Using your FSA for Your Parent’s Medical Expenses

If remaining independent as you age is a goal, or you have a loved one who wants to continue living independently, there are several essential skills to consider. From managing money to doing your own laundry, activities of daily living (ADLs) matter when determining if it is safe to live on your own as an older adult. In 2020, approximately 14.7 million older adults lived alone, or 28% of the population; many of them were lonely or in poor health. While it is not always easy to control those factors, there are things you can do to help age better and more comfortably. By being prepared, you will reduce some of your health risks and may be able to stay independent and content with life well into your later years. Here are nine critical, independent living skills you will need and valuable information on when assisted living or a similar care option may be a better choice. Money Management  One of the most important independent living skills is money management. Anyone, from young adults to seniors, who want to live independently should be able to manage their funds. This can include the ability to pay bills, go grocery shopping, and handle personal care purchases regularly. Nutrition and Cooking  Many seniors who struggle to live independently do not eat well, which can lead to increased health problems and medical care costs. With the right preparation, you can have the knowledge and ability to prepare healthier meals.Fitness and Movement Ability  Staying active is another essential independent living skill. Staying active, whether or not you have disabilities to work around, is vital and can reduce your risk of injury. Strength training and movement practice, such as yoga, will help maintain strength, keeping you from losing balance and falling. Willingness and Ability to Adapt  Families need to help aging members where possible, but not everyone has family nearby to teach them about technology updates or other helpful improvements. Being willing to adapt and learn will help with any new transitions that occur in the future.  For example, you may want a part-time job or return to school to keep your mind sharp and stay active and engaged in your community. Effective Communication  Communicating effectively is vital in every stage of life, and as a senior, you need to not be afraid to speak up for yourself. Whether you need help with your budget, have a problem with your teeth, or recognize that you are having trouble doing something you used to do easily, you must be able to communicate well so others can help you when you need it.  Self-Advocacy for Security  Along with good general communication, its valuable for you to be your own advocate. You know your body best, so work with your doctor if you notice a change and take advantage of any resources offered to you. When you prepare for aging and focus on the transition, you can often develop independent living skills more quickly.  Stress Management and Regulation  Controlling stress is a valuable skill at any age because stress can hurt your health. Older adults who struggle the most with independent living tend not to have ways of regulating their stress and emotions. If you have a job you like, hobbies to enjoy, or other ways to keep stress at bay, it will go a long way to keep you happy and healthy.   Self-Esteem or Contentment  Feeling content in life or comfortable with yourself matters, too, because independent living requires good mental health. If you are anxious or depressed, it can be a lot harder to get through the day all by yourself. Personal care may suffer, tasks will not get done, and your budget could suffer, too.   Transportation Skills  Whether you drive a car or use public transportation, the goal is to ensure you have access to the people and services you need to get around. If you start to notice differences in your vision and cannot drive anymore, for example, you want to make sure you have other people or agencies you can contact to help you get around. Top 3 Reasons to Consider Caregivers or Assisted Living If you or a loved one lacks the independent living skills needed to age-in-place, or remain safely and independently at home, it may be time to consider help. This could include ongoing assistance with specific tasks, options to manage medical care, and even help with laundry, hygiene, or picking out and putting on clothes. When older adults struggle with food, basic activities of daily living, or other issues, it is essential to identify the problem and find the right ways to treat it. Whether that is someone who comes into your home and provides in-home care or you are considering a move to an assisted living community, making the right choice can improve your quality of life. Here are three reasons to consider an alternate option to independent living: Falling or Frequent Injuries  Falling can cause significant injuries, and that is especially true in seniors. If you are starting to fall frequently or have other injuries that happen often, it may be time to find additional help and someone who can perform various tasks, such as making meals and keeping your home clean. Falls and injuries could also mean the need to transition to assisted living, so you do not have to worry about taking care of your house.   Challenges With Hygiene, Food, and Care  Eating, showering, and cleaning are essential ADLs, and when you start facing many difficulties in one or more of these areas, it is time for some help. Fortunately, there are resources for older adults who may need a service to come in, so you are getting healthy food and staying clean.  Memory or Financial Concerns  If you begin having trouble remembering things and struggling to manage bills, it may be time to reach out for support. Many seniors are also vulnerable to financial scams, which can cause serious problems for future security. Its not always easy to see your needs in these areasor admit the needbut assessing your life routinely and looking for areas that might put you at risk is essential.  The Support You Need for Living Independently If you or a loved one wants to continue living independently but may need a little extra help, CarePatrol offers senior care advisory services at no cost to you.  We provide senior care solutions to help you find the right community from the option to maintain independent living to the need for additional services at home or in a care community, were here to give you the information and support you need. Reach out to a local senior care advisor today. 

This May, join the Seniors Helping Seniors team in recognizing Older Americans Month. To celebrate, we want to share expert advice and tips to help seniors age healthily and happily at home. This article suggests simple lifestyle adjustments that make home life better for seniors.Many older adults want to maintain independence in a familiar environment. Feeling comfortable and supported makes a huge difference. Thats why the Seniors Helping Seniors family made this guide. Our simple tips can help seniors, and their loved ones have a healthy and happy time at home as they grow older.Read on for our easy-to-follow tips on living your best life at home during Older Americans Month and beyond.What is Older Americans Month?Older Americans Month is celebrated every May to appreciate the wonderful contributions and achievements of older Americans. This heartfelt observance, led by the Administration for Community Living, invites us to reflect on the challenges faced by seniors and ways we can promote their healthy aging.The theme for this years celebration is Powered by Connection. It focuses on the vital role of meaningful relationships in ones well-being. The Seniors Helping Seniors mission revolves around this concept. Keeping in touch with loved ones can become difficult as we age due to changes in our routines, health, or living arrangements. But staying social is key to living a happy, fulfilling life! Thats where having an in-home senior caregiver comes in. They can make a big difference in your overall well-being and help connect you with the people you care about.Seniors Helping Seniors caregivers, who are seniors themselves, become close friends with their clients. This companionship brings so much joy and comfort to our seniors, and it leads to even better care. For seniors who want to remain at home in their golden years, our caregivers provide reliable support and a caring hand whenever theyre needed. With a compassionate caregiver, older adults can age in place with confidence.Benefits of Remaining at HomeWhen it comes to deciding where to live as you get older, there are a variety of options available. While nursing homes or assisted living facilities may suit some, others may prefer to stay in their homes or communities for as long as possible. This concept of aging in place empowers seniors to maintain a sense of independence and comfort in a familiar setting. Creating an environment that caters to physical, emotional, and social needs is essential to make this happen with in-home care resources to assist you along the way.Tips For Aging in PlacePrioritize Home Safety:Assess your living environment for any potential safety hazards and make the necessary changes, like adding grab bars, removing tripping hazards, and ensuring that you have proper lighting. Seniors Helping Seniors in-home caregivers are amazing helpers who can make your home safer. Lean on them so you can relax and enjoy your time at home without worrying about any safety concerns.Improve Accessibility: Adjust furniture placement or install ramps to make the home more accessible. Your Seniors Helping Seniors caregiver can provide mobility aids and support to help you or your loved one maneuver their home more efficiently.Simplify Your To-Do List: Call in for extra support if household chores are piling up. Our Seniors Helping Seniors caregivers can lend a hand with light cleaning, home maintenance, and repairs so you can have a cozy and safe living space.Get On-the-Go Assistance: An in-home senior caregiver can offer rides to appointments, run errands, or socialize. Your caregiver would happily arrange transportation services or accompany them on these outings.Stay Connected: Make sure to participate in social activities. A Seniors Helping Seniors caregiver can join you and accompany you to community events or help you connect with others virtually. Having a reliable friend can help combat loneliness and improve overall well-being.The Seniors Helping Seniors DifferenceSeniors Helping Seniors in-home senior care services can make a significant difference in the lives of older adults. By providing support that focuses on safety, accessibility, simplified tasks, on-the-go assistance, and social connections, seniors can truly thrive in their own homes. With the help of Seniors Helping Seniorss kind and compassionate caregivers, aging in place becomes not just manageable but enjoyable. As we celebrate Older Americans Month, lets prioritize the well-being and happiness of our seniors and ensure they age with comfort, independence, and a strong sense of community.

If you live in the Pittsburgh area or youve visited here, you understand what people mean when they say the city blends the best of small-town friendliness with the benefits of big-city living.That welcoming atmosphere is also part of what makes Steel City an attractive retirement destination. It offers all the three Cs culture, cuisine, and cost of living in great supply. In this article, weve compiled a list of the top 5 reasons that make Pittsburgh one of the best places to retire in Pennsylvania.#1 Comfortable Cost of LivingWhen deciding whether or not Pittsburgh is the right place to retire for you, its important to consider the financial aspects of the city. Whats the general cost of living, and how does it compare to other locations? Does Pennsylvania tax retirement income?The short answer? Choosing senior living in Pittsburgh, PA, is a smart financial move. In general, the cost of living in Pittsburgh is lower than the national average, and the city, along with the entire Keystone State, offers some notably tax-friendly advantages for retirees. Most retirement income including Social Security income and payments from retirement accounts like 401(k)s and IRAs are tax-exempt. Pension income is also exempt from taxes, and when it comes to taxable purchases, from groceries to golf clubs, the states average total sales tax rate is among the 20 lowest in the country.#2 Dont Miss AttractionsIn addition to being kind to your bottom line, retiring in Pittsburgh, PA, presents a world of opportunities for seniors to explore, experience, and grow. Youve earned your freedom and your free time, and the metro area is a place where you can make the most of both! Pittsburgh Zoo & PPG Aquarium  These two attractions are definitely not a one and done experience. With 77 acres to explore, youll want to visit the zoo and aquarium regularly to browse beautiful, well-designed exhibits that foster understanding, respect, and appreciation of wildlife. Its a wonderful experience for both adults and children perfect for a days adventure with the grandkids. State Parks  If you love the great outdoors, rest assured, Pittsburgh has plenty of wonderful state and municipal parks to enjoy close to home. Whether youre into boating, hiking, biking, kayaking, or even camping, getting your fill of fun will be less than a half-hours drive. Carnegie Museum of Art  Known as the first contemporary art museum in the country, Carnegie Museum of Art likes to refer to its collection as the Old Masters of Tomorrow. Its one of the Pittsburgh regions finest examples of culture and is beloved not only for its 30,000 art objects, but also for its superb interactive programming that allows patrons to engage with the collection. Very cool. The Andy Warhol Museum  Artist Andy Warhol hails from Pittsburgh, PA, and The Andy Warhol Museum celebrates his career with the worlds largest collection of his artworks. In fact, its one of the most comprehensive single-artist museums anywhere. Whether youre a lover of pop art or not, you cant help but be mesmerized by Warhols bold, colorful pieces.#3 Marvelous CuisineFoodies looking to retire in Pittsburghyoure in luck. Pittsburgh dining options score high when it comes to variety, quality, and downright deliciousness. Pittsburghers (yes, thats what theyre called) hold certain dishes in high esteem, including pierogis, square-cut pizza, smiley-face cookies, potato patch fries, chipped chopped ham, and pepperoni rolls. Be sure to put the Strip District on your dining list, too, where you can enjoy the whole gamut of eateries before heading to Station Square for high-end riverfront shopping.Looking to spend time dining close to home? Luxury retirement communities like Friendship Village of South Hills offer the best of both worldsstellar on-site dining and close proximity to the citys downtown restaurants.#4 Excellent Health CareThe Pittsburgh region and its residents are fortunate to have the University of Pittsburgh Medical Center for health care. Its one of the top medical facilities in the country, an important benefit for seniors. For over 15 years, UPMC has ranked among the top 20 best hospitals in America according to U.S. News & World Report hospital Honor Roll. In addition to the flagship hospital, it boasts 40 hospitals in the system, along with 700 clinical locations, including outpatient sites and doctors offices. Living in the Steel City, youll never be far from superior health care.#5 Superb Senior Living at Friendship Village of South HillsThe 5th top reason for retiring in Pittsburgh, PA, is having the pleasure of living in a welcoming community with a resort-like feel and a wonderful carefree attitude. Thats the life that awaits you at Friendship Village of South Hills. You can enjoy an active, vibrant lifestyle and reside in a beautiful independent living- LinkOpens in New Tab apartment. And youll have peace of mind  knowing youve chosen to make your home in a Life Care- LinkOpens in New Tab community that offers higher levels of care if and when your health needs change.A Great Life Awaits You in Pittsburgh Theres so much to love about retiring in Pennsylvania. When you become a resident of Friendship Village of South Hills, all the wonderful experiences the Steel City has to offer will be close at hand. If youd like to learn more about life in our welcoming community, simply complete the form below or click here and well be in touch.