The Importance of Preplanning


Mobile Memorial Gardens Cemetery

For more information about the author, click to view their website: Mobile Memorial Gardens Cemetery

Posted on

Jul 12, 2023


Alabama - Gulf Coast

The Importance of Preplanning

The loss of a loved one can cause great sadness and grief for the deceased's family and friends. After a loved one passes away, a number of considerations come into play, some of which can make the funeral preparation process nearly intolerable to endure. The pressure and stress of preparing for the memorial are the two key challenges that make mourning more difficult. You may become immobile due to the additional emotional weight and lack of direction if you have a long list of financial worries that are difficult to concentrate on during a time of grieving.

Mobile Memorial Gardens Cemetery is aware of these difficulties and provides families with a pre-planning option before a loved one passes away. Many people choose the pre-planning or pre-need approach with their families, which enables many burial costs and stressful planning to be finished over time prior to their passing. This guarantees that you or a loved one will get the ultimate resting spot you like while also easing the financial strain on your loved ones.

When someone passes away suddenly, the remaining children or spouses are frequently left to handle all expenses and funeral arrangements. Making plans in advance ensures a future free of the potential worries we all may experience. It eliminates financial problems and allays any anxieties the family might have about how their loved one wishes to be at peace. Even if prices are always rising, pre-planning establishes a price that will be paid in modest monthly payments by the person who is anticipated to pass.

Planning ahead ensures that your last resting spot will go as planned. After deciding to preplan, you must decide between cremation, mausoleum or crypt entombment or ground burial. The most common option is a ground burial, in which case your body is placed in a casket and buried in a piece of land. If you select the Mausoleum or Crypt option, your body will be placed in a casket and sealed shut inside a niche in a wall. Most individuals are unaware that if you choose cremation, you will still require a burial location. The option of memorials and monuments should also be taken into account while pre-planning. These choices enable your loved ones to honor you while also preserving your memories for all time, among other things.

An unavoidable impediment to aging is stress. As you age, you start to be concerned about what your family will do without you. Your relatives will also be concerned. Pre-planning your plot will relieve a lot of burden from both your and your family's shoulders. When you are certain that your final resting place has been prepared, life can continue stress- and worry-free in serenity.

It doesn't have to be a difficult and stressful time to experience a loved one's death. Planning ahead enables the family to decide on the best course together, putting many anxieties to rest before they even arise.

You can get assistance from Mobile Memorial Gardens Cemetery with the pre-planning procedure. We provide vault burials, mausoleum burials, master lots, estates built to order, cremation burials, burials in the ground and memorials and monuments. We are a nonprofit cemetery in Mobile, Alabama, at 6100 Three Notch Road. Call us at 251-661-1333, or connect with us on Facebook or online at

Other Articles You May Like

The Pawsitive Health Benefits of Owning a Pet for Seniors

For older adults, life can become quieter and lonely as the years go by. One way to combat this life change is by owning a pet. The health benefits of owning a pet for seniors far outweigh the work that goes into owning one.Our furry, feathery, or even scaly family members can provide a variety of physical, mental, and emotional benefits. The bond between seniors and their pets goes far beyond mere companionship. Here are some of the top health benefits of owning a pet for seniorsReduces Loneliness And IsolationAs they get older, many seniors experience feelings of social isolation and loneliness. This can lead to depression and other significant health problems. Having a pet, whether its a dog, cat, or even a bird, provides companionship and helps to reduce these feelings of isolation. Pets are loyal and loving, offering unconditional affection that can significantly improve your mental and emotional well-being.Increases Physical ActivityOne of the biggest benefits of owning a pet, particularly an active dog, is that it forces you to be physical. Dogs need to be walked, which in turn encourages regular physical activity on your part. Seniors with dogs are more likely to go for daily walks or play with them in the yard. Even this little bit of physical activity helps maintain mobility, joint flexibility, and cardiovascular health. In addition, physical activity of any kind leads to a stronger immune system and a reduced risk of chronic diseases like heart disease and diabetes.Lowers Stress And AnxietySimply looking at a picture of a little puppy or kitten is almost guaranteed to put a smile on your face. Studies show that petting a dog or cat can trigger the release of the mood-regulating hormone serotonin. It also increases the feel good hormone dopamine while decreasing the level of the stress hormone cortisol. This fluctuation helps to reduce stress and anxiety levels. Additionally, a pets rhythmic, soothing presence can help lower blood pressure, contributing to overall cardiovascular health.Boosts Mental AlertnessInteracting with pets can stimulate mental alertness and cognitive function. While training your pet and teaching them tricks helps to boost their mental capacity, it also helps to maintain your mental acuity. This mental stimulation can delay the onset of cognitive decline and reduce your risk of dementia and Alzheimers disease.Fosters A Sense Of PurposeMost of us work hard and look forward to the day we can finally hang up our work boots and retire. However, when that day finally comes, many seniors often experience a diminished sense of purpose. Owning a pet can give you back a sense of responsibility and purpose. Caring for a pet requires routine tasks like feeding, grooming, and exercise, providing structure to your days and a reason to get out of bed in the morning.Enhances Social ConnectionsA study has shown pet owners are more apt to meet their neighbors than non-pet owners. Pets make great icebreakers for seniors when they are out on walks or at pet-friendly facilities. This can give you an opportunity to connect with others and strike up a conversation.Reduces The Risk Of Allergies And AsthmaAlthough it sounds like it would be the opposite, having a pet has been found to reduce the risk of developing allergies and asthma the older we get. This can be an added health benefit for seniors who have had pets throughout their lives.Get Your Purrfect CompanionOwning a pet can do wonders for your health and well-being. These little bundles of joy enrich seniors lives in ways that extend far beyond companionship. The emotional, physical, and mental health benefits of having a pet cannot be argued or overlooked. Seniors who share their lives with a furry friend often experience reduced stress, increased physical activity, enhanced emotional well-being, and a greater sense of purpose. This article was submitted by VIPCare.  For more information visit the website:

What are Elder Law and Special Needs Planning?

What Are Elder Law and Special Needs Planning?Elder law and special needs planning involve preparing for expected and unexpected life circumstances, including the possibility of becoming incapacitated as well as protecting and providing for future needs of loved ones with disabilities.At its core, Elder Law focuses on the unique needs of older persons and practice areas that address issues of concern for aging adults, adults with disabilities/incapacity, their families and caregivers.  Unlike traditional estate planning, Elder Law begins by assisting you with issues associated with a long and healthy life, rather than simply planning for death.  It mixes legal and practical issues such as being able to continue residing in your home if you had a chronic condition, having someone help in managing your finances, and not becoming a victim of financial abuse in the process.  Elder law endeavors to help you solve the problem of not knowing what you dont know.Special Needs Law focuses on solving legal problems for individuals with special needs and their caregivers.  Although there is no uniform definition of special needs, the phrase describes individuals with a wide variety of physical or mental conditions who require assistance with personal care needs, activities of daily living, paying bills, managing finances, etc., who may be vulnerable to and need protection from exploitation or abuse, and who may need access to public benefits or any number of other types of assistance. If you currently provide care for a child or loved one with special needs (such as mental or physical disabilities), you must have contemplated what may happen to him or her when you are no longer able to serve as the caregiver.  Frequently, parents and grandparents are concerned about how their children and grandchildren will be cared for after the parents or grandparents deaths and want to plan in advance to protect their special needs loved one.  Elder Law and Special Needs Planning encompass many different fields of law, including, for example:         Disability planning, durable powers of attorney, living trusts, advance directives, other tools to      delegate management and decision-making to another in case of incompetency or incapacity         Estate planning, including the management of finances and assets during life and disposition on     death using trusts, wills, and other instruments         Special/Supplemental Needs Trusts         Conservatorships and guardianships         Long-term care planning and placements          Trust and probate/estate administration         Elder abuse and financial exploitation         Medicaid planning         Retirement and Social Security planningWhen each day seems to present a new challenge, thinking about the future can be overwhelming.  A plan can help break things down into achievable pieces. No matter what age or stage, it is getting started that counts.This article is for informational purposes only and is not intended to be legal advice.This article was submitted by Ashley Day, Esq., A Day Law, LLC.  Reach her at 251-277-3377.  

Basics of Reverse Home Mortgage

Basics of Reverse Home MortgageA reverse home mortgage is a type of loan that allows homeowners to access a portion of their home equity without having to sell their home or make monthly mortgage payments. Unlike a traditional mortgage, the loan balance of a reverse mortgage increases over time and is typically only repaid when the homeowner sells the home or passes away.Differences from Traditional Mortgage Reverse mortgages do not require monthly mortgage payments, while traditional mortgages do. The loan balance of a reverse mortgage increases over time, while the loan balance of a traditional mortgage decreases over time as payments are made. Reverse mortgages are typically only repaid when the homeowner sells the home or passes away, while traditional mortgages are repaid over a set term. A Financial Solution for Seniors       For seniors, a reverse mortgage can be a great financial solution. It allows them to access the       equity in their homes without selling or giving up ownership.      Reverse mortgages are also a great way to supplement retirement income. They provide a steady stream of funds that can be used to cover living expenses.   With a reverse mortgage, seniors can enjoy their retirement years and have peace of mind knowing they have a reliable source of income.Reverse mortgages are also a great way to pass on wealth to heirs. The loan is paid off from the sale of the home, and the remaining equity is passed on to the heirs.Eligible homeowners obtain reverse mortgages for many reasons including:          Repairing or modifying the home to meet the physical needs of getting older         Supplementing retirement income to meet expenses         Managing the costs of in-home care         Paying off an existing mortgage         Paying increased bills due to inflation and economy         Paying property Taxes         Delaying Social Security         Providing a source of funds for living expenses in lieu of liquidating financial investments during     times of market downturn or disruption         Helping retirement savings last longer         Purchasing a retirement home  Recent ClientsA retired couple in their late 60s, John and Susan, were struggling to make ends meet on a fixed income, due to inflation and the cost of living increasing. They had significant equity in their home but were hesitant to sell it and downsize because of the current real estate market.  They decided to explore a reverse mortgage as an option to access their home's equity without having to sell it. The reverse mortgage allowed John and Susan to access their home's equity and use the funds to pay off their existing mortgage and cover their increased living expenses. They were able to stay in their home and maintain their quality of life, without having to worry about making monthly mortgage payments. Mary Anne, a retired infusion nurse, suffered some medical challenges and her insurance did not cover all of her additional expenses.  She decided a reverse mortgage was her best option. It allowed her funds to seek non-traditonal treatment and was able to eliminate the financial stress in her life, allowing her body to heal.A retired widow in his late 70s, James wants to stay in his home as long as possible. His home was mortgage free and he intends to leave it to his two children who live out of state. The reverse mortgage allowed him to access his home's equity and use the funds to make the modifications to continue staying in the home unassisted.It allows him the peace of mind knowing the has additional money to pay an in-home care giver if and when he needs one.He is able to stay in his own home and now worry about being a burden on his out of state children.  He expressed to me that feeling of relief is priceless.This article was submitted by Nicole Cramer with Anchor Funding, Inc.  Contact Nicole at 251-349-9891 or email her at for more information about whether a reverse mortgage can work for you.

Local Services By This Author

Mobile Memorial Gardens Cemetery

Funeral Cremation & Mortuary Services 6100 Three Notch Road, Mobile, Alabama, 36619

Memorializing MemoriesOur mission is reflected by our commitment to excellence in all that we do. Our highest priority is the preservation of memories in a dignified, honorable and comforting place. We believe that we are here to maintain a place of beauty and peace that exceeds the expectations of our families and guests.A hometown not-for-profit cemetery serving all funeral homes.Mobile Memorial Gardens is a Unique CemeteryMany, if not most, large cemeteries are investor-owned profit oriented commercial endeavors. Regardless of how they are promoted, their ultimate driving force is generating income that can be divided among owners, often times an out of town corporation. Mobile Memorial Gardens Cemetery is different. It is an independent, not for profit (501 c13) organization that is almost a one of a kind in Alabama.The income received from the sale of its offerings is used for the benefit of the ones that use the cemetery YOU because there are no owners. All of its income is used to operate, maintain, and improve the cemetery.Why Choose Mobile Memorial Gardens:Burial and Cremation Options for EveryoneEndowed CareNot for ProfitFounded in 1953Serving All Funeral HomesWe Only Look ExpensiveServing All FaithsMemory MedallionContact us at 251-661-1333 or Email: