Join the 9,294,276 people who have discovered $37.7 billion in benefits!

Posted on

Apr 15, 2021

Share This
Click here to begin your FREE search!

Have you heard ofBenefitsCheckUp? It is a free service of the National Council on Aging, that lets you search for benefits easily, securely, and accurately. In the US, there are over 2,500 federal, state, and private benefit programs available. Start finding benefits with ourBenefitsCheckUp questionnaire or browse our Resource Library to learn more about programs and eligibility.

Learn more about the program that can help you save money. Benefit programs include:

Medications
Health Care
Income Assistance
Food & Nutrition
Housing & Utilities
Tax Relief
Veteran
Employment
Counseling Assistance
Vision Loss Services
Respite Care Services
Pension Assistance
Park & Recreational Discounts
Education Programs
Transportation Assistance
& More!


HowBenefitsCheckUpWorks:

Answer some questions. Review your initials results or enter more details to personize your report.


Get your report. Provide more information to get a customized report of benefits youre most likely to qualify for.


See how to apply. Review your custom report, learn more about benefits, and start enrolling in programs.


Click here to begin your FREE search!

Other Articles You May Like

Ken Faces Two Fears with a Flight to the Ocean

We all have fears in our lives, and at certain times, most of us would admit that theyve held us back from doing something we wanted.But, when it comes to fear, theres also a silver lining: the feeling of overcoming it and moving forward. And from that day forward, that personal victorythat sense of accomplishment is something we can turn to whenever we need some extra courage.Ken, age 70, is no stranger to adversity and fear. And in this season of his life, hes been reflecting on his fears and is no longer content letting them hold him back.One fear has been with him since he was young. Kens family lived close to an airport while he was growing up. Standing in his backyard, he would look up and marvel at the airplanes coming and going all day long. He wondered what it would be like to be inside one of these planes, looking out the window and floating through the clouds. But paired with his curiosity, a sense of fear was also growing inside him.This fear of heights and flying has followed Ken into adulthood. Adulthood came early for Ken, as hes been working hard to provide for himself and his family for as long as he can remember. In fact, Ken was already working at age 12.Ken had a job in a state park close to his home. One day, while Ken was helping remove debris in the park, a falling tree knocked him into the water. Ken was stuck, and he remained submerged until he was rescued.It was a terrifying moment that has stayed with him since that day, resulting in a deep fear of water.Its true that Ken has faced many obstacles and heartbreak throughout his life. But hes never allowed that to stop him from working hard, especially when it comes to providing for others. Ken is proud to have raised a family, including adopting two children with his wife, Elizabeth. He shared that this has made him the proudest and happiest hes ever been.Those who know Ken well would tell you hes the kind of person who shows he cares through his actions. Like how he mowed his mothers lawn for over a decade, caring for her until she passed away three years ago.Ken was everyones favorite BINGO caller at his local church and would help them with maintenance and by fixing things whenever he could. The same goes for any neighbor or friendall they had to do was ask, and Ken would be there.Kens dedication and generosity have kept him continually working, and not having many opportunities to do something meaningful for himself. But, recently, Ken has expressed the urge to conquer his fears.When Wish of a Lifetime heard Kens story, we were honored at the chance to help him take some time for himselfand to face his fears in the process by flying on a commercial flight for the first time.When asked what this experience would mean to him, Ken said, Id be happyId get to do something I never did and face my fear of going high.But thats not the only fear Ken would face during his wish of a lifetime!Every flight must have a destination, and Kens was the ocean. Ken was thrilled to share this special trip with his wife Elizabeth. Together, they flew from Pennsylvania all the way to Florida, landing in Tampa.Kens first time on an airplane was positive, and he said the flight felt like riding in a Cadillacit was so smooth.After they arrived at sunny Clearwater Beach, they could see the glittering, white sand welcoming them. Hand in hand, Ken and Elizabeth walked across the beach, taking in all the sights and smells of the ocean.I think he was amazed, Elizabeth said, describing the moment when Ken saw the ocean for the first time in his life. With deep emotion breaking up her voice, she expressed how much the experience meant to them both.Thank you guys very much, I dont know how to express the thank you, I really enjoyed it, she said.As he stood with the tide tickling his feet, Ken felt the warmth of the sunshine on his back, but also the glow of pride from within him.I feel this would make me fulfilled that I overcame two lifelong fears, he said.Reflecting on his wish, Ken said he hoped his story could help others to do the same, at any age. And, to keep hope alive, even through challenging times:Keep your nose to the grindstone, he said. Someday, something good will happen.

The Impact of FTRI Specialized Phones: Enhancing Communication for Floridians

Since 1991, Florida Telecommunications Relay, Inc. (FTRI) has improved the lives of Floridians experiencing hearing loss and speech impairments, through its specialized telecommunications Equipment Distribution Program (EDP). Established by Floridas Telecommunications Access Systems Act (TASA) in response to the passage of the Americans with Disabilities Act of 1990, FTRIs EDP oers an array of devices designed to bridge communication gaps.  Per TASA, a monthly 7-cent surcharge on landline phone bills covers the cost of FTRI distributed equipment, and the Florida Relay Service.  By providing equipment at no cost to consumers, FTRI is empowering individuals to lead more independent lives while remaining connected to the world. Let's take a look at several FTRI specialized devices and explore some heartwarming client stories that illustrate their profound impact on everyday lives.   Understanding FTRI Specialized Phones   FTRI specialized equipment caters to a range of communication needs. The devices include amplified phones, cell phone amplifiers, captioned telephones, text telephones (TTYs), and alerting devices. Each type is engineered to address specific needs:   1.     Amplified Phones: These phones are equipped with volume controls that can amplify sound significantly, up to 50 decibels, making it easier for individuals with hearing loss to understand conversations. They also feature tone settings, loud speakerphones, back-lit buttons, and loud ringers.2.     Cell Phone Amplifiers: Amplifiers use Bluetooth technology to wirelessly   pair with smart phones (Android, iPhone).  These portable, rechargeable devices allow a user to enjoy many of the same features found on standard amplified phones, such as volume and tone controls, hearing aid compatibility, and loud speakerphones.   3.     Captioned Telephones:  These devices display real-time captions of the conversation on a large screen, helping those with severe hearing loss to  read what the other party is saying.  Screens can be customized to a users preference, and call transcripts can be saved for future review.   4.     Text Telephones (TTYs): TTYs allow individuals with hearing or speech impairments to communicate via typed messages.   5.     Alerting Devices: These include flashing lights and loud ringers to alert individuals to incoming calls.   Transformative Client Stories   Jack and His Amplified Phone   Jack, a 75-year-old retired teacher, began experiencing hearing loss a few years ago. As his hearing deteriorated, he found it increasingly difficult to keep up with phone conversations, particularly with his grandchildren who live out of state. The frustration of missing out on these precious interactions led him to seek help from FTRI.   Upon receiving the Clarity XLC8, John noticed an immediate improvement. The adjustable volume and tone controls allowed him to customize each call. For the first time in years, he could clearly hear his grandchildren's voices. The device not only restored his ability to communicate, but also brought immense joy back into his life, through an improved connection with his loved ones.   Dave and his Cell Phone Amplifier   Like so many other Floridians, Dave disconnected his landline years ago.  He relied on his iPhone to make all his phone calls. Over time, however, he found himself using texting to avoid making calls whenever possible, because the iPhones volume was simply not loud enough for him to hear conversations clearly.   Daves daughter reached out to FTRI with questions about the Clarity XLCgo Cell Phone Amplifier, hoping it might be easy enough for her father to operate.  Both father and daughter were delighted to learn that the XLCgo connects to smart phones by Bluetooth quite easily, and is designed to be used both at home and on the go.  Once Dave had paired his iPhone to the XLCgo and realized he could once again enjoy conversations over the phone, there was no looking back for him.   Maria and Her Captioned Telephone   Maria, a 62-year-old librarian, was diagnosed with profound hearing loss, which made phone conversations nearly impossible.  This posed a significant challenge in her life, where communicating over the phone was essential for both personal and professional reasons.  Feeling isolated and frustrated, Maria turned to FTRI for a solution.   FTRI provided Maria with a captioned telephone.  This device transformed her ability to communicate. The real-time captions allowed her to read conversations, ensuring she could understand every word spoken.  Saving call transcripts for future reference became routine for her, especially for calls with her doctor to discuss medications. The captioned phone improved her life by restoring her sense of independence, safety, and competence.   Sam and His TTY Device   Sam, a 45-year-old software developer, was born with a severe speech impairment. Communicating over the phone was always a daunting task for him, often requiring the assistance of a family member or colleague. This dependency made Sam feel self-conscious and restricted his ability to handle personal and professional matters independently.   FTRI introduced Sam to a TTY device and the Florida Relay Service, which revolutionized his communication experience.  The TTY allowed Sam to type his messages, which were then converted into voice for the person on the other end of the line by the Relay Service.  Likewise, he received typed responses that he could read. This device gave Sam the autonomy he craved, enabling him to manage personal communications without assistance. The TTY device empowered   Sam, boosting his confidence and fostering a greater sense of independence. The Broader Impact of FTRIThe stories of Jack, Dave, Maria, and Sam are just a few examples of how FTRI specialized phones are transforming lives across Florida. By providing these devices at no cost, FTRI is removing financial barriers that might otherwise prevent individuals from accessing essential communication tools. This initiative is fostering inclusivity, ensuring that everyone, regardless of their impairments, can stay connected with the world around them. Moreover, FTRI's eorts extend beyond just providing devices. The organization also oers training and support to help users get the most out of their specialized phones. This comprehensive approach ensures that individuals are not only equipped with the necessary tools but are also confident in using them eectively. To learn more about FTRIs Equipment Distribution Program, visit www.ftri.org, or call 800-222-3448.

10 Ways to Make Extra Money During Retirement

You might already be wondering how to make extra money during your golden years''. Even though youve planned for retirement for decades, its an enormous step into the unknown as you try to manage fixed resources for the long term. As you can imagine, its not easy. According to 2022 research, 1 in 4 retirees admit theyre spending more than they can afford. As inflation continues to rise, its no surprise that retirement savings arent stretching as far as they have before.To put it in perspective, consider the popular $1K per month rule. According to this strategy, you would need to set aside $240,000 to receive $1,000 per month in income. If you want to receive $2,000, you need $480,000, etc. This means you are withdrawing no more than 5% of your retirement account per year.Thats a whopping nest egg and enough to make anyone feel a bit insecure. But you can bolster your financial means with some extra income even during your retirement. Here are some common and practical ways to earn income without returning to the daily grind of your pre retirement years.1. Tutor OnlineSince the COVID pandemic, online teaching and tutoring have become the norm. You'll find a number of online tutoring sites like Wyzant or Preply. Online teaching sites like Udemy are also popular. These are great opportunities to spend just a couple of hours in the evenings making some extra moneyand actually helping people.If you have the education and credentials, you could create an online college-level course and teach it as an adjunct professor. This option would bring in some noteworthy income. And remember that college courses dont need to be core classes. You could teach on any subject that interests you, is in demand, and is approved by the college. Youll find lots of options to explore as you consider this route.2. Do Freelance or Consulting WorkDo you have a niche field? Many retirees find that their previous occupation lends well to consulting work or taking on projects. In either case, you can earn side income without returning to the job full time. For the most part, you can make your own schedule. You can kick-off this side hustle through an existing firm or start your own side business, working completely for yourself.While this might sound stressful, especially if youve previously owned your own business, its different in retirement. Your side gig isnt your main source, or only source, of income. The pressure is off, and you can take on only those projects you choose. And if its sovereignty youre looking for, then starting your own side business would be more beneficial than gaining projects through an existing firm.3. Write for MoneyWhile it can be tricky to make a consistent, stable, full-time living writing, it makes a great side hustle. With the advent of the internet and the universal appeal of blogs, writing for an income stream has become an obtainable reality. And writing comes much easier when you choose to write in a field with which you are familiar.Many companies and digital marketing firms hire writers directly or use an online, third-party content writing firm to acquire writers. Content writing services like Compose.ly, ContentFly, and Contently. These sites are eager to take on writers with experience in their clients specific fields. For instance, if youre a retired investment banker, sites like Compose.ly would be very interested in bringing you onboard as a finance writer who specializes in investments.Typically, content writing sites pay a bit less than writing directly for a company, but they also do all the work of getting clients and managing them. All you need to do is choose your projects and write them. As long as you meet a minimum quota per month (which usually isnt much), you can continue as part of their writing team.4. Teach EnglishAround the globe, English is in high demand, which means teaching English online is a great opportunity for native speakers. As with online content writing, there are websites that can connect you with people who want to learn the language. If you have a background in education, you may have an edge on certain positions. But there are many opportunities available even for non-teachers. In most cases, you can choose to work with adults or children depending on your preference.5. Sell Hand-Crafted ItemsAre you a closet artisan? Tax preparer by day and homemade jewelry maker by night? Whatever your creative ability might be, its probably marketable. The internet has made selling goods online a fairly simple endeavor.Consider making your handmade goods at home (or from another location) and selling them through an established site or one of your own. If online isnt your thing, you can also sell goods at local craft fairs or even advertise in coffee shops or crafty thrift stores.6. Pet Sit or Dog WalkIf youre an animal lover and have a fenced-in backyard, you can offer pet services as a lucrative side gig. As an average hourly wage, pet sitting is considered by some to be the best-paid side hustle.Money aside, canine companionship offers other benefits like reducing depression and increased activity. All that dog walking and frisbee throwing adds up and gets you out in the sunshine. And the best part is that you dont even have to own your own dog, which can have a hefty price tag attached. You get to enjoy the benefits of pets without actually having to pay for one.7. Rent Out a Room on AirbnbIts not unusual for retirees to have more houses than they need. If you have an extra room or two and live in an area that draws visitors, you can rent that additional space out on sites like Airbnb. And since you get to set room availability, you dont have to worry about having paid guests when your family is in town.This can be a very flexible and passive way to earn extra money during retirement if youre comfortable sharing space. But keep in mind that you set the rules, and most people who just rent a single bedroom (with bathroom access) dont plan to do anything but sleep there.If you're fortunate enough to have a mother-in-law apartment on your property or a finished basement, you can offer more space and charge more. This type of rental often attracts families and others who want their own space during their vacation week.8. Care for Children and the ElderlyIf youve made it to retirement and still possess a healthy dose of patience, consider babysitting or caregiving for people who need assistance with daily life. You dont need specific experience, and it doesnt require nursing skills. You can decide how much time per day and week you want to spend caring for others.This can be a rewarding way to spend some of your retirement days and earn extra income as a retiree. If you dont personally know anyone in need of these services, agency websites can connect you with those who need basic care. When caring for the elderly, you might make sandwiches, act as a companion, or watch out for your patients general welfare.9. Help Out at SchoolSchools are often willing to pay for help. Whether public, private, or faith-based, most schools need substitute teachers, crossing guards, assistant athletic coaches, and assistant teachers. These roles dont require a degree in education and are often part time. Contact some schools near you and find out what they need. This is a great way to earn some extra money while staying close to home.10. Become a Mystery ShopperCompanies want feedback on their stores, products, and customer experience. They hire mystery shoppers to provide it. If you live in a large city, you'll have many mystery shopping opportunities close by. You can still be a mystery shopper if you live in a small city or rural area if youre willing to drive a little further.You can sign up with a mystery shopping agency and explore local opportunities with companies who have need of your services. These companies are looking for people who fit their product or companys customer demographics. If you are the age, gender, etc. of their primary customer base, they will be interested in bringing you on board as a mystery shopper.Bottom LineMany retirees find peace of mind by making some extra money during retirement. It can be helpful to take on a low-pressure side gig while you can. This list of common ways to supplement your income during retirement isnt conclusive but should get you thinking in the right direction. But remember to take on gigs and projects that you have familiarity with or enjoy. This will make the endeavor more enjoyable and less stressful.TYE Medical offers premium incontinence products in a variety of sizes and absorbency levels. Shop our online store for free and discreet shipping on all orders.