When you look at all the benefits of living at Resort Lifestyle Communities, it’s hard to imagine living anywhere else. Whether it’s luxurious accommodations, gourmet meals, 24/7 access to medical care, or all-inclusive services and amenities, there are so many reasons you’ll be thankful you decided to make the move. However, figuring out how you’ll finance your new lifestyle can be a concern for many. The good news is there are plenty of ways you can afford to make your ideal retirement lifestyle a reality. Here are just a few.
Short-term Bridge Loans
Times are a-changin', but not for the worse! With the number of people aged 65 and older on the rise, more and more companies are providing specialized services for seniors. Organizations such as Elderlife Financial Services can make it easier to afford, plan, and fund your housing needs. One such way they’re able to do this is through bridge loans. Bridge loans help you cover costs while you wait for your home to sell or for other benefits to kick in.
Pensions
If you’re fortunate enough to have a pension, then this is a great option to fund your new lifestyle. That’s because they provide you with a steady stream of income every month once you reach a specific retirement age. Unfortunately, not all employers offer pensions—though most government organizations and some large companies still do. If you find yourself without a pension, consider other retirement funds, like a 401(k), for example.
401(k) and Other Types of Retirement Savings Funds
Although pensions are becoming a thing of the past, most companies still offer some form of a contribution to a retirement fund, the most common being 401(k) and 403(b) plans. Individuals who are age 50 or over are able to make annual catch-up contributions. If you decide to supplement your retirement fund with a Roth IRA or traditional IRA, you’re entitled to make catch-up contributions under similar guidelines. For more information, click here.
Annuities
According to Chime, an online banking company, 62 percent of Americans feel their savings are in a better place now than compared to 10 years ago. However, the Great Recession made an impact on many Americans’ retirement savings, making it difficult to recuperate these funds. For this reason, you might feel more secure with an annuity, which guarantees you won’t run out of money for the rest of your life.
Most commonly, annuities come in two forms: immediate and deferred, which vary depending on when you want access to your money. Although both can be expensive to buy into, there are many benefits to having an annuity, including that your payments will last as long as you live, even if the amount exceeds how much money you’ve invested into it.
Policy Repurposement
Another lesser-known financing option is the ability to repurpose your life insurance policy from an active policy to a pre-funded account that can help cover the expense of senior care. One reason this is a particularly attractive alternative for seniors is that there are no health requirements, waiting periods, care limits, or costs to apply. Talk to your insurance provider for more information about what this amount can cover.
We look forward to meeting you and hope your journey to RLC is an easy one! If you’re interested in finding a location near you, check out our community map. We’d be happy to meet with you and schedule a personal tour.
For low-income Collier County residents who are working but uninsured, access to the medications they need is not as easy as going to a regular chain pharmacy to pick them up. Thats where the Neighborhood Health Clinics expanded non-narcotic medication room comes in, giving patients managing chronic conditions including hypertension and diabetes timely access to medications at no cost. The 1,850-square-foot medication room, located at the clinic on Goodlette-Frank Road near Central Avenue, was built at a cost of $500,000 and is named for the late Stacy Forman, a Naples philanthropist who donated funding for the expansion.Keith Maples, CEO of Neighborhood Health Clinic, said the expanded medications facility enhances the clinics ability to serve patients faster and more efficiently. On a typical day, a patient can walk in and when they walk out, theyre walking out with thousands of dollars worth of medication that, if it were outside of the Clinic, they would not be able to fill those prescriptions because it would be outside of what they could afford, Maples said. He said the expanded space, equipped with updated technology and increased storage capacity, allows for a larger inventory of non-narcotic medications that enables the Clinic to fill prescriptions immediately to minimize delays in treatment. In 2024, the Clinic distributed $6.5 million in retail value of medications thanks to partnerships with Americares, Direct Relief, Dispensary of Hope and other pharmaceutical companies. The expansion allows us to work even more with our pharmaceutical partners to basically procure all of the medications necessary for our patients, Maples said. He said that many patients arriving at the Clinic for the first time have not previously received medical care for the condition needing treatment and may have vastly elevated blood pressure or blood sugar levels, for example. When they walk through the doors, theyre at such a heightened level that were trying to bring it back to a controlled number to where its manageable for them, Maples said. If their A1Cs are through the roof, their [blood] sugars are through the roof, were trying to get them back to an established number that helps them feel better. Well never cure them of all those illnesses, but well maintain that health for them, so they feel better and have a better quality of life.Clinic grows to meet patient demand The nonprofit Neighborhood Health Clinic was established in 1999 by Dr. Bill and Nancy Lascheid to provide medical care to low-income, working but uninsured Collier County adults. Their daughter, Leslie Lascheid, now serves as president of the organization. In 2024 the clinic saw more than 12,000 patient visits and delivered more than 30,000 patient procedures, Maples said, with all medications, primary care, specialty care, surgeries and outpatient procedures provided free of charge to patients.All funding is through philanthropy, as the Clinic does not receive any city, county, state or federal funding including Medicaid or Medicare. Over the years the clinic has expanded as the patient load has increased. The original 11,000-square-foot facility more than doubled in size with the completion of the Armstrong Medical Specialties Building in 2021, which expanded the campus to 23,000 square feet. The addition of the Van Domelen Education and Wellness Building, also in 2021, took the total to its current 32,000 square feet, and when the Bill and Candy Raveis Pathology Building is completed this summer, the total campus will be at 43,000 square feet, according to Marcie Berland, the Clinics director of development. Maples said the Clinic has expanded strategically over the years to meet the medical needs of patients many of whom work in hospitality, service or construction industries in Collier County and the growing volume of patient visits. When weve expanded, we didnt do it just to do it, he said. We based it on what were the patient needs and what do we need in-house on a daily basis to deliver the care, providing the opportunity for a patient to walk in the door, get all the care they need and not have to go to another location somewhere else, or come for another appointment. Because when our patients miss days of work, thats food on the table and the roof over their heads. Its not like if I call in sick: I get a sick day and still get paid. He said the campus expansions allow most procedures including lab work to be done in-house, creating opportunities for sustainable, uninterrupted patient care. When that patient walks through the doors, I never want them to wonder where theyre going to get their care or how theyre getting to their next appointment, Maples said. Many of our patients get rides here, or they walk or ride their bikes, because very few own cars that they can drive in. And while the Clinic does have a full-time paid staff of 14 and five part-time staff, no medical professionals are paid to deliver care, Maples said. More than 250 physicians, 50 dentists, 100 nurses and 300 non-medical personnel deliver care and provide patient education on a volunteer basis.
Welcome to ONA Solutions Your Safe Space for a Fresh Start This June!As summer arrives and the days grow brighter, there's no better time to find a home that supports your peace of mind and personal growth. At ONA Solutions, we offer more than just affordable housing we provide a community where women feel safe, supported, and truly at home. Why Choose ONA Solutions?At ONA, every detail is designed with your comfort and safety in mind. Whether you're settling in for a new chapter or just need a peaceful place to land, were here for you. All Utilities Included One simple monthly payment, no hidden fees. Fast, Reliable Wi-Fi Stay connected, study, work, or stream with ease. Move-In Ready Clean, fully furnished rooms so you can feel at home from day one. Women-Only Housing Feel safe and supported in a space created exclusively for women. A Community That Welcomes YouOur doors are open to women from all walks of life. Whether you're starting over, downsizing, or simply looking for a calm and secure home, ONA Solutions is here for you.We proudly welcome: Female Veterans Retirees & Seniors SSI/SSDI Recipients Students & Educators (18+) Why Now? June is the Time to BloomThis month is all about new beginnings. With our limited openings and an unbeatable $75 move-in fee, June is the perfect time to claim your spot in a space designed for care, dignity, and comfort. Lets Get You Settled!Have questions or ready to take the next step? Our friendly team is here to help. Call Us: 9 AM 3 PM: (239) 688-4815 3 PM 5 PM: (239) 785-3315 DM us anytime were happy to chat when it works for you! Stay Connected: Facebook: ONA Solutions Instagram: @onasolutionsllc2024 LinkedIn: ONA Solutions LLC Website: www.onasolutionsllc.com Find More Than a Room Find a Home Come home to comfort, connection, and community. Come home to ONA Solutions.
Beyond the Surface: Naples Cancer Advisors Spotlight Melanoma During Awareness MonthMay 1, 20256 Min ReadBy Jillian Hunt, CNP Executive Director of Clinical Operations at Naples Cancer AdvisorsMay is Melanoma Awareness Month, and in sun-drenched Collier and Lee Counties, its more than a calendar observance. Its a call to action. The sunny environment increases exposure to ultraviolet (UV) rays, which are a significant risk factor for skin cancer, including melanoma. Understanding the risks and adopting preventive measures can help residents enjoy the sun safely while minimizing their skin cancer risk.At NCA, we specialize in delivering second opinions and expert oncology guidance at no cost to patients. Our team, including nationally recognized oncologist Dr. Philip Leming, believes that no one should face a cancer diagnosis alone. This month, we want to shine a light on reshaping melanoma prevention, detection, and awarenessso you can stay protected and proactive.Prevention: A Daily Practice, Not Just a Summer ChecklistMost people know the basics: use sunscreen, avoid tanning beds, cover up when outside. But melanoma doesnt just show up where the sun shines. It can develop under your fingernails, between your toes, even on your scalp or eyes. We educate patients to look everywhere, not just the obvious spots.One powerful (and often overlooked) fact: a single blistering sunburn in childhood doubles your lifetime risk of melanoma. Thats why prevention is a family affair. We urge parents to build sun safety habits early and keep them consistent all year.Detection: A Watchful Eye is The Best ToolThe front line of defense against skin cancer is early detection. Identifying skin changes especially changes in moles is the easiest way to catch skin cancer earlier.What is a mole?A mole is a benign (non-cancerous) growth on the skin that develops when melanocytes, the cells responsible for producing pigment, cluster together instead of being evenly distributed. Moles can be present from birth or develop later in life.ABCDEs of Moles and Melanoma Detection Asymmetry: One half of the mole doesnt match the other. Border irregularity: The edges of the mole are uneven, ragged, or notched. Color variation: The mole has multiple shades of brown, black, or other colors like red, white, or blue. Diameter: The mole is larger than 6 millimeters (about the size of a pencil eraser). Evolving: The mole has changed in size, shape, or color, or has new symptoms like itching, bleeding, or crusting.The ABCDEs are a helpful tool for self-examination and can prompt individuals to seek professional medical advice if any of these signs are present.Dermatologists remain the front line in detection and diagnosis. However, emerging technologies are offering exciting backup. Artificial intelligence skin scanners and total body imaging are improving the speed and accuracy of diagnosis.Whether its through advanced tools or a trained eye, one truth remains: catching melanoma early saves lives.The NCA Difference: Compassionate, Cost-Free Cancer GuidanceNaples Cancer Advisors was founded to be a bridge for patients who feel lost, overwhelmed, or unsure where to turn after a cancer diagnosis. We offer a second set of expert eyes, help explain treatment options, connect people to top-tier providers, and support them throughout their journey.Melanoma may be aggressive, but its also highly preventable and treatable when caught early. This May, we urge everyone in our community to schedule a skin check, learn your ABCDEs (Asymmetry, Border, Color, Diameter, Evolving), and take sun safety seriously.And if you ever need clarity or support after a diagnosis, Naples Cancer Advisors is herefree, local, and fully focused on you.Jillian Hunt, CNP BioJillian has been caring for cancer patients since 2004. In that time, she has set the benchmark for her patient-centric approach in Cincinnati, Southwest Florida, and beyond.Her professional journey began at Cincinnati Childrens Hospital Medical Center in 1999 on the hematology/oncology/bone marrow transplant unit and later the emergency department.After spending five years caring for children, Jillian found her passion in caring for the adult oncology patient. Starting as a chemotherapy infusion nurse in private practice with Dr. Philip Leming at Cincinnati Hematology Oncology, she then pursued an advanced degree to offer a higher level of care to her cancer patients.Jillian has been an oncology nurse practitioner since 2011 and is passionate about patient care, education and staying current on research opportunities available for the patients she cares for.Jillian is a national speaker traveling to educate clinicians on the use and management of toxicities of medications that are used in cancer treatments. She has spoken at national nursing conferences and sits on several advisory boards. Jillian feels strongly about staying on the front lines to improve patient care and expert advice on cancer.Jillian was born and raised in Cincinnati and graduated from Lakota High School. She and her husband have five children. Outside of her love and passion for oncology, Jillian and her husband are licensed foster parents and have participated in global mission trips to serve orphaned children around the world.Naples Cancer Advisors239-846-2273 (CARE)3201 Tamiami Trail N, Suite 112, Naples, FL 34103
Bradford Square Retirement Community, located in Naples, Florida, is the perfect choice for seniors seeking worry-free living in a luxurious setting. As Naples's independent living leader for seniors, Bradford Square offers all-inclusive, 55-plus senior living with 24/7 service, resort-style dining, and beautiful accommodations. Our community is known for its breathtaking sunsets, choice shopping, beautiful beaches, and world-class golf, making it an ideal setting for our residents.At Bradford Square, we pride ourselves on providing a vibrant and engaging lifestyle for our residents. From our spacious floor plans to our exceptional amenities, every aspect of our community is designed to enhance the lives of those who call Bradford Square home. Our residents enjoy a wide range of activities and amenities, including games, travel, exercise, movies, and more. Our on-site dining options offer a variety of delicious meals, including a full lunch and dinner menu with a choice of two entrees, two soups, and a full salad bar.Interested in learning more about our luxury retirement community? Schedule a personal tour today to see for yourself why Bradford Square is the premier choice for independent senior living in Naples.