Seniors and Substance Abuse

How to Prevent & Treat Joint Pain Most of us never think about our joints until they start to hurt. As we age, we lose strength and flexibility in our tendons and ligaments. As our joints get tighter, it may become harder to move. The cartilage between our bones of the joints also starts to break down; this leads to inflammation and osteoarthritis, the most common joint disorder. Taking care of your joints can help reduce joint pain and stiffness. Five Tips to Keep Your Joints Healthy  1.      Stay at a healthy weight. Carrying extra body weight puts strain on thejoints, especially the knees. On the flip side, being underweight can lead to a lackof muscle, which helps keep your joints strong and stable. Aim for a healthy weightbased on your height and body type. 2.      Exercise every day and make sure to warm up before and cool down after.You may think it's better to limit exercise if your joints are hurting, but regularmovement and exercise is one of the best ways to prevent and help joint pain.Exercise strengthens the muscles around joints, helping to take pressure off them.If you have joint pain, stick to low-impact activities like biking, swimming,and walking. The more you move, the more likely youll keep moving without painand stiffness as you age. It's also important to stretch before and after you exercise to loweryour risk of straining joints and muscles. Just five minutes of stretching beforeexercise to warm up your joints and five minutes after to cool down will helpprevent workout injuries. 3.      Add anti-inflammatory foods to your diet. A Mediterranean diet richin fruit, vegetables, whole grains, beans, and healthy fats reduces joint pain. Addthese other anti-inflammatory foods to your grocery list:         Tomatoes         Olive oil         Green leafy vegetables, like spinach, kale, and collards         Nuts like almonds and walnuts         Fatty fish, like salmon, mackerel, tuna, and sardines         Fruits, like strawberries, blueberries, cherries, and oranges 4.      Make sure you're drinking enough water. Your bodys cartilage thatcushions your joints is made up of 80% water. When you get dehydrated, yourbody starts pulling water from other sources, including cartilage. This leads to jointpain and a greater risk of injury. 5.      If you smoke, it's time to quit! Smoking is a risk factor for everything, fromheart and lung problems to cancer and joint pain. Smoking increases inflammationthroughout the body. This makes it harder for your body to heal if you injure yourjoints. To quit smoking, seek support and a treatment plan from your Primary CareProvider. His or her phone number is on the back of your Viva Medicare ID card.  Contact Viva Health to find out more about Medicare Plans in the Alabama area.  Call 800-633-8472 to find out more!

Prayer is an amazing topic. At times, it seems like we spend more time talking about prayer than the actual practice of praying.I heard about a man who came to his wife one day with an urgent prayer request from his friend. The man says to his wife that his friend, Fred, called him to pray for his wife Carol and the kids because they were in a car accident.The mans wife says, Is Carol okay? Are the kids okay? To which the man says, I dont know. Fred just asked me to pray. The mans wife says, Which hospital did they take Carol to? Were the other people in the car okay? The husband replies, I dont know. Fred just asked me to pray.Have you been there? You receive a request from a friend to pray, and you spend the entire time analyzing the situation instead of getting on your knees and praying. I get it. I do the same. I want more details.However, it may be best to stop and pray for the other person on the spot. Go ahead and get just enough information to offer a simple prayer.Do not be anxious about anything, but in everything, by prayer and petition, with thanksgiving, present your requests to God. And the peace of God, which transcends all understanding, will guard your hearts and your minds in Christ Jesus. Philippians 4:6-7, NIVOf course, you might be intimidated to pray for someone in public. Thats okay as well. If you are interested in the ministry of prayer at Presbyterian Homes & Services (PHS), I would suggest that you seek out your campus pastor about training in the Praying Hands Ministry program. Your campus pastor will offer a seminar so you can pray confidently with others when they bring you a prayer request. You wont have to analyze the situation. You will be ready and engaged to pray.Come and prepare to pray for others, and we will develop a culture of prayer at PHS.About Campus Pastor John Cordova: I began serving at Lake Minnetonka Shores in February 2020, just before the Covid pandemic arrived. I fill the role of director of pastoral care, the greatest job ever. I live in Maple Grove with my wife of 40-plus years. We have raised three daughters, and they have given us three wonderful grandsons (hoping for a granddaughter in the future). If we are not with our grandkids, we spend our time socializing with our neighbors.The Light for the Way series provides staff with an examination of a biblical reading to deepen our focus on scripture. Thank you for engaging with this series as we seek wisdom through prayer and reflection as a Christian Ministry.  

What do you know about testamentary trusts?A trust protects your assets and determines where those assets will go once you are gone. Three common types of trusts are a revocable trust, an irrevocable trust, and a testamentary trust.Most trusts, like revocable and irrevocable trusts, are made and actively used while the trustor (or the creator of the trust) is still alive. In contrast, a testamentary trust only comes into being after the trustors passing. A testamentary trust is created based on explicit instructions written into a will. In it, a trustee, (or the person who manages the assets on behalf of beneficiaries of the trust) is appointed and given instructions on how to distribute the estate. The trustee can decline the position. If a trustee does decline the position, a court can appoint someone to act as trustee. It is best to select a trustee that is willing and able to administer your estate after you are gone in order to limit the courts involvement. Advantages of testamentary trusts:There are many advantages to creating a testamentary trust. The following are reasons that you may want to consider setting up a testamentary trust.1. A testamentary trust can establish that assets cannot be paid to beneficiaries until certain conditions are met. This is especially helpful for parents who wish to condition the receipt of funds for children. For example, you may condition the disbursement of assets on a child reaching a certain age, graduating from college, or marriage. 2. A will can have more than one testamentary trust, meaning that there is no limit to the number of beneficiaries one can have. This ensures that assets will get distributed according to your desires, depending on the conditions you set. 3. Creating a testamentary trust is inexpensive. A testamentary trust does not come with the same costs as establishing a living trust. This can be beneficial if you cannot afford to establish a trust because the cost of creating a testamentary trust comes out of the estate. 4. There are tax benefits in using a testamentary trust as opposed to another type of trust. Testamentary trusts only require payment of income taxes on the trust as a whole. This means that the beneficiaries are not required to pay taxes on their distributions from the trust.Disadvantages of testamentary trusts:There is one major downside to establishing a testamentary trust: a testamentary trust must go through probate. Probate is the court procedure by which assets are distributed after an individual has passed away. Probate can be extremely expensive and lengthy. Assets cannot be distributed until probate is complete and assets are then transferred into the trust.Knowing what type of trust is right for you can seem confusing and difficult. We are here to help you decide what plan is right for you based on your individual circumstances and needs. If you have any questions about how to plan for your future and the future of your loved ones, contact us today at 385.334.4030 or email@skvlegal.com.