Choosing the correct home care provider for your aging parents is a huge responsibility. This person will be looking after the needs of those who taught you to walk, talk, and care for yourself. To ensure your parents are well cared for in their golden years, consider the following as you seek out the perfect fit for a home care provider:
1: Decide What Services Your Loved One Requires
All home care is not identical. The amount of care your parents require determines the availability and cost of the services. If your parent only needs temporary care a few hours a day, you may need to employ a different provider than if they're recovering from surgery.
Observe your parents’ needs before you commit to paying for a home care plan. Home care services can range from an aide coming into your parents’ home and sitting with them to providing medical services like ensuring that they take their daily medications. You may find this needs assessment worksheet from the National Caregiver Library helpful in assessing the level of care your loved one needs.
The more intensive the services your parents need, the more money the service will cost. If Medicare doesn't cover your parents, you may end up footing the bill for the service. Make sure the services are within your budget before committing to a home care plan.
2: Do Your Research
It's important to have all the facts about a home care agency before you bring one into your parents’ home. A part of your research should include interviewing different agencies about what services they offer. You should streamline your search based on what services your parents require.
Make sure to ask the agencies you connect with about what they offer or what services they claim as specialties.
3: Get It Paid For
Medicare covers services for patients’ home care needs if the patient meets eligibility criteria. Patients eligible for home care coverage include those meeting the following criteria:
Patients currently under the care of a doctor
Patients whose doctor certifies that they're homebound
Patients in need of physical, speech, or occupational therapy who are under the care of a doctor, have a plan of care that's continually reviewed by a doctor, and require intermittent skilled nursing care
Coverage is for services that are necessary and reasonable to treat an illness or injury, including such services as:
Physical therapy
Skilled nursing care
Certain durable medical equipment
Medical supplies for in-home care
Medical social services
Injectable osteoporosis drugs specifically for women
Speech therapy
Medicaid, meanwhile, varies by state, and each state may have multiple Medicaid programs. Medicaid State Plans in most states will pay for some form of home care.
Invest in Home Care Today
Having all the facts about possible services is important before you commit. Consider the above steps to ensure you make the best decision for your family so your parents are cared for during their golden years.
Consider consulting with us if you need more information on securing home care.
Many families may be reluctant to hire home care partners because of widely held, but frequently untrue impressions of what home caregiving services are like based on things theyve heard. But the truth is, much of that talk is inaccurate. The truth is home caregiving services often improve quality of life for both seniors and their families. Lets separate fact from fiction with these four myths about home caregiving services, debunked.1. Myth: Home Caregiving Services Are Too ExpensiveOften, families are reluctant to use home caregiving services because they believe it would be too expensive. And they are often unaware that insurance covers many necessary home caregiving services. In reality, home caregiving services are far less expensive than nursing home care. Comparatively, it makes good financial sense to opt for home caregiving services. Plus, home caregiving services allow your beloved senior to stay in a familiar place surrounded by people who love them, and that has so many benefits in terms of comfort and ease for your loved one.2. Myth: Home Caregiving Services Are Inferior to Assisted Living or Nursing Home CareAnother common myth about home caregiving services is that they are inferior to assisted living or nursing home care. As a result, families often believe that their loved one will receive better or more consistent care in a nursing home. But this isnt the case. Indeed, home caregiving services allow you to be involved and aware of the services your loved one receives in a way that is different if your beloved senior resides in a facility. Furthermore, home caregiving staff are fully trained, certified and bonded and have extensive qualifications. And importantly, your senior loved one will receive undivided attention rather than being one of many patients in a facility. 3. Myth: Home Caregiving Services Place Seniors at RiskFamilies often worry that choosing home caregiving services will place their beloved seniors at risk. In reality, however, home caregiving services can often be safer than assisted living or nursing home options. Since you are in charge of the staff you select, you can fully screen them and choose a person that best fits your loved ones needs, personality and expectations. Your loved one isnt exposed to the same risks as they would be in communal living. The COVID-19 pandemic was a tragic example of just how unsafe assisted living and nursing home facilities can be. Indeed, when seniors live in large groups and often without adequate numbers of staff, it can be foster an environment where communal diseases spread. Thats something your senior loved one is far less likely to experience when living in their own home.4. Myth: I Should Do All Caregiving MyselfCare partners too often place a heavy burden on themselves by attempting to do 100% of the care their senior loved one needs. This leads to burnout and can strain family relationships at a time when both you and your senior loved one would prefer to enjoy quality time together. And often, this is a result of believing the myth that your senior loved one wont be comfortable or safe with anyone else. However, this isnt the case. In fact, home caregiving services give both you and your senior loved one a much-needed break. And because you choose your care partner, you can ensure that both you and your beloved senior are comfortable with the person providing their care. At Celtic Angels, Inc., we take your beloved seniors safety and comfort seriously. Thats why we fully vet and train each of our care partners, and we always tailor care to your unique situation. If you are interested in exploring home caregiving services for your senior loved one, we encourage you to schedule a no-cost, no-obligation meeting with our care partners in your home. Please visit us at www.celticangelsinc.com
Making decisions about your future or that of a senior loved one is often daunting. All the what ifs keep you up at night, and its hard to know whats best. Most people would prefer to age in place, but how do you know whether thats right for you or your senior loved one? Here are seven of the most frequently asked questions about home health, answered. 1. Is In-Home Health Care Safe?Naturally, one of the first questions many people have is whether in-home health care is safe. Fortunately, the answer is yes. Care partners from reputable agencies, like Celtic Angels, are fully trained, certified, and thoroughly screened. 2. Will I/My Senior Loved One Receive Quality Care?Absolutely! Home health care partners are skilled in their jobs, so you can trust that you/your senior loved one will receive quality care. Plus, one of the best things about in-home health care is family members are able to monitor the type of care their senior loved one receives much more closely than they would if their loved one was in assisted living or a nursing home.3. Would My Senior Loved One Be Better Off in a Nursing Home?Most seniors prefer to age in place rather than in a nursing home, and families should feel confident knowing thats an excellent choice. In fact, a recent study found that in-home health care offers a variety of benefits to seniors and their families and that many seniors in nursing homes dont have a medical need to be there. Plus, in-home health care keeps your senior loved one from being exposed to the risks of communal living, which were sadly highlighted during the COVID-19 pandemic.4. Is Home Health Expensive?In-home health can be more affordable than you may realize. Indeed, the same study mentioned above found that on average, in-home health care cost approximately $25,000 less per year than nursing home care. 5. What Services Are Available Through Home Health?A multitude of services are available through in-home health care. For example, at Celtic Angels, we offer everything from homemaking services to skilled nursing. You can read more about the many services we provide at www.celticangelsinc.com 6. Can I Choose My Care Partner?Of course! Its imperative that you and your senior loved one feel comfortable with your care partner. Thats why Celtic Angels always schedules a no-cost, no-obligation initial meeting in your home, during which you have the opportunity to discuss a custom-tailored care program for you or your loved one. 7. How Do I Know Which Home Health Agency to Choose?Choosing the right in-home health care agency is an important decision. We recommend checking to see whether the agency is fully bonded, licensed, and insured. You should also ask about what certifications and training their CNAs and HHAs have and how they conduct background checks for care partners. Its always a good idea to ask for references, as well. Would you like to learn more about home health or set up a meeting to see if Celtic Angels is the right fit for you/your senior loved one? Contact us today to begin!
Your home is one of your most significant investments, and taking care of it shouldnt be an afterthought. A Home Maintenance Plan is more than just a convenienceits a strategic way to protect your property, save money, and reduce stress.Heres why investing in a Home Ally Maintenance Plan is the smartest decision you can make for your home and peace of mind.1. Proactive Care Saves You MoneySmall problems left unchecked can turn into costly repairs.Examples of Preventable Costs:Dirty HVAC filters reducing system efficiency and increasing energy bills.Loose fixtures that cause further damage over time.Why It Matters: Regular maintenance catches these issues early, saving you money and avoiding bigger problems.2. Simplifies Your To-Do ListBetween work, family, and other commitments, finding time for home maintenance can be overwhelming.How a Maintenance Plan Helps:TruBlue handles routine tasks like smoke detector battery checks, lightbulb replacement, and seasonal checks.Youll never have to scramble for repairs or maintenance on your own.The Result: More time for the things you love and less stress about home care.3. Protects Your Homes ValueWell-maintained homes retain their value and even appreciate over time.Key Benefits:Regular maintenance keeps systems and fixtures in excellent condition.Keeps interior spaces fresh and functional for better appeal.Prepares your home for future resale, ensuring fewer issues during inspections.Fun Fact: Buyers often prioritize homes with a history of regular maintenance.4. Year-Round ComfortEvery season brings unique maintenance needs. TruBlues Home Maintenance Plan ensures your home is always prepared.Seasonal Services Include:Winter: Sealing drafts and heating systems filter changes.Spring: Preparing outdoor spaces and checking essential systems.Summer: Cooling system filter changes and deck maintenance.Fall: Ensuring seasonal adjustments for energy efficiency and comfort.Why It Matters: Your home remains safe and comfortable no matter the season.5. Customized to Your Homes NeedsNo two homes are alike, which is why our plans are tailored to your unique requirements.What We Offer:Flexible scheduling to suit your lifestyle.Services specific to your homes age, location, and features.Options for one-time fixes or ongoing care.TruBlue Advantage: A plan designed just for you ensures maximum value and efficiency.6. Peace of Mind for You and Your FamilyKnowing your home is in expert hands reduces anxiety and frees up mental energy.How We Provide Peace of Mind:Reliable service from experienced professionals.Transparent communication about whats done and whats next.Regular updates and reminders to keep everything on track.A TruBlue Home Maintenance Plan is more than just a serviceits a partnership that protects your home, simplifies your life, and ensures peace of mind. With proactive care, tailored solutions, and year-round support, its the best investment youll make in your home.Contact TruBlue today to set up your personalized Home Maintenance Plan and discover the joy of worry-free homeownership!
Our Firm Prepares You for Life What makes our firm different is that we were built with the needs of growing families in mind. We understand you are BUSY, you are growing, you are planning for a life of prosperity and you value ease, convenience and efficiency. You are raising children, and caring for elderly parents, while also working hard to build your own nest egg for a lifetime of support. You want to know youve made the best decisions for your family and that your plan will work when your loved ones need it most. You want to make sure your minor children would be raised by the people you choose, and never by anyone you wouldnt want, and that your teens and adult children are properly prepared to care for you and what you leave behind. You want to feel confident that youve made the right choices, and handled everything so that you arent leaving behind a mess, when something happens. That is our focus as well. Weve developed unique systems to give you the same access to a Personal Family Lawyer as was previously only available to the super-wealthy, so you can have the guidance you need to build and maintain a life of prosperity and wealth. And, to keep your family out of court and out of conflict, which is the greatest risk to the people you love and all you have created, even if youve already worked with a traditional lawyer or created documents online. Our Team Is Here for You We encourage communication with our clients. In fact, weve thrown out the time clocks so you never have to be afraid to call with a quick question. Everything we do is billed on a flat-fee basis, agreed to in advance, so there are never any surprises. We have a whole team to serve you. When you call our office to ask your quick question, you wont have to wait hours or days for a phone call back. Youll get your question answered, right away. And, if you need to schedule a more in-depth legal or strategic call with your Personal Family Lawyer, a call will be scheduled when you're both available and ready for the call so we can make the very best use of your time and not waste your time by leaving voicemail after voicemail back and forth. And, we ensure the most important details of your planning are followed through on and your plan continues to work throughout your lifetime. We have a funding coordinator to ensure your assets are owned the right way throughout your lifetime and none of your assets will end up going through a long, expensive court process or being lost to the state because they were missed after your death. Weve created unique membership programs to keep your plan up to date year in and year out as well as give you access to our Trusted Team of Legal Experts for guidance on ANY legal or financial matter. One day you will need a lawyer. I dont know why and I dont know when, but when you do, you will be grateful you can call on us and well be here to advise you or get you out of a jam. We Help You Transfer Your Life and Legacy Lastly, we believe your financial wealth is only a small part of your overall Life and Legacy Planning which is made up of your far more valuable and most often lost upon incapacity or death intellectual, spiritual and human assets. These assets are what make you who you are, and sum up whats most important to you. And, a survey of inheritors has revealed that what they care about even more than inheriting your money, is inheriting these intangible assets. Most estate plans only focus on the transfer of your financial wealth to the next generation. Most people have such great intentions of passing on the intangible, but very few ever get around to it. Its just not a priority, until its too late. How much do you know about your grandparents values? Their most prized personal possessions? How they felt about you? What they had learned during their lifetime? If you are like most people, you know very little. Thats why we build the capture and passage of these most valuable assets into every estate plan we create. Not only will we help you pass on your money, but also your values, your insights, your stories and your experience the truly valuable assets your loved ones care about the most. Weve developed a tool that allows us to capture and pass on your whole family wealth, including your Intellectual, Spiritual and Human assets. I cant go into all of the details here, but well definitely talk about it when you come in for your Life and Legacy Planning Session.