Reducing the Risk of Falling

A simple accident, like tripping on a rug or slipping on a patch of ice, can change your life. Every year, more than one in four adults 65 years or older experience a fall contributing to over three million emergency department visits across the country.1 In 2023, Good Samaritan Hospital treated 787 trauma patients due to fall-related injuries, making falls the number one trauma injury seen in Good Samaritans Emergency Department. Simply stated, the risk of falling and fall-related problems increases as we age.Why do falls happen?Falls can result from a range of personal and environmental factors. Hazards like dimly lit rooms, steep stairs, and hard-to-reach shelves or storage areas present tripping risks. Additionally, as we age, changes in our vision, hearing, and overall health can raise the risk of falls.How to prevent fallsFall prevention is about identifying and mitigating as many risk factors for falling as possible. Take some time to do an inventory of your home and your physical health to see if there are any risks present. Once youve identified potential risk factors, you can take steps to address them. Remove home hazards. Remove clutter and items on the floor and in areas where you walk. Secure electrical cords so they dont block walkways, and secure or remove any area rugs that bunch or slip. Make home modifications. Install grab bars near the toilet and in your shower, install handrails along your stairs, have lightbulbs replaced or install new lights in dark hallways and rooms, and use non-slip mats in your shower or bathtub. Stay active. Regular physical activity and exercise keeps your muscles strong, prevents bone loss, and can improve your balance. Walking, water workouts, or Tai Chi are great activities that improve strength, balance, coordination, and flexibility. Be sure to consult your physician before beginning any new exercise program. Taking care of your overall health and acknowledging your risk factors for falling is extremely important as we age. If youre not sure where to start, schedule time with your primary care physician to discuss a plan for you or your loved one to keep you healthy, happy, and safe in your home and community. 1 About STEADI. (2024, April 22). Center for Disease Control. https://www.cdc.gov/steadi/about/index.html  Editors Note: This article was submitted by Lindsay Reinert, PMP, Marketing Specialist with Intermountain Health. She may be reached by email at lindsay.reinert@imail.org.

What do Richard Simmons and Bob Saget have in common? The curly-haired fitness advocate and comedian, actor, TV host were both household names and they both died as a result of a fall.Over 1 in 4 adults over the age of 65 fall every year, resulting in 3 million annual emergency department admissions. Every 11 seconds an older adult is admitted to the ER, and every 19 minutes an older adult dies from a fall.The reality is that falls can strike anyone, anywhere, at any time. Here are some essential fall precautions to help you stay safe and reduce your risk.Assess Your Health FactorsIn order to prevent falls, first you need to evaluate how likely you are to suffer one. Older adults are particularly susceptible due to impaired vision, chronic conditions that affect mobility, weakened muscles or certain medications. If you or a loved one fall into any of these categories, that puts you more at risk for a fall, speak with a care provider to see if they can address any of these conditions to reduce your risk.Address Your Mobility ConcernsIf you or a loved one struggles to move around freely, dont hesitate to utilize assistive devices. Walkers and canes are affordable solutions to mobility impairment, while shower chairs or bed rails can help you with some of the most routine parts of the day. Appropriate footwear can be another easy solution to mobility concerns. Buy socks with grip on the bottom or shoes that can be easily slipped on and worn around the house to avoid the possibility of slipping and sliding on hardwood floors.Accident-Proof Your HomeAccident-proofing is the most easily controllable method of fall prevention. While falls can happen anywhere, theyre most likely to occur where you spend the most timeat home. With that in mind, you can make your home safer by doing the following: Clearing clutter on the floor and stairs Making sure hallways and stairways are well-lit Securing rugs and other floor coverings with non-slip adhesives Keeping everyday items in easily accessible places that dont require much bending or climbingAsk for HelpYou dont have to tackle fall precautions alone. Numerous professional organizations and experts are ready to provide you with all the additional resources you need. The National Council on Aging and local Area Agencies on Aging, for instance, are great resources for fall prevention. SYNERGY HomeCare also offers a comprehensive Fall Prevention Guide and can provide a free in-home assessment with a professional caregiver who can come to your home and identify its biggest risks. SYNERGY HomeCare can also provide you with an around-the-clock team of professional caregivers who are trained to provide much-needed respite care when aging-related difficulties arise. If you have any questions, please contact us at 720-204-5788.

Selling your house is a significant decision at any stage in life, but for seniors and their families, it can be especially emotional and complex. You may have spent decades in your home, filled it with countless memories, and now face the challenge of moving onperhaps into a smaller space, a retirement community, or closer to family. Whatever your reason, it's important to explore all your options to find the right way to sell that meets your financial and emotional needs.In this article, we will discuss seven different ways seniors can sell their houses, from handling it themselves to working with real estate agents, auctions, or direct home buying companies. Each option has its benefits and drawbacks, so read on to discover which one is right for you.1. For Sale by Owner (FSBO)Selling your home "For Sale By Owner" means you're taking control of the entire process. You are responsible for getting your house ready to sell, marketing it, showing it to potential buyers, and negotiating the sale without the help of a real estate agent. While this method allows you to avoid paying commissions, it also means that you are in charge of every detail, from the paperwork to the closing process.Pros:- No real estate agent commissions to pay, meaning possibly more money in your pocket.- You control the entire process, from pricing to negotiations.- Direct communication with buyers can speed up the process.Cons:- It can be time-consuming and stressful, especially if youre unfamiliar with the real estate market.- Handling all the paperwork and legal aspects of the sale can be complicated.- Limited exposure compared to listing through an agent.For seniors who feel confident in managing a sale and have the time and energy to devote to it, FSBO could be a cost-saving option. However, it does require careful planning and a strong understanding of local real estate laws.2. List with a Real Estate AgentThe traditional way of selling a house is to list it with a real estate agent. This professional helps you market your house, schedule showings, handle negotiations, and navigate the paperwork, making the process much smoother for you. Agents also have access to the Multiple Listing Service (MLS), giving your home more visibility.Pros:- Professional guidance through every step of the selling process.- Greater exposure to potential buyers through MLS and marketing efforts.- Agents can help price your home correctly for the market, potentially leading to a faster sale.Cons:- Youll need to pay the agents commission, typically 5-7% of the sale price.- Less control over the process compared to FSBO.For seniors who prefer a hands-off approach and want expert advice to get the best price, listing with a real estate agent is a reliable and popular choice.3. List with a Real Estate Agent Who Can Provide Cosmetic Updates Before ListingSome real estate agents offer a special service where they not only help sell your house but also arrange for cosmetic updates before it hits the market. These updates, which can include painting, landscaping, or minor repairs, are often done at no upfront cost to the seller and are instead paid for from the proceeds after the sale.Pros:- Homes that are well-maintained and visually appealing sell faster and for higher prices.- You dont have to worry about paying for the repairs upfront.- The agent handles the logistics of hiring contractors and ensuring the work is done.Cons:- The final sale price may be higher, but youll still need to pay the agents commission which also will typically be higher to compensate them for managing the updates, and the cost of the updates will come out of your proceeds.- Some seniors may feel overwhelmed by having work done on their home while still living in it.This option is ideal for seniors whose homes could benefit from some sprucing up to maximize their market value without the hassle of managing renovations themselves.4. AuctionSelling your house through an auction is an alternative to the traditional sales process. Auctions can be fast-paced and competitive, often resulting in a quick sale. However, the final selling price can be unpredictable, as it depends on the number of interested buyers and their willingness to bid and ability to buy.Pros:- Quick processauctions often lead to a sale within a few weeks.- Potential for multiple buyers to drive up the price.- You can set a reserve price, ensuring you wont sell for less than a certain amount.Cons:- No guarantee that the sale price will meet your expectations.- Auction fees can be high, and theres often no flexibility in negotiation.- Requires a significant marketing push to attract potential bidders.For seniors looking to sell quickly and willing to take some risk on the final price, an auction can be a viable option, particularly for unique or high-demand properties.5. Sell to a Direct Cash Home Buying CompanyDirect cash home buying companies like Home Downsizing Solutions offer a quick and convenient way to sell your house. These companies typically buy houses as-is, meaning you dont need to make any repairs or updates. In return for the convenience and speed of the transaction, you may have to accept a lower sale price than you would get on the open market.Pros:- Very fast sale, often within a few days to a couple of weeks.- No need to make repairs, stage your house, or deal with showings.- Simple and straightforward process with no real estate agent fees or closing costs.Cons:- Offers are usually lower than market value.- Beware of wholesalers who advertise they buy houses, but actually just flip contracts once they have a contract to purchase a house.- Beware of companies that make an offer on your house without seeing and inspecting it.For seniors who want or need to sell quickly in its current as is condition and dont want the hassle of preparing their house for sale, selling to a direct cash home buying company can be a good solution.6. Sell to a Direct Home Buying Company on PaymentsAnother option is to sell your house to a direct home buying company that pays you in installments over time rather than offering a lump sum. This option is particularly appealing if you want to turn your house into an income or want to spread out the tax implications of the sale if that is a concern. Because this option makes it easier for the home buyer to purchase your house, they will offer a higher overall price than with just a cash offer.Pros:- Provides a steady income stream over time, which can be helpful in retirement.- No need for immediate repairs or updates before selling.- Can offer more financial flexibility than a one-time payment.- Receive a higher price for your house than with a cash offer.Cons:- Youll need to trust the buyer to make consistent payments.- You may not receive the full value of your home right away.For seniors who arent in a rush to move or need ongoing financial support, this payment plan approach can be a smart way to ensure long-term income.7. Sell to a Direct Home Buying Company and Stay in Your HomeSome direct home buying companies offer a unique option where you can sell your house but continue living in it. In this scenario, you would sell the property and then rent it back, giving you access to the equity in your house while allowing you to stay in familiar surroundings.Pros:- You can unlock the equity in your house without moving.- No need to disrupt your life by moving right away.- Simple process with no need for repairs or showings.- No maintenance, repairs, or updating to perform.Cons:- Youll lose ownership of your house and become a tenant.- Rent payments could increase over time.- Less control over your living situation in the long term.For seniors who want to stay in their home without the worry of repairs and updates but need access to its equity, this can be a comforting middle-ground option.ConclusionSelling your house as a senior can be daunting, but with these seven options, you have a variety of paths to choose from based on your financial situation, lifestyle preferences, and urgency to sell. Whether you decide to take a hands-on approach with FSBO, list with a traditional real estate agent, or explore more creative solutions like selling to a home buying company, the key is to choose the method that aligns best with your needs and goals during this important transition.For additional information for your unique situation, just contact us at www.HomeDownsizingSolutions.com or call us at (855)-291-5005.