Practical Solutions to Pay for the High Cost of Long-term Care

Understanding the Difference Between Home Health and Private Duty CareOne of the most common questions we receive is, Whats the difference between Home Health and Private Duty care? While both services provide essential support for individuals in need of care at home, they differ significantly in purpose, structure, and funding. Understanding these differences can help you make informed decisions about the best care options for your loved ones.What Is Home Health Care?Home Health Care is a medical service that focuses on helping individuals recover from illness, injury, surgery, or often following a hospital stay. This type of care is typically short-term and is designed to restore or improve a patients ability to function independently.Key Characteristics of Home Health Care1.        Payor Source: Home Health is usually covered by health insurance, Medicare, or Medicaid. To qualify, a patient must meet specific requirements, including a qualifying event (e.g., hospital discharge or significant change in health status) and a physicians order to initiate services.2.        Goal-Oriented: The primary aim of Home Health is to improve the patients condition within a defined time frame. For example, physical therapy may be provided to help regain mobility after surgery, or a nurse may assist in managing medications during recovery.3.        Medical Focus: Home Health includes skilled medical services such as wound care, injections, monitoring vital signs, and therapy (physical, occupational, or speech).4.        Short-Term Duration: Services typically last a few weeks to a few months depending on the patients progress and medical needs.What Is Private Duty Care?In contrast, Private Duty Care provides non-medical support that is tailored to meet the individuals daily living needs. This care is designed to enhance quality of life and allow individuals to age in place or remain safely at home for as long as possible.Key Characteristics of Private Duty Care1.        Payor Source: Private Duty care is primarily funded out-of-pocket by individuals or families. In some cases, long-term care insurance may cover services, but this varies by policy.2.        Flexible and Personalized: Private Duty care offers tremendous flexibility, accommodating everything from a few hours a week to 24/7 care. Services are customized to the specific needs of the client and their family.3.        Non-Medical Support: Services include assistance with activities of daily living (ADLs) such as bathing, dressing, meal preparation, light housekeeping, companionship, and transportation to appointments.4.        Long-Term Option: Unlike Home Health, Private Duty care can be a long-term solution supporting individuals for months or years as their needs evolve.How They Work TogetherWhile Home Health and Private Duty care serve different purposes, they often complement each other. For instance, a patient may receive Home Health services after surgery to address medical needs but transition to Private Duty care for ongoing support with daily tasks once Home Health ends.Advantages of Danville Private DutyCareAt Danville Support Services, we are proud to offer high-quality Private Duty care tailored to your loved ones needs. Here are some of the unique benefits we provide:1.        Bridging the Gap After Home Health: When Home Health services conclude, families may feel overwhelmed by the responsibilities of caregiving. Our Private Duty caregivers can step in to fill this gap ensuring your loved one continues to receive the support they need.2.        Peace of Mind for Families: Private Duty care allows family caregivers to take a much-needed break. Whether youre planning a vacation, attending work, or managing personal commitments, you can rest assured that your loved one is in capable hands.3.        Long-Term Care Insurance: If your private duty care provider has a home health license, they may take long-term care insurance. With this payment option, the client is reimbursed for the cost of their care by their insurance provider.  4.        Reduced Hospital Readmissions: With consistent care and monitoring, our services help prevent complications that could lead to hospital readmissions.5.        Licensed and Insured: We adhere to the highest standards of care, ensuring all our caregivers are licensed, insured, and well-trained.6.        Continuous Training for Caregivers: Our caregivers undergo regular training to stay up to date with best practices ensuring the highest level of service.7.        Nursing Services Available: In addition to non-medical care, we offer nursing services for clients who require occasional medical oversight in Salt Lake City.8.        Serving Multiple Locations: We proudly serve Salt Lake City, Park City, and St. George, making it convenient for families across these regions to access our care.Why Choose Private Duty Care?Private Duty care provides a holistic approach to caregiving. It not only supports the physical well-being of individuals but also enhances their emotional and social health. Our caregivers provide companionship reducing feelings of isolation and loneliness which are common among older adults.In addition, Private Duty care is an excellent resource for families. The emotional and physical demands of caregiving can be overwhelming leading to burnout. By entrusting us with caregiving responsibilities, families can focus on building meaningful relationships with their loved ones without the stress of day-to-day tasks.Customizing Care for Your Loved OneAt Danville Support Services, we recognize that every individual has unique needs. Thats why we take the time to create personalized care plans for each client. Whether your loved one requires occasional assistance or round-the-clock care, well work with you to design a solution that fits your situation. You can reach us at 801-363-1521. Contact Us TodayIf youre navigating the complexities of Home Health versus Private Duty care, were here to help. Contact Danville Support Services to learn more about how we can support your family and provide the peace of mind you deserve or danvillesupportservices.com.  Check out our Sandy Location List at Danville Support Services, or call us at (801) 363-1521.    

What Long-Term Care Services Does Medicaid Cover in Colorado? Navigating the complexities of long-term care can be overwhelming, especially for seniors and caregivers. If you're in Colorado and exploring options, Long-Term Care Medicaid offers essential support for seniors needing extended care services. Here's what it typically covers:Services Covered by Long-Term Care Medicaid: Nursing Home Care, Assisted Living, or Memory Care: Comprehensive medical and personal care for those in living communities. Home and Community-Based Services (HCBS): Assistance with daily tasks, such as bathing, dressing, and meal preparation, provided in the comfort of your home or community. Adult Day Care: Structured programs that offer supervision, social interaction, and activities for seniors needing daytime assistance. Real-Life Example:One of our clients, with $100,000 in cash, a home, 2 cars, and a monthly income of $4,000, successfully qualified for Long-Term Care Medicaid. With professional assistance, they were able to access these vital services without exhausting their resources.Colorado's Medicaid program is designed to ensure seniors receive the care they need while protecting their financial well-being. If you're considering applying for Long-Term Care Medicaid, dont hesitate to explore how you, too, can qualify. Take the questionnaire to see if you qualify! www.doinggoodforothers.com/questionnaire

It can be tough for older adults to rely on others for help, just as its difficult for family members to watch them decline. At a certain point, assisted living might be the best option for you or your loved one.You may have considered assisted living communities, but when is the right time to move forward? Here are 11 signs it might be time for assisted living. Plus, we added a bonus sign at the end!Signs It Might be Time for Assisted Living1. Memory ChangesMemory loss is normal as we age. For example, your loved one might forget why they entered a room or where they put the keys. But certain signs can raise forgetfulness to a new level.Examples include:Confusion about where they areGetting lostAsking the same question over and overIn these cases, assisted living communities can provide support and care to meet their needs. You can also consider an assisted living community with a memory care facility if needed.2. Cleaning and Household Chores Have Gone DownhillEven younger people have trouble keeping up with household maintenance sometimes, and age can make it harder to bend down, carry a laundry basket, or get on a stepstool to change a lightbulb.Rather than normal chore neglect, look for a clear sign of a lack of household upkeep.Examples include:Consistent dust and dirt around the floorsSmelly or stained clothingDishes repeatedly piled up in the sinkThis sign is even more important if messiness is a change from your loved ones previous habits. An assisted living community can help, as they provide cleaning services and remove the stress of maintaining an entire household.3. Assisted Living Facility Transportation Would HelpAt a certain point, driving might become dangerous if your loved one has cognitive impairments, slow reflexes, or other issues. You may notice signs of driving troubles from the passenger seat, or it might take your loved one getting a ticket or damaging their vehicle (we hope not).Assisted living communities provide transportation that can take your loved one from their home to shopping centers and doctors. Using the facilitys transportation service enables your loved one to still have some alone time, a sense of independence, and even a sense of dignity because they can run their own errandsand they can do it without using their own vehicle. 4. Eating ChangesPay attention to significant weight loss or changes to eating habits.Check for signs like:A reduced appetiteForgetting mealsLacking an adequate amount of fluidsWhile its good to ask a doctor about changes to eating habits to see if theres an underlying physical health problem in your loved one, its also possible that these signs would improve through the nutritious meals and check-ins that an assisted living facility provides.5. Personal Hygiene ConcernsSimilar to your loved one failing to keep up with home cleaning and maintenance, they may also neglect their personal hygiene.Notice signs like:Body odorDirty hairUnclean clothingSome other signs, such as an unclean home and weight loss, can also indicate that older adults neglect self-care. An assisted living community can support your loved one who self-neglects through regular meals, check-ups, and more.6. Spending Too Much Time AloneIts not bad to spend or enjoy time alone. However, it can become problematic if your loved one isolates too much. Many older adults make time for family and friends, join social groups, and head to daily activities at the senior center. However, others may live alone and be cut off from social ties for the most part.Its hard for some people to maintain a social life when they no longer have connections in the workplace and may have lost their spouse, who kept up social connections. Some people are better at being social than others, and some have decreased abilities that keep them from participating.Whatever the reason, isolation can contribute to poor health outcomes. Also, its often connected to other signs like poor hygiene and living conditions. If you notice isolation in your loved one, consider that assisted living communities bring people together for daily activities like meals and offer scheduled social interaction.7. Declining Medical ConditionsIts common for aging adults to have chronic health conditions like high blood pressure. While it is possible to manage health conditions from home, look for signs that your senior loved ones physical health is declining and chronic conditions are worsening. For instance, your loved one may have had multiple hospitalizations.These signs could indicate that your loved one is having difficulty managing the condition. Assisted living professionals could properly care for them and provide services like medication management and disease control. This can help with improved health and overall, well-being.8. Trouble Keeping Up with Daily TasksPart of an older adults failure to manage a health condition could be forgetting or neglecting to take medication. This sign can be included with failing to manage daily tasks.In addition to skipping important medication, your loved one might neglect other responsibilities.Examples include:Not paying billsNeglecting petsSkipping doctors appointmentsThese are signs of a need for extra support. Assisted living facilities can help individuals with these tasks by providing assistance with check-ins, transportation, medication management, and some medical care, including memory care if needed.9. Family Members Dont Give Enough HelpFamily members can be a great support for aging parents, but its not always enough. After all, family members have other responsibilities like work and children to take care of. Many families may not have the time, ability, or energy to care for an aging adult.Even if they can help, there may be gaps when no one is available, and a family member is generally not the same as a trained professional in senior care. Keep this in mind for yourself as an adult child, as you may not be able to fully care for your loved one, or you may have caregiver stress.While assisted living does not provide around-the-clock care like a nursing home, the staff is available to provide assistance when needed, and many of the residents consistent needs, such as meals, are taken care of. Assisted living falls on the spectrum of senior living options between independent living and a nursing home.10. Safety ConcernsSafety is an important concern regarding your senior loved one, especially if your aging parent is living alone. Keep an eye out for signs that your loved one may not be safe in their own home.Examples include:FallsDifficulty using stairs at homeWanderingDriving incidentsAssisted living can provide a secure environment that includes check-ins and various forms of support. It can take away numerous dangerous situations and provide safety features.For instance, assisted living communities offer transportation to replace your loved one driving independently and provide meals, which removes potential cooking hazards.11. Poor Mental HealthIn addition to physical health, its important to consider mental health. You might notice that your loved one has signs of depression or another concern. Or they seem sad or anxious a lot.It is possible that specialized care of assisted living could help; it provides benefits that can support mental wellness.Examples include:Proper nutritionStimulating activitiesA supportive environmentSocial connectionsIn addition, the trained professionals working at an assisted living facility can check on your parents mental health regularly and ensure your loved one is taking their medication if any is needed.11 1/2. Your Loved One Likes the Sound of Assisted Living CommunitiesOur bonus sign is that your loved one may actually want to live in an assisted living community or are at least ready to check some out. This is great news, as it can often be challenging to convince someone to give up their familiar surroundings and move to a senior care facility sometimes, its the hardest battle of all.How CarePatrol Helps You Find Assisted Living Your loved one might recognize that they could use some extra help and may like the idea of being more connected to others. Once you have them on board, it will be much easier to check out assisted living facilities and find the right one.CarePatrol has locations across the nation with local senior care advisors ready to help you with your senior care needs. Finding the right assisted living facility is often time consuming. Our local senior care advisors know the communities inside and out and can direct you to the one that best suits your needs. The best part? Its no cost to aging adults or their families. To get started, find a CarePatrol Local Senior Care Advisor near you and give us call, or request more information online.