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Health Affairs estimates that 4 million older adults can
only leave their homes with assistance, making accessing care challenging.
The Centers for Disease Control and Prevention reports that
1.3 million Americans receive care in nursing homes. According to A Place for
Mom, more than 810,000 reside in assisted living.
Home health care presents an alternative to nursing homes
and assisted living, providing care for homebound people. Those who receive
home health care can remain in their residences, reducing expenses, preserving
autonomy, and maintaining community ties.
Although Medicare funds some home health care services, a
recent study has found that Medicare beneficiaries are underutilizing the
program’s home health care options. Many older adults do not receive the
home-based clinical care or home-based long-term services and supports that
could benefit them.
Medicare Coverage of Home Health Services
Medicare Parts A and B cover certain home health services.
Homebound individuals can receive part-time or intermittent skilled services.
Part A covers home health care for people following a hospital stay or a stay
in a skilled nursing facility. Part B provides home health care for homebound
adults who need skilled nursing care.
A Medicare beneficiary is considered homebound in the
following situations:
The program covers medically necessary part-time or
intermittent skilled nursing care and health assistance, durable medical
equipment, and medical supplies for use at home.
Medicaid also covers long-term services and supports (LTSS),
which include medical and personal care services that aid with activities of
daily living (ADLs). These are the kinds of services an assisted living
facility typically provides.
Use of Home-Based Clinical Care and Long-Term Services
and Supports Among Homebound Older Adults
A 2023 study published in the Journal of American Medical
Directors Association looked into home-based clinical care and
home-based LTSS among homebound older Medicare beneficiaries. The researchers
examined the Medicare claims of 974 beneficiaries to shed light on their use of
in-home services.
The study found that while homebound individuals used these
services, no group received high levels of all care types.
Homebound individuals more commonly utilized LTSS services
than home-based clinical care.
The researchers identified three levels of home clinical
care and LTSS usage among older adults:
In finding that only roughly 9 percent of participants
receive high levels of clinical care and LTSS, the study points to a gap
between those who could benefit from these services and the care provided.
Although in-home care and support could meet the needs of older adults, many
homebound older adults do not take full advantage of the services available.
Learn More About Your Options
If you or your loved one need help with Medicare care of
activities of daily living at home, contact Sharek Law Office at 412-547-9855 or click here to schedule a complimentary 15-Minute call to learn more about
your options.
This article is a service of Sharek Law Office, LLC.
We don’t just draft documents; we ensure you make informed and empowered
decisions about life and death, for yourself and the people you love. That's
why we offer a Life and Legacy Planning Session, during which you will get more
financially organized than you’ve ever been before and make all the best
choices for the people you love. You can begin by calling our office today
to schedule a Life and Legacy Planning Session and mention this article
to find out how to get this $750 session at no charge. Please note this
is educational content only and is not intended to act as legal advice
How to Approach Tough Senior Move ConversationsGentle Talks That Open the Door to a Brighter Tomorrow Few conversations are as emotionally delicate as discussing a move with a senior loved one. Whether its downsizing to a smaller home, transitioning to assisted living, or clearing a longtime residence, these talks touch deep feelings of independence, memory, and identity. For many families, this moment is filled with uncertainty: How do we bring it up? Will they feel hurt or betrayed? What if they say no?At A Call to Order Professional Organizer, we believe that these tender conversations, when handled with care and love, can become opportunities for connection and growth. With the right approach, families can honor their loved ones feelings while gently guiding them toward a new chapter of safety and peace.Start with Empathy, Not LogisticsLead with the heart, and the rest will follow.Before any talk of movers or packing, remember this: a seniors home is not just a building. Its a lifetime of memories, milestones, and meaning. That kitchen may hold memories of holiday dinners. That chair might be where Dad read his morning paper. A move often feels like leaving part of themselves behind.Here are heartfelt steps to begin the conversation:1. Choose the Right Time and PlaceAvoid rushing into the topic during a stressful or emotional moment. Find a quiet, private time when everyone is calm. This shows respect and allows space for open, honest communication.2. Listen First, Talk SecondAsk gentle questions like, How are you feeling about the house these days? or Is anything at home starting to feel overwhelming? Listening with compassion builds trustand trust makes future decisions easier.3. Acknowledge Their EmotionsSay things like, I know this is really hard, or I can see how much this home means to you. Validating their emotions shows them youre not just trying to make decisions for them, but with them.4. Focus on Their Well-BeingCenter the conversation on care and safety, not on whats convenient for the family. Share your concerns lovingly: I want you to feel safe when moving around the house, or We want to make sure youre comfortable and supported every day.Build a Plan Together, One Gentle Step at a TimeEmpowerment is the bridge between fear and acceptance.Once the initial conversation has opened the door, its time to move forwardbut slowly, and with full inclusion. Seniors who feel part of the planning process are more likely to accept and embrace the move.1. Make a Family PlanGather key family members and involve the senior. Together, outline a general timeline, and identify roles. Who will help with packing? Who will handle paperwork? Make sure the seniors voice is front and center.2. Consider Professional SupportThis is where A Call to Order Professional Organizer comes in. We help remove overwhelm by guiding seniors and families through every phase of the move. Our team offers compassionate, step-by-step assistancefrom organizing and downsizing to setting up their new home with care.3. Take Breaks and Celebrate ProgressEmotionally heavy tasks like sorting through a lifetime of belongings can take a toll. Build in regular breaks. Reflect on joyful memories. Celebrate small wins, like donating gently used items to a local charity or passing heirlooms down to grandchildren.4. Tour New Spaces TogetherIf the move includes a transition to assisted living or a smaller home, visit the new space together. Talk about how to make it feel cozy and familiar. Bring their favorite chair or family photos. Let them dream a little about decorating or setting up a new routine.Loving Conversations Build Stronger FuturesApproaching a senior move isnt easybut it doesnt have to be heartbreaking. With tenderness, patience, and the right support, these conversations can lead to safer environments, simpler living, and a renewed sense of peace.At A Call to Order, we believe in honoring the emotional side of every move. Were here to help families bridge the gap between I cant imagine leaving and Im ready for whats next.Lets make this transition togetherwith love, understanding, and a plan made just for your family. Ready to talk about a senior move with kindness and clarity?Visit www.acalltoorderco.com or call 719-231-5425.Because every move deserves more than just boxesit deserves a soft place to land.FOLLOW US and stay inspired as you simplify and transition with love: LinkedIn: https://www.linkedin.com/in/acalltoorderco/ Facebook: https://www.facebook.com/ACalltoOrder Instagram: https://www.instagram.com/acalltoorderco/
Each year, countless seniors undergo surgery for a variety of conditions, from repairing a hernia, to hip replacement or major joint surgery. While these surgeries can help improve quality of life, it sometimes takes seniors a little while to get back on their feet. Understanding their pre- and post-operative care needs can help you make a plan to make their recovery as easy as possible. Well cover some practical tips for caring for seniors after surgery, including logistical, practical and even emotional concerns. Planning Ahead: Discuss Post-Operative Care with the Doctor Before Surgery If you are a caregiver for an elderly loved one who is scheduled to have surgery, be sure to discuss post-operative care with the doctor beforehand. This will help both you and your loved one be aware of what to expect and know what steps to take to ensure a smooth recovery.Key Questions to Ask the DoctorPrior to surgery, your doctor and medical team will likely share a lot of information about the procedure surgery itself, as well as preparations to take before and after your loved ones surgery. Come prepared with a list of questions that might not be covered. Ask about any medications or recommendations for pain management, wound care and preventing infection. In order to manage home care recovery, ask your doctor about any diet or mobility restrictions to consider. Before surgery, ask about any preparations that may need to be made to your loved ones home during recovery. Some possible considerations include. equipping bathroom areas with a shower grab bar or adding temporary ramps to stairs. Lastly, inquire about any potential complications you should watch for, as well as scheduling any follow-up appointments.Understanding Post-Surgery ExpectationsDifferent surgeries require different degrees of post-surgical care. Age, pre-existing health conditions, and invasiveness of surgery are all factors that factor into recovery. Ask your doctor and medical care team about the typical recovery time expected for your type of surgery, as well as any lifestyle changes youll need to make during your recovery period. Ask about any limitations on your daily activities, potential complications and what support you may need from loved ones or caregivers. Preparing for a Safe Recovery Environment at Home Taking care of a senior after surgery can be a formidable task, but with some preparation and organization, it can be much more manageableeven enjoyable! Here are a few tips to help make the process easier before surgery and after!Pre-Surgery Checklist for In-Home Care Create a plan for care before surgery. This will help ensure that everything is taken care of when the senior is recovering from surgery. Ask for help from family or friends. They can provide support and help with tasks around the house.Make sure the home is safe for the senior to return to. Remove any tripping hazards and install grab bars in bathrooms as needed. Acquire home equipment for safety and comfort: Rent or purchase equipment that can make recovery easier and safer. Adjustable beds, non-slip mats and temporary ramps can aid safety and mobility during recovery.Stock up on supplies. Make sure your loved one has a full supply of bandages, medical tape, cold packs and medications before coming home from surgery. This will ensure that you have everything you need when you need it. Assist with medication schedules and doctors appointments. Helping to keep on track with doctors appointments and medication schedules can be a huge help. Prepare meals that are easy to digest. Having some meals on hand for after surgery will be a huge help. Avoid foods that are high in fat or sugar. Place items within easy reach. Make sure your seniors important personal items (medications, glasses, hearing aids) are within easy reach! Reserve any aftercare equipment. If your senior will need a wheelchair or walker make sure you have these items ready for post-surgery needs. Day-of transportation. Make sure your loved one has reliable and accessible transportation on the day of surgery, as well as on the day theyre scheduled to come home.Prepare to give emotional support. Whether its a major or minor procedure, its normal to feel nervous about surgery. Help your loved one emotionally prepare for surgery and recovery. Set aside time to discuss the procedure and plans for recovery. Give them an open forum to express any fears they may have, offer relaxation techniques and proactively reach out to their friends and support system to be there for them before and after surgery, as needed.. Deliver encouragement, patience, and love as your loved one recovers from surgery.After surgery, many seniors want to stay in their own homes. This can be a difficult transition, but with the right care and support, it can be a successful one. Most seniors prefer to stay in their own homes after surgery, but they may require a little extra help to ensure a successful recovery. Here are some helpful tips for post-surgery care.How Post Surgery In-Home Care Accelerates Healing and Saves Money As a caregiver, you can help preserve a seniors quality of life and feeling of independence. Healing at home can help reduce symptoms of depression and accelerate healing. Studies show that patients are less sedentary when they are healing at home rather than healing in a hospital or care center and that readmission rates were lower in patients that were healing at home.Home healing not only promotes recovery but also significantly reduces healthcare costs. By providing high-quality care in the comfort of your home, you can help mitigate health risks and accelerate your loved ones healing process. Providing hospital-quality care at home can help reduce certain health risks and help better the healing process for your loved one.If you agree that you want to support the home healing of your loved one, but are concerned that you cant supply hospital-quality care, consider contracting with a professional home-care team to help assist you with RN-level services. Transitioning from the hospital to the home can be a tricky process to manage on your ownthere is help available!Personalizing Your After Surgery Home Health Care Plan Regardless of whether or not you decide to engage professional in-home care services, to find success with supporting your senior at home after surgery requires making a care plan. You can make this plan in conjunction with your loved ones doctor to ensure you cover all the vital points of aftercare. Take into consideration recovery goals, routines, and assigning responsibilities. Having clear expectations and goals to work toward during recovery can help your loved one make steady progress. Establishing daily routines and clear communication about family responsibilities can help you create a well-thought plan to support your loved ones recovery. You might also want to enlist the aid of a professional in-home caregiver to assist with certain responsibilities that your family is unable to cover. Professional in-home care services are available on a full-time or part-time basis.Important Components of a Post-Op Care PlanOrganizing all of the moving parts of your family members recovery is a big job. But with careful planning, you and your loved ones care team can help pave a smoother path to recovery. There are medical, environmental, logistical and mental/emotional components to consider when planning for your loved ones post-op recovery. From a medical standpoint, make sure you understand what medications theyll need to take and stock up on all necessary medications and supplies, such as bandages and wound dressings. Youll also want to prepare their home environment and modify any areas for safety or comfort during recovery. Coordinating logistics involves arranging transportation to and from surgery, as well as to follow-up appointments or additional therapy, if therapy isnt administered at home. And finally, make a plan to take care of the mental and emotional needs of your loved one during their recovery. Socialization and stimulation such as playing games, crafting or conversations can help boost their mood and outlook during recovery.Setting Recovery GoalsOnce you and your loved one are clear on what can be expected after surgery, you can start setting realistic recovery goals together. When there are benchmarks to work toward, recovery becomes more manageable both for your loved one and you - their caregiver. Every persons goals and progress will look a little different, making it important to discuss realistic and measurable goals with your care team. Goals such as regaining mobility and strength as well as managing and reducing pain levels can aid in boosting morale during recovery. In order to maintain a positive outlook, its important to set realistic timelines and schedule regular check-ins to track progress and adjust goals as needed.Involving Family Members in Care PlanningFamily members play an important role in your loved ones recovery. Often, youll know your loved ones likes, dislikes, preferences and communication style, which can alert you if their recovery isnt proceeding normally. There are so many ways that family caregivers can contribute to a care plan, including providing emotional support, mental stimulation, social interaction and more. From maintaining clear communication with your loved ones doctors to helping with activities of daily living like getting dressed and meal preparation, there are many meaningful ways to help your loved one throughout their recovery.The Need for Professional Home Care After SurgeryDepending on your loved ones medical, practical and logistical needs following surgery, professional home care may be a necessary component of their recovery. Post-surgery home health care often provides the opportunity for a faster recovery with fewer complications. In-home health care can include skilled nursing staff to assist with medications and wound care or professional in-home caregivers that help with activities of daily living, transportation needs and companionship. Navigating The Costs of Post-Surgery Home Care Post-surgery home care costs vary by care level, duration and location. To make the best choice for your situation, talk with a trusted professional for an assessment of your loved ones specific in-home care needs. There are a number of options that can make the cost of in-home care more affordable for those who need it, including private insurance and long-term care insurance (LTCI). Some individuals may also qualify for military benefits or PACE (Program All-Inclusive Care for the Elderly). Discuss your options today with your current provider or one of our BrightStar Care professionals to discover what coverage options are available to you.Emotional and Social Support During Recovery While medical care and skilled nursing support is of great importance during post-op recovery, emotional and social support is equally important. Activities like reading, listening to music and creating art are all ways to create opportunities for mental stimulation. Companionship with friends, family, or a professional caregiver can all contribute to mental and emotional well-being and boost morale during your loved ones recovery.Tips for Taking Care of Seniors at Home After Surgery Understand and follow doctor's orders. The most important thing you can do is ensure you understand any post-op care instructions your loved one's doctor has prescribed. This is critical to their health and healing.Make sure they have plenty of fluids. Dehydration can be a common complication after surgery, so make sure your loved one drinks plenty of water, juice, and other fluids. Encourage them to move around as much as possible. Surgery can often leave seniors feeling weak and stiff, so encourage them to move around as much as possible, per doctors orders. This will help improve their mobility and reduce the risk of complications. Help them with basic tasks such as bathing, dressing, and grooming. These tasks can be difficult for seniors after surgery, so offer to help out as much as you can. Keep a close eye on their pain levels. Pain is often one of the biggest challenges for seniors after surgery, so make sure you are keeping a close eye on their pain levels and taking steps to manage it effectively. Enhance pain management. During recovery, there are additional ways to help minimize pain and complement prescribed pain relief. This includes using ice packs, supportive pillows and relaxation techniques. Make sure they get plenty of rest. Surgery can be exhausting, so make sure your loved one gets plenty of rest in the days following their procedure. Watch out for warning signs. Keep an eye on your loved one for signs of infection, such as fever, redness or swelling around the surgery site, or drainage from the wound. Assist your loved one with their medication schedule. Stay on top of daily medications as directed by the surgeon. Offer transportation. Transport your loved one to follow-up appointments and other medical appointments as needed. Check in on them regularly. It's important to keep an eye on your loved one's progress after surgery, so check in with them regularly to see how they're doing. If you notice any problems or concerns, don't hesitate to bring them up with their doctor. Following these tips can help ensure a smooth recovery for your loved one after surgery. With a little bit of help, they'll be able to return to their normal routine in no time.Common Post-Surgery Complications to Watch For During your loved ones recovery, its important to watch for any complications that could derail recovery or introduce new medical issues. Common post-op complications include infections, blood clots, and respiratory problems. Every surgical procedure carries its own risk of complications. Its important to consult with your surgeon and medical team to understand what potential complications may look like and know the appropriate steps to take. Long-Term Recovery Considerations While some post-op recovery is short-term, some people may have a longer period of recovery. A professional in-home caregiver can provide a level of ongoing care and peace of mind that supports necessary lifestyle changes long-term. Whether a need for more extensive care arises due to surgical complications or slower recovery due to aging or pre-existing conditions, long-term care can ensure your loved one receives the care they need and deserve regardless of the length of their recovery.Consider Transitional Post-Hospital In-Home Care Services with BrightStar Care The final step in taking care of seniors at home after surgery is ensuring they have enough support to safely transition to recovering at home. This includes help with things like bathing, grooming, and transportation. You may also need to help them with their medications and wound care. If your loved one doesnt have the extra care and support they need to make a successful transition at home, consider enlisting professional home care support from the RN-led team from BrightStar Care. We offer both long-term and short-term transitional care to help your loved one focus on their recovery and help ease the burden on families while their loved one adjusts. BrightStar Care staff ensures that your loved one receives the critical home health support they need, reducing the need for re-hospitalization, falls, medication mistakes, and mental stress which can delay healing or worsen health. With an in-home caregiver, your loved one will be monitored and cared for if and when you cant be there. Its not uncommon for seniors to assume they can do more than they safely can after a surgery. If they are alone, they can face the danger of falling without assistance, taking the wrong doses of medication without supervision, or simply slip into loneliness and depression. Making the decision to stay at home after surgery can be difficult, but with the right care and support, it can be a successful transition. If you are having difficulty providing this care yourself, consider enlisting BrightStar Care to provide the extra care and support your loved one needs to make a successful transition home. To learn more call, us at 303-300-6666.
Many married couples share almost everything, including finances. This may be reflected in their estate plan by using one joint living trust instead of two separate trusts. Separate trusts can provide greater flexibility, but a joint trust can be structured so that when one spouse passes away, the trust is split into two sub-trusts: a survivors trust and a decedents trust. This arrangement provides the surviving spouse with the same versatility that separate trusts offer. The surviving spouse has full control over their survivors trust, but may have limited control over the deceased spouses accounts and property that make up the decedents trust. Decedents Trust and a Survivors Trust A survivors trust is a middle ground between a joint trust and separate trusts. If a couple chooses to combine their assets (accounts and property) into a joint revocable living trust, both spouses will usually be named as trustees and beneficiaries. The joint trust can further stipulate that when one spouse passes away, the trust divides into subtrusts. One of those subtrusts can be a survivors trust. A second subtrust, the decedents trust, will also be created to hold and manage assets owned by the decedent. How a Survivors Trust Works A typical joint trust arrangement lists four types of property, depending on the state in which you live: Joint assets Community property First spouses separate property Second spouses separate property When the first spouse dies, the survivors trust receives one-half of the community property, one-half of the joint property, and all property identified as the separate property of the surviving spouse. The deceased spouses half of the community property and joint property, along with their separate property, may be funded into the decedents trust with its own set of instructions. The trust agreement could also state that all of the deceased spouses property will go into the survivors trust instead of going into a separate subtrust. Reasons to Have a Survivors Trust Regardless of exactly how the joint trust assets are allocated, a crucial distinction is that a survivors trust is revocable, while the decedents sub-trust is irrevocable. This means that the surviving spouse retains full control over the survivors trust. They can alter the terms of the trust however they want. For example, they can add and remove assets, change beneficiaries, appoint new trustees, or terminate the trust. The surviving spouse can also completely change the terms of the survivors trust in its entirety. While the surviving spouse may be the beneficiary of the decedents trust, the surviving spouse will likely have less control over the management of assets in the decedents trust. This allows the deceased spouse to put protective measures in place while they are alive to make sure that their assets are managed the way they want and that someone cannot change the rules after they pass away. This can be helpful for clients who are worried about their spouse remarrying after their death and to ensure that assets that remain at the surviving spouses death go to a predetermined person. The purpose of any trust is to take care of loved ones and protect assets from costly probate and taxes. To discuss an estate plan that meets your goals, please schedule your appointment with our Estate Planning attorneys - 724-375-4005.
Our Firm Prepares You for Life What makes our firm different is that we were built with the needs of growing families in mind. We understand you are BUSY, you are growing, you are planning for a life of prosperity and you value ease, convenience and efficiency. You are raising children, and caring for elderly parents, while also working hard to build your own nest egg for a lifetime of support. You want to know youve made the best decisions for your family and that your plan will work when your loved ones need it most. You want to make sure your minor children would be raised by the people you choose, and never by anyone you wouldnt want, and that your teens and adult children are properly prepared to care for you and what you leave behind. You want to feel confident that youve made the right choices, and handled everything so that you arent leaving behind a mess, when something happens. That is our focus as well. Weve developed unique systems to give you the same access to a Personal Family Lawyer as was previously only available to the super-wealthy, so you can have the guidance you need to build and maintain a life of prosperity and wealth. And, to keep your family out of court and out of conflict, which is the greatest risk to the people you love and all you have created, even if youve already worked with a traditional lawyer or created documents online. Our Team Is Here for You We encourage communication with our clients. In fact, weve thrown out the time clocks so you never have to be afraid to call with a quick question. Everything we do is billed on a flat-fee basis, agreed to in advance, so there are never any surprises. We have a whole team to serve you. When you call our office to ask your quick question, you wont have to wait hours or days for a phone call back. Youll get your question answered, right away. And, if you need to schedule a more in-depth legal or strategic call with your Personal Family Lawyer, a call will be scheduled when you're both available and ready for the call so we can make the very best use of your time and not waste your time by leaving voicemail after voicemail back and forth. And, we ensure the most important details of your planning are followed through on and your plan continues to work throughout your lifetime. We have a funding coordinator to ensure your assets are owned the right way throughout your lifetime and none of your assets will end up going through a long, expensive court process or being lost to the state because they were missed after your death. Weve created unique membership programs to keep your plan up to date year in and year out as well as give you access to our Trusted Team of Legal Experts for guidance on ANY legal or financial matter. One day you will need a lawyer. I dont know why and I dont know when, but when you do, you will be grateful you can call on us and well be here to advise you or get you out of a jam. We Help You Transfer Your Life and Legacy Lastly, we believe your financial wealth is only a small part of your overall Life and Legacy Planning which is made up of your far more valuable and most often lost upon incapacity or death intellectual, spiritual and human assets. These assets are what make you who you are, and sum up whats most important to you. And, a survey of inheritors has revealed that what they care about even more than inheriting your money, is inheriting these intangible assets. Most estate plans only focus on the transfer of your financial wealth to the next generation. Most people have such great intentions of passing on the intangible, but very few ever get around to it. Its just not a priority, until its too late. How much do you know about your grandparents values? Their most prized personal possessions? How they felt about you? What they had learned during their lifetime? If you are like most people, you know very little. Thats why we build the capture and passage of these most valuable assets into every estate plan we create. Not only will we help you pass on your money, but also your values, your insights, your stories and your experience the truly valuable assets your loved ones care about the most. Weve developed a tool that allows us to capture and pass on your whole family wealth, including your Intellectual, Spiritual and Human assets. I cant go into all of the details here, but well definitely talk about it when you come in for your Life and Legacy Planning Session.
Comprehensive Special Needs Estate Planning & Special Needs Trusts in PennsylvaniaEstate planning for families with special needs children presents a unique set of financial, legal, and healthcare challenges that require the expertise of a special needs planning attorney. Not all estate planning lawyers understand the intricacies involved, but the experienced special needs estate planning attorneys at Entrusted Legacy Law are dedicated to ensuring your child with special needs is fully protected when you are no longer able to serve as their primary caregiver.We provide a full range of estate planning services tailored to families with special needs children in Pennsylvania. Our goal is to help you preserve assets for your childs future care while ensuring they remain eligible for essential government benefits like Medicaid and Supplemental Security Income (SSI). We assist in setting up special needs trusts (SNTs) to safeguard financial resources, appointing legal guardians and trustees, and identifying long-term care options to ensure your child receives the best possible support and housing solutions.Special Needs Trusts & Asset ProtectionOne of the most significant challenges in special needs financial planning is ensuring that your child has adequate resources without jeopardizing their eligibility for public assistance programs. Many families unknowingly risk disqualifying their child from essential benefits by leaving them a direct financial inheritance. Instead, the best strategy is to establish a special needs trust to provide financial security while preserving their access to Medicaid, SSI, and other government assistance programs.A properly structured special needs trust allows funds to be used for supplemental expensessuch as medical care, therapy, education, and personal carewithout affecting eligibility for disability benefits. However, the regulations governing these trusts are complex. Funds must be managed by a designated trustee and cannot be distributed directly to the beneficiary, as this could trigger disqualification from public benefits. Additionally, a child's needs evolve over time, making it critical to have a trust that can adapt to changing circumstances and legal requirements.By working with an experienced Pennsylvania special needs attorney, you can ensure that your childs special needs trust is legally sound, structured correctly, and customized to their specific requirements.Special Needs Planning for Families in PennsylvaniaAt Entrusted Legacy Law, we specialize in estate planning for children with disabilities, including Down syndrome, autism, cerebral palsy, and other developmental or intellectual disabilities. Our firm helps families create a comprehensive life care plan that provides financial security while safeguarding access to government benefits and essential support services.Whether you need help establishing a special needs trust, securing a legal guardian, or planning for long-term care and housing, our Pennsylvania special needs planning attorneys are here to guide you through every step of the process.Contact Entrusted Legacy Law today to start creating a sustainable, secure future for your child with special needs.
Estate Planning for Everyone You Love and Everything You OwnHave you ever considered what would happenlegally and financiallyto you, your family, your assets, and everything you care about if the unexpected were to occur?If your estate plan is outdated or non-existent, your assets could be lost to the State Department of Unclaimed Property, subjected to an expensive and time-consuming probate process, or even end up in the wrong hands. Without a comprehensive estate plan, your loved ones may face unnecessary financial hardship, legal disputes, or court intervention at a time when they need certainty and protection the most.If you dont know exactly what would happen to everything you own and everyone you love, the first step is to gain clarity. You need to understand how your current estate plan (or lack thereof) will impact your family so you can make informed decisions about whether it truly aligns with your wishes.How Entrusted Legacy Law Helps You With Estate PlanningWe offer customized estate planning solutions designed to protect your family, preserve your wealth, and ensure your wishes are honored. Through our Life and Legacy Planning Session, we take the time to educate you on the legal, financial, and personal implications of your estate choices.Step 1: The Life and Legacy Inventory & AssessmentBefore your Life and Legacy Planning Session, you will complete a comprehensive estate inventory that outlines your financial assets, real estate holdings, retirement accounts, life insurance policies, and other valuable property. This step ensures that we have a full picture of your estate and can identify potential gaps in your asset protection strategy.Step 2: Creating a Personalized Estate PlanIf you decide that your current estate plan is inadequateor if you dont have one at allwe will work together to design a legally sound and strategically structured estate plan that meets your familys unique needs. The foundation of your estate plan will often include a revocable living trust, which allows you to transfer your assets into the trust while maintaining control during your lifetime.Benefits of a Revocable Living Trust: Avoid Probate Prevents the time-consuming and expensive court process that could otherwise delay asset distribution. Minimize Estate Taxes Helps reduce tax liabilities and protect your wealth for future generations. Ensure Privacy Unlike a will, which becomes public record, a trust ensures your estate remains private. Maintain Control Dictate how and when your assets are distributed to your heirs.For families with complex financial portfolios, business ownership, or special circumstances (such as blended families or special needs children), we offer advanced estate planning strategies tailored to your specific goals.Can You DIY Your Estate Plan?Many people wonder if they can create an estate plan using online templates or generic legal services. Unfortunately, most DIY estate plans fail when families need them the most. What often passes for "estate planning" is nothing more than basic document generation, where you answer a few questions and receive a generic template that may not fully protect your assets or your loved ones. No Personalization A generic template cannot address your unique family dynamics, financial situation, or specific legal concerns. Legal Loopholes Improperly structured wills or trusts may be contested in court, leaving your family in legal disputes. No Ongoing Maintenance Estate laws change, and without updates, your plan may become outdated and ineffective.At Entrusted Legacy Law, we dont just draft documentswe provide comprehensive estate planning services that ensure your estate plan actually works when it matters most. We take the time to understand your familys needs, educate you on your options, and create a legally enforceable, tax-efficient, and conflict-free estate plan that gives you peace of mind.Protecting Families & Minor Children Through Estate PlanningIf you are a parent with young children, your estate plan should begin with a solid foundation that ensures your children will always be taken care of, no matter what happens. Without the proper legal protections in place, your children could end up in the custody of someone you wouldnt have chosenor worse, under state guardianship.At Entrusted Legacy Law, we specialize in estate planning for families with minor children. We help parents:Name Legal Guardians Ensure your children are raised by trusted individuals of your choosing.Set Up Trusts for Minor Children Prevent financial mismanagement by appointing a responsible trustee to oversee assets.Establish Emergency Plans Provide clear instructions for immediate care in case of sudden incapacity or death.Whether youre planning for minor children, adult dependents, elderly parents, or a complex estate, we can guide you through the estate planning process with personalized strategies to protect your familys future.Secure Your Legacy With Entrusted Legacy LawEstate planning isnt just about who gets whatits about ensuring that your loved ones are financially secure, legally protected, and prepared for the future.If you want to create a comprehensive estate plan that reflects your wishes, avoids probate, minimizes taxes, and keeps your loved ones out of court and out of conflict, then now is the time to take action Contact Entrusted Legacy Law today to schedule your Life and Legacy Planning Session and take the first step in protecting your family, your assets, and your future.