and preserving your legacy. At Stone Law, LLC, we understand the weight of these decisions and strive to make the process as straightforward and stress-free as possible. By working with us, youll gain confidence knowing that your family is protected and your wishes will be honored.Whether youre planning for your own future or helping aging parents navigate their estate planning needs, our team is here to help.If youre ready to take the first step in creating an estate plan, Stone Law, LLC is here for you. Contact us today to schedule a consultation and discover how we can help you secure your familys future and gain peace of mind.
At Stone Law, LLC, it is our honor to assist you and your family through the process of estate planning with compassion, expertise, and a full appreciation of your specific situation. We are your go-to lawyer for ensuring that your rights are protected, your family is looked after, and your legacy will be kept alive for future generations.Estate planning is the process of making sure that you and your family are protected when the unexpected happens. At Stone Law, LLC, we work with clients to make the best decisions give their circumstance and financial assets. We provide a client-centered approach, which involves spending time with you and your family. It is only after understanding your needs, worries, and aspirations that we design a specific estate plan for you.Estate planning is not just about writing a will. It is the process of putting your belongings in order, stating your wishes for healthcare and financial matters, and making provisions for your dependents in case of an emergency. Whether it is retirement planning, aging or disability needs, or for future generations, a comprehensive estate plan (including a will, trust, and powers of attorney) ensure that your wishes are met.At Stone Law, LLC, we provide a range of estate planning services.Wills and Trusts: These documents are a blueprint that lets your family and loved ones know your wishes for your assets after you pass away. If you have minor children or pets you can also name a guardian or caretaker.Powers of Attorney: Select someone you can trust to look after the financial or healthcare aspects of your life if you are unable to.Advance Healthcare Directives: Describe your medical care preferences when you are unable to communicate for yourself. This makes potentially difficult decisions easier as your family will know your wishes.Guardianship and Conservatorship: Protect family members, including minor children, family members with a disability, or elderly parents, by setting up guardianship provisions.Asset Protection: Prevent your estate from being consumed by unexpected expenses.Special Needs Planning: Make sure that loved ones who have special needs are well taken care of and are able to get the support they need without potentially losing benefits due to an inheritance.At Stone Law, LLC, we understand that with age comes many challenges, including financial management, health care choices, and the potential to be taken advantage of. Our team is dedicated to the protection of the elderly and the prevention of anyone taking advantage of them when they are most vulnerable. We are also comfortable in offering guidance on how best to approach certain matters such as long term care and elder law issues.Estate planning is important at every stage of life whether you are planning for the future, starting a family, planning for retirement or caring for your aging parents. At Stone Law, LLC, we work with you to ensure that your plan is flexible and can be adapted as your circumstances change.Planning for the future can be complex, but at Stone Law, we strive to make the process as simple and as stress free as possible. Our caring attorneys will explain all the possibilities available to you and help you make decisions about your future with confidence.When you have a good estate plan in place, you no longer have to worry about your family being provided for, your properties protected, and your wishes fulfilled. Please contact Stone Law, LLC to start planning your estate and peace of mind. It is our pleasure to serve with professionalism, compassion, and dedication.To schedule an appointment, please visit our website at StoneLawllc.com or give us a call.