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One of the great benefits of moving to a Life Plan Community is having a plan for life’s what-ifs. Should your health needs change at some point in the future, you’ll have access to a continuum of care, right on campus. Life Plan Communities, by definition, are geared to help every resident live a full and active life. But if the need arises, assisted living, skilled nursing and, in some cases, memory care are available to support residents’ well-being. All Life Plan Communities (also known as Continuing Care Retirement Communities or CCRCs) provide access to long-term care, but how you pay for the care you may need depends on the type of contract you sign. It’s important to understand the differences because your out-of-pocket costs could be significantly higher depending on the type of contract you choose.
To help you better understand your options, here are the three types of contracts you’re likely to encounter.
Type A – Life Care
Sometimes referred to as an “Extensive Agreement,” this is essentially a way to prepay for future long-term care. Generally, you’ll pay a higher entrance fee for this type of contract. But no matter what level of care may be required in the future, your monthly expenses will remain predictable and much lower than market rates.
Type B – Modified Plan
This type of contract covers some of the cost of future health care, but not all of it. For example, you might get 30 or 60 days of health services at no cost with additional care at per diem market rates, or you might receive a discounted per diem rate for care. The entrance fee generally falls midway between Type A and Type C options at comparable communities.
Type C – Fee for Service
This type of contract is essentially a pay-as-you-go option. All things being equal, the entrance fee will be lower than Type A or Type B contracts. However, if you need to move from independent living to a higher level of care, your monthly fee will increase to reflect the full market rate for the health services you use.
Entrance fees can range anywhere from $40,000 to over $1,000,000 at a Life Plan Community. At Freedom Village of Bradenton, independent living entrance fees and monthly fees can be found on the Financial Options page. We offer these two types of contract options:
If any portion of your entrance fee is determined to be a prepayment of future health care costs, part of the fee may be deductible as a health care expense. Consult your tax advisor for guidance.
The answer depends on your tolerance for risk. With a Type A contract, for example, your monthly expenses are predictable, no matter what level of living you may require in the future or for how long. Essentially, your monthly housing and long-term care expenses are capped for life. If you require care services over an extended period of time, it will be less expensive than it would have been without Life Care. On the other hand, you could choose Life Care and never end up needing care services, in which case you’ll have paid for something you didn’t use. That’s not such a bad deal when you consider that the lifestyle Life Plan Communities provide is designed to support residents’ continued well-being. Life Care also offers added peace of mind for you and your family. You can enjoy life without having to worry about what might happen if your health needs ever change.
If you’re concerned about the rising costs of long-term care, you’re not alone. According to the Genworth Cost of Care Survey, the annual median cost for assisted living in the Tampa area is $50,556, and the annual median cost for a private room in a nursing home is nearly $143,988. If these numbers concern you, finding a Life Plan Community that offers a Type A Life Care agreement may be the answer.

We know that moving to a senior living community is an important decision, and we want you to feel confident that you’re making the right choice for you. To find an option to fit your lifestyle and your budget, take our two-minute MoneyGauge assessment. See something you like? Schedule a personal visit by calling 941-219-5294, using our Community Assistant chat feature or .
By Dr. David RiceSouthwest Florida is home to more than 100,000 veterans, according to the U.S. Department of Veterans Affairs.They own homes, manage businesses and pay taxes here. They volunteer at local nonprofits and donate to local causes. They are the core of our community.Nearly every day, at least one veteran walks into Advocate Radiation Oncology for treatment. Cancer impacts people from every background, including veterans. Even the most hardened veterans struggle with a cancer diagnosis, which is understandable; no one is invincible and cancer generates a wave of emotions shock, anxiety, frustration, fear and stress.Over the years, veterans in Charlotte and Sarasota counties have found an ally inside the treatment room Dr. Brian Lawenda. A board-certified, Harvard-trained physician who completed medical school at Temple University, Lawenda has all the credentials to help a patient feel confident that they're in good hands, medically speaking. Then they find out something else about their physician. He is a veteran, too, having served this country 13 years with the U.S. Navy and attaining the rank of commander."When I enlisted, I took an oath to serve this country and uphold the U.S. Constitution," Lawenda said. "When I became a doctor, I pledged to dedicate my practice to patients and the community I serve, and it's especially gratifying when those patients are fellow veterans."The best doctors don't just treat symptoms; they connect with patients, usually through shared experiences they're from the same state, cheer for the same sports team or attended the same university. Lawenda's military experience helps create an instant doctor-patient bond that continues during treatment and beyond. In fact, Lawenda has become the region's go-to radiation oncologist for veterans, not just Navy veterans, but those who have admirably served across all six branches of the military."When he told me he served in the Navy, it gave me comfort," said Ret. Command Master Chief Scott Fusco, a North Port resident who recently completed prostate cancer treatments at Advocate. "I had absolute trust in him from that point on."Lawenda wasn't the only veteran on Fusco's care team, either. His urologist also served in the Navy and referred Fusco to Dr. Lawenda for treatment."We served at different times and places, but we're all part of the same team," Fusco said. "They've been there, done that, just like me. There is instant respect, instant trust."Lawenda, who sees patients at Advocate's cancer treatment centers in Port Charlotte and Venice, specializes in the treatment of prostate, lung, breast, head and neck, rectal, liver, bone, cervical and other types of cancers. Although Lawenda doesn't technically specialize in the treatment of veterans, he is especially proud to support patients like Fusco on their cancer journey."A veteran may retire or end their military service, but he or she will never stop serving this country and their community," Lawenda said. "Being able to help local veterans beat cancer is extremely gratifying and certainly rewarding. The military is a brotherhood and a sisterhood, and I'll continue fighting for my brothers and sisters."About the AuthorDr. David Rice is a board-certified radiation oncologist who sees patients through Advocate Radiation Oncologys cancer treatment centers in Port Charlotte and Venice. Visit AdvocateRO.com for more information.
Managing diabetes is more than watching your blood sugar. Its about staying active, maintaining your strength, and continuing to enjoy the activities you love.Diabetes affects millions of older adults and can have a significant impact on overall health, mobility, and independence. As we age, managing diabetes becomes especially important because it can increase the risk of falls, nerve damage, muscle weakness, and other health complications.The good news? With the right support, regular physical activity, and a personalized treatment plan, older adults living with diabetes can take meaningful steps toward better health and a more active lifestyle.Why Is Exercise So Important for Diabetes?When you have diabetes, your body has difficulty regulating blood sugar levels. Physical activity helps your muscles use glucose for energy, which can improve blood sugar control.Regular exercise can also help:Improve muscle strength: Maintain the strength needed for walking, climbing stairs, and completing everyday activities.Improve blood sugar management: Help your body use insulin more effectively.Support heart health: Improve circulation and help manage blood pressure.Improve balance: Reduce the risk of falls and injuries.Maintain independence: Make daily activities such as dressing, bathing, cooking, and shopping easier.Increase energy and confidence: Help you feel stronger and more comfortable staying active.Even small amounts of movement throughout the day can make a difference!How Can Physical and Occupational Therapy Help?For many older adults, beginning an exercise program can feel overwhelming, especially when dealing with joint pain, weakness, balance problems, or other medical conditions.Thats where FOX Rehabilitation can help.FOX provides personalized physical and occupational therapy designed to help older adults safely improve their mobility, strength, and ability to perform everyday activities.A physical therapist can evaluate your walking, balance, endurance, and muscle strength to develop an exercise program that meets your individual needs.An occupational therapist can help you find safer, easier ways to perform everyday tasks while improving your ability to remain independent at home.Together, these professionals can help address the physical challenges associated with diabetes, including decreased sensation in the feet, muscle weakness, and difficulty with balance.The Benefits Go Beyond Blood SugarResearch has shown that structured exercise programs can help people with Type 2 diabetes improve their blood sugar control, preserve muscle mass, and increase overall strength.Regular physical activity may also improve blood pressure and reduce the risk of certain diabetes-related complications.Most importantly, staying active can help older adults maintain the freedom to do what matters most whether thats spending time with grandchildren, enjoying a walk with friends, gardening, or simply moving safely around their homes.Therapy That Comes to You!One of the greatest benefits of FOX Rehabilitation is that therapy can take place right in the comfort of your own home.FOX provides physical, occupational, and speech therapy through Medicare Part B for eligible individuals.You do not have to be homebound or recently hospitalized to receive services.This means older adults who may benefit from skilled therapy can receive personalized care in their familiar surroundings without having to travel to an outpatient clinic.Take the First Step Toward Better HealthLiving with diabetes doesnt mean giving up the activities you enjoy. With proper management, regular movement, and professional guidance, you can continue building strength, improving mobility, and maintaining your independence.Before beginning a new exercise routine, speak with your healthcare provider, particularly if you have diabetes-related complications or take medications that can cause low blood sugar.Remember: Its never too late to get stronger, move better, and take control of your health!
Venice Estate Sales & Gallery is a trusted destination for those looking to buy, sell, or discover unique treasures in Venice, Florida. Specializing in art, antiques, estate sales, and professional appraisals, the business offers a knowledgeable approach to helping customers understand the value of their treasured possessions.Whether you're downsizing, settling an estate, or simply looking to sell valuables, Venice Estate Sales & Gallery provides services to make the process easier. Their experienced team offers evaluations and appraisals of gold, silver, jewelry, and coins, helping customers explore their selling options with confidence. They also buy gold, silver, jewelry, and coins.With two convenient locations, customers can visit the downtown gallery at 209 Miami Avenue West or the Marketplace location at 1522 U.S. 41 Bypass South.Vote for Venice Estate Sales & Gallery!Venice Estate Sales & Gallery is excited to be nominated for Best in Venice in the Gold Buy/Sell category! Community voting is open October 31 through November 14. To cast your vote, scan the QR code and scroll to "Gold Buy/Sell" under the "Shopping" category.For more information, call 941-313-3772 or visit veniceestatesales.com.
Heartfelt CONNECTIONS is a nationally recognized program designed to provide personalized, activity-focused memory care for individuals impacted by Alzheimer's or other dementias. Here's what your loved one can expect and the benefits they can experience:What your loved one can expect:Personalized memory care: Industry-leading care tailored to the unique needs and abilities of each resident, including specialized Alzheimer's care.Assistance with daily living: Help with tasks such as dressing, bathing, and medication management to promote comfort and well-being.Dementia-specific programming: Engaging activities such as arts and crafts therapy designed to stimulate cognitive function and enhance quality of life.Access to community amenities: Enjoyment of amenities such as the salon and barbershop, fitness center, and pool to promote socialization and overall well-being.Small-group activities: Participation in enjoyable group activities within a supportive and intimate environment.Community outings: Regular outings to enhance enrichment and provide opportunities for engagement and socialization.Benefits for your loved one:Promotes dignity and accomplishment: Encourages a sense of pride and achievement in daily activities, fostering dignity and self-worth.Supports engaged eating: Specialized diets and mealtime support to promote enjoyment and nutritional intake.Improves overall well-being: Supports improved self-esteem, reduces fear, anxiety, and frustration, and promotes overall health and well-being.Benefits for you:Peace of mind: Knowing your loved one is receiving the highest quality of care and support.Enhanced relationship: Allows you to focus on cherishing the relationship with your loved one, returning to the loving connection you once shared.Quality time together: Provides opportunities to make the most of your time together, engaging in meaningful activities and interactions.Support for the family: Offers access to resources, counseling, and other services to support you and your family throughout the caregiving journey.Heartfelt CONNECTIONS aims to enrich the lives of individuals with dementia while providing support and peace of mind to their families, fostering a positive and nurturing environment where each resident can thrive.
The Inn at Freedom Village offers 24-hour skilled nursing care designed to provide advanced long-term care with the comfort and support of home. Here's what you or your loved one can expect from our skilled nursing services:Tailored care plans: Residents at The Inn at Freedom Village are treated as treasured family members, and our caring staff takes the time to develop personalized care plans tailored to individual needs. Whether for short-term or long-term stays, we anticipate needs and provide highly personalized care and transition support.Supportive environment: Residents receive care in a supportive environment where their comfort and well-being are prioritized. Our staff assists with activities of daily living, including bathing, dressing, grooming, and medication administration, ensuring residents' needs are met with compassion and dignity.Engaging activities: We encourage residents to stay engaged in activities appropriate for them, offering opportunities for socialization, recreation, and personal enrichment. Our beautifully landscaped gardens and grounds provide serene outdoor spaces for relaxation and enjoyment.Comprehensive amenities: Skilled nursing services and amenities include private or companion suites, all-inclusive monthly fees covering care, living, and dining costs, daily housekeeping and laundry service, and 24-hour nursing care. We also hold regular care meetings with residents and their families to ensure ongoing communication and support.At The Inn at Freedom Village, we are committed to providing compassionate and comprehensive skilled nursing care in a warm and welcoming environment. Our goal is to enhance the quality of life for each resident by meeting their individual needs with personalized care and support.
Freedom Village of Bradenton offers independent living with a wealth of amenities and services designed to enhance your lifestyle. Here's what you can expect as a resident:Freedom from homeownership responsibilities: As an independent living resident, you'll enjoy the freedom of leaving behind the burdens of homeownership. Spend your days as you please, knowing that maintenance and other household tasks are taken care of for you.Vibrant, active lifestyle: Recognized as a 2024 Best Independent Living community by U.S. News & World Report, Freedom Village of Bradenton offers a vibrant, active lifestyle. Explore new interests, connect with neighbors, and enjoy a full social life with a wide range of amenities and activities.Life Plan Community with Life Care contract: As a Life Plan Community, Freedom Village of Bradenton provides convenient access to higher levels of quality on-campus care if needed. With the Life Care contract, you'll enjoy financial predictability and access to a continuum of care, ensuring peace of mind for the future.Resort-like amenities: Residents have access to resort-like amenities and services, including fitness facilities, recreational activities, social events, and more. Nurture connections, explore new learning experiences, and stay active and engaged within the community.Maintenance-free residences: Choose from villa homes or one-, two-, and three-bedroom senior apartments, each with its own private balcony or lanai. Enjoy maintenance-free living and the freedom to personalize your space with your favorite flooring and paint colors.Pet-friendly community: Freedom Village of Bradenton welcomes pets, allowing residents to enjoy the companionship of their furry friends.Experience the freedom, convenience, and enrichment of independent living at Freedom Village of Bradenton, where you can live life to the fullest and feel confident about the future.