Long-term Care Medicaid vs Insurance: What's the Difference?

According to the Alzheimer's Association, it's important to implement routine and creative daily schedules to those who may be dealing with Alzheimer's or Dementia. Routines and creativity can help seniors stay focused, promote relaxation, and decrease the risk of depression. At the same time, one can bring joy, purpose, and positivity to a daily routine.In these routines, there are plenty of ways for family caregivers to cherish great moments and memories together. Start with simple and fun activities that provide joy, mental and physical stimulation, and boost emotional well-being.Keep in mind that the activities may also change according to a senior's mood, physical and mental abilities. It's important to keep having open discussions and list what brings them joy and what they're capable of doing that given day that way, seniors can still have fun and feel engaged. For example, we all know that social interaction is essential, but if an individual is having a more challenging day, consider meeting with smaller circles of people instead of larger social gatherings. It's also important to combine activities inside and outside with a caregiver or loved ones who can help. Here are 10 activities seniors with Dementia and Alzheimer's can do with caregivers or loved ones to bring joy and consistency into their everyday lives:  Listen to some favorite music  We all appreciate the gift of song. According to the Mayo Clinic, music can also reduce stress by lightening the mood of the caregiver and the senior. If a senior has a particular type of music they enjoy, put an album on and listen with them. Sing along or incorporate a bit of movement for added benefit and fun. Arrange flowers in bouquets  As simple as it sounds, arranging flowers in a bouquet is an excellent activity that stimulates positivity and joy. Perfect for those with Alzheimer's or dementia, this activity is creative, stress-free, and engages the mind and brain, reducing agitation and promoting a feeling of safety. Talk about childhood, family, school, or pets Engaging in conversations about pleasant memories encourages self-expression and positive thinking. Asking questions about their childhood or family can support those memories and help a person feel connected to their experiences. And it's great for family bonding. Look at old family photo albums  Looking at old family photos can also be an excellent way to bring a senior joy! You can ask them about family members and events or admire the pictures together. Bake cookies or bread  It's always nice to have the house smell like baked treats, and the familiar scents of one's favorite bread or cookies can stimulate their senses and make them feel happier. Try making simpler recipes together and put on some music while you bake. Take a walk outside  People with Alzheimer's and Dementia need to engage with the outdoors and get in a little bit of exercise, and this activity accomplishes both. Whether it's a walk around the neighborhood or just down the block, getting outside boosts endorphins, which are excellent for reducing anxiousness. Water plants  Help a senior feel accomplished and engaged with the outdoors, especially if they can't do strenuous physical activity. Watering plants is another way they can interact with plants and colors. Sit on the porch and drink coffee, hot chocolate, or lemonade  Activities don't always have to be "active." Getting out to enjoy a refreshing drink is an easy way to get some fresh air; the taste like the smell is a potent memory booster. Play catch or toss a ball around  If a senior can perform slightly more intense physical activities, tossing a ball around in the front or backyard can be a great way to spend time together and exercise. Try tossing a larger, lighter ball that's easier to throw and catch. Do a simple table activity like a puzzle or arrange colored letters Puzzles are excellent brain engagers. You can sit at a table on the porch or in the living room and do a puzzle with fun pictures and colors or arrange colored letters around they don't even have to make words! Fun activities like this ease agitation and provide a feeling of accomplishment. These activities all have a similar goal supporting peace of mind, independence, and engagement while simultaneously providing safety and positivity.  Check out our free guides. These guides include scientifically backed statistics, activities, and more, from family caregiver support to information about what to expect as we age.

While aging can be hard, Medicaid Planning Assistance for the Elderly can make the process easier.  To get Medicaid eligibility, many criteria must be achieved. Obtaining the help of a professional in Medicaid Planning Assistance for the Elderly can assist you or a loved one not only in understanding the requirements but in meeting them and getting Medicaid eligibility for you or your loved one.  Whats more is that the strategy will be specially tailored to you or your loved ones situation.Medicaid Planning Assistance for the Elderly Can Make The Process So Easier:Professionals know that each situation is different not only from an asset and income perspective, but from a family perspective.  Experts in Medicaid Planning Help for the Elderly consider this and design a qualification plan that is suited to you.  The crux of Medicaid Qualification is assets and income.Florida Medicaid has stringent asset and income limits.  There are different asset limits for individuals and married couples.  In the event that an applicant exceeds the asset or income limit, Medicaid Planning Assistance for the Elderly is needed.There are quite a few different ways to convert assets that used to be countable to exempt or non-countable assets.  Whats more,  when an applicant exceeds the income limit, things must be done to lower his or her income so that it does not exceed the limit.  This income will still be able to be used, but it has to be structured in a way that Medicaid allows.  Often, a large amount of legal documentation is needed, which can get difficult quickly.  Luckily, getting a professional for Medicaid Planning Assistance for the Elderly means that you and/or your loved ones will get guidance each step of the way and have the legal work and paper shuffling done for you.During this trying time in your life, do you want to learn the specifics of asset and income promissory notes, absolute assignments, intra-family real estate buy-ins, personal services contracts, qualified and non-qualified annuities, pooled trusts, qualified income trusts, etc.?  its doubtful!  The fact of the matter is that these are often needed to obtain Medicaid eligibility.  The good news is that with a professional providing Medicaid Planning Aid for the Elderly, you dont have to have expertise in any of the aforementioned topics.The last thing you should have to do when going through this time is have to become a legal expert.  While a professional who provides Medicaid Planning Assistance for the Elderly will want to educate you on the basics to make sure that you understand and are comfortable, you do not need to worry about having in-depth knowledge of every part of the process.  Instead, you can rest assured knowing that you will be cared for throughout the process.Over to You:Medicaid qualification is complex, but it does not have to be impossible!  Get in touch with Platinum Benefit Services for Medicaid Planning Assistance for the Elderly so that instead of having to stress about understanding the legal side, you can spend time with and care for the ones that you love!

Selling a home that has been lived in for many years can be a difficult process whether a loved one has passed or is just moving into a nursing home.  Many memories have been made that hold a multitude of emotions and it is hard to let it all go.  Here are a few steps to help ease the stress of preparing your loved ones home for sale.Be PatientIf time isnt of the essence put a 60-90 day freeze on all decision making.  During that time leave everything in the home as-is except for expiring food, medicines, and anything else that could leave a bad odor.  This hold-over time period will give friends and family time to grieve, time to process the options, and time to remember the home exactly how it was while your loved one still lived there.Get Expert HelpA lawyer should be one of your first calls as they can help get the necessary paperwork in order such as a power of attorney and will.  They can also help you navigate through probate.  Seeking legal advice about selling a home is always advised as it can greatly affect the title of the home.Next, a realtor will be able to talk about all of your options when it comes to selling. Since a realtor doesnt have any emotional attachment to the house, they will be able to be matter of fact and tell you the current market value of the home.  A realtor will also let you know which items should be updated to get the most money out of the house.DeclutterIt can be difficult to let things go, but a house must be de-personalized in order to sell for top dollar. If the process is too difficult or daunting to do on your own, you might consider hiring an estate sale company to host an estate sale. If this is the route you go, it is best to step away from the process and let the professionals do their job.If you prefer to go through items yourself, consider hiring an appraiser or specialist to look at antiques to find out their true value.  Less valuable items can be donated so you know they are going to a good home. Non-profit businesses that are usually seeking donations include Goodwill, Salvation Army, and Habitat for Humanity Restores.Update/RepairsA lived-in home will have signs of wear & tear.  At a minimum fix cracked tiles, patch holes in walls, give the home a coat of fresh neutral paint, replace burned out lightbulbs, and remove curtains to let the most light in. You might also consider installing new carpet and flooring.To get the most money out of the home, consider doing a kitchen and bathroom remodel as those spaces tend to be the biggest selling points of a house. If you dont have time for a major renovation you can update simple items such as replacing light fixtures, faucets, and hinges. In the bathrooms add a few stacked washcloths tied with a ribbon, add lightly scented candles, and buy matching bathmats & towels in a light green, blue or white tone.Your realtor might also suggest hiring a professional stager, who will bring in contemporary furniture to enhance the homes attractiveness to potential buyers.Clean, Clean, CleanOne of the last steps inside the home is to give it a good cleaning.  If you dont mind putting in the elbow grease, then begin with washing the windows, vacuuming, dusting, wiping down all surfaces, and polishing appliances. You can also consider hiring a cleaning company, who can come in and make the home sparkle in just a few hours.Curb AppealLastly, spruce up the landscaping and front entrance of the home which might have become neglected.  Trim shrubs, add flowers, mow the lawn, give the front door a fresh coat of paint, and paint faded trim.  In addition, certain buyers loan types such as FHA & VA will require rotted deck boards be replaced, that peeling paint is fixed, and any broken windows be repaired.If you are ready to take the next step in selling, call lMike Lies with Gold Compass Real Estate at 303-325-5690.