Preparing for Senior Living: What You Need to Know


Golden Lodge Assisted Living and Memory Care

Posted on

Feb 10, 2022


Colorado - Boulder County

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Your mother may keep falling in the bathroom. Perhaps your father is forgetting to eat dinner or take his blood pressure medication. Maybe your grandparents are perfectly fine for their age, but dont want to deal with maintaining the lawn, shoveling the driveway after snow falls, negotiating the stairs, or driving to the grocery store. Its time to consider senior living. This comes with a myriad of emotional hurdles as well as practical considerations. Wouldnt it make sense to be able to focus on your loved ones instead of on logistics and to have a financial plan in place before you reach this point? About 70% of seniors over the age of 70 can expect to use some form of senior care, according to the US Department of Health and Human Services. This blog discusses what you need to know about your loved ones finances as you prepare for senior living.

Do they have insurance?
According to AARP, only 7.2 million Americans have long-term care insurance. Its easy to see why long term care insurance is costly, especially for seniors on a fixed income, and the costs increase each year (for instance, costs increased 40% in 2019, with steeper increases projected). However, according to the American Association for Long-Term Care Insurance (AALTCI), the number of individuals with long term care policies has risen and continues to rise. If your loved one has a policy and has been paying the premiums, this is a terrific first step. It is even possible to convert a life insurance policy into a Long-Term Care Benefit Plan. Find out more about this option in ourFamily Guide to Funding Senior Care and Housing.

Do they have a power of attorney (POA) in place?
A Power of Attorney is a friend or relative with the right to make financial or medical decisions for your loved one. The documents may show that the power is durable (was in effect from the moment it was signed) or springing (will take effect in case of incapacity). Having a power of attorney document in place is a time saver and can help you avoid red tape and an overwhelming crush of bureaucracy.

Do they own their own home?
Obviously, the equity in a home is a huge advantage, especially when you have time to make minor improvements and stage it to get the highest market value possible. If your family member is not quite ready for senior living yet, this is the perfect time to spruce up their house so that you can immediately put it on the market when the decision is made. Find the deeds and mortgage papers ahead of time.

Where are the financial documents?
While you rummage through the basement or through the drawers in the office looking for mortgage documents, look for other relevant documents as well. For instance, you will need to know about your loved ones pensions, rotating bills, bank statements, stocks and bonds, social security statements, taxes, Medicare, and health insurance. Basically, gather everything, and organize ahead of time.

Do they have a financial advisor and/or an estate planning attorney?
If not, consider consulting one. The financial considerations are not easy to manage, and an experienced expert may save you a considerable amount of money and time. A specialist attorney will know if your loved one is eligible for any special programs. He or she will also be able to help with tax deductions you may not know about. What do they want? Your loved ones may have aged, but they are still in charge of their own lives and must have a say in any future plans. This is another reason to make these plans before memories possibly fade or before they are absolutely necessary. You should also involve other concerned family members in your discussions. Talk about who is willing to help and how responsibilities will be delegated. Discuss various senior living communities and locations. For instance, does it make more sense for your parents or grandparents to stay in their own community or to move to a community close to relatives who can then visit easily? There are pros and cons to both scenarios. Finances are involved in this decision, too. Have the talk! Being able to plan ahead will ease everyones mind.

No matter what you find out or decide to do, you and your loved ones are not alone. For more detailed information and advice, download this comprehensive guide from Golden Lodge Assisted Living and Memory Care:A Family Guide to Funding Senior Care and Housing

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Visits to Memory Care

While many people focus on holiday visits, your loved one in assisted living or memory care should enjoy spending time with their family and friends all year round. No one wants to feel alone or forgotten. Visiting a senior loved one who resides in memory care can be complicated, however especially when mental and cognitive challenges are resulting in unpredictable behavior. These visitations, while often difficult, are an important part of taking care of someone with memory loss or dementia. In this article, we help families prepare for and enjoy their memory care visits, providing concrete advice for those who fear that dementia is harming their relationship.Advice for Dementia Care Patient VisitsDevelop Empathy for Their ExperienceWhen a family member experiencing dementia begins to act out with aggression, it is usually related to their medical diagnosis. Dementia can adversely impact behavior, mood, and sense of reality, often causing anger or fear. Loved ones should not consider these episodes as personal attacks instead, illogical reactions are likely symptoms of their declining brain function. By understanding that these reactions are associated with the disease, family members can set their expectations before visiting, and prepare to respond with compassion. Educating oneself about the progression of dementia helps to provide valuable insight into what they are experiencing.Expect a Range of Emotions Preparing mentally for memory care visits can positively impact those interactions with your loved one that you dread. Some days will be better than others, that is an undeniable fact. On a good day, your loved one may be smiling and loving. On a difficult day, however, they may be so confused that they do not even recognize their loved ones. Before visits, mentally prepare for all possibilities.Establish a Familiar and Comforting RoutineCreating a routine can provide much-needed calm in the storm that a dementia patient finds themselves in. Begin with a familiar greeting and develop a consistent routine for your visits. Whether sharing photos, strolling through the garden, or watching reruns of an old TV show, familiar routines can significantly reduce anxiety and offer a sense of shared interests. If you notice a positive reaction to a specific word, action, or activity, be sure to use it often.Integrate Compassion into Your Conversations Effective communication with a family member with dementia requires patience. Approach each conversation with a calm, measured tone, using clear and easy-to-understand language. If they cant find the right words or become frustrated,  dont correct them, just smile and continue the conversation. Non-verbal actions like a gentle hand on the shoulder can communicate affection when words are difficult.Manage Challenging Moments Its important to stay calm if the situation becomes too challenging, as arguing or fighting can escalate fear and anxiety for your loved one. Try to gently change the focus of the conversation, or introduce a more soothing activity. If your family members become overly agitated, acknowledge their emotions and provide them with some space. The personnel at the memory care community are invaluable partners in these situations, as they have the required experience and knowledge required to address their needs and behaviors. Remember, the objective is always to establish a feeling of safety and support, even during visits.My Care Finders helps families find the right assisted living or memory care facility for their loved ones needs and requirements. Call us today to schedule a consultation to discuss your situation and assess your needs. Our professional team is trained to work with families of those with dementia, and we are prepared to help you and your family cultivate and maintain loving relationships.

How Elderly Care Makes Daily Living Comfortable

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Benefits of Customized Living in Elderly Care Homes

Customized living in elderly care homes offers a personalized approach to senior care, tailoring services to meet the unique needs and preferences of each resident. As a provider of senior care in Minnesota, we have enlisted the benefits of embracing customized living in these compassionate environments:Tailored Care PlansCustomized living allows for individualized care plans that take into account the specific health, mobility, and cognitive needs of each resident. This personalized approach ensures that seniors receive the right level of assistance and support, promoting their overall well-being.Enhanced Quality of LifeBy tailoring services to residents preferences, elderly care homes create an environment that feels like home. Whether its choosing, daily activities, meal preferences, or the level of social engagement, customized living empowers seniors to maintain a sense of independence, fostering a higher quality of life.Flexibility and AdaptabilityAs the needs of seniors evolve, so too can their care plans. Customized living, including waivered care services, allows flexibility in adjusting services and support levels. This adaptability ensures that residents receive the appropriate care as their health conditions or preferences change over time.Holistic WellnessBeyond addressing physical health, customized living considers the holistic wellness of residents, including their emotional, social, and mental well-being. By crafting leisure activities, social interactions, and wellness programs to individual preferences, elderly care homes contribute to a more comprehensive and fulfilling lifestyle for seniors.If you are seeking an assisted living facility in Burnsville, Minnesota, that offers customized living, Cardenas Friendship Homes is here for you! Contact us to learn more about the services we offer!  Call us today at 612-616-7105.

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Golden Lodge Assisted Living and Memory Care

Assisted Living 1111 Newstar Way, Golden, Colorado, 80403

Nestled at the base of the foothills Golden Lodge is a new senior living community committed to providing a comfortable and secure lifestyle. Programs and services are matched to the needs of individuals requiring assisted living and those who need extra support due to memory loss. We support each residents' individuality and preferences by creating a warm, inviting atmosphere where residents choose how to spend their days, all while getting the assistance and care when and if they need it. We welcome you to call the Lodge your home and enjoy all we have to offer, including peace of mind.

Golden Lodge Assisted Living and Memory Care

Memory Care 1111 Newstar Way, Golden, Colorado, 80403

We offer a whole-person approach to memory care focuses on meeting Residents needs while creating an inviting family atmosphere. We offer three secured neighborhoods with a total of 36 studio apartments and a secured courtyard to enjoy the outdoors. The community is overseen by our experienced Director of Care Staff and is staffed 24/7 with team members who are trained in Dementia Care.