Practical Solutions to Pay for Long-term Care

As the summer heat intensifies across the country, dehydration becomes a common and potentially dangerous concern. This condition can have severe implications, particularly for seniors who are more vulnerable due to several physiological factors. Seniors face unique challenges, especially when it comes to the impact of their medication on hydration. Why Are Seniors More Prone to Dehydration?Seniors are at an increased risk for dehydration for several reasons:     Reduced Thirst Signal: As people age, their bodies lose their ability to recognize thirst, making it harder to drink fluids.      Lower Body Water Volume: Older adults generally have a lower total volume of body water, meaning they have less fluid to lose before dehydration sets in.      Kidney Function Decline: Kidneys become less efficient at conserving water with age, further contributing to fluid loss.     Chronic Illnesses: Conditions such as diabetes can worsen the risk of dehydration since they affect the body's ability to control water. In addition to these factors, medication plays a significant role in influencing fluid balance in seniors.The Impact of Medication on DehydrationAs a clinical pharmacist, I've seen firsthand how medications can contribute to dehydration, especially in older adults. One of my clients, an active senior, nearly passed out while cycling in the summer. As it turned out, he was on a diuretic medication, commonly referred to as a "water pill." Diuretics are a class of drugs that increase urination, leading to reduced fluid levels in the body. These medications, often prescribed for conditions like hypertension and heart failure, can inadvertently lead to dehydration if fluid intake isn't carefully managed. Some commonly used diuretics include bumetanide, chlorothiazide (Diuril), hydrochlorothiazide, and furosemide (Lasix). But diuretics aren't the only medications that can cause dehydration. Other drugs like these can also affect your body's water balance.     Antihistamines: Often used for allergies, these can cause dry mouth and reduced fluid intake.     Blood Pressure Medications: Certain blood pressure medications can increase urine output.     Laxatives: They can cause fluid loss through increased bowel movements.     Chemotherapies: These treatments often lead to side effects like vomiting and diarrhea, contributing to dehydration.Managing Dehydration RisksIt's important to be aware of dehydration risks, particularly for those taking medications that impact fluid balance. Regardless of whether one feels thirsty, its important to drink water throughout the day. Staying alert to the signs of dehydrationsuch as increased thirst, dry mouth, dark urine, fatigue, and dizzinesscan also help address the issue early. These symptoms are early warning signs that the body may need more fluids.  Finally, anyone concerned about dehydration should consult a healthcare provider. They can adjust medication and advise seniors on managing fluid intake to prevent dehydration.   At Deeper Dive Horizons, one of my priorities is to guide you and your loved ones through the complexities of medication management to improve your well-being. With over 22 years of experience, my goal is to dive deeply into your health and ensure you maintain a balanced and healthy life, even in challenging conditions like extreme heat. Schedule a consultation today to get started 888-984-8895.

Under most long-term care policies, you are eligible for benefits when you cant do at least 2 out of six Activities of daily living, called ADLs on your own or suffer from Dementia or other cognitive impairment.Many policyholders delay utilizing benefits for many reasons: fear of the unknown, wanting to maintain control over their lives, concern for losing their independence, or appearing needy or weak.EVERYONE ages and needs some assistance. Individuals who require long-term care are generally NOT sick in the traditional sense, but instead are unable to perform the basic ADLs without support.When a loved one needs support at home to continue to live independently, long-term care insurance can be a big help in making that care more affordable.If you know your loved one has long-term care insurance and is struggling with ADLs encourage them to utilize their policy benefits as there is no refund of premiums to the family if benefits are not utilized.To better serve clients with long-term care insurance, we accept a wide variety of policies including:American PioneerBankers LifeConseco (SHIO)John HancockGuarantee TrustKanawhaMetlifePenn TreatyTransamericaUNUMWashington NationalThe Certified Nursing Assistants (CNAs) and Home Health Aides (HHAs) referred by Granny NANNIES are understanding and specialize in providing companionship, mobility assistance, and transportation services that keep seniors independent. They can also help relieve daily stress and keep our loved ones active and social. We carefully screen CNAs and HHAs for not only the essential legal requirements but also the kindness and compassion needed to care for others. Founded in 1990, Granny NANNIES offers services that can be personalized to meet the requirements of any individual, regardless of age or need. Available 24 hours a day, 7 days a week, we provide quality, trustworthy, reliable, and affordable in-home care. 

Here is your chance to live in a historically designated building two blocks from bustling Union Station.  Built in 1882, The Barth Hotel was originally a liquor warehouse, but it was soon converted into an upscale hotel. While the Barth Hotel Assisted Living is historic, it provides a home with tall ceilings, large and expansive windows, and beautiful features throughout the building Senior Housing Options (SHO) purchased the property in 1980 to help solve the problem of older adults being displaced in downtown Denver due to gentrification. SHO continues that mission today providing residential communities and caring services to enrich the lives of older adults in Colorado.  The Barth Hotel accepts Medicaid and private pay for a studio unit and is all-inclusive starting at just $4,000 a month.  All SHO Assisted Living properties provide three home cooked meals a day, snacks, medication administration, 24/7-person centered care, housekeeping and on-site maintenance and life enrichment activities that are included in the all-inclusive rate.  Call today for more information at 303- 534-7142 or plan to attend our open house on August 15, from 1:00 pm to 4:00 pm at 1510 17th Street Denver, CO 80202. If a quiet, park-like setting is more to your liking, come visit our Park Hill Residence half a mile east of City Park near the Denver Zoo.  Park Hill Residence was converted from a convent and still possesses its original charm.  There are recently renovated rooms available with the same all-inclusive benefits listed above.  These quaint rooms start at $4,000, Medicaid and private pay accepted.  Another development at Park Hill is the addition of an Adult Day Program beginning Fall 2024 for people 60+ with dementia.  If you would like Information about living at Park Hill or the Adult Day Program, they can be reached at 303-993-5049. Cinnamon Park is our beautiful, assisted living community in Longmont.  Founded by a group of physicians in 1984, Cinnamon Park became a SHO community in 1992.  We currently have availability that includes the same benefits all our residents at SHO assisted living communities enjoy with unit rates beginning at $4,000.  Located in a beautiful residential neighborhood, they share the campus with our affordable living senior community and enjoy many shared activities. We also have open waitlists for many of our affordable housing units too, including hard-to-find two-bedroom units at September House or Decatur in Denver.  If interested, please contact our main number at 303-595-4464. Senior Housing Options is celebrating 45 years of following our vision to assure Colorados older adults live and thrive in a safe, caring community regardless of their financial means.  Please save the date to attend our anniversary celebration on Wednesday, October 16th from 6:00pm 8:00pm at the Space Gallery located in the Denver Arts District.  Industry experts have been invited to speak and a buffet dinner will be served.  More information to follow.  Sponsorship opportunities are available.  Please contact Christine at 303-523-3362 if interested. Senior Housing Options, Inc. (SHO) is a nonprofit organization that serves low- and moderate-income older adults and adults with disabling conditions. SHO is unique in that we provide affordable housing in both the assisted living and more independent settings to those who need it most. We are one of Colorados most long-standing nonprofits in the affordable housing sector, providing the best options for older adults and those with disabilities. Please visit SeniorHousingOptions.org and subscribe to our newsletter, to learn more and keep in touch our phone number is 303-595-4464 and email is info@SeniorHousingOptions.org.