New Year, New Types of Cyber Crime: Five Ways to Protect Yourself Online

Author

The Meridian at Punta Gorda Isles

For more information about the author, click to view their website: The Meridian at Punta Gorda Isles

Posted on

Jul 26, 2024

Book/Edition

Florida - Sarasota, Bradenton & Charlotte Counties

share-this
Share This

With a new year, comes new cybercrimes. While technology is our friend in helping us keep connected with our loved ones, there are some sobering threats that can make it our foe. Unfortunately, internet-based crime is increasing at an alarming rate with a 64% increase in email threats year-over-year in 2020 with older people being impacted the most. Cybercriminals and spammers are becoming increasingly sophisticated, and more new users of technology such as seniors are falling victim to their attacks. 

The statistics are staggering. According to the FBI 2020 Internet Crime Report, there was a 27% year-over-year increase in cyber fraud losses totaling $1.8 billion, as reported by individuals over 50 years old. Moreover, it appears that these cybercriminals specifically target senior citizens not only because are they are less aware of technology scams, but also, they are perceived to have larger financial assets than other groups.

Anytime you use a computer, smartphone, or tablet, you can fall prey to your identity and financial information being stolen and used for nefarious purposes. The good news is that there are five simple ways you can protect yourself from these attacks.

We Suggest you Do Not

  1. Open emails that look too good to be true
    Typical attempts to get you to open an email include subject lines that “you have won a prize” or “a free offer”.
     
  2. Phishing threats
    Do not click on banking or account links in an email, particularly if the email asks for updated credit card information. Cybercriminals can disguise emails to look like they are coming from legitimate organizations or people you know but clicking on these links and submitting your personal, financial, or login information may fall into the wrong hands. Always contact the financial institution directly, do not use the link in the email, to check to see if the request is valid. Almost every time it is not.
     
  3. Respond to emails that are an unusual plea for help
    A common scam is when an individual poses as a known contact and states that they have been mugged while vacationing abroad and need you to send money ASAP. If you are concerned, call the person directly and don’t respond to the email or phone call.
     
  4. Interact with unknown individuals or sources
    That includes opening emails, downloading files, or interacting on social media. Only download files from a trusted source as files can be malware which can steal personal data and damage your device. Moreover, some fraudsters have been known to impersonate a potential love interest online to gain your trust and then ask for your bank information.
     
  5. Submit payment in response to threats of arrest from an authority figure. Common scams are when criminals pose as an IRS agent and demand payment to avoid persecution. The IRS does not email communications of this type to citizens. Just ignore these scams.

As we navigate the current ever-changing cyber environment, it is possible to learn and connect safely with just a little knowledge. So now you know these five ways to protect yourself, enjoy technology today!

Other Articles You May Like

Declutter with Joy: Preparing Senior Homes for a Peaceful Holiday Season

As the holiday season approaches, many families are excited about the festivities, gatherings, and the warmth that comes from celebrating with loved ones. However, for seniors, the holidays can sometimes evoke a different sentiment, especially when their homes are cluttered and overwhelming. At A Call to Order, we believe that decluttering not only creates a more organized space but also cultivates joy and comfort during this special time. In this blog, well discuss how decluttering can transform senior homes into serene sanctuaries, offering a few tips on how to embark on this rewarding journey.The Emotional Weight of ClutterIts no secret that clutter can induce feelings of stress and anxiety. For seniors, this burden can become significantly heavier. Aging can bring about physical limitations, mood fluctuations, and even feelings of loss or nostalgia. The accumulation of belongings, once cherished, can start to serve as a reminder of whats gone. The transition from cluttered environments to clean spaces not only visually uplifts homes but can also enhance emotional well-being. Decluttering before the holidays not only prepares a space for festivities but also creates an inviting environment for family gatherings. Imagine a peaceful home where your loved one can enjoy the laughter and joy of shared moments without the distraction of clutter. Thats the magic of creating a comfortable space. Tip 1: Embrace Memories, Let Go of ExcessWhen embarking on the decluttering journey, its essential to approach it with sensitivity and empathy. Start by setting aside time to sort through belongings, emphasizing the emotional significance of each piece. A great way to engage your loved one in this process is to invite them to share stories about the items theyve kept. This can be a wonderful bonding experience and can also help them to understand which items truly hold value for them. Actionable Steps:Create Categories: Designate separate areas for items to keep, donate, and discard.Use the One-Year Rule: If your loved one hasnt used or enjoyed an item in the past year, it may be time to let it go.Utilize Memory Boxes: Encourage them to keep a small box for particularly cherished items this helps preserve memories while still reducing clutter.Simplify Spaces for a Stress-Free HolidayOnce the tough decisions about what to keep have been made, its time to create a simplified living space thats easy to navigate and joyful to inhabit. A clean, organized home can significantly lighten the holiday load, allowing everyone to focus on what truly matters: creating memories with family. Tip 2: Optimize Storage and Layout for ComfortAfter decluttering, its essential to think about the layout of furniture and storage solutions. A well-organized, open space enhances movement and reduces hazards. Consider these steps to optimize their environment in a way that ensures safety and ease of access.Actionable Steps:Furniture Arrangement: Arrange furniture to facilitate conversation and movement. Create cozy corners for relaxation, ensuring pathways are clear.Accessible Storage Solutions: Use bins, baskets, or labels to store items neatly. Place frequently used items within easy reach to foster independence and comfort.Holiday Spirit Decor: Once the clutter is cleared, add some holiday touches. Whether its a simple wreath or a collection of family photos, personal touches can bring warmth and joy.The Emotional PayoffAs you embark on this journey of decluttering with your senior loved ones, remember that the emotional payoff can be profound. Clearing their homes of clutter can lead to renewed energy and enthusiasm for the holiday season, allowing them to focus on what truly matters family, love, and connection. A serene environment sets the stage for memorable family gatherings, enhancing the holidays in a deeply meaningful way.At A Call to Order, we are passionate about helping seniors create spaces that reflect joy and ease. Decluttering may initially seem like a daunting task, but with the right approacha sprinkle of love and patienceit can transform into a fulfilling experience. As we gear up for this joyful season, lets ensure that our senior loved ones feel comforted and treasured in their homes. With every item sorted, we pave the way for a warm and peaceful holiday season filled with laughter, love, and cherished moments. Lets celebrate the magic of the holidays by creating a home that invites joy! If you need assistance in your decluttering journey or would like a helping hand, dont hesitate to reach out. Together, we can embrace the spirit of the season while creating space for comfort and connection. Happy holidays from all of us at A Call to Order!

Timeless Treasures: Keeping Memories Close to Heart

In a world filled with constant change and digital distractions, it can be easy to overlook one of lifes most meaningful aspects: our memories. Memories shape who we are, connecting us to significant people, places, and experiences that have enriched our lives. At A Call to Order Professional Organizer, we understand the importance of preserving these moments as timeless treasures. In this blog, we will explore the significance of keeping memories close to your heart and share practical tips to help you organize and cherish them effectively.The Value of Memories in Our LivesMemories are like a thread woven through the fabric of our lives, providing context and meaning to our existence. Heres why preserving memories is essential:Emotional ConnectionRoots of Identity: Our memories are a core part of our identity. They remind us of our experiences, journeys, and growth. By reflecting on our past, we understand ourselves better and connect with our roots.Nurturing Relationships: Memories often serve as the foundation of our relationships. Shared experiences create bonds that can foster connection and understanding between loved ones. Remembering milestones, laughter, and even challenges not only honors those moments but also strengthens our ties with others.Legacy and ReflectionCreating a Legacy: Preserving memories allows you to create a legacy for future generations. By documenting your experiences, stories, and values, you can pass down essentials that highlight what matters most to your family.Opportunity for Reflection: Taking time to reflect on your memories offers a sense of peace and nostalgia. It allows you to appreciate the journey youve taken and can serve as a reminder of the resilience and joy you possess.Tips for Preserving Timeless TreasuresWhile memories can sometimes feel ephemeral, there are numerous ways to keep them alive and accessible. Here are actionable tips to help you organize and honor your cherished moments:Step 1: Organize Physical KeepsakesCreate a Memory Box: Invest in a beautiful box or container where you can store physical keepsakes such as letters, postcards, photographs, and small mementos. Label each item with a date and a brief description to capture the essence of its significance.Sort and Curate: Regularly go through your collection to remove duplicates and items that no longer resonate with you. This curation helps maintain focus on the most meaningful treasures and keeps your collection manageable.Step 2: Digital DocumentationScan Important Documents and Photos: In today's digital age, its essential to preserve memories electronically. Use a scanner or a mobile scanning app to digitize important documents, photos, and keepsakes. This ensures that you have backups of your cherished items, even if the originals wear out or get lost.Create Digital Albums: Organize your digital photos into albums on your computer or cloud storage. You can create thematic collections (such as vacations, family gatherings, or milestones) to make them easily accessible. Regularly updating them can also spark joy as you take trips down memory lane.Step 3: Storytelling and JournalingStart a Memory Journal: Dedicate a journal to documenting your favorite memories, experiences, and reflections. You can write about significant events, feelings associated with certain moments, or stories passed down through generations. This practice provides an excellent outlet for self-expression and introspection.Share Family Stories: Consider scheduling regular family gathering times where you can share and document stories. Utilize voice recording apps to capture these moments with family and friends. These shared narratives create a deeper connection to your past and preserve family history for future generations.Step 4: Display Your MemoriesCreate a Memory Wall: Dedicate a wall or a section of your home to display photos, art, and keepsakes that tell your story. This not only showcases your memories but also invites conversations with guests who can appreciate your journey.Use Shadow Boxes: For three-dimensional treasures like souvenirs, awards, or delicate items from special events, consider using shadow boxes. This allows you to create beautiful and meaningful displays while protecting items from wear and tear.Step 5: Regularly Reflect and CelebrateCelebrate Milestones: Make it a tradition to celebrate anniversaries, birthdays, and other milestones where you can revisit cherished memories together. Create new traditions that involve sharing stories or looking through old photo albums, further enriching your memories.Schedule Regular Memory Check-ins: Take the time to reflect on your memories regularly. Whether its through quiet personal moments or gatherings with loved ones, revisiting memories can evoke warm feelings and gratitude, reinforcing their significance.Conclusion: Keep Your Memories Close to HeartAt A Call to Order Professional Organizer, we believe that memories are invaluable treasures that deserve to be cherished and preserved. By taking intentional steps to organize and celebrate your experiences, youll create a rich tapestry of memories that can provide comfort, joy, and connection throughout your life.As you embark on this journey of preserving your timeless treasures, remember that its not just about the items themselves; its about the stories, emotions, and relationships that shaped those moments. Embrace the art of memory-keeping and allow your cherished past to enrich your present and influence your future. If you ever feel overwhelmed with how to organize your keepsakes or create a meaningful memory-keeping system, A Call to Order is here to help you every step of the waybecause your memories are worth celebrating and keeping close to heart.

Caregiver Legal and Financial Considerations: Power of Attorney

Protecting Your Loved Ones Independence and Well-Being at HomeHelping a family member remain independent and living at home is a labor of love, but at times it can be overwhelming. There is so much to consider beyond just their overall health and well-being. Depending on the situation, a loved one may need immediate or future help coordinating medical care or managing finances. Having the proper Power of Attorney credentials established can help caregivers navigate the complexities of the system and avoid costly or time-consuming pitfalls during their loved ones aging journey.Here is a basic overview of two of the most common Power of Attorney documents:Financial Power of Attorney (Durable)With a Financial Power of Attorney (POA), a person known as the principal appoints an agent to carry out financial and other activities, as instructed by the principal. Often the person designated is a family member but note that it may be advisable to name a primary agent and an alternate agent. Principals may choose whether the POA becomes effective immediately or only in the event of illness/disability. Ideally, the POA document should have language indicating that it is durable (remains in effect even after the person is legally incapacitated). In Pennsylvania, the Financial POA must be notarized and witnessed. The law also stipulates that a POA must exercise the powers for the benefit of the principal, keep the assets of the principal separate from their own, and exercise reasonable caution and prudence. Financial Power of Attorney ceases after the principal passes away.Medical Power of AttorneyPennsylvania recognizes two types of advanced directives for healthcare decisions: Medical Power of Attorney and Living Wills. The Medical Power of Attorney, also known as a Healthcare POA or healthcare proxy, is broader in scope than a Living Will in that it empowers the caregiver to make all medical decisions if their loved one is unconscious, incapacitated, or mentally incompetent. The appointed person will be able to access medical records, speak to healthcare professionals, and make healthcare judgments and medical decisions based on their loved ones treatment (or non-treatment) preferences. A Medical POA is a crucial component of advance care planning, allowing your loved one to ensure that their healthcare preferences are honored. The document must have two witnesses and be notarized.Information and downloadable Power of Attorney pdf documents are available online. During the application process to Senior LIFE, a Senior LIFE outreach coordinator can also help you get started with the POA process. Contact us today.   

Local Services By This Author

The Meridian at Punta Gorda Isles

Assisted Living 2001 Aqui Esta Dr., Punta Gorda, Florida, 33950

Come Home to The Meridian at Punta Gorda IslesDesigned for Great LivingIntroducing The Meridian at Punta Gorda Isles, where our beautiful community becomes the backdrop to your new life and your fresh start. Be proud to call our community home with its well-designed, updated apartment homes with convenient features, expert care, delicious dining, lake views, enriching activity offerings, and beautiful amenity spaces.For those with loved ones with dementia, our distinctive MONTESSORI MOMENTS IN TIME memory care programming incorporates the benefits of Montessori principles into the daily experience of our residents. Through each resident's Life Story, our Memory Care Director can incorporate purposeful and meaningful activity that can bring more joy into their life. Care for a Carefree LifeDo More of What You Love at The Meridian at Punta Gorda IslesOur Assisted Living community inspires you to spend more time enjoying what makes you happy, whether its tending to the garden, shopping in town, or going on walks with friends, you can find the freedom you seek without compromising your health or safety. Side-by-side, well partner together to design a care plan that maximizes energy, minimizes stress, and empowers you to stay active in the things that bring you the most joy. With the support of our friendly team, the possibilities at The Meridian at Punta Gorda Isles are endless.Resort-Style Services & AmenitiesBeautiful Community in Punta Gorda IslesChoice of Luxury Apartment Style - Studios, One-Bedrooms and Two-BedroomsDaily Social Activities and Wellness ProgrammingGracious Dining Room with Water ViewsThree Chef-Prepared Meals Per DayOutdoor PatiosBistroCoffee Lounge and BarCreative StudioMultipurpose Activity RoomState-of-the-Art Fitness CenterLibraryBilliards RoomSalonCard RoomGathering Lounges on All Three LevelsPrivate Dining Room for More Intimate Gatherings or PartiesTheaterComputer RoomWeekly Housekeeping and Linen ServicesConcierge ServicesAll Utilities IncludedScheduled Transportation Care ServicesIncluded but not limited to:Care Staff Onsite 24 Hours a DayMedication AssistanceSpecialized DietsPersonal LaundryAssistance with Bathing, Dressing, Grooming and Other Personal Care NeedsAssistance to and From Meals and ActivitiesAssistance with AmbulationLicensed Nurses on StaffNurse Call SystemMONTESSORI MOMENTS IN TIME Memory Care ProgrammingSafe and Secure Memory Care NeighborhoodHealth and Wellness Monitoring

The Meridian at Punta Gorda Isles

Memory Care 2001 Aqui Esta Drive, Punta Gorda, Florida, 33950

Come Home to The Meridian at Punta Gorda IslesDesigned for Great LivingIntroducing The Meridian at Punta Gorda Isles, where our beautiful community becomes the backdrop to your new life and your fresh start. Be proud to call our community home with its well-designed, updated apartment homes with convenient features, expert care, delicious dining, lake views, enriching activity offerings, and beautiful amenity spaces.For those with loved ones with dementia, our distinctive MONTESSORI MOMENTS IN TIME memory care programming incorporates the benefits of Montessori principles into the daily experience of our residents. Through each resident's Life Story, our Memory Care Director can incorporate purposeful and meaningful activity that can bring more joy into their life. Montessori Moments in Time Memory CareExclusive to Meridian Senior Living CommunitiesOur Montessori Moments in Time program is the cornerstone of Meridian Senior Living's comprehensive approach to memory care and was developed through extensive research and first-hand experience with our residents throughout the years. We strive every day to integrate purpose and meaningful moments into the lives of our memory care residents through a customized program, honoring our residents and their journey with Alzheimer's or other dementia. Our secure, specialized memory care neighborhood offers spacious private suites in a home-like setting, with supervised access to amenities, and care by our highly trained and compassionate staff.Care with Respect & DignityOur memory care program is based on a platform of respectrespect for each individual as people who are important, with significant life stories, talents and preferences. We provide our memory care residents with a positive and intentional experience at our community. Our Life Engagement programming seeks to reduce agitation and inspire conversation. Understanding resident preferences and past historytheir loves, likes, occupations, family members, and morecan help us identify and troubleshoot why a resident may be upset and redirect behaviors to bring moments of joy into social interactions.It All Starts With The Resident Life StoryWho our residents are and the lives theyve led are important elements to providing the best care. Understanding what makes them tick, what causes agitation and what inspires joy is crucial as we build out programming and learn the best way to communicate with one another. Before someone joins our community we ask that families complete a Resident Life Story that shares with our team all the information we need to offer a meaningful experience.

The Meridian at Punta Gorda Isles

Independent Living 2001 Aqui Esta Dr., Punta Gorda, Florida, 33950

Come Home to The Meridian at Punta Gorda IslesDesigned for Great LivingIntroducing The Meridian at Punta Gorda Isles, where our beautiful community becomes the backdrop to your new life and your fresh start. Be proud to call our community home with its well-designed, updated apartment homes with convenient features, expert care, delicious dining, lake views, enriching activity offerings, and beautiful amenity spaces.For those with loved ones with dementia, our distinctive MONTESSORI MOMENTS IN TIME memory care programming incorporates the benefits of Montessori principles into the daily experience of our residents. Through each resident's Life Story, our Memory Care Director can incorporate purposeful and meaningful activity that can bring more joy into their life. Supportive Independent LivingRetirement Living at its FunnestSupportive Independent Living at The Meridian at Punta Gorda Isles frees active seniors to live the full life they deserve. Spacious apartment homes offer cozy living spaces without the obligations of household maintenance. Enjoy your private kitchenette and savor flavors from the daily special at the in-house restaurant. The day is full of potential with a calendar filled with exciting events, outings to nearby attractions, and a community rich with amenities. If care is ever required, you can stay in place and get the services you need.In-Home FeaturesStudios, One-Bedroom and Two-Bedroom Apartments AvailablePremier Water View Rooms AvailableMove-In AssistanceUtilities IncludedKitchenettesStainless Steel RefrigeratorStainless Steel MicrowaveSolid Surface CountertopsLuxury Vinyl Plank Flooring and CarpetSafety FeaturesNurse Call SystemTrash ServiceLaundry ServiceResort-Style Services & AmenitiesBeautiful Community in Punta Gorda IslesChoice of Luxury Apartment Style - Studios, One-Bedrooms and Two-BedroomsDaily Social Activities and Wellness ProgrammingGracious Dining Room with Water ViewsThree Chef-Prepared Meals Per DayOutdoor PatiosBistroCoffee Lounge and BarCreative StudioMultipurpose Activity RoomState-of-the-Art Fitness CenterLibraryBilliards RoomSalonCard RoomGathering Lounges on All Three LevelsPrivate Dining Room for More Intimate Gatherings or PartiesTheaterComputer RoomWeekly Housekeeping and Linen ServicesConcierge ServicesAll Utilities IncludedScheduled Transportation