Red Flags That an Older Loved One May Need Help

As we age, having all our legal ducks in a row becomes increasingly important before anything happens; for example, having a written will. But what is the best way to ensure others can safeguard your loved ones affairs if they cannot? Two common solutions are guardianship and power of attorney. A guardianship involves court-appointed authority over an incapacitated persons affairs, with broader and ongoing responsibilities and oversight. The power of attorney allows a competent person to give another person broad authority over their senior care options and other affairs without court involvement. When weighing guardianship vs power of attorney, it is essential to understand the differences and similarities between them. This article provides a broad overview; please consult an elder law attorney for your specific scenario.  What is Guardianship? A guardianship is a legal arrangement in which a court appoints someone to make decisions for another person. This occurs only when a person becomes incapacitated due to disability, age, or another form of incapacity.   The purpose of guardianship is to protect the best interests of the person, who then is considered a ward. Guardianship proceedings are held in court, and the guardian is appointed to serve the wards needs.  Not all guardianships are the same. Like powers of attorney, there are several types, including: Guardian of the person: This person makes all decisions on behalf of the ward, including living arrangements, health decisions, and financial decisions. Guardian of the estate: Also known as a conservator, this person handles all financial decisions on behalf of the ward, including property, income, and expenses. Plenary guardian: The appointee handles daily and financial business for the ward. Limited guardianship: This person handles a specific area of responsibility for the ward. Guardianship is often a last resort when other less restrictive options are insufficient to protect an individuals interests. It is a significant legal responsibility, with the guardian expected to act with the highest level of integrity and care.What is a Power of Attorney? A power of attorney, or POA, allows a person to act in another persons stead. Depending on the scope of a power of attorney, the person named may be able to make health, financial, and any other decisions as per the termsThere are several types of powers of attorney, includingGeneral power of attorney: Allows the appointee numerous powers depending on the terms of the POA. Special or limited power of attorney: Has a specific purpose and is often used for property transfers or sales. Durable power of attorney: Designed to extend automatically should the maker become incapacitated. The terms of these POAs are generally broad. Nondurable power of attorney: Expires immediately if the maker becomes incapacitated. Springing power of attorney: Takes effect upon a specific event, such as when the maker of the POA becomes incapacitated. It is important to remember that the maker may revoke any power of attorney at any time, although some may have a time limit. Additionally, all POAs expire when the maker of the agreement dies.  What is Incapacity for Guardianship Purposes? A guardian may be appointed when a person cannot manage their activities of daily living, such as personal care, property, or finances.   A guardianship may occur when the subject of the guardianship petition is a minor or is suffering from a mental illness, physical incapacitation, or a senior with declining cognitive abilitiesSomeone who wants to seek guardianship must file a petition with the court. If approved, the guardian must agree to court oversight throughout the guardianship. The guardian must also demonstrate that the allegedly incapacitated person cannot manage his or her own financial matters, legal affairs, or personal careDoes a Durable Power of Attorney Help Prevent Guardianship? A durable power of attorney is a legal document you can use as a proactive measure. It can prevent the need for guardianship, assuming the person could execute the power of attorney before becoming incapacitated.  In some cases, a power of attorney may only cover the principals financial affairs, while in other cases, it can help avoid guardianship proceedingsKeep in mind that the person executing a durable power of attorney can designate a trusted individual to make decisions on his or her behalf should the person become incapacitated. Powers of attorney may allow the person appointed to make health, legal, and financial decisions on behalf of the principal.Advantages and Disadvantages of Guardianship One of the most significant disadvantages of guardianship is a loss of autonomy. Wards may lose the right to make many personal decisions, including where to live. You must weigh the advantages and disadvantages of guardianship carefully to ensure the ward retains dignityAnother disadvantage is loss of privacy since guardianship proceedings are often a matter of public record. While there can be potential for abuse of authority, guardianships are complicated. There are reporting requirements and numerous legal steps that one must completeSome of the advantages of guardianship include ensuring the well-being and safety of the ward. Additionally, this step can help prevent financial exploitation because a trusted person manages finances on behalf of the ward rather than another entity or the state assuming control.Guardians also serve as advocates for their wards, ensuring they receive proper medical care, educational opportunities, and other essential services. The guardian is also regularly present in the wards life, providing stability and more predictable outcomes.Deciding Between Guardianship and Power of Attorney A guardianship proceeding can be complex and difficult under the best of circumstances and should only be implemented when there is no better alternative. You can often avoid seeking guardianship through the courts by creating a power of attorney as a piece of an overall estate plan. Every family is different but ensuring your family members physical and emotional well-being is essential to us all.  How CarePatrol Can Help If your loved one needs senior care solutions, whether assisted living, nursing home, or another type of senior living environment, CarePatrol is here to help. Our local senior care advisors will meet with you to help you navigate the best senior care options for your loved one and even take you on personalized tours of the top three communities.  The best part is that our service is provided at no cost to you. Contact a local senior living care near you to get started. 

If remaining independent as you age is a goal, or you have a loved one who wants to continue living independently, there are several essential skills to consider. From managing money to doing your own laundry, activities of daily living (ADLs) matter when determining if it is safe to live on your own as an older adult. In 2020, approximately 14.7 million older adults lived alone, or 28% of the population; many of them were lonely or in poor health. While it is not always easy to control those factors, there are things you can do to help age better and more comfortably. By being prepared, you will reduce some of your health risks and may be able to stay independent and content with life well into your later years. Here are nine critical, independent living skills you will need and valuable information on when assisted living or a similar care option may be a better choice. Money Management  One of the most important independent living skills is money management. Anyone, from young adults to seniors, who want to live independently should be able to manage their funds. This can include the ability to pay bills, go grocery shopping, and handle personal care purchases regularly. Nutrition and Cooking  Many seniors who struggle to live independently do not eat well, which can lead to increased health problems and medical care costs. With the right preparation, you can have the knowledge and ability to prepare healthier meals.Fitness and Movement Ability  Staying active is another essential independent living skill. Staying active, whether or not you have disabilities to work around, is vital and can reduce your risk of injury. Strength training and movement practice, such as yoga, will help maintain strength, keeping you from losing balance and falling. Willingness and Ability to Adapt  Families need to help aging members where possible, but not everyone has family nearby to teach them about technology updates or other helpful improvements. Being willing to adapt and learn will help with any new transitions that occur in the future.  For example, you may want a part-time job or return to school to keep your mind sharp and stay active and engaged in your community. Effective Communication  Communicating effectively is vital in every stage of life, and as a senior, you need to not be afraid to speak up for yourself. Whether you need help with your budget, have a problem with your teeth, or recognize that you are having trouble doing something you used to do easily, you must be able to communicate well so others can help you when you need it.  Self-Advocacy for Security  Along with good general communication, its valuable for you to be your own advocate. You know your body best, so work with your doctor if you notice a change and take advantage of any resources offered to you. When you prepare for aging and focus on the transition, you can often develop independent living skills more quickly.  Stress Management and Regulation  Controlling stress is a valuable skill at any age because stress can hurt your health. Older adults who struggle the most with independent living tend not to have ways of regulating their stress and emotions. If you have a job you like, hobbies to enjoy, or other ways to keep stress at bay, it will go a long way to keep you happy and healthy.   Self-Esteem or Contentment  Feeling content in life or comfortable with yourself matters, too, because independent living requires good mental health. If you are anxious or depressed, it can be a lot harder to get through the day all by yourself. Personal care may suffer, tasks will not get done, and your budget could suffer, too.   Transportation Skills  Whether you drive a car or use public transportation, the goal is to ensure you have access to the people and services you need to get around. If you start to notice differences in your vision and cannot drive anymore, for example, you want to make sure you have other people or agencies you can contact to help you get around. Top 3 Reasons to Consider Caregivers or Assisted Living If you or a loved one lacks the independent living skills needed to age-in-place, or remain safely and independently at home, it may be time to consider help. This could include ongoing assistance with specific tasks, options to manage medical care, and even help with laundry, hygiene, or picking out and putting on clothes. When older adults struggle with food, basic activities of daily living, or other issues, it is essential to identify the problem and find the right ways to treat it. Whether that is someone who comes into your home and provides in-home care or you are considering a move to an assisted living community, making the right choice can improve your quality of life. Here are three reasons to consider an alternate option to independent living: Falling or Frequent Injuries  Falling can cause significant injuries, and that is especially true in seniors. If you are starting to fall frequently or have other injuries that happen often, it may be time to find additional help and someone who can perform various tasks, such as making meals and keeping your home clean. Falls and injuries could also mean the need to transition to assisted living, so you do not have to worry about taking care of your house.   Challenges With Hygiene, Food, and Care  Eating, showering, and cleaning are essential ADLs, and when you start facing many difficulties in one or more of these areas, it is time for some help. Fortunately, there are resources for older adults who may need a service to come in, so you are getting healthy food and staying clean.  Memory or Financial Concerns  If you begin having trouble remembering things and struggling to manage bills, it may be time to reach out for support. Many seniors are also vulnerable to financial scams, which can cause serious problems for future security. Its not always easy to see your needs in these areasor admit the needbut assessing your life routinely and looking for areas that might put you at risk is essential.  The Support You Need for Living Independently If you or a loved one wants to continue living independently but may need a little extra help, CarePatrol offers senior care advisory services at no cost to you.  We provide senior care solutions to help you find the right community from the option to maintain independent living to the need for additional services at home or in a care community, were here to give you the information and support you need. Reach out to a local senior care advisor today. 

It can be tough for older adults to rely on others for help, just as its difficult for family members to watch them decline. At a certain point, assisted living might be the best option for you or your loved one.You may have considered assisted living communities, but when is the right time to move forward? Here are 11 signs it might be time for assisted living. Plus, we added a bonus sign at the end!Signs It Might be Time for Assisted Living1. Memory ChangesMemory loss is normal as we age. For example, your loved one might forget why they entered a room or where they put the keys. But certain signs can raise forgetfulness to a new level.Examples include:Confusion about where they areGetting lostAsking the same question over and overIn these cases, assisted living communities can provide support and care to meet their needs. You can also consider an assisted living community with a memory care facility if needed.2. Cleaning and Household Chores Have Gone DownhillEven younger people have trouble keeping up with household maintenance sometimes, and age can make it harder to bend down, carry a laundry basket, or get on a stepstool to change a lightbulb.Rather than normal chore neglect, look for a clear sign of a lack of household upkeep.Examples include:Consistent dust and dirt around the floorsSmelly or stained clothingDishes repeatedly piled up in the sinkThis sign is even more important if messiness is a change from your loved ones previous habits. An assisted living community can help, as they provide cleaning services and remove the stress of maintaining an entire household.3. Assisted Living Facility Transportation Would HelpAt a certain point, driving might become dangerous if your loved one has cognitive impairments, slow reflexes, or other issues. You may notice signs of driving troubles from the passenger seat, or it might take your loved one getting a ticket or damaging their vehicle (we hope not).Assisted living communities provide transportation that can take your loved one from their home to shopping centers and doctors. Using the facilitys transportation service enables your loved one to still have some alone time, a sense of independence, and even a sense of dignity because they can run their own errandsand they can do it without using their own vehicle. 4. Eating ChangesPay attention to significant weight loss or changes to eating habits.Check for signs like:A reduced appetiteForgetting mealsLacking an adequate amount of fluidsWhile its good to ask a doctor about changes to eating habits to see if theres an underlying physical health problem in your loved one, its also possible that these signs would improve through the nutritious meals and check-ins that an assisted living facility provides.5. Personal Hygiene ConcernsSimilar to your loved one failing to keep up with home cleaning and maintenance, they may also neglect their personal hygiene.Notice signs like:Body odorDirty hairUnclean clothingSome other signs, such as an unclean home and weight loss, can also indicate that older adults neglect self-care. An assisted living community can support your loved one who self-neglects through regular meals, check-ups, and more.6. Spending Too Much Time AloneIts not bad to spend or enjoy time alone. However, it can become problematic if your loved one isolates too much. Many older adults make time for family and friends, join social groups, and head to daily activities at the senior center. However, others may live alone and be cut off from social ties for the most part.Its hard for some people to maintain a social life when they no longer have connections in the workplace and may have lost their spouse, who kept up social connections. Some people are better at being social than others, and some have decreased abilities that keep them from participating.Whatever the reason, isolation can contribute to poor health outcomes. Also, its often connected to other signs like poor hygiene and living conditions. If you notice isolation in your loved one, consider that assisted living communities bring people together for daily activities like meals and offer scheduled social interaction.7. Declining Medical ConditionsIts common for aging adults to have chronic health conditions like high blood pressure. While it is possible to manage health conditions from home, look for signs that your senior loved ones physical health is declining and chronic conditions are worsening. For instance, your loved one may have had multiple hospitalizations.These signs could indicate that your loved one is having difficulty managing the condition. Assisted living professionals could properly care for them and provide services like medication management and disease control. This can help with improved health and overall, well-being.8. Trouble Keeping Up with Daily TasksPart of an older adults failure to manage a health condition could be forgetting or neglecting to take medication. This sign can be included with failing to manage daily tasks.In addition to skipping important medication, your loved one might neglect other responsibilities.Examples include:Not paying billsNeglecting petsSkipping doctors appointmentsThese are signs of a need for extra support. Assisted living facilities can help individuals with these tasks by providing assistance with check-ins, transportation, medication management, and some medical care, including memory care if needed.9. Family Members Dont Give Enough HelpFamily members can be a great support for aging parents, but its not always enough. After all, family members have other responsibilities like work and children to take care of. Many families may not have the time, ability, or energy to care for an aging adult.Even if they can help, there may be gaps when no one is available, and a family member is generally not the same as a trained professional in senior care. Keep this in mind for yourself as an adult child, as you may not be able to fully care for your loved one, or you may have caregiver stress.While assisted living does not provide around-the-clock care like a nursing home, the staff is available to provide assistance when needed, and many of the residents consistent needs, such as meals, are taken care of. Assisted living falls on the spectrum of senior living options between independent living and a nursing home.10. Safety ConcernsSafety is an important concern regarding your senior loved one, especially if your aging parent is living alone. Keep an eye out for signs that your loved one may not be safe in their own home.Examples include:FallsDifficulty using stairs at homeWanderingDriving incidentsAssisted living can provide a secure environment that includes check-ins and various forms of support. It can take away numerous dangerous situations and provide safety features.For instance, assisted living communities offer transportation to replace your loved one driving independently and provide meals, which removes potential cooking hazards.11. Poor Mental HealthIn addition to physical health, its important to consider mental health. You might notice that your loved one has signs of depression or another concern. Or they seem sad or anxious a lot.It is possible that specialized care of assisted living could help; it provides benefits that can support mental wellness.Examples include:Proper nutritionStimulating activitiesA supportive environmentSocial connectionsIn addition, the trained professionals working at an assisted living facility can check on your parents mental health regularly and ensure your loved one is taking their medication if any is needed.11 1/2. Your Loved One Likes the Sound of Assisted Living CommunitiesOur bonus sign is that your loved one may actually want to live in an assisted living community or are at least ready to check some out. This is great news, as it can often be challenging to convince someone to give up their familiar surroundings and move to a senior care facility sometimes, its the hardest battle of all.How CarePatrol Helps You Find Assisted Living Your loved one might recognize that they could use some extra help and may like the idea of being more connected to others. Once you have them on board, it will be much easier to check out assisted living facilities and find the right one.CarePatrol has locations across the nation with local senior care advisors ready to help you with your senior care needs. Finding the right assisted living facility is often time consuming. Our local senior care advisors know the communities inside and out and can direct you to the one that best suits your needs. The best part? Its no cost to aging adults or their families. To get started, find a CarePatrol Local Senior Care Advisor near you and give us call, or request more information online.