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One of the great benefits of moving to a Life Plan Community is having a plan for life’s what-ifs. Should your health needs change at some point in the future, you’ll have access to a continuum of care, right on campus. Life Plan Communities, by definition, are geared to help every resident live a full and active life. But if the need arises, assisted living, skilled nursing and, in some cases, memory care are available to support residents’ well-being. All Life Plan Communities (also known as Continuing Care Retirement Communities or CCRCs) provide access to long-term care, but how you pay for the care you may need depends on the type of contract you sign. It’s important to understand the differences because your out-of-pocket costs could be significantly higher depending on the type of contract you choose.
To help you better understand your options, here are the three types of contracts you’re likely to encounter.
Type A – Life Care
Sometimes referred to as an “Extensive Agreement,” this is essentially a way to prepay for future long-term care. Generally, you’ll pay a higher entrance fee for this type of contract. But no matter what level of care may be required in the future, your monthly expenses will remain predictable and much lower than market rates.
Type B – Modified Plan
This type of contract covers some of the cost of future health care, but not all of it. For example, you might get 30 or 60 days of health services at no cost with additional care at per diem market rates, or you might receive a discounted per diem rate for care. The entrance fee generally falls midway between Type A and Type C options at comparable communities.
Type C – Fee for Service
This type of contract is essentially a pay-as-you-go option. All things being equal, the entrance fee will be lower than Type A or Type B contracts. However, if you need to move from independent living to a higher level of care, your monthly fee will increase to reflect the full market rate for the health services you use.
Entrance fees can range anywhere from $40,000 to over $1,000,000 at a Life Plan Community. At Freedom Village of Bradenton, independent living entrance fees and monthly fees can be found on the Financial Options page. We offer these two types of contract options:
If any portion of your entrance fee is determined to be a prepayment of future health care costs, part of the fee may be deductible as a health care expense. Consult your tax advisor for guidance.
The answer depends on your tolerance for risk. With a Type A contract, for example, your monthly expenses are predictable, no matter what level of living you may require in the future or for how long. Essentially, your monthly housing and long-term care expenses are capped for life. If you require care services over an extended period of time, it will be less expensive than it would have been without Life Care. On the other hand, you could choose Life Care and never end up needing care services, in which case you’ll have paid for something you didn’t use. That’s not such a bad deal when you consider that the lifestyle Life Plan Communities provide is designed to support residents’ continued well-being. Life Care also offers added peace of mind for you and your family. You can enjoy life without having to worry about what might happen if your health needs ever change.
If you’re concerned about the rising costs of long-term care, you’re not alone. According to the Genworth Cost of Care Survey, the annual median cost for assisted living in the Tampa area is $50,556, and the annual median cost for a private room in a nursing home is nearly $143,988. If these numbers concern you, finding a Life Plan Community that offers a Type A Life Care agreement may be the answer.
We know that moving to a senior living community is an important decision, and we want you to feel confident that you’re making the right choice for you. To find an option to fit your lifestyle and your budget, take our two-minute MoneyGauge assessment. See something you like? Schedule a personal visit by calling 941-219-5294, using our Community Assistant chat feature or .
By Dr. Myron Kwan, Board-Certified Internal Medicine Specialist at Millennium Physician GroupAs we approach winter, flu season is upon us. The holidays are a time for family, friends, joy, and celebration. Unfortunately, it is also the time of year when flu activity tends to peak. Understanding the cause of the flu, how it spreads, and how to protect yourself and your family is essential to staying healthy during this time of year.At Millennium Physician Group, we believe in the importance of flu prevention and educating our patients on how to stay healthy all year round. Whether you are thinking about getting a flu shot, trying to understand your symptoms, or looking for ways to avoid the flu, heres what you need to know.What is the Flu and How Does it Spread?Flu is a contagious respiratory illness caused by influenza viruses. The disease can infect the nose, throat, and sometimes the lungs, causing a range of mild to severe symptoms that typically come on suddenly. For some people, the flu can be debilitating, leading to serious complications and even death.The flu spreads mainly through minuscule droplets released when someone infected coughs, sneezes, or speaks. These droplets can then land in the mouths or noses of people nearby, with close contact as a primary method of transmission. Flu viruses can also survive on surfaces for 24 to 48 hours. This means touching a contaminated surface and then touching your nose, mouth, or eyes is a possible method of infection.Flu Prevention MattersFlu season typically peaks between December and February, but it is possible to have outbreaks anytime during the year. Staying current on flu cases in your community can help you know if and when you should get your flu vaccine. Each year, the vaccine is created to protect against the most common strains of influenza expected during that particular flu season.Even if youve had the flu or received a flu shot before, its crucial to get vaccinated each year. The flu vaccine is recommended for everyone 6 months and older. Its important to note that the flu shot does not stop you from getting the flu. If you do get the flu after being vaccinated, it can reduce the severity of symptoms and the duration of the illness.Additional flu prevention tips include: Wash your hands frequently with soap and water for at least 20 seconds. Cover your mouth and nose when you cough or sneeze to avoid spreading germs. Avoid close contact with people who are sick, and stay home if youre not feeling well. Avoid touching your face and disinfect solid surfaces that may carry germs, like your cell phone.What to Watch For: Common Flu SymptomsWhile anyone can get the flu, certain groups are at higher risk for developing serious flu-related complications. This includes children under 5 years old and adults 65 years and older, as well as pregnant women and people with a body mass index (BMI) of 40 or higher. Additionally, people with chronic medical conditions like asthma, diabetes, or heart and lung disease should take preventative measures during flu season. If any high-risk individuals develop flu symptoms, they should seek medical attention immediately.Flu symptoms can seem like they appear out of nowhere and include: Fever or Chills (although not everyone experiences a fever) -Cough -Sore Throat - Runny or stuffy nose -Muscle or body aches -Headache -Fatigue -Vomiting and diarrhea (commonly in children)If you or a loved one experiences these symptoms, its important to talk to your doctor about treatment and take steps to prevent spreading the disease.What to Do if You Get SickFlu symptoms can be similar to the common cold. While both are respiratory illnesses, the flu is more likely to cause fever, body aches, fatigue, and severe respiratory symptoms. Colds are usually milder with fewer severe symptoms.If youre unsure whether you have the flu or cold, its best to consult with your healthcare provider. They may recommend you get tested or prescribe antiviral medications. Antiviral medications are only available as a prescription and may reduce the severity and length of symptoms and prevent serious complications. Rest and drinking plenty of fluids can also help you recover quickly. Take Control of Your Health with Millennium Physician GroupFlu season can bring about serious health problems, but by being aware and practicing preventative measures, you can better protect yourself and your family. If you have questions or concerns about flu prevention and how you can take control of your health, Millennium Physician Group is here to help guide you. Reach out anytime, and we can work together to create a plan that prioritizes your health. ABOUT THE AUTHORMyron Kwan, MD, is a board-certified internal medicine specialist at Millennium Physician Groups Bee Ridge Road location. Kwan is an expert in preventive care and patient-centered services. Founded in Port Charlotte in 2008, Millenium Physician Group has grown into one of the states largest primary care practices, with more than 150 locations across Florida and more than 250 overall. For an appointment, call 941.552.8808 or visit millenniumphysician.com. Millennium Physician Group 5741 Bee Ridge Road, Suite 250 Sarasota, FL 34233
Mobility Source: Your Trusted Partner for Mobility Equipment RentalsMobility Source is dedicated to providing high-quality mobility solutions tailored to your needs. Whether you're looking for wheelchair-accessible vehicles, power scooters, or other mobility equipment, we have you covered. Our extensive rental selection is backed by a commitment to cleanliness, safety, and superior customer service.Reliable Mobility RentalsAt Mobility Source, we take pride in delivering top-notch rental equipment. All vehicles and mobility aids undergo a rigorous inspection and maintenance process, ensuring you receive products that are not only functional but also safe and clean.Wide Range of Rental OptionsMobility ScootersNeed a scooter to navigate your day? Mobility Source offers both 3- and 4-wheel power scooters designed for comfort and ease of use. Whether you require one for a single day, a week, or an entire month, our scooters make getting around effortless.Wheelchair RentalsWe offer a comprehensive range of wheelchairs to suit your mobility needs, including:Transport WheelchairsManual WheelchairsPower WheelchairsAdditionally, we carry essential mobility aids such as knee scooters, walkers, and rollators for added convenience.Mobility VansFor those needing a reliable wheelchair-accessible vehicle, our fleet of mobility vans is ideal for all occasions. Rentals are available for as short as one day or as long as needed, and we offer a concierge service to deliver the vehicle or equipment directly to your home, airport, or office. Delivery and pickup fees apply.Affordable Rental RatesMobility Source offers competitive pricing to fit your budget. Plus, the longer you rent, the more you save!Mobility Equipment Rental Rates:3- or 4-Wheel Scooter: $35.00/dayPower Wheelchair: $40.00/dayManual Wheelchair: $20.00/dayTransport Chair: $15.00/dayRollators: $10.00/dayMobility Van Rental Rates:Daily Rate: $125.00Weekly Rate: $700.00Includes 100 miles/day; additional miles at 35/mile. Longer rental terms are available.Please note: Rates are subject to change without notice.Plan Ahead for the HolidaysNow is the perfect time to secure your mobility equipment for the holiday season! Whether its a family gathering or a vacation, Mobility Source has the rental solutions to ensure seamless mobility.Contact Mobility Source TodayDont let mobility challenges hold you back. Call us at 941-218-4113 to book your rental or learn more about our services. Let Mobility Source provide the freedom and convenience you deserve!
At Mobility Source, we understand the importance of dependable vehicles for individuals with mobility needs. Whether you require repairs or installations for your wheelchair van or general vehicle services, our service department is here to provide professional, honest, and high-quality care.Comprehensive Services for Your VehicleMobility Source specializes in servicing and repairing wheelchair-accessible vans, vehicle conversions, wheelchair lifts, and most other types of vehicles. We are committed to ensuring your vehicle is safe, functional, and ready to meet your needs.What Sets Us ApartUpfront Pricing: All services and repairs are quoted before work begins, giving you complete control over the process.Factory-Trained Technicians: Repairs and installations are always performed or overseen by factory-trained professionals, ensuring top-quality results.High-Quality Parts: We use only the best parts to ensure lasting performance and reliability.Customer-Centric Service: Our team prioritizes honesty, kindness, and professionalism, ensuring a seamless experience.Our ServicesWe handle a wide range of repairs and installations, including:Diagnosing and fixing wheelchair vans, ramp conversions, and wheelchair lifts.Servicing wheelchair-accessible minivans, ramps, and conversion systems.Conducting mechanical repairs for light trucks and standard vehicles.Inspecting vehicles to meet County Transport Certification requirements.Pricing GuideBelow are our competitive service and repair rates:ServicePriceVehicle, Ramp Conversion, & Wheelchair Lift Diagnosis$99.00 per hour (1/2 hour minimum)Wheelchair Accessible Minivan Ramp/Conversion Service$119.00Wheelchair Lift Service$149.95County Transport Certified Vehicle Inspection$95.00Light Truck and Auto Mechanical Repairs$95.00 per hourWheelchair Accessible Minivan Repairs$110.00 per hourWheelchair Lift Repairs$110.00 per hourCommitment to Safety and ExcellenceAt Mobility Source, we prioritize your safety and satisfaction. From diagnosing issues to completing installations, we ensure every job is done correctly the first time. Whether you drive a truck, a car, or a wheelchair-accessible van, you can count on us for exceptional service and results.Contact Us TodayHave questions about repairs or services? Need help with your vehicle? Reach out to Mobility Source for expert guidance and support. Let us keep your vehicle running smoothly and safely.Your mobility is our priority. Let Mobility Source help you get back on the road with confidence.
Located just six miles from the beautiful Gulf Coast beaches in West Bradenton, Florida, Freedom Village of Bradenton is a premier Continuing Care Retirement Community. We offer spacious and upscale living accommodations, along with a comprehensive range of health care services designed to meet the diverse needs of our residents.Rehabilitation: Short-term rehabilitation services to help you recover and get back to your life as quickly as possible.Rehabilitation Services At Freedom Village of Bradenton, we understand the importance of excellent rehabilitation services following an illness or injury. Our team of expert clinicians collaborates with each resident to design an individualized plan tailored to their specific challenges, abilities, and goals. Our rehabilitation services include:Physical, Occupational, and Speech Therapies: Comprehensive therapy services to aid in recovery.Orthopedic Rehabilitation: Specialized care for those recovering from orthopedic surgeries or injuries.CVA/Stroke Rehabilitation: Focused rehabilitation for stroke survivors to regain function and independence.Fall Prevention Program: Programs designed to improve balance and prevent falls.Pulmonary Program: Care for residents with chronic lung conditions.Cardiac Heart Failure Program: Support for those with heart failure to improve cardiac health.Balance and Vestibular Therapy: Treatments to address balance issues and vestibular disorders.Schedule a VisitTo learn more about our services or to schedule a personalized visit, please call us at 941-799-6855. We look forward to sharing our beautiful campus with you and discussing how we can meet your needs in our welcoming community.
The Inn at Freedom Village offers 24-hour skilled nursing care designed to provide advanced long-term care with the comfort and support of home. Here's what you or your loved one can expect from our skilled nursing services:Tailored care plans: Residents at The Inn at Freedom Village are treated as treasured family members, and our caring staff takes the time to develop personalized care plans tailored to individual needs. Whether for short-term or long-term stays, we anticipate needs and provide highly personalized care and transition support.Supportive environment: Residents receive care in a supportive environment where their comfort and well-being are prioritized. Our staff assists with activities of daily living, including bathing, dressing, grooming, and medication administration, ensuring residents' needs are met with compassion and dignity.Engaging activities: We encourage residents to stay engaged in activities appropriate for them, offering opportunities for socialization, recreation, and personal enrichment. Our beautifully landscaped gardens and grounds provide serene outdoor spaces for relaxation and enjoyment.Comprehensive amenities: Skilled nursing services and amenities include private or companion suites, all-inclusive monthly fees covering care, living, and dining costs, daily housekeeping and laundry service, and 24-hour nursing care. We also hold regular care meetings with residents and their families to ensure ongoing communication and support.At The Inn at Freedom Village, we are committed to providing compassionate and comprehensive skilled nursing care in a warm and welcoming environment. Our goal is to enhance the quality of life for each resident by meeting their individual needs with personalized care and support.
Heartfelt CONNECTIONS is a nationally recognized program designed to provide personalized, activity-focused memory care for individuals impacted by Alzheimer's or other dementias. Here's what your loved one can expect and the benefits they can experience:What your loved one can expect:Personalized memory care: Industry-leading care tailored to the unique needs and abilities of each resident, including specialized Alzheimer's care.Assistance with daily living: Help with tasks such as dressing, bathing, and medication management to promote comfort and well-being.Dementia-specific programming: Engaging activities such as arts and crafts therapy designed to stimulate cognitive function and enhance quality of life.Access to community amenities: Enjoyment of amenities such as the salon and barbershop, fitness center, and pool to promote socialization and overall well-being.Small-group activities: Participation in enjoyable group activities within a supportive and intimate environment.Community outings: Regular outings to enhance enrichment and provide opportunities for engagement and socialization.Benefits for your loved one:Promotes dignity and accomplishment: Encourages a sense of pride and achievement in daily activities, fostering dignity and self-worth.Supports engaged eating: Specialized diets and mealtime support to promote enjoyment and nutritional intake.Improves overall well-being: Supports improved self-esteem, reduces fear, anxiety, and frustration, and promotes overall health and well-being.Benefits for you:Peace of mind: Knowing your loved one is receiving the highest quality of care and support.Enhanced relationship: Allows you to focus on cherishing the relationship with your loved one, returning to the loving connection you once shared.Quality time together: Provides opportunities to make the most of your time together, engaging in meaningful activities and interactions.Support for the family: Offers access to resources, counseling, and other services to support you and your family throughout the caregiving journey.Heartfelt CONNECTIONS aims to enrich the lives of individuals with dementia while providing support and peace of mind to their families, fostering a positive and nurturing environment where each resident can thrive.