As we age, maintaining bone health becomes increasingly crucial, helping to ensure mobility, independence, and a high quality of life. A key player in this aspect of our well-being is vitamin Doften dubbed the 'sunshine vitamin.' This essential nutrient plays an indispensable role in maintaining bone density and aiding calcium absorption, ensuring our bones stay strong and healthy. All About Vitamin DVitamin D, a fat-soluble vitamin, is a powerhouse essential for many bodily functions. Its most crucial task involves promoting calcium absorption in the gut and maintaining adequate calcium and phosphate concentrations in the body. These actions ensure the normal mineralization of bones. Without sufficient vitamin D, bones can become brittle, thin, or misshapen. How Vitamin D Prevents Osteoporosis and FracturesOsteoporosis is a serious problem for many seniors. It's characterized by a decrease in bone density, leading to fragile bones and an increased risk of fractures. Thankfully, vitamin D can serve as an effective prevention tool. Regular vitamin D intake helps maintain bone density, reducing the risk of fractures and slowing the progression of osteoporosis. Of course, always consult with your doctor if you're looking for ways to prevent osteoporosis and other health issues. Sources of Vitamin DSo, where can you get this essential vitamin? Our body produces vitamin D naturally when exposed to sunlight. For seniors, a daily exposure to the sun of 15-20 minutes can significantly aid in vitamin D production. Of course, one must ensure safe sun practices, like wearing a hat, protective clothing, and sunscreen on exposed skin to avoid sunburns.Dietary sources offer another avenue of vitamin D intake. Fatty fish like salmon and mackerel, fortified dairy products, egg yolks, and beef liver are rich in vitamin D. Incorporating these into your daily diet can significantly contribute to maintaining your vitamin D levels.The Importance of Regular Vitamin D Intake What happens when the body doesn't get enough vitamin D? Vitamin D deficiency can lead to bone abnormalities such as soft bones (osteomalacia) or fragile bones (osteoporosis). It's vital, especially for seniors, to regularly monitor vitamin D levels and maintain adequate intake to prevent such health challenges. Regular screenings, a balanced diet, and safe sun exposure can help ensure you're getting enough of this crucial vitamin. Of course, talk to your healthcare provider about any major changes to your diet or supplements you're taking. Senior Helpers Provides Essential Care for SeniorsAt Senior Helpers Fort Collins, we understand the importance of bone health for seniors and are committed to providing services that enhance the lives of our clients. Whether you live in Fort Collins, Englewood, Littleton, Lone Tree, or Longmont, we are here to support you on your health journey. We can offer assistance with meal prep, help seniors keep up with their dietary requirements, or offer companionship services that can enhance seniors' quality of life. Contact us today to learn more about how we can assist you or your loved ones in maintaining a healthy, fulfilling lifestyle.

PaperworkPaperworkWhat Should I keep? Sorting through the paperwork of a deceased loved one is a daunting task. It is important to know what to keep and what to discard. Here are some helpful tips.  Deeds, Titles and Vehicle RegistrationsDeeds and titles to property may not be obvious on the face of the document so it is important to read everything carefully. Keep anything that has a legal description (Lots and Blocks or Metes and Bounds), a vehicle identification number (VIN), contains the word title, deed of trust or warranty deed.  ReceiptsSome property does not have a title such as a tractor, farm equipment or certain recreational equipment. In such cases, keep the purchase receipts for this type of property. It will be useful if there is a question about ownership, the value of the property or the date it was purchased.  Bank RecordsSave all bank records and statements. These will be valuable if a dispute arises about ownership of an account, payments or distributions made from the account and to whom. Shred unused checks.  Retirement AccountsSave all statements and records pertaining to the decedents individual retirement accounts (IRAs), 401(k) plans or pension plans.  Life Insurance PoliciesSave all life insurance policies.  Social Security Paperwork and Earning StatementsSave information about the decedents Social Security account or earning statements.  Cancel the Decedents Credit Card Accounts Nowadays, identity theft is a huge issue. Contact Experian, Equifax and TransUnion to report the death of your loved one. Request the credit report be flagged as Deceased. Being proactive prevents a lot of hassle later on.  Cancel all credit cards in the deceased persons name. Also, there may be questions about the credit card purchase of certain items or property. Save credit card statements until probate of the decedents estate is complete.  Documents that contain the decedents Social Security NumberIf you find any documents with the decedents Social Security Number and you make a determination that the documents are not going to be saved, make sure it all gets shredded.  Tax RecordsKeep the decedents tax records. There may be a question about real property valuation, exemption or other issues that can be resolved by information in a tax return.   Loan PaperworkKeep all loan paperwork including loans on property or a loan the decedent made to a relative, friend, individual or organization. This may show that there is outstanding debt or money owed to the decedents estate.  Business AgreementsSometimes people have business agreements that have been documented in writing. Such agreements may contain a succession plan, what should happen with business equipment or property, or what should happen upon the death of a business partner.  Military RecordsSave all military records just in case there are benefits owed to a survivor such as a spouse, dependent child or disabled child. Some benefits are dependent upon verification of military service during war time which occurred prior to the advent of computer records. This includes photographs taken during wartime.  Birth and Marriage CertificatesSave all birth and marriage certificates. Again, for certain benefits for survivors, such certificates may be needed.  Timeframe for Keeping PaperworkIt is advisable to keep these potentially important documents until the estate of the decedent is settled, at a minimum. Otherwise keep them at least seven years and longer if possible, especially if real estate is involved.  Contact Your AttorneyYour attorney will ask you pertinent questions and give you advice about what records to keep.  You should also review your own estate plan documents to make sure they are up to date and reflect your current wishes.  This article was written by Donna A. Schuyler, Attorney, who practices in the areas of estate planning, elder law, guardianship, and probate. Donna Schuyler Law, PLLC; elderlawboise.com. Phone 208-344-1947

Hello, allow us to introduce ourselves! We are Beneficent, and we provide trustworthy long-term care guidance for deeply caring family members facing a critical long-term care financial crisis.Beneficent helps clients understand, prepare, and qualify for programs covering high costs of Long-term Care including assisted living, adult day care, home care, or skilled nursing homes for seniors and disabled adults.As Certified Medicaid Planers Read our Top 5 questions we hear most.Must I spend down to $2,000 to apply for long-term care Medicaid? No, reducing your assets to $2,000 is not the only route to qualify for Long-term Care Medicaid if your income exceeds the limits. By leveraging legal strategies within Medicaid regulations, we can assist in navigating the income requirements.For 2024, a single applicant is expected to have a resource limit of $2,000, while the limit for a married applicant is about $150,000 If I accept Medicaid assistance will I lose my home?Once a Medicaid recipient passes, the state may seek reimbursement of the amount they paid for in long-term care costs. However, proper planning can protect a home and other assets from a Medicaid claim.I have been told I make too much money to qualify for Long-term Care Medicaid?The best way to figure out your best options is to schedule your first free initial consultation with Beneficent on our home page. (www.doinggoodforothers.com)During that time, we'll review and evaluate your assets to determine if we can help you qualify for a long-term plan4. Is Medicaid Planning legal and ethical?Proper Medicaid planning is legal and ethical and it works to ensure that all rules and regulations are followed.Medicaid planning seeks out effective methods of securing eligibility while preserving assets for the future benefit of the applicant and the applicants loved ones5. Should I apply for Medicaid or VA Aid + Attandance on my own?We appreciate your determination to tackle the application process independently. However, it's important to note that many individuals find themselves facing denials due to the complexity of the process.To support you, we offer a complimentary 1-hour consultation where we share our expertise on how to file for and qualify for these benefitscompletely free of charge.If you feel prepared to dedicate the significant amount of time required and are ready to manage the intricate details involved, we are more than willing to equip you with all the necessary information. Our goal is to ensure that you are informed and confident in whichever path you choose to take, whether it's proceeding on your own or seeking further assistance. Remember, our guidance during the consultation is meant to empower you with knowledge, but navigating the process can still be a challenging endeavor. Call us to schedule an appointment. 719.645.8350 - OR - read more of our FAQs on our website. www.doinggoodforothers.com/faqs