Plastic Surgery Postoperative Care: Fort Myers & Cape Corals #1 Best Caregiver Option.

What do we mean by, In-home care Contracts, Cancellation, and Cash can hurt you?, it seems a little over dramatic. The reality is many seniors and their families seeking in-home care may not fully understand (or may be deceived) by In-home care contracts, an in-home care cancellation policy, or a deposit for in-home care.What does Abby Services know about in-home care contracts, cancellation policies, and deposits?Abby Services has been helping seniors and families seeking in-home caregivers in Fort Myers, Cape Coral, and surrounding areas since 1997. In that time we have seen and heard many stories of how unclear contracts, cancellation policies, and deposits have hurt consumers.Our business was started to help connect seniors with the in-home caregivers they need to remain safe and independent at home. What seems simple can become quite complex. We have worked with many family members entrusted to help manage a seniors limited resources. Using our experience and expertise we will try to break down the details below.In-Home Care Contracts: A Necessary EvilWhen seniors and their families are evaluating in-home care options the choices can be overwhelming. This is further clouded by deceptive practices advertising NO CONTRACT.It makes sense that families would desire a no-contract option for in-home care. Typically a no-contract option is presented to families as a way to deceive them into believing they have a limited commitment to an in-home care service.What many families are not aware of is that there is are in fact in-home care contracts in place . Sometimes a service will simply call the contract an agreement caregiver arrangement or any other verbiage other than contract. These arrangements are still contracts that outline important expectations, requirements, and obligations.Other services that advertise No Contract may not have an upfront contract however every time a caregiver visits their loved one, they are asked to sign a contract agreeing to pay. Again this is still a contract.Some Services that do have in-home care contracts, will have long confusing multi-page documents that are filled with legal jargon and confusing provisions and terminology.How Abby Services approaches In-Home Care Contracts.At Abby Services our belief is that an informed consumer is a happy consumer. In the state of Florida, we are required to review specific information with clients. This is included in our in-home care contracts (we sometimes refer to this as a service agreement). Our service agreement is a one page document that clearly and concisely outlines what charges to expect, your cancellation policy, as well as information we are required to provide to clients and their families. Yes there is an contract (as there should be). However, the in-home caregiver contract is clear and concise to avoid misunderstanding and misleading a consumer. We provide this contract freely to the consumer to review and understand.In-Home Care Cancellation PoliciesIn-Home care cancellation policies are important. They clearly define to clients, caregivers, and services like Abby Services what to expect. As discussed above, contracts that include clearly defined cancellation policies are important to avoid misunderstanding. What to watch out for when reviewing cancellation policies.When evaluating In-Home care cancellation policies it is important to ensure that they are clear but also that they are fair and flexible. Unfortunately, the circumstances requiring in-home care can change quickly. Not all cancellation policies recognize this fact. Just recently we spoke with a client who was upset. They signed a contract with a large national franchise that required a 2-week cancellation notice.If you are seeking in-home care in Fort Myers or Cape Coral this is not standard, it is not ok, nor is it acceptable. A 2-week cancellation policy in this clients case would have required a client to lose their 2-week deposit and limited their options and opportunities when seeking care. The client simply wanted to cancel because the large in-home care franchise took away a caregiver the client liked.Abby Services In-Home Caregiver Cancellation PolicyAbby Services has a clearly defined cancellation policy that is fair and flexible. This helps to protect both the clients and caregivers we work with. The section on our agreement reads as follows:Termination of Services: I agree that scheduled shifts may be canceled with at least 4 hours advance notice by calling 239-590-0861. Please leave a message with the details of your call. Failure to cancel within 4 hours, or refusal of scheduled service, may result in billing for 4 hours of service.What this means is that you can cancel at any time with just 4 hours advance notice. This is a courtesy to the caregiver who has made arrangements to provide their services. Cancellation can be made simply by calling our phone number and leaving a message (if after hours).If within the 4-hour time frame, we reserve the right to invoice for just 4 hours of service as a way for you to compensate your caregiver.  In-home care deposits.In-Home care deposits are what we are referring to when we say in-home care cash. Why? Honestly, it seemed like a clever title. The reality is that different in-home care services approach deposits differently. In the example above the service required a 2-week deposit. This combined with the limiting nature of their contract seemed extremely excessive and is why we chose to write this entry.Lets face it. It would be great if we could do everything on a handshake. Like many other businesses, we have had to manage client and family non-payment. A deposit is typically an attempt to balance the risk of non- payment.Abby Services approach to customer depositsAt Abby Services we have identified a great way to handle In-Home Care deposits, we dont take them.Thats right, at Abby Services, we do not require a customer deposit. We are able to accomplish this using a client payment processing platform called Ally. By using this system, clients can be invoiced by their caregivers quickly and efficiently. This minimizes delays in billing and payment and eliminates the need for a deposit.When choosing an in-home care service its important to call Abby Services.When choosing an in-home caregiver service for yourself or a loved one we always encourage families to call around. Dont take our word for it. You should carefully evaluate what others say. Pay close attention to the in-home care contracts you are presented.Hopefully armed with this information you can make an educated choice and understand that No-Contract doesnt exactly mean what customers are sometimes led to believe. You should also pay close attention to deposit and cancellation policies.If you have any questions you can always call Abby Services at 239-590-0861. We are here to help.

If youre like many older Americans or you have elderly parents you probably have a lot of questions, such as:        Does Medicare pay for home health care services?        Does Medicare Advantage cover home care?        Whats the average cost of home health care services?        How much does private in-home nursing care cost?        What home care services does Long-Term Care insurance (LTCi) pay for?Each person has a unique situation financially, health-wise and with family dynamics so there isnt a one-size-fits-all answer to the cost of in-home care services. But we can provide general insight here and meet with you one-on-one to discuss your loved ones specific needs.Home care can be a cost-effective option than many people realize and its an appropriate use of your loved ones income and assets. Just as important or perhaps even more important is the fact that the majority of adults want to age in place(Opens in a new window), according to AARP.After all, your loved ones heart is in their home. If their health allows them to remain at home supported by high-quality caregivers, finding a way to make that happen is one of the greatest gifts you can ever give them.Whats the Best Way to Pay for Home Care?Many people that find themselves at the beginning of the journey to bring caregivers or nurses into their home and have quite a few questions, such as:        How much does it cost for in-home care services near me? The Genworth Cost of Care Survey(Opens in a new window) is a good starting point for general cost information. Keep in mind that rates vary based on the types of services and the quality of care.        Does Medicare pay for home care services? Refer to item #6 in the Your Plan to Pay for Home Care section below.        What resources can we use to cover the cost of in-home care? This varies for each family and may change over time as your financial situation evolves.Answering the questions below can help you identify sources of funds, which will help you prepare for a conversation with a BrightStar Care agency or other home care service provider:        What income, savings and assets does my loved one have available?        Does he or she have assets they no longer need that could be sold? (e.g. Two cars, but only one of your parents still drives, a timeshare they no longer use, etc.)        Did he or she or their spouse serve in the military?        What health insurance do they have? What does it cover?        Does your family member have traditional Medicare and/or Medicaid?        Does your loved one have Medicare Advantage (MA)?        Do they have Long-Term Care insurance (LTCi)?In addition to the resources your loved one may have available for their own care, consider the availability of expendable income or assets you and your relatives may be able to contribute toward your family members needs.What to Ask a Home Care AgencyWhen it comes to paying an agency, there are a few questions youll want to ask. Although answers to some of these questions will be included in the agency contract, its a good idea to get the details up-front:        What forms of payment do you accept? (VA/CCN, private insurance, personal check, credit card, Long Term Care insurance (LTCi), government payers like VA/Military, Medicaid, etc.)        How is billing handled? (mailed, online payment portal, emailed, etc.)        What are your payment terms? (Pre-pay or deposit, weekly, net 30, due upon receipt, etc.)Your Plan to Pay for Home CareThere is no single solution that works for every family. The right solution is the one that works for you. In many cases, the answer is likely to be a combination of the funding sources described below. Except for private pay, most options for home care services have eligibility requirements and limitations. Because rules surrounding sources like Medicaid, Medicare and Medicare Advantage (MA) sometimes change, we can help you navigate evolving details to support your efforts to provide for your loved one.1. Private Pay or Out of PocketPaying with personal funds helps cover services when you or your loved ones care has reached the limits of service and support from sources such as Medicare or other insurance coverage. These personal funds may come from your loved one or a family member who has the financial means to share in the cost of home care.2. Private Health InsuranceThanks to partnerships with national and local insurance companies, BrightStar Care is sometimes in-network. Call us for more information we are happy to do our part to facilitate getting quality care for your loved one. 3. Long-Term Care Insurance (LTCi)Long-term care benefits usually pay for in-home assistance with activities of daily living (ADLs) such as bathing, dressing, incontinence care, transfers (from bed, chair, toilet, etc.), meal prep and more. If your loved one has LTC insurance, BrightStar Care can help you process the claim; in some cases, we can assist with billing.4. Military BenefitsVA health care benefits are available for eligible veterans and some benefits extend to the veterans spouse. Additional programs such as Aid & Attendance provide monetary funding to be used for home health care. Eligibility requirements vary so it is important to research which veterans programs(Opens in a new window) may be a good fit. Call your local BrightStar Care agency today and theyll help you determine if your loved one is eligible.5. MedicaidEach state decides what services are provided under their Home and Community Based Service (HCBS) waiver program(Opens in a new window). To qualify, your loved one must meet your states eligibility requirements, and have income and assets below certain guidelines. You can find general details about Medicaid here(Opens in a new window) or your local BrightStar Care team may have additional insights.6. Medicare (Traditional/Original)Medicare Part A (hospital insurance) and/or Medicare Part B (medical insurance) cover eligible home health services as long as you need part-time or intermittent skilled services and as long as you meet the standards of homebound, as defined by the U.S. Centers for Medicare and Medicaid Services(Opens in a new window).Medicare Part B (medical) covers some in-home care, but the type of service and frequency may be limited. Medicare-certified home health agencies provide service based on orders from a physician or allowed practitioner (such as a nurse practitioner, a clinical nurse specialist and physician assistant) usually for a specific condition and a set period of time.Medicare Part A (hospital) offers the same coverage as Part B. However, under Part A, you may not receive home health services unless you were hospitalized for three (3) consecutive days just prior to needing at-home care.BrightStar Home Care locations that offer skilled nursing may be eligible to provide medically necessary part-time or intermittent skilled nursing care. If your loved one is currently receiving care from a Medicare home health agency, BrightStar Care (which is a home care agency) will work with the Medicare agency to provide the supplemental or continued care. Every situation is different. You may be affected by a Medicare demonstration program if you receive services in Florida, Illinois, Massachusetts, Michigan, or Texas. Learn more with a free booklet, Medicare and You,(Opens in a new window) from the official Medicare website. This booklet is available in multiple languages(Opens in a new window), Braille, audio, large print, e-reader options and on paper. You can also visit the home page of the Medicare site(Opens in a new window) or call 1-800-MEDICARE (1-800-633-4227). 7. Medicare Advantage (MA)Medicare Advantage (also called Medicare Part C) is an alternative to traditional Medicare(Opens in a new window) for your healthcare insurance that often includes benefits not covered by traditional Medicare, such as dental, vision, drug coverage and supplemental benefits like personal care and homemaker services. There are many insurance carriers and MA plans available with differing benefits, so it is important to understand what coverage you have. Our team is here to help you sort through details regarding whether you may qualify for In-Home Supplemental Services (IHSS).8. Program of All-Inclusive Care for the Elderly (PACE)This newer, relatively small program may be a source for home care funds. PACE(Opens in a new window) provides comprehensive medical and social services to certain frail, elderly people (participants) still living in the community. Most of the participants who are in PACE are dually eligible for Medicare and Medicaid.Lean Into Our ExperienceMost individuals will only deal with home care services a handful of times throughout their lives for their parents, their spouses, a child with a disability or even themselves.But at BrightStar Care, we think about home care services 24/7, every day of the year. We are ready to be your trusted source of information and guidance on this important issue. We hope youll reach out for assistance.If you would like to learn more about in-home care, please send us a message, reach out to your nearest BrightStar Home Care agency at 612-488-4159  

Saad Healthcare: A Family Tradition of Caring and 50 Years of ExcellenceFor over fifty years, Saad Healthcare has been a beacon of hope and healing along the Gulf Coast. Established in 1967 by John and Dorothy Saad, what began as a retirement community in Mobile, Alabama, has evolved into a comprehensive healthcare provider, offering a range of services including home healthcare, hospice care, rehabilitation, private nursing, and medical equipment supplies. Today, Saad Healthcare stands as a testament to a legacy of care, providing essential support for patients living with chronic conditions, those recovering from illness, or individuals facing life-limiting conditions.A Comprehensive Approach to CareSaad Healthcare's mission is rooted in the belief that every patient and customer deserves the highest quality of care. This commitment is reflected in their extensive range of services, which cater to diverse patient needs. Whether a patient requires around-the-clock nursing care, Physical, occupational, speech therapy or simple daily assistance, Saad Healthcare's team of experienced care providers collaborates closely with physicians to develop personalized care plans. This collaborative approach ensures that each patient receives the best possible care tailored to their unique circumstances.The Saad Advantage: Continuity of CareOne of the key differentiators of Saad Healthcare is what they call the "Saad Advantage" the continuity of care. For patients and families, this means that a single call to Saad Healthcare is all it takes to access a comprehensive suite of services. This seamless integration of care services provides peace of mind, knowing that all health needs can be met under one roof. From medical assistance programs to rehabilitation services, Saad Healthcare's family of caring professionals is equipped to handle any situation with compassion and expertise.Convenient Locations Across the Gulf CoastWith locations in Mobile, Alabama, Baldwin County, Alabama, and on the Mississippi Gulf Coast, Saad Healthcare is uniquely positioned to serve the needs of its community. Each location offers a full range of programs, including home healthcare, hospice care, and medical equipment supplies. This regional presence allows Saad Healthcare to deliver on its promise of personalized, accessible care for patients across the Gulf Coast.A Legacy of Compassion and ExcellenceSaad Healthcare remains the only locally owned, family-operated home healthcare company in Mobile, Alabama. This independence allows the Saad family to uphold the values and principles instilled by their founders. The companys motto, "A family tradition of caring," is more than just a tagline; it is a guiding philosophy that permeates every aspect of their operations. This mission-driven approach is evident in their dedication to providing high-quality, compassionate care while maintaining the highest standards of integrity and professionalism.Guiding Principles and ObjectivesSaad Healthcare is committed to a set of guiding principles that inform their operations and interactions with patients, employees, and partners. These principles include: Compassion: Patient-centered care that prioritizes the well-being of each individual. Integrity: Honest and transparent business practices that build trust with patients and stakeholders. Quality: Delivery of safe and effective healthcare services using the best clinicians, technologies, and facilities. Professionalism: Employing highly qualified healthcare professionals and ensuring ongoing training and development. Efficiency: Wise resource management and adaptability to industry changes for value-driven healthcare. Respect: Fostering a supportive environment for employees and respectful communication with patients and partners. Dynamism: Embracing innovation and creativity to remain at the forefront of healthcare delivery. Looking to the FutureAs Saad Healthcare continues to grow and evolve, its commitment to excellence remains unwavering. The company strives to be a trendsetter in healthcare delivery, embracing new technologies and approaches to better serve its patients. With a focus on compassionate care, professional integrity, and community engagement, Saad Healthcare is poised to continue its legacy as a leader in healthcare along the Gulf Coast.For more information or to learn about their services, Saad Healthcare invites you to visit one of their convenient locations or reach out to their compassionate team. Whether you are considering care for yourself or a loved one, Saad Healthcare is dedicated to providing the support and expertise you need. Contact Saad Healthcare at 251-343-9600.