For more information about the author, click to view their website: Aging in Alabama
Now that spring has sprung and COVID restrictions are not dominating our daily lives, we need to get back to the basics. Time to change your linens, clean those baseboards and review your documents!
At a minimum, everyone needs a Durable Power of Attorney for financial matters and one for health care issues. It is surprising to me how few people execute this very basic estate document. If you don’t have one, and you have a massive stroke, your family will likely have to go to court in order to handle your most basic personal financial matters. This cost thousands of dollars and is a very difficult process on your loved ones.
Next, everyone should execute an Advanced Directive for Health Care, which is also known as a living will. This document allows you to choose ahead of time whether you would want to have your life artificially extended by the administration of medicine or machines, and whether you wish to have food or water given to you through a tube or IV. If you do not have this document and catastrophe strikes, the hospital must take the maximum steps to keep you alive, and often the client is then sent to a nursing home where they can live a very long time under these circumstances. Many do not want this to happen. If this is the case, execute this document. For Alabama, this document can be located for free on the Alabama Hospital Association’s website. Most hospitals, hospice companies and doctor’s offices can also provide the form.
This document is often associated with a “DNR” or “Do Not Resuscitate” form. That form is initiated by your physician most often, and is available for you if you reach the stage of your life that you really have no quality of life. This is not a required document, even though a lot of facilities would prefer it and may infer that it is required. You are the master of your destiny and you get to choose how your life ends.
The next, most common document is the Last Will and Testament. Everyone should have one, even if you put your children as beneficiary on your accounts and policies. There may be a reason to open an estate and it will be more expensive and time consuming if you do not execute a will. You should appoint a Personal Representative and should dictate who gets what property. If you just want to say, “I want my children to have my stuff,” then the document will divide your “residuary” estate. A common problem I see is where someone has a child they have raised but never formally adopted, or a partner they didn’t marry, and those will be left out of any estate if you do not write a will.
The last document you may want to consider is a Trust. We are living in more complicated times, and it is important to have a will, however, that will needs to be probated in court to take effect following your death. One way to exercise more control over your situation after your death is to set up a trust, that will manage the property over time.
If you have a set of documents that have been completed, make an appointment to determine if any changes should be made. Laws and circumstances change all the time, so it is important to keep up with those changes.
Talk to your estate professional as soon as possible and get your spring cleaning under way! If you are concerned about getting out in person, call and set up a virtual appointment.
Throughout my twenty-year career in Estate Planning and Elder Law, I have always found pride in our team here at Bellomo & Associates. While we strive to do the very best for our clients, and although my pride in our firm has remained strong, I continued to feel as though we needed a key component. For a long time, I could not put my finger on exactly what this missing component may be until I met a friend who had begun to incorporate Life Care Planning into his firm. He explained how they had hired a Client Care Advocate to serve his clients better and after several conversations, I knew that this was exactly what we were missing. Providing our clients and families with clear answers that help them feel confident and knowledgeable about their decisions is a priority. There were few things more frustrating than being unable to provide the answers and support they needed when we got questions such as, How do I make sure that Mom is safe at home, or Is assisted living the right choice, or When should we consider a skilled nursing facility? We would refer to outside organizations to get families the help they needed, but I knew that ultimately, I wanted our firm internally equipped to help in this area. For nearly three years, our firm has been a member of the Life Care Planning Law Firms Association. Meg Motter, a licensed social worker, and our Client Care Advocate, brings thirty-five years of experience to the table. She helps families assess their current needs, answer any questions, help to provide the right course of action for their individual needs and wants, and so much more. Being able to add this piece to our firm has served to benefit both our clients and our staff. We are now able to support and advise in ways we could not have before. It is a gift to be able to care for our community in this way. If you are interested in learning more about Life Care Planning and specifically about how our Client Care Advocate can assist you and your family in putting together a plan, please call our office at (717) 208-2899, where we would love to help you.
How to Prevent & Treat Joint Pain Most of us never think about our joints until they start to hurt. As we age, we lose strength and flexibility in our tendons and ligaments. As our joints get tighter, it may become harder to move. The cartilage between our bones of the joints also starts to break down; this leads to inflammation and osteoarthritis, the most common joint disorder. Taking care of your joints can help reduce joint pain and stiffness. Five Tips to Keep Your Joints Healthy 1. Stay at a healthy weight. Carrying extra body weight puts strain on thejoints, especially the knees. On the flip side, being underweight can lead to a lackof muscle, which helps keep your joints strong and stable. Aim for a healthy weightbased on your height and body type. 2. Exercise every day and make sure to warm up before and cool down after.You may think it's better to limit exercise if your joints are hurting, but regularmovement and exercise is one of the best ways to prevent and help joint pain.Exercise strengthens the muscles around joints, helping to take pressure off them.If you have joint pain, stick to low-impact activities like biking, swimming,and walking. The more you move, the more likely youll keep moving without painand stiffness as you age. It's also important to stretch before and after you exercise to loweryour risk of straining joints and muscles. Just five minutes of stretching beforeexercise to warm up your joints and five minutes after to cool down will helpprevent workout injuries. 3. Add anti-inflammatory foods to your diet. A Mediterranean diet richin fruit, vegetables, whole grains, beans, and healthy fats reduces joint pain. Addthese other anti-inflammatory foods to your grocery list: Tomatoes Olive oil Green leafy vegetables, like spinach, kale, and collards Nuts like almonds and walnuts Fatty fish, like salmon, mackerel, tuna, and sardines Fruits, like strawberries, blueberries, cherries, and oranges 4. Make sure you're drinking enough water. Your bodys cartilage thatcushions your joints is made up of 80% water. When you get dehydrated, yourbody starts pulling water from other sources, including cartilage. This leads to jointpain and a greater risk of injury. 5. If you smoke, it's time to quit! Smoking is a risk factor for everything, fromheart and lung problems to cancer and joint pain. Smoking increases inflammationthroughout the body. This makes it harder for your body to heal if you injure yourjoints. To quit smoking, seek support and a treatment plan from your Primary CareProvider. His or her phone number is on the back of your Viva Medicare ID card. Contact Viva Health to find out more about Medicare Plans in the Alabama area. Call 800-633-8472 to find out more!
The Benefits and Services of Non-Medical In-Home CareAs our loved ones age or face health challenges, ensuring their well-being and independence becomes a priority. Non-medical in-home care offers a compassionate solution, providing personalized support in the comfort of home. Homecare Companions specializes in delivering this care, catering to a diverse range of needs with services designed to enhance quality of life and peace of mind.Who Benefits from Non-Medical In-Home Care?Non-medical in-home care is ideal for individuals facing health-related challenges, including: Aging parents who need assistance with daily activities. Those living with chronic or progressive conditions such as ALS, Parkinsons disease, or dementia. Individuals recovering from surgery or rehabilitation after a stroke. Patients with visual impairments, mobility issues, or an increased risk of falls. People navigating the complexities of end-of-life care due to diseases like cancer, heart disease, or COPD. Amputees and others adjusting to significant physical changes. Whether the goal is regaining independence or enhancing comfort during challenging times, in-home care provides tailored support for every unique situation. Core Services Provided by Homecare CompanionsHomecare Companions focus on non-medical services that improve clients daily lives. Key offerings include: Help with Activities of Daily Living (ADLs): Assistance with bathing, dressing, grooming, toileting, and incontinence care. Meal Preparation and Nutrition Support: Cooking, feeding assistance, and ensuring dietary needs are met. Light Housekeeping: Tasks such as laundry, cleaning, and maintaining a tidy home environment. Medication Reminders: Helping clients stay on track with their medication schedules. Transportation Services: Driving clients to medical appointments, grocery stores, or social outings. Companionship: Providing emotional support and reducing feelings of isolation through meaningful interactions. Mobility Support: Helping clients with mobility and transferring. End-of-Life Support: Offering compassionate care and emotional support for patients and families in hospice care. Enhanced Services and CustomizationHomecare Companions also offer additional services to suit individual needs, such as: Personalized Care Plans: Based on a complimentary in-home assessment, tailored care plans address the specific needs of each client. Collaboration with Other Care Providers: Coordinating with home health or hospice care teams to provide seamless, 24/7 support. Insurance Assistance: We are a fully insured, certified and bonded long-term care company. With an RN on staff we can accommodate almost all long term care insurance requirements. FAQs About Non-Medical In-Home Care1. How Much Does It Cost? The cost depends on the level of care, location, and frequency of visits. Contact Homecare Companions for a customized quote.2. Is It Covered by Insurance? Medicare typically doesnt cover non-medical in-home care, but many long-term care insurance policies do. Homecare Companions is certified to meet insurance requirements and can assist with claims.3. How Do I Find a Qualified Caregiver? Homecare Companions carefully vets each caregiver with background checks, reference verification, and training to ensure professionalism and trustworthiness.4. How Can I Arrange Services? Contact Homecare Companions at (251) 699-3441 to schedule a complimentary assessment and create a care plan tailored to your loved ones needs. The Benefits of Homecare CompanionsHaving a homecare companion brings numerous advantages, including: Promoting independence by assisting with daily tasks. Providing genuine companionship to combat loneliness. Reducing stress for families by offering peace of mind. Enhancing overall well-being in the familiarity of home. Whether supporting recovery, navigating chronic conditions, or ensuring comfort during end-of-life care, Homecare Companions are committed to delivering compassionate and comprehensive support. Serving Baldwin and Mobile counties. Contact Homecare Companions today at 251-699-3441 to learn more about how we can assist you and your family!
Aging in Alabama is a full service elder law firm offering simple and custom solutions for clients and their caregivers who have real problems with nursing home Medicaid qualification, discharge, appeal, and disputes, as well as a variety of planning services, and estate and probate solutions, to preserve and protect your life's work.Alabama Rules of Professional Responsibility require the following: "No representation that the quality of legal services to be performed are greater than the legal services performed by other lawyers."
Aging in Alabama is a full service elder law firm offering simple and custom solutions for clients and their caregivers who have real problems with nursing home Medicaid qualification, discharge, appeal, and disputes, as well as a variety of planning services, and estate and probate solutions, to preserve and protect your life's work. Alabama Rules of Professional Responsibility require the following: "No representation that the quality of legal services to be performed are greater than the legal services performed by other lawyers."
Aging in Alabama is a full service elder law firm offering simple and custom solutions for clients and their caregivers who have real problems with nursing home Medicaid qualification, discharge, appeal, and disputes, as well as a variety of planning services, and estate and probate solutions, to preserve and protect your life's work.Alabama Rules of Professional Responsibility require the following: "No representation that the quality of legal services to be performed are greater than the legal services performed by other lawyers."