For people with Parkinsons, exercise is not only healthy, but a vital component to maintaining balance, mobility and daily living activities.Benefits of exercise:Symptom management. Research has shown that exercise can improve gait, balance, tremor, flexibility, grip strength and motor coordination.Possibly slowing disease progression. There is a strong consensus among physicians and physical therapists that improved mobility decreases the risk of falls and some other complications of Parkinsons disease.Research from theParkinsons Foundation Parkinsons Outcomes Project, the largest Parkinson's clinical study, has proven that 2.5 hours of exercise per week has a significant difference on the quality of life for those with PD. Regular physical activity is linked to improved mobility and less cognitive decline.Wellness Partners provide Parkinson's specific exercise or PD-friendly exercise as trained by the Struthers Parkinsons Center, aParkinsons Foundation Center of Excellence, and other qualified health care providers. Wellness Partners are dedicated to serving the Parkinson's community with evidence-based exercise resources to help people live well with Parkinson's!For more information on the Parkinson's Foundation of Minnesota, CLICK HERE.

Did you know that healthcare errors, fraud and abuse cost American taxpayer billions of dollars annually? Knowledgeable Medicare beneficiaries, family members and caregivers are the first line of defense in fighting Medicare fraud.The Massachusetts Senior Medicare Patrol (MA SMP) Program works with Medicare and Medicaid beneficiaries, to prevent, detect, and report healthcare errors, fraud and abuse. We conduct regular free educational sessions at Councils on Aging, community centers and many other organizations to encourage consumers to take an active role in their healthcare. We give people the tools to help protect themselves and their loved ones. The MA SMP Program promotes the use of Personal Healthcare Journals to record all medical appointments, diagnostic procedures or prescriptions, and compare all journal entries against Medicare Summary Notices (MSN), Explanation of Benefits (EOB) and all healthcare bills, and to report any irregularities to appropriate authorities.Navigating ones health benefits is often a disheartening task.The complexities of the ever-changing healthcare system can be overwhelming and upsetting. Be vigilant about your health care and protect yourself and your loved ones from healthcare errors, fraud, abuse, and deceptive marketing schemes. We recommend that you:Protect your Medicare card as you would a credit card.Detect any irregularities in your medical bills or statements from Medicare or other insurers by always reviewing them for accuracy.Report any discrepancies/questionable activity to the MA SMP Program. Trust your intuition. If something does not seem right, check it out!Be an engaged healthcare consumer, help save billions of American taxpayer dollars, and most importantly, be proactive in preventing harm to yourself or to a loved one.Join our team and become a MA SMP Program volunteer! Educate your peers, family members, caregivers and professionals about the importance of being an engaged healthcare consumer.Host or schedule an SMP informational/educational session at your organization, request an SMP brochure or obtain additional information, by contacting the MA SMP Program at 800-892-0890 or visit www.masmp.org. We offer sessions and materials in multiple languages.

The Longest Day is all about love. Love for all those affected by Alzheimers disease. On the summer solstice, June 21, 2018, participants will team up to do an activity they love or an activity loved by those affected to help end Alzheimers. What people do on The Longest Day is up to them! This is a way to honor someone living or lost to the disease by selecting one of their favorite hobbies, or select an activity that honors a caregiver. Or, do what they are passionate about to recognize this important day.To demonstrate the commitment our participants have to our fight, we ask each team to raise funds and awareness to fuel the efforts of the Alzheimers Association. From face-to-face support to online education programs and promising worldwide research initiatives, all donations raised make a difference in the lives of the millions of people affected by Alzheimers today and those who will face the disease tomorrow. Every dollar raised helps to strengthen our impact while moving us closer to our vision of a world without Alzheimers disease.More than 5 million Americans are living with Alzheimers disease, here in Pennsylvania 400,000 people are affected by Alzheimers disease or related dementia. There are 15 million Americans providing unpaid care for people with Alzheimers or other dementias. Last year these caregivers provided an estimated 18.2 billion hours of care valued at over $230 billion. These caregivers are our inspiration for The Longest Day, we want to show them our support for their fight and help end this disease.You can show your support for those affected by this devastating disease by registering your Longest Day team today. Visit www.alz.org/tld to register, build your team, set your activity and start raising funds and awareness for the Alzheimers Association. If you have any questions about The Longest Day or any of the programs and services offered by the Alzheimers Association call our Helpline, available 24 hours a day, seven days a week, at 800.272.3900.

Geriatric care management focuses on the unique needs of the senior. Typically, the senior needing care management will have some typeof problem with their memory which may be the early signs of dementia. The Care Manager is a skilled professional, often times anurse or social worker, who completes an initial assessment and develops a Care Plan to guide in the needed support services. The Care Plan focuses onaddressing medical and nutritional status, safety, memory, and support needs.Care managers are aware of the many different funding sources and can save you money by making smart choices the first time.They work with Medicaid planning and can help with placement and creating a Care Plan that is within your individual budget.The National Association of Professional Geriatric Care Managers (NAPGCM) recommends using certified care managers. For moreinformation you can review the web sites www.caremanager.org and www.westerngcm.org. This article was written by Karen Buchanan RN, BSN, CMC,RG who can be reached at Colorado Elder Care Solutions 303-791-3155 or directlyat www.coeldercare.com.

Regular exercise is key to maintaining good mental and physical health, especially while we are enjoying our retirement years. With Southwest Floridas exceptional year-round weather, Naples is the ideal place to get outside and get moving.If your idea of exercise is hitting the golf course, youre in luck. There is no shortage of excellent golf clubs in the region. Weve put together a list of 10 of the highest-rated golf courses in Naples that you wont want to miss!1. Lely Resort Golf & Country Club8004 Lely Resort Blvd., Naples, FL 34113Lely Resort Golf & Country Club boasts 54 holes of spectacular golf designed by three golf legends: Robert Trent Jones Sr. (Flamingo Island course), Lee Trevino (Mustang course), and Gary Player (the private Classics course). Golfers will appreciate the tranquil natural Florida surroundings that frame the pristine greens as they enjoy a great game of golf.2. TPC Treviso Bay9800 Treviso Bay Blvd., Naples, FL 34113TPC Treviso Bay was designed to challenge the worlds best players while also providing the weekend golfer with an outstanding golf club experience. This picturesque course offers an excellent game and views across the Rookery Bay National Estuarine Reserve.3. Eagle Creek Golf & Country Club11 Cypress View Drive, Naples, FL 34113Annually rated among the best in Florida, Eagle Creek Golf & Country Club's course was designed by renowned golf course architect Larry Packard. This walkable golf course winds through cypress preserve and pine forests and offers members six sets of tees to match their experience and ability level.4. Royal Poinciana Golf Club1600 Solana Road, Naples, FL 34105This private, invitation-only club provides members with two impeccable, David Wallace-designed 18-hole courses one of which has been redesigned twice by Arthur Hills, and the other of which has been renovated by Drew Rogers. Get a taste of wild Florida at this Audubon International Cooperative Sanctuary-certified course as you wind past cypress trees, ponds, and native plants and wildlife.Learn more about activities for seniors by downloading: The Busy Person's Guide to Recreation in Retirement.5. Foxfire Golf & Country Club1030 Kings Way, Naples, FL 34104Foxfire is proud to give members an unparalleled, year-round golfing experience. Equipped with five tee boxes to support all skill levels, Foxfire offers three different and challenging nine-hole courses, each with its own unique personality.6. Fiddler's Creek8152 Fiddlers Creek Parkway, Naples, FL 34114For 15 consecutive years, Golfweek has called the Golf Club at Fiddlers Creek one of the top 100 residential courses in the U.S. This award-winning golf club blends the beauty of Southwest Floridas natural resources with a strategic and challenging golf experience that is suitable for all levels.7. Hibiscus Golf Club5375 Hibiscus Drive, Naples, FL 34113The 18-hole Hibiscus Golf Club is one of the few courses in Naples that is open to the public. This David Wallace-designed course offers a unique and challenging golf experience for both high- and low-handicap players.8. Royal Palm Golf Club405 Forest Hills Blvd., Naples, FL 34113The newly renovated Royal Palm Golf Club has been serving Naples golf enthusiasts for 40 years. Check out the extensive updates, including hole redesigns, new bunkers, new irrigation, new cart paths, and upgraded and expanded practice facilities.9. Lakewood Country Club of Naples4235 Lakewood Blvd., Naples, FL 34112Lakewood Country Clubs golf course is both beautiful to look at and mentally challenging to play. With four freshwater lakes, abundant wildlife, and native trees and shrubs, as well as crushed-shell pathways and large sand bunkers, golfers of all skill levels will find much to love about the course.10. Riviera Golf Club48 Marseille Drive, Naples, FL 34112When youre crunched for time, but you simply have to golf, the Riviera Golf Clubs executive-length course offers an excellent round of golf without the time commitment. This shorter but still challenging design makes Riviera Golf Club a great choice for new golfers.Submitted and Written By: Barrington Terrace - click here for more information

The mission of the PA Link to Aging and Disability Resources is to improve access to long term services and supports for individuals, their loved ones and caregivers, regardless of age, income, or ability, through an integrated network of partner agencies committed to expanding the use of community based solutions, promoting person centered decision making, and enhancing the quality of services. PA Link provides a myriad of services including:Person-Centered Counseling (PCC) - Is a program designed to guide Pennsylvanians on the wide range of public and private resources available, based on an individuals needs, preferences, values, and strengths with a focus on an individuals prioritized goals.Information + Referral/Assistance -No Wrong Door access ensuring that linkages to appropriate services and programs are provided with minimal confusion to the individual.Benefits Counseling and Application Assistance - Assisting with awareness, understanding and access to public and private resources to obtain services to remain as independent as possible in a chosen setting.Partnership Development and Trainings - Opportunity for professional networking to share ideas and best practices. Providing free or low-cost trainings to increase knowledge and skill sets of agency staff.Community Outreach and Education - Information and education provided to the general public to inform them of available resources, access to those resources and how to connect to long term services and supports.Person-Centered Transition Support - Transitions between systems, programs, settings and life stages, such as nursing home transition, youth transition and military reintegration.Quality Assurance - Collection of data vital for programming, grant preparation and service system improvements.To contact the PA Link just call 1-800-753-8827_______________________________________Editors Note: This article was submitted by Ginger Monsted. Ginger is the Link Cumberland Coordinator and Service Area 9 Coordinator.

To learn more aboutNamaste Alzheimer Center - CHI Living, CLICK HERE.Reacting to their anger with negative behavior usually only escalates the situation. How can you deflect their anger while helping to ensure your health and well-being remain unaffected?Stay C.A.L.M. CARE about what theyre sayingby simply listening. Donotsay anything nor interrupt them. Hear them out until they run out of steam even if it takes several minutes. Often what people need most when they lose their cool is simply to be heard. Avoid being defensive; most probably, you have done nothing wrong. Anger is often rooted in fear; many times, what an angry person actually needs is assurance that things will get better.ASSURE they have been heardby repeating what theyve said You thought the store opened at 8 oclock so you drove all the way over there only to learn theyre closed for the weekend. The store hours on their website are wrong. No wonder youre angry! I understand.LINK to themby showing you have experienced similar frustration Its unfortunate you wasted all of that time. Of course youre upset I feel the same way when my time is wasted; you cant get it back.MOVE forwardby focusing on whats next. Use statements to redirect their thoughts to the future, such as, What else are you planning to do today? or The weather is so beautiful. Are you planning to get outdoors over the weekend?When people are upset, its best to keep your comments brief. Unless you are at fault, do not apologize. While you can empathize and listen to their frustration, do not accept responsibility or blame for matters unrelated to you.If needed especially with individuals who can become volatile or easily provoked promptly remove yourself from them until their emotions are under control. And, of course, if you ever feel their anger may be harmful to your own health and well-being, or that of others, call 911 if an immediate danger arises.If this person is a part of your everyday life, your health care provider, clergyperson or community resources, such as an area office on aging, are experienced with dealing with such matters and can provide you with the support you need.

ARE YOU A CANDIDATE FOR THE OSTEROARTHRITIS (OA) CENTER KNEE REHAB PROGRAM?1. Are your knees very stiff in the morning?2. Do your knees hurt when going up or down the stairs?3. Do you frequently take pain medication or aspirin for knee pain?4. Do the activities you enjoy cause pain around your knees?5. Have you been told that you need knee replacement surgery?If you answered YES to any of these questions, there is a successful Non-surgical treatment program to relieve your knee pain.HOW CAN VISCOSUPPLEMENTATION INJECTIONS PREVENT SURGERY?FDA has officially approved viscosupplementaion (Hyaluronan) for use in the treatment of Arthritis of the knee. Viscosupplementation bonds with naturally occurring joint fluid to create a lubricating and cushioning layer. It also reduces pain, inflammation and swelling of the joint, enabling you to do the everyday activities you enjoy!Published studies have proven and clinical experience has confirmed increased accuracy and decreased pain using our method of injections performed under an advanced live motion x-ray unit (Fluroroscopy) with dye. For best results, the viscosupplementation injections are combined with a specifically designed physical therapy program provided by a licensed Physical Therapist.YOU DONT HAVE TO LIVE WITH KNEE PAIN!In a little as five weeks, your knee pain may be reduced or possibly eliminate without a lifetime dependency on oral medications.It is important that you take an active role in the treatment of your Osteoarthritis OA and in prevention of additional joint damage. There are steps you can take to lower your risk for developing osteoarthritis.The most important thing you can do if you suspect you have any form of arthritis is to get proper diagnosis and begin early, aggressive treatment.WILL MY INSURANCE COVER THIS TREATMENT?Yes, Medicare and most major insurance will pay for some if not all of the treatment.KEY TO KNEE TREATMENT SUCCESSAll natural FDA approved hyaluronic acid acts as a lubricant and shock absorber in the knee.Injections visually guided by a live motion x-ray unit (Fluoroscope) to ensure minimal pain and maximal injection accuracy.Personalized Physical Therapy Program maximally enhances the lubricating and shock absorbing effect of the hyaluronic acid injectionsOnsite Licensed Physical Therapist works with each patient individually.Medical Procedure Covered by Medicare and Most InsuranceThis article was submitted by Dr. Robert Park at Centerville Medical. He can be reached at 801-298-7330. More information can be found at www.OACenters.com.

Idaho Power offers two weatherization programs for our customers. Both of these programs provide energy efficiency improvements to customers electrically-heated homes, apartments and manufactured homes so less energy is used and homes stay more comfortable. If you own or rent your home, you may be eligible to participate for free. The primary difference between these two programs is the amount of a customers annual household income.Weatherization Assistance for Qualified Customers (WAQC)Through the WAQC program, Idaho Power partners with Idaho and Oregon Community Action Partnership (CAP) agencies to weatherize electrically-heated homes of income qualified customers.Upgrades to your home may include things like new insulation, furnace tune-ups, weather stripping and sealing air leaks. These upgrades help keep cold air out during the winter and hot air out during the summer. CAP agencies in Idaho and Oregon have trained and certified weatherization crews and contractors to ensure improvements meet standards set by the U.S. Dept. of Energy. To see if you qualify for this program, contact your local CAP agency.Weatherization Solutions for Eligible Customers ProgramCustomers whose income is slightly too high to qualify for WAQC, may qualify for Weatherization Solutions. The Weatherization Solutions program serves Idaho Power customers in Idaho who heat with electricity and meet the income guidelines below:Number of people in homeMonthly income range1$1,733 and $2,4752$2,336 and 3,3383$2,940 and $4,2004$3,544 and $5,0635$4,148 and $5,9252016-2017 GuidelinesIf you would like to see if you qualify for this program call these contractors in Idaho: Power Savers (serving Ada, Elmore and Owyhee counties) at 208-377-0700 or Metro Contractor Services (serving Adams, Boise, Canyon, Gem, Payette, Valley, Idaho and Washington counties) at 208-459-0066.Benefits Youll AppreciateThese weatherization programs focus on the entire house. When a home is weatherized, it is weatherized entirely to save energy and provide a healthy and comfortable living environment for eligible customers.Through these weatherization programs, customers learn how to use energy wisely, where they might save additional energy to help reduce their heating costs, and how to use new equipment such as a digital thermostat in their home. This one-on-one education is a good time to have questions about energy efficiency answered by professionals.These home improvements make a real difference in the lives of Idaho Powers customers. We dont get cold, and we dont hear the wind blowing through the house like we did before, said Donna Blay, a participant in Idaho Powers Weatherization Solutions program. Energy efficiency upgrades to her familys all-electric, manufactured home included: a new heat pump, new ductwork, a programmable thermostat, compact fluorescent lamps (CFLs), and ceiling, floor, and pipe insulation.We hope you take advantage of these no-cost programs. Were sure youll be glad you did!This article was written by Idaho Power.

Do You Know Which People Foods Are Dangerous For Pets?There are some common foods that we enjoy but should not share with our cats and dogs:Alcohol will cause vomiting, diarrhea, decreased coordination, even deathAvocado vomiting and diarrheaChocolate/Coffee/Caffeine vomiting, diarrhea, heart arrhythmia, deathDairy Milk - adult animals lack the enzyme to digest it, resulting in diarrheaFatty and Spicy Foods can cause inflammation of the pancreas (painful and potentially fatal)Grapes & Raisins kidney failureMacadamia Nuts weakness, depression, vomitingOnion, Garlic, Chives red blood cell damage. Cats are especially sensitiveRaw Meat, Bones, Eggs risk of transmission of bacteria; diarrheaXylitol (artificial sweetener found in sugar-free gum and mints) causes life-threatening hypoglycemia (low blood sugar) and liver failureYeast Dough rising dough can release significant amounts of gas in stomach and intestines, potentially leading to ruptureSome of these, like chocolate, are well known to be problematic. Others on the list are lesser known to most people. Before offering meat baby food to cats make sure it does not contain onion powder. Chocolate, grapes, and raisins are tantalizing to dogs (and some cats) but are especially toxic. Cats and dogs are drawn to sweet or minty smells and tastes. Xylitol-containing gums and candy should not be consumed in pet-owning households.For more information on foods toxic to pets as well as toxic plants and drugs (both prescription and over-the-counter), ask your veterinarian or investigate www.aspca.org/pet-care/poison-control. To be safe, never medicate your pet at home without a prescription or recommendation from your veterinarian.This article was submitted by Dr. Lori Lowery, owner of ComforVet, LLC, a veterinary house call service. She can be reached at 303-630-9730 or by email at info@comforvet.com.

To learn more about Utah Senior Care Advisors, CLICK HERE.Independent Senior Living- These apartment setting communities for people 55+ are generally for those who do not require assistance with activities of daily living. Most of these residents maintain their drivers license and care for pets. All Independent livings communities offer different amenities and programs. Many include an activities program or socials and meals in a dining room. Some may have laundry services, transportation, housekeeping and other amenities such as a pool or gym. Larger companies may have Independent living, assisted living and skilled nursing communities on one campus, so your loved one can graduate to a high care community as their needs progress.When my grandmother could no longer keep her home in order, Independent living was the perfect fit for her. She was able to maintain her dignity, her dog and her car. There were plenty of social programs and we were comforted knowing she wasnt making herself the same peanut butter toast for every meal of the day. The community was essentially an apartment complex with socials and a dining room. We paid for a housekeeper to clean her apartment once a week and resident were supposed to use their own vehicles for transportation. The common areas were maintained, however a resident had to submit a request for apartment repairs.Assisted Living- Apartment setting communities that assist with activities of daily living including hygiene, prepared meal, and laundry and medication assistance. There is generally a full time activities program, a hair salon and other amenities for the residents to enjoy. These communities have an RN available, but not on staff around the clock.Memory Care-These communities provide all of the same services that an assisted living provides, but specialize in caring for resident with dementia. The communities are generally smaller and have a higher staff to resident ratio. A good activities program is based on sensory stimulation.Skilled Nursing- Hospital setting communities that employ doctors and have around the clock registered nurses on staff. This type of community assists those that need attention that only an around the clock nursing staff can provide.Respite Care- This service if for caregivers that need temporary care for their loved one. A person may stay at an assisted living for up to fourteen days, before actually having to move into the community permanently. This service is great for spouses acting as primary caregivers and need a vacation etcRegulations may vary state to state. Some assisted living communities specializing in memory care often offer some type of adult day care programs as well.Home Health and Hospice agencies- These agencies offer additional caregiver support, at home or at an assisted living community. These services may be covered by Medicaid. Home health allows people to prolong their move to an assisted living and helps residents that need additional care at an assisted living prolong their move to a skilled nursing community. Hospice agencies focus on care for residents that are actively dying or near the end of life. Their focus is on palliative care such as pain management and comfort. They are also a great resource, helping families prepare for the loss of their loved one.CCRC- Continuing Care Retirement Communities. These are communities that offer assisted living, memory care and skilled nursing at one location or campus.

Does someone you care about display any warning signs of mistreatment? Physical AbuseInadequately explained fractures, bruises, welts, cuts, sores & burnsUntreated pressure bed soresNeglectLack of basic hygieneLack of adequate foodLack of medical aids (glasses, walker, teeth, hearing aid, medications)Lack of clean appropriate clothingDemented person left unsupervisedBed bound person left without careHome cluttered, filthy, in disrepair, or having fire & safety hazardsHome without adequate facilities (stove, refrigerator, heat, cooling, working plumbing, and electricity)HoardingFinancial AbuseLack of amenities victim could affordElder voluntarily giving inappropriate financial reimbursement for needed care and companionshipCaregiver has control of elders money but is failing to provide for elders needsCaretaker living off elderElder has signed property transfers (Power of Attorney, new will, etc.) when unable to comprehend the transactionPsychological AbuseCaregiver isolates elder (doesn't let anyone into the home or speak to the elder)Caregiver is aggressive, controlling, addicted, or uncaringReporting Suspected Elder AbuseIn Salt Lake County Call: 801-264-7669. Statewide Call: 1-800-371-7897. In case of emergency, call your local police station or 911.For more information of preventing Elder Abuse and Neglect in Utah, please call the Utah Elder Abuse Prevention Coalition at (801) 860-3801.

One of my first complaint investigation as a Long Term Care Ombudsman came from a man who stated he was being denied dessert by staff at meal times.When I asked the facility about this they responded that he is diabetic and should not have sweets by order of a physician and request of the family.The complainant pointed out he was a veteran and stated very clearly that he had earned the right to eat chocolate cake after fighting in the South Pacific during WWII. He explained to me that he agreed his health was not the best and this was true, but that he understood the consequence and would still like to have dessert. He added that he needs a wheelchair and cant see well so he depends on others to help him. He stated that in all his years he had never shared a room with another person other than his wife and had just moved into a room with a stranger. He had to sell his home and many of his possessions after his wife died. He now needed somebody to help him in most aspects of his daily life who were also strangers. Having dessert was one thing that was familiar and provided some distraction as to how much his life had changed recently. He asked me what should he live for if he is denied chocolate cake?This was about his independence and restoring something to his life that gave him pleasure when he felt so much had already been taken. This was not about a sweet tooth as I first suspected. This complaint was about the dignity that is provided by allowing people to assume risk and make their own choices. Even when those choices would not be the choices we would make for ourselves. This was about a man wanting some normalcy and control of his own life when he felt he had none. This was about how rights are altered for concerns of safety without consideration of harm to a persons spirit. I learned there is dignity in allowing risk and that what may seem trivial may have much deeper meaning to another person.Editors Note: This article was submitted by Scott Bartlett Long Term Care Ombudsman with the Area Agency on Aging, Pikes Peak Area Council of Governments.He may be reached at 719-471-7080 x 113 or by email at SBartlett@ppacg.org

OFF BALANCE? ITS MORE SERIOUS THAN YOU THINK!By 360 ORTHOPEDICS Sarasota/Lakewood Ranch/VeniceStudies have shown that 40% of us will have a balance issue at some point in our lives. Some of these issues will be the catalyst for us to see our physician. A balance disorder is a condition making one feel unsteady or dizzy. Any number of things may cause a balance disorder including:Ear infectionHead injuryMedicationLow blood pressureEye/Vision problemsArthritisInner ear conditionBrain disorderWeak muscles or bonesAgingProper balance is important to daily living. A good sense of balance helps us bend over without falling, rise from a chair without tumbling, turn without tipping over, and walk without stumbling. Balance is critical to maintain our independence and enjoy our daily life. Good balance functions as a result of many systems in our body working in harmony. The eyes, ears (vestibular system), and sense of surroundings, when working properly together, help us to stay upright. These tell the brain how to work with our musculoskeletal system and maintain balance.The CDC (Center for Disease Control) says one-third of adults over 65 fall each year and among those even older, falls are the leading cause of injury related deaths. As we age, our sense of balance can deteriorate, however, there are some simple things we can do to slow the process.Keep moving. One of our physicians favorite phrase is motion is lotion. Exercise is, indeed, our best defense against many conditions.Build balance. Try standing on one leg for 30 seconds, increasing your time each day. Stay close to a counter or table for support.Biking helps bone density and strengthens your muscles to help avoid falls.Proper stretching of your calves will build strength and stability in legs and feet.If youre able, plank exercises help to build your core.With any exercise program or even increasing your daily activity, its advisable to consult your physician first and discuss any limitations you might have. At 360 ORTHOPEDICS, we take care of treating and strengthening your bones, joints, tendons, and muscles which all help improve your balance.

Every year in the fall and all around the country seniors are on the move to their favorite warm weather winter destinations. The majority of the seniors traveling to Florida, Texas and Arizona for the cold winter months are renters and they are finding availability is becoming harder and harder to come by as our senior population grows larger every year. Starting in 2030, when all baby boomers will be older than 65, that senior citizen population will make up 21 percent of the population, up from 15 percent today.. The demand for short term rentals in Florida for seniors who snowbird is growing faster than they can build appropriate housing to meet the demand. Senior living communities in Florida have noticed the short fall and some are taking the appropriate actions to meet the demand. Seniors looking to escape the brutal winter months and enjoy a short term lease with an easy carefree affordable lifestyle are finding senior living communities are the affordable answer. Senior living communities have changed so drastically over the past 20 years and they are nothing like the depressing senior homes of the past. The new styles of senior living being offered today are a far cry from what was offered just a short time ago. Senior living communities are now offering spacious furnished and unfurnished apartments, villas and cottage style living with A La Carte amenities and food plans to suit your personal lifestyle. PROBLEM: There are so many communities and options to choose from! Where do I begin?SOLUTION: Use a Senior Living Referral Agencies and Senior Living Advocacy  like  The Right Senior Living Solution. They have the local knowledge and expertise of the senior living options being offered in your area. They have agreements with communities and will most likely get you the best deal and options available.1. Things to consider!While some people know right away where they'll snowbird, for many, choosing where they'll stay (and for how long) during the winter months can be challenging and time consuming.If you're planning on moving to a different climate than what you're used to, it's essential to do your homework first. This includes researching states and towns, deciding to rent or buy, and planning how you'll get back and forth, among other things.When exploring areas, you need to find out what access you'll have to what matters most to you.Before you decide on a location or snowbird community, consider if you'll have quick access to health care, banking services, educational opportunities, entertainment, grocery stores, restaurants, shopping malls, fitness options, and more.2. The costLiving in a different location for part of the year means you'll likely have a bigger budget. Besides housing costs, you may also spend more money on clothing, transportation, food, and entertainment. Still, there are ways to control the cost of living like snowbirding in an all-inclusive senior living community where your total monthly cost for housing, food, transportation and daily living activities is fixed. But it's essential to thoroughly explore the additional cost of the snowbirding lifestyle so you don't face any surprises that could derail your retirement plans.3. The travelSnowbirds often choose locations based on the ease with which they can drive from one place to another.That's why many choose popular snowbird destinations in places like Florida, Arizona, New Mexico, California, Texas, the Carolinas, and Louisiana.But driving isn't always an option. If you plan on flying to your snowbird destination, you'll need to factor in flight and other transportation costs. And if you want to explore international destinations in the winter months, you'll be adding additional expenses and complexity to your new lifestyle. 4. Missing familyOne of the biggest challenges for snowbirds is missing family and friends back home. While you might enjoy sunny days in your winter location, it's still easy to feel isolated when you're far away from loved ones.You might even miss holidays, birthdays, graduations, weddings, funerals, and other special events.Joining an active community of snowbirds in the same situation as you can help alleviate some of the homesickness by keeping yourself social and busy.So make sure you plan for these occasions and set up a schedule to have fun and avoid feeling lonely.You can always invite loved ones to your winter home and head north to visit for special events too. Just make sure you add trips home to your snowbirding budget.5. Handling healthcareOne of the significant concerns of snowbirding is managing your medical needs.In addition to your routine medical issues, you may have to deal with seasonal allergies and other illnesses that aren't common in your home climate. Plus, with a new routine, you may experience changes in diet and exercise habits that could impact your health. So it's important to research local hospitals, doctors, dentists, pharmacies, and other providers to ensure you can receive quality care when you need it.Don't make the mistake of assuming your health insurance coverage will travel with you. Before making any plans, check with your insurance company to ensure you have the coverage you need when you're living in another state or country during the snowbird season. 6. Managing homes from afarWhen you're snowbirding in the south but keeping a primary residence up north, you'll face managing a house long distance.That means ensuring everything runs smoothly, from regular maintenance and repairs to getting your mail and paying the bills.It also means finding someone trustworthy to check on and take care of your property.And if you're a pet owner and your pet isn't traveling with you, you'll also need to consider how you'll manage pet care from afar too.Related: 11 Checklists to Help Manage Snowbird Living7. Changing environmentsIf you've lived in a particular environment all your life, moving to a new location may require adjusting to a new culture, language, and weather.This includes learning tasks such as how to navigate unfamiliar streets, shopping for groceries in different stores than you're used to, and dealing with cultural differences.Moving to a different area for an extended period isn't something you do every day, and you're not on vacation when you snowbird. If you're not the adventurous type, it's natural to feel nervous and anxious about adapting to a new lifestyle.8. Safety & securitySnowbirds face unique safety and security risks because they are away from their home(s) more frequently than most people.Securing your home and belongings, including monitoring utilities and staying safe on the road, are things you don't want to take lightly.As long as you follow basic precautions, you should be able to enjoy your snowbird adventure without any major issues.9. Financial planningAs mentioned above, snowbirds will spend more time away from home than usual, which can also present financial challenges.You will need to budget money wisely so you don't overextend yourself and cause potential problems in your later retirement years. You'll also need to keep money saved for emergencies and future inflation or stock market volatility.Many snowbirds find ways to earn extra income to help their finances go further while providing some socialization and mental stimulation.10. Additional estate planning needsWhile snowbirds may be planning for an active lifestyle, they still need to consider what happens if they die unexpectedly, especially away from their primary home.You may need additional tools in your estate plan if you plan to own homes in two different states, will be traveling extensively, have complicated assets, or have challenging family dynamics.The Good NewsLiving the snowbird lifestyle is not without its challenges, but the benefits can far outweigh the cons of snowbirding.So if you're on the fence about becoming a snowbird, here are several reasons for becoming one this winter season:Sunny days and warmer temperaturesLiving a healthier lifestyleExploring new areas and culturesMeeting new friends and interesting peopleExperiencing new activities and hobbiesOutdoor entertainment and adventuresHaving fun and making memoriesVery little to no cold weatherNo snow shoveling!No ice to worry about slipping and sliding onIncreased odds of a long and enjoyable retirementNew job or volunteer opportunitiesYOU ARE NOT ALONE www.therightseniorlivingsolution.com All in all, there are many good reasons to become a snowbird, and we hope that our list has helped you decide whether or not you'd like to make the move.We would love to hear from you. George & Adele Smith(941) 705-0293(570) 848-2507

Whether to place your loved ones in a facility or leave them their home is a difficult decision. Where do seniors want to live? A recent AARP study indicates that 83% of those over 65 would like to stay in their current residences for as long as possible.Yet, as seniors age, to stay at home becomes increasingly difficult for the senior and the seniors adult children. At least half of the 85+ age group need some type of assistance with their activities of daily living. Providing that care comes at a cost. Sixty-two percent of caregivers, generally adult children, have found that caregiving has affected their jobs, ranging from reporting late for work to giving up work entirely. In one study, 40% of caregivers reported that they lost an average of 17 days per year without pay to care for a disabled elder.According to an AARP/Met Life Study in 1997, the number of Americans struggling with this issue is growing: 54 million Americans are caregivers to an elderly parent or relative; 64% of caregivers are employed; 15 million workdays are missed annually because of elder caregiving; and employers lost $12-29 billion as a direct result. With the aging of the baby boom generation, these numbers are undoubtedly much higher today.The solution to the problem is home care through a licensed personal care agency. They provide skilled caregivers who have been screened and are bonded and insured. Personal care agencies provide a range of services, from one hour visits to 24/7 live-in assistance. This allows seniors and their families to choose just the right amount of care needed to keep the senior safe in her home and keep it within her budget.What both seniors and their adult children want is quality time together. Seniors don't want to burden their children with caregiving responsibilities. A licensed personal care agency can help seniors with bathing, dressing, meal preparation, light housekeeping, errands, medication reminders, and all other activities of daily living. Taking the chores out of caregiving for adult children gives seniors what they need the most: time with their children.Submitted by: Kevin Whatcott is the owner of Homewatch CareGivers in Utah. He is an attorney and Certified Senior Advisor. Homewatch CareGivers has been caring for seniors in their homes for over 30 years. If you have any questions about home care or other senior issues, give Kevin a call at 801-746-1080

To learn more aboutThe Wellington - MBK Senior Living, CLICK HERE.Irvine, Calif. (April 30, 2019) The Wellington has been named Utahs Best of State winner in both the assisted living and independent living categories. This marks the ninth win in eight years for the Salt Lake City senior living community that has long been known for providing exceptional care.The Best in State Award recognizes outstanding individuals, organizations, and businesses in Utah who demonstrate achievement and excellence in their field of endeavor, producing superior results and outcomes. In the senior living industry those outcomes include providing individualized care, offering exceptional services, amenities and an exceptional home-like atmosphere. Based on recent 5-star reviews from residents and family, The Wellington is not only achieving those results but exceeding customer expectations along the way.The Wellington far surpassed my expectations. The receptionist greeted us warmly as we entered the establishment, and I noted immediately how clean and pristine everything was. As I watched each of the staff members, they congenially interacted with every resident. We opted to stay for lunch and eat with the residents. The meal was delicious and it felt as if I were dining in a 5-star restaurant. The decor and ambiance at The Wellington felt like home.The Wellington is one of the finest assisted living facilities I have ever seen! You can tell from the second you walk in that everyone there truly cares about the residents and takes a lot of pride in what they do. I have friends whose parents live here and they can't speak highly enough about the staff, facilities, and everything else involved. 5 stars all the way!Having served Salt Lake families for nearly two decades, The Wellington has a legacy of senior living excellence and a reputation for providing exceptional care and an engaging lifestyle to area seniors, said The Wellingtons Executive Director Scott Ambrose. We are honored to be recognized as the best independent living and assisted living community in the state of Utah.The Wellington is nestled in the heart of Salt Lake City with views of the Wasatch Mountains and close to local freeways, shops and state of the art medical services. Backed by the strength and experience of MBK Senior Living, The Wellington nurtures a culture of genuine care. The Wellingtons service-enriched lifestyle is supported through numerous amenities and MBK signature dining and activities programming. To learn more about The Wellington or to schedule a personal tour, call 385-257-2929 or visit theirwebsite.

Why would you want to move to Punta Gorda, Florida? Because you can afford it! Punta Gorda possesses incredible charm and a community rich with history. It is a thriving, small city nestled on the shores of Charlotte Harbor in SW Florida and it is rapidly becoming the IN destination for visitors, residences and businesses alike. Its recently revitalized downtown has cobblestone streets and gas lamp streetlights. The residential area features brick streets lined with huge old royal palms and many old Florida-era tin-roofed homes with wide verandas.Picture 129 square miles of sparkling water, clear sunshine, fishing at its greatest, wildlife in abundance and a casual, friendly atmosphere that appeals to those who are seeking the natural pleasures of life.Punta Gorda is a small town that few know about. Not only is it affordable, but it offers a rich variety of activities for the new demographic of vibrant lifestyle seniors 55 and better. There are many communities in Punta Gorda that fits the retirement budgets of our northern neighbors and they are finding Florida to be an affordable alternative to living up North.Experience Old Florida in the way it was meant to be. It is not just a place to visit in Winter any longer, but a destination you can call home.Editors Note: This article was submitted by Tammy Sperrazza, Marketing Director, Charlotte Crossing 941-347-4040

Aromatherapy is a non-pharmacological treatment to help improve physical, mental, and emotional health. It is a holistic option that is often combined with traditional medical treatments to relieve chronic conditions such as pain, anxiety, insomnia, and nausea. Aromatherapy utilizes essential oils derived from plants such as flowers, herbs, and trees, and they are commonly in haled from diffusers or applied to the skin through lotion or patches.Does it work?Aromatherapy has been used by many cultures for centuries, and modern studies have shown its potential benefits. An Allina Health study of over 10,000 patients who received aromatherapy found that patients treated with essential oils had reduced levels of pain, anxiety, and nausea.1Is it safe?Aromatherapy has very few, if any, side effects when quality essential oils are properly used. It is important to use pure oils that only include the distilled plant as the reliability of essential oils for sale vary greatly. Additionally, a Certified Aromatherapist will help you achieve the best results and lessen the chance of the negative side effects.CareAparents Aromatherapy ProgramYour physical, mental, and emotional well-being affects your overall health, and CareAparent is excited to provide aromatherapy to help improve your life. Our Certified Aromatherapist will conduct an in-home health assessment and will then customize essential oil products that are tailored to your needs and support your specific areas of concern. The Aromatherapist will also provide you with holistic recommendations to complement the current treatment plan prescribed by your physician and aid further improvement of overall quality of life.There are many ways aromatherapy can improve your health. Contact CareAparent by phone at 651.702.HOME (4663) or online at CareAparent.com to schedule a complimentary consultation with our Certified Aromatherapist. You can also learn about our in-home health services including personal cares, skilled nursing, physical therapy, and occupational therapy.1 Joswiak, et al; https://pubmed.ncbi.nlm.nih.gov/27062964/

What is the Veterans Benefits Administration Pension?A Veterans Administration (VA) Pension is a benefit for low-income veterans with wartime service and Non-service connected disabilities. A VA Pension is a needs-based benefit for which veterans might be eligible. This is not an entitlement. The annual income requirements to qualify for a VA pension are below poverty rates.How is eligibility determined?To be eligible, veterans must have a character of discharge which is other than dishonorable, and served on active duty for 90 days with at least one day during a war time period. Veterans must be 65 years old or older, or be permanently and totally disabled if under age 65. Veterans must also meet established income and net worth requirements. An accredited Veterans Service Officer can determine benefit eligibility.What are Aid & Attendance and Housebound Benefits?Aid & Attendance and Housebound Benefits are not benefits you can file for by themselves. These Special Monthly Pension rates which are higher than the basic pension rate, and may be granted to applicants who demonstrate a higher level of medical need. Veterans must qualify for pension first, before determining eligibility for Aid & Attendance or Housebound benefits.In order to qualify for Aid & Attendance, veterans must require assistance in performing daily living activates such as dressing, eating, attending to hygiene needs and managing medication.Veteran must be confined to their home and unable to travel without assistance in order to qualify for Housebound benefits. These benefits cannot be applied for individually.Where to go for help?Due to the complexity of various VA Pension eligibility guidelines, please speak with an accredited Veterans Service Officer who can help determine benefit eligibility.The Jefferson County Veterans Service Office provides FREE assistance to veterans and dependents, and helps obtain all eligible benefits. The Veterans Service Officers are certified and accredited nationally and recognized by the VA to assist veterans and dependents in the preparation of claims.For a comprehensive review of VA benefits call the Jefferson County Veterans Service Office at 303-271-4574. The VSO office is located at 3500 Illinois St, Golden, CO 80401 in the Laramie Building. Were here to serve you!

Residents who needeye careand have lost their jobs because of the COVID-19 pandemic, have no health insurance and are in financial hardship may now receive a virtual eye appointment from Quigley Eye Specialists at no charge. Upon completion of a financial affidavit, those in need may have fees that insurance would normally cover completely waived.Service to our community has been our mission since Thomas A. Quigley founded our practice more than 30 years ago, saidDr. Duane Wiggins, Board Certified Ophthalmologist and Cataract and Refractive Surgeon at Quigley Eye Specialists. Giving back is an important part of our everyday lives. We are proud of the fact that we have performed more than 2,000 free surgeries for those without insurance or means to pay because they were at risk of going blind without the needed procedure.Extending eyecare to those impacted by the COVID-19 pandemic is the next natural step for Quigley Eye Specialists. Waiving fees to help residents who need to see an eye doctor but dont have the resources to pay for it is the responsible thing to do, he added.Residents do not need to be a current patient of Quigley Eye Specialists to obtain virtual eye exams or have the fee waived. Any patient who has an eye concern can now access this safe way to see a doctor without leaving their home, said Dr. Wiggins. While we cannot do dilation online, we can uncover visible eye concerns that may involve obtaining a prescription for medication. If it is an emergency or cannot be handled online, we certainlycan make an appointment for an in-office visit.Those with current insurance coverage will not qualify for the program. Individuals with insurance may still schedule a virtual eye appointment, but their insurance will be billed for the exam.Dr. Wiggins said there is also an emotional benefit to the virtual appointments. When we visit with patients in their homes via virtual eye appointments, we are able to connect. For many patients, this is the only human connection they have during this time of social distancing, he said.Virtual appointments may be the new normal for a long time. According to theCenters for Disease Control, the pandemic is expected to pose a threat until a vaccine is made. Therefore, social distancing guidelines may continue for the next 18 months.Article Submitted & Written by: Quigley Eye Specialists - click for more information*

Cypress Coves assisted living community, The Inn, offers its residents a lifestyle that allows them to pursue opportunities for learning and growth as well as entertainment and fulfillment, all while receiving the services they need or want.Some people may think of assisted living as being an old time nursing home. Not here! At The Inn, we are all about quality of life. We are proud to say that Cypress Cove was the very first community in the State of Florida, and only the sixth in all of North America, to achieve Person Centered Care Accreditation from the Continuing Care Accreditation Commission. This recognizes our commitment to each individual whom we serve, to allow our residents in every level of care to retain as much control over their lives and their choices as possible. The choices to enhance life at the Inn are numerous. It all starts with our wellness lifestyle offering, Inn Charge! The philosophy of this wellness initiative is that residents will be healthier if they select a balance of activities that challenge a variety of disciplines: Social, Spiritual, Physical, Emotional, Vocational, and Brain Fitness. Special offerings such as the Conductorcise Program, introduced to the residents by its creator Maestro David Dworkin, enhance all of these disciplines as the residents conduct classical music together, while learning about the various pieces of music, the history of their composition, and interesting trivia about each selection. This unusual exercise challenges all six of the disciplines and is not only a valuable wellness tool but provides so much fun that the residents sometimes forget its also good for them!Classes in Skype, digital camera use, computer skills, and cell phone technology keep our residents on the cutting edge of technology, often surprising their grandchildren with their expertise. We are assisted in this effort by groups of students from area high schools and colleges. Many residents refer to our young visitors as a breath of fresh air and the students likewise glean pearls of wisdom from their new friends and mentors. Both populations grow richer by sharing intergenerational events and activities.A younger group of children from a nearby daycare center looks forward to monthly visits with their adopted grandparents. All the holidays become brighter when shared with children, many of whom do not have their own grandparents living nearby.Every month, the calendar is jam packed with choices! Residents enjoy such activities as live music programs, current events discussions, bingo, pet visits, Wii tournaments, brain fitness exercises, dance therapy, pet visits, movies, crafts, seminars, chair volleyball, worship services, games, and gathering with friends in the courtyard. Outings include going out for lunch, to the dinner theater, picnics in the park, for boat rides, shopping, and just taking a ride on the bus in order to stay in touch with how the greater community is changing and growing around us.Three times a day the family of residents at The Inn gathers to enjoy three very important parts of daily life breakfast, lunch, and dinner! We are fortunate that our director of dining services comes from a resort background. Forget institutional dining, and board our cruise ship that doesn't move. The quality of the meals, as well as the choices available, provide a pleasant and inviting setting to visit with your neighbors and make plans for an evening bridge game, or a walk in the courtyard.The professional staff at The Inn stands ready to assist you with your activities of daily living as needed eating, bathing, dressing, grooming, bathroom assistance, transferring, and medication administration. The Inn has an Extended Congregate Care License that allows for additional nursing services not available in a standard assisted living community. This license affords peace of mind, as residents do not have to worry about making a move to another facility if they need some additional assistance temporarily or permanently.Is it becoming tedious to do your laundry, or complete the chores to keep your home clean? The Inn has a professional housekeeping staff to take care of those things for you. Did a light bulb burn out? Cant get your answering machine to work? Our friendly maintenance team stands ready to help you.Residence at The Inn does not require payment of an entry fee; our doors are open to welcome our friends in the greater community to join us in this relaxing, worry-free lifestyle. We firmly believe in the old saying No one can go back and change the past, but anyone can start today and make a new life.We at The Inn rise to the challenge of giving our residents something to look forward to every day! We are proud of Cypress Cove, a neighborhood of friendly people, fresh ideas, and new possibilities!Editors Note: Submitted by Sharon Giebels, Director of Assisted Living and Wellness at Cypress Cove. She is a Certified Aging Services Professional and a Certified Alzheimer's Trainer. with a Masters Degree in Health Services Administration.

The Centers for Disease Control and Prevention estimate that each year in the US, nearly one-third of people aged 65 and older experience a fall. One out of 10 falls in this age group result in an injury requiring hospitalization.Be proactive in your quest for maintaining independence. Here are some tips to reduce your chances of falling.Dont multitask while walking. This interferes with your ability to notice that you are about to fall. Be aware of your surroundings, including surface changes and obstacles.Exercise. Tai chi, water workouts and walking all build strength while improving flexibility. Take a balance class, strength training, Tai Chi, yoga, Zumba, or play pickleball. Cross train and add a new activity or exercise class into your day. Keep moving, working for coordination and balance. Use it or lose it!Get your eyes tested. Identify and treat vision problems so you can clearly see where you are going. Be good to your eyes, and get regular check-ups.Consider your medications. Some prescriptions may cause excessive drowsiness or dizziness; talk to your doctor about possible alternative medications. The combination of several drugs or over the counter medications can sometimes cause unexpected problems.Make your home safer. Remove all floor clutter, secure throw rugs, and place non-slip mats in showers and tubs. Paint the top edge of steps a contrasting color, or use solid-color carpeting to better see edges of individual stairs.Choose shoes wisely. High heels can throw you off balance. Floppy slippers can trip you up, and brand-new shoes might have slippery soles. Choose the right shoe for your activity.Know where your pet is at all times. Small dogs can get underfoot, and big ones can knock you off balance.Seek out social events or senior activities at local wellness centers. Several places may have life-long learning for a small cost or may even be free. The social aspect is not only fun but also encourages those around you.Editors Note: This article was submitted by Cindy Luebke. Cindy is the Director of Wellness for the J Leonard Levy Family Wellness Center located on the Shalom Park Campus. For more information, she can be reached at 303-400-2293 or Cindy.Luebke@shalomcares.net

Providing care for a loved one can be difficult and many caregivers find themselves feeling trapped by the responsibility and dont attend to their own needs. Conversely, those receiving care may feel guilt for being a burden or anger over their loss of abilities. Because it is such a difficult time for you and your loved one, it is important for you to take care of yourself as a caregiver. Some caregivers reach the point of burnout where they may find themselves feeling hopeless, resentful, or impatient. Below are some tips on how to avoid caregiver burnout:Know your sources of support. Dont be afraid to ask your family for support. If you are reluctant to ask for help, ask yourself, If my family knew what I was trying to do by myself, would they feel that they had missed an opportunity to serve their loved one?It is also helpful to know the resources in the community that can take some of the burden away. Aging Services provides in home assistance to seniors and also provides support to caregivers. Home Health and Hospice agencies can also provide supportive care and have social workers familiar with community resources.Meet your emotional needs. Caregivers often report feeling anger, grief, guilt, helplessness, fear, worry, loneliness and shame. Are there friends that will lend a listening ear? Would joining a caregiver support group be beneficial?Consider the care-giving relationship as a partnership. This Eden philosophy of care suggests that regardless of a persons physical or cognitive function, everyone can participate in their own care in some way. Helping your loved one feel needed and independent improves the relationship and can minimize the stress and frustration around daily tasks. Find time for activities that rejuvenate you. This can be as simple as journaling, taking a walk, or curling up with a good book. You need time to get away.Recognize all that you ARE doing. We often have a tendency to focus on our shortcomings and discount or discredit the positives. Keep in mind there is no such thing as a perfect caregiver. Recognize what you are doing is difficult and acknowledge the many things you are doing well.For more information on caregiver support and resources, contact Andrea Morgenegg, LCSW, HPMT, MT-BC, Dignity Home Health & Hospice (801) 492-4892. For more information on The Eden Philosphy, contact Diedra Kearney, Director of Community Education at Dignity Home Health & Hospice (801) 860-3801

Im not going to a nursing home, I want to stay in my own home.Unfortunately, physical and mental capacity issues may require additional care that is difficult and extraordinarily expensive in your home. Transitioning into an assisted living or skilled nursing facility can be exhausting and expensive. Proper advanced Medicaid planning with an Elder Law attorney can help you find the government resources to pay for a majority of your health care costs. The best time to plan is before you need assistance.SKILLED NURSING FACILITY My individual medical care needs are more than family caregivers or assisted living facilities can provide.You or a family member may be in a position where they need immediate skilled nursing care. It is important to make sure you consult an elder law attorney before applying for Medicaid. Applying before you meet the income test and asset test can be a major setback on the path to obtaining financial assistance. Each month you do not qualify may result in major financial loss.ASSISTED LIVING FACILITY I need assistance with Activities of Daily Living (ADLs).While it is a difficult decision to move into an assisted living facility, often it is the best decision for you and your family. To ease the financial burden, it is necessary to prepare for any future medical issues that may happen down the road. While full cost-of-care Medicaid coverage is not automatically available for Assisted Living, there are discretionary government programs that you may qualify for, including the Medicaid Diversion program.INDEPENDENT LIVING FACILITY I am fully capable of handling daily activities on my own, but it is nice knowing that I have assistance nearby when needed.While less expensive than assisted living or skilled nursing, independent living still comes at a high cost. There are numerous legal and financial planning techniques available to help preserve your hard-earned money. These techniques may be used to put you in a position to cover the cost of long-term care.Elder law is an important piece of estate planning that will help you establish a plan to cover the high costs of long-term care and preserve your estate for your family. While it is important to ask for help at any stage when seeking long-term care, remember to plan early and plan often. Preparing well in advance of any major health issues can save you money and also save you years of stress and aggravation down the line. Please consult with your advisors to develop a long-term care plan that is right for you and your family.

A recent New York Times article discussed how after a five decade rise in the number of women in the workforce, that rise has stalled over the past 15 years. The general consensus is that caring for children, historically a womans job, has taken its toll. But the other significant factor is that elder care responsibilities have also increased as the population in the United States has aged. This combination has made it challenging for many women to actively remain in the labor market. Today, 15 percent of the American population has reached retirement age. Many older Americans are unable to live independently, and the job of caring for them falls predominantly on wives and daughters. A quarter of the women age 45-64 years old and one in seven of those 35-44 are caring for an older relative. As a result, 10 percent of family caregivers have to cut back on their work hours and 6 percent leave the work force entirely. Surveys indicate that family caregivers spend about 20 hours a week providing care, with many reporting having to miss work or eventually losing their jobs. This trend is likely to continue - by 2030, more than 20 percent of Americans will be of retirement age and on average, will need three years of long term care. The burden on millennial adult children will be even greater as they care for their children and parents. They also have fewer siblings with whom to share the responsibilities and with higher divorce rates among aging baby boomers, many will have no spouse to care for them. The U.S. Department of Labor projects that roughly 1.2 million home health aides and personal care aides will be added to the labor market to help address this need. In the meantime, prime working-age women will continue to leave the workforce to care for aging parents. HomeCare by RVNA offers certified aides on an hourly or live-in basis who can help to care for loved ones when family members cannot. For more information, call 203 894-5000.Editors note: This article was submitted by RVNA, a non-profit Medicare certified home healthcare agency with over 103 years of experience. RVNA provides home health aides through HomeCare by RVNA.Founded in 1914, RVNA is an accredited non-profit Medicare-certified home healthcare agency that also supports public health and safety, and promotes the highest quality of life. RVNA provides compassionate care to all individuals, whether young or old, through a continuum of care that encompasses health care at home and in the community. RVNA also provides home health aides and companionship through a non-medical subsidiary called HomeCare by RVNA and outpatient physical, occupational and speech therapy in its Rehab by RVNA facility at 27 Governor Street, Ridgefield.

For more information on CapTel, CLICK HERE.Discover the perks of using CapTel phones with hearing aids.In short, yes, absolutely CapTel captioned phones are hearing aid compatible! But what does this mean? Hearing aid compatibilityis a helpful feature in phones for hearing loss because of all the benefits they provide hearing aid wearers. Hearing aid compatible telephones can help you:Direct phone sound into your hearing aidAmplify sound more than traditional phonesDistinguish voices over the phoneReduce background noiseRead captions of the conversation as you listenKeep reading to learn more about CapTel hearing aid compatible telephones and the benefits they offer.Direct phone sound into your hearing aidCapTel hearing aid telephones include telecoil technology, which funnels sound from any T-coil compatible systems right into your hearing device. This feature allows users to utilize their hearing aids for phone calls. Hearing aid phones will sync with the T-coil setting on your assistive listening device to help you receive your callers voice directly through your hearing aid.Amplify sound more than traditional phonesAll CapTel captioned phones amplify your callers voice significantly louder than a traditional phone, thanks to amplification of up to 40dB gain. Hearing aid compatible telephones like this give you the ability to adjust the level of amplification to meet your individual hearing needs. This enhanced amplification can help you feel confident that you are going to catch every word.Distinguish voices over the phoneBeyond amplifying the sound, CapTel hearing aid compatible telephones allow you to customize the tone and frequency of calls to help distinguish voices. If high-pitched voices are easier for you to hear, you may want to use the high setting. You can also select low if lower-pitched or deeper voices are easier for you to hear. And finally, opt for medium if mid-ranged frequencies are best for you. CapTel 2400iis one of our hearing aid compatible telephones that allows you to customize various sound frequencies to your specific audiogram.Reduce background noiseHearing aids use a technology known as acoustic coupling, which allows the microphone on your listening device to pick up noises from the phone. The downside is that the microphone on a traditional phone can also pick up distracting background noises and other auditory feedback. CapTel hearing aid compatible telephones are different. Theyre designed to only pick up the sounds from your call without the other distracting noises, making it easier to focus on your conversation.Read captions of the conversation as you listenIn addition to the above benefits of hearing aid phones, CapTel captioned telephones also have an easy-to-read screen that displays captions of everything your caller says. As youre conversing with friends or family, you can see written captions of everything they say. If you missed something, you could simply look at the captions. Additionally, all CapTel models allow users to adjust the font size and color of captions so you can customize the display to your visual preferences.Find out more about hearing aid compatible telephones and what you need to know before purchasing in our helpful guide. If you are interested in purchasing a CapTel captioned telephone with hearing aid compatibility, reach out to our customer service teamby clicking the link above.

Like everyone we know, my family and I set launch for sunny paradise 15 years ago. We were amazed by the beauty and warm tropical climate. We quickly loved the people and soon opened the first, nurse owned and operated nurse registry, Coastal Care Nursing. Our mission was exceeding the expectations of everyone we encountered; caregivers, nursing professionals, and clients alike. This concept is loved even to this moment. Today, we are recruiting and referring the best nursing professionals to win the hearts of their clients.Today, there is A Better Way!Year after year, clients wanted more and requested upscale services. So, we answered the call with the first exclusive VIP concierge care service in the area. Each client has a dedicated concierge team to ensure the best care experience. Concierge Attendants are carefully selected for you, and may be exclusively placed on your service.From simply looking for a friendly companion to needing a little more assistance.Some families may only want a temporary service transitioning from hospital to home. Some families may want to direct in every aspect of care. Some families may want simple non-care concierge services from sunrise to sunset. The options are endless with your dedicated concierge team at your fingertips!Its time to put your toes in the water. Let us assist you to find your perfect plan from this moment moving forward. As always, it is our great pleasure to anticipate your needs before you can think of them !Day-to-Day ServiceFriendly CompanionshipSupport & EncouragementEnrichment TimeShopping OutingsSocial AssistanceRestaurant VisitsTheater VisitsBeach VisitsBridge ClubTea TimeTee TimeHealth ClassesSwimming CompanionSpa AppointmentsThe options are endless...Personal Care OptionsSunrise ServiceSunset ServicePersonal AssistanceWalking AssistancePersonal EnrichmentOvernight ServiceNursing ServicesMedication ObservationMedication RemindersHousehold ManagementServicesLight HousekeepingLaundryLinen ChangeCleaning Kitchen / BathFamily Meal PlanningMeal PreparationServe MealsPet CareGardeningErrandsChauffeur upon requestEmergency ManagementClient & Spousal SupportFamily SupportFamily Reassurance ContactOut of State Family SupportAsk about our Sunrise & sunset service!

Its not easy to choose your incontinence product that fits you best; it may not be a good idea to pick up a product by brand name only. Instead, choose the product that will work best for you. The important features of an incontinence product are leak protection, comfortable fit and absorbency. Find a well-balanced product. Not all incontinence products are created equal!Keys to finding the perfect productfor you or for your loved one:Avoid chain storesChain stores have limited brands on the shelf and dont provide a good amount of choices. They often exclude certainsizes and/or types. Avoid choosing one based solely on appearance of package. Visit web sites and do your research; educate yourself on all the available options. This is crucial to picking the correct product!Dont just assume the brands you are familiar with will provide the best value. Know all your options!Unfortunately, mass marketed national brands are not always the best products for your incontinence needs. You deserve the highest quality products available to you. Often, youll find a better-quality product with better cost effective-ness.Ask for free samplesMany incontinence product manufactures and providers will give you samples for free trials. Contact them, and ask for free samples! Dont hesitate to ask for 2 different sizes if you are in between the sizes, because the proper fit and size matters!Check if it has leak protectionFind out what kind of leak protection the product pro-vides. For example, some products have built in leakage barrier leg cuffs that provide the best leak protection!Products that only advertise excellent absorbency are usually lacking a leak protection system; and often this excellent absorbency claim turns out to be unsatisfactory. Those claiming only good absorbency performance from lab-oratory tests can mean inadequate performance.Choose the correct sizeChoosing the correct size is very important. It has a lottoo tight, it is uncomfortable; while if too loose, it may not give you proper leak protection as intended. For a product to perform at its best, you need to choose the right size. Good manufactures provide a variety of sizes for this reason. Wear as instructedAdult incontinence products are not difficult to use; how-ever, please read the instructions on the products package or the product brochures. Usually, you can find some helpful information.Ask for a better option for a better solutionDo not hesitate to reach out to customer service with the incontinence product providers for consultation. Ask for other options. They will usually provide you with solutions, and with free samples for you to try! Make sure of a comfortable fitIncontinence products are worn every day. If its uncomfortable, you may want to look for a better one. If you are taking care of those who use incontinence products, please ask how the product feels when wearing.Choose the best quality product, usually it ends up with less cost/wasteIn many cases, one consumes a lot of incontinence products a day; such as 5 or 7 pieces a day. A cheap product re-quires more changes and creates more waste. In contrast, a high-quality product requires less change and less waste. As a result, you would spend a lot less money on the high-er-quality incontinence products. In this way, a high-quality product is deemed cost effective as well. Dont be deceived by cheap price tags; you may want to evaluate your cost per day to be cost effective.Dont stay in a conventional wayThere are more incontinence solutions than you know. So many advances have been made in incontinence products! Try a new and advanced approach; the 2-piece system* for example, because it might be a better solution to your incontinenceissues.* The 2-piece system uses 2 pieces, such as an insert pad and a brief, or an insert pad and a protective underwear. It is very convenient because it allows you to change the pad multiple times throughout the day without changing the brief or protective underwear. For example: instead of going through 5 briefs a day, you may only use 1 brief and 4 pads in a day. This way you can avoid waste and save money by purchasing the less expensive insert pads versus the more expensive briefs or protective underwear.

Feelings of hurt, loneliness,and sadness are normal when someone you love dies. These feelings are part of the grieving process, and they are likely to surface at the beginning of the summer season with the arrival of Mothers Day, Memorial Day, and Fathers Day.Each persons grief is different, depending on how long the one you miss was in your life, the circumstances surrounding the death, and a variety of other factors.Everyonemoves through grief in their own way and on their own schedule.VITAS Healthcare, the leading hospice providerthroughout Florida and the US formore than 40 years, offersthese suggestions tohelpyoufind healthy pathways through your grief.Think of something you want that is available andmake a planto get it.Think of people who bring you happiness and call one of them.Take walks.Listen to your favorite music, sing, dance, or play your favorite musical instrument.Get involved in a craft or art project.Take a shower or a long, hot bath.Make a list of your strengths and spend at least an hour concentrating fully on appreciating yourself.Spend time with a pet.Think of something you would enjoy doing for someone elseand then do it!Forgivesomeone ormake a list of things you feel guilty about and forgive yourself. Consider how you can make amends.Read a good book.Plan a trip or an event you think you would enjoy.Think about enjoyable ways of relaxing. Choose one and do it!Make an appointment for a massagewhen its safe to do so.Begin something you have been putting off for a long time.Write down the funniest jokes you can remember.Make a list of things you are grateful for.Give something away.Plan a surprise for someone.Do breathing exercises for energy and calmness.Make your favorite meal.With vivid imagination, re-live an experience in your life that made you feel extremely loved. Lie down and relax. Close your eyes.Sign up for a phone-in or Zoom grief support group at VITAS.com/SupportGroupsIf your sadness turns into depression, and if your symptoms and feelings seem severe or continue longer than normal, call your doctor or consult with a clergy member, local therapist,or counselor who specializes in grief.By Bob Johnson, RN, general manager for VITAS Healthcare in Collier County- click for more information*Click Here for Original Blog Link*

Are you like me and worry about what your retirement looks like?Have you ever thought about what your life would be like if you no longer had to make mortgage payments(except property taxes, homeowners insurance and maintenance) or if you had a cash reserve available that would allow you to lengthen/increase your retirement cash flowor cover unexpected expenses?The NEW reverse mortgage is a loan available for seniors 62+ who wish to supplement their retirement using a portion of the equity in their home. A few benefits of a reverse mortgage include: no required mortgage payments other than taxes, insurance and maintenance (you can make optional mortgage payments for tax purposes or to control your equity position to fit for your specific situation*), and you may be able to delay taking Social Security.Top financial planners are urging their clients to look at a reverse mortgage sooner rather than later during retirement. It is no longer the loan of last resort.Its always best to discuss your individualoptions with a reverse mortgage planner.This article was submitted by Renatta Anderson, Reverse Mortgage Planner , NMLS #1267012. Renatta works for Fairway Independent Mortgage Corporation, NMLS Entity # 2289 and may be reached at 720-849-7389.*This advertisement is not tax or financial advice. You should consult a tax and/or financial expert for your specific situation. Copyright2017 Fairway Independent Mortgage Corporation (Fairway) NMLS#2289. 4801 S. Biltmore Lane, Madison, WI 53718, 1-877-699-0353. All rights reserved. Fairway is not affiliated with any government agencies. These materials are not from HUD or FHA and were not approved by HUD or a government agency. Reverse mortgage borrowers are required to obtain an eligibility certificate by receiving counseling sessions with a HUD-approved agency. The youngest borrower must be at least 62 years old. Monthly reverse mortgage advances may affect eligibility for some other programs. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without

What is a Medicaid Waiver?In 1981, Congress passed legislation allowing states greater flexibility in providing services to people living in community settings.This legislation, Section 1915 of the Social Security Act, authorized the waiver of certain Medicaid statutory requirementsThe Waiving of these mandatory statutory requirements allowed for the development of joint federal and state funded programs called Medicaid 1915 Home and Community Based Services WaiversThe New Choice Waiver programPurposeThis waiver helps eligible individuals to move out of nursing facility settings. Services are designed to help people transition out of a nursing facility and re-establish themselves back in the community.EligibilityMust be 21 years plus 1 month old;The primary condition must not be attributable to a mental illness;The individual does not meet Intensive Skilled level of care criteria; andThe individual does not meet level of care criteria for admission to an intermediate care facility for people with mental retardation (ICFMR)In addition, eligible individuals must be:Receiving Medicaid reimbursed nursing facility care on an extended stay basis of 90 days or more;Currently receiving Medicare reimbursed care in a licensed Utah medical institution (that is not an Institution for Mental Disease), on an extended stay of at least 30 days, and will discharge to a Medicaid certified nursing facility for an extend stay of at least 60 days; orReceiving Medicaid reimbursed services through another of Utahs 1915 waivers and have been identified as in need of immediate or impending nursing facility care.Waiver ServicesAdult Day CareAdult Residential ServicesAssistive TechnologyAttendant CareCaregiver TrainingCase ManagementChore ServicesConsumer Preparation ServicesEmergency Response SystemsEnvironmental Accessibility AdaptationsFinancial Management ServicesHabilitation ServicesHome Delivered MealsHomemaker ServicesInstitutional Transitional ServicesMedication Assistance ServicesNon-Medical TransportationPersonal Budget AssistanceRespite CareSpecialized Behavioral Health ServicesSpecialized Medical EquipmentSupportive MaintenanceEditors Note:This article was submitted by Blake Minardi. For more information contact: Vicki Ruesch (801) 538-6148 or Blake Minardi (801) 538-6497; UDOH Bureau of Authorization and Community Based Services 288 North 1460 West (PO Box 143112) Salt Lake City, Utah 84114-3112.

The final chapter of our lives can be filled with difficult and emotional decisions. A rapid decline in health or an emergency can prompt family members and health care professionals to have to make critical end-of-life care choices. Our personal intentions can get lost during these often-hurried situations.According to a survey conducted by The Conversation Project, 90 percent of Americans believe talking about end-of-life care with loved ones is important, yet 27 percent of individuals have actually done so.Starting a conversation about end-of-life care in advance can help ensure that your intentions are respected and carried out, says Barbara Goll, B.S., Community Education Liaison at Homeland at Home. Beginning the conversation may not be easy, but it can bring you and your family peace of mind.When you are ready to start the conversation, consider these ten tips:1. Plan a good time to speak with your family. Potential opportunities include: o A family gathering like a holiday.o Before you or your family members take a trip or will be separated for a period of time.o Prior to a serious medical procedure.2. Decide who you want to be part of the conversation. This might include close friends, a spiritual leader and/or health care professionals, including hospice support.3. Choose a setting that ensures you and your family members are comfortable.4. Think about ice breakers or ways to start the conversation, such as: o My health is good right now, but I want to be prepared for whatever may happen in the future.o Ive been thinking about how _______ died and it has me thinking about what I want.5. Start the conversation slowly and allow time for feedback from your family. You dont need to cover every detail at one time.6. None of your decisions are final at this stage. The start of the conversation is a springboard for future communication.7. Discuss hospice services to support you and your loved ones with difficult decisions, challenges and frustrations that may arise.8. Set a date in the future to revisit this conversation as your life circumstances may change.9. Encourage your loved ones to document their end-of-life wishes.10. Dont get frustrated if some family members arent receptive. Keep up the effort until you feel your personal intensions will be met.Think of hospice as a resource for you and your family, Goll says. At Homeland Hospice, we work to bring you peace of mind for your end-of-life journey._________________________________________Editors Note: This article was contributed by Wendy Shumaker, Asst. Director of Marketing for Homeland Hospice, HomeHealth and HomeCare. Content for this article was sourced from The Conversation Project National Survey 2013.

Geriatric medicine is a unique approach to primary healthcare focused on the needs of older adults. How is geriatrics different from other healthcare? Our primary focus is to maximize our patients function.Second, we seek to balance quality of life issues with the risks of any possible tests or treatments. Many tests can be quite uncomfortable and pose their own risks.Third, we try to keep people in their home environments as much as possible. This means avoiding unnecessary hospitalizations, as hospitals can actually be a dangerous place for older individuals.Our duty is to recognize the special needs of older adults. We must listen to all of our patients complaints, because even a subtle one can indicate a greater problem. This means that patient visits should not be rushed. The older population, more than any other group of patients, needs to know that we, their doctors, are there for them at all times. The geriatrician also has a responsibility to ensure that our staff appreciates and acts on the specialized needs of older individuals.Much of what we Americans typically consider normal aging is really not normal at all. There are very few complaints from older adults that actually warrant a response of its just because you're aging from a physician. In fact, even when a problem is a part of the normal aging process, it should be discussed in a constructive fashion with the intention of seeking alternatives to maximize function and quality of life.What allows a doctor to call him/herself a geriatrician? First, one can complete a fellowship in geriatric medicine after residency. Second, the Academy of Internal Medicine sponsors an examination in the specialty of geriatric medicine. Do all doctors who complete a fellowship or pass this test make good geriatricians? Not necessarily it has a great deal to do with attitude toward older adults and a particular style of practicing medicine. At Senior Care of Colorado, we train all of our providers in the geriatric care model: physicians, physician assistants, and nurse practitioners alike. Therefore, we refer to all of these special folks as "geriatric providers."The common denominator among those who choose to practice in the field of geriatric medicine is an underlying compassion and concern for seniors that transcends all other factors. And that is truly what being a geriatrician is all about.Editors Note: This article was submitted by Senior Care of Colorado/IPC. For more information, phone the practice at 303.306.4321

When it comes to deciding whether a will or trust is best for you, it is important to understand your options and which one is most appropriate for your situation. Will A testamentary will (simply referred to as a will) is a legal document used to transfer an estate to beneficiaries after the death of the testator (the person making the will). Within the will, the testator usually names a personal representative (same as executor) for the estate. A will is revocable (it can be cancelled by the testator) or it can amended at any time by the testator. For a will to be valid in Idaho, it must meet specific requirements under Idaho law. Living Trusts A person, during his or her lifetime, may create a living trust whereby the settlor (the person making the trust), trustee (the person who has legal authority to manage the trust assets) and beneficiary (the person who makes use of the trust assets) are all the same person. After the settlor dies, depending on the trust instructions, the trust assets may be distributed outright, or held within the trust and distributed over time or upon the happening of a specific event. Living Trusts may be appropriate for persons who own real property in more than one state or have a blended family where spouses have children from prior relationships. Testamentary Trusts A testamentary trust is created upon the death of a person as specified in his or her will and holds assets within the trust instead of outright distribution such as when minor beneficiaries reach a specified age or graduate from college, or when a beneficiary is a person with special needs or disability who receives government benefits. A New or Updated Estate Plan Whether a will or trust is appropriate for you depends on your circumstances. If you already have a will or trust, it should be reviewed occasionally to make sure it reflects your current wishes and needs, or if you have relocated from another state, or upon any significant change in your life such as divorce or death of a spouse or beneficiary. This article was written by Donna A. Schuyler, Attorney, who practices in the areas of estate planning, elder law, guardianship and probate. Donna Schuyler Law, PLLC; elderlawboise.com; Phone 208-344-1947

For more information on the author, Stellar Transport, CLICK HERE!No matter your age or phase in life, socialization will always be essential. We all strive for community, connection, and intimacy on different levels. For young people, the ability to socialize allows for continuous growth and development. For older adults, the need for socialization is persistent and can help avoid isolation, create a sense of belonging, and improve health. When it comes to seniors in assisted living facilities, socialization is vital. Meeting new people can assist in creating new memories and achieve a healthier outlook on life.Why Socialization is ImportantSocialization provides value, and the older people get, the more at risk they are for feeling lonely. While senior citizens likely live alone or away from their loved ones, isolation becomes common. During COVID-19 restrictions, seniors were even more at risk as the pandemic resulted in quarantining, social distancing, and the inability to go outside. With restrictions easing, seniors are now able to regain the benefits of socialization. After nearly a year of some seniors receiving little to no contact, physical and emotional distress might have developed. Socializing with others can avoid the potential impacts of isolation, as senior citizens develop a sense of warmth through the community.Taking Advantage of Community OpportunitiesWhether it is bingo or karaoke night, seniors should take advantage of as many events as possible at their assisted living facility. Game nights and other events can provide seniors the opportunity of meeting new friends. New connections can grant seniors the ability to increase the number of people they talk to daily. If seniors are uninterested in the events proposed by the assisted living facility, they should consider hosting an intimate group themselves. Whether seniors love reading, knitting, or watching movies, a social club can be created from just about any hobby. Beginning a club can allow seniors to branch out in their community by connecting them with others who share the same interests.Attend OutingsWith COVID-19 restrictions easing, seniors can begin attending to social life outside of an assisted living facility. With non-emergency transportation services such as Stellar Transport, seniors can request transportation services to just about anywhere. Located in Melbourne, Florida, Stellar Transport can take seniors to where they need to go, whether they want to attend a family dinner or the park. Seniors should attempt to go to a family dinner once a week or at the least every month. The push to attend an outside dinner with those they are familiar with can encourage seniors to gain the courage they need to socialize within their housing facility.If seniors enjoy spending time at parks, they can also gather a group for a weekend outing. Similar to how seniors might begin a social club, they can ask around those interested in heading for an outdoor festivity. Activities seniors can consider while at the park including having a picnic, taking a walk, painting a portrait, or reading a book. Finding a small group of people who enjoy the same activities can create lifelong friends.

Were all about providing the highest caliber experience for you.Experiences are everywhere, sometimes they are good and you want them to last, and other times they are bad and cant end soon enough. Even your choice of transportation is all about your experience. At Caliber Patient Care, thats our focus and thats why we brought this non-emergency medical transport business to Southwest Florida.Susans career as a Registered Nurse and my business background help steer our compassion for patient care and team performance to ensure that we get you where youre going safely, timely and comfortably.At Caliber we say Compassion Drives Us and were confident you will see it in the comfortable ride you get, with an experienced, safe, qualified driver team. Were thrilled to be here in Southwest Florida, providing the best experience for you, from bedside-to-doctorside.

Join local SBB Publisher Amanda Barton interview Sharon from the Vein Specialists. An incredibly informative interview if you have any questions regarding Vein procedures

Rarely do people initially associate hospice services with an opportunity to get the most out of life. After all, hospice is a service provided exclusively for individuals with a terminal condition who no longer wish to seek treatment. Doctors send patients home on hospice when they can no longer do anything to treat their condition.But in reality, hospice is not intended to help people die; it is intended to help people live every moment to the fullest before they die, and then when death does come, hospice allows the natural processes to run their course while preserving dignity and maximizing comfort. Helping people get the most out of life is a deeply personal journey because each person defines his or her life so differently.The special and unique touch that the hospice team brings to each person is its ability to meet people where they are in their experience, rather than telling them where they need to or should be. Hospice focuses on the person as a whole; a person who has a diagnosis and is facing death, but who also has hopes and dreams.Hospice provides an interdisciplinary team that provides a wide range of services. In addition to providing physical comfort, the most important shared responsibility of all team members is to assist the patient in accomplishing his or her goals before death when possible. Some have a desire to repair relationships with estranged family members. Others want to travel to New York, or Hawaii. For some, that may mean an actual family trip and for others it may mean bringing New York or Hawaii home with a special luau or watching a movie of a Broadway play. This approach helps people focus on the joys of life rather than on the fear of death.Although facing the prospect of death can be overwhelming, hospice can help patients get the most out of the time they have left. The hospice commitment is to improve quality of life and contribute to the joy of the journey before life is over.Editors Note: This article was written by Steve Eastman, LCSW for First Choice Home Health & Hospice. He can be reached at 801-434-4100.

Senior Move Managers assist adults to remain in their current homes, or to move to new ones. Good Moves, Inc. specializes in the emotional and physical aspects of sorting through a lifetime of memories.You may not need to move. With time, homes often become cluttered and unsafe. To avoid an unneeded move, Good Moves, Inc. helps downsize, de-clutter, and organize.SAFETY is always first, and moving when you want to move is much better than when you must.Develop a floor plan for what your home will look like when youre done. If you are moving from a 1,500-square-foot home now, its not all going to fit in a 900-square-foot apartment. DO NOT wait until you get there to decide what will fit.Enlist friends and family members who are energetic and physically able to get boxes down from the top shelves.Start in an area that is used the least, such as a back closet or a spare bedroom. Box up what you want the kids to have and send it to them. Now.If you get started on your own and it becomes too much, call Good Moves, Inc.Editors Note: We offer FREE in-home estimates. Get yours now by calling 239.682.3742.

Osteoporosis Prevention and TreatmentOsteoporosis is a painful, disfiguring disease that weakens bones making them more likely to fracture. One of every two women and one of every five men will havean osteoporosis-related fracture in their lifetime. Spinal fractures cause stooped posture, loss of height and chronic back pain. Hip fractures are the most serious consequence and can threaten ones independence and life. Other common osteoporotic fractures occur in the wrist and ribs, although the disease can affect any bone in the body.Women most commonly suffer from osteoporosis. However, this disease strikes both men and women. Without treatment, osteoporosis can silently advance until a bone breaks. By diagnosing osteoporosis in the early stages, your healthcare provider can start treatment that can prevent broken bones.Osteoporosis is diagnosed through bone density scanning, also called bone densitometry or DEXAscan, an enhanced form of x-ray technology that is used to measure bone loss. DEXA is most often performed on the lower spine and hips. The most accurate test is a dual-energy x-ray absorptiometry (DEXA or DXA) test of the spine and hip. This test can predict even a one percent bone loss and radiation exposure is only 1/10th the radiation of a routine chest x-ray and 1/100th the radiation of a CT bone density test.Be proactive. The key to prevention is finding out how strong your bones are before abone breaks. With information obtained from consultation and testing, your doctor can predict the likelihood of fracture and determine the most appropriate treatment for you.There are now medications available which can slow bone loss and prevent osteoporotic fractures. Other preventive measures include weight-bearing exercise, a balanced diet rich in calcium and simple lifestyle changesEditors note: This article was submitted by St. Mary-Corwin Medical Center. For further information on osteoporosis, or to schedule a DEXAscan, call (719) 557-4444. For more information about St. Mary-Corwin, call (719) 557-4000-4000

MEDMODERN is a Family Medicine clinic specializing in the care of Medicare Advantage patients.Dr. Coleman Pratt is Board Certified in both Family Medicine and Integrative and Holistic Medicine and has focused many years of his career on the care of older patients.MEDMODERN limits enrollment size in order to offer concierge medical services, including house calls, at no additional cost to qualifying patients. Nobody should feel rushed when they visit their doctor.Dr. Pratt has spent his entire career taking care of patients and their families, while also serving as a faculty member at Tulane School of Medicine and overseeing a large network of community health centers. He has worked to perfect his approach to care which is patient centered, evidence based, and quality focused. MEDMODERN understands that patients should receive cutting edge healthcare that emphasizes a personalized relationship with their Family Physician, and puts that principle into practice.Editors Note: Article submitted by MedModern Healthcare. They can be reached at (941) 251-4612 for more information.

Many families struggle with the thought of placing their loved on hospice.They often feel like they are writing a death sentence and prematurely causing fatality. Emotions are running strong, especially the feeling of guilt.If families could step away from the emotions and understand the logic and numbers behind hospice, they would feel comforted and it would calm their fears. Studies show Hospice adds quality of life while postponing aggressive treatments. In one study, researchers followed 4,496 Medicare patients with either terminal cancer or congestive heart failure. They found no difference in survival time between hospice and non-hospice patients with breast cancer, prostate cancer and colon cancer. Moreover, hospice care seemed to extend survival time for select patients: those with pancreatic cancer gained an average of three weeks, those with lung cancer gained six weeks and those with congestive heart failure gained three months.How does hospice accomplish increasing survival time of a patient? Hospice is designed to put the person back in the center of his/her health and allow them to take back control of their life. How does hospice place the patient in charge of their care? This is accomplished by the work of a dedicated team of hospice professionals, who understand. This includes the physical, social, emotional, and spiritual needs of a person with a life limiting illness. The patient and their family members are included in the creation of the care plan. Visit times are coordinated with busy family schedules. Symptoms and pain are managed instead of the patient experiencing extreme side effects. Hospice is able to add non-traditional modalities of health care such as Chaplin services; music, massage and aroma therapy. The addition of all these services empowers a family to be able to care for their loved one in the privacy of their home.As a hospice agency, we often hear familys express gratitude for patient centered care. Here are several examples of our patients family members comments:Hospice has given my family the power to take control of my dads cancer.Hospice has provided the support to bring my family together to share in an amazing experience of love in giving to my dad what he wanted most.Hospice has provided this opportunity with the amazing team members that give the service our family has needed to spend the last moments making memories instead of being held hostage with hospital routines that you have no control over.Hospice is a wonderful Medicare benefit which provides compassionate end of life care. It allows for families to have physical and emotional support during this difficult time.Editors Note: This article was submitted by Kris Carter. Kris Carter is the Executive Director of Aspire Home Health and Hospice and may be reached at 801-292-0296 or by email at kcarter@aspireutah.com.

Accepts Private Insurance. The term private health insurance simply refers to anyhealth insurance coveragethat is not offered by a state or federal government. Instead,private health insuranceis offered by aprivateentity, such as aninsurancecompany or broker. You can use these plans with certain housing, home health and non-medical home care agencies to help pay for services needed.#listing_mgr{8 basic_search}##listing_mgr{1 basic_search}#

Hearing a loved one receive a dementia diagnosis is among the hardest news a person could hear. My grandmas diagnosis left a defining impact on my family. Fortunately,adequate preparation can lead to less stress on you and a better quality of life for your loved one. At Oasis Senior Advisors, we love to help families solve these problems before they happen. First, understand that some cognitive decline is completely normal. Signs of normal cognitive decline include:More thinking timeMultitasking becomes more difficultSome new information, like technology, can be difficult to learnCommon, everyday tasks take longerIf youre worried your loved one may be suffering from dementia, see a physician. We encourage our families to see a neurologist or other clinic that specializes in dementia.If your loved one receives a diagnosis, get your team of support ready. Your children, close friends, and extended family need to be made aware of the diagnosis, and you, the family, need support! Some people are keenly aware and understand their diagnosis, while others cannot grasp what is happening and may be certain nothing is wrong. Your loved one may even blame you. Do not take this personally; its frequently outside of your control. As a family member or caregiver, it can be frustrating when your loved one can no longer understand you. If they dont understand, they no longer can, so please dont expect them to. It robs them of their dignity, causes frustration, and accomplishes nothing. They cannot change, so we must. Join them in their reality. If they believe theyre in a different time and place, as is common, join them there. There are many ways to care for a loved one. If you care for your loved one for a period of time, deep into disease, or not at all, you are wonderful! Admitting that caregiving is not for you may actually be the best way for you to care for him or her. Assisted Living, Memory Care, and Home Care are all valid and correct options. Were here to help, regardless of what your correct decision may be. Editors Note: Written by Steven Moses, CSA CDP CPRS, with Oasis Senior Advisors of Orlando. He can be reached at 407 250 8100 or visit www.OasisSeniorAdvisors.com/Orlando

Providing extra support with things like housekeeping, prepared meals, and transportation, they also boast calendars offering both on- and off-site entertainment, fitness classes, and education programs. Moving to these communities means planning ahead so support is available if or when they may need it.Studies show that people choosing to relocate to independent retirement communities, while still relatively healthy, actually have fewer health challenges and enjoy a higher quality of life than those of similar age who remain in private residential neighborhoods. This may be the result of being in an environment where residents have access to healthy meals, engage in regular social interaction, are encouraged to participate in physical fitness programs, and experience peace-of-mind from knowing they arent alone should they become ill or fall.3) Needs-based movesUnlike the two other types of moves, needs-based moves are usually involuntary. In other words, the person was told they had to move or they perceived they had little choice in the matter. Relocations of this type are often precipitated by a fall or result from functional challenges associated with chronic illness or cognitive decline. When moving out of necessity, housing options become more limited.Needs-based moves are often made directly from the hospital to a long term care facility or assisted living. The hardest kind of move one can make, these are usually the result of an Im not ready yet mentality or lack of financial means to otherwise have proactively relocated. Involuntary moves have been shown in numerous studies to correlate with higher levels of depression and decreased quality of life and well-being.Its about choiceEvidence (both empirical and anecdotal) shows that advance planning and preparations are critical for ensuring your residence meets your needs as you age. So, rather than simply a goal to age-in-place, why not make the goal to age in therightplace.In fact, what it boils down to is control.Its who is in control of the decision, whether to move or stay put, that makes all the difference. When you make the decision for yourself, either in advance or in the moment, you control your own destiny. If left for others to decide on your behalf, you may not like the outcome.Editors Note: Article provided by Helen Morgan, Resource 55 . Author, Nikki Buckelew, OKC Mature Moves

Resources to aid individuals and families in deciding if aging changes are affecting a persons ability to drive safely. Some issues to be considered include eyesight, medication effects, physical fitness, reflexes, mental sharpness, hearing and memory.#listing_mgr{7 basic_search}#

Adult Day Center services may be the perfect fit for you and your loved one if you are identifying that additional care is needed as independence inevitably declines. They offer necessary supervision during the day with the participant returning home, where they feel most comfortable, at the end of the day. Adult Day Centers provide meaningful activities, an opportunity for socialization amongst peers, medication management, meals, necessary support and supervision. These services empower older adults to be independent as possible while in a positive and supportive environment.Adult Day Center services are too often overlooked when families and care providers are looking for care for their loved ones and consumers that need supervision throughout their day. Adult Day Centers are often the perfect fit for those that still want to live at home but are not as independent as they once were. They provide respite for care providers that may have work, school or any other obligations throughout the week day. For example, Greenfield Senior Living Adult Day Center offers this respite Monday through Friday from 7:30am to 5:30pm.Not only does an Adult Day Center offer medication management while participants are under their care but they also provide an opportunity for socialization amongst peers, meals, meaningful activities, and so much more. The meaningful activities offered to the individuals that we have the privilege of supporting include but are not limited to pet therapy, bingo, arts and crafts, exercises, cooking club, walking club, interactive games, memory activities, reminiscing, and many other engaging activities. These services provide an opportunity to create meaningful roles in the participants lives while empowering them to still be as independent as possible. We would be happy to give you a tour of our Center at Greenfield Senior Living.Editors Note: This article was submitted by Lynsi Rosenzweig. Lynsi is the Director of Adult Day Center, with Greenfield Senior Living in Harrisburg, Pennsylvania.

Cancer is the second leading cause of death in the United States. For every 100,000 people, 438 new cancer cases were reported and 159 people died of cancer. Prevention is the best way to fight it, as many types of cancers can be prevented, while others are more easily treated when diagnosed early. Cancer screenings are an important part of early diagnosis, prevention and treatment.Colon Cancer Everyone age 50 and older needs to get regularly screened for colorectal (colon) cancer. When found early, colorectal cancer can be treated. Screening helps find abnormal growths that can be removed before they turn into cancer. Almost all colorectal cancers start as polyps, or abnormal growths in the colon or rectum. Screening can help find these polyps so they can be removed before turning into cancer. Breast Cancer Breast cancer is the second most common cancer among women, after skin cancer. The risk of developing breast cancer increases as women get older. Current recommendations are for women ages 50 to 74 to get a mammogram (an x-ray picture of the breasts) every two years. Cervical Cancer Pap tests are recommended every three years for women ages 21-65. There are other screening options for cervical cancer, too. Lung Cancer I urge you, if you smoke, to quit now. Lung cancer, one of the many risks from smoking, is the leading cancer killer in women. If you are over 55 and a current smoker, or someone who has quit within the past 15 years, ask your doctor about lung cancer screening. Skin Cancer Nearly 5 million people are treated for skin cancer every year in the U.S. Skin cancer can be serious, expensive, and sometimes even deadly. Fortunately, most skin cancers can be prevented. Protect your skin when you go outside. Use sunscreen, wear protective clothes, or hang out in the shade when you can. Prostate Cancer Men who are 55 to 69 years old should make individual decisions about being screened for prostate cancer with a prostate specific antigen (PSA) test. Men who are 70 years old and older should not be screened for prostate cancer routinely. Learn more about cancer screening and prevention at: www.cdc.gov/cancer.Editors Note: This article was written by Kathleen Warshawsky, BSN, RN; Publisher, Seniors Blue Book; President Dallas Area Gerontological Society. She may be reached at Kathleen@SeniorsBlueBook.com Article on page 23

A couple months ago, Ray Andrus retired from decades of working for big names in construction. Now he's doing smaller projects for people he's never met and it may be some of the most rewarding work he's ever done."We all need to help each other and perhaps the best help we can give is to those who need the help the most," he said.Andrus, 69, recently responded to a newspaper article asking for volunteers to perform odd jobs at the homes of the elderly and disabled in Davis County. He has committed 20 hours each week to fixing minor electrical problems or leaky faucets, digging up broken sprinklers, replacing light bulbs and getting caught up in a friendly conversation or two.Andrus' commitment was a huge boon to the Do Unto Others program that Rocky Mountain Care Foundation launched this summer. An earlier countywide assessment had revealed large gaps in the services available to the two populations and Rocky Mountain's Dede Fluette was excited to get something started.She had previously worked for similar programs in neighboring counties and continues to be shocked that "someone pays me to do this we just do good deeds and nice things for people."Fluette feels the elderly generation deserves star treatment."They are the most vulnerable and the most deserving population," she said. "It's not like you can say to an 85-year-old woman 'go get a job.' They've kind of put in their time and if we can help them, then that's great."The same is true for the disabled population the program assists, Fluette said."I don't think that just because they can't get up on the roof and fix a swamp cooler that they can't live independently in their own home," she said.The Do Unto Others program in Davis County has a few requirements. Beneficiaries must be living at 150 percent of the federal poverty level, be 60 or older or living with a disability, own their home and live within the boundaries of Davis County. The program teams up carefully screened and experienced volunteers to help with minor home repairs and limited seasonal yard maintenance.For more information contact Rocky Mountain Care Foundation at 801-397-4160Editors Note: This article was submitted by Dede Fluette of the Rocky Mountain Care Foundation. For More information contact 801-397-4160.

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Alzheimer's disease is the Sixth-Leading cause of death in the United States. March 11, 2013 will be Advocate for Alzheimer's Day at the Utah State Capitol. This will be our second year to take this important cause to our Legislators. This year the focus will be on assuring that our State Senators and Representatives truly understand the urgency in supporting now and in the future, the State Alzheimer's plan with the dollars that are needed to keep the momentum going. There are many of you out there who are experiencing firsthand the devastating effects of this disease. Whether you are caring for a loved one who has been diagnosed, a professional who works with people who have the disease or a friend or neighbor of someone whose family is struggling to navigate the process of living with someone with Alzheimer's. The time has come for our voices to be heard! Utah is #2 in the United States for diagnosis of Alzheimer's and related Dementia and we are projected to be #1 by 2025. Unless we can get continued support from our legislature, the cost of Alzheimer's disease care will bankrupt our state.Editors Note: This article was submitted by Kimberly Ware. Kimberly is an Administrator with Dignity Home Health & Hospice and may be reached at 801-934-6279 or by email at kware@dignityhlth.com

WHEN YOU DONT KNOW WHERE TO GO There are many things we prepare for in life, getting married, having kids, buying a home, retirement, etc. Unfortunately, most of us do not prepare for the day we notice that our parents, grandparents, or other aging loved one needs more help than before. They seem to be doing fine in some areas of their life, but you have concerns about others; it might be their driving, or how their home is kept, or their health is deteriorating. First, we are unsure if we should intervene, or if we do, we are not sure how much to get involved. Your loved one may welcome your help or they may not, in fact they may become defensive and push you away saying everything is just fine. You know at some level that this is not the full picture but you don't know where to begin. Perhaps you are helping your aging family member(s) and are exhausted attending to their needs, your family needs, and when possible, your needs. You may or may not have siblings or other family members who could help but don't or disagree with you on how to handle the evolving needs and changing conditions. Or worse yet, you are in the midst of a crisis situation. Your stress mounts, you feel overwhelmed, confused, and unsure about what to do next, you don't know what resources are out there, and/or how to handle the emotional challenges within the family system. Every family situation is unique. A Geriatric Care Manager is an expert in geriatric care with specialties in social work, nursing and mental health. They work closely with each family to understand their specific situation. Based on a clinical assessment of the individuals ability to function independently, their mental status, nutrition needs, medical conditions, financial resources, home safety, etc., the Geriatric Care Manager develops a custom care plan, identifying what is going well and which areas need to be attended to, including resources to support identified needs. The senior and their family's choose what areas they want or need help with from the care manager. These services include: Providing education, information and referral resources Monitoring medical needs and advocating as needed Coordinating and providing oversight of personal care and home health Providing assistance in addressing legal and financial issues Making placement recommendations and facilitating the process Providing direction on guardianship or conservatorship Providing emotional support and mediating family dynamics Serving as back-up for family members when they are out of town You can find a care manager in your area on the National Association of Professional Geriatric Care Managers (NAPGCM) website at www.caremanager.org. This article was written by Dee Childers, MA, and owner of Life Changes Elder Care Consulting, LLC, 208-321-5567, www.lifechangeseldercare.com.

Problem: Patients are often unnecessarily admitted or readmitted into a skilled setting, financially penalizing providers, when such practices are avoidable.Nationally, 19.6 percent of patients were readmitted to a hospital within 30 days of discharge, 34 percent within 90 days and 56.1 percent within a year*The five most common medical conditions for which hospital readmissions occur are: heart failure, pneumonia, chronic obstructive pulmonary disease, psychoses, and gastrointestinal problems. The five most common surgical procedures are: cardiac stent placement, major hip or knee surgery, vascular surgery, major bowel surgery, and other hip or femur surgery.Hospital readmissions are frequent and costly events which researchers suggest can be reduced by systemic changes to the health care system, including improved transition planning, quick follow-up care, and persistent treatment of chronic illnesses.*S.F. Jencks, M.V. Williams, and E.A. Coleman, Rehospitalizations Among Patients in the Medicare Fee-for-Service Program, New England Journal of Medicine, Apr. 2, 2009 Discharge Transition: A private duty transitional caregiver in the home of a recently discharged patient will help reduce unnecessary readmissions by charting progress and reporting and by simply being there with the client to prevent them from engaging in high risk post-discharge behavior. A homecare aide will allow the client to recover in their own home while providing quality of care and promoting independence. Readmission Diversion: With eyes on the discharged patient and key indicators being monitored and reported risk is mitigated. When a patients status declines beyond what a non-medical aide can control the clients physician and or a designated Home Health agency is brought in to further enhance the readmission diversion process.Although currently personal in home care is not covered by Medicare, the benefit to having homecare in the home post discharge from either an acute hospital stay and or skilled nursing facility stay can promote a safe and positive outcome. In home care is available from a few hours per day to live in care and can help ease family's worries about their loved one being alone and or not having the assistance needed to reach their goals.Editors Note: This article was written by Kim Trabing, LPN Executive Director, and Boad Swanson, President of Salus Homecare. They can be reached at 801-566-1185 or by email at Ktrabing@salushomecare.com

When many hear the term hospice care, they are understandably apprehensive.The final months of a loved ones life can be very difficult, but hospice care is a valuable resource that assuages some of these challenges and brings comfort to patients and their families.Here are a few myths (and facts) surrounding hospice care, so you can make the right choice for your loved one when the time comes:MYTH: HOSPICE CARE IS LIMITED TO SIX MONTHSA patient is eligible for hospice care when they receive a life expectancy prognosis of six months or fewer, but their time in hospice care is not limited to six months. Hospice care is available for as long as a patient meets the criteria, even if they outlive their six-month diagnosis.MYTH: HOSPICE CARE HASTENS DEATHHospice care does not speed up the dying process, nor does it prolong it. The purpose of hospice is to keep a patient comfortable so they may die naturally and with dignity on their own terms.In addition, hospice care is designed to support families of patients to relieve caregiving stress and allow them to live out their time with loved ones to the fullest.MYTH: HOSPICE CARE IS ONLY NECESSARY IN FINAL DAYS OF LIFEMany families who utilize hospice care say they wish they had brought in hospice sooner. Hospice professionals offer medical, counseling and spiritual support for patients and their families to provide ease during the end-of-life journey. This comfort care can improve the quality of life for patients in their own homes, assisted care facilities or in a hospice care center.When the time comes for hospice care, welcome it as a powerful resource for you and your loved one. Pathways has served the northern Colorado with expert and compassionate hospice care for 40 years. Learn more about end-of-life care at pathways-care.org.Editors Note: This article was submitted by Dr. Michael Towbin.Dr. Towbin is the Medical Director Executive of Pathways and may be reached at 970-663-3500.

Are you worried about the impact of a Nursing Home stay on you or your spouse? You are not alone as the majority of older adults worry about this same possibility. When a nursing home admission crisis occurs, it is understandably overwhelming. How will I pay for Nursing Home Care?Medicare coverage is available in many cases but is limited in payment duration. Long Term Care insurance can do wonders in protecting our assets and may even increase your chances of gaining admission to a competitive health care facility, but most consumers have opted out of this insurance due to high premiums. Once we have exhausted Medicare benefits, paying privately becomes inevitable, until one becomes eligible for Medicaid (Medical Assistance) benefits.Must I spend all of my assets if I am admitted to a Nursing Home? Under Medical Assistance, the spouse who is NOT in need of nursing home services, (the Community Spouse) is afforded substantial protections that provide the necessary means to continue living at home with assets and income to support them. However, understanding and benefiting from these protections is a difficult task especially given the fact that information is not readily available and few professionals specialize in educating seniors in this critical area.What can I do to lessen the impact of a Nursing Home stay?It is never too early to initiate planning. Everyone should have a Financial Power of Attorney and a Healthcare Power of Attorney with Living Will instructions these all are essential documents that allow our trusted agents to protect us in difficult times. In addition, these documents should be specifically drafted to meet our goals including asset protection powers for our spouse.Consider contacting an attorney who focuses in Elder Law today! An Elder Law attorney can help you create an effective plan to protect you and your spouse should a nursing home admission become inevitable. Peace of mind is achievable!___________________________Editors Note: This article was contributed by Shawn Pierson, Elder Law Attorney in Lititz, PA.

There was a time when hospitals and skilled nursing facilities (SNFs) would welcome you to their facilities with open arms, and gladly keep you there for as long as: 1) they thought they could help you, 2) your insurance (Medicare or Private) would pay for your stay. Keeping the heads in the beds was considered good business. Then along came the Affordable Care Act, with the intent being to: 1) Reduce Costs, 2) Improve Quality of Care, 3) Increase Access to Care for all Americans. Love it or hate it, the 2010 law is continuing to affect the way hospitals and SNFs behave. While the understanding of the changes and the adoption of new policies has been slow, it is happening and we all must understand how it impacts our lives.Many know that today, hospitals are being increasingly penalized for re-admissions, defined as a patient getting re-admitted within 30 days of discharge for the same condition. Hospitals are also getting very heavily scrutinized on what is called Medicare Spend per Beneficiary (MSPB), a comparative measure that evaluates how much a patient costs starting 3 days before, and ending 30 days after their discharge! To address some of these new challenges, many new payment model reforms have been introduced, such as Bundled Payment for Care Initiative (BPCI), using HMO-like tactics to manage care and costs.Bottom line, EVERYONE will be impacted. How? Patients will be moved quickly to the setting offering the LOWEST COST OF CARE, this is almost always to the HOME environment. To do this successfully, a hospital and SNF must work in concert to ensure successful discharges, earlier than they historically have, but with a much more effective COORDINATION OF CARE. This approach to TRANSITIONAL CARE places a premium on finding the best Home Health (medical), Home Care (personal care) and/or the best Assisted Living or Memory Care Community. If done correctly, the costs are kept down while the quality of care is increased, keeping the individual out of the hospital and SNFEVERYONE WINS! Even more importantly, patients MUST ACCEPT the help, to transition home or into a supportive community swiftly and smoothly. The statistics speak for themselves. those that accept help at home, or to move into an appropriate Assisted Living or Memory Care community, are much less likely to head back to the hospital or SNF! Isnt that what we ALL want after all?Submitted by Colin Preis, Owner of AMADA Senior Care specializing in Transitional Care. See their advertisement in Senior Blue Book to learn more about their services.

Theres power in music therapy. Music provided by trained and certi?ed music therapists is often incorporated into hospice care for its ability to deliver bene?ts to patients, their families and those who provide end-of-life care.VITAS Healthcare, the nations leading provider of end-of-life care, employs more than 40 music therapists nationally.Multiple therapeutic benefits Music can relieve anxiety and agitation, lessen pain, boost mood, promote deeper breathing, and facilitate communication, movement and emotional expression. For hospice patients nearing the end of life, music therapists provide and create moments of joy, peace and calming memories.When offered to patients at the end of life, music therapy can work in combination with other healing solutions and services to address the physical, emotional, cognitive and social needs of hospice patients and their families. Another benefit is musics ability to give hospice patients a sense of choice and controltwo factors they often feel slipping away.Old memories, new memories Music therapists begin by assessing whether music therapy is appropriate for a patient. Sometimes, music can increase agitation and anxiety in patients with life-limiting illness. For many others, including patients who are unresponsive, music can trigger positive emotions and memories. As health declines, hearing is thought to be the last active sense, meaning that music can aid in relaxation and expression up until the moment of death. Music therapy can take many forms. It can include music-assisted relaxation, musical imagery, song writing, group sing-a longs, one-on one singing, vocal and instrumental improvisation, movement or dance. Sometimes, a trained VITAS music therapist will use music as part of a patients life storyimprovising or writing new songs, recording or videotaping a patients musical interactions, even creating a songbook that serves as a tangible memento for surviving loved ones and family members. Far more than notes on sheet music or keys on a piano, music therapy is a valuable tool that provides physical, emotional and spiritual benefits to seriously ill patients as they approach the end of life.Editors Note: Article Submitted By: By Cathy Carlson, General Manager of VITAS Healthcare in South Chicago. For more information about hospice care or end-of-life care options, call VITAS Healthcare at 866.759.6695 or visit VITAS.com.

Senior Citizens having trouble paying real estate taxes can apply for the Senior Citizen Tax Deferral Program. This program allows quali?ed Illinois residents to defer up to $5000 of the property taxes on their personal residence, giving seniors the ?nancial freedom to remain in their own home. Deferred taxes are repaid with low interest when the property is sold or following the taxpayers death.Qualifications: Be 65 or older by June 1st, 2018 Annual household income of $55,000 or less Own and reside on the property for at least 3 years No delinquent real estate taxes owed on the residence Property must be insured against fire hazard loss for at least the amount of deferred taxes Have written approval from spouse if property is held jointly or from the trustee if in a qualifying trust Seniors with reverse mortgages should contact their lender before applying. Those with standard mortgages do not need lender approval to qualify.Applications for the Senior Citizen Tax Deferral program must be fi led between January 1st and March 1st, 2019. A second program, Cook Countys Senior Property Assessment Freeze, is open to those whose 2017 household income was $65,000 or less. This program freezes the (EAV)equalized assessed value of their property for the year preceding the year in which they first apply and qualify for this exemption, but not the property tax itself. Seniors who qualify for the first time in 2019 will have their EAV frozen at the 2018 valuation, but can backfile for 3 years to 2016. Please note that the household income limit for 2015 and 2016 is $55,000 or less.Application requirements: Be 65 or older in 2018 Total household income for 2017 must be $65,000 or less Own the property or have a contract or lease showing you are responsible for the property taxes Property must be applicants principal residence from January 1, 2017 through January 1, 2018Interested seniors are encouraged to apply as soon as possible so the exemption appears on the 2nd installment of your 2018 property tax bill. Suburban Cook County Seniors living in any town in Palos, Lemont, Orland or Worth Township can call PLOWS Council on Aging, 708.361.0219, and our advocates will assist with these applications. PLOWS, a 501 (c)3 non-profit senior service agency, will not charge for these services.Editors note: This article was submitted by Christine Suddreth. Christine is a Community Relations Coordinator with PLOWS Council on Aging and can be reached at 708.361.0219 or by email at info@plows.org.

Taking care of your brain is just as important as taking care of your body. Below are the top ten things you should know about brain health as you age. Use it or lose it. Exercising your brain is key to maintaining its functioning. Do things that are new and challenging to best work your brain. You can grow new brain cells. This is scientifically proven for brains of all ages. Exercise, nutrition, and mental stimulation are the keys to growing new brain cells. Your brain is constantly changing. The pathways in your brain are not fixed and static. Through a process known as neuroplasticity, our brains are constantly rewiring and changing. The more we are learning, the more this process occurs. Brain exercise can lower the likelihood of dementia. Research has clearly demonstrated that increased cognitive activity levels are associated with significantly lower incidence of Alzheimers disease and dementia. Social activities are important. Participating in cognitively engaging activities with others have positive effects on brain health. Some functional decline is normal. The speed and accuracy of recall and some types of cognitive functioning do decline as the brain ages. By taking care of your brain in the ways listed above, however, you can have a significant positive impact on this process. Functional improvements are possible. Under the right circumstances, the brain can recover many apparent age-related losses. Purpose and meaning in life are beneficial to your brain. The more you engage in activities that have meaning, purpose and joy for you, the healthier your brain will be. As the saying goes, When you stop growing, you start dying. Lifelong Learning can keep you young! Henry Ford once said, Anyone who stops learning is old, whether at twenty or eighty. Anyone who keeps learning stays young. The greatest thing in life is to keep your mind young. You can create your own brain health plan. For a variety of resources on how to take charge of your own brain health, go to activeminds.com/brains.html.Editors Note: This article was submitted by Zane Robertson, the President of Active Minds, a Denver based provider of educational programs for seniors and adults. He is a frequent speaker on lifelong learning and senior education and has served on the Denver Commission on Aging and the board of the Denver Coalition for Seniors. Active Minds programs are available in most Denver area senior residential communities as well as a variety of public venues. For more information, contact Mr. Robertson at 303?320?7652 or visit www.activeminds.com. Copyright 2017 Active Minds. All rights reserved.

As we grow older, good nutrition is still essential, but may become more of a challenge for aging adults. Getting to the grocery store alone can become an obstacle; as well as, having the mobility and endurance to actually prepare nutritious meals on a daily basis.Although some delivery services like Meals on Wheels can be convenient, they are not customized to the individuals preferences nor do they provide companionship.Boxed meal delivery services still need to be prepared, theyre not highly customized, and can be expensive. Some home care services provide meal prep, but the care provider probably is not a trained Chef.Chefs for Seniors provide personalized meals prepared in the home by a professional Chef. Meals are customized to individual tastes and dietary needs.It is our mission to change the life of Seniors, one delicious meal at a time!Editiors Note: This article was submitted by Lauren Foster, Proprietor/ Chef with Chefs for Seniors Northern Colorado. Contact at 720-726-1953 or lauren.foster@chefsforseniors.com

Lets face it. Getting older can be very lonely. Loved ones and friends move or pass away, and it becomes increasingly difficult to leave the house and participate in once-loved activities. But there is once source of comfort and companionship that benefits seniors in countless ways: pets.The Benefits of Pet Ownership for the ElderlyAnimals can help reduce stress, lowerblood pressure, and increase social interaction and physical activity. Pets provide other intangibles, too. Dogs and cats live very much in the present, says Dr. Jay P. Granat, a New Jersey-based psychotherapist. They dont worry about tomorrow, which can be a very scary concept for an older person. An animal embodies that sense of here and now, and it tends to rub off on people.Pets can also have an astounding effect on symptoms of depression and feelings of loneliness. Older pet owners have often told us how incredibly barren and lonely their lives were without their pets companionship, even when there were some downsides to owning an active pet, says Linda Anderson, who founded the Angel Animals Network in Minneapolis with her husband, Allen, to spread awareness of the benefits of pet ownership.Marjorie and Richard Douse couldnt agree more. Soon after the Douses retired, they adopted Bonnie, a golden retriever puppy who quickly became an indispensable member of the family. We never felt alone when Bonnie was in the house. As we aged and tended to go out less, she provided us with loving companionship, say her owners. Bonnies outgoing personality enhanced the lives of other seniors as well. The Douses took her to visit aging relatives in a nearby nursing home, and she was a hit with the residents and staff alike.Psychologist Penny B. Donnenfeld, who brings her own golden retriever mix, Sandee, to her New York City office, has even witnessed animals ability to prompt better memory recall in their elderly owners. Ive seen those with memory loss interact with an animal and regain access to memories from long ago, she explains. Having a pet helps the senior focus on something other than their physical problems and negative preoccupations about loss or aging.Animals benefit from adoption, too, particularly when seniors adopt older pets. These lucky animals go from the pound to paradise. Retired adopters tend to have lots of time to devote to a previously unwanted pet, forming a lasting bond, says Chicago veterinarian Dr. Tony Kremer, who operates Help Save Pets, a nonprofit rescue organization, with his wife Meg.How to Find the Right Pet for a SeniorWhile the advantages of pet ownership are undeniable, there are some drawbacks and consequences to be aware of before going out to adopt a furry friend for an aging loved one. Dr. Donnenfeld encourages seniors and caregivers to have a thorough conversation about pet ownership before welcoming a pet into the family.10 Questions to Ask When Considering a Pet for a SeniorIs the senior set in their ways?If change isnt your loved ones cup of tea, then they may not be a good candidate, say the Andersons. Adopting an animal usually affects a persons whole daily routine.Have they had a pet before?Amy Sherman, licensed therapist and author ofDistress-Free Aging: A Boomers Guide to Creating a Fulfilled and Purposeful Life, thinks its best if the elderly person is an experienced owner. However, if they are open to a new and rewarding commitment, then first-timers can still make great owners.Does the senior have any disabilities or functional limitations?Dogs can be wonderful companions who encourage a senior toexercise, Dr. Donnenfeld says. But dogs can be a challenge for individuals with limited mobility. If taking a dog outside and walking it is too trying, lower-maintenance animals like cats and birds may be preferable.Would a therapeutic or emotional support animal be beneficial?If a person is very infirm or impaired, they may be a candidate for a specially trained therapy dog to help them function both at home and while on outings.What age pet would be best?A puppy or kitten may not be ideal for elderly owners because of the intensive care and training they require. Furthermore, young pets may outlive their owners. Its important to consider that some animals like birds have especially long life spans. On the other hand, a senior pet may have its own physical limitations and illnesses but they are usually well trained already.What temperament would be a good fit for the senior?It is very important to research different breeds characteristics and interact with prospective adoptees to get a feel for their energy levels and personality. Many older people might think theyd do better with a Jack Russell Terrier because its a small breed, but they are very, very, very high energy and require a great deal of effort and commitment, says Susan Daffron, author ofHappy Hound: Develop a Great Relationship with Your Adopted Dog or Puppy. While there are some general truths about specific breeds, every animal is unique.Is the pet healthy?Its important that any pet be examined by a professional prior to adoption. You dont want to compromise an older persons immune system since some pets carry diseases, says Dr. Katharine Hillestad, a veterinarian based in Rhinelander, Wisconsin. Unhealthy pets can be difficult for seniors to handle both emotionally and financially.One pet or two?While multiple pets can keep each other company, that may not be a good idea for an older person. Two animals may bond with each other rather than with their owner, Dr. Hillestad explains.Are finances an issue?Pets are a significant long-term financial commitment. A small puppy can rack up more than $810 for food, medical care, toys and grooming just in its first year. A low-maintenance animal like a fish is less expensive, coming in at about $235, according to the American Society for the Prevention of Cruelty to Animals. Be sure to carefully consider a seniors current budget before taking home any animal.Is there a backup plan in place for the pet?It isnt pleasant to think about, but owners must plan for the unexpected for their pets, too. If a senior had to go to the hospital, spend time in a short-term rehabilitation facility, move to a long-term care community or even passes away, what would happen to their animal(s)? Our golden years can be very unpredictable, so its important to have a contingency plan in place for our furry and feathered friends before an emergency strikes. Without one, beloved animals may wind up back in a shelter.Where to Find a Pet for a SeniorWhile breeders are a good source, adopting from shelters is usually much less expensive and comes with the added benefits of giving an unwanted animal a home and possibly saving it from euthanasia. Some shelters even offer reduced adoption fees for older pets and adopters age 55 and up.Shelter employees often know each animals personality well and can assist in making a good match, says Daffron. Online pet shopping is also possible, thanks to sites likewww.petfinder.com, which allows potential owners to search for their perfect pet in a massive database composed of approximately 250,000 adoptable animals from nearly 11,000 animal and rescue groups nationwide. However, its still recommended to meet a potential pet in person to more accurately gauge the fit.Submitted by: Island DoctorsArticle Written By: Barbara Ballinger, Aging Care

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Youre doing what any good person would do, trying to keep tabs on a loved one whos growing older. Youre afraid to broach the idea of getting involved in their affairs, because you dont want to hurt their feelingsor worse, start a fight. Maybe youve even tried to offer your help, only to get rebuffed. Heidi Sklenar Telschow, a personal advisor to clients of Fairviews Caregiver Assurance service, knows its a predicament.She hears it on a daily basis. When a senior repeatedly resists help, it creates a lot of frustration for the son or daughter or spouse, Heidi says. People will make unsafe and uninformed decisions, and you just want to throw your hands in the air and say, Im done. Getting past your frustration . .The first step is understanding that your loved one isnt necessarily just being stubborn. Its more about them being in denial of their actual abilities, Heidi says, from their eyesight to whether theyre strong enough to handle the stairs. It may take Dad slipping on those last two steps and getting a big bruise on his behind for him to realize. Even if your loved one does grasp the situation, accepting your help can feel like surrender. That final time they hand over those car keys and know they will never go to the store by themselves again, its handing over their independence, Heidi says. To lose that is like giving up who theyve been their entire adult life. Having the talk Heidi has some tips for that difficult conversation about taking on some things your loved one cant or shouldnt be doing anymore. Never present it as an ultimatum: If you do that one more time, I wont keep bringing the grandkids to visit. Like any transition in life, it has to be processed, Heidi says. Its also easy to fall into the trap of shaming or guilting your parent. You might be thinking, Doing this for you is already hard enough; dont make it any harder or I never signed up for this. But saying it to them could increase whatever anxiety or depression theyre having about aging, making it even harder to accept your help and pushing the problem down the road. Bringing a neutral party into the conversation can often break a stalemate. Try to have the advice come from someone elseme, a doctor, a mental health assessor, Heidi says. It takes the weight off the caregiver as the bad guy. You dont have to be the one to pull the plug, so to speak. If its you as the caregiver harping on it, theyll drag their feet. Thats one reason why Fairview launched Caregiver Assurance, which gives you unlimited access to a personal advisor like Heidi and the option of visiting your seniors home and hosting a family conference with you. People always take me up on that, she says. No one ever says, Let me be the one to break Dads heart. Accepting what you can't control In the end, the senior is still in control. Just because you choose to watch out for them or its fallen to you, it doesnt mean theyll let you make all the decisions while theyre still living in their own home. So expect to draw on your deepest reservoir of patience.People arent going to hear a recommendation just once and accept it, Heidi says. People need time to weigh their options. Reassure them that youre there for them and will do everything you can for their safety, and when theyre ready to make those brave steps for change, youll be there for them no matter how long it takes. Wrap them in support.Article Provided by:Fairview Caregiver AssuranceFor more information visit:www.fairview.org/Caregiver-AssurancePhone: 612-672-2273 to speak with one of our Caregiver Advisors.

It can be hard to admit that Mom and Dad are getting older. But the more you see them struggling with day-to-day tasks, the more you realize that getting help is one way to show them you care.They might be worried about losing their comfort and independence and might not ask for support. But theres no harm in suggesting they let someone come over a few days a week to make life a little easier. Plus, when you partner with a home care organization you get to avoid that one-sided conversation that culminates with were putting you in a home.Its time to carefully broach the home care subject with Mom or Dad when:Youve noticed major memory loss, and its starting to affect their daily routine.Theyre having trouble keeping up with regular tasks like cooking, cleaning, or hygiene.Youve been caring for them, but you no longer have enough time or energy and are experiencing Caregiver Burnout.How to bring up the idea of home care with Mom or DadEven if they dont need care yet, its good to start early and have an ongoing conversation. What would you like me to do if you cant take care of yourself anymore?If youre at the point where Mom or Dad is already having trouble, there are ways to respectfully offer assistance. You know them best. Ask them how theyve been feeling. You might mention that youve been worried about them. Talk about the advantages of having a caregiver come in a few days a week to take care of the little things. Let them know they can try it out before they make a long-term decision. Most of all, reassure them that you want to help because you care about their happiness and well-being.How to talk about senior care with your siblingsIf you have siblings or other involved relatives, its worthwhile to get on the same page first. Bring up your concerns about Mom or Dad and talk about how youve researched services and costs. Make it easy for them to jump on board or ask questions.No matter how you approach it, the senior care talk isnt always an easy one. Be considerate of Mom or Dads feelings, treat them like the capable adults they are, and see how working together to give them an easier life can bring you closer together.Editors Note: This article was submitted by Nurse Next Door. They may be reached at 833-611-2273.

A recent hospice patient was tired of being inside. He had cabin fever. During a visit by his nurse the patient was looking out his window admiring her Volkswagen convertible parked in the driveway. The last time he rode in a convertible, it was a VW, too. It was easy to read the memories on his face. One afternoon, on her own time, our nurse returned to the patients house. She helped him into the car and reclined the seat so that he could better see. She latched his seat belt and dropped the top on her VW. The day was sunny and the road filled with flashes from the past. They drove past places he had lived and churches he attended. They saw places his mother loved to visit.That day they drove back in time to recall a journey that had led to this very trip. After dinner out, our nurse took her patient home. He was exhausted, but the smile on his face after that ride will always be with her. Hospice is a journey through to the end of life. The goal is to treat patients with respect and allow them to live a full life during their last months. Hospice manages symptoms and pain. No hospitals, no beeping machines, no tubes. It is the end of life on the patients terms, with a helping hand to make the journey as fulfilling as possible. Hospice makes a difference in the lives of patients. A 2007 study that looked at Medicare beneficiaries with some of the most common diagnoses leading to death, found that patients who received hospice services lived on average, 29 days longer than those who did not receive hospice care. Hospice patients had 29 additional opportunities to enjoy their families, make a memory or share a smile.As hospice care providers, we strive to go the extra mile for our patients, in some cases literally. With deep roots in the Treasure Valley, we have served Idaho seniors for years and we understand they take personal responsibility seriously. We welcome your call to understand your family's unique needs and to help you make an informed decision for you and your loved one.Written by Devin Limb, Administrator United Hospice. dlimb@unitedhospiceidaho.comAccording to the National Hospice and Palliative Care Organization, the median length of service in 2011 was 19.1 days, a decrease from 19.7 in 2010.This means that half of hospice patients received care for less than three weeks and half received care for more than three weeks. The average length of service increased from 67.4 days in 2010 to 69.1 in 2011.

National Parents Day is July 28th, a time to celebrate your mother and father and let them how much they are loved and appreciated. This day is also a perfect opportunity to start the conversation about senior living communities with your aging parents. This conversation will help you plan as a family for lifes natural transitions into old age and support you in finding the right senior living option.One of the best gifts you can give yourself and your aging parents, is to initiate the conversation about how they see themselves living out the rest of their lives. Although it may be hard to talk to your aging parent about difficult subjects such as: getting older, needing help, or planning to move to a senior living community, it is better to start the conversation when they are in good health rather than during a health crisis.There are many senior living options available, from in-home care services to independent living, assisted living, memory care and skilled nursing. All of the different types of senior living options can be confusing and overwhelming.Housing Placement specialists offer a no-cost service for seniors and their families to help you explore and understand your options. They will meet with you and/or your family member for an in-depth consultation discussing your current situation and what is needed. They evaluate all aspects of care such as healthcare needs, social activities, location and financial features. While none of us have a crystal ball to predict what the future will look like for ourselves or our aging family members; we should take the steps now to have a plan in case a crisis happens.Editors Note: This article was submitted by: Nikki Wulff. Nikki is an Eldercare Advisor and Owner of Assisted Living Locators and may be reached at: 402-926-9505 or by email at: nikkiw@assistedlivinglocators.com

WHEN YOU DONT KNOW WHERE TO GO There are many things we prepare for in life, getting married, having kids, buying a home, retirement, etc. Unfortunately, most of us do not prepare for the day we notice that our parents, grandparents, or other aging loved one needs more help than before. They seem to be doing fine in some areas of their life, but you have concerns about others; it might be their driving, or how their home is kept, or their health is deteriorating. First, we are unsure if we should intervene, or if we do, we are not sure how much to get involved. Your loved one may welcome your help or they may not, in fact they may become defensive and push you away saying everything is just fine. You know at some level that this is not the full picture but you dont know where to begin. Perhaps you are helping your aging family member(s) and are exhausted attending to their needs, your family needs, and when possible, your needs. You may or may not have siblings or other family members who could help but dont or disagree with you on how to handle the evolving needs and changing conditions. Or worse yet, you are in the midst of a crisis situation. Your stress mounts, you feel overwhelmed, confused, and unsure about what to do next, you dont know what resources are out there, and/or how to handle the emotional challenges within the family system. Every family situation is unique. A Geriatric Care Manager is an expert in geriatric care with specialties in social work, nursing and mental health. They work closely with each family to understand their specific situation. Based on a clinical assessment of the individuals ability to function independently, their mental status, nutrition needs, medical conditions, financial resources, home safety, etc., the Geriatric Care Manager develops a custom care plan, identifying what is going well and which areas need to be attended to, including resources to support identified needs. The senior and their familys choose what areas they want or need help with from the care manager. These services include: Providing education, information and referral resources Monitoring medical needs and advocating as needed Coordinating and providing oversight of personal care and home health Providing assistance in addressing legal and financial issues Making placement recommendations and facilitating the process Providing direction on guardianship or conservatorship Providing emotional support and mediating family dynamics Serving as back-up for family members when they are out of town You can find a care manager in your area on the National Association of Professional Geriatric Care Managers (NAPGCM) website at www.caremanager.org. This article was written by Dee Childers, MA, and owner of Life Changes Elder Care Consulting, LLC, 208-321-5567, www.lifechangeseldercare.com.

John is 82 years old and lives alone in his suburban home. He no longer drives and finds it increasingly difficult to get around due to severe arthritis. Johns daughter visits once a week to take him shopping. Although he appreciates his daughters visits, John feels lonely and would like to get out to see his friends at the VFW hall. He doesnt like spending so much time alone.This is just one snapshot of what isolation among seniors looks like. According to experts, there are two components of isolation social isolation and loneliness. Social isolation is the lack of connection with other people, ones community, and resources and supports. Loneliness is the feeling of being isolated and alone.Growing evidence shows that isolation is a major health issue like diabetes or obesity and negatively impacts the health and wellbeing of seniors. Isolation is associated with negative health consequences such as chronic conditions, depression, dementia (including Alzheimers disease), increased hospital use, nursing home placement, and death. Isolation may also place older adults at increased risk for abuse, neglect and exploitation. One study has linked the health risks of ongoing isolation with smoking 15 cigarettes daily!Many factors contribute to isolation in seniors: transportation barriers; living alone; mobility challenges; chronic illnesses and disabilities; and inadequate social support. Other factors that may increase seniors risk include: living in unsafe, inaccessible or rural communities; language barriers; low income and limited resources; mental health issues; inaccessible housing; belonging to a minority group; and caregiving for someone with severe impairment. (Please visit AARP Foundations www.Connect2Affect.org for more information.)The good news is that there are community-based services available to help seniors fight social isolation and remain engaged in their communities! These services include: information and assistance, transportation, volunteer programs, community dining sites and senior centers that offer educational classes, recreational activities, and health promotion programs. The Illinois Department on Aging has made combatting social isolation in seniors a top priority by charging Area Agencies on Aging to work with community senior services providers in expanding resources to address this devastating issue. For more information on how to access services and resources to prevent social isolation and promote a positive quality of life, please contact your local Area Agency on Aging.This article was submitted by Megan Napierkowski, MSW, LCSW. Megan is a Community Planner with Agency on Aging Northeastern Illinois and may be reached at 630-293-5990 or by email at mnapierkowski@ageguide.org

Everything is so costly, how can we afford the care we need? I often hear this from families just starting the care service maze.For those families that find that mom and dad, or their spouse needs a little more help, they begin a trip of discovery for affordable care. With many options available, finding the right fit can be overwhelming. Often the decision is influenced by factors such as whether there is a spouse or local family members to help with care, is the home a safe location, and the size of the care budget available. Lets examine how these factors affect the outcome.Family CareA first consideration is who is available to provide the free care we all take for granted. Because chronic care may be associated with advanced age, often the spouse may have issues of their own that may limit the quality of care provided. For a husband who needs a walker and has a history of falls, the spouse may not be strong enough to render help when needed. If the care is from a daughter or son who is just across town or in nearby Denver, the need to be available can be a daily task that may impact their family and career.Home or CommunityJust as in real estate, care should consider the best location. If the home is a safe place it will likely be the first choice for care, but lets examine that qualifier; is it safe? For someone who needs help with meal prep and showering assist, home is where everyone wants to be. For our previous example, the home with stairs can be a formidable obstacle. Add a little dementia and being home alone may not be a suitable environment. Then a community care provider may be a better choice.Managing CostsNow we begin to explore costs and how to pay for the care required. If there is a long term care policy, the policy may have low payout or short duration. For memory issues, the need for care can last 5 years or more. A life insurance policy may be convertible into a care policy. A home may be used for a reverse mortgage to provide funds. If dad was a veteran, the Aid & Attendance Pension may provide funds for care. Finally, Medicaid is the safety net that provides a helping hand when resources are low. To help sort these financial choices its best to consult a Care Cost Advisor to create a roadmap to pay for care. Its a free service that could be invaluable.Editors Note: Article submitted by Chuck Shaw, Care Cost Advisor, VA Accredited Agent & Financial Advisor. He may be reached at 719-638-1319 or capitalwealth@ymail.com

When an individual is diagnosed with Alzheimers disease or another type of dementia, it can be a confusing time. Family members, friends and the individual being diagnosed may wonder, what will happen next? What can I expect? What does it all mean?One of the most important things to remember as someone begins their journey through dementia is that the person inside still remains. However, family, friends, and caregivers, need to understand the disease and learn how to best interact with their loved one.Communication is a key area to focus on when interacting with individuals with dementia. Changes in communication that may occur include: Difficulty expressing their thoughts and feelings Having a hard time finding the right words Trouble understanding and interpreting what others are sayingCommunication can be challenging; and it is an important piece of our day to day life. When communicating with someone who has dementia, it is important to be supportive and help the person feel comfortable.In order to communicate effectively with your loved one, remember the following tips: Remain positive. You can help set the tone for a positive interaction. Being patient, supportive and upbeat is key. Offer comfort and reassurance. Smile! Shift the way you think about communicating. We are educated on using manners and always asking people How are you? But, for individuals with dementia this question may be difficult to answer. Instead, try saying Hi, its nice to see you. Call the person by name and introduce yourself. For example, try saying: Hi Mom, its your daughter Sara. This can eliminate confusion they may experience if they dont recognize you. Enter their world. Individuals with dementia often arent oriented to current place and time, and their short term memory is not what it once was. Instead, reminisce and revisit old memories. Avoid arguing, criticizing or correcting. If you disagree with something your loved one is saying, dont argue, it will only leave you both feeling frustrated. Go with the flow and dont try to correct what they are saying. Instead, validate them and lead the conversation in a different direction, if possible. Use short simple words and sentences. Simplify your words. This will allow for less information for your loved one to process. Encourage unspoken communication. We can communicate non-verbally as well, through our facial expressions and body language. A smile, a hug, or a handshake allows for positive expression without using any words.As your loved one journeys through dementia, understand that their brain is changing. Each person is unique and may react to things differently. The more you understand the more success you will have communicating with your loved one.Live in the moment, embrace the present and treasure the memories.Editors Note:This article was submitted byStacy B. Kesl, BA, CDPDementia SpecialistAthena Health Care SystemsStacy has over 10 years experience working in Dementia Care and loves educating staff and families on dementia.She can be reached at (860) 751-3900

A diagnosis of Parkinsons is a life-changing moment. However, with advances in treatment and the right support there is much an individual with Parkinsons disease can do to live every day to the fullest.The American Parkinson Disease Association (APDA) is the countrys largest grassroots organization serving those touched by Parkinsons disease. What makes APDA unique is that we are in cities, towns, and communities across the U.S. Throughout our nationwide network of Chapters and Information & Referral Centers, Centers for Advanced Research, Specialized programs in Young Onset, Veterans and Rehabilitation Resources, and countless support groups, we are able to quickly reach people and connect them to resources that will provide the best outcomes as they navigate Parkinson's disease.Parkinsons disease is a progressive neurological movement disorder. Over one million people live with Parkinsons and there are 60,000 new cases each year in the U.S. alone. It can begin with a tremor, difficulty writing, stooped posture, stiff muscles, or slightly slurred speech; symptoms are different for every person.APDAs mission is to provide information, education, and support to all impacted by the disease and to fund scientific research into the causes, prevention, treatments and ultimately the cure. We take pride in the fact that we are in your community and many others across the country serving people with Parkinsons disease to provide support from the day of diagnosis through-out the Parkinson journey. We have also been a funding partner in most major Parkinsons disease discoveries and we will continue to fund research initiatives that can stop the devastation of living with this disabling disease.APDA is here to help with: Health and wellness initiatives delivering programs to help people maintain independence and optimism starting at diagnosis Education and support programs connecting people with Parkinsons in local communities Expedited and innovative research to develop promising clinical approaches and better outcomes and funding the next generation of scientists dedicated to finding new treatments and a cure.To learn more call the American Parkinson Disease Association at 800-223-2732 or visit our website at www.apdaparkinson.org.For information about Massachusetts programs, call 800-651-8466 or visit the APDA MA website at www.apdama.orgThis article was submitted by Stephanie Paul, Vice President, spaul@apdaparkinson.org

Submitted by Coastal Orthopedics, CLICK HERE for more information.Article Written By: Dr. Meredith ButulisWe are born with feet and ankles made to support us through life, yet 78% of adults experience at least one episode of foot or ankle pain.1 Most pain and injuries occur over time, based on how we use our feet, which makes many sources of foot and ankle pain preventable. Use the checklist below to see what you can do for foot and ankle health at home.1. Check your footwearPatients often ask what brand of shoe is best. Footwear choices matter. The best choice is often related to shoe structure, as opposed to brand. Shoes that are too small, heeled shoes, and flip flops can lead to bunions and a variety of muscle and joint pains, not only in the feet, but also the knees, hips, and low back.2,3The top activities associated with sore feet are running, hiking, basketball, fitness walking, dancing, and using a treadmill.1 If your daily activity includes fitness, hiking, or athletics, be sure to pick a shoe that matches your activity. For example, if you plan to run a long distance, you need running shoes instead of weight lifting shoes. Generally, athletic shoes need to be replaced every 300-500 miles, or every 3-6 months, as their support materials break down.2. Roll your archesEver try to stretch a knot? The muscles and fascia wrapping around muscles can develop areas of tension that feel like knots. These knot-feeling areas dont stretch well. Taking one minute each day to roll your foot on a ball can help reduce tension not only in your feet, but all the way up the back of your calves, knees, hamstrings, and spine.3. Strengthen your archesThe average adult takes 4,000 to 18,000 steps every day.4 With the foot and ankle containing 29 muscles, and close to 25% of the bones in the whole body, every step determines how the rest of your joints feel. If you are struggling with foot, ankle, knee, hip, or back pain, start performing foot strengthening exercises every day.In either a seated or standing position, feel the weight of your heels, big toes, and little toes on the floor. Try to make your toes as flat as possible, as opposed to curling them under. Use muscles inside your feet to slightly elevate your arches. Repeat 10 times. Once you can perform this exercise comfortably 10 times, start progressing how long you hold each arch lift for. Work up to 5-10 second holds on each repetition.4. Stretch your calvesCalf flexibility affects how much motion you have in your ankle. Stiff ankles are more susceptible to injury. Perform a calf stretch beginning in staggered stance facing a counter or wall to hold for support. Toes should point forward as you bend your front knee and keep your back heel in contact with the ground. Hold the stretch for 30-60 seconds, then repeat on your other side.5. Strengthen your calvesCalf muscles help stabilize the ankle, and create push-off power for walking, stairs, running, or jumping. A basic calf raise exercise provides a good starting point for strength. Begin standing on two feet with your hands on a counter for support as needed. Keep your knees straight, and toes flat on the floor. Press your toes gently into the ground as you rise up on the balls of your feet. Start with an initial goal of one set of 10 repetitions. Over the course of a month, work up to three sets of 10 repetitions.SummaryWant healthy feet, ankles, knees, hips, and backs? Start by protecting your feet with the exercises above. Consistency is key. Seek how many tips you can incorporate on a daily basis.

To learn more aboutSolstice Senior Living at Sandy, CLICK HERE.Every move comes with the opportunity to personalize a new space and build a place that feels like home, and moving to a senior living community is no different. (With the added bonus that your new home comes with great amenities and a built-in community!) When making the move to senior living, many residents go from a full-size house to a smaller apartment. We previously offered tips onhow to downsize your things without downsizing your life, but now we want to focus on the fun part: making your new apartment feel like home.Find a style you love.Whether its minimalism, mid-century modern, farmhouse or something totally unique, find a style you love and design your home around it. Moving is the perfect time to explore a new style and switch things up, so get creative with it and embrace this opportunity to reinvent the wheel. It doesnt mean you have to completely start over, but maybe you want to upgrade certain items in your home. It can even help to note your favorite pieces of furniture that you already own and use that as a jumping-off point to design the rest of your space.Show off your personality.Your home should reflect who you are. Whether that means choosing wall art that has sentimental value, displaying items that relate to your hobbies and interests, or filling your home with photos of your family and friends, this will bring the feeling of home with you wherever you go. Some ideas to get you started are displaying things like instruments, handmade items such as blankets youve crocheted or knitted, framed collections of art or a personal collection, and dcor or pieces that are tied to fond memories.Use bright colors.Unless you simply prefer dark colors, bright colors are the way to go, especially in a smaller space. You may not have control over how much natural light your apartment gets; but sheer, white curtains can do a lot to brighten a smaller room. Use bright accent colors in decor such as wall art, throw pillows, bedding, fresh flowers, tableware and anything else you want. Its your home, so have fun with it!Make it home for your pets, too.If youre not a pet person, you can skip this one; but if you are, then you know how much love and warmth pets bring to a home. All of our communities are pet-friendly, and we encourage residents to make their furry friends feel at home. You can even use pet accessories as decoration for things like pet beds, food bowls, toy bins and blankets. Its just one more thing to make your home feel even more personal. And we know your pets will love it, too!Invite people in.Nothing makes a place feel like home more than filling it with people you love. While visitors may have to be virtual right now, you can still host virtual housewarming get-togethers. When safety precautions allow in-person visitors, having family members over and hosting things such as game nights can be a great way to bring warmth and laughter to your new home.We hope this makes you excited about all the different ways you can make your apartment feel like home. Once youve settled in, dont forget to tag us on social media if you share photos of your cozy new home!

For more information on the author Paul Andrews - ERA Advantage Reality, Inc., CLICK HERETitle Insurance: As a homebuyer, the term is probably familiar - but is it understood? What is your dollar actually paying for when you purchase a title policy?Title Insurers, unlike property or casualty insurance companies, operate under the theory of risk elimination. Title companies spend a high percentage of their operating income each year collecting, storing, maintaining and analyzing official records for information that affects title to real property. Their technical experts are trained to identify the rights others may have in your property, such as recorded liens, legal actions, disputed interests, rights of way or other encumbrances on your title. Before closing your transaction, the title company will proceed to clear those encumbrances which you do not wish to assume.This theory is different from that of most other insurance where, for example, rates and anticipated losses are based on actuarial studies and premiums are pooled on the assumption that a certain number of claims will be made. The distinction is important: title insurance premiums are paid to identify and eliminate potential risks and claims before they happen. Medical and casualty insurance premiums, for example, are paid to insure against an unpredictable future event, knowing that risks exist and claims will occur. Furthermore, title insurance involves a one-time premium, paid when you close the real estate transaction, while property, casualty and medical insurance require regular renewal premiums.The goal of title companies is to conduct such a thorough search and evaluation of public records that no claims will ever arise. Of course, this is impossible -- we live in an imperfect world, where human error and changing legal interpretations make 100% risk elimination impossible. When claims arise, professional claims personnel are assigned to handle them according to the terms of the title insurance policy.As in all competitive business environments, rates vary from company to company, so you should make comparisons before deciding on a particular title company. Your real estate professional can help you do this. In addition, there are many helpful customer services provided by title companies which you and your real estate professional may find helpful to your transaction.The issuance of a title insurance policy is highly labor-intensive. It is based upon the maintenance of a title plant, or library of title records, in many cases dating back over a hundred years. Each day, recorded documents affecting real property and property owners are posted to these title plants so that when a title search on a particular parcel is requested, the information is already organized for rapid and accurate retrieval. This investment in skilled personnel and advanced data processing represents a major part of the title insurance premium dollar.

Helping someone realize they are at risk You've probably heard someone say I'm worried that my mom will fall and no one will be there or my mom got lost while walking her dog or my client forgot to take their medication or my client over dosed on her medication because she could not remember if she had taken it. Don't you wish there was something you could do for them? The following approach can be used to assist your discussion with them in any situation including fall prevention, diabetes, medication errors, safe driving, memory issues etc. Remember, this is about them; so include their thoughts on the subject. The first question is to ask is if they think they are at risk? If they flat out say no, its time to move to another subject and approach the topic again at a later time you do not want them to become entrenched in their thinking and you want the opportunity for a positive discussion. The next time you ask the question, bring up a specific event to engage their thoughts and help them to identify things they can do to help themselves to remain safe. They forget their medicine or take too many sometimes. Remind them that not taking their medicine makes them feel worst or causes them more pain and taking too much medicine caused them to go to the hospital. Solutions may include putting a note on the fridge to remind them when its time to take their medicine and helping them to prepare their medication for the week. They have fallen before and are at a risk for falls. Ask them if they have fallen or almost fallen in the past. Ask them if no one was there would they be able to get up on their own. Solutions include identifying ways to prevent them from falling and ways to call for help. While they are thinking about risks, provide more information to help them face their illness or problem. Its important to listen. The more they feel they are in control and making the decision, the more likely they will follow through with it. Get a professional involved who can offer additional information. Most importantly, respond positively and support them in their decisions so they continue to communicate with you. With an open line of communication, you can help them to identify and prevent risks. Editors Note: This article was submitted by Bonnie Resnick-Destruel with Family Care Services, Inc. Contact Bonnie at 972-668-8242 or bonnie@familycaresrv.com

Tucker Vision Center has been in practice serving the tri-county area for over 26 years. Whether you just cant see as clearly as you use to or you need more detailed medical care to treat your diabetes, glaucoma or age related macular degeneration, Dr. Terry L. Tucker can make sure you receive the best care possible.One thing you will find at Tucker Vision Center that you wont likely find at any other optometrist in Lee County is Oxy-View glasses. These glasses offer patients the benefits of oxygen therapy without the discomfort of the nasal cannula. It combines oxygen therapy and vision, and discreet oxygen delivery. Originating in Italy in 2000 and later imported here, the original frame and design were not good and were redesigned by a U.S. Company who modified the design and material and had it patented.Oyx-View oxygen therapy eyeglasses are designed for those individuals who require supplemental oxygen. Oxy-View allows you to ditch your nasal cannula, improve your quality of life, and feel better about yourself, while assuring that you are receiving the oxygen prescribed by your doctor.For more information on the Oxy-View glasses and how they could benefit you or someone you know, call 239-656-1778 or go to www.tuckervisioncenter.com.Editors Note: This article was submitted by the Tucker Vision Center.

Since the start of the COVID 19 pandemic many of us have heard the phrase, This is the new normal. Social media platforms were flooded with posts agreeing or disagreeing with the assessment. As a professional caregiver I realized that the COVID 19 pandemic was introducing the world to the reality, the new normal of being a family caregiver. But what does new normal mean? From what I have observed during the pandemic the New Normal is simply change. It is the change from what was to the new reality of what is. The New Normal means loss, not being able to go back to the way things were. The New Normal is highly emotional with anger at not being able to do activities without restrictions and confusion on how to re-establish a meaningful routine. There is disappointment because others dont seem to understand how serious the situation really is and anxiety because no one is able to tell us exactly what is going on or when all the craziness will come to an end. But most of all there is the frustration of having our life turned upside by chaos and confusion.Family Caregivers in our communities have been experiencing all of these new normal frustrations long before the pandemic even hit. Their journey began when they committed to helping a family member struggling with self-care because of the progression of a chronic illness or dementia. Every family caregiver has experienced their life being turned upside down by the chaos and confusion of caring for a family member.For many of us, the pandemic has created exhausting physical and emotional challenges we are still trying to figure out. And we want it to be over. So do our family caregivers. They are physically and emotionally exhausted. They want it to be over too. But please remember the next time you meet a family caregiver-they have been dealing with all the challenges of the new normal long before you. Have a talk with them. They may have some wisdom and insights to share with you that will help you cope with your new normal. Editors Note: This article was submitted by Kent Mathews MSW, Family Caregiver Support Center Lead with PPACG Area Agency on Aging. For more information he may be reached at: 719-471-2096

To learn more aboutSenior Tax Advisory Group, CLICK HERE.Some taxpayers pay federal income taxes on their Social Security benefits, even though when Social Security was established back in 1935 it was always supposed to be tax free in retirement. For some it still is tax free, and for others it is not! This usually happens when you have other income (such as wages, self-employment, interest, dividends, capital gains, and other taxable income reported on your tax return) in addition to Social Security benefits.To determine the amount of Social Security or Railroad Retirement benefits that may be taxable, taxpayers must add together all other income sources mentioned above, including tax-exempt interest. Plus, half of the Social Security benefits received. If that total is $25,000 or more ($32,000 for Married Filing Jointly) than 50% to 85% of benefits will be taxable again at ordinary tax rates.So here is an important question How can you Avoid Double Taxation?If youre not actually spending the money, you can usually reduce or even eliminate the taxation on Social Security Benefits. You just may not be aware of how. Think about itDoes it make sense to pay taxes on money that you are not using?More information can be found at the Senior Tax Advisory Group web site at www.SpringsTax.comEditors Note: This article was submitted by Darian Andreson, of Senior Tax Advisory Group and may be reached at 719-596-4844 or by email at: Info@SpringsTax.com

To learn more aboutNamaste Alzheimer Center - CHI Living,CLICK HERE.There are many community agencies and non-profit organizations that rely on volunteers to help them carry out their mission. Why not find one you believe is important to support and share your talents by volunteering?Most organizations welcome volunteers of all ages, and can offer flexibility regarding the number of hours you volunteer per month. Be sure you set realistic parameters that best suit your availability and abilities.Among the many non-profits that appreciate senior volunteers:American Red CrossMeals on WheelsBig Brothers Big SistersLocal parks, gardens and art museumsHospitalsFood banksSymphoniesLong-term care campuses and hospicesChurches and other places of worshipFoster Grandparent ProgramHabitat for HumanityRead for LiteracyCounty Social Services agenciesWhether you might like to help tutor a high school student in math or work alongside others to build a home for someone in need, the skills needed in every community are endless!Dont know where to start? Check with listings at your church or local library, orcontact AARPfor a list of organizations that would welcome your help.Or, consider contacting the CHI Living Communities campus closest to you because we welcome volunteers, too! Visitwww.HomeIsHere.orgto find the address and telephone number.Communities thrive when citizens of all ages come together for the collective good of others!

To learn more aboutDanville Support Services,CLICK HERE.Hindsight is 20-20. This is especially true for adults who are suddenly faced with a crisis in caring for an aging parent or loved one.Senior Editor ofCaring.com, Melanie Haiken prepared 6 Things I Wish I Knew Before I Cared for My Parents, to help people who might otherwise be blindsided by the demands of caring for an aging parent.The advice is gathered from people whove been there.I Wish Id Been More Realistic About What I Could Do.I Wish Id Known That Medications Can Affect People Differently as They Age.I Wish Id Understood How Attached My Mother Was to Her Things.I Wish Id Realized That Someones Memory Can Seem Fine, and They Are Still Losing Mental Capacity.I Wish Id Understood Sooner That Dementia Causes Anger, Rudeness, and Crazy Behavior.I Wish Id Sought Medical Advice About What to Expect From My Parents Health Situation.The fact is caring for an aging loved one is a demanding, always-on endeavor. Its often a tough physical challenge helping seniors bathe or do household chores. Its also an emotional weight that can drain care givers of vital energy. Lastly, its a mental challenge to stay up on all the developments in senior care, plus all the prescribed medicines, doctor appointments and so on.The good news is Danville provides the essential support that you and your aging parent or loved ones need. How much support is up to you. We provide everything from live-in care to just one hour a week. We can come by and play cards and check on your loved one, or we can take on more personal responsibilities, like grooming, keeping active and providing someone to talk to and interact with.Its important to know that by reaching out for help, you are not giving up and there is no reason to feel bad. With Danvilles help, you gain more free time to spend with your loved one, where caretaking is not the main priority. Doesnt that sound like a winning plan?

Weve all heard the dreaded names - heart attack and heart failure. So what sets these two frightening conditions apart?Heart Attack: a (Myocardial infarction) occurs when a blood clot develops at the site of plaque in a coronary artery, suddenly cutting the blood supply to that part of the heart muscle. If the blood supply is not restored quickly, the heart muscle will begin to die due to lack of oxygen. It can cause permanent damage to the heart or even death.Heart Failure: (congestive heart failure) is typically a chronic, long-standing condition, while heart attacks generally come on suddenly. It occurs when the heart fails to pump enough blood to maintain the needs of the body. A common condition, it affects an estimated 5 million Americans each year.Heart failure is typically a chronic, long-standing condition, while heart attacks generally come on suddenly. While heart failure can be less dramatic than heart attack, it can also be just as lethal. If you suspect you or a loved one may be suffering from either heart failure or a heart attack, seek medical care immediately.Editors Note: This information is for educational purposes only and is not intended to replace the advice of your doctor. Call Cardiac Care Group for more information at 239-574-8463.

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Everybody wants to be remembered.Remembered by someone. Remembered for something. Something theyaccomplished, a talent they had, avocation they achieved. Everyone hasunique stories to tell, momentoustimes to divulge, and bestow lessonslearned throughout their historiclifetime.Interviewing people that sharetheir stories is a humbling yetentertaining and delightful experience. Often people are hesitant andunwilling to share their life, thinkingits not important, its not interesting, its not entertaining.We, at Legacy for Family, knowdifferently because once the interview starts, theres a completeturnaround. People actually findthemselves excited, reflective,amused and take joy in reminiscingabout their life.Legacy for Family met with aformer nun that spent years teachingstudents in Costa Rica, a Navy Sailorwho served at Iwo Jima, an infantryman that bravely fought in WWIIunder Patton, a child of poor immigrants whose parents spent everyminute making sure she had an education, a woman who fell in love ather 12th birthday party to eventuallymarry that man, the love of her life,to name just a few. Romance, pain,intrigue, mischief, excitement andlove are all part of their narrative.How important is it to rememberthe past? Why does it make a difference? Does knowing the past make adifference in someone elses future?The definitive answer to that is YES!Imagine a star high school basketball player finding out his 5 1grandmother was a dominant basketball player on her high school team.Or take a college Political Sciencemajor realizing his grandmotherbumped elbows with John andRobert Kennedy while in the Senate.What great conversation starters thatcould help link generations!We believethat everyoneshould havethe opportunity to sharetheir storyand at Legacyfor Family, weprovide thatopportunity.Our hope isto connectgenerationsof the past with those in the present and future. Lets face it, weall love a great narrative, we craveentertainment, look at all the movieswe watch and books we read, whatbetter story than that of your family.After all, family is the gift that lastsforever.Editors Note: This article was submitted byBetty Giannasi. Betty is the owner of Legacyfor Family and may be reached at 847-338-3086 or by email at bagiannasi@gmail.com orlegacyforfamily@gmail.com; www.legacyforfamily.com.

Conflict is a normal, natural part of everyones life. Factors that can exacerbate conflict include the well-known things to avoid in polite conversation: religion, politics and money. For families, these big three topics quickly trigger emotions that can be difficult to defuse and when things go awry the aftermath can be felt for decades.According to a May 2018 AARP article Millennials: The Emerging Generation of Family Caregivers, there are 40 million family caregivers in the United States, a quarter of which are millennials. Millennials are loosely defined, but typically considered to be those born between the years 1980-1996. This means that 1 in 4 of the family caregivers are between the ages of 18-38; the same population that according to the Pew Research Center , made up 82% of US births in 2016. This sandwich generation is in charge of a maintaining a fine balance of taking care of their parents, their children and themselves.One woman in her early 30s called our office a few months ago sharing with us that her and her husband have their two children living with them along with both of her parents and it was becoming just too much to handle. She wanted to set-up a mediation with her brothers and parents (one of which has Alzheimers) to work out a better arrangement. Two of our trained mediators took on the case and starting their job of being neutral, confidential facilitators. The mediators did individual prep phone calls or meetings with all the of the parties. When the day arrived, the mediation took place at the house where the elders lived to accommodate their needs and comfort. The mediators began the session by reviewing the agreement to mediate that includes ground rules and confidentiality of both the mediators and those at the mediation. Each party gets uninterrupted time to share their thoughts and feelings and then the conversation begins. The mediators are in the charge of the processmaking sure people are getting heard and understood, get to the underlying interests and issues at hand and finally, writing up a practical agreement that works for everyone involved. At the end of three hours the family learned just how afraid the dad was about going to a retirement community, how the mother needed additional care along with how all of the siblings felt about working together. The agreement included next steps on research for retirement home possibilities, along with medical and financial assistance. For this family, and many others, mediation provided an opportunity to open up and talk about difficult issues in a safe space. Their relationships were able to weather the storm of this life milestone because they chose to listen to each other and together create their own solution.Editors Note: This article was submitted by Mila Pilz, Executive Director, Program Operations of Lancaster-based Advoz Mediation and Restorative Practices.https://www.aarp.org/content/dam/aarp/ppi/2018/05/millennial-family-caregivers.pdfhttp://www.pewresearch.org/fact-tank/2018/05/04/more-than-a-million-millennials-are-becoming-moms-each-year/

Im not trying to be greedy, but I had to quit my job to take care of my mom.My husband isnt comfortable having a stranger take care of him.My insurance will pay for someone to take care of my disabled sister and Im a trained medical assistant cant they just pay me?Family caregivers often spend a large portion of their income not to mention their savings to care for their loved ones. You might even be taking unpaid leave or feel forced to quit your job to fulfill your family obligations. Family caregivers are saving insurance companies and government agencies billions of dollars by providing care shouldnt there be a way to get paid something?Check out the following programs: Medicaid Relative Care Program: If the parent, spouse, or other person you're caring for is eligible for Medicaid, you can get paid as a relative caregiver. The Dept. of Human services case manager can qualify and set you up for this program to get paid up to 8 hours per week. Medicaid In-Home Support Services (IHSS)- if the patient need some medical care such as medication management and wound care the family caregiver can get up to 40 hours per week to care for them. The care is supervised by a licensed home care agency under an RN Long-term care insurance- if the person you're caring for has that includes in-home care coverage, in some cases those benefits can be used to pay you. Veterans Benefits I- Veterans needing home-based care may be eligible for Veteran-Directed Home and Community-Based Services (VD-HCBS). Beneficiaries can manage their own flexible spending budgets for personal care services, and can hire their own workers, including family and friends. For more information visit their web siteNational Resource Center for Participant-Directed Services. Also ask your VA case manager for more information. Veterans Benefits II- Pension service connected benefits Aide and Attendance pay the veterans and/or surviving spouse benefits $1787 for veterans and $2120 per month benefits, surviving spouses can receive $1149 to help with medical expenses. Comfort Keepers can help you through the process or application at no cost to the veterans. The process can take from 3-6 weeks. Veterans can choose relatives and friends to care for them and they can be paid as the agencys employee that will provide training and benefits. Drawing up a personal care agreement-if the person or people you're caring for are going to pay you for caregiving, it's a good idea to draw up a simple contract that sets out the terms of the care and payment. If the person or people you're caring for ever need to enter a nursing home and aren't already on Medicaid, the agreement will show that these payments to you were legitimate.Editors Note: This article was submitted by Ora Lee. Ms. Lee isthe owner of Comfort Keepers Home Health Care Agency. For further information call our office at 970-241-8818 or email : grandvalley@comfortkeepers.com

At LTC Advisors we focus on the education and empowerment of our clients. Whether they are sinking in the alphabet soup of Medicare or contemplating how to pay for long term care for themselves or loved ones. There are no many misunderstandings about what is paid for by whom, and indeed a deep river of denial about the eventuality about the need for long term care. We seek to fill in the black holes for our visitors and clients.Most importantly, there is no such things as one size fits all we start with education so that our clients really understand their options and can tailor their coverage to their needs. They maintain control of who they see, and when and how much they want to spend. Being independent allows us to work entirely for our client and not the insurance carrier. Once people understand the moving parts or Medicare for instance, they feel so much more confident and will often choose a plan that may be different that which their best friend recommended, or their golf buddy pushed.We offer regular educational workshops and we are always here at One Senior Place to answer questions being there for everyone allows us to be the trusted advisors that are needed. The average person does not know what they dont know and often this leads to the being sold on a product rather than choosing for themselves. In addition to our smaller workshops we also offer a Medicare Symposium twice a year in October and November as part of the team at One Senior Place. This is a major opportunity for anyone to come and learn about more than just the bare bones of Medicare. We cover subjects such as how to save money on prescription drugs this is a constant source of financial pain for many people.We also offer service as part of our community outreach by helping people apply for Medicaid and Low-Income Subsidy (Extra Heath). A surprising statistic is that only 25% of entitled Medicare Beneficiaries actually have Extra Help often because they dont know about this availability. We just want to make sure that everyone is helped in whatever way we can enable. In addition to Medicare, Medicaid and Long-Term Care we offer help with ancillary products such as dental, vision, and indemnity policies, not to mention life and annuities. These last are always discussed in concert with the clients financial advisor we do not want to recommend anything in isolation. Our team also has a fiduciary financial advisor on site who gives a free service creating a STRIPE report to allow clients to see their financial landscape in entirety.In conclusion, we strive to make you our number one priority and help you understand what works well for you. We are always here to help as the years go by.This article was submitted by Teresa Risner, President of LTCAdvisors. She can be reached at 407-949-6722 or at info@ LTC Advisors.net, or visit www.ltcadvisors.net. Her offices are at One Senior Place in Altamonte Springs.

The goal of hospice is to promote quality of life with a focus on managing pain. The skin deterioration observed in pressure ulcers or other wounds is a symptom of body systems breaking down.Even in the final stages of life, good wound care can contribute to physical, psychological and emotional comfort. Wounds can generate feelings of fear, aversion and suspicion of neglect. Poor wound careor lack of wound carecan be devastating to the patient and familys experience of death.Pressure Ulcers in Hospice PatientsPressure ulcers (bedsores) occur in more than 40 percent of hospice patients. Even with aggressive preventive measures, critically ill patients experience compromised healing response due to impacted muscle cell and immune function, among other factors. For these patients, pressure ulcer formation may be a visual biomarker that the critical illness has overwhelmed the body; skin breakdown is neither preventable nor treatable.Family members of terminally ill patients may view pressure ulcer formation as a failure on the part of the healthcare staff caring for the patientor even as their own failing, if they are responsible for providing care. Their emotional response may lead to requests that compromise the patients comfort-focused plan of care.However, in general, prevention and treatment should not compromise the hospice philosophy of providing comfort care. Studies show that when patients are more comfortable in one position due to advanced illness, comfort should supersede preventive measures. If hospice staff deem that routine patient turnings contribute to increased pain, turnings may be suspended.Other Wounds Common in HospiceDue to the wide variety of patients and conditions treated in hospice care, you may encounter an equally wide variety of wound types:Arterial insufficiencyOften appears as ulcers with black eschar on the lower leg and foot. The skin surrounding the wound appears to be very thin, shiny and usually hairless. The foot may feel cold and appear dusky red or pale.Diabetic ulcersTypically on the plantar surface of the foot and the second metatarsal head. They are usually painless.Venous ulcersOccur in the so-called gaiter area, halfway up the calf and down to just below the ankle. The skin likely feels itchy and appears mottled brown or has black staining and may appear crusty. The legs may become painful with sitting.Tumors or fungating lesionsOccur most often in cancer of the breast, but may occur with other types of cancers, including head and neck, malignant melanomas and sarcomas. The lesion may be a small crusted area or a large ulcerated area with profuse exudate and capillary bleeding. They are often disfiguring, distressing and isolating. Odor and exudate management may be a particular problem in this type of wound.Risk Factor Assessment and PreventionRisk assessment upon admission is crucial and must include a full body check. Pressure ulcers are caused by intrinsic and extrinsic factors, including immobilization, cognitive deficit, inability to verbalize discomfort or numbness, chronic illness, aging and poor nutrition.Once risk factors are established, preventing wounds from occurring is the best practice. Prevention measures include, but are not limited to, inspecting the skin and monitoring for proper moisture control. Proper positioning, transfer techniques and nutrition are essential for the comfort of the patient.Avoid pressure on the heels and bony prominences of the body, and use positioning devices whenever feasible. As always, remember to document the condition of the skin after assessment.Staging WoundsThe following wound stages are established by the National Pressure Advisory Panel:Stage IThe skin is intact with non-blanchable redness of a localized area. Darkly pigmented skin may not have visible blanching, but its color may differ from the surrounding area. The area may be painful, firm, soft, warmer or cooler as compared to adjacent tissue.Stage IILook for partial-thickness loss of dermis presenting as a shiny or dry shallow open ulcer with a pink wound bed, without slough or bruising. It may also present as an intact or ruptured serum-filled blister. Stage II does not describe skin tears, tape burns, perineal dermatitis, maceration or excoriation.Stage IIIIndicates full-thickness tissue loss. Subcutaneous fat may be visible, but bone, tendon or muscle is not exposed. Slough may be present but does not obscure the depth of the tissue loss. There may be undermining and tunneling. The depth of a stage-III pressure ulcer varies by anatomical location.Stage IVFull-thickness tissue loss with exposed bone, tendon or muscle. Slough or eschar may be present on some parts of the wound bed. This wound often includes undermining and tunneling. The depth of a stage-IV pressure ulcer varies by location. Stage-IV ulcers can extend into muscle and/or supporting structures, making osteomyelitis possible.Deep-Tissue InjuryA purple or maroon localized area of discolored intact skin, or a blood-filled blister due to damage of the underlying soft tissue from pressure and/or shear. The area may be preceded by tissue that is painful, firm, mushy, boggy, warmer or cooler as compared to adjacent tissue.UnstageableFull-thickness tissue loss in which the base of the ulcer is covered by slough (yellow, tan, gray, green or brown) and/or eschar (tan, brown or black) in the wound bed. Until enough slough and/or eschar is removed to expose the base of the wound, the true depth, and therefore stage, cannot be determined.Basic Principles of Wound CareThe first step in determining a successful wound plan of care involves establishing the patients prognosis, condition and potential for wound healing. For instance, a less aggressive approach will be necessary for someone in the final days of life, or when it is evident that healing is not realistic.Its important to set appropriate goals based on the prognosis, condition and potential for healing. Goals for hospice patients may include:Preventing complications of the wound, such as infection or odorPreventing additional breakdown of the skinMinimizing harmful effects of the wound on the patients overall conditionWhen developing a care plan for a patient, it is important to factor in their status and desires. Interventions should be re-evaluated every two weeks to determine whether the plan is still appropriate. A wounds failure to heal does not necessarily imply that other measures are more appropriate, or that all possible approaches should be attempted. Instead, focus on developing the best option for the patient based on their present condition and their desires.A basic wound care plan will incorporate these elements:Cleansing debris from the woundPossible debridementAbsorbing excess exudatePromoting healingTreating infectionMinimizing discomfortIn hospice care, the pain, appearance, odor and perceived implications of wounds can be incredibly distressful for the patient and family. To stay in alignment with hospices mission of comfort care, the entire hospice team must operate with vigilance, assessing and documenting wounds and condition changes in detail, maintaining proper preventive measures and developing plans of care that consider the patients needs and desires.By reducing the occurrence and severity of wounds and mitigating their effects, the hospice team contributes to quality of life and facilitates a peaceful death experience for both patient and family.Submitted and Written By: Vitas Healthcare - click here for more information

THE most common infectious disease in dogs and cats is periodontal disease, which is a progressive inflammatory infection of the ligament of the tooth root and gingiva. Periodontal disease causes pain, infections, and tooth loss in our pets. 80-85% of ALL pets over the age of 3 are affected.As modern medicine and dentistry has advanced for us as pet owners, the veterinary community recognizes how serious dental disease can be for our furry companions. Just like in humans, periodontal disease is a chronic source of both moderate and severe pain for pets. Periodontal disease can be the underlying cause of certain kinds of heart disease. It causes heart valve infections from the blood stream being constantly showered with bacteria from the mouth. Additionally, chronic inflammation from the mouth puts stress on the kidneys and infections in the mouth can make the liver work harder to clear toxins. Please talk to your veterinarian if you are concerned about tartar or dental disease in your pet. Editors Note: This article was submitted by Robyn Murray, DVM.Dr. Murray is the Lead Veterinarian with Complete Companion Care and may be reached at 303-518-5687 or by email at info@cccpets.com

The majority of Americans are very aware of the mounting statistics concerning the morbidity and mortality of Alzheimer's disease. Currently, 5.2 million Americans, 500,000 Floridians and approximately 25-40,000 Southwest Florida residents are affected by this disease that is yet to be cured or treated and robs individuals from having a productive and meaningful life. Alzheimer's disease is the 6th leading cause of death in the United States, with 40 new cases diagnosed every hour, 980 per day and 360,000 per year. Palliative treatment which has no effect on the progression or outcome will cost over 200 billion dollars this year alone. We know that this disease starts to change the brain up to twenty years before the first symptoms appear. Age is the biggest risk factor, with 10% of those 65 years of age affected and 50% affected by the age of 85.The only mechanism our society has historically and successfully utilized to treat, eradicate or stabilize disease is the development of medications, vaccinations or interventions made possible by patient participation in clinical trials. Double blind placebo controlled clinical trials have been responsible for the development of every FDA approved medication on the market over the past 40 years. There is currently no cure or effective treatment available to impact the progression and decline of Alzheimer's disease and the data from many well run trials has been disappointing, however, on the positive side, we are at a pivotal time medically and scientifically. We now have diagnostic imaging advances, increased understanding of the molecular and genetic mechanisms causing this disease, and the identification of several biomarkers that have the ability to identify probable progression to Alzheimer's disease years before any symptoms. In addition, the continued efforts of the private and public sector to identify and screen potential compounds, as well as other medical procedures, in order to place them into pivotal clinical trials.The Neuropsychiatric Research Center of Southwest Florida has been identified as a research organization that has not only participated in over 100 clinical trials for memory related issues, but also is seen as the key destination for the placement of pharmaceutical trials in Southwest Florida. Currently, the center has 8 enrolling studies in all phases of memory loss, utilizing cutting edge technologies such as PET scans, MRI scans, genetic testing and monoclonal antibody treatments to name a few. These trials are carried out by a skilled medical research team and all costs are covered by the pharmaceutical sponsor. If you or a loved one has concerns regarding the development of Alzheimer's disease or other cognitive issues, please consider calling the Neuropsychiatric Research Center, 939-7777, for a free memory screening.The quest for a cure depends on patients and their loved ones participating in clinical research. Michael J. FoxEditors Note: This article was submitted by Frederick W. Schaerf, M.D., Ph.D. Neuropsychiatric Associates and Neuropsychiatric Research Center of Southwest Florida

The COVID-19 pandemic has brought us face to face with many unfamiliar challenges.Consequently, the past year has left many people feeling stressed, anxious, and depressed. If youre a family caregiver, we have a suggestion that may alleviate COVID-19 stress for you and your loved one: yoga.A mind-body practice that combines controlled breathing, meditation or relaxation, and physical poses, yogais knownto manage and improve anxiety.In the short term, yoga helpswith deep breathing and muscle relaxation.Long term,the development of a mind-body connectioncan helppromotea sense of control.The health benefits of yoga are well-documented. Itreducesstress and anxiety, promoting an overall sense of well-being,andalso improves balance, flexibility, range of motion, and strength. It can help reduce risk factors for chronic diseases like heart disease and high blood pressure, and help people manage pain. In some cases, it can even help relieve the symptoms of chronic conditions like chronic obstructive pulmonary disease, asthma, arthritis, and insomnia.It makes sense, then, that yoga for seniors would be beneficial.What makes yoga different from other stretching exercises for seniors is the added component of meditation. The benefits of meditationhave to do withmindfulness. Meditation can reduce and control blood pressure, improveimmune system function, alleviate muscle tension, and lower the risk of diseases like diabetes and hypertension. Further benefits of mindfulness exercise for seniors include:Pain management:The physical perception of pain is linked to the mind, so people who are experiencing stress will feel more pain.Mindful meditation helps control pain, as you focus on breathing and how your body feels in the moment. Chair yoga for seniors is a particularly good way to help manage joint pain.Lowering signs of memory loss:Meditation increases an enzyme called telomerase that can help reduce progressive diseases like Alzheimers.Increasing attention span:Recent studies indicate that meditation can potentially prevent age-related mental decline, because it improves the strength and endurance of the attention span.Improving sleep:Sleep meditation and the practice of using guided meditation to fall asleep can promote healthier sleeping habits and help you sleep more deeply.AtBrightStar Care, we know that caring for a family member can be challenging, and we want to help you find healthy ways to manage your stress. Thatsonereasonwe work hard to deliver the right care for your loved one and to be a partner you can turn to for support. Because we believe that caring is more than just a job, our nurses, therapists, CNAs, and caregivers offer the most professional compassionate care available. In the comforting, familiar surroundings of home, we offer a full range of care services to meet your loved ones needs and help you when you need it most. Learn more about BrightStar Care here:https://www.seniorsbluebook.com/home-health-hospice/brightstar-care-salt-lake-city-ut-2

According to the Alzheimers Association, dementia is actually not a specific disease. Rather, its an overall term to describe a decline in memory capabilities. Alzheimers disease accounts for about 60-80% of dementia cases.There are some 50 million people worldwide who have dementia, and there are nearly 10 million new cases every year. Its one of the biggest, if not the biggest, causes of disability and dependency among older adults worldwide. The diseases associated with dementia have numerous physical, social, psychological, and emotional impacts, not only for the people with memory loss, but also their friends, family, and society as a whole.This raises two questions:For those unaffected by dementia, how can you lower your risk of developing a condition like Alzheimers? For those already affected by dementia, what treatment options are available?We at Chefs For Seniors are certainly not qualified to discuss the current treatment options available to those affected by dementia, for more information on that visit https://www.alz.org/alzheimers-dementia/what-is-dementia.Instead, what were going to address in this article is a list of brain-healthy foods that some studies have shown can reduce the risk of memory loss associated with aging, and may even help people with dementia manage their symptoms.BerriesBerries are known for their anti-inflammatory and antioxidant properties. Eating a high amount of antioxidants has been shown to help protect against cell damage in the brain. Some early research has even shown that blueberries can help activate a part of the brain associated with memory. According to the principles laid out in the MIND diet, a new diet that promotes eating brain-healthy foods, you should eat at least 2 servings of berries each week.Leafy Green VegetablesLike berries, leafy green vegetables like kale, spinach, and swiss chard are high in antioxidants. These foods are also loaded with vitamin K and vitamin A. Research has found that 5 or 6 servings of leafy green vegetables each week yield the greatest benefits to brain health.Orange VegetablesIn addition to being a colorful addition to your plate, orange vegetables like carrots and sweet potatoes are high in an antioxidant called beta-carotene, which some scientists believe can boost memory.Whole GrainsWhole grains like barley, oats, whole wheat, and brown rice are rich in many of the B vitamins that work to reduce inflammation in the brain potentially preserving your memory. The MIND diet recommends 3 servings of whole grains each day.Olive OilResearchers have found that people who use olive oil as their primary oil at home showed greater protection against memory loss. Extra virgin olive oil is higher than most other oils in antioxidants and omega-3 fatty acids.PoultryLean meats like chicken and turkey are a key component of the Mediterranean diet, which is very similar to the MIND diet. Like whole grains, poultry is a great source of B vitamins that can play a role in healthy cognition. Try eating 2 or more servings of lean poultry each week.FishEating fatty fish like salmon, tuna, and sardines is great for brain health because theyre high in omega-3 fatty acids. Try eating fish at least once a week, although 3x per week is even better!Written and Submitted By: Chefs For Seniors- click for more information**

Medicare Parts A and B provide for home health, skilled nursing and therapies as well as skilled nursing and therapies in a Nursing Home for purposes of rehabilitation after a three-day hospital stay. These benefits have long been an important coverage under Medicare.Up until January 2013, Medicare has promoted to providers that Medicare would only pay the providers if the patient was improving his or her abilities as a result of these skilled services. This was counter to the law and Medicare's own rules and policies. As a result of a nationwide class action lawsuit which was approved by the court in January 2013, Medicare has agreed to educate the public and clarify the standards for coverage under Medicare. Under the new clarification Medicare will pay for skilled nursing services after a three-day hospital stay or for home health services if the therapies or skilled nursing services will help maintain the patient and avoid any further deterioration. Medicare will no longer require that the patient has the ability to improve but only that the skilled nursing service or physical therapy enables the patient to maintain their conditions or abilities.How does this affect you on a practical level? This means that the patients ability to stay in rehabilitation after a hospital stay will generally last longer, up to the 100 day maximum and thereby reducing continued rehospitalizations. It also means that patients with chronic conditions such as Parkinson's, Alzheimer's, MS, and ALS, can receive needed therapies enabling them to stay in the own home for longer. Previously these patients would be denied home health coverage for helpful physical therapies because it was viewed as the patient being unable to improve their circumstances and therefore the services were denied.Under the new maintenance standard these chronic care patients can receive these helpful therapies in their own home enabling them to stay in their home longer and healthier Over the next year, Medicare will revise their rules and engage in a public awareness campaign about this new standard for services. Seek help from your local elder law attorney on ways to best secure these additional services.Editors Note: Editors Note: This article was submitted by Lance M. McKinney, Elder Law Attorney, of Osterhout & McKinney, P.A., 239-939-4888.

COVID monoclonal antibody therapy can reduce the risk of severe illness and hospitalization when you test positive for COVID-19. American Infusion offers the treatment in the convenience of your home or a long-term care facility, administered by our own trained nursing staff. Monoclonal antibody therapy is for emergency use in individuals with high-risk COVID factors or those in danger of developing severe illness. We provide the treatment with zero out-of-pocket fees. Contact us to find out more today.Learn more at home monoclonal antibodies and COVID antibody treatment on our website.Business address: 7 Church Lane STE 22, Pikesville, MD, 21208Phone: (855) 264-6387Email: info@americaninfusion.com

Sometimes its easy to know when a family member needs care and assistance. For instance, maybe he or she has a major disability or requires additional help following a hospital stay. In other cases, however, it isnt immediately obvious that your senior is in need of help with the activities of daily life.As people who have had to wrestle with our own family decisions, we thought it useful to provide early guidance, so other families might know when a more careful assessment of their seniors needs is required.Below is a list of questions to consider when determining if a loved one is in need of additional care: Pay Attention to How They Look Appearance can be a sign that they are being limited either physically or mentally from completing normal daily tasks. Are they wearing dirty or stained clothing? Have they brushed their teeth? Listen to the Senior Listening to how seniors speak can tell you a lot about their current mental status. Dont assume that old age is causing these problems. Have they forgotten to refill prescriptions or take their medicine? Have they missed doctors appointments? View the Seniors Surroundings Looking at their food and medications can help you determine if they are eating healthy or even worse, taking expired medicine. Do they have fresh and stocked pantry items? Are there piles of unopened bills? Use Your Nose Using your nose as an indicator can help you determine if your family member is bathing properly or participating in otherwise normal activities. Does their living environment possess any unpleasant odors? Are they bathing regularly? If you sense a problem based on the above indictors, you and other family members should waste no time in taking the appropriate next steps. As difficult as the process might be, keep reminding yourself that by being proactive you will not only provide safety for your family member, but will also keep them happy and healthy for years to come. Editors note: This article was submitted by Patricia Preztunik (201-483-8490) and Rich Fracaro (201-773-4900), local owners of BrightStar, a full-service in-home medical and non-medical agency offering caregiving to seniors and disabled adults. They would gladly provide assistance in these matters.

Helen Keller, both a deaf and blind lady, upon being asked whether she considers vision or hearing more important, replied:The problems of deafness are deeper and more complex, if not more important, than those of blindness. Deafness is a much worse misfortune. For it means the loss of the most vital stimulus--the sound of the voice that brings language, sets thoughts astir and keeps us in the intellectual company of man.What Helen knew, and what popular thought has often overlooked, is that the human sense of hearing represents the primary cognitive window into life itself. Blindness cuts us off from things; deafness cuts us off from people to be cut off from hearing [people] is to be isolated indeed.Indeed, to one who hears normally, it may seem a strange concept that one can stand amidst a room full of fellow beings engaged in excited conversation, bonding and enjoying each other's company and yet feel awkward and terribly alone.In cases of rapid decline, sufferers sense a profound loss not unlike losing a close loved one. Such losses can evoke the same emotions of mourning denial, despair, frustration, and anger that transpire when they actually lose a loved one, but often without recognizing why they feel that way. Reports of sudden hearing loss repeatedly present an almost crippling form of emotional and psycho-social debilitation.Gradual losses, which comprise perhaps 95% of cases, come over, say, 20-30 years, and bring feelings of depression, anxiety, hypertension, and cardiovascular & endocrine stress.Coming back to the wisdom and insight of Helen Keller, in her advancing years she concluded in a letter to a friend that "after a lifetime in silence and darkness, to be deaf is a greater affliction than to be blind...Hearing is the soul of knowledge and information of a high order. To be cut off from hearing is to be isolated indeed."Editor's note: This article was submitted by Dr. Max Chartrand of DigiCare Hearing Research & Rehabilitation. He can be reached at: www.digicarenet.com, 719-676-3277.

One of the safeguards a reverse mortgage has is required face to face or phone counseling with an independent 3rd party. The cost is minimal, and is paid before any paperwork is signed. Counseling usually happens after meeting with a Reverse Mortgage Specialist.The counselor is looking to make sure a senior homeowner understands how a reverse mortgage works and how it may benefit them in their golden years. For many homeowners the counseling session is a review of what the reverse mortgage specialist already covered with them.For example, its important for seniors to know that they remain on title as an owner. There is never a Principal & Interest Monthly Mortgage payment required, one can be made as there is no pre-payment penalty, but it is optional. Of course, the borrower understands they must continue to live in the home as their primary residence, pay the property taxes, homeowners insurance, HOA dues and maintain the home so as not to be in default of the loan.Homeowners also remember they can access their equity 3 ways: lump sum, monthly installments, a line of credit or a combination of all of the above if there is enough equity available. Since this is a loan, those funds are not taxed. And many recall that a reverse mortgage is a non-recourse loan, which means the only recourse the lender has for repayment is the home, not the borrowers, their estate or their heirs.Many clients ask what happens at the end when the last borrower moves out. The loan balance is paid off by either sale of the property or refinancing the current balance. Some are concerned about not leaving equity for their heirs. However, with appreciation averaging 4% a year since 1960, and interest rates in the low 2% range, appreciation is growing at twice the rate that interest is being charged, which means there is a good chance there will be equity at the end.As clients demonstrate clear thinking and understanding of how the reverse mortgage works, the counseling session ends up being a worthwhile endeavor.Get to Know Kevin A. Guttman Reverse Mortgage SpecialistA reverse mortgage but it doesnt have to be complicated when you have a professional help you along the way. Contact our team today to get the wheels in motion a (877) 251-9709

Youve had a long day at work and youre tired. But, you need to go home and care for your loved one who has Dementia. Take a deep breath and know there are many ways to have a conversation or keep them engaged:Use familiar words and phrases when speaking or asking questionsUse humor if appropriate but remember to only laugh with them and not at themUse objects or props especially items that are familiar to your loved oneLook interested and mirror their expressionsDont argue just listen and go along with themYou may have to repeat yourself dont get angry or aggravated because its not their fault they cant remember they just asked you the same question a few times. BE PATIENT!Pick some activities to do on a daily basis things you know they used to do or have always loved doingCook or bake together.Do arts and crafts create something together (youll always treasure it).Read books that they used to love.Play music or sing together music is a great form of therapy and very calming.Watch old family movies.Work in the garden or flower beds if they are able.Do puzzles.Take a walk as long as its safe.If they still have some cognitive skills, help them do some of the things they love like writing, photography, crocheting or any other familiar hobby.Dont worry if they resist or dont want to do an activity. Take a break to help them relax. You may see your loved one getting frustrated. In order to avoid it escalating, step away or have someone else step in to help calm the situation.Always concentrate on the activity and not the outcome. Be positive theyll remember the time with you and not the activity.Your loved one deserves to enjoy each day like they did for years. You deserve to enjoy time with your loved one and interact with them as much as possible. Dont forget to take care of yourself too and dont get overwhelmed with stress while youre being a caregiver. There are many resources out there including support groups to help you through difficult times.__________________________________Editors Note: This article was contributed by Sandy Sferrella-Taylor, Public Relations Manager at Visiting Angels of Lancaster, Hanover and York.

Two things you may not have known about Medicare. 1st, For those of you moving into a new area, this may be some helpful information. If you currently have original Medicare with a supplement, you are generally not required to change your plan, since supplements travel with you wherever you reside. However, it would be wise to weigh your supplement against the Advantage Plans that exist in this area since the Advantage option may be much more beneficial here in the Treasure Valley compared to wherever you moved from. If you move to the Treasure Valley with an existing Advantage Plan you have a window of time to change to an Advantage Plan or supplement. I wont get into the gritty details of this window but it is generally 63 days from the time you either move or notify your current plan that you have moved. 2nd, Although the Center for Medicare and Medicaid Services (CMS) attempts to do a good job at making sure Medicare consumers understand the part D penalty, many have not even heard of it. For the part D drug program to work, the government wants everyone paying into the drug system whether they need prescriptions at this time in their life, or not. Therefore, a penalty is assessed to those who may be Medicare eligible without any credible form of prescription drug coverage. If one has credible coverage through their current work or retiree coverage, the penalty will not be assessed to them. For every month the Medicare participant goes without drug coverage when they were eligible for Medicare, 1% of the national average drug plan cost is assessed to them. For example, in 2012 the average cost of a part D plan is approximately $40. 1% of $40 is 40 cents. So if a person goes through a 12 month period without drug coverage, their penalty will be $4.80. Going forward and for the rest of their life, or as long as they have a part D plan, they will pay $4.80 above and beyond any premium for the part D plan. Since part D plans have only been in existence since 2006, the maximum the penalty will be is around $24. Keep in mind, however, this would be assessed to a person every month as long as they have a part D plan. Written by Aaron Flake, an Independent Medicare and Healthcare Advisor. Healthadvisor@aaronflake.com

Have you heard ofBenefitsCheckUp? It is a free service of the National Council on Aging, that lets you search for benefits easily, securely, and accurately. In the US, there are over 2,500 federal, state, and private benefit programs available. Start finding benefits with ourBenefitsCheckUp questionnaire or browse our Resource Library to learn more about programs and eligibility.Learn more about the program that can help you save money. Benefit programs include:MedicationsHealth CareIncome AssistanceFood & NutritionHousing & UtilitiesTax ReliefVeteranEmploymentCounseling AssistanceVision Loss ServicesRespite Care ServicesPension AssistancePark & Recreational DiscountsEducation ProgramsTransportation Assistance& More!HowBenefitsCheckUpWorks:Answer some questions. Review your initials results or enter more details to personize your report.Get your report. Provide more information to get a customized report of benefits youre most likely to qualify for.See how to apply. Review your custom report, learn more about benefits, and start enrolling in programs.Click here to begin your FREE search!

November is National Family Caregiver Awareness Month. In honor of this annual celebration let us share with you six important tips every family caregiver should know. 1. Take Care of Your Own Health. One of the biggest challenges facing family caregivers is taking care of themselves. The demands of caring for a dependent loved one can be so strenuous that caregivers often end up putting his or her loved ones needs before their own, and as a result, suffer from burnout, exhaustion, and poor mental and physical health. The tragedy is that this hurts both the caregiver and the dependent loved one. 2. Seek Support. Everybody needs help, sometimes. It is particularly important for family caregivers to proactively seek support. Whether planning respite breaks to keep a healthy life-caregiving balance or seeking guidance from an online care community, taking the initiative to ask for help can only lead to better outcomes. 3. Organize Medical Information. Family caregivers should create and maintain a comprehensive file pertaining to the dependent loved ones needs. Make sure it is up-to-date and includes important documents regarding medical history, medications, and insurance. 4. Communicate Effectively with Doctors. Successful communication with a dependent loved ones doctor requires preparation and intent. Make a list of your concerns in advance. At the appointment, speak up, listen, and ask follow-up questions. Taking notes may also help you remember important information. 5. Use Technology to Your Advantage. It might take some getting used to, but technology can vastly improve a family caregivers ability to manage his or her care responsibilities. For example, a GPS app on your smartphone could help keep track of an elder loved one with Alzheimers Disease. Other applications could help organize medications, medical appointments, and daily tasks. 6. Make Sure Legal Documents Are in Order. Family caregivers do not just help with bathing, meal prep, and doctors appointments, they are often in the position of managing a loved ones finances and legal affairs. Securing up-to-date legal documents, like a durable power of attorney, is the foundation for handling these critical areas. Other important documents might relate to wills and trusts, or the ability to pay bills, navigate insurance policies and secure government benefits. If you or someone you know is a family caregiver in need of legal documents, or updating them, do not wait to contact an experienced estate planning attorney for guidance.Written & Submitted By: Amy McGarry Law Office, PL- click here for more information*

Primary Care Providers (PCPs) connect the dots between your lifestyle, health and goals to keep you at the center of diagnoses and treatments. Ask yourself these questions to tell if your primary care measures up.Is Your PCP Personal?A great PCP understands your medical history, personal history and health goals. They regularly check in between appointments. They respect you and your decisions.Does Your PCP Listen?Many doctors only give you an average of 11 seconds to speak before interrupting.1 Yet public opinion research2 found that listening and taking time to answer questions outranked current medical knowledge as an important characteristic of a good doctor.Does Your PCP Give You Quality and Quantity Time?Many PCPs focus on minimizing wait times. They manage smaller caseloads so they can dedicate more time to individual patients and truly get to know them and their health concerns.Is Your PCP Focused on Your Needs?Look for facilities with facilities with lower exam chairs, wider hallways and doorways, non-slip floors or handrails, which allow for easier mobility and increased independence.Is Your PCP Tech Friendly?You as the patient should be at the center of the PCPs telehealth technology not the other way around. It should be easy to use and intuitive.Does it offer additional services?A great PCP will offer additional services like onsite lab work or coordinated care with a health coach and/or behavioral health specialist to make maintaining your health easier.Its time you got the kind of primary care you deserve.Humana is a Medicare Advantage HMO, PPO, and PFFS organization, and stand-alone prescription drug plan, with a Medicare contract. Enrollment in any Humana plan depends on plan renewal.1 https://www.forbes.com/sites/brucelee/2018/07/22/how-long-you-can-talk-before-your-doctor-interrupts-you/#496810b144322 https://www.aamc.org/news-insights/what-makes-good-doctor-and-other-findings-2019-aamc-public-opinion-researchEditors Note: This article was submitted by Mark Iorio, who is the Central West Region President with Humana. To learn more about the unique kind of care in Humanas network, visit HealthThatCares.com or contact your local licensed Humana Sales Agent at 1-877-868-0796 (TTY: 711)Colorado Springs:719-532-7700 . En espaol? Llame gratis al 1-888-280-0774 (TTY: 711).

Routine tests such as blood counts and blood pressure checks are just a few of the measurements health care providers monitor to get an accurate picture of patient health. Once you've reach your 50th birthday, screening for hearing loss should be a part of your health routine.Routine hearing screenings provide a reference point should any hearing problem arise in the future. They create a better picture as to how your hearing has changed and the severity of your loss making it easier to determine appropriate treatment. Early detection can help prevent further hearing loss by alerting patients to the progression and steps that should be taken to prevent further damage.The connection between aging and hearing loss is well known. Other factors that may damage or lead to hearing loss include:Occupational noises. Many jobs involve loud noise as a regular part of the working environment. Continuous exposure to noise can damage hearing. Farmers, hunters, shooters, machinists, musicians, woodworkers and carpenters should consider screening their hearing before employment as well as follow-up hearing tests.Recreational noises. Exposure to explosive noises, such as from firearms and fireworks, can cause immediate and permanent hearing loss. Snowmobiling, motorcycling or listening to loud music can also cause damage.Cancer treatments. Certain chemotherapy drugs or medications taken in conjunction with treating cancer can cause hearing loss. If a hearing loss was present prior to cancer treatment, the treatment may cause it to worsen.Diabetes. The National Institute of Health (NIH) has found that hearing loss is twice as common in people with diabetes as it is in those who dont have the disease. Of the 79 million adults thought to have pre-diabetes, the rate of hearing loss is 30% higher than in those with normal blood sugar.Medications. Antibiotics, loop diuretics, antieoplastic drugs, antimalarial drugs, and salicylates such as nonsteroidal anti-inflammatory drugs (NSAIDs) and aspirin are known to damage auditory function and speed up normal decline of hearing with aging.Hearing loss is often gradual and many people do not recognize the problem or report it to their doctors. Hearing Loss can have a negative effect on quality of life, independent function, and social interaction. When determining strategies to stay healthy, a routine hearing tests should be part of the discussion.Editors Note: This article was submitted by: Shane S Larkin BC-HIS, ACA, BS . He may be reached at 801-525-5254 or by email at sbl@hearinglife.com

For more information on the author Lexington Manor - Five Star Senior Living, CLICK HERE.STILL THEY FIGHT. A REVIEWER PRAISES FIVE STAR SAFETY AND RESILIENCY.What is caregiver fatigue?If you provide care for an aging adult, chances are youve experienced caregiver fatigue at some point. Caregiver fatigue, also known as caregiver burnout, has been on the rise during the COVID-19 pandemic. Its officially defined as a state of physical, emotional, and mental exhaustion.Heres the thing: Caregiver fatigue affects not only family caregivers but professional caregivers as well. And that includes the incredible teams of caregivers working in our Five Star communities. At Five Star, we know that COVID-19 has presented challenges for our residents and families. But we also recognize that the pandemic has asked a lot of our own team members, from the sales counselor you may first encounter to the housekeeper who tidies up your apartment week after week. And through it all, our team members have gone above and beyond to give our residents a safe and happy community living experience despite the pandemic restrictions placed upon us all.Thats why we couldnt be prouder of this recent post by a reviewer who left a five-star rating forFive Star Residences of Noblesville, Indiana in reference to our own caregivers:How do you thank the people who have struggled and fought for more than eight months to keep COVID away from their residents? Exhaustion surely has set in, but still they fight to protect the most vulnerable.Whats especially gratifying is the writers recognition of both our relentless commitment to resident safetywe do see ourselves as protecting those at higher risk of COVIDand the heroism of our team members in the face of challenging conditions. Its a testament to our no-nonsense, no-compromise COVID safety precautions and the quality of our entire Five Star team. Were not just proud of this review. Were proud of them.How to prevent caregiver fatigueWhat about you? Do you suffer from caregiver fatigue? Here are some quick tips to keep in mind:Adjust your expectations to prevent guilty feelings. Remember that no one person can do it all.Dont go it alone. Reach out to a therapist or other helping professional to take good care of yourself.Use communication apps like CaringBridge and MyLifeLine to centralize updates on your loved one.Check your town or city web site for no- or low-cost community resources, such as meals-on-wheels, to shorten your to-do list.Find some time for you. Give yourself a regular break you can look forward to.Five Star Senior Living is one of the nations leading providers of respite. With over 260 communities across the country, chances are theres a respite program near you. Click the link above for more information.

Most people are unaware that there is a branch of medicine specifically dedicated to the diagnosis and treatment of temporary and/or chronic physical disability. Physiatry (pronounced Fizz-Eye-A-Tree) is the area of medicine wherein physicians specializes in Physical Medicine& Rehabilitation. (PM&R). Physiatrists are trained to focus on the patient as a whole person and to put the medical management of a disabling event within the context of that individuals life and environment. The roots of the specialty can be traced back to the 1930s. Demand for, prominence of , and national interest in the role of these specialists rose during WWII and again during the Vietnam war when young veterans returned home with a range of injuries that necessitated rehabilitation. Today there are over 7000 Board Certified physiatrists in the U.S.Helping to Keep the Golden Years GoldenPhysiatrists, focus on the patient as a whole person, young or old. Most specialties deal primarily with illness and possible threats to life. The physiatrist deals with these as well as addressing threats to living life fully. Attention is directed to restoring quality function in activities of daily life. These Rehab Medicine specialists often collaborate with a team of health professionals and other physicians in developing and carrying out a care plan that extends beyond hospital or clinic walls out into the family and community. This team may include physical therapists, occupational therapists, speech pathologists, prosthetists, and social workers.By partnering with a physiatrist, a persons primary care physician, neurologist, orthopedic surgeon,or neurosurgeon can enhance the ultimate chance of an individual doing well after or with conditions such as stroke; rheumatoid arthritis; total hip or knee replacement; sports-related injuries; musculoskeletal sprains and pain; neurological diagnoses such as multiple sclerosis, spinal cord injury, traumatic brain injury and ALS; as well as debility that can develop after prolonged critical illness. Asking for a referral to a physiatrist can be a priceless form of self-advocacy, since, even today, there remain many physicians, care managers, and home health care providers who are not familiar with the expertise available in the field of PM&R.Editors Note: This article was written by Indira S. Lanig MD, a physiatrist and Associate Medical Director at Northern Colorado Rehabilitation Hospital, Johnstown CO. The NCRH team of professionals can be reached at 970-619-3454

Our Mission: Promoting Health, Dignity and Quality of life throughout the journey of aging.In 2013, Senior Friendship Centers celebrates its 40th anniversary of service to older adults in southwest Florida. During that time the Centers have helped hundreds of thousands of people find solutions to the challenges that often come with age.The Senior Friendship Centers were a life-saver for our family, is a comment frequently heard when this non-profit organization comes up in conversation. Its services include:Health and Dental Clinics. The clinics provide a lifeline of medical and dental care for older adults who cant afford it. Staffed largely by volunteer retired physicians, dentists, pharmacists, nurses, and clinic aides, the clinics work closely with the Public Health Department. Fees are on a sliding scale based on ability to pay.Working with the Elder Helpline, Senior Solutions Area Agency on Aging, and the Florida Department of Elder Affairs, Senior Friendship Centers help coordinate services and support for seniors in need.The Friendship at Home program reaches out to provide friendly visitors and telephone reassurance for isolated seniors, as well as assistance with emergency needs.Serving caregivers.Senior Friend-ship Centers Adult Day Services and Caregiver Resource Center are lifelines to help caregivers and their care partners. The Adult Day Services provide a safe supportive environment for loved ones to enjoy activities, and allow caregivers time for themselves. The Caregiver Resource Center offers education, support and information to help families through this challenging time. Finding purpose and meaning. Exciting lifelong learning opportunities, including classes at the centers as well as through the popular national and international Road Scholar program sponsored in Sarasota County throughSenior Friendship Centers. Senior Friendship Centers is also the host agency for RSVP (Retired and Senior Volunteer Program) and AmeriCorps Serving Suncoast Seniors. More than 1200 volunteers give time valued in excess of $ 4.5 million annually to help older adults in the six counties the Centers serve.If you or someone you know might benefit from Senior Friendship Centers services , or you are interested in volunteering as part of the people helping people, please contact us. For more information. Visit www.friendshipcenters.org, email info@friendshipcenters.org or call 941-955-2122.

"If I insure myself against the minimal risks affecting my home, my car, and my overall acute health needs issues, why haven't I insured against this far greater risk of an eventual Long Term Care event?"Seven out of ten of us are going to require a period of extended care before we die. At present, this risk statically spans an average of three years with the cost of care ranging from $92,000, to $276,000 annually! For couples, this number rises to nine in ten that at least one person will be impacted by the need for custodial or skilled care, ranging from assistance with activities of daily living (bathing, dressing, toileting, eating, transferring, and incontinence) or some form of cognitive impairment such as dementia or Alzheimers care. Medicare does not cover the costs of Long Term Care.Greater longevity, advances in medicine and medical science, means that our society will continue to age. Baby Boomers are now turning 65 at the rate of 10,000 per day.Many have already lived this nightmare with parents and other family members, often having to place beloved family members in facilities funded by Medicaid but onlyafter having to spend down their assets to a poverty level and relinquish their independence. More than ever, there is now a choice to be had; an insurance policy that guards against families losing their hard saved earnings, and individuals losing their independence, dignity, and access to quality care.The long term care industry has been around since 1974, and several of the major carriers are launching some very creative solutions that address this pandemic issue as well as providing the public with choices that include linking long term care insurance benefits with those of life insurance and annuities.Since health qualification is a hurdle that confounds a good number of applicants, it is best to look at this coverage as early as age 40. Younger ages not only bode well with passing underwriting criteria, but also keeps premiums at a very modest level.So ask yourself, "If I insure myself against the minimal risks affecting my home, my car, and my overall acute health needs issues, why haven't I insured against this far greater risk of an eventual Long Term Care event?"Editors Note: This article was submitted by Western Slope Long Term Care Solutions. You may reach Phyllis Hoffman CLTC at 970-675-5029 or phoffman@pnwis.com and Scharee Atchison LTCi at 719-640-1300 or satchison@pnwis.com. Both Phyllis and Scharee manage their business from Cedaredge, CO.

It happens every day people go to the doctor and obtain a prescription for medication to treat a physical problem.Most people take their medication exactly as directed for the time prescribed and stop without any problems. Some people, however, are attracted to the psychoactive properties of certain medications, notably prescription painkillers, anxiolytic medications, and stimulants. If youre addicted to prescription medication, youre probably spending a great deal of time obtaining new prescriptions to avoid withdrawal. Youre probably engaging in reckless and illegal behaviors to obtain your pills, and you may notice that your friends have long abandoned you, unable to watch you slip further down the slope of prescription medication abuse. You may find that youre doing things youd never thought you could do in order to feed your addiction. You are trapped in a cycle of addiction and withdrawal. It doesnt have to be this way.Many people believe that because prescription medications are prescribed by a physician and regulated by the FDA that they are safe. Unfortunately, thats not always the case, especially if youre taking pills that arent prescribed for you or in a higher quantity than was prescribed. Prescription pills are every bit as dangerous as street drugs. You may be terrified to admit that you have a problem, ashamed that things have gotten so rough, and unsure what to do next. You may not have hit bottom, but youre getting close and its scaring you. Its time to change your life around so that you can live the life you want.An inpatient program for prescription pill addiction is one of the best ways to jump start the recovery process. Recovery doesnt happen overnight, but with a solid foundation of the tools learned in an inpatient program, it can be life-long. Inpatient addiction treatment offers you the ability to leave the cares and stresses of daily life behind as you focus upon the one thing that truly matters getting well. Youll be able to get any medication you require to treat co-occurring mental disorders under control as you learn the coping skills necessary to lead a sober, healthy life.Editors Note: This article was submitted by Matt Willburn, CEO at Highland Ridge Hospital. Matt may be reached at 801.569.2153 or at mwillburn@highlandridgehospital.com

Arthritis is known as the silent disease. People living with arthritis often hear, But, you dont look sick! And yet arthritis is the #1 cause of disability in the United States, resulting in more than 40 million outpatient visits, 172 million lost workdays, and a price tag of more than $300 billion annually. Arthritis strikes more than 60 million Americans, including approximately 300,000 children.Simply put, arthritis is joint inflammation (arthr means joint and it is means inflammation). There are two main types of arthritis osteoarthritis and rheumatoid arthritis:        Osteoarthritis is the most common type of arthritis. It is frequently considered to be related to aging along with the usual aches and pains that are common in older people and usually affect the larger joints hips, knees, shoulders, elbows, and ankles.         Rheumatoid arthritis is a systemic, autoimmune disease that usually attacks the smaller joints and internal organs.The Arthritis Foundation recognizes that people living with arthritis have many days of saying no to everyday situations. No, I cant go shopping. No, I cant go to the zoo with the grandkids.At the Arthritis Foundation, we are helping people Live Yes! The Live Yes! Arthritis Network makes connections both in-person and online to empower people to live their best life. People with arthritis find strength in each other, manage stress, and take control of their healthcare. By joining the Network and taking a short 10-minute online assessment, the Arthritis Foundation will personalize information and resources specific to your needs. The questions in the assessment are related to your physical health, social and emotional health, and experience of care. The results of these assessments help drive local programming including education programs and support or Connect groups.When you become part of the Live Yes! Arthritis Network, you see real change in your life. Through robust tools and programs, we educate and connect people with arthritis, both online and in-person, to live their best life. The results are simple: you feel better both physically and emotionally! Editors Note: This article was submitted by Diane White, Community Engagement Director at the Arthritis Foundation. You can reach the Arthritis Foundation at 412-206-5361 or dwhite@arthritis.org.

Mediation is an informal process during which a neutral third party helps people negotiate mutually acceptable agreements. All participants in mediation are encouraged to actively participate in the process. Mediation is a "party-centered" process in that it is focused primarily upon the needs, rights, and interests of the parties. The mediator uses a wide variety of techniques to guide the process in a constructive direction and to help the parties find their optimal solution.#listing_mgr{7 basic_search}#

In this day and age having quality medical treatment can be a heavy expense, especially for older patients.Most older patients may deter from going to the doctors office or even the hospital because they fear they will not be able to pay for the medical bill after the service.In-home doctors visits can help to decrease medical cost for older patients and give them a way to stay healthy in the best possible way right in the comfort of home.Not only do in-home doctors visits reduce medical costs up front, they can reduce the overall costs by keeping patients out of the hospital.Patients can benefit from practices like HOUSECALL DOCTORS PC who make house calls for patients in Lake, Porter, La Porte, and St. Joseph counties.HOUSECALL DOCTORS PC, directed by Dr. Saket B. Sinha, MD, gives a more intimate doctor-patient relationship in the comfort of home, providing ongoing medical care and treatment for chronic issues such as diabetes, heart disease, and dementia-related illnesses.Dr. Sinha is always accepting new patients. If you or someone you know would benefit from an in-home primary care provider, please call 219-750-9497 today to sign up as a new patient. HOUSECALL DOCTORS PC strives to see new patients from 48-72 hours of enrollment.As an internist based in Highland, IN, Dr. Sinha is skilled at the diagnosis and treatment of a large array of ailments and diseases in aging adults.Dr. Sinha has over 28 years of diverse experience, especially in Internal Medicine and General Practice.Dr. Sinha has been making house calls all over Northwest Indiana for over 10 years, making receiving medical treatment easier, more comfortable, and more accessible for his patients.

A checklist for Older AdultsThe CDC warns that older adults are at higher risk for dying if they catch COVID-19. To reduce risk of catching COVID-19, the CDC encourages older adults to limit their interactions with other people as much as possible, which means, we are mostly at home for the duration.Instead of social distancing, think physical distancing + social connection. Isnt that a contradiction, you ask? During World War II the planting of victory gardens, and the rationing of gas, food, and clothing connected Americans of all ages, classes, and cultures in a shared effort to save these precious resources for soldiers. Now, mask wearing, sheltering in place, and washing our hands frequently limiting the spread of the virus connects us to neighbors, friends and family no matter where they are.Do these 10 things everyday to keep your spirits up:Call someone*(keep a list of family, friends, neighbors by your phone)Move your body (CDC recommends 150 minutes of moderate exercise weekly)Straighten up one area in your homeEat something healthy (Fresh fruit, vegetables, plain water)Get outsideGet a good nights sleepLimit how much news you listen to (15 minutes 2x/day is more than enough!)Name one thing you are grateful forLearn something newDo something creative (Listen to music, bake, make something, etc)*At Call2Talk 508-532-2255 someone is available to listen 24 hours/day/7 days/week.For more ideas about taking care of yourself during the pandemic, contact Malka Young, LICSW, CCM at Allies in Aging-(508)655-9553

Most people go through life and do not often think about planning for the future and what that might look like. Oftentimes, when people finally get around to planning, they dont take the necessary time to truly understand the intricacies and the consequences of decisions but rather want to get something done for the sake of being done.An individual with a disability who is receiving public benefits from the government cannot receive an outright inheritance or they will lose their entitlement to their government benefits. However, many parents do not completely understand this concept and since they have three children, theyre going to provide for their children equally regardless. It is imperative if you have a child with a disability or special needs that you seek expert counsel in order to fully understand what the implications of giving money outright to that individual could be now and in the future.It is very easy and straightforward to be able to provide for an individual with a disability by placing money in a special needs trust. This will allow that individual to continue to receive the money from the parent but also receive the government benefits that theyre currently getting. This is my example of having your cake and eating it too. While not necessarily overly difficult, it is essential that you work with an estate planning and elder law attorney who does special needs trust on a regular basis. There are many easy pitfalls that someone can fall into and it is easy to make a mistake in this arena. If you have a special needs child, please take the time to fully understand how you can protect that individual and the inheritance in the future as well as still provide them any government benefits that they may be entitled to.If you would like to learn more about special needs trust planning, please contact the office at 717-844-9218, to learn more about our workshop for families with individuals with disabilities and how to plan for them. We look forward to seeing you in the future.

The Senior Source, VNA of Texas, and the Dallas Area Gerontological Society invite you to our State Legislative Forum. Learn about the 2021 legislative priorities we will continue to advocate for throughout the year. We need your help to stand for older adults in North Texas and to be a voice for the voiceless.View the webinar here:Priority #1 Protection of Long-Term Care Facility ResidentsTexas consistently ranks as one of the worst states in the country when it comesto quality of care for long-term care facility residents. These vulnerable, isolatedindividuals deserve better treatment and protection at this stage of their lives.Covid-19 amplified many of the flaws in resident care, and there are opportunitiesin this legislative session to improve some of these issues and strengthen the careand protection of long-term care residents.SJR 19, HJR 46, SB 267, HB 892 House and Senate bills to create aconstitutional amendment or requirement by Health and Human ServicesCommission establishing a right for residents of certain facilities to designate anessential caregiver for in-person visitation with whom the facility may not prohibitin-person visitation.SB 270 A long-term care facility may file a civil action against a residentsresponsible payor for misappropriation of the residents funds.SB 271 Expands criminal history check to include previous residence(s) outsidethe state of Texas.HB 1221 Expands current legislation relating to communicable disease andinfection prevention and control measures for long-term care facilities to include,but not limited to,: Providing a safe, sanitary and comfortable environment; Help prevent transmission of communicable diseases; Designating a quality assessment and assurance committee; and Authorizing an administrative penalty.Priority #2 Elder Financial Abuse ProtectionElder financial abuse is rampant in Texas and across the country. Older adultslose more than $36 billion each year to frauds, scams and exploitation. Thesecrimes must be prevented; older adults need to be better protected; and thosecommitting these crimes should be prosecuted. Legislative action that holdsperpetrators accountable and strengthens protections for vulnerable older adultsis needed.HB 1156 Related to creating the criminal offense of financial abuse of an elderly individual. Defining penalties for financial exploitation or abuse.SB 109 Related to the criminal offense of fraudulent securing of document execution without a persons express consent.HB 491 Related to increasing the statute of limitations for aggravated assaultand for financial crimes against older adults.HB 536 Related to the entry into the Texas Crime Information Center ofinformation concerning the release on bond of persons charged with committinga violent offense.Priority #3 Food Security for Older Adults/SNAP ProvisionsFood insecurity for older adults across the state has only increased during theCovid-19 pandemic. We should be making it easier for older Texans and thosewith disabilities to access this benefit, not more difficult. For many who are eligible to receive SNAP benefits, the process is so cumbersome and arduous,they simply give up and go without. We must do better and lengthen theeligibility time and simplify the application process.HB 1019; SB 224; HB 701 Related to Implementing a simplified applicationprocess. Households composed solely of seniors and/or persons with a disabilitywith no earned income can be certified for 36 months using a shortenedapplication form with limited documentation requirements.HB 1230 Related to eliminating the Vehicle Asset Test for the SNAPapplication process.Other Critical Issues to follow:Medicaid ExpansionAmong the 50 states, Texas has the highest number and percentage of uninsuredcitizens. Medicaid Expansion would provide health insurance coverage for upto 1.5 million Texas citizens age 19-64, who earn less than 138% of the federalpoverty level, at a $90-$10 federal funding match.SB 118 & 119 Related to State Medicaid ExpansionHousing, Tenant and Financial ProtectionsSB 265 Related to fighting housing discrimination based on source of income(vouchers, etc.)SB TBD - Related to creating a voluntary state certification for safe independentliving facilities that will incentivize best practices and inform seniors as they makehousing decisions; improving tenant protections for seniors leasing in independentliving; and conducting audits to enforce existing state laws on cash-for-gold shopsthat fence stolen jewelry.

I wouldnt say my mother was ever a social butterfly, but since Dads passing the home health nurse and physical therapist had become the weeks highlights. We just could never get there often enough! Then the pneumonia and fall in the bathroom last winter scared us all.My brother said there was no way Mom could afford a senior home because a coworker told him what it cost for his dad. I did an internet search and made a few calls but there were so many types, terms, and care levels that I gave up. My brother and I both have full time jobs!A few weeks later I had coffee with a friend whose elderly neighbor just moved into a retirement community. They had an advisor who helped the family discover the right place for free. My call to the advisor gave me incredible hope! He came to Moms home and asked about her health, where we lived, Moms lifestyle before last winter, her finances, and just listened to our story. Right then, the advisor described some communities that seemed exactly what Mom needed. I was totally surprised how Mom responded it was like she was catching the vision of what it would be like to share everyday life with others again!We toured four assisted living communities, met staff, observed resident activities, viewed units, and sometimes had lunch. We returned for a second and even one third tour. Our advisor was with us on as many tours as we wanted, and he helped us compare our feelings, observations, and costs.Well, it has now been four months since Mom made the big decision. I am convinced this went so well because we just patiently gave her more information, showed her what assisted living looked like, and considered the little things that made a huge difference. The same home health nurse and physical therapist are still seeing her. Now we visit Mom and hear stories about who moved in, the ladys son who builds rockets, and the teenager who plays violin and is coming this afternoon. The word thrive comes to mindand relief.Byline: Editors Note: This article was submitted by Jim Ver Meer, Owner and Advisor of Senior Living Decisions. You may reach him at719-629-9224or by email at start@seniorlivingdecisions.com.

1 Be assertive:Take time to clarify what you want to communicate and set your focus on that agenda. Avoid being sidetracked.2 Stay calm:As voices rise, it is more difficult to listen with an open mind. Even if you disagree, let your loved one finish their thoughts before you explain your position. Dont make assumptions or accusations. 3. Be Selective:Pick your battles. In some circumstances it may be easer to walk away or go along with a loved ones wishes to not create distance with those around you. 4. Optimize your energy:Be sensitive to your energy levels. Look for places and times in which you are most effective to get what you need out of the conversations.5. Compensate for your weaknesses:Some hearing and memory loss is a normal part of aging and can be effectively managed.If you are having trouble hearing, consider a hearing test. If you forget important things, keep lists and notes.6. Seek independence, avoid dependence:Seek social contact where people encourage you to do things yourself and where they challenge you mentally and physically.7. Raise the issue:Often there are issues that everyone knows are there, but there is reluctance to raise the topic. Take the lead. If the topic is a difficult one, it is often helpful to set the stage by prefacing a conversation with I want to talk to you about something important.8. Defend without being defensiveYour child may come to you with what seems to be an accusation. Conflict and anger rarely change minds, but frank and constructive discussions can. 9. Look for points of agreement:Even if you disagree with 90 percent of what someone is saying, find the common ground where there is some agreement or room for compromise.10. Listen and put yourself in the other persons shoes:When children come to you with an issue, it is normally because they are concerned and because they care. Even if you don't like what they have to say, appreciate why they are saying it and look for ways to express your appreciation for their caring.Editors Note: This article was submitted by Beth Byer of The Court of Colorado Springs. For further information she can be reached at 719-637-087

Pondering the question of what the hearing impaired really want, it can be said that they want to be good fathers and mothers, brothers and sisters, aunts and uncles, sensitive to others needs and thoughts. They want to hear intimate speech and to hear clearly the words, I love you, I appreciate you in tones that match the message. They want to bond and feel at one. They are tired of being an invisible segment of their social circle. They want to hear small talk and contribute in kind. They want to be able to relax and enjoy, to breathe deeply and freely, not anxious and tense during a meal at a fine restaurant. They want to hear the dialogue over the music, television without dominating every cubic inch of the room, and their spouse to smile and squeeze their hand in the quiet moment, without having to repeat to the point of frustration. They want to know who youre talking to on the phone without asking or hear you through the door when caught in bathrobe. Older hearing-impaired individuals want to be able to pass the Mini Mental State Exam when the crucial questions are asked, without having checkbook, driver's license, deed to their home, and personal independence taken from them. They want to hear the small child's voice, and to be a calming influence that there is a bright future in store for the next generation. What do hearing impaired individuals want? They want all of the above, and the only way they can get it is by seeking out the services of a dedicated, caring hearing health professional. Borrowing from poet William Butler Yeats, the hearing-impaired individual is like the Falcon flying in ever widening gyres, unable to hear the Falconer standing below, and simply searching for answers to their steadily advancing problem. The hearing health professional is like the Falconer, welcoming arm stretched forth, waiting for the struggling Falcon to come home.Dr. Chartrand serves as Director of Research at Digicare Hearing Solutions, Inc., with offices located in Colorado City, La Junta, and Trinidad, and as Associate Professor of Behavioral Medicine at NorthCentral University. Information: 719-676-4377.

How Long Will It Take To Declutter?Each project is different. And everyone has different organizational needs.  It is hard to judge ahead of time how many hours are needed for each project. Quite honestly, it depends more on you than us. It depends on how much we can accomplish together, how much you do on your own between sessions, howquickly you can make decisions, and how much organizing is required.  However, some spaces only take one 4 hour session while others can take several sessions.

Providing meaningful care for the valuable life for those requiring both medical and non-medical in-home care has been the vision of Prestige Care Services since its start in 2015.Their vision to advocate for people in the health care system by giving honest, reliable support and streamlined communication between patients, their families, and their health care team has proven to be a successful model for them. RN-owned and directed, Prestige Care Services offers knowledge, experience, and nurturing to the heart of all care.Prestige Care Services is a partnership between Kim Parisi, RN and Kerrie Thacker, administrator. Both long-term residents of Sarasota, their combined experience, abilities, and passion have successfully demonstrated that when people are in the center of the heart of care, people thrive. Physicians have recognized that continuity of care and consistent communication empowers their patients to live independent lives inthe comfort of their own homes. In addition, families have recognized that regardless of where home is, whether an independent or assisted living facility or a private home, the prestige advantage empowers a higher quality of life with personalized, professional care.The passion that Kerrie and Kim have inspired in those they meet has led to many opportunities for community involvement. This involvement has led to their growth which is now extended south to include Charlotte, Desoto, and Collier Counties. They look forward to serving these communities as fervently as they have the Sarasota community. Their success has allowed them to design programs which have allowed services to be surprisingly affordable for all. They are an asset to our senior community, offering peace of mind to the patients and families who have benefitted from the meaningful care that they have provided for their valuable life.Editors Note: This article was provided by Prestige Care Services.

If given directions and a plan that resulted in a high level of success what outcome might you experience? Consumers rely on physicians and pharmaceutical companies to improve health. Humans want and demand choice in all aspects of life yet plea to the effects of outside conditions when health fails. The act of caregiving arises from a need for care based on a foundation of poor or declining health of a loved one, yet research proves caregivers health fails as the result of the act of caregiving. If individuals acknowledged that actions today result in care needs of the future how might this affect the aspect of willpower versus wishful thinking in the area of health?Modern medicine treats and minimizes symptoms not the root cause of disease. Does illness have the opportunity to provide insight into life regarding aspects that require change? Is it possible to heal illness by recognizing and changing aspects in life that pose health risks? Perspectives posed by German physician Rudiger Dahlke, holistic experts Andrew Weil and Deepak Chopra and energy healers Barbara Brennan and Donna Eden teach that the body can heal itself.The idea of self -healing poses the conflict between will and desire. If permanently giving up sugar, white flour, processed and fried foods, alcohol, vinegar and tomatoes would result in remission of cancer and eventual cure, how many would follow this diet for a lifetime? If meditating twenty minutes twice a day resulted in lowered blood pressure, improved sleep and less stress how many would follow this daily regimen? Self-healing results from the actions of individuals willing to examine aspects of life and to make difficult changes.When a health diagnosis interrupts your life will you give into relying and hoping that modern medicine will provide a cure? Will you take matters into your own hands and make necessary changes placing willpower ahead of desire rather than hoping for an easy fix? The act of caregiving poses similar questions? Will you allow a less than ideal caregiving situation to continue? Will you take action to find balance to ensure that caregiving does not negatively affect your health and wellbeing?Editors Note: This article was submitted by Pamela D. Wilson, CSA, MS, BS/BA, CG, owner of The Care Navigator. Pamela may be reached at 303-810-1816 or by email at pamela@thecarenavigator.com.

Assistance with activities of daily living.#listing_mgr{8 basic_search}##listing_mgr{1 basic_search}#

Older adults fear the possibility of developing Alzheimer's disease even more than death and with good reason: five million Americans have Alzheimer's disease, approximately 350,000 are diagnosed with the condition each year and it leads to death more often than heart disease, stroke, HIV and breast and prostate cancers combined! In the next 13 years, the number of Utahans with Alzheimer's disease will increase 127 percent making it the state with the fastest growing incidence of Alzheimer's.These startling statistics lead one to ask: Can Alzheimer's disease be prevented or delayed? Here is the good news yes. A new study shows that half of the cases might be caused by factors people can control: exercise, smoking, obesity, diabetes, high blood pressure and high cholesterol. Additionally, advanced imaging techniques now can diagnose Alzheimer's years before symptoms are noticed giving people a jump start on a treatment plan.What is Alzheimer's Disease?Alzheimer's disease is a progressive, degenerative disease of the brain that causes dementia. Dementia is the deterioration of memory, language, personality and the ability to process information. Other conditions that also lead to dementia include stroke, chronic alcohol abuse, vitamin deficiencies, and Parkinson's disease.What Causes Alzheimer's Disease?When we are younger, the body makes amyloid plaques (clumps of protein, like a goo) that surround the brain cells but the brain is able to clear it out. As we grow older, oxidative stress on the brain cells increases inflammation which contributes to making too much amyloid plaques and to the inability to clear it away. Additionally, patients develop neurofibrillary tangles (nerve cells that become tangled and dysfunctional). The tangles and goo prevent brain cells from communicating with each other which creates the forgetting in Alzheimer's.What are the symptoms?Alzheimer's disease usually comes on slowly, with a gradual loss of memory and difficulty learning new information. The patient develops problems in carrying out familiar tasks, understanding concepts, and taking care of grooming and household chores. Depression may also be one of the early symptoms. Personality changes, restlessness, and disorientation may also occur, and as the disease progresses, these symptoms become more pronounced. In later stages, there is a characteristic lack of concern for appearance or body function, significant sleep disturbances, extreme irritability, and loss of the ability to speak. Gradually, the patient stops eating or drinking regularly.What Can Be Done?The closest we have to a cure for Alzheimer's is prevention. But this is good news. This means that people have control over their chances of developing this deadly disease with exercise, a diet high in omega 3 fatty acids, colorful fruits and vegetables, spices such as turmeric, oregano and garlic, vanilla beans, and a moderate amount of caffeine. New imaging technology now allows people to get screened decades before any symptoms begin, enabling early intervention to protect the healthy brain and a delay in the onset of the disease. Drugs are being tested that may someday offer even more hope for patients and families, especially for the one percent that may be genetically at greater risk.Editors Note: This article was submitted by Denae Bybee, LPN and owner of Senior Helpers Utah and may be reached at 801-912-8400 or by e-mail at dbybee@seniorhelpers.com. For more information visit www.seniorhelpersutah.com.

Click here to begin your FREE search!Have you heard ofBenefitsCheckUp? It is a free service of the National Council on Aging, that lets you search for benefits easily, securely, and accurately. In the US, there are over 2,500 federal, state, and private benefit programs available. Start finding benefits with ourBenefitsCheckUp questionnaire or browse our Resource Library to learn more about programs and eligibility.Learn more about the program that can help you save money. Benefit programs include:MedicationsHealth CareIncome AssistanceFood & NutritionHousing & UtilitiesTax ReliefVeteranEmploymentCounseling AssistanceVision Loss ServicesRespite Care ServicesPension AssistancePark & Recreational DiscountsEducation ProgramsTransportation Assistance& More!HowBenefitsCheckUpWorks:Answer some questions. Review your initials results or enter more details to personize your report.Get your report. Provide more information to get a customized report of benefits youre most likely to qualify for.See how to apply. Review your custom report, learn more about benefits, and start enrolling in programs.Click here to begin your FREE search!

My Great Dane, Dragon, became ill late one night. I needed help, a pet ambulance! I would have paid anything for a safe way to transport him. Years later, my mutt, Max needed surgery, radiation, and chemotherapy to treat a cancerous condition. I borrowed money to pay his vet bills. Why was I willing to go to any length to get them the help they needed? Here are just a few reasons.Thirty minutes with a dog or cat or watching fish decreases our anxiety and stress. There are physical changes that make a difference to our mood. Cortisol, a hormone associated with stress, is lowered. Serotonin, a chemical associated with well-being, is increased. Pet owners have lower blood pressure and lower heart rates during rest or during stress tests than non pet owners.Pet owners have a lower risk of dying from all cardiac diseases. Pets listen to us when we need a sympathetic ear. Petting our animals calms us. Caring for our pets can increase our feelings of self worth.Studies have shown that we benefit physically and psychologically by being pet owners.These studies and the unconditional love pets give help me understand why I am willing to do everything I can do to ensure the health and safety of the animals I love.Editors Note : This article was submitted by Lorry Schmitz, of Safely There Animal Transportation. She may be reached at 970-556-8661, by email atlorry@safely-there.com or visit her website at www.safely-there.com

The Seniors Blue Book was first published in 1983 by Clifton Chadwick. At the time Cliff was 69 years old and enjoying his retirement when his wife experienced a debilitating stroke. Cliff became her full-time caregiver, a job he cherished, but he was distraught that there was no place to turn for a comprehensive list of resources and services. It was from the love for his wife and commitment to his community that the Seniors Blue Book was born. Fifteen years later in 1997, when Cliff was 83 years old, Gil & Marion Hersch took over the reins from Cliff. With a history in publishing and Gerontology Gil & Marion were very impressed with the publication Cliff had nurtured along and wanted to become a part of it. After Cliff was certain that Gil & Marion had enough integrity to take over the guide and keep intact the many free listings and helpful editorials that he had published, Gil & Marion took over the Seniors Blue Book and soon joined forces with their children Oliver & Samantha. SeniorsBlueBook.com was launched soon after their arrival in 1999. Now, 40 years later, we have no question Cliff would be humbled and proud of where the Seniors Blue Book is today in 2023. Printing 2.7M copies serving 28 markets as well as a nationwide on-line database, the Seniors Blue Book helps thousands of seniors and caregivers every day navigate the confusing and often daunting senior landscape. Our local Publishers truly love the opportunity to help serve people in their communities and I know that would put a big smile on Cliff's face. Today all the Publishers of the Seniors Blue Book thank Cliff for his vision, and we work hard to make sure his vision is respected and honored. One of the greatest benefits of the Seniors Blue Book is the sense of community it fosters. By bringing together information on local resources and services, the book helps seniors and their families feel connected to their community and less isolated. It also provides a sense of empowerment, as seniors are able to make informed decisions about their care and well-being.  Please enjoy reading and learning from the local edition that you hold in your hands, and feel free to reach out to us at any time for any questions or advise we can help you with. The book is an invaluable resource for seniors and their families as they navigate the often-complicated world of aging.  As the Seniors Blue Book turns 40, it is a testament to the vision of its founder and the importance of providing reliable and comprehensive information to seniors and their families. We look forward to many more years of service and support for seniors and their families!

Adults make decisions every day in life. You make financial choices regarding banking, paying bills and managing assets. You decide with whom to socialize and also where to live. You make health care decisions such as consenting to or refusing treatment, obtaining medical records and choose a course of treatment when ill. But what happens if you are too sick or disabled to manage these decisions? Before it is too late, have you prepared for someone to act on your behalf in the event of a crisis or if you are unable to manage decisions on your own? Adding a person to your bank accounts is not the answer because, among other reasons, it is dangerous and places your accounts at risk. Thankfully, there is a key legal tool for substitute decision making called a Durable Power of Attorney.A Durable Power of Attorney means one person (the principal) gives legal authority to another (the agent or attorney-in-fact) to act on behalf of the principal. Durable means the agent can act when the principal loses capacity. A General Durable Power of Attorney permits your agent to manage any part or all of your financial affairs and property. A Health Care Durable Power of Attorney enables your agent to make any or all health care decisions if you become incapacitated. A Living Will allows you to spell out your desired medical treatment regarding life-saving procedures, artificial nutrition and artificial hydration if you become unable to speak for yourself and have a terminal illness, or are in a persistent vegetative state.Choosing the right person as an agent is a very important decision and should be given careful consideration. It should be someone who is trustworthy, honest, knows how to handle money and accepts the responsibility as an agent. This agent owes a duty to the principal called a fiduciary duty, which means the agent has to act in the principals best interest, in good faith and with care, and keep good records. Abuse by an agent or a breach of fiduciary duty can be punishable civilly and criminally. A principal has the control to revoke a Power of Attorney at any time.If you become incapacitated and have not executed Power of Attorney documents, court proceedings called Guardianship and Conservatorship may be needed for someone to obtain decision making authority, which is both time consuming and costly. However, this may be avoided by planning in advance the execution of Durable Power of Attorney documents, which give you greater control and freedom of choice in an affordable manner.This article was written by Donna A. Schuyler, Attorney, who practices in the areas of estate planning, elder law, guardianship and probate. Donna Schuyler Law, PLLC; elderlawboise.com; Phone 208-344-1947

A transitional rehabilitation facility is a skilled nursing facility that provides short term care and therapy to Medicare and insurance patients only. A transitional rehabilitation facility does not provide long-term care and normally does not have certification to serve the Medicaid population. The majority of patient stays in transitional rehabilitation facilities is under 30 days and nursing, PT, OT and ST can be available 7 days a week.#listing_mgr{1 basic_search}#

COVID - the very acronym sparks a host of emotions: fear, frustration, uncertainty, worry, and more. Whatever feelings you may have about the situation, theres no denying that it has caused many people to recognize their mortality. This has resulted in increasing numbers of Americans getting their affairs in order. If youre looking to do the same, here are a couple things to consider when putting your plan in place.Lawyer or Do-It-Yourself? I know what youre probably thinking: Hes a lawyer, of COURSE, hes going to say use a lawyer. You caught me! However, let me ask the following questions. Do you know what has to be done to make a Last Will & Testament valid? Do you know that a Will doesnt avoid probate? Do you know the difference between per stirpes, per capita, and hybrid of the two? As an elder law attorney, I know the answers to these and many other questions which will affect your loved ones after you pass. The fact is that we live in an age of specialization. When you are having heart arrhythmia, you dont go to your podiatrist, and you certainly dont go to the internet. You go to your cardiologist to have it done correctly. Why would you treat the legacy you're leaving to your family any differently? Go to an elder law attorney. We have the expertise to ensure that your goals are accomplished, and your family and legacy are protected.Will or Trust? You may have heard about trusts. If so, youve probably heard that they are good but are oftentimes oversold by attorneys. Both are true. However, as you learned above - Wills go through probate. You dont want that, so a trust is your only option, right? Wrong! We have developed a trust-free way of ensuring your estate doesnt go through probate. Its as effective as using a trust and costs about 50% less. Its the best of both worlds!Whatever you choose, please make sure that you work with an elder law specialist who can help you navigate the complexities of Florida estate law. If you want to work with us here at the Family First Firm, please call us at 1-833-FL-SENIOR (1-833-357-3646) or visit us online at www.FamilyFirstFirm.com.This article was written by Geoff Hoatson, Esq.Geoff Hoatson is the CEO and Founder of Family First Firm and may be reached at1-833-FL-SENIOR or you can visit Family First Firm online at www.FamilyFirstFirm.com

Welcome to the world of Caregiving and Caregivers where over 66 million of the U.S. population provides some type of Caregiving to family members! YOU ARE NOT ALONE!Its important that Caregivers recognize themselves. In my experiences, I haveseen too many refuse to identify with the role of Caregiver! If you are responsible for someone in your family that is unable to perform the routine daily living functions without help and you are local or long distance, YOU ARE A CAREGIVER.Now that weve established your title, let me express the importance of support for Caregivers, both emotional and physical because caregiving is quite possibly the hardest job in the world.I know that those of you reading this article will find it hard to disagree with the statement above. I want you to have what I want for myself as a Caregiver: SUPPORT! And support is not the easiest thing to find because those who have not been Caregivers just cant understand and grasp the true meaning of the word and all it encompasses in terms of deeds and responsibilities.Thats why I want the readers to seek out Support Groups in Sarasota, Manatee and Charlotte Counties. You will learn that YOU ARE NOT ALONE! Since the 90s, I have attended Support Groups as a Caregiver in Chicago and facilitated groups. Since moving to Sarasota in 2001, I have facilitated Support Groups. I personally believe that attending the right Support Group should be at the top of every Caregivers list of to dos. The focus needs to be on YOU, the Caregiver.There are many Support Groups available and listed in the Seniors Blue Book. Many groups are for specific diseases. A few groups welcome ALL Caregivers regardless of the patients diagnosis. A great Support Group provides comfort, camaraderie, instills confidence and inspires Caregivers. And it is highly interactive, eases Caregiver challenges and sadness and provides problem-solving resources.If you are a Caregiver, take time out for yourself and attend Support Groups. You owe it to yourself and your survival!Editors Note: This article was submitted by Julie Cook Downing, President of Caregivers Comfort Creations, LLC. Visit us online atwww.caregiverscomfort.com for Julies support group locations and times.

To learn more aboutHome Care Assistance of Utah,CLICK HERE.Its important for older people to remain social and active in order to avoid boredom orloneliness, and perhaps more importantly, to help reduce the risk ofhealth problems. Maintaining a hobby is the answer and we have put together a list of our top 10 hobby ideas to help give older people some inspiration.Different hobbies will have a different impact on the person taking part.Sport and fitness activitieswill help to keep older people healthy and energetic but will also improve their social life due to meeting others with the same interests as them.Hobby ideas, those such ascookingandgardeningcan help boost the morale of older people, by giving them a sense of achievement and pride. Reading books andplaying video gameshelp to keep the brain active, therefore reducing the risk ofdementia. Of course, these are also fun activities for old people.There are plenty of options available, so lets look at some of the top hobby ideas.Looking after your HealthAs we age, our health becomes more important. Looking after our bodies becomes a necessity, whilst ensuring that our mental health remains healthy is equally as important.According to the NHS, most adults aged 65 and over spend, on average, 10 hours or more each day sitting or laying down. In-turn, this means that this age category is most at risk of obesity,heart diseaseand an earlier death compared to the general population.It is said that people should aim for at least 150 minutes of moderate activity each week preferably trying to do something every day, even if its in 10-minute sessions.Taking part in physical activity can help reduce the risk of several medical conditions, such as:Diabetes.Cardiovascular Disease.Depression.Dementia.Arthritis.There are so many hobby ideas out there which can help people to fight back against the ageing process, by remaining fit, healthy, active and socially active.SportsAs weve already covered in this hobby ideas article, its vital that older people take part in physical activity as much as possible. There are plenty of different sports to choose from that older people are guaranteed to find the one for them.Some sporting hobby ideas include:Walking Football.Swimming.Bowls.Tennis.Squash.Golf.All of the above have different effects on the body. Not only is sport great for our physical well-being, but it is also great for our mental state. Many sports are played as a team, which means that those who take part will make new friends and therefore improve their social life. In-turn, this helps to combatloneliness in old age.Of course, more than anything else, sport is fun. It gives people something to look forward to each week, whether theyre a member of a club/team or if theyre just having a social game with their friends.Find out more about sports for older people.Fitness ActivitiesYou dont need to take part in sport to meet new people and look after your health. There are plenty of hobby ideas out there which are based on fitness, such as:Going to the gym.Fitness classes & groups.Hiking.Walking.Nordic Walking.Cycling.A closer look at Nordic WalkingNordic Walkingis great for your social life and for your medical well-being. Nordic Walking is a full-body exercise which was originally a summer training regime for cross-country skiers. According to the NHS, Nordic Walking is:A full-body exercise thats easy on the joints and suitable for all ages and fitness levels. Its based on using specially designed walking poles in a way that harnesses the power of the upper body to propel you forward as you walk.There are different classes available, including gentle walks for those with health concerns to workout walks for those who are looking to improve their fitness by losing weight and toning their body. By using Nordic poles, you are taking the weight off your knees and lower body joints. Nordic Walking can reduce the risk of chronic illnesses such asheart disease, type 2 diabetes andasthma.Just like you would if you were taking part in a sporting activity, Nordic walking groups will also introduce you to new people. This can help improve your social life and combat any loneliness that you may be feeling. If youre interested in Nordic walking, you can find a local instructor on theNordic Walking UK website.If youre considering taking part in a sporting or fitness activity, its important to know what your body can cope with. If you have issues with yourmuscles or bones, its advised that you speak with your GP or fitness instructor in order to understand the level of activity you can take part in.Find out more about Nordic Walking.GardeningGardening has plenty of benefits for older people. Gardening can become an addictive hobby, as everybody wants their garden to look the best it can. Keen gardeners want to fill their gardens with the most beautifulflowers and plants, cut the lawn into a nice, neat design and maybe even grow some fruit and vegetables.There are plenty of benefits, bothmentallyand physically, of getting out into the garden. Examples include:Getting out into the fresh air.Helping to keep fit and active.Keeping older people busy.Can provide nutritious, healthy food.Reducing stress levels.Ensuring that were are up and about and keeping active rather than sitting down all day, is great for our health. In fact,a 2015 studyfound thatjust two, 50-minute sessions of potting plants and watering flowers, dramatically improves endurance, dexterity and brain function. As well as this, after seven weeks the participants of the study all lost weight, particularly around their waists, which is one of the most dangerous parts of the body to store fat.Read these five benefits of taking up gardening.GamingOne of the most interesting stories to have hit the news in recent years is therise of the silver gamer. Yes, thats right, more people over the age of 55 are playing video games now than ever before.In 2014, The Telegraph reported that one in four people over 55 had a games console in their home. The majority of older people with consoles in their homes did not have any children living at home. Its not just games consoles either. The elderly are getting more accustomed to tablets and online version of classics such as Scrabble.Playing games provides great entertainment and can also be a way of socialising with friends and fellow gamers. Its not just the social and fun aspect either. Playing video and digital games gives the brain a healthy challenge. One study, in 2015, suggested that3D computer games can help prevent memory loss. Hand-eye co-ordination and reactions times can also be improved by playing computer games attributes that may begin to weaken as people get older.Top games for older players include:Lexulous (Facebook Game) This is an online word game based on the traditional board game, Scrabble. You can play against the computer or against other players from around the world.Bejewelled In this puzzle game, players are required to form a horizontal or vertical chain of three or more gems of the same colour. You do this by swapping gems around the screen.Wii Sports This game is available on the Nintendo Wii. Players play the game like they would the sport in real life. Sports include; Tennis, Boxing and Bowling.Brain Training These games are designed to challenge the mind and to get older people thinking. Players will answer questions and solver difficult equations and puzzles.Age of Empires This series is one of the biggest strategy game franchises in the world. Games focus on historical periods such as the Stone Age and Iron Age.Super Mario One of the most well-known and successful platform games. This game will provide hours of entertainment and plenty of puzzle-solving.Suduko This well-known numbers game which often youll find in puzzle books and the back of newspapers has now got its own app. Great for keeping the mind sharp!Find out more about the benefits of gaming.Social MediaSocial media has taken over the world and is especially popular among the younger generation. This phenomenon has also become one of the most popular activities on our list of hobby ideas. According toa report on The Telegraph last year,the proportion of 55 to 64-year-olds using social media passed the 50% mark in 2015.Popular social platforms such asFacebook, Skype and WhatsApp are great for older people especially those who live alone or away from family. Plenty of younger people now choose to move away from their childhood home, whether its to go to university or for work purposes. This means that the older generation can get left behind, making it difficult for them to see or speak with their family. Its in situations like this where social media steps in and allows people to re-connect with their family and friends, both nearby and across the world:Facebook A platform for connecting and re-connecting with friends and pages. It allows people to instant message loved ones, share photographs, videos, post statuses and much more.Sykpe One of top live video messaging services. It allows people to video chat their loved ones all around the world. This means never having to miss a moment.WhatsApp Free instant messaging and telephone calls on mobile phones, without using voice minutes or texts.Twitter Customised to only see the things youre interested in. Share thoughts and opinions with the people who care, all in a tweet consisting of 140 characters!Instagram A place to share photographs. Share pictures of what you care about with your followers whether theyre friends, family or people with similar interests.Out of all the elderly activities on this list, being a pro on social media is the one that will impress the grandchildren the most!Find out more about social mediaCookingAs previously mentioned in this article, cooking a meal can give a great sense of achievement, along with a feeling of happiness as loved ones and friends enjoy the food that has been made.Cooked meals can bring friends and family together. Sunday dinner is a British institution. Everybody likes to boast about their grandmas Sunday dinner! But its not just the social benefits of cooking which are important. Cooking homemade food is alsogreat for our health.Create meal plans, try to master healthy recipes and learn about new foods from around the world. Rather than eating out, getting a takeaway or buying frozen, processed meals, eat genuine meat with healthy vegetables. Maybe use items grown in the garden, as discussed in the gardening section of this blog article.Go into the kitchen and create some healthy, tasty masterpieces!Find out more about the benefits of cooking.Jigsaw PuzzlesThere are plenty of hobby ideas for older people to choose from, but one of the most enjoyable and brain-challenging is ajigsaw puzzle. There are so many different types of puzzle to choose from, including actual photographs, cartoons, paintings and other backgrounds.Puzzles are available with 500 pieces, 1000 pieces, 2000 pieces and even a challenging 5000 pieces. The best thing about puzzles is that they dont need to be finished in one go stop and come back to them whenever suits. This potentially can create days, even weeks of fun.Well-known puzzling brands include:Ravensburger Ravensburger creates fun puzzles for the children, and serious, challenging puzzles for the adults. 3D puzzles are also available from this brand.Jan Van Haasteren These puzzles are all about the fun, chaotic scenes that have been designed by Jan Van Haasteren. Little hidden features appear throughout the range.Wasgij Something a little different. In these puzzles, you must create an alternative scene based on the clue given on the box. Wasjig is also jigsaw spelled backwards!!3D puzzles provide a whole different aspect to this activity. Re-create some of the worlds most popular landmarks in puzzle form. Examples include the Eiffel Tower, Big Ben and Tower Bridge. Sporting examples include Old Trafford and various F1 cars.All of the above will give the brain a workout helping to keep the cognitive functions active. This is important in for older people as it can help prevent the onset ofdementia.Read more about jigsaw puzzles.BooksWho doesnt love to read a good book? This is the most traditional entry on our list of hobby ideas for older people. Reading is something we all enjoy doing. It doesnt matter if youre 65 or 25,a good bookcan provide days of entertainment.Therere so many different genres to choose from, which means that there will be something for everyone. For TV and sports fans, there are plenty of autobiographies. For those who like horror stories, here is the Stephen King collection.Current best sellers include:The Missing Wife by Sheila OFlanagan.Harry Potter and the Cursed Child by J.K Rowling.Dark Tower: The Gunslinger Vol.1 by Stephen King.Of course, people dont even need to have the actual book now if they dont want to. Most stories are also available as E-Books, for use on devices such as the Kindle. Despite older people generally preferring an actual book, E-Books can allow them to read easier and faster according to this study.Reading an actual book can help to enhance memory, sharpen decision-making skills, reduce stress and help people to get to sleep much faster. Reading in bed is a common thing to do as it induces shut-eye much better than watching TV before bed.See our top 5 book suggestions for older people.Learn to Play a New InstrumentOf all our hobby ideas, this is possibly the one that we all consider at some point in our lives. There are plenty of instruments for you to choose from too, such as the guitar, drums, piano, saxophone or violin.Teaching yourself a new skill provides your brain with a challenge, which is important in the battle againstdementia. Youll also develop your time management and organisational skills during the learning process, as youll have to get it your full attention if youre going to progress and improve.Your hand-eye coordination also improves as your brain will be working to covert the musical notes that youre reading on the page into specific motor patterns, breathing techniques and rhythm in your hands.Of course, playing a musical instrument is also plenty of fun and you could end up making new friends by joining a band once youre ready.See our top five musical instruments for you to learn.Model BuildingSomething that you perhaps hadnt thought of before. Model building is a hobby that can become quite addictive, especially as you dont even have to leave your home. Putting together some of your favourite cars or planes can help you to develop your skills.Model Spacehint that youll learn and/or improve on the following:Researching.Planning.Cutting.Drilling.Sculpting.Sanding.Gluing.Painting.Detailing.Photography.Model building can also be a good reliever of stress. You can escape to your own little assembly area to concentrate solely on building your latest project, clearing your mind of any problems that you had previously.Model building is also a great hobby to enjoy with your grandchildren. You can build your projects together, strengthening your relationship and teaching them the rewards of good teamwork.Finally, the sense of achievement that youll have once your latest project is complete cannot be beaten. You can take a step back and appreciate the model that you have just built, before adding it to your collection perhaps a model car shelf?Learn more about the benefits of building models.Bird WatchingThere are plenty of benefits of taking part in bird watching. Not only to you get to travel around the country, and potentially the world, but you also get to see some of the most desirable bird species on our planet.Being outside is great for your mental well-being, as it generally improves your mood and provides you with a space to think. Bird watching is a great opportunity to reflect on your life, or to just zone out and think calming thoughts.Not only that, but your body will soak up vitamin D from the sun and breath in fresh air all day.Youll also benefit from an improvement in your reflexes and mental alertness. As a bird watcher, you need to be ready to pounce with your camera in order to capture that dream shot of the bird. A bird can be here and gone in the blink of an eye. Bird watchers need their brains to operateon many different levels to make sure they can pick up on any clues that a bird might be nearby.Often, youll be walking for miles, or even climbing and hiking up mountains, to find a certain type of bird. Putting your body through this is a good cardiovascular workout, which is good for your heart.Five benefits of taking up bird watching.PetsLooking after a pet can easily be seen a hobby idea. Having a pet can provide you with a friendly companion and someone to focus your energy on each day. Having a dog, for example, is great if youre living alone as it will combat any feelings of boredom or loneliness.Pets provide you with a sense of responsibility, you know that you need to feed them, take them for walks, clean their cage/living area and protect them from any potential dangers around the home and the outside world.According to various studies, stroking a pet is thought to reduce the level of stress-related hormones in the blood, whilst stroking a dog can be comforting to both parties. When you stroke a dog, a hormone called oxytocin, linked to anxiety relief, is released.Owning a pet can bring some fun and excitement back into your life.Find out more about the benefits of owning a pet.TravellingPerhaps the most appealing of all our hobby ideas, why not take some time out from work or from daily life if youre retired to see the world? The possibilities are endless when it comes to travelling, it really depends on your preferences and dreams.Maybe head over the States and complete the Route 66 trail or go down under and visit the outback in Australia. Going travelling could help to tick off so many items on yourbucket list.Before you head anywhere make sure hat youve sorted out anyinsuranceand vaccinations, and remember tokeep your home securewhilst youre away dont make it obvious over social media that youre going away.Read about the five locations we think you need to visit on your travels.Community GroupsThere is a hugerisk of lonelinessas people get older. Friends and family may move away and older people could face living alone. This is dangerous asloneliness can trigger health problems. Living alone can become quite upsetting and depressing.Fortunately, there are many community groups out there, based on several different hobbies and interests. Some of the most common groups that can be found around the country include:Arts & Crafts for beginners.Board Gamecafes and groups.Exercise classes such as yoga.Cooking classes for different levels of experience.Coffee mornings.Singing groups.Dancing.Book reading groups.Joining a group like this can introduce older people to those who have the same interests. You can make new friends and fill your calendars with exciting activities and social events perfect for maintaining astrong social network.Five community groups that can combat loneliness.Adult LearningLike the community groups mentioned above, joining an adult learning course can also have great social benefits:Meeting new people who have the same interests.Sharing stories with new people.Sharing advice and tips throughout the educational course.Learning new skills at a college or university keeps the brain healthy. Students constantly learn new things and try to solve puzzles as they try to understand and process new information. In fact, research by theAlzheimers Society showed that education delayed the onset of the disease,according to this report on The Guardian.Much likecooking an amazing meal in the kitchen, learning a new skill and passing exams gives an amazing sense of achievement. Keeping busy and active is vital as the elderly try to combat loneliness and boredom.Visit a local college or university website to see what courses are available.Alternatively you can can look at the best course ideas chosen by us.Have a hobby but stay safeWhilst having a hobby or two is great, any activity comes with some risks attached. Apersonal alarm is the ideal solutionand can give people a confidence boost that help will be there in an emergency. Ourlife-saving pendantworks inside the home and in the garden.For more information on purchasing a personal alarm,speak to one of our friendly advisers on0800 999 0400.Alternatively, visit our website or complete ourcontact usformand we will respond as soon as possible.

There are simple ways to protect your joints, reduce strain, and improve how you function each day as you age. Here are nine tips that could make a big difference: Replace energy drinks and soda with water Water makes up about 80 percent of your bodys cartilage. If you dont stay well-hydrated, your body pulls water from cartilage and other areas, which can wreak havoc on your joints. Hang out at the salad barPopular salad bar veggies such as romaine and Bibb lettuce, broccoli, spinach, kale and parsley can slow cartilage destruction and reduce bone loss that occurs with age. Move aroundAlternate between sitting and standing to prevent stiffness and strain and make time for simple stretches throughout the day. Kick buttPeople who smoke have a greater risk of fracture than nonsmokers. In fact, smoking can reduce bone mass, which can lead to osteoporosis.Resolve to reduceEach extra pound you gain puts four times the stress on your knees. The flip side is that even a small amount of weight loss will give your knees relief. Losing as little as 11 pounds can improve joint health and cut your risk of knee osteoarthritis by 50 percent.Build strong bonesA diet rich in calcium helps keep your bones sturdy and can lower your risk of osteoporosis. Try these non-milk sources: yogurt, broccoli, kale, figs, salmon and calcium supplements. Cut back on caffeineWhile you may like that extra burst of energy in the morning, resist those extra cups of coffee. Extra caffeine can weaken your bones.Take your vitaminsTaking a multivitamin is a good way to get the nutrients you may lack in your diet. Strong joints benefit from bone-building calcium and vitamin K, tissue-repairing vitamin C, pain-relieving vitamin E, folic acid and more.Try low-impact exerciseLow-impact exercise can offer the same calorie-burning benefits without the painful pounding. Golfing, swimming, yoga, Tai Chi, and cycling are easier on the joints.Editors Note: This article was submitted by Elise Itano, MD. Dr. Itano is a physical medicine and rehabilitation specialist (also known as a physiatrist) with Boulder Medical Center. She may be reached at 303-666-2651. Learn more about Dr. Itano at www.bouldermedicalcenter.com.

Maryann is 78 and living in her home with an abusive spouse. Maryann requires home health care during the day, and her husband provides her care throughout the night. Maryann confides in her home health care provider, Virginia, that her husband is abusive and that she needs help and would like to live in a safe place. Maryann says her husband pushes her down at night, and wont help her get up. She has had to visit the emergency room several times due to injuries from these episodes; but always says she just falls.Maryann has no income independent from her spouse. Her children, although aware of the decades of abuse, are unwilling or unable to assist their mother in relocating to a safe place.This scenario is real and it is real in Fremont County. Domestic violence does not occur only to younger, underprivileged people, or even just older, underprivileged people. Domestic violence knows no age, sex, religious or socio-economic boundaries. As in all family violence, their abuse ranges from the obvious physical and economic abuse, to the less obvious social isolation and emotional abuse. The tragic news is that there are an estimated 200 to 250 incidents of domestic violence among seniors in Fremont County on an annual basisand yet it goes virtually unreported.We now know that there are unique factors that pose a barrier to these individuals reporting the incidents to then seek assistance. Some of the key factors that contribute to non-reporting are shame (i.e. older victims feels they should know better), economic dependency, poor health, or they are too old to start over. But, it does not have to be that way.The Fremont County Domestic Violence Coalition is ready and available to help both individual victims and also offers informational sessions to groups and organizations.Author:Dee Hoza and Barb Topliss the District Attorneys office

To learn more about Adult Case Management,CLICK HERE.Why did you start Adult Case Management? Great question, thanks for askingI started Adult Case Management after years of helping seniors find assisted living options withCarePatrol of Utah. With CarePatrol of Utah, we are able to help individuals find the safest long-term care options but we are limited to private paying clients. Over the years we helped hundreds of families but also had many requests from families without the ability to privately pay for assisted living or long-term care. We could help, but at some point our services were limited. By starting a New Choices Waiver Case Management company, we could offer the same first class service to those seeking long-term care placement on Medicaid.CarePatrol of Utah is a senior placement agency that helps families find the safest assisted living, independent living, memory care or in-home care. Our local Utah based team (Pictured above) has been to and works with virtually every place along the Wasatch Front. Our database and personal information is unmatched in the industry. With our experience and relationships we can offer clients the best and safest care options regardless of their payer source.Is there a conflict of interest with Adult Case Management and CarePatrol of Utah? Great follow-up question and something the State NCW office takes very seriously. Frankly, this is one major reasons I start this case management company. With CarePatrol of Utah working with private paying clients for assisted living and Adult Case Management working with those on Medicaid and the New Choices Waiver, we will never financial benefit from the same client in both companies. If the client can privately pay for assisted living, we will service that client through CarePatrol of Utah. If the client is on Medicaid, then Adult Case Management will service that client. These two sister companies are completely complimentary and void of any conflict.

For some seniors, college was a long time ago, and the last thing theyre thinking about is going back. The idea of continuing to learn is attractive; constantly changing industries can make going back to college a necessary move.Regardless of age, college can improve your career options. It can also give you the opportunity to completely switch gears and go after a totally new career. Many graduates consider an advanced degree program, but theres one big obstacle in the way. Whats in the Way? The biggest obstacle of going back to school is cost. Many returning students are looking to acquire an advanced degree, but costs are higher for advanced degrees. Returning students often rely on financial aid like federal student loans and other private options. The days of getting a job to put yourself through school are gone - in their place are things like student loans. Additionally, senior students have other pressing financial obligations such as health care, medications, mortgage payments, and more. The added cost of school can end up being too much. It Is Worth Making the Investment? For many, the $150,000 average cost of a graduate degree is outweighed by the higher salary and advancement opportunities overtime. An advanced degrees cost is only worth it if you have a clear path for how that degree will help you in your field. Going for a whole new field may end up offering you a lot of debt in return for limited direction in your new career. However, there are options for seniors to make college more affordable. There are scholarships for seniors going to grad school. They can be competitive, but theyre excellent for defraying costs. Your employer may be willing to pay for graduate school. Many employers offer tuition reimbursement or voucher programs. You could also check into specialized financial aid packages that include grantsbut skip the student loans and other high-priced long-term financial aid. Conclusion Going back to school can end up costing a lot of money without a lot of return for senior students. If you can find the best balance of ways to help cover that cost without going into debt, however, then the skys the limit as to what you can do. Editors Note: This article was submitted by Andrew who is a Content Associate with LendEDU and may be reached at Andrew.rombach@lendedu.com.

Guidelines on the Hospice Compare website and how it can helpThree years ago the Centers for Medicare and Medicaid Services (CMS) launched a useful tool, on the www.medicare.gov/hospicecompare website, that can help anyone when choosing a hospice provider.The Hospice Compare website allows you to easily search for hospices by name or location and compare publicly reported data on hospice providers.The data is divided into five categories, including General Information/Level of Care, Conditions, Location of Care, Family Experience of Care and Quality of Care.The first category, General Information/Level of Care, defines the four levels of care covered in the Medicare Hospice Benefit. Offering all levels of care, including Respite and Continuous care, are important in identifying how hospices can appropriately care for patients.Data for the second and third categories Conditions and Locations of Care are extracted from Medicare claims to show general characteristics of hospice providers.You can also see the breakdown ofwherea hospice agency provides most care, such as at home, in an assisted living facility, nursing facility, or inpatient hospice facility.Finally, the last two categories are most important to consider. These show data on quality measures that hospice agencies are now required to submit.The Family Experience of Care data is a subjective measure of the experience of a patients primary caregiver. It comes from the Hospice Consumer Assessment of Healthcare Providers and Systems (CAHPS) survey.The data shows what percentage of caregivers would rate their hospice a 9 or 10 (on a scale of 1-10) and what percentage would definitely recommend the hospice agency to friends and family.The last category of data is Quality of Care. It shows the percentage of patients who received at least one visit from a registered nurse, a physician, a nurse practitioner, or a physician assistant in the last three days of life.Also under the Quality of Care tab, you will find scoring on how well hospices are doing when patients are first admitted.You should expect a good hospice partner to receive high scores on this Quality of Care data. It is essentially a straight-forward measure of whether hospice agencies are completing essential care processes or not.For more information, please visit www.medicare.gov/hospicecompareEditors Note: The article was written by Dawn Darvalics, PMP, who is the Directory of Quality and Education for Care Synergy/Pathways. She may be reached at 970-663-3500

The trouble is, old age is not interesting until one gets there. It is a foreign country with an unknown language to the young and even to the middle-aged. May Sarton, As We Are Now Just because we may lose some of our memory and our independence as we get older, this doesn't mean that we lose our intelligence or the desire and ability to socialize and truly enjoy the sunset years of our lives. We still have opinions and know what we want to include in our lives.A recent study by AARP found that 85% of older Americans want to age in the home they lived in before retiring. Experts in the field of geriatrics believe this percentage will increase as the baby-boomer generation reaches their senior years. Statistics also indicate that people actually live longer in their homes especially if they have the services they need, a caring community and friendships. We certainly don't want our seniors to be isolated or alone by choosing to live in their own home.As a nation we are not organized in a way that makes aging easy. But we can improve the dignity and quality of life of senior citizens in our communities by involving them in the choices that they can make on a daily basis. Seniors can learn about their community and what is happening in our world from others. Caregivers can also work with them to learn something new each day no matter how small that one thing is. Time should be scheduled daily to relieve stress by reducing noise, praying, meditating or just being quiet. Many studies have shown that movement and activity are important in maintaining mind and body. Seniors should move naturally in regular low-intensity physical activity on a daily basis. And we all know how important it is to enjoy our food and eat only until full. Most importantly one must be involved in community spiritual, friendship and family communities. In his book The Blue Zones, Dan Buettner details the importance of this through his studies of the four areas of the world where people live active lives into their 100s. Each of these areas has strong spiritual, family and community ties among their citizens. We all should take an active part in providing more than just services for the elderly but also friendship, companionship and in creating opportunities for interaction with others on a regular basis.Editors Note: This article was submitted by Linda Gabel of Seniors Helping Seniors. She may be reached at 970-631-8251 or www.seniorshelpingseniors.com/LarimerCountyCo

The Granny Starr Foundation (non-profit) was created to honor photographer, Rachael Collins grandmother, Evelyn Starr Cutler (Granny Starr). Evelyn was born in 1923, spoke seven languages and was ahead of her time. She lived in Indiana for many years and then finally moved to Utah. In 2007, she resided at the Sarah Daft Assisted Living in Salt Lake City. Rachael thought it would be fun to do a free photo shoot for the residents there. The experience wound up being heart-warming and an idea was sparked. Rachael could see the value in bringing this opportunity to a nursing home. The residents could feel loved and special while being photographed, and the families would forever have a photo of their loved one.Evelyn Starr Cutler passed away in December of 2009. A year later, the foundation was born and over a hundred facilities in Utah have had their residents photographed. For some it was the last portrait ever taken. The foundation visits nursing homes, assisted living homes, senior centers and retirement communities to take professional photographs. The residents are then provided with a 5x7 photo. The part its all FREE.Granny Starr has been featured numerous times in the paper and was featured on KSL Studio 5 morning show in 2011. It is Rachael's hope to eventually expand the foundation outside of Utah and reach as many seniors as possible.Later in life as people age, it is less likely for one to go out and get photos taken, especially professionally. Granny Starr Foundation takes pride in being the first and only non-profit professional photography option for seniors. Capture the Wisdom.For more information go to www.grannystarr.org. or 801-645-5790

Take action in the fight against Alzheimer's disease Alzheimer's disease (AD) is reaching epidemic proportions, as the 6th leading cause of death in the U.S. Currently, 5.2 Americans are living with the disease and the number is expected to triple by the year 2050. The Alzheimer's Association is taking action to change these numbers and we need your help! Alzheimer's Association Trial Match Scientists are constantly working to advance research. Clinical research, with the help of human volunteers, is the only way to find better treatments, prevention and cures. Trial Match is a free, easy-to-use clinical studies matching service that connects individuals with AD, caregivers, healthy volunteers and physicians with current studies. Our continuously updated database of over 130 AD clinical trials includes both pharmacological (drug) and non-drug studies being conducted at 500 trial sites across the country. To learn more, visit www.alz.org/trialmatch or call 1.800.272.3900 to speak directly with a clinical trials specialist. Become an Advocate for Alzheimer's, Alzheimer's advocates play an important role in improving the quality of care and quality of life for people with AD and their families by carrying our message to elected officials at the federal, state and local levels. As an advocate you will receive regular updates about current legislative and public policy issues; invited to communicate with elected officials via petitions, phone calls and other calls-to-action; and asked to share your story with others. Make your voice heard by signing up today. Join us in helping achieve our vision of creating a world without Alzheimer's. Go to www.alz.org/advocacy to get involved right away! Walk to End Alzheimer's Walk to End Alzheimer's is the worlds largest event to raise awareness and funds for Alzheimer's care, support and research. Held annually in more than 600 communities nationwide, this inspiring event calls on participants of all ages and abilities to reclaim the future for millions of people. Families, friends, co-workers, social and religious groups are invited to be a part of this fun experience. There is no fee to participate but all walkers are asked to set individual fund raising goals. It is easy to sign up a team online and use our interactive tools to reach out to others to raise awareness and funds which support local resources and research throughout the world. The Treasure Valley Walk is held in early October each year, followed by a Walk in the Magic Valley. Go online today to sign up and join in the fight at www.alz.org/walk!

To learn more about Tracy Aviary, CLICK HERE.Within months of each other, Tracy Aviary and The Road Home, an organization dedicated to helping people out of homelessness, moved into the same neighborhood in South Salt Lake. The Road Home began operating a new Mens Resource Center, which provides shelter and services, in the fall of 2019. Right next door, Tracy Aviary opened its new Jordan River Nature Center, our second campus, focused on a local urban riparian habitat. From early planning stages, Tracy Aviary has been invested in making the Nature Center a place for all of its neighbors, including guests of the Resource Center. While our two organizations have very unique missions, we saw boundless opportunities to collaborate and quickly formed a partnership to explore how the Nature Center could support the guests of the Resource Center.We initially considered bringing a nature-focused lecture series to the Resource Center, but when the pandemic hit, it became apparent that we should pursue the safer option of outdoor activities. At the same time, Tracy Aviary was planning habitat restoration efforts to support birds, butterflies, and bees. In spring of 2020, through funding from the Association of Zoos and Aquariums, Tracy Aviary staff planted five native plant gardens along the Jordan River Parkway south of the Nature Center. While these plants are drought-tolerant, we wanted to help them get established by watering and weeding for at least their first year.When asked if the guests of the Resource Center might be interested in helping care for the plants, The Road Home staff thought it was worth a try. We set up a weekly schedule in which anyone at the Resource Center that morning could join us, masked and socially distanced.Our expectations have been greatly exceeded! With consistent support from Resource Center guests, the plants are thriving and theyre not the only ones. The Road Home sends staff along each week, and walking the trail together affords them an opportunity to have individual conversations with the guests, getting to know them better, making them aware of the resources available, and offering words of encouragement. The walks make the guests aware of the Parkway as a place of respite and give them a dedicated time to experience some of the mental and physical health benefits of time spent outside with supportive people. We also seek to build connections between guests of the Resource Center and other community members, so signs on the gardens proudly announce who cares for them. We see something as simple as a trail user taking the time to thank them while theyre caring for the plants as a big win.This is just the beginning. Tracy Aviary is excited to continue our partnership with The Road Home and to build more community partnerships like this one. Learn more about the Jordan River Nature Center atwww.jordanrivernaturecenter.org.-Anne Terry, Director of Education

It was still dark when I crept out of bed with an idea swirling around in my head for this edition of the Seniors Blue Book. I knew the demands of the day and I wanted to write while the idea was new and my mind fresh.I started to work. Suddenly I felt a presence in the room. Looking down I saw Hunny, my dog, sitting at my feet with a toy protruding from her mouth and an unmistakable look of please from her cocked head. I informed her that I was busy and had no intention of playing fetch. Glancing at the floor, I spotted at least three toys she had quietly deposited around my feet, hoping I would stop and pay attention to her. Still, I turned back to my writing, seeking to ignore her and, to submit my writing assignment.In an effort to succeed, she retrieved her most coveted toy, Little Bear, and proceeded to squeak it until I gave her my full attention. Heaving a sigh, I picked up my coffee cup and obediently followed her to the patio door. I thought I could distract her for a few minutes outside and then get back to work.Oh my! Suddenly I became aware of the chilly morning. The sky was a pale gray preventing the sun from popping though the low clouds. The air was fresh and still. I began to thank my Father for the day stretched out before me. As tears flowed, so did prayers. I prayed for my neighbors around me, friends in difficult circumstances, and quietly drank from His cup. The longer I prayed, the longer the list grew and I felt a heavenly closeness to my Father. My PLANS; to get my writing done before dawn were interrupted by an appointment with my Jesus orchestrated by one small dog.How many times do we brush God off as I did little Hunny? There are many ways our heavenly Father plays a role in our day, seeking to stir our attention. He brings a breathtaking sunrise, the sound of a bird, or words from deep in His heart, transmitted to ours to encourage us on our journey. All too often we lay aside visits with God and allow the business of the day to interfere with much needed time with Him. We tell Him we are busy just now but when a crisis arrives we crumble at His feet, seeking His help.Take time today to revisit the New Testament story of Mary and Martha. While Martha busied herself with the food preparation, Mary just let Jesus fill her cup as she sat at contentedly at His feet.A smile eased across my face as I returned to my office. I found Hunny contently curled up in her bed, ready for her first nap of the day. I sat down at the keyboard with fingers poised. Now what was that good idea? No matter. From my heart comes, Blessed Quietness.Editors Note: This column was contributed by Rev. Judi Wiegman who is the mother of seven grown children, one step-daughter and 21 grandchildren. Rev. Wiegman regularly speaks for womens events and keeps a blog at jottingjudi.blogspot.com. She can also be reached at Scarletcrd7@yahoo.com and welcomes your emails.

For more information about BrightStar Care of Boulder, CLICK HEREIf you are caring for someone with Alzheimers disease or dementia, its important to help your loved one stay active and engaged. Alzheimers disease is the most common form of dementia, and when people battling dementia are isolated and alone, their risk of depression, anxiety, agitation, and anger increases. Caring for someone with Alzheimers while staying socially distant during a pandemic is challenging, but you can find ways to keep your loved one active, engaged, healthy, and safe.Fortunately, Alzheimers disease does not seem to increase a persons risk of contracting COVID-19. On the other hand, advanced age can increase risk due to underlying medical conditions, as do some dementia-related behaviors, like forgetting to wash hands. Its especially important to make sure your loved one is maintaining good practices like handwashing and social distancing. There are many activities, however, that dont break any COVID-19 safety guidelines.Move the body.Taking a walk outside offers major health benefits. If thats not possible, there are plenty of other options for exercise for seniors. If mobility is the issue, you can look for walkers for seniors to make a short stroll possible. If the weather doesnt lend itself to outdoor activity, chair exercises for seniors may be a better fit. Exercise videos for seniors with dementia may be useful. Of course, always check with your loved ones physician to ensure the exercises or equipment you choose are safe and appropriate for their abilities and health conditions.Engage the mind.Many activities for seniors exercise the mind, whether through creativity or problem solving. Arts and crafts, games, and puzzles are all great ways to keep your loved one engaged at home, without outside interaction. Seniors are often comfortable doing small chores, and that can make them feel useful as well as keep them active.Delight the senses.Watch a movie or read together, go for a drive, or watch whats happening out the window. Listen to music, sing, and dance! Find ways to stimulate the other senses, through delicious foods, aromatherapy, or tactile activities.Find joy in the past and the present.Reminisce together by creating a memory scrapbook or looking at memorabilia. Laugh together while watching comedies or playing with a pet. Reflect on happy memories and treasure the memories youre making today.Embrace technology.Smartphones, laptops, and tablets offer ways for seniors with dementia to communicate with others and entertain themselves. There are apps designed for people with Alzheimers, to engage them creatively or get them moving. Many online programs feature activities and games, and even use speech recognition and offer large buttons and fonts for its games and quizzes. Motion-based gaming systems are good for fun, active, online group activities.

If you are a life-long student still hoping to complete that dream of a bachelors degree, consider the Bachelor of Arts in Multidisciplinary Studies at Boise State University. This degree is designed to help adults successfully complete a degree while balancing life with school. Whether its to show your children or grandchildren that its never too late to seek out education or something that you want to check off your bucket list, we can help you get there.Our students average age is 42 years old, with our youngest students in their mid to late twenties to our most senior student at age 82, who is graduating this semester! If you prefer a completely online option, consider the Bachelor of Arts in Multidisciplinary Studies online degree.The Multidisciplinary Studies degree is designed for students with 58 or more college credits and at least five years of work/life experience. An individual customized degree completion plan is created by the student and approval is granted for course selections designed around personal and professional goals.Many of our students did not take the traditional four year plan through school opting for more of a scenic route through education and are now ready to get that diploma. With a little more time on their hands and the handsome fee waiver for Idaho residents that dream can become a reality. Idaho residents who are at least 60 years old may register for courses and pay $5 per credit hour, a $20 registration fee (per semester), and any special fees (such as for private music lessons, workshops, or laboratory fees).Give us a call and lets see how we can help you finish that dream of completing your Bachelors Degree, its just a phone call away!For more information, please contact mds@boisestate.edu or call 426-3721 and speak with Vicki Budd, Program Director, Alexis, or Rebecca for more detailed information visit our website at http//sspa.boisestate.edu/mds.Editors Note: This article was written by Vicki Budd, Program Director for the Bachelor of Arts in Multidisciplinary Studies. Visit http//sspa.boisestate.edu/mds for more information.

When considering retirement living options, seniors are looking for comfort and community, as well as an array of services and amenities that enhance and fulfill everyday living. As baby boomers age, they are setting new standards in senior living thats making senior living communities a popular option amongst the new older generation. You are not alone if you find yourself confused between the many different options when it comes to care types and styles of senior living communities. Senior living communities are designed to tailor seniors looking for varying levels of care, ranging from little assistance to 24-hour nursing.Here are the four most common types of senior living communities: Independent Senior Living Communities are best suited to seniors who are living an independent, self-sufficient life. They offer a carefree lifestyle, freeing residents of the many burdens of daily life. Meals are prepared, housekeeping, laundry and transportation services available as well as 24-hour on-site staffing and great social events and activities. Assisted Living Communities are a combination of housing, personalized assistance services and care, tailored to the individual who requires help with activities of daily living. In these communities you'll find more support services such as assistance with bathing, grooming, and dressing while still enjoying independence. Memory Care Communities are designed especially for residents with memory loss and other forms of dementia. Memory care is often provided in a secure area or special wing within an assisted living community. Skilled Nursing Facilities (Nursing Homes) offer the highest level of care for residents (outside of a hospital) with an emphasis on medical care. They offer 24-hour supervised care with meals, activities and health management support for residents. When looking into senior living communities, making the right choice involves focusing on three important issues: quality of life, standards of care and cost and value. Seek the right answers to these issues and you will find yourself happily at home in a residence that is right for you. Editor's Note: This article was submitted by Mimi Tapia-Bowie at The Village at Stonebridge. She may be reached at 972-542-9100.

Isolation is a growing health epidemic. The AARP Foundation Connect2Affect campaign states that the health risks of prolonged isolation are equivalent to smoking 15 cigarettes a day. When asked which they would rather give up for a week, 79% of seniors said they would rather give up watching TV than talking with their friends and family.Social interaction and connections are necessary to lead a happy, healthy life. More than 8 million adults or 1 in 5 adults age 50+ are affected by isolation. The effects of the isolation and loneliness can be even more debilitating if they have any cognitive decline.Isolation is not caused by a single event; many factors contribute to the feeling of being isolated and alone. Its even more difficult for seniors who struggle financially or who have memory issues such as Alzheimers or dementia.Factors that contribute to isolation include: Lack of access to quality resources, services, and transportation Declining health, mobility and overall well-being Life transitions: retirement, loss of a spouse Challenges with staying in contact with friends and familyLonely seniors are more eager to answer unknown phone calls, and strike up a friendship with whoever is on the other end of the line. This makes them especially vulnerable toscammers and telemarketers. Seniors, who have already been taken advantage of, are almost afraid to answer the phone and therefore become even more isolated and disconnected.Ways to help seniors stay connected and engaged: Give them a purpose for getting out of the house. Visit the local senior center, take part in educational and fun activities, and meet up with friends. Ensure reliable transportation is available. Provide a simplified means of communication. A basic telephone that allows the family/caregiver to monitor their phone usage and block unwanted calls can eliminate much of the confusion created by the overwhelming number of features on most modern phones. It can also protect vulnerable seniors from scammers and help them to feel more comfortable with answering their phone again. This helps to ensure they stay connected with friends and family.Addressing these issues can open-up a new world to seniors, reducing the feeling of isolation and enriching their lives and the community as well.Editors Note: This article was written by Jill Schriefer with teleCalm. She may be reached at jill@teleCalmProtects.com or teleCalmProtects.com

Pams involvement with Care Centers for the elderly, handicapped, and disabled is a true gift. She is a very talented hair dresser who can work in all types of environments and around all kinds of obstacles. The individuals absolutely love getting their hair done. Their faces light up every time Pam is there. The individuals are so pleased when they get that new look it gives them a boost of confidence and a source of independence. They always want to go out and show off their new dos because they are happy with it. The individuals also ask Pam about hair products used on their hair and what they need to do to care for their hair. She does such a great job explaining it so they can understand.It is a true blessing to have someone like Pam to be able to do in-home and facility visits. For many individuals because the wheel chairs make it more challenging to go to a salon and get the services that Pam provides when she comes to the home. She also donates her time and services for Hospice patients.Many of Pams clients say she is one of the most selfless, compassionate, and genuine people they have had the honor of knowing. They truly believe Hospice Hair (her volunteered service for hospice patients) makes those last few months, weeks, even days better. She has dedicated much of her time and effort into going to homes, and for just one hour, making the people she takes care of feel very loved and cared for. This feeling of care is a different feeling than feeding or bathing them. She is making them feel beautiful. That feeling of beauty is an invaluable important gift. Pam truly loves what she does because she truly loves those she does it for.Note: Pams Mobile Hair Salon provides free hair services to Hospice patients and $10 services for an in-home or facility visit. To reach Pam, or donate to her cause, call (801) 870-3139.Author: Pam Mills

According to AARP, people aged 60 and older owe upwards of $290 billion in student loan debt. Thankfully, many federal student loan borrowers have experienced payment reprieves for the past few years due to multiple payment pauses enacted during the pandemic by the CARES Act and other loan relief efforts.These pauses on making payments for federal student loans are ending in August 2023, however. Interest will resume accruing on paused loans effective September 1, 2023, and student loan payments will be due in October 2023. To help borrowers get back on track with their payments, the Department of Education is implementing several programs.Resuming PaymentsOne of the new initiatives is a yearlong return-to-repayment program designed to get borrowers back into active repayment status. Between October 2023 and September 2024, borrowers who miss payments will not be considered delinquent. Their loans will not be reported to credit bureaus as delinquent due to missed payments.In addition, they wont be considered to be in default. Although interest will still accrue, it will not be capitalized. The idea behind this program is to give borrowers time to contact their student loan servicers, explore their options, and hopefully enroll in an affordable repayment option.Fresh Start InitiativeAdditionally, the Department of Education is implementing a Fresh Start initiative. This program provides borrowers who were in default of their student loans before March 2020 with a way to get their loans out of default going forward. It allows them to request that their loans be removed from default and put back into repayment status via a simple request to their loan servicer.This is significantly different from what borrowers previously had to do to get out of default, which often included a trial repayment effort before a loan was taken out of default.The benefits of the Fresh Start program include allowing borrowers to:start paying their loans again regardless of prior missed payments,improve their credit scores,avoid administrative wage garnishment (AWG), andaccess income-driven repayment (IDR) options quickly. (IDR options often result in $0 monthly payments for low-income or fixed-income borrowers.)Avoiding Administrative Wage Garnishment (AWG)The ability to avoid AWG is significant. AWG can affect people at all stages of life, including seniors. AWG allows a federal agency to order a non-federal employer to withhold up to 15 percent of an employees wages to pay a debt owed to the agency, such as defaulted federal student loans. AWG can also mean receiving a lower tax refund or having a portion of ones monthly Social Security benefits withheld.However, if borrowers take advantage of the Fresh Start program prior to August 31, 2024, they can avoid a loan default that leads to AWG.The SAVE PlanIn addition, the Department of Education is implementing a new IDR option in mid-2024 called the Saving on a Valuable Education (SAVE) Plan. The SAVE Plan amends and replaces the REPAYE Plan.Typically, the amount a student loan borrower with an IDR plan must pay depends on their income and the size of their family. Effective July 1, 2024, the SAVE Plan will protect more of a borrowers income from monthly payments. Compared with other IDR plans, the SAVE Plan will therefore lead to reduced monthly payments. For details, check out this fact sheet from the Department of Education.Borrowers With Disabilities May More Easily Qualify for a TPD DischargeEffective July 1, borrowers with disabilities will have an easier time qualifying for a total and permanent disability (TPD) discharge. New rules allow the Department of Education to offer TPD discharges (often automatically) to borrowers receiving SSDI or SSI who:have an onset of disability date five or more years ago and have been receiving Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) based on this disability for at least five years;SSDI or SSI recipients who suffer from a condition on the Social Security Administrations List of Compassionate Allowances;SSA beneficiaries receiving retirement benefits who met the requirements for a disability discharge before they retired;SSDI or SSI recipients receiving these benefits based on disability with a three-year disability review period; orSSDI or SSI recipients receiving these benefits based on disability with a five- to seven-year disability review period.Disabled individuals who do not meet these criteria and wish to apply for a TPD discharge based on a doctors certification may now seek out certification from professionals beyond those holding an M.D. Nurse practitioners, physician assistants, and osteopathic doctors may now sign the certification verifying a borrowers disability.Borrowers who receive a TPD discharge in this manner will no longer be subject to a three-year income monitoring rule. However, if they apply for new federal loans within three years, they may lose their TPD discharge.Forgiven Student Loan Debt Wont Result in Taxable Income (For Now)At the moment, student loan debt cancellation is not counted as taxable income to borrowers. This protection from additional taxes will remain in effect until December 31, 2025.So, if you are considering applying for a TPD discharge or completing an IDR plan you previously started that would lead to loan forgiveness, now may be the time to act. However, note that this rule only applies to federal tax liability. Borrowers may still have liability under their states income tax rules.Contact Sharek Law Office at 412-347-1731 or click here to schedule a complimentary 15-Minute Call to see how we can assist you.This article is a service of Sharek Law Office, LLC. We dont just draft documents; we ensure you make informed and empowered decisions about life and death, for yourself and the people you love. That's why we offer a Life and Legacy Planning Session, during which you will get more financially organized than youve ever been before, and make all the best choices for the people you love. You can begin by calling our office today to schedule a Life and Legacy Planning Session and mention this article to find out how to get this $750 session at no charge. Please note this is educational content only and is not intended to act as legal advice.

A Will must be probated, therefore, making it available to the public.Are you curious what Jacqueline Kennedy Onassis or Elvis Presley did with their fortune? How they dispersed their assets? Shockingly, it is simple to find out how their fortune was divided up because both used a Last Will and Testament in their estate plan. A Will must be probated, therefore, making it available to the public. Probate is the legal process normally required after a persons death. Its purposes can include (amongst several others):Identifying, appraising and distributing the assets of the deceased to the intended beneficiaries or heirs.Providing a legal forum to challenge the validity of a Will.Notifying and paying creditors of the deceased.Even though probate can serve several purposes, people often vigilantly plan to avoid probate for many personal reasons. Reasons to Avoid ProbateNo privacy Your financial affairs will be made public. Your nosy next-door neighbor can go down to the courthouse and view all the documents filed with the court. Notice of the probate will be published in a local newspaper to alert all creditors.Lengthy Beneficiaries cannot receive assets until the probate process is concluded. The probate process can take months to years to be completed depending on multiple factors.Costly Professional fees and court costs can add up to a significant sum. Every dollar spent on probate reduces what is passed on to beneficiaries.Disputes The validity of a Will may be challenged by any interested person. This may potentially invalidate the Will in question.Two Ways to Avoid ProbateNot all assets must go through the probate process and some can immediately be passed on to beneficiaries. Common non-probate assets include, trust property, jointly owned property, designated beneficiaries of life insurance proceeds, and funds held in a payable on death account.As the creator of a Revocable Living Trust you can name yourself as the Trustee of the Trust and name someone close to you as the successor Trustee. The Trust, created and activated during your lifetime, will continue to be controlled by you and allows assets to be easily transferred in and out of the Trust. Upon your death or incapacity your successor Trustee will take over automatically.Editors Note: This article was submitted by Craig Dell, attorney at law. Mr. Dell may be reached at 801-783-3414 andwww.craigdellattorneys.com

As Caregivers we are often put into a position where we have to choose between what is good for ourselves, and what is good for our loved one or care partner. Placing someone else needs in front of our own might be difficult for some people to understand, but not for the caregiver!To be a healthy caregiver we have to learn how to live our life in the solutions of our caregiving experience, not the problems caregiving can create in our lives. By living a life focused on solutions, we live life with clarity, hope and love. Focusing solely on the problems of caregiving we live in fear, worry and despair.Here's The Deal:Taking care of self is rule number one while in the midst of caregiving. Whether the words are spoken or not, youre loved one understands the stress you are under and wants you to take care of yourself. When you get to the point where you are at least half as good at taking care of yourself as you are at taking care of your loved one, you be on the right track. But first and foremost you have to start by making a plan! Start by:Create A Care Team:While are super hero's, our caregiving capes are limited. Reach out to family members and friends who can play a role on the care team. Everyone brings different talents to the team, utilize them! Asking for help is a sign of strength, not a sign of weakness!Set a Daily Intention for Yourself:Caregiving can be time consuming, especially if youre balancing your career and raising children at the same time. Schedule something for yourself, every day, even if it is just five minutes of me time in a room alone.Have A Back-Up Plan:What if you get sick? See Create a Care Team Above.As Caregivers, we then to think that we are indestructible, but we are susceptible to illness too. Stress and fatigue will play havoc on all parts of your body, mind and spirit.I believe that there is no greater honor than to be entrusted with the care of another human being. I make no bones about it, caregiving is hard, but in the end, the good days will always outweigh the bad ones.Editors Note: Christopher MacLellan is the host of Healing Ties Podcast and the Author of What's The Deal with Caregiving and a former family caregiver

Before I began Maximized Livings 5 essentials, my blood sugar levels were a constant concern as a Type 2 diabetic. Even though I was taking my prescribed medications daily, monitoring my diet, and regularly testing my blood sugar levels, my blood sugar was never consistent. My levels actually soared no matter how much medication I took or how little food I ate.I finally began to find real answers for my health at Trinity Chiropractic, a Maximized Living Health Center. I was invited to follow the 5 essentials that include: mentally controlling my attitude, receiving consistent chiropractic adjustments, dedication to an elite nutritional plan, regular exercise, and attention to decreasing the toxins in my environment. While this seemed like quite a challenge, being healed from Diabetes and living a high quality of life was worth some sacrifice and hard work!After 3 months, I have lost a total of 30 pounds. My blood sugar levels have stabilized and I am taking much less medication than before! I look forward to exercise. I have more energy than I have had in months! Instead of growing older, I am holding my own and feeling younger, more positive and full of well-being.Editors Note: This article was submitted by Florence E. Hesser. To contact Trinity Chiropractic, call 239-597-6099 or visit their website www.maximizedlivingdrloman.com

There was a time when the local hospital emergency room was a persons only choice for an illness or injury that wouldnt wait for normal business hours.Today, its one of a menu of options for such care, from urgent cares to neighborhood micro-hospitals and stand-alone ERs.Defining an emergencyIt starts with knowing what a health emergency is. Generally speaking, its a serious or life-threatening condition that requires immediate attention or advanced care such as heart attack, major broken bones and large wounds. Emergency rooms, whether they are attached to a hospital or are stand-alone, are open 24 hours a day, seven days a week, and offer extensive testing options to care for life-threatening emergencies.Have a PlanIn the event you are sick or have an emergency, you dont want to be scrambling for where to go or what to do. Calling 911 is the obvious first step in the most serious of emergencies, but you should know what services are close to you for needs that dont rise to such a level. Know where your closest emergency department is. Confirm level of care and what your insurance covers before a need arises. Download a virtual doctor tool, such as the Doctor On Demand app for your phone, for non-acute care any time. Find out if your primary care doctor provides same-day visits or offers after-hours care. This is often the best option for urgent, but non-emergency medical issues. For affordable after-hours care, find out if an urgent care facility is near you, and exactly what its capabilities are. Find out where the nearest accredited Chest Pain and Certified Stroke Centers are. These emergency departments provide the best care for these specific critical issues. Keep vital information with you, Keep a list in your wallet of such information as medications, allergies, primary care doctor and advanced directives. Know your insurance, such as if you have differing co-pays for urgent care, emergency care and doctor visits. When you have a true emergency, dont worry about insurance and call 911 immediately.To learn more, visit FindYourER.orgEditors Note: This article was submitted by Rachel Hamasaki, Marketing Manager at Good Samaritan Medical Center, andmay be reached at 303-689-5278 or by email at Rachel.Hamasaki@sclhealth.org

Can a person care too much? Caring for others can be stressful. Caregivers can experience a reduction or loss in their caring capacity after repeated or prolonged exposure to persons suffering physical pain, emotional or social distress. Thus, compassion fatigue is considered the cost of caring for others in emotional pain.Compassion fatigue differs from burnout in that compassion fatigue derives from the stresses experienced in the relationships with patients and families. Burnout is a physical and emotional response related to workplace stressors that results in a withdrawal or detachment from the workplace. Caring individuals are at risk of both burnout and compassion fatigue when they do not take care of themselves.Compassion fatigue is not a disease. It is a response to a secondary stress exposure to pain and suffering and considered a post-traumatic stress disorder. Individuals who are at risk for compassion fatigue are often other-directed, have an overdeveloped sense of responsibility, lack good boundaries, personal and professional skills, have a history of prior trauma.Compassion fatigue affects the physical, emotional and spiritual health and the functional ability of the caregiver.Physical symptoms of compassion fatigue include: headache, increased blood pressure, weight gain, diabetes, gastrointestinal conditions, and immune dysfunction.Emotional manifestations include: forgetfulness, emotional outbursts, insomnia, recurrent nightmares or flashbacks, sadness, apathy, impulse to rescue, substance abuse, persistent physical ailments and a lack of self-care practices, social isolation, loss of interest in activities, and spiritual questioning.Compassion fatigue can be prevented and combated with strategies that involve self-awareness, workplace or community resources and self-care practices. Self-care practices have been shown in recent studies to successfully overcome compassion fatigue.Self-Care practices involve proper nutrition, regular cardiovascular and strength building exercise, adequate sleep and rest and mental health and self-compassion strategies. Practices that reduce chronic stress include: mindfulness, meditation, centered prayer, massage, yoga, Tai-Chi, Nia, dance, music, hobbies and creative arts.Also, remember to nurture healthy emotional, spiritual and relationship practices. Exercise personal choices that promote health, energy, joy and compassion. Plan to continue to learn more about compassion fatigue and share with others. Editors Note: This article submitted by Vivienne Armstrong, MSN, RN; a volunteer with Ed-U-CARE Dallas. She may be reached at 972-239-9230 or educaredallas@gmail.com

If you or a loved one have concerns about memory loss or other unexplained changes in behavior, getting an expert opinion from your family doctor is an important first step in understanding how to proceed.Medicare offers a free annual wellness visit for those 65 and older where patients can request a brain health assessment. But if you dont see your family physician frequently, he or she may not know you well enough to determine if you are experiencing cognitive changes.To help, the Alzheimers Association has developed a list of five questions that individuals or family members can ask the doctor to help ensure that the visit is productive and patients get proper direction.Do I (or the patient) have any medical conditions that could increase my risk for developing Alzheimers disease or another form of dementia?Am I taking any medications that could be causing memory or cognitive-related symptoms?What tests could you perform that might rule out Alzheimers or dementia as a diagnosis?Are you aware of my family history particularly among immediate family (grandparents, parents or siblings) related to Alzheimers or dementia?Should I be concerned about (explain any changes in memory, focus, thinking or mood)?This is a good starting point for having a productive conversation with your family doctor, said Danelle Hubbard, director of Health Systems and Family Services for the Colorado Chapter of the Alzheimers Association. I would suggest bringing these questions in writing along with any other specific concerns or examples you may have. There can be a number of reasons behind memory loss and personality change, so its important to get guidance from your doctor as early as possible.For individuals who have immediate questions, the Alzheimers Association has a free, 24/7 Helpline staffed by trained professionals who can provide guidance and support: 800-272-3900. Information also is available on the Associations website: www.alz.org/co

This technology is amazing - we can actually have a conversation with mom now instead of her running it and us only being able to say 'yes' or 'no.' It's crazy, she's a 73 year old woman and she has called everyone now. - A. CostaA captioned telephone service for people with hearing loss called CapTel allows individuals who arent able to follow conversations with traditional or amplified telephones to hear and read simultaneously what their callers are saying. The captions appear on the phones display screen allowing people who have difficulty hearing the freedom of telephone access regardless of their hearing ability.Through the Colorado Equipment Distribution Program, CapTel phones are distributed for FREE to those who qualify! EDP gives users the choice of which CapTel model best suits their needs. Whether its a model that only requires a traditional analog telephone line, OR a model that uses a high speed internet connection, there is a CapTel model that fits the bill. No matter which option is chosen, the hearing impaired are better able to re-engage with friends and family (combatting loneliness and isolation). Increased social engagement is increased and confidence is regained.For more information visit, www.relaycolorado.com/captelTo apply for your CapTel phone Call: 855.767.6128 or Email: TEDP_ccdhh@state.co.usEditors Note: This article was submitted by Kristine Shipley, Senior National Marketing Manager & Customer Relationships Manager III, with Relay Colorado 711/Sprint and may be reached at 720-210-5881 or by email: Kristine.m.shipley@sprint.com

Observing the safety hazards in a seniors home is one thing. Living them is another.Its not always easy to understand the physical limitations older adults face that could make home a virtual minefield for an aging parent.According toresearchconducted by the Home Instead Senior Carenetwork, nearly 100% of emergency room doctors in the U.S. and Canada report that the following health conditions are very serious risk factors as potential causes for injuries or accidents at home: Mobility Problems Poor Eyesight Balance Issues Confusion or Dementia Impaired Motor SkillsAs time goes on, the effects of aging could impact all senses including hearing, vision, taste, smell and touch. These sensory changes often affect an older adults lifestyle as well. Its a domino effect, of sorts, that might make a senior vulnerable to safety issues in the home.Poor eyesight, for instance, could make it more difficult to see a throw rug, safely use a knife to cut an apple or take the proper dose of medication.Agings Effects on the Five SensesThe following describes how aging can compromise the fivesenses:Sight:By the time someone is 60, pupils decrease to about one-third the size they were at age 20. Add to that aging-related eye conditions such as cataracts and macular degeneration.Taste:We start out with about 9,000 taste buds. They decrease in both number and mass with aging.Smell:Sense of smell can diminish, especially after age 70, because of loss of nerve endings and less mucus in the nose.Touch:Decreased blood flow to nerve endings as we age can reduce the sense of pain and temperature.Hearing:Our ears control hearing and sense of balance, both of which can be compromised as we age.Making Home Safer for Seniors with Diminished SensesIts possible to counteract the effects of aging by being proactive. Discover the ways you could help older adults safeguard their homes by going to www.MakingHomeSaferforSeniors.com by checking out a variety of resources including a room-by-room home safety checklist. .This article was submitted by Jerri Schomaker, owner and CEO of Home Instead Senior Care and can be reached at 719-534-0908

Alzheimers disease is the sixth-leading cause of death in the United States and the fifth-leading cause of death for individuals age 65 and older. This devastating and debilitating disease is the ultimate thiefof memories, independence, control, time, and, ultimately, life.The disease is often dealt with in silence. Those facing the disease feel a stigma surrounding their diagnosis and often dont seek the support they need. At the Alzheimers Association, we hear from individuals daily that they feel alone. Family and friends stop visiting because of abnormal behaviora symptom of the diseaseand caregivers become more and more isolated.We want patients and their families to know that there is hope, and there is help, through the Alzheimers Association of Greater Pennsylvania Chapter. We are here to provide education and support to the millions who face dementia every day, while advancing critical research toward methods of treatment and prevention, ultimately to end Alzheimers disease. Our offices are located locally and support groups are available to attend throughout the region. To find one near you, please visit www.alz.org/pa or call our 24/7 Helpline at 800-272-3900.The Greater Pennsylvania Chapter also hosts the Walk to End Alzheimers. This is the Alzheimers Associations largest annual awareness and fundraising event, which occurs every fall. The Walk to End Alzheimers is a day of hope, an opportunitya day we all come together to see that were not alone in our fight.Some walk to honor and remember those they have lost. Some walk to share stories of living with Alzheimers or related dementias. Some walk so that future generations wont have to face the debilitating and devastating effects of the disease. Some walk because they want to help make a difference and bring this disease to the forefront. The money raised allows our chapter to contribute to research to find a cure. These funds also help support free programs and services that advance accurate and timely diagnosis of people with Alzheimers and other dementias.Help us break the silence and start the conversation today! Register today at www.alz.org/walk or call our Helpline at 800-272-3900.Local Walks include:Harrisburg September 16thAdams/Franklin County Walk - September 30thLancaster September 23rdYork October 7thThis article was submitted by Jeremy Bland. Jeremy is the Director of Marketing and Communications with the Alzheimers Association Greater Pennsylvania Chapter.

As we age, many of us are faced with the prospect of revising our living arrangements. While thinking about moving can be a source of anxiety and stress, planning ahead can give you more choices for the future, making a big difference in your level of independence and quality of life. If home upkeep and maintenance has become overwhelming, if youre simply looking for a community with more opportunities to socialize, an independent living community may be a good option. To decide if it is right for you, learn about your choices in independent living, including common types and find help in choosing a residence.Independent Senior Living is a residential living setting for elderly or senior adults that may or may not provide hospitality or supportive services. Under this living arrangement, the senior adult leads an independent lifestyle that requires minimal or no extra assistance.Since independent living is any housing arrangement designed exclusively for seniors, generally those aged 55 and over, the housing varies widely from apartment-style living to freestanding homes. In general, the housing is friendlier to older adults, often being more compact, with easier navigation and assistance. You may also hear the terms retirement communities, retirement homes, senior housing and senior apartments applied to independent living.So, no matter what type of independent living community you consider, you want to make sure you connect with peers and feel comfortable in the community. When you visit the area, talk with some of the residents. Are they people youd like to know better? Are some of your favorite hobbies or activities available? Are support services timely with friendly staff and are the activities accessible? Is the community in close proximity to shopping and transit venues if needed? Knowing all these things in advance will give you the greatest opportunity to enjoy to the fullest your new apartment or home.Editors Note: This article was submitted by Debbie Grammer. Debbie is a Manager with SilverCrest Senior Community and may be reached at 801-758-9955 or by email at manager@silvercrestapartments.com. For more information visit SilverCrest Senior Community on the web at: www.silvercrestapartments.com

Why Act Now? Beautiful senior living facilities serve Collier and Lee Counties. New ones open every day. Seniors and their families can feel overwhelmed by so many choices!Hawley-Holt acts as a matchmaker by interviewing seniors and their families to identify and understand their near term health needs, longer term preferences and life style priorities.These are compared against a complex database of information provided by the local senior communities and compiled by Hawley-Holt.Hawley-Holt identifies three or four communities that most closely offer what clients need and desire. Meetings are arranged. Hawley-Holt may accompany seniors and/or their families on the first visit and assist with unanswered questions afterward.Acting now may avoid missing out on that perfect apartment or being placed on a waiting list. Waiting until poor health necessitates a move may limit choices and result in a hasty move later.To move or not to move is not the only question: Can we afford it? Are pets allowed? How far is it from church? Can my son visit any time? There are many questions that go along with moving into a senior community. Free, no-cost services. Let us help!Editors Note: Call 239-290-0726 or visit us online at hawleyholtseniorlivingadvisors.com.

To learn more aboutOasis Senior Advisors in Ogden,CLICK HERE.Seniors are told that they should limit their alcohol consumption to no more than seven beverages a weekbut as many as 5.7 million older adults participate in at-risk drinking behaviors. According to a 2018 survey, one in 10 seniors admit to binge drinkingfour or more drinks in a two-hour span. Even seasoned healthcare professionals are often surprised by the prevalence of alcohol abuse among seniors.Alcohol abuse poses risks for people of any age, but for older adults, the potential perils can be extremely high. Alcoholism can lead to numerous illnesses, including dementia. Injuries, drug interactions, automobile accidents and dehydration can cause greater harm to seniors than those abusing alcohol at a younger age.Detection and open, honest communication are vital in keeping our communitys seniors safe from alcohol abuse.Detecting Alcohol Abuse in Seniors:Detecting alcohol abuse in seniors can be difficult. Often, it can present itself with other aging-related challenges, such as falling frequently, confusion, memory issues, and even depression leading to misdiagnosis. Seniors are also less likely to disclose a history of excessive alcohol intake to their medical providers, which can lead to underdetection.Many signs of alcohol abuse in seniors are similar to those we see in a younger population:short-term memory lossirritability or severe mood swingsbloodshot eyessudden fluctuations in weightbecoming isolated from family and friendsa change to lethargic behavior, which also may signal depressionbruises from falls or smaller injuries due to loss of coordinationRisks of Alcohol Abuse in Seniors:While the issue may be difficult to detect, elder alcohol abuse is both prevalent and dangerous. A 2015 study by the NCADD (National Council on Alcohol & Drug Dependence) reports that up to 11 percent of elderly hospital admissions and 14 percent of emergency room admissions aredue to drug and alcohol related issues.Substance abuse is associated with a number of potential health issues, which can be exacerbated by the aging process. Because seniors have less muscle and a slower metabolism, alcohol can remain in the body longer, causing potential organ damage and preventing prescription medications from working properly. Substance abuse is also linked to several types of dementia. Over time, heavy drinking can lead to brain damage, as well as diabetes, abnormalities of the liver and pancreas, osteoporosis, immune disorders, nutritional challenges, high blood pressure, heart failure and stroke, and even some types of cancers.Talking with Seniors about AlcoholTalking about alcoholism with seniors can be particularly challenging. Alcoholism carries a stronger stigma among older generations, and terms such as addiction can put seniors on the defensive. Additionally, perceived ageism can be a challenge when elders are speaking with younger people.To show respect, ask questions that encourage self-reflection. For example, you can discuss goals for their independence, mobility, finances, and relationships, and then guide the conversation to a discussion of how their alcohol use impacts their progress towards those goals. Doing this will help them see the gap between where they are now and where they want to be.Most importantly, express empathy and support self-efficacy. Encourage the seniors in your life to take responsibility for their change and empower them to find their own solutions.For those who seek professional treatment, there is reason for hope. Studies have shown that seniors often have more favorable outcomes after alcohol addiction therapy and treatment than younger people.Your local Oasis Senior Advisor wants to be your trusted partner as you serve senior clients and customers. Oasis has a wide network of referral partners to assist you and the seniors you serve. To learn more about partnering with Oasis to build your business and better assist your older clients, call (888) 455-5838.

I received a letter with an AARP logo informing that I may have sewer line issues and that I should contact a particular company to investigate or I might be personally liable for damage to my sewer line and to the homes of my neighbors. The reality is that I have a well and septic and no sewer system. Letter tossed.You might be amazed to know that many older adults fall for these scam letters. Physical and mental health, and dependency on others are factors that increase the likelihood of financial abuse and related mistreatment.Research indicates that many variables affect the ability of an older adult to succumb to financial abuse or making a poor medical decision. One variable is a decline in arithmetic skills. Another variable is specific to the concept of numeracy Numeracy is different from adding or subtracting numbers. Numeracy relates to mental engagement, comprehension, and the ability to use numbers or math skills to make a decision. Numeracy also involves the ability to gauge probability that relates not only to financial but to medical decision making.It is important for older adults to utilize the assistance of family members or professionals when managing finances, completing financial transactions, or responding to financial mail becomes challenging. I have personally known older adults who wrote checks emptying their bank accounts to scams promising more money, ownership of land in a foreign country, or funds required to claim a lottery.Evaluation of financial information requires deliberate reasoning and decision making skills.It is never too early to consider appointing a financial or medical power of attorney to assist with these decisions when aging occurs and reasoning and decision making skills become faulty. Protect yourself and your loved ones from financial exploitation and from making poor medical decisions. If you or a loved one are seeking information related to aspects of daily care, my book, The Caregiving Trap: Solutions for Lifes Unexpected may be found at www.TheCaregivingTrapBook.com.Editors Note: This article was submitted by Pamela D. Wilson, MS, BS/BA, CG, CSA. Pamela may be reached at 303-810-1816 or at pamela@thecarenavigator.com

Health care costs have been on the rise over the past few years, with health spending for Americans costing more than $8,680 per person, according to 2011 data from the Centers for Medicare and Medicaid Services.1Making matters worse, about 80 percent of older adults have at least one chronic condition, such as heart disease, cancer or diabetes, driving up the need for prescriptions and treatments that can add up over time.2However, saving money on your medicine and your overall wellness doesnt have to be a pain-staking endeavor. Here are some tips you can use to help lower your health care costs while still maintaining your health.Ask your physician if there is a generic version of your medication, said Dr. Richard Smith, Medical Director of Senior Products for Humanas Intermountain Region. Generics, which are typically 30-80 percent less expensive than brand name drugs, are equivalent in dosage, form, safety and strength.3, 4 Each year, generic alternatives for top-selling brand name drugs go off patent, helping you save money on common medications, including blood thinners and cholesterol fighters.Another way to cut costs is to see if your health plans pharmacy benefit manager offers a mail-order pharmacy service. An alternative to traditional community pharmacies, mail-order prescription delivery provides 30, 60 and 90-day supplies of your medications shipped directly to your home, usually with significant savings off the regular retail price.The Centers for Disease Control and Prevention (CDC) estimates health care costs for chronic disease treatment account for more than 75 percent of national health expenditures.5Be proactive and get regular checkups and screenings from your physician, Dr. Smith said. These visits are usually covered by most health insurance plans, which can help monitor for and prevent chronic conditions before they become too serious and require treatment.In fact, the Patient Protection and Affordable Care Act has made preventive screenings more available and more affordable than before. Under the act, Medicare and new private-insurance policies are required to either completely or significantly cover the cost of 45 medical tests and services currently shown to be most effective in early disease detection and prevention, such as mammograms, diabetes, colon cancer, prostate cancer and cardiovascular issues. For a complete list covered by Medicare, visithttp://www.medicare.gov/coverage/preventive-and-screening-services.html.Health care plans often provide a number of health and wellness discounts from deals on nutritional supplements to discounts on vision care to help members keep their costs down. For instance, health benefits company Humana Inc. offers its members various deals through its online Savings Center, including discounts for everything from colds to heartburn medications.The key to saving on health care costs and using these tips effectively is planning, Dr. Smith said. It might take a little bit of scheduling to order your medications ahead of time or make an appointment for a screening; however, the payoff, in terms of the impact on both your health and wallet, is worth it.Editors Note: This article was submitted by Humana. For more information on Humanas senior products in Utah call 1-800-884-8328.1 https://www.cms.gov/Research-Statistics-Data-and-Systems/Statistics-Trends-and-Reports/NationalHealthExpendData/NationalHealthAccountsHistorical.html2 http://www.cdc.gov/chronicdisease/resources/publications/AAG/aging.htm3 http://www.gphaonline.org/about/generic-medicines/4 http://www.fda.gov/drugs/resourcesforyou/consumers/questionsanswers/ucm100100.htm5 http://www.cdc.gov/workplacehealthpromotion/businesscase/reasons/rising.html

An entire branch of the National Institutes of Health is dedicated to complementary and integrative health.This field offers treatments and therapies that do not require surgery or medication, allowing a more holistic and gentler approach. Many are quite effective, and for certain people they can be more effective without the side effects of more traditional treatments. The National Center for Complementary and Integrative Health, abbreviated as NCCIH has great resources. Their main website is https://nccih.nih.gov/When deciding whether to use a complementary product or practice, it is important to be informed of the risks. While we may know someone who tried a certain approach or supplement and it worked, everyone is different. We may have a different chronic condition or be taking a different prescription that could interact, or it may be the perfect thing for our situation. But how do we know what is safe?According to the NCCIH, mind and body practices like meditation and yoga are typically considered safe. Nutritional supplements may be a little more difficult to evaluate, since manufacturers do not have to prove their safety. One concern is the possibility of the supplement interacting negatively with a prescribed medication, so neither pill works well and may in fact cause dangerous side effects. Another is that the product may be contaminated, especially in the cases of supplements marketed for weight loss, sexual health, or physical performance.It is worth doing the homework before trying something new. The NCCIH website has a helpful link entitled, How Safe Is This Product or Practice, https://nccih.nih.gov/health/safety/topics.htm which lists every treatment from A to Z. Wondering about Acupuncture or Zinc supplements, or anything in between? The site has evidence-based research answers.Complementary and integrative practices and products can improve and have improved health related quality of life and better management of health conditions for millions of people. It is important to research for ourselves and speak with trusted providers so our choices to improve our lives are based on facts and more likely to give us the outcome we seek.Editors Note: This article was submitted by Dr. Katarina Felsted, Assistant Professor with the Gerontology Interdisciplinary Program at the University of Utah. You may reach Dr. Felsted at 801.585.7438 or katarina.felsted@nurs.utah.edu

Legacy Corps is an award-winning national service project that provides volunteer-powered caregiver support for veterans and military families. A growing and specialized need for caregiver support exists among veterans and military families. Research indicates that caregivers of veterans report more than twice the emotional stress of caregivers of adults nationally, almost three times the level of physical strain, and almost four times the level of financial hardship.Legacy Corps was launched by Friends in Action in 2012 to help address these caregiving needs. Legacy Corps programs operate in 15 cities across 10 states, and all Legacy Corps programs partner with the University of Maryland and the Corporation for National and Community Service to provide support services to many veteran and military families.Legacy Corps volunteers provide weekly, quality assistance to veteran/military families who care for a loved one at home. Volunteers serve as companions with the veteran being cared for so the family caregiver can have a weekly break; volunteers provide transportation and prepare light meals; and volunteers help connect families to other community support services, peer-to-peer support groups, and other related services. Volunteers are well-prepared as a result of 90 hours of pre-service and ongoing in-service trainings! Legacy Corps volunteers commit to 450 hours of service over a one year period, which means every volunteer serves 10-12 hours per week helping 3 to 4 families each. Legacy Corps volunteers become a close-knit team who make a huge difference in the lives of many, many families across the Treasure Valley. All volunteers must complete an application, agree to criminal and sex offender back ground checks, participate in a national research study and have mid-year and end-of- year evaluations.Legacy Corps volunteers receive many benefits from their service. In addition to life-changing experiences helping others, volunteers receive a monthly taxable stipend and are eligible to receive an Educational Award of nearly $1,500 when they complete their year of service. For volunteers age 55+, the education award can be given to a child or grandchild. The Educational Award may be used to attend classes at most colleges/universities or to repay qualified student loans.Legacy Corps volunteers assist many veteran and military families who care for a chronically ill or disabled adult at home. This service project helps family caregivers maintain their own health and well-being; it helps volunteers develop new skills and knowledge; and it fills a growing need in our communities. For further information about Legacy Corps, please contact Friends in Action (www.fiaboise.org) at 333-1363.Friends in ActionFriends in Action is a unique volunteer-powered program serving family caregivers and those they care for. We are a program of the nonprofit Mountain States Group. Highly trained volunteers lead award-winning education programs; provide caregiver respite and support/ and assist with the annual southwest Idaho Family Caregiver Conference.

Shortly after the start of 2019, I noticed a new trend emerging on Facebook. Titled the HowHard Did Aging Hit You challenge, users were encouraged to post side-by-side photos of them now and from 10 years ago as physical evidence of how they are holding up as they age.While I believe people on Facebook intended this to be a harmless, even a fun way to reminisce, it perpetuates a negative narrative about aging. When users share their side-by-side pictures, they, along with their social media friends, comment about the difference of appearance. An array of responses followed. Some meant as positive, like wow, you didnt age a bit, youre looking good, not too shabby, or still stylish. Many meant as good-natured ribbing about receding hair lines, wrinkles, added weight, crepy skin, gray hair, or tired eyes. Either way, the problem with this trend is that it starts from a negative point, simply based on how the question itself is asked, How Hard Did Aging Hit You? Why is it assumed that aging hits someone hard?Ageism, systematic stereotyping and discrimination based on age, is ever-present, largely automatic, and deeply rooted. Its the one ism that goes unchallenged and is not recognized as an issue by the general public.Whether browsing through magazines, noticing pop up ads on social media, watching make-over shows, or walking through cosmetic and skin care store aisles, we are inundated with anti-aging messages. In a time when more people are living longer lives and there are larger proportions of people age 65 and older, aging is something to celebrate! It is also a natural process that is unavoidable. The gift of these extra years far outweighs changes in how one looks.Aging isnt all rosy. Changes in appearance and abilities as we age can be hard to accept, especially living in a society that favors youth over age. With each birthday I celebrate, there are days I want to scream that aging stinks! And after I do, I remind myself that aging beats the alternative (death) and that my worth isnt measured on what I look like (or can do) compared to a younger version of me.Where do we go from here? Is there a description of what any age looks like, should look like? If our appearance doesnt keep up with what society tells us is acceptable aging, do we stop having pictures taken of us or only post ones that weve altered to look different than our true image?Research shows that negative attitudes about aging can damage our sense of self, diminish our opportunities and prospects, and even segregate us from others in the community. This is one of the reasons York County Community Foundations Embracing Aging works to improve attitudes on aging. One of the ways we are doing this is by working to change the narrative around attitudes on aging. This is important because people with positive self-perceptions of aging live, on average, 7.5 years longer than those with neutral or negative ones, which brings me back to the Facebook challenge.I believe people on Facebook missed the mark. Instead of approaching this from a lens of aging is bad, what if the question was posed differently, such as how are you getting better with age? or how are you embracing your age? Think about the wisdom, lessons learned, and fun stories that could have been shared in the thread versus the jokes about decline in one's appearance.If you were one of the many Facebook users who joined in on this trend, I encourage you to do it again, however this time, frame it differently and add context. Share a story or something that has happened to you over the course of time that can be a benefit to others. Remember, your worth and value is the culmination of wisdom, perspectives, talents, and relationships youve experienced over time, not how you look. York County Community Foundations Embracing Aging is a long-term initiative that focuses on improving how people experience aging in York County by disrupting negative views on aging and working towards creating an age-friendly community. York County Community Foundation creates a vibrant York County be engaging donors, proving community leadership, and investing in high-impact initiatives while building endowments for future generations. To learn more about us, visit www.yccf.org. ________________________________Editors Note: This article was submitted by Cathy Bollinger. Cathy Bollinger is the managing director of Embracing Aging with York County Community Foundation and may be reached at cbollinger@yccf.org. To learn more about Embracing Aging, visit www.embracingaging.org.

For more information on the author, Cypress Springs, CLICK HERE!Every October, the world comes together to raise awareness and find a cure for breast cancer. According toBreastCancer.org, its the most commonly diagnosed cancer among American women and the second-most common inCanada. The death rate for breast cancer goes down about 1% a year due to early detection and better treatment but we still dont have a cure.Breast cancer starts in the cells, usually forming a tumor that can often be seen on an x-ray or felt as a lump. Its important to remember that breast tissue cells cover a larger area than just the breast, extending up to the collarbone and from the armpit to the breastbone. Unfortunately, the most significant risk factors are being a woman and being over 70 years old, which means seniors need to be aware of symptoms and how to detect them.Early DetectionWhen breast cancer is detected early, and is in the localized stage, the survival rate is almost 99%. Early detection includes doing monthly self-exams and scheduling regular clinical breast exams and mammograms.Up Your Vitamin D IntakeStudies have shown that vitamin D deficiencies are linked to breast cancer, among other diseases.ExerciseA sedentary lifestyle also increases risk. Senior women who get regular exercise may be able to lower their breast cancer risk by as much as 20%.We understand how important it is to support those affected by breast cancer. As a reminder, if you or a loved one discovers any breast lump or change, it needs to be checked by a doctor to determine if it is benign or malignant.

The term Palliative Care has become a popular phrase in healthcare, but many patients and caregivers are confused by what the term really means.Palliative care is a broader philosophy that can include hospice care, but isnt necessarily required. Palliative Care can be used as a separate area of medical practice while the patient is receiving treatment. Its appropriate at any age and at any stage of the serious illness.As with hospice, palliative care aims to improve quality of life from every different angle. It can include the following goals: To keep pain to a minimum, using clinical methods. To treat symptoms and improve health where possible. To assist with mobility and safety. To allow meaningful interactions between patients and their friends, family, and community. To improve spiritual and emotional well-being through counselling, art and pet therapy programs, and more. To help reduce the sometimes heavy burden on caregivers through training, respite care or everyday handson assistance.How Hospice and Palliative are Similar Hospice and palliative care both offer compassionate care to patients with life limiting illnesses. But palliative care which is always a component of hospice care can be used as a separate area of medical practice while the patient is receiving treatment.Hospice care includes palliative care and addresses the patients physical, emotional, and spiritual needs as well. Hospice can help with such daily activities as administering medications, bathing, and dressing, but hospice does not provide full time caregivers. Hospice requires that a willing, able and available caregiver be in the home, unless alternate arrangements are made.Palliative care is also focused on relieving symptoms associated with the patients condition while receiving active treatment.When they are used Hospice care is reserved for terminally ill patients when treatment is no longer curative during the last 6 months of life, assuming the disease takes its normal course.Palliative care can be employed while the patient is continuing active treatment through different phases of their life limiting condition.Emotional care Hospice care and Palliative Care treat the whole patient and the family, offering psychosocial and spiritual counseling.Kathi Godbolt is the Hospital Liaison for Prestonwood Rehabilitation kathi.godbolt@prestonwoodrehab.com214.731.5955 (See add on page 227)

Located on 14 wooded acres in suburban North Haledon, the Holland Christian Home is a Continuing Care Retirement Community licensed for 118 residential beds and 52 skilled nursing beds. With a staff of approximately 150, the Home offers professional care and modern amenities in a warm, homelike environment. Applicants must be at least 75 years of age and in relatively good health.At the Holland Christian Home we provide a tiered approach to healthcare. With graduated levels of care including Independent Living, Extra Care, and Skilled Nursing all in the same building, residents of the Home have the comfort of aging in place and never need to worry about moving to a different facility should their healthcare needs change.Even more exciting is the Homes Life Care program our contractual arrangement where a residents one-time entrance fee and monthly Social Security or pension contribution secure lifetime residency at the Home. Life Care residents enter the Home at the Independent Living level, however should a change in health require fulltime nursing care you will receive quality professional nursing care in our nursing unit at no additional cost. For our residents and their families, that means peace of mind. It also means over the average length of stay at the Home, our costs are significantly lower than similar facilities in our area.Life Care services (as needed) include: Private room with bath 3 delicious, nutritious meals daily Professional medication management Access to our skilled nursing unit and a qualified physician always on call Choice of multiple daily activities Access to limited on-site bank services Enjoyment of all public areas: spacious grounds, manicured gardens, chapel, library, resident computer room, equipped exercise room, woodworking shop, coffee shops and special occasion rooms. Cable television Laundry services $50 monthly cash payment for personal needsIn addition to Life Care, we also offer nursing home beds at a daily rate. Our Skilled Nursing Unit can provide the following: Short term respite care Observation Stays Long term care no longer feasible in a home settingHolland Christian Home. Retirement Living with Peace of Mind.For more information call 973-427-4087.

You utter the words reverse mortgage and opinions will vary as much as when discussing politics. Reverse mortgages are nothing more than a government insured mortgage designed for seniors to retire and stay in their home as long as they desire and are capable. There are no monthly payments required on a reverse mortgage, and borrowers can receive lump sums and or monthly payments. Sounds good right? So why the bad rap? As with anything, one bad apple spoils the bunch. This is particularly magnified when seniors are involved. Abuses typically involve investing mortgage proceeds in financial products such as annuities or life insurance programs. In the past seniors were encouraged to take out lump sums of cash and invest in various financial products. We all know there is risk involved with investing, and you can probably see where many seniors were left. It is not uncommon for kids or other co-habitants to apply pressure to senior home owners to take out a reverse for other various reasons, such as living rent free, investing in businesses if you can think of it, it has been done. However with proper education and thorough planning, a reverse mortgage can be the answer that seniors have been looking for. It can mean that a grandmother can stay in the house that her kids were raised in. It can mean quitting a job when they otherwise couldn't. It can mean a huge sigh of relief because they can pay their bills. It can mean traveling the world. It can give them the lifestyle they deserve. Are reverse mortgages right or are they wrong? Only the home owner can decide.Editors note: This article was submitted by Kevin Mansouri, a local Certified Reverse Mortgage Specialist with Vintage Lending. He may be reached at 801-506-0307 or at kevin@better-homeloans.com

Most of us have heard about a Last Will and Testament, but have you ever heard of a pour-over Will? Pour-over Wills are often used in connection with living trusts.There are several different types of living trusts.  Trusts are a vehicle that will avoid probate and often provide other benefits such as asset protection or other things, depending on what type of trust it is. The goal of a trust is to make sure that the assets are funded into the trust. In our office, we like to say that it is putting your boxes into your wagon.However, oftentimes assets will be left out of the trust for a myriad of reasons. To be completely honest, the main reason is probably just because people forget to put them in the trust, and over time when they buy something new instead of having it put into the wagon they just leave it in their name alone out of forgetfulness.A pour-over Will essentially says that all assets that are left in a persons name alone at the time of their death should pour over into the trust. The will does still have to be probated because the asset was in the persons name alone, but ultimately the assets will pour into the trust and then will be subject to the terms of the trust. We used this as a catchall or fallback provision so that we are sure that the trust terms will govern the distribution in the future.Pour-over Wills are often much shorter than your traditional wills because their purpose is simply to get assets over into a trust, subject to the terms of that trust. Therefore, pour-over Wills are simple and easy to understand because of their purpose.If you have a trust and your trust provides for all of the distributions to you and your family after you die, talk to your attorney or professional to determine how assets that are left in your name are going to be handled. Assuming that there wont be any is probably not the best option or course of action. Talk to your professional to determine if a pour-over Will is right for you.If you would like to have additional information or to discuss this further, please give us a call at 717-845-5390.

Meniscus tears are among the most common knee injuries. When people talk about torn cartilage in the knee, they are usually referring to a torn meniscus. Your meniscus is a wedge-shaped piece of cartilage that sits between the thigh bone and the shin bone. It acts as a shock absorber and provides some stability to the knee. The meniscus is tough and rubbery to help cushion the joint and keep it stable.Sudden meniscus tears commonly occur with sports. Players may squat and twist the knee causing a tear. Older people are more prone to degenerative meniscus tears due to the cartilage weakening and thinning over time just an awkward twist when walking or getting up from a chair may be enough to cause a tear.When a meniscus tear occurs, people typically feel or hear a pop. The majority of people can still walk. Over the next 2-3 days, there may be the following symptoms: Increased pain with twisting the knee Stiffness and swelling Catching or locking of the knee The sensation of giving way Decreased range of motionDiagnosisWhen diagnosing a meniscus tear, a thorough examination is done to check for range of motion, swelling and tenderness along the joint line, as well as pain or a clicking sensation. Some imaging tests may be ordered to help confirm the diagnosis, such as an x-ray or MRI.Treatment OptionsBased on the type, size and location of the tear, there are a few options. If the meniscus has rich blood supply, it may heal on its own over 2-3 months. If symptoms persist but the knee is stable, nonsurgical treatment may be all that is needed. This involves protection, rest, ice, compression and elevation. Non-steroidal anti-inflammatory medications may be prescribed to help reduce pain and swellingIf the meniscus lacks a good blood supply, however, these tears do not heal. Tears in this zone are usually surgically trimmed away. So, the type of tear, your age, activity level and any related injuries help determine the treatment plan. Immediately after surgery, weight-bearing and activities are restricted for a period of time. Once the initial healing is complete, exercises are prescribed for rehabilitation exercises to restore range of motion and strength if necessary. For the most part, this can be done at home. Rehabilitation takes about 3 months. Stay the course and your therapy team will partner with you for your health and wellness.___________________________Editors Note: This article was contributed by Dr. Todd Curran, an orthopaedic surgeon with OSS Health.

Want to stay in your own home? Do you cherish your memories? Are your family and friends close by? Do you like being on your own schedule?#1 Make an Entryway AccessibleInstall a modular ramp for entry to front, back, or side door. This will eliminate stairs for individuals who have mobility challenges or use a wheelchair a scooter. A modular ramp can be assembled in one day, is removable and reusable, fireproof, slip resistant, and has handrails.#2 Install Rails and Grab Bars Inside or OutsideSometimes a little extra stability is needed. A handrail on the opposite side of the stairs can provide much comfort when climbing or descending stairs. Grab bars come in different sizes and can be installed anywhere in the home.#3 Install a Stair LiftWhen stairs become challenging, a stair lift offers a great solution. Stair lifts are easily mounted with minimal changes to the stairs. Stair lifts come in varying indoor and outdoor models with an array of features such as remote control, swivel seats, battery back up, and more.Many individuals painstakingly crawl up and down steps. Do not wait! This is an easy modification that will pay for itself. Stair lifts will take you from one floor to the next with ease and make your daily life enjoyable.#4 Portable and Threshold RampsOne or two steps or an uneven surface can become troublesome. These small areas of raised surfaces are often the biggest causes of a trip and fall accident. There are many styles of aluminum and rubber ramps that can provide a smooth transition for you to maneuver.#5 Make a Bathroom AccessibleMany falls and slips happen in the bathroom. Modifications will allow you to avoid hazards that could cause accidents.? Install a walk-in shower to eliminate tripping hazards.? Install a lower sink to easily reach the handles and basin.? Install a toilet of appropriate height to ease sitting and standing? Strategically place grab bars in shower or next to toilet for added stability.Easy and affordable modification will enable you to stay safe and independent in your home! Enjoy your surroundings and make the most of every day!_______________________________________Editors Note: This article was contributed by Nick Marcellino of Amramp. See their ad on page 65.

Home is the safest place for senior citizens to be during the Covid-19. But the pandemic has further reduced the activity levels of senior citizens as they must stay indoors and observe social distancing. This lack of activity can be harmful to your physical and mental health. Working out can help keep your weight down, reduce stress and depression, increase physical fitness.Getting exercise is particularly important for senior citizens. It reduces diseases such as strokes, diabetes, and high blood pressure. Our at-home workouts for seniors are low impact so there is little chance of injury.Even a small amount of exercise can go a long way towards improving your health. Ten minutes of yoga or walking has significant benefits. Also, seek medical advice before starting any exercise regimen as some activities may be unsafe for you to take part in.Along with your workouts, ensure that you get 7 to 8 hours of sleep a night and eat a healthy diet. Senior citizens need to eat nutrient-dense foods to keep their immunity up. So do your best to cut processed foods, sugar, and trans fats from your diet.But how can you stay healthy when you must avoid the gym due to Covid-19 restrictions? Keep reading for the best at-home workout for seniors that will help you stay physically and mentally fit.WalkingWalking around your house is one of the best at-home workouts for seniors. Wear a pedometer and aim to at least 5000 steps a day of walking. If you have stairs at your home, you can do an effective step up step down on the bottom step of the staircase.If your community allows it, take walks outside the home too for at least half an hour each day. Going out to get some sun and fresh air will keep you fit and also help boost your happy hormones.Double up on the benefits of your walking workout by listening to music, an audiobook, or a podcast. This can reduce your stress levels and help stimulate your brain.Balancing ExercisesWe tend to lose our mobility as we grow older which makes us vulnerable to slips and falls. For senior citizens, a nasty fall can lead to major health problems and even result in a fatality. Some at-home exercises can help with balance and mobility for seniors.The first exercise you can do is a single leg stand. Hold on to the back of a chair and stand on one leg. Folding your other leg at the knee.Stand like this for a count of ten and then switch legs. The second exercise is the opposite arm and leg balance. Stand on your left leg with your other leg folded at the knee.Stretch out your right hand ahead of you and count to 10 before switching to your other hand and leg. You can hold on to a chair with your free hand to keep your balance.The third balancing exercise you can do at home is the heel to toe walk. This is a similar exercise to the sobriety test conducted by police officers. Basically, walk in a straight line making sure that the toe of your rear leg touches the heel of the leading leg.StretchingTo prevent injury, fitness advisors recommend stretching before and after any physical activity. Daily stretching has many benefits such as increasing blood flow to our joints and muscles. It also helps reduce stress and post work out soreness and improving our posture.Stretching keeps our muscles flexible and increases our joints range of motion. Seniors that dont stretch tend to have shorter, tighter muscles. This can make it hard to do certain activities like bending or reaching for items.Stretch your upper body by raising your arms straight over your head and interlacing your fingers. Lean as far as you can to the left and hold for 20 seconds. Then lean to the right and do the same. You can do this stretch while sitting or standing.You can also stretch your lower body through knee to chest stretches. Lie flat on your back then bring one knee to your chest and hold it down by the thigh for 20 seconds. Switch legs and repeat the stretch.There are several other stretches you can do for all your major body parts or muscles such as arms, back, hamstrings, and calves.Weight TrainingAnother important exercise all seniors should have as part of their fitness routine is weight training. Resistance exercises and lifting weights help you build muscle. This can ward off weight gain and improves your strength and mobility.As you walk around the house carry two dumbbells or improvise by using water bottles or canned food. You can also get a resistance band and work out with it for a few minutes every day.MeditationMeditation is an ancient practice whose health benefits are now scientifically proven. The practice reduces anxiety by 60% and cuts the risk of being hospitalized for heart disease by 87%. This is because it helps to reduce the stress hormone called cortisol. Cortisol causes weight gain as well as mental illnesses.Mediation naturally reduces cortisol levels in the body leading to improved physical and mental health. Meditating for at least 15 minutes daily also helps you sleep better while lowering blood pressure and reducing depression. This is why you should make meditation a part of your daily routine.Mental ExercisesAt-home workouts for seniors shouldnt be limited to physical exercises. It is just as important to take care of your mental fitness. Get some memory games on your smartphone and play them for a few minutes each day.You can also get a puzzle book with crosswords, sudoku, and brain teasers. These help keep your brain working for a few minutes every day. Exercising your brain can prevent memory lossand increase brain functionality.Looking For Assistance?Home Health Aides or Certified Nurse Assistants referred by Just Like Family are experts in assisting with daily exercises.Submitted and Written By: Just Like Family Home Care - click here for more information

The best way to eliminate elder abuse is to prevent it from ever happening. Yet, when it does occur, the cycle can be difficult to break as the elderly are often silent in their suffering. Seniors may be physically unable to respond to abuse or afraid of the consequences if they speak up and our society often turns a deaf ear to such cries for help. Thus, preventing abuse and neglect becomes even more difficult, but no less imperative.How can a family member, friend, or neighbor identify such neglect? After all, how can you tell that someone is threatening to chastise or deprive someone unless you see it happen? Without seeing it happen, how can you tell that someone is inflicting mental pain, anguish, or distress on an elder person through verbal or nonverbal acts, e.g. humiliating, intimidating, or threatening?Not attending to the elder; ignoring verbal/nonverbal calls for helpLack of attention to the elder's need for affectionFailure to provide necessary psychological care to the senior, such as therapy or medications for depressionElders can:Plan their financial future with trusted family members, thus helping to eliminate unwanted theft and fraud.Avoid social isolation which can make you vulnerable to abuse.Speak your mind if you think you are not receiving proper care, either in a facility or at home.Know who you can contact if you think you have been abused.Family Members can:Pay attention to warning signs of possible abuse.Review bank accounts for irregular activity.Call and visit frequently. Make sure your loved one feels comfortable enough to contact you in case of an emergency.Make certain your loved one is eating and sleeping properly and is properly medicated.Caregivers can:Stay healthy and get regular medical care.Seek counseling or spiritual guidance for signs of depressions stress, or burnout.Know your local resources for elder abuse, and contact them.Become familiar with the procedures for reported and acting on an elder abuse situation.Find support groups to help with the stress and to assist with education of other caregivers.All-in-all, communicating with our elders is the solution to almost all potential issues mental or physical. Calling mom, dad, auntie, and uncle to say hello and I love you not only lets our loved ones know they are loved, but it reminds them that they are not forgotten. It opens the door for communicating their needs and thoughts.Editors Note: Deb Harrison and Judson Haims are owners of Visiting Angels locations in Grand Junction, Garfield, and Eagle Counties. They may be contacted at: Grand Junction (970) 254-8888 and Eagle/Garfield County (970)328-5526.

Take advantage of everything your plan offers to achieve optimum health and well-being By Dr. Richard Smith, Medical Director for Humana's Senior Products in Idaho If you're one of the 14 million Americans enrolled in a Medicare Advantage plan, you already know that your plan covers hospital stays, doctor visits and other major medical needs. But are you aware of the additional benefits and features that your plan offers? Being familiar with your Medicare Advantage plan will not only help you maximize the value you are receiving in benefits, but, in many cases, it will also help you achieve better health and well-being. Here are five important ways you can take advantage of your Medicare Advantage plan.Preventive Care: Medicare Advantage plans place a strong emphasis on preventive health care services that help keep you healthy, detect diseases at an early stage, and avoid preventable illnesses. That's why we encourage you to schedule regular health screenings fully covered by your Medicare Advantage plans, as well as an annual medical exam. These screenings can help your doctor catch things early when they're easier to treat.Care Management: If you are living with a chronic condition, such as diabetes or heart disease, what educational programs and support does your plan offer? Some Medicare Advantage plans offer personalized, telephonic care management, health coaching, education and support provided by registered nurses and other health professionals. These plans also offer a toll-free help line where you can speak with a registered nurse about your health concerns anytime. Wellness Programs: Many Medicare Advantage programs offer fitness programs at no extra cost and, in some cases, even include a fitness center membership. Through your health plan you may also be eligible to participate in exercise classes specially designed for older adults.Immunizations: Flu and pneumonia shots are another important part of your covered preventive care, since people 65 and older are at greater risk of serious side-effects of these common illnesses. Because this years flu season was one of the worst in recent years, make sure you are up to speed on your shots.Community and Financial Resources: If you have limited financial resources, you should be aware that there are plans available that provide extra services and lower plan costs for low-income beneficiaries, along with additional choices and benefits. If you qualify for both Medicare and Medicaid you may also be eligible for significant support and assistance from the government. If you're not sure, visit gov, or call 1-800-MEDICARE. These are just some of the benefits and features that can help you maximize your Medicare Advantage coverage and improve your health and well-being. Be sure to take a look at your health plan today to ensure you're getting the most from your plan. Editors Note: This article was submitted by Humana. For more information on Humana's senior products in Idaho call (208) 319-3400.

By venturing out on her own, it gave her the freedom to structure her practice her way: with an office practice as well as offering home visits. This gives her patients the attention they desire.Rasmussen saw how hectic it is for older patients who juggle multiple doctors appointments for various ailments and how driving and physical limitations compound their anxiety. She knew there had to be a better way and decided to start a mobile hearing program in addition to the office practice. Making house calls to seniors in their home and assisted living facilities was the perfect answer.Unlike concierge practices where patients pay annual fees, Rasmussen does not charge extra for home visits.She came to her career with perspective: Her family has a history of hearing deficits including her first child, a daughter was born with hearing loss.Ann and her husband Brian, a second generation firefighter and whose family has lived in Naples since the 50s, are happily serving those with hearing loss with the personal service they deserve.Dr. Ann Rasmussen, Au.D., CCC-A, is a top hearing doctor in the field of audiology and was the first approved provider in Naples for Neuromonics Tinnitus Treatment.

Are you one of the67%of Americans without an estate plan? If so, you may be wondering what happens to your estate when you die. Many people think that if you die without a will or other estate plan in place, the government will inherit all of your assets. While that may not actually be the case, there may be a variety of reasons why it can be wise to implement a customized estate plan so that you can have much more control over the distribution of your assets.When someone dies without a will, he or she is considered to have died intestate and his or her assets pass according to the states intestacy laws. This can be a fairly simple process if there are minimal assets and no reason for creditors or beneficiaries to fight. However, it can also be a complicated process if there are substantial assets, complicated relationships between beneficiaries, significant creditors, or assets in multiple states with conflicting laws. Depending on the size of the estate and the applicable state laws, there may be significant estate or inheritance taxes at play as well. Furthermore, when the assets of an estate are distributed according to state intestacy laws, the assets may be distributed much differently from how a person may have wanted them to be.Our office can discuss your options and develop a customized estate plan that meets the unique goals you have for yourself and your family. There may be many estate planning vehicles that can allow you to avoid or minimize some of the negative aspects that would otherwise result from having no estate plan in place.The firm of Britton G. Swank, P.A. is skilled at providing legal assistance to older adults and people of all ages preparing for the future. For more guidance on estate planning, pleasecontact our officeto schedule a time to meet.

If given directions and a plan that resulted in a high level of success what outcome might you experience? Consumers rely on physicians and pharmaceutical companies to improve health. Humans want and demand choice in all aspects of life yet plea to the effects of outside conditions when health fails. The act of caregiving arises from a need for care based on a foundation of poor or declining health of a loved one, yet research proves caregivers health fails as the result of the act of caregiving. If individuals acknowledged that actions today result in care needs of the future how might this affect the aspect of willpower versus wishful thinking in the area of health?Modern medicine treats and minimizes symptoms not the root cause of disease. Does illness have the opportunity to provide insight into life regarding aspects that require change? Is it possible to heal illness by recognizing and changing aspects in life that pose health risks? Perspectives posed by German physician Rudiger Dahlke, holistic experts Andrew Weil and Deepak Chopra and energy healers Barbara Brennan and Donna Eden teach that the body can heal itself.The idea of self -healing poses the conflict between will and desire. If permanently giving up sugar, white flour, processed and fried foods, alcohol, vinegar and tomatoes would result in remission of cancer and eventual cure, how many would follow this diet for a lifetime? If meditating twenty minutes twice a day resulted in lowered blood pressure, improved sleep and less stress how many would follow this daily regimen? Self-healing results from the actions of individuals willing to examine aspects of life and to make difficult changes.When a health diagnosis interrupts your life will you give into relying and hoping that modern medicine will provide a cure? Will you take matters into your own hands and make necessary changes placing willpower ahead of desire rather than hoping for an easy fix? The act of caregiving poses similar questions? Will you allow a less than ideal caregiving situation to continue? Will you take action to find balance to ensure that caregiving does not negatively affect your health and wellbeing?Editors Note: This article was submitted by Pamela D. Wilson, CSA, MS, BS/BA, CG, owner of The Care Navigator. Pamela may be reached at 303-205-7877 or by email at pamela@thecarenavigator.com.

In June 2011, the 3rd Annual Elder Abuse Prevention Summit was held. It has had a profound effect on professionals and elders alike. Community leaders and government met to make a difference. In partnership with the 2011 Utah Elder Abuse Prevention Coalition, Utah's Governor Gary R. Herbert made the following declaration:Whereas, nearly one-quarter of a million Utahans are over 65 the age of sixty-five;Whereas, Utah Adult Protective Services received 3351 reports of elder abuse, neglect and exploitation in 2010, an increase of more than two hundred cases from the previous year;Whereas, elder abuse occurs in families and communities of all social, economic, and racial backgrounds; andWhereas, individuals, civic organizations, and government plays a critical role in preventing elder abuse through education, support groups, training, assistance to those at risk, and treatment for victims; and,Whereas, Elder Abuse Prevention Month affords all Utahans the opportunity to remember victims of elder abuse and their families, promote the programs and organizations that serve them, and participate in community efforts to improve the safety and well-being of all people in Utah.Now, Therefore, I Gary R. Herbert, Governor of the State of Utah, do declare June 2011 as ELDER ABUSE PREVENTION MONTHIn addition to the above declaration, the following sponsors were recognized for the provision of education and resources for seniors in their communities:Seniors Blue Book Legacy Retirement CommunitiesDignity Home Health & HospiceSenior Care AssociatesNeighborhood HouseComfort Keepers Mountainland PharmacyEden AlternativeEnsign GroupOrbit MedicalVital Signs StaffingFurthermore Utah Non-Profit Housing Organization was honored with the Caring Communities Award and Hazel Bibles was celebrated with the Life Celebration Award.Our distinguished list of presenters included Governor Herberts Chief of Staff Paul Neuenschwander, Director of Division of Aging, Nels Holmgren, Director of the Medicaid Fraud Unit at the Utah Attorney Generals Office, Robert Steed, Salt Lake County Sherriff, Jim Winder, Coalition Chair, Diedra Kearney, Dignity Home Health & Hospice CEO, Brice Wilson, and Director of Caregiver Support at Division of Aging, Sonni YudellThis years theme was Everyone deserves to be treated with dignity and for those who presented, it was a powerful reminder that regardless of age, socio-economic status, race, gender, or health; we have a common need; to be regarded as important and treated with compassion and dignity. Abuse and neglect have no place in our society, and most especially among our most vulnerable citizens!There was a common message from each of these outstanding speakers; it will take a collaborative effort from Government, Civic Organizations, the Private Sector, and Individuals to stomp out abuse and neglect!An added feature this year was the Art for Awareness Silent Auction. Senior artists from around the state donated pieces of art for auction! There were beautiful examples of workmanship, dedication, and creativityand all were sold to help stomp out abuse and neglect!If you are /interested in helping, please contact The Utah Elder Abuse Prevention Coalition at 801-860-3801.Elder Abuse Prevention SummitSave the Date: June 15th, 2012Grand America. For more information call 801-860-3801To report Elder Abuse: in Salt Lake call (801) 264-7669; Statewide call (800) 371-7897.

WHEN DEBILITATING PAIN AND STIFFNESS IN YOUR HIPlimit your daily activities, you may need a total hip replacement. The development of total hip replacement began over 40 years ago. In 2007, more than 270,000 people in the United States underwent traditional hip replacement surgery. Today, there are more options in hip replacement surgery.The most frequent cause of discomfort and chronic hip pain is arthritis. Arthritis is the leading cause of disability in the United States. In fact, 1 in 5 people have been diagnosed with arthritis and two thirds of them are under the age of 65.When medication and other conservative treatments have failed, total hip replacement may be recommended. Total hip replacements help relieve pain and allow patients to perform activities that may be limited due to hip pain.Traditional hip replacement is the surgical replacement of the ball and socket of the hip joint with implants. There are three major components used in hip replacement. The shell replaces the socket and the femoral stem and ball replaces the top of the femur. In traditional hip replacement, an incision is made on the side on the hip, cutting muscle to access the hip joint and replacing the damaged anatomy.The anterior approach provides the potential for less pain, faster recovery and improved mobility. The technique allows for the implant to be placed by working between the muscles and tissues without detaching them from either the hip or the thigh bone. This allows for fewer restrictions, reduced scarring from the smaller incision and equal leg lengths.The direct anterior approach takes advantage of a specially designed surgical table and instruments that allow for easier access and less disruption of muscle and soft tissues. This allows for better alignment of patient and implant.The anterior technique also allows for the potential of a shorter hospital stay where many patients go home after an overnight stay. They return to the office two weeks after surgery, many using only a cane for ambulation. Some patients are not using any assistive devices at all.New techniques have provided improved functional recovery and exciting options for treatment for the hip arthritis patient. The important part is for the patient to recognize their symptoms and seek advice from trained professionals to make the correct diagnosis and appropriate treatment plan.This article was submitted by Dr. Kurtis Biggs, Orthopedic Surgeon at The Joint Replacement Institute in Naples, Fl. He can be reached at 239-261-2663 (BONE) or visit his website at www.JointInstituteFL.com for further information

To learn more aboutThe Charleston at Cedar Hills - MBK,CLICK HERE.Released today byFortunemagazine, MBK Senior Living (MSL) has been named in top 50 Best Workplaces in Aging Services list among senior housing and at-home care service companies nationwide. Of those ranked, only 30 were senior housing providers. The list was determined through data received from more than 160,000 industry employee surveys by Fortune magazines research partner, Great Place to Work.The senior living industry is filled with quality companies who seek to provide seniors with supportive environments and caring services as they age. To be named among the top in this competitive field is truly an honor, said Jeff Fischer, president of MBK Senior Living. Im incredibly proud of our company culture that puts emphasis on honoring, respecting and supporting both our residents and employees.With more than two decades of experience in the senior living and health and human services industry, MSL has earned a solid reputation for its enduring company culture based on MSLs pursuit, purpose, principles and core values that is embodied in Our Commitment.More than a mission statement, this commitment is practiced daily and has continuously yielded results, including happier, healthier residents, invigorated and enhanced lifestyles, increased self-esteem, well-trained and professional team members, caring and compassionate team members, genuine relationships, trust, respect, loyalty and more.This award could not have been possible without the dedication of our team members to Our Commitment, said Fischer. Each day our enthusiastic team members come to work with a passion for excellence, focused on exceeding the quality, service and care expectations of those we serve and it shows!About MBK Senior LivingMBK Senior Living (MSL)owns, operates and develops senior living communities providing standalone services or a combination of Independent Living, Assisted Living and Memory Care services. For over 20 years, they have focused on building an experienced operations team whose skilled management adds value to both their existing community assets and new acquisitions. Based in Irvine, CA, MBK Senior Living is a subsidiary of MBK Real Estate LLC which is supported by the vast financial strength and global resources of its parent company, Mitsui & Co., Ltd. MSL is a low-leverage, high-equity investor with the ability to complete an all-cash transaction based on the particular opportunity at hand. They are actively seeking acquisition and development opportunities throughout the Western United States. For more information, please visit the companys website atmbkseniorliving.comor on

In life, we plan for many thingsvacations, retirement, our childrens education. Yet many people dont realize the importance of planning for the inevitable time when they will all need funeral arrangements.While it can be difficult to talk about, making funeral or cremation arrangements in advance can be a gift to those you love and bring you true peace of mind in knowing that youve taken care of an important family responsibility.Planning a lifes celebration By making your arrangements in advance, you can plan a service or memorial that truly reflects your special life. From location to music to food and special mementosthe choices and details are up to you. A thoughtful, well-planned final event can provide friends and family a meaningful and memorable opportunity to gather and celebrate all the things that make you, you.Whether youre at traditionalist or a person who marches to the beat of a different drum, your life is unique, and your lifes celebration can be planned exactly as you wish. It can include special touches, large or small, to reflect your personality, passions and memorable times. From location to music to food and special mementosthe choices and details are up to you.Choosing the right provider Many who decide to prearrange turn to a member of the Dignity Memorial network of providers to guide them. As North Americas largest provider of funeral, cremation and cemetery services,the Dignity Memorial brand is known for quality, value, caring service and exceptional customer satisfaction when delivering compassionate and professional final arrangements.Your local Dignity Memorial providersResthaven Funeral Home & Memory Gardens in Ft. Collins and Allnutt Funeral Service in Loveland, Ft. Collins and Greeleyhave served our community for more than 130 years, assisting client families of all backgrounds and cultures with care, integrity, respect and service excellence. Our professionals are honored to help families make decisions and honor the memory of a loved one during difficult times, working to personalize every service and detail to honor each unique life.Editors Note: This article was submitted by Rick Allnutt. Rick is a former owner and consultant with Resthaven Funeral Home & Memory Gardens and may be reached at 970-667-0202.

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Able bodies and disabled bodies are all part of aging. The issue of disability for healthy individuals is not so much whether but when, and not so much which disabling event or illness but, how many and in what combination. The good news is that there are medical specialists and care teams that can champion the importance of coordination of care that includes customized, special attention to functional status and quality of life after a disabling event. This is important to know because functional status is by far the most important factor affecting quality of life and healthcare service utilization in the senior years. Physicians who specialize in Physical Medicine& Rehabilitation (PM&R) are trained to focus on the patient as a whole person and to put the medical management of a disabling event within the context of that individuals life and environment. PM&R medical specialists are also called physiatrists(fee-zy-a-trists0.Asking your care provider about rehabilitation led by a specialist in this area further opens the door to coordinated care on your behalf. By partnering or consulting with a PM&R specialist, your primary care physician, or your hospitalist, neurologist, orthopedic surgeon, trauma surgeon, neurosurgeon or home health care team can enhance the ultimate chances of you doing well quicker and more comprehensively with conditions such as stroke; rheumatoid arthritis; total hip or knee replacement; sports-related injuries; musculoskeletal sprains and pain; neurological diagnoses such as multiple sclerosis, spinal cord injury, and traumatic brain injury; as well as debility that can develop after being in the hospital with a prolonged critical illness. Asking for a referral to a physiatrist can be a priceless form of self-advocacy, since, even today, there remain many physicians, care managers, and home health care providers who are not familiar with the expertise available in the field of PM&R.This article was submitted by Indira S. Lanig MD, Medical Director at Northern Colorado Rehabilitation Hospital, in Johnstown, CO. The NCRH team of physicians and therapists can be reached at 970-619-3454.

Tucker Vision Center has been serving Lee County for over 26 years. Whether you just cant see as clearly as you used to or you need more detailed medical care to treat your eye infection, glaucoma, cataracts, dry eyes, or macular degeneration, Dr. Terry Tucker can make sure you receive the best care possible.One thing you will find at Tucker Vision Center that you will not find in any other location in SWFL are Oxy-view frames. These are frames designed for patients on oxygen. They help you eliminate the nasal cannula and better control the hoses from your oxygen tank, allowing you to lead a more active life style. If you are tired of your bifocal glasses and want bifocal contact lenses then Dr. Tucker can help you. Dry eyes are very common in patients over 60 years of age. A wet eye can be caused by a dry eye problem, so let Dr. Tucker help solve your problems with your tears.Many of your eye problems can be helped just by getting a routine vision examination. If you have not gotten a vision examination in the last year please come to our office and let us examine your eyes. Call 239-656-1778 or go to our web page at www.tuckervisioncenter.com.Author:Dr. Terry Tucker

Out of Balance? Poor balance and the fear of falling are primary reasons for declining mobility as a person ages. Mobility is an important factor in the quality of life. As balance worsens (increasing the risk of falling), it is more difficult to be mobile. Unfortunately, falling is the number one cause of hip fracture. Nearly 20% of all hip fractures in the elderly will result in death within the first year, and 50% of people will never regain their prior level of function. Physical therapy is a very viable and helpful resource in improving balance and mobility in order to maintain your independence. The key to helping someone improve balance is to understand why his/her balance is worsening in the first place. Determining the best intervention to address balance-related issues can be difficult and is typically multifactorial. Once the reason for the decline is determined, an effective treatment program can be designed by the physical therapist to address the issue. The following different body systems affect balance: Musculoskeletal System A person needs to have adequate strength and bone structure for mobility and balance. Somatosensory This system consists of all of the touch and nerve receptors in the muscles, tendons, and joints. A common problem affecting the somatosensory system is neuropathy. One very common form of neuropathy is from diabetes. Having numb feet makes it very difficult to balance! Eyesight We rely heavily on our eyesight for mobility and to know where we are located in our environment. Eyesight can be affected by eye conditions such as glaucoma, cataracts, or even if you wear poorly fitting eyewear. Your eyesight is not just about the acuity at which you see, but is also how the eyes move. Gaze stabilization is how well you can stabilize on a target in your field of vision. Vestibular System Our vestibular system is located in our inner ears. It provides us with information on head movement. It works to process information on the heads position in your environment. The vestibular system is one of the more adaptable systems, and with practice, it can be improved. Central Nervous System The brain is responsible for coordinating all of the information gathered by the body's other systems. Damage from trauma or conditions such as Parkinson's disease, or a stroke can also affect balance. Other factors such as medications and dehydration can also affect balance. Physical therapists work with individuals to help improve balance and positively affect ones mobility (and ultimately, his/her ability to function independently). Editors Note: This article was written by Ben Shatto, PT, DPT, OCS, Director of Therapy Services at Multi Care Home Health, and author of the website www.thePhysicalTherapyAdvisor.com

Vax-D is The Gentle Alternate Therapy (Non-Surgical) Your Best SolutionBack Pain has become a chronic problem for 80% of Americans at some point in their lives. Often times these problems are due to excessive physical strain on the body, being overweight and a result of getting older. As life happens we tend to let these problems linger and that is when they get worse. Many people allow it to get so bad to the no point of no return and are faced with the inevitable, surgery.There are other options that individuals should consider. We here at the Back Pain Institute of Fort Myers having treated patients from all over the world with Vertebral Axial Decompression (VAX-D). Our clinic was founded in 2002 and has helped to heal thousands of patients since we opened our doors. VAX-D is a non-surgical treatment that has been proven to be successful in patients with back pain caused by herniated, bulging and degenerative discs. This treatment has received FDA approval to heal a disc which allows peace of mind for most people. A lot of patients prefer avoiding going under the knife if possible. This treatment doesn't use any drugs or injections but rather utilizes a natural approach.VAX-D is a table like device that applies a distractive force to the lumbar or cervical spine, controlling the procedure via computer technology. The technology is designed to avoid stimulation of the proprioceptors that can cause muscle guarding.In a 2005 Landmark Study, VAX-D was confirmed to be one of the most effective treatments for lower back pain. More specifically, the study showed that the treatment was 88.8% successful in the 430 patients that were studied.Moreover, general chiropractic care has significant health benefits for most people. Most people seek out the care of chiropractors after they've been in an accident or a fall that causes back or neck pain but it is important to see a chiropractor for preventative measures. More and more individuals are realizing that chiropractic medicine has many other applications such as alleviating headaches, sinuses and arthritic pain. Our physicians have over 50 years experience. For full evaluation and exam call us today 239-936-2225 at Back Pain Inst. Of Fort Myers, Inc. 12631 World Plaza Lane., Bldg. 54 Fort Myers, FL 33907.

To learn more about Abbington Manor, CLICK HERE.Our mission and passion at Abbington Senior Living is to improve the lives of people.The Abbington difference is created by focusing on our residents and improving not only their lives but the lives of everyone that loves them.These areas are among our highest priorities: Delicious food that everyone loves High-quality services through professionally trained staff Life enriching activities Creating a friendly and safe place to liveThe words of a daughter of one of our residents truly reflects this passion for all our residents.Our first visit to the Abbington was on a Saturday afternoon. The marketing director, came in special to give us a tour. She was amazing!!! She was so upbeat, so patient with all our questions, and so understanding of the difficulty of moving a parent from their home to an assisted living facility. The same can be said of all the staff. From the activities director, to the maintenance man, and all the dining room staff, the cleaning staff, the nurse and CNAs. They are all so kind and every time they see our mom, they call her by name.The move to the Abbington has been 100% positive for our mom. She can now go to church on her own, and to the beauty shop by herself. She is actually more independent at the Abbington than she was living alone in her home. She eats 3 delicious meals every day. She loves going on the bus to different places and for scenic rides. She is able to exercise, play games and most importantly she gets to mingle and socialize with others of her same age and stage in life every day! She has thanked us several times for finding this beautiful place for her to live.I have recommended the Abbington to several people. I cannot praise the facility and the staff enough; they truly are the best of state.This is our mission at Abbington Senior Living.This is our focus each day.To improve peoples lives one person at a time.

If you are 62 or better, you can use a reverse mortgage loan to purchase a new home or turn your current homes equity into cash. A reverse mortgage loan is a way to turn the equity in your home into cash without having to make monthly mortgage payments. Instead of monthly payments, the loan is repaid in one lump sum when the last borrower leaves the home. As part of the loan, the borrower is required to continue paying property taxes and insurance and maintain the home.Top Potential Advantages of a Reverse Mortgage LoanFor most people, your home is the largest investment you have in retirement. Its important that you take the time to understand the facts about a Reverse Mortgage Loan. Learn more why a Reverse Mortgage loan might be right for you.Eliminate monthly mortgage payment except for taxes, insurance and home must be maintained.)Enhance qualify of life with additional cash flowLoan process can pay for in-home healthcare and nursing home costsPurchase a 2nd homeTop Retirement Strategies YOU MAY HAVE NOT THOUGHT ABOUT*.Typically, the average retiree makes their financial decisions without even thinking about home equity or a reverse mortgage loan. Here are several common retirement strategies which could change how those decisions are usually made. Medicare gap from 62-65 Roth Conversions and NUA Options Life Insurance with Long-Term Care (LTC) or Living benefit RidersThis article does not constitute financial advice. You should consult a reverse mortgage planner or financial advisor regarding your specific situation.Editors Note: This article was submitted by Bill Niehus, a Reverse Mortgage Planner. He can be reached at 719-650-2620.

The Leadership Coalition on Aging (LCA) was established in 2012 as a means for local health and human service professionals to collaborate toward enriching the lives of Collier County seniors and their caregivers.The coalition members meet monthly and seek new innovative solutions to serve seniors in the community. The LCA is sponsored by Collier Senior Resources (CSR), a not-for-profit, 501 (c) (3). It provides information about, and referrals to, a broad range of service agencies throughout Collier County, focusing on seniors and caregivers.Committees consist of Conference Committee Advocacy Committee Gift of Care Committee Empowerment Series Committee Membership Public RelationsOrganizations eligible for membership are: Non-profit organizations, 501(c)(3) tax-exempt organizations or municipal, state and federal government agencies that provide social, educational, or health and human services that benefit seniors and/or caregivers in Collier County For-profit organizations that provide social, educational or health and human services that benefit seniors and/or caregivers in Collier County.

Imagine being hard of hearing and trying to make do with someone elses hearing aid having only one, not two for both ears. If you reside in a care facility and use all of your funds to pay for your care, what would you do? Imagine needing to move to an assisted living, having limited savings and being just $200 a month shy of being able to pay privately, what would you do?These are real-life examples of residents, in senior care settings who have been helped by St. Joseph Villa Foundation for Charity Care. The purpose of the Foundation is to provide financial assistance to those in senior care settings who require care, services or support but have exhausted all other potential funding sources and do not have the financial resources to pay. Founded in April 2011 following the sale of Christus St. Joseph Villa to a for-profit group, our reach currently extends to qualified seniors who reside in the Salt Lake Valley. As our resources and funding permits, we will grow to cover the entire state of Utah, and ultimately the Intermountain West. While the Foundations name and mission honors the tradition of its Catholic roots, the Foundation is a 501 (c) (3) not-for-profit organization (not a religious charity) which accepts financial donations and provides charity care for qualified seniors, ages 55+, of all faiths, nationalities and ethnicities.The goal of the Foundation is to support our seniors, by providing dignity and improving their quality of life through the fulfillment of unmet needs. Seniors may apply for ongoing assistance or one-time assistance for items such as hearing aids, eye glasses and dentures. Applicants must meet the income resources and asset qualifications criteria and complete the appropriate application (one-time assistance or ongoing support) and submit it to the Foundation. Completed applications must include documentation of reasonable estimates of costs for items/services. Additional criteria for qualifications may be obtained through the Foundations website or by calling the Foundation office. Please note the Foundation does not provide assistance for services already rendered.Editors Note: Presented by Beth Ehrhardt, President, St. Joseph Villa Foundation for Charity Care, and may be reached at (801) 468-6806 or email: behrhardt@ensigngroup.net. For more information or an application, please visit the website: www.stjosephvillafoundation.org.

Periodontal, or gum disease, is an infection of the supporting tissues and bone which hold the teeth in place.Generally affecting adults in their 30s, 40s, and 50s, periodontal diseases are caused due to a number of reasons such as poor oral health, genetic susceptibility, chronic illnesses like diabetes, smoking, and certain medications. This infection can also contribute to heart disease, diabetes, premature aging, and weight gain. The infection continues to circulate throughout the body via the blood system and affects every major organ in the body, 24 hours a day!Treatment for Periodontal Disease used to consist of but one way, scaling and root planning, as well as invasive surgery. In addition, the dentist had no idea which type(s) of bacteria may be present.Oral DNA and Laser Periodontal Therapy is a less traumatic and much more effective procedure to treat Periodontal Disease. The Oral DNA identifies exactly which type(s) of bacteria are actively causing the infection. Based on the results, we are able to prescribe the proper antibiotics targeting those bacteria. We then utilize the Laser to access the infected pockets and to treat the infected tissue. Laser treatment is more comfortable and evidence suggests that it helps to stimulate regeneration of tissue.A topical antibiotic, which is effective for 3 weeks, is placed in the clean pocket. With proper home care and regular visits to the dentist, your Periodontal Disease can be treated and allows you to maintain teeth for the rest of your life, as well as improve the health of your entire body. It is a fact that the continual bombardment of your body with the infection and inflammation of Periodontal Disease, is devastating to all of your organs.Editors Note: This article was submitted by Couchman Center for Complete Dentistry. To determine if you have Periodontal Disease, call 719-593- 0263 for an appointment.

Its unfortunate but true: The elderly population is targeted for financial abuse.If you have elderly patients, how can you help protect them from being victimized?For one thing, urge them to never give personal information over the phone or in response to emails.Also, talk with your parents to see if they are willing to let you go over their insurance, banking and investment statements. This review can enable you to look for irregularities or suspicious activities, such as significant changes to their spending patterns, unusual cash withdrawals or sudden transfers of assets to a relative or someone outside of the family.You might also want to ask your parents to establish a durable power of attorney, which will enable you or another trusted family member to handle their finances if they cant.Discussing any of these issues with your parents may not be easy, but its certainly important. By doing whatever you can to help protect your parents from threats to their financial security, youll help pay them back for all they have done for you.Editors Note: Call us for other ideas to help protect seniors. Our Venice office is941-492-3318. Call your Wells FargoFinancial Advisor today.

Years ago Charles Kuralt had a news segment called On the Road, which aired on CBS Evening News. Charles would stop in a city, grab a phone book from a telephone booth, and let his finger randomly stop at a name. He would then meet said person and conduct a life interview with them, and my recall is that in every interview he uncovered a fascinating person with a fascinating story.It is with this approach that the staff at the Upper Arkansas Area Agency on Aging endeavor to work with our clients and their stories. Sometimes it is difficult, as time constraints, many tasks at hand, and client representation all need to be balanced. But when people leave our office and they carry themselves in a manner which reflects theyve been heard, we really feel we are doing a good job.By the time an individual has experienced enough years to be considered elderly, they have gone through an incredible array of circumstances that have formed their being and who among us cannot take the time to learn something from every single person elderly or not -- we are fortunate enough to encounter?Editors note: This article was submitted by Upper Arkansas Area Agency on Aging in Salida, CO. They may be reached at 719-539-3341 (or toll free at 877-610-3341) or by email at aaareg13@uaacog.com

As Florida begins to open up after a long, strange spring, many seniors are wondering what they can do for fun this summer while avoiding the crowds and staying safe.The Naples Senior Center is one organization that is working hard to make sure local seniors have plenty of virtual activities to choose from. We compiled some of the highlights from their list here, plus we tossed in a few additional ideas to help you plan your socially distanced summer fun.Take Up Line DancingGet ready to hit the dance floor and steal the spotlight at your grandkids weddings next year. Popular line dances, like the Electric Slide and Cupid Shuffle, are easy to learn and a ton of fun. These instructional videos are designed with seniors in mind, so get those dancing shoes on and get ready to learn some new moves!Get Some ExerciseWe all know exercise is key to maintaining healthy bodies, but fitness also contributes to healthy minds. Lace up those sneakers, grab some water, and join one of Senior Planet's virtual group exercise classes. From chair yoga to balance and strength to tai chi, there are plenty of options to keep your body and mind fit this summer.Visit the Worlds Best MuseumsTraveling may not be an option right now, but that doesnt mean you cant experience the worlds most famous art exhibits from home. Technology transports us around the globe to take in the beautiful paintings at Muse dOrsay in Paris, see some of Vincent Van Goghs most famous pieces at the Van Gogh Museum in Amsterdam and be amazed by the collection of ancient sculpture, artwork, and artifacts at the Uffizi Gallery in Florence, Italy.Learn to PaintNow that youve spent some time visiting museums, you may be inspired to make your own art. YouTube is full of painting tutorials for beginners, so pick your favorite medium and get ready to create a masterpiece! Here are some resources for getting started with acrylicsand watercolors. If you are feeling adventurous, try out some of these tutorials.Spend a Night at the OperaEach day, New Yorks Metropolitan Opera will stream a different encore presentationof a performance featuring some of the worlds greatest and most talented singers. If you would like to learn more about a specific opera or the art form in general, the Met provides an educational videoseries covering a variety of topics.Take a Cooking ClassBecause restaurants arent a great idea right now, and you are probably tired of cooking the same old meals, YouTube can help you out of your food slump. With hundreds of cooking classes and videos to help you get creative with quarantine cuisine, you are sure to find a new dinner favorite, or at least have fun trying. If youre not much of a cook, never fear. YouTube is also great for learning kitchen basics.Social distancing is an important way for seniors to stay safe this summer, but that doesnt mean you cant have fun. Try one (or all!) of the ideas above or check out some of these additional activitiesto stay active and entertained.If you do need to venture out, play it safe and follow the Centers for Disease Control guidelines, like wear a mask in public, avoid crowds, and stay two arm lengths away from others to protect yourself and them. Though its hard to stay inside, especially now that summer is here, seniors need to make health and safety a priority. There is plenty of fun to be had indoors, but if the beach is calling, I hear its lovely at sunrise.Submitted and Written By: Barrington Terrace of Naples - click here for more information

Do you ever worry about becoming forgetful? We have learned a lot about memory and why some kinds of memory problems are serious but others are not.Forgetfulness can be a normal part of aging. As we get older, some may notice that it takes longer to learn new things, or we don't remember things like we used to, or we misplace things. These usually are signs of mild forgetfulness, not serious memory problems.The following are some things learned by Midas Creek Home Health Care at a recent Dementia ConferenceEmotional problems, such as stress, anxiety, or depression, can make us more forgetful. For instance, someone who has recently retired or has lost a loved one may feel lonely, worried, or bored. Trying to deal with these life changes can easily make us confused or forgetful.Fortunately, the emotions caused by such things usually are temporary and go away when the feelings fade. Often, emotional problems can be eased by supportive friends and family, but if these feelings last for a long time, it is important to get help from a doctor or counselor.Normal forgetfulness can be improved by a variety of things to help us stay healthy and maintain our memory skills.Here are some tipsCombine a picture with the subject you have trouble remembering. Take actual pictures of things and people you have trouble remembering and make a Photo Book and carry it with you.Make to do lists. Use notes and calendars.Try mentally connecting things to other meaningful things, like a familiar name, a song, a book, or a TV show.Try to stay involved in activities that can help both the mind and body.Puzzles, reading and conversation are good.Physical activity and exercise are helpful.Simply daily walking can stimulate better brain function.Editors Note: This article was submitted by Midas Creek Home Health Care. They may be reached at 801-302-8526 or midascreekhh@digis.net If you have any other solutions that help you, please send them to Midas Creek Home Health Care and they will share them.

"An Ounce of Prevention is Worth a Pound of Cure." Benjamin FranklinTelehealth is a booming field within healthcare. We can now move the focus of care into the home in a way that is simple yet powerful. Remote patient monitoring systems like the Health Buddy System and the ViTel Net Kiosk from Robert Bosch Healthcare have the potential to improve overall quality of life and satisfaction for seniors by keeping them engaged, informed, and connected. In addition, because a clinician is monitoring their data on a daily basis, problems are caught early and dealt with immediately, thereby lowering the chances of serious complications, and decreasing unnecessary inpatient stays and emergency room visits. There are several key elements to a successful home telehealth program. These include acquiring high quality and reliable equipment that is easy to use; integrating the equipment into standard operating protocols for monitoring and assessment; physician involvement in customizing of health parameters to their patient; identification of problems and outcomes, and development of interventions; and establishing an ongoing relationship with the user that encourages self-management.In fact, telehealth.is not a stand alone system. Instead, it is a package of care that can involve a range of health care activities whose delivery is mediated via a number of different innovative information technologies. Even now, new technologies such as motion sensors are being integrated into these systems to continuously improve telehealth with the goal of greater freedom and independence for all seniors. A quality integrated telehealth program is intended for seniors who want to live independently but value the freedom and peace of mind they can receive through telehealth. By partnering with a sophisticated 24/7 call center, trained specialists can monitor data, triage changes to a RN, and create a personal relationship with the senior beyond the emergency. Having access to a nurse when questions occur, creation of a trending report for the senior, their physician, and their loved ones, and decreasing health care costs by accessing care earlier are outcomes all those involved with the senior will also appreciate. By helping Seniors feel more secure knowing their health problems may be caught early before they become major problems, telehealth is bringing an old adage to life: an ounce of prevention is worth a pound of cure.Yvonne Myers Health Systems Coordinator 970-488-3777Columbine Health Systems

To learn more aboutCarePatrol of Utah, CLICK HERE.In helping over 1,000 families findsafe care options, one of the firstquestions families ask about assisted living is how much does it cost?Many people are surprised at how affordable it is when given specificinformation about whats included.Such as utilities, food, cooking,cleaning, entertainment, transportation and 24/7 nursing care.What does Assisted Living cost inUtah? Communities charge anywherefrom $2,000 a month to as muchas $6,500, but the average is about$3,500. This amount largely depends on 3 factors. 1 How much care does the resident require? For individualsthat need help with a lot of activitiesof daily living (ADLs), the cost canbe more. This is important to keep in mind and understand that the cost may increase over time as careneeds increase. 2 Location. As will any real estate, location affects the cost. 3 Size of the room. Most communities have different sizerooms from small studio apartmentsto 2 bedroom suites. Most individuals are completely comfortable in astudio or 1 bedroom.Most assisted livings have a rentplus level of care pricing model.Which mean you have a flat baseprice for the rent of the apartmentand then added charges based on the level of care required. SomeCommunities have a flat rate all-inclusive pricing model, meaningyour price is the same every monthregardless of the care provided. In addition to the monthly cost forAssisted Living, most communitiescharge a move-in or communityfee for new residents. Make sure youunderstand all the costs associated with moving before you sign theagreement and move in. There aregreat communities at every pricelevel.Does Medicare or Medicaidpay for it?Traditionally Medicare does NOTpay for Assisted Living. It can, insome cases, pay for a short-termnursing home stay or for in-homecare. Medicaid can be used to payfor some of the costs associatedwith Assisted Living. In Utah theMedicaid program that helps payfor some assisted living charges iscalled the New Choices Waiver.Long Term Care InsuranceLong term care insurance is agreat way to help pay for some or allof assisting living costs. Some lifeinsurance policies have a long termcare rider.VA Aid and AttendanceThe VA Aid and AttendancePension is a great benefit for manyveterans. It can pay up to $2,295(2020 amount) to a married veteranand their spouse. The veteran musthave served 90 days active duty andat least 1 day during wartime. Thiscan also be an eligibly benefit for asurviving spouse.Private PayThe most common way residentspay for assisted living is with theirincome, savings, and retirement.If you have any questions aboutassisted living costs or how to payfor it, CarePatrols Senior Advisorscan help. Please call 801-717-9328for more information or visit Utah.CarePatrol.com.'Editors Note: This article was submitted by Randy Chipman, Certified SeniorAdvisor, Certified Placement and ReferralSpecialist. He may be reached at 801-717-9328 or by email at Utah@CarePatrol.com

In June 2010 a profound and impactful meeting was held to discuss the problem of and prevention of elder abuse in Utah. Community leaders and government met to make a difference. As a result of the 2010 Utah Elder Abuse Prevention Coalition, Utahs Governor Gary R. Herbert made the following declaration:Whereas, nearly one-quarter of a million Utahns are over 65 the age of sixty-five;Whereas, Utah Adult Protective Services received 3117 reports of elder abuse, neglect and exploitation in 2009, an increase of more than twenty percent from the previous year;Whereas, elder abuse occurs in families and communities of all social, economic, and racial backgrounds; andWhereas, civic organizations and government plays a critical role in providing education, support through training, assistance to those at risk, and treatment for victims;Whereas, Elder Abuse Prevention Month affords all Utahns the opportunity to remember victims of elder abuse and their families, promote the programs and organizations that serve them, and participate in community efforts to improve the safety and well-being of all people in Utah.Now, Therefore, I Gary R. Herbert, Governor of the State of Utah, do declare June 2010 as ELDER ABUSE PREVENTION MONTHIn addition to the above declaration, the following sponsors were recognized for the provision of education and resources for seniors in their communities:Seniors Blue BookLegacy Retirement CommunitiesDignity Home Health & HospiceLaw Office of Calvin CurtisHeritage Park Care CenterComfort KeepersPetersen MedicalThe distinguished list of presenters included Lt. Governor Greg Bell, Director of Division of Aging, Nels Holmgren, Director of the Medicaid Fraud Unit at the Utah Attorney Generals Office, Robert Steed, Salt Lake County Sherriff, Jim Winder, and Director of Outreach for the Senior Behavioral Unit at Salt Lake Regional Medical Center, Nina Ferrell. Furthermore Legacy Retirement Communities was honored with the Caring Communities Award and Audrey Collman was celebrated with the Life Celebration Award.There was a common message from each of these outstanding speakers; It will take a collaborative effort from Government, Civic Organizations, the Private Sector, and Individuals to stomp out abuse and neglect!To report Elder Abuse: in Salt Lake call (801) 264-7669; Statewide call (800) 371-7897.Please watch www.SeniorsBlueBook.com for information on the 2011 Elder Abuse Prevention Summit. If you are interested in helping, please contact The Utah Elder Abuse Prevention Coalition at 801-860-3801.

For those living with Alzheimers disease it is important to understand the dietary needs and mealtime changes that need to occur to ensure a safer, more enjoyable quality of life. Mealtime means more than a balanced diet, as it is a key component of daily living providing a routine and socialization.For someone newly diagnosed with Alzheimers disease and in the early stages, mealtime is a good time for socialization, with slight modifications. For example, rather than having a dinner party at a busy restaurant with 12 people, an intimate gathering of 4 6 at someones home would be more enjoyable. This would also be a good time to start a mealtime routine. Evening time can become a time of anxiety and aggression in those living with Alzheimers. Late meals can add to this and act as a trigger for unpleasant behaviors, so it is recommended that the largest meal of the day be midday. Evening time should consist of a light snack, making it easier to sleep through the night.As the disease progresses to the moderate stage, it is necessary to increase taste, texture and color of the meals. Bright colors from fruit and vegetables add interest to the plate, and smoother textures can ease swallowing. Eating in small groups consistently will provide comfort and familiarity and having a constant dinner partner can also be beneficial.In the late stages of the disease, it is important to focus on the texture of the food, for ease of swallowing. As it become harder for those with Alzheimers to control their tongue and muscles used for eating, a smoother texture is needed throughout the diet. Of course, during this time, nutrition is just as important. Often times, supplements or shakes are needed to ensure the right nutrition is being consumed. Additional care and assistance during mealtime is needed.When choosing a community look for one that offers an onsite chef, who understands the needs of those living with Alzheimers and have the meal plans reviewed by a registered dietician, to ensure that menus are nutritious and well balanced.Editorial Note: This article was submitted by The Cottages at Chapel Creek. The Cottages has been operating in Texas since 1997 and is family owned and operated by The Cottages Senior Living. They may be reached at 972-464-2757.

If you or a loved one were facing a terminal illness, would you know where to turn for information about end-of-life care?Every year, half of the American population will be touched by the death of a friend, family member or colleague. Hospice providers across the country are united in urging all adults, regardless of age or circumstance, to learn more about end-of-life care options that can transform dying into the final act of living well.There are four general questions that should be explored before one is touched by the unsettling reality of a terminal prognosis, explains Ann Klein, RN, VITAS patient care administrator in New Jersey North. They are:How will pain be managed?If the patient prefers to remain at home, what kind of assistance and in-home care will be available?What role can family members have in patient care?How will the spiritual and emotional support necessary for quality end-of-life care be administered?Hospice is an end-of-life care option that answers all four questions, Klein says. Tailored to the needs of each patient and family, hospice provides care to patients diagnosed with a terminal illness. It includes expert pain management, but also goes beyond medical care, providing emotional and spiritual support that most Americans believe is an important aspect of end-of-life care.Hospice care is provided by a multi-disciplinary care team comprised of doctors, nurses, home health aides, social workers, clergy, and trained volunteers. Hospice care typically is provided in the home, allowing the patient to stay in a familiar setting surrounded by family and friends. Home is loosely defined, so terminally ill residents of nursing homes and assisted living facilities can receive hospice care without having to consider moving.Medicare, Medicaid and most private health insurance plans provide coverage for hospice services. The Medicare Hospice Benefit is an all-inclusive benefit and includes coverage for physician services, nursing care, home medical equipment and medical supplies, prescription drugs and over-the-counter medications related to the patients terminal illness, counseling, spiritual support and bereavement support for the patients loved ones. Patients and their families receive all benefits without any additional co-pays or ancillary payments.Editors Note: This article was submitted by Robin Marshall, General Manager of VITAS Innovative Hospice Care of New Jersey North. For more information about hospice, visit the National Hospice and Palliative Care Organization, www.nhpco.org, or call VITAS at 973-994-4738.

Refers to a comprehensive program of care to patients and families facing a life threatening illness. Hospice emphasizes palliative rather than curative treatment. The dying are comforted. Professional medical care is given, and sophisticated symptom relief provided. Very few Home Health Agencies are also licensed for Hospice care.#listing_mgr{8 basic_search}##listing_mgr{7 basic_search}#

Bonded means that a bonding company has secured money that is available to the consumer in the event they file a claim against the company. Insured refers to what happens if someone gets hurt on the job. If the company isn't insured, then the claim gets filed against the homeowner's insurance. If the company is insured, then the claim gets filed against the company's insurance. Workers' compensation laws are designed to ensure payment by employers for some part of the cost of injuries, or in some cases of occupational diseases, received by employees in the course of their work.#listing_mgr{8 basic_search}#

You're not healthy without good oral health (US Surgeon General Koop) Do you want to feel good, stay healthy and look great throughout life? You might be surprised what a difference a healthy mouth makes. By adopting healthy habits at home, making better choices about diet and lifestyle and seeking regular professional dental care, many older adults are keeping their teeth, staying healthier and looking better than ever.The Mouth/Body Connection Did you know that an unhealthy mouth worsens serious medical problems, such as, heart disease, stroke, diabetes and rheumatoid arthritis? Medical studies make it clear that a healthy mouth means a healthy body and visa/versa. Your teeth are important for speaking, chewing, digestion, smiling and your overall appearance. And your teeth are never too old to be repaired or replaced. If you don't maintain your natural teeth or replace the teeth that are lost, your overall health will suffer. There is a connection between a healthy mouth and a healthy body. Bleeding gums, receding gums, or sensitive and loose teeth are not normal at any age.Adding Power to the Chewing SystemIf you've lost all or some of your natural teeth, your dentist can make removable dentures, partials or bridges, but they aren't the only way to replace teeth anymore. Dental implants are an option that many older adults are choosing to increase their chewing power to help them eat right, feel better and look great. A conventional denture that is not supported by implants replaces only 10-20% of your chewing power, while an implant supported denture can increase your ability to chew up to 75-80%.Prevention is Key!Brush your teeth two-three times/day with an ADA approved fluoride toothpaste and a soft bristle toothbrush or electric toothbrush. Clean in between your teeth with floss or other interdental cleaner daily. Talk to your dentist about what oral hygiene products work best for your teeth and gums. Drinking plenty of water throughout the day helps prevent tooth decay and gum disease no matter how old you are. Finally, visit your dentist every 3-6 months for a complete dental check up that includes an oral cancer exam whether you have your full compliment of teeth or not.Editor's Note: This article was submitted by Colleen S. Carter, D.D.S.. Dr. Carter is an advanced restorative dentist and may be reached at 303-765-2824 or drcarter@drcartersmiles.com and on the web at www.drcartersmiles.com

To Learn more aboutElder Quest, CLICK HERE.The pandemic has taught us both the need we all have to age in place as well as the available and not so available community resources to help us reach that goal. But you do have control over personal resources in which to obtain this goal. You may be even surprised to know what you can do! What are these resources and tasks which I have control over?? You start with an Aging in Place Plan.To begin, start with an Estate Plan. This can be simple or complex depending on your life situation. But get it done! This plan will include not only a Will, but Advanced directives. At Elder Quest we also like to have our clients complete a list we call, These are a few of our Favorite things This provides more details about what brings you joy in your life. What makes you comfortable and what makes you uncomfortable. You can do this! You owe it to yourself and to any others in the future who will be trying to provide the best care for you.Next step towards your Aging in Place Plan, is to take a look at the Place! Is it your current home? If so- take a good look at the lay out, it access from outside, steps, doorways, lighting, bathroom features etc. There are many professionals who could help you assess your current home and provide suggestions for now or in the future. Home improvements and technologies are available to allow us to stay at home safely and independently!So far, we have touched on your Aging in Place Plan that involves what you can do and with your resources. Now what about the community resources available to help you age in place? There are many! Both free and pay for services are available. As we have seen during the pandemic, there are more services available to people of all ages. The food delivery services alone has exploded. There continues to be Home Care both Medical and Non Medical to keep your home and you happy.If all this sounds a bit overwhelming, there are professionals out there to help you organize your Aging in Place Plan. Please give us a call and we would be glad to help you get started or to help you wherever you currently are in your Plan process!Editors Note: This article was submitted by Paula McCormick MSW LSW of Elder Quest. She may be reached at 970-985-5950 or by email at elderquestgj@gmail.comTo Learn More Click:https://www.seniorsbluebook.com/senior-resources/elder-quest-grand-junction-co-3

The landscape of healthcare is shifting from hospitals to home. Healthcare studies predict that as much as 30% of today's current hospital services will migrate to the home, where patients can receive treatment and recover in a more familiar, more comfortable environment.With this shift comes the need to coordinate the services that are administered to home based patients, especially to the elderly, who may require an array of services. These include medical services provided by licensed healthcare professionals, such as skilled nursing, outpatient rehabilitation and social work, combined with personal care provided by non-medical caregivers assisting with activities of daily living. A combination of services can dramatically improve the quality of life of an elderly person in need. Yet the services also present the challenge of administering them in an orderly and efficient manner.The solution is to assign the coordination and management of all home based services to one source. By having one case manager monitoring all the home based services, the delivery of service can not only become more efficient and safe, but it can also leverage the knowledge, experience and observations that each discipline offers.Healthcare and personal caregivers are by nature caring and proactive people. When they are brought into a home environment, they will not only conduct their own assigned tasks, but they will see opportunities for additional services that will benefit the patient and their family. With coordinated homecare management, each healthcare professional knows where they can send their observations and suggestions (directly to the case manager) and actions can be taken to provide those additional services, if desired.This approach promotes "see the need - meet the need" to the home environment, providing a higher level of care to the elderly who prefer to stay in the comforts of their own homes. The coordinated approach also offers a greater sense of relief to family members, such as adult children, who can rely on a trust-worthy central source to provide a broad range of guidance, recommendations and services for their aging parents at home. With the growing trend of shifting health and personal care services to the home, the coordinated approach will provide a more effective health and personal care experience for the elderly and their families.Editors Note: This article was submitted by Kim Trabing, LPN Executive Director at Salus Home Care and Salus Home Health www.salushomecare.com . She may be reached at 801-566-1185 or email: ktrabing@salushomecare.com

There are more than 3.4 million unpaid family caregivers in Texas. It is with pride that we extend our thanks to each one of them. Family caregivers are the meal givers, the medicine givers, and the compassion givers. They help their loved ones bathe and dress, prepare meals, drive to medical appointments, assist with finances and much more. Some perform complex medical tasks like giving injections, managing complicated medications or cleaning wounds often with little or no training. Many provide this 24/7 care while working full-time without a break.Caregivers often sacrifice their time, money, and even well being to ensure that their family member is given the ability to live comfortably in their home and out of costly institutions. But in the process, caregivers can sometimes lose sight of the importance of taking care of their own needs and are often taken for granted, despite the high value of care they maintain.The cost of care unpaid family caregivers provide in Texas alone is estimated to be $35 billion a year; and its $470 billion worth of care provided nationally. That amount is more than the annual sales ($469 billion) of the four largest U.S. tech companies combined (Apple, Hewlett Packard, IBM, and Microsoft).Family caregivers arent recognized nearly enough; they not only deserve our thanks, but they deserve our support. Caregiving is a labor of love, but its also often an incredibly time-intensive one. We extend our deep gratitude for the many things that they do.Editors Note: This article was submitted by AARP State Director Bob Jackson.

Senior centers are gathering places for seniors who are still active and are seeking a place for planned activities, friendship, and planned programs. Lunches are usually served, and transportation may be available.#listing_mgr{7 basic_search}#

Selecting the right Medicare health insurance coverage is more challenging than ever before. Not only is there a large and confusing selection of choices (Original Medicare, Medicare Advantage, Medigap, Pensions, Tri-Care, Prescription Drug Plans, Cost Plans, MSA, PFFS, PACE, Special Needs Plans, etc.), but finding truly knowledgeable, unbiased advice seems almost impossible, yet it is critically important to you.Most folks on Medicare don't really know or understand the coverage they have as compared to the other options available. This can lead to MAJOR PROBLEMS down the road. Some of these problems are: HUGE co-payments for hospitalizations, surgeries, cancer treatments (chemo & radiation), chronic illnesses etc. I've even encountered people that were refusing necessary cancer treatments because they simply couldn't afford them. Another common problem is going into the doughnut hole sooner than need be.The right Medicare advisor can help you avoid these common problems. But finding the right advisor isn't always easy. Here are the traits you should look for in an advisor to ensure that you receive knowledgeable and unbiased advice; 1) Make sure your advisor specializes in Medicare. Just because your agent may know a lot about auto or life insurance, doesn't mean they know about Medicare. 2) Make sure your advisor is independent, not tied to just one or two insurance carriers. This is not a one size fits all type of insurance, mistakes or bad advice can be very costly. 3) Make sure your advisor can offer multiple types of policies from multiple carriers. 4) Make sure your advisor does regular reviews of your coverage as your needs will change over time. 5) Is there an advisory fee? The short answer should always be no.Make sure you get the expert Medicare advice you need. This will help ensure you get the best Medicare has to offer, rather than letting Medicare get the best of you.Editors Note: This article was submitted by Bill Gundelfinger-Mr. Medicare of Senior Benefit Advisors, Medicare Experts. Helping Medicare Beneficiaries get the most out of their health insurance. He can be reached at 720-259-4777

For more information on the author Comfort Keepers Sarasota, CLICK HERE.Maintaining our physical health as we age is an important part of overall wellbeing. Making activity part of our daily routine becomes more vital as we age but can also be more difficult.*Only 35-44% of adults over 75 are physically active.Seniors should always discuss their physical activity level and ability with their physician. For most, engaging in 30 minutes of moderate activity each day can have numerous long-term benefits.There are a variety of low-impact exercises and activities that can be beneficial for seniors. Low-impact exercise can elevate the heart rate, which in turn has physical health benefits.While it is typically easier to participate in these less rigorous types of exercise, older adults should always talk to their doctor before starting a new program.Types of low-impact exercise can include:Walking: One of the benefits of walking is that, unlike running, its easier on the joints. Plus, it doesnt require any special equipment or a gym membership. With a comfortable pair of tennis shoes and a smooth pathway, someone can start this right away. For the most benefit, keeping a brisk pace for at least 15-20 minutes is important.Swimming: Whats better than minimal stress on the joints? No stress at all. Swimming provides a number of benefits, including strengthened shoulders and increased lung capacity. Seniors can also take part in water aerobics or walk on underwater treadmills.Yoga: From improving flexibility and coordination to strengthening your core, theres very little that yoga doesnt do. Additionally, yoga has been shown to improve mood, focus, and overall mental well-being.Pilates: This exercise allows for very slow and concise movements, designed to improve posture and flexibility. Like yoga, Pilates are known to improve mental well-being.Cycling:With the proper safety measure in place (including a helmet, shin pads, and appropriate configurations), cycling can do wonders for not only the cardiovascular system but also the joints and various muscle groups.Weight training: Weight training can be done at home, with small free weights or even moderately heavy objects that you can grip easily, or at a fitness center. Consistent repetition is key, as is advancing to heavier weights over time.Leg Raises: These can be done at home with no equipment. Simply stand behind a chair, and while holding on to the back of the chair, move one leg to the side and then back. Repeating this, with different variations, can help strengthen lower back and thigh muscles.Dancing: In recent years, there has been a rise in the popularity of dance class enrollment and for good reason. The constant movement in dancing classes can help circulation and flexibility. Attended these classes can also provide great opportunities to socialize and connect with others.Comfort Keepers Can HelpAt Comfort Keepers, we create individual care plans for every client. These plans include wellness goals that consider physical, mental and emotional health. Our caregivers can help your aging loved one establish a daily routine that promotes a healthy lifestyle. Whether thats taking daily walks or providing transportation to the local gym, well work to provide care that is unique to your loved one. OurComfort Keepersprovide the essentials our clients need to live a healthy, active, and independent life.To find out more about our other in-home care services, contact us today.References:Department of Health & Human Services. Facts and Statistics: Physical Activity. Web. 2017. NIH Senior Health. Exercise: Benefits of Exercise. Web. 2017.Everyday Health. 10 Surprises About Heart-Healthy Exercise by Beth W. Orenstein. Web. 2014.American Senior Communities. The Best Low Impact Exercises for Seniors. Web. 2017.AZ Central. Low Impact Exercises for Seniors by Kathryn Rateliff Barr. Web. 2017.

Caring for a family member with Alzheimer's and dementia can be time consuming and often requires additional resources and support. It is not always easy to know when a loved one is ready to make that transition. The early onset of Alzheimer's and dementia can take years to fully unfold, or in some cases instances of the disease can start happening overnight, making it hard to prepare for what is to come. As a family member, you are not only dealing with its effect on you and your family, but you are also faced with how to best care for your loved one. The most important decision when preparing is one that makes them comfortable, while also providing the best care possible.Those just starting to suffer from Mild Cognitive Impairment (MCI) may need some help day-to-day but commonly can continue residing in Assisted Living. Many residents currently living in a traditional memory care setting could flourish in a less restrictive and more stimulating environment. Transitional Memory Care is just the program for those who may have memory issues, but are not ready for the more structured memory care. Transitional Memory Care not only supports the resident facing mild memory loss, but with added socialization and a stimulating program, they are also able to maintain their quality of life as they age.It is understood that active socializing stimulates the mind, encourages companionship and provides a sense of overall well-being. The life engagement programming of Transitional Memory Care helps add a sense of enjoyment and quality of living for residents who may be reluctant to participate in social settings. Socialization plays a large role in maintaining quality of life as individuals age. Those who have strong social networks live longer and are healthier. Social engagement has been found to stimulate multiple body systems including the cognitive, cardiovascular, and neuromuscular systems. The best of this programming combines and strengthens relationships through engagement in activities with others who enjoy the same interests and personalization to meet the overall needs of the group. For that reason, the most successful transitional memory care programs have a limited group size, operate at least 5-7 days a week and have structured activities and opportunities for socialization.To learn more about transitional memory care and how it may benefit your loved one, please visit Spectrum Retirements The Residence ClubEditors Note: This article was submitted by Spectrum Retirement Communities, LLC of Denver, Colorado.

Many older people think about how they want to dispose of their home and other property when they die. To assure this is handled as they wish, they make a will. They also can decide and document who will make financial decisions if age or illness no longer allows them to do so. Sometimes people are not aware they can also establish a plan for the health care they want near the end of life. This process is called advance care planning (ACP). An outcome of ACP is the completion of two legal forms, generally found in one document called an Advance Directive.Often people delay in completing an advance directive because they dont know where to obtain forms and worry how difficult it will be to complete them. A good resource is the Prepare for Your Care website at https://prepareforyourcare.org/welcome where an easy to understand video can guide you. You can also go to a link at the site to obtain the forms. The two parts of the form are described here: 1. A Health Care Power of Attorney (HCPOA) is where a person designates someone to be a medical decision maker to make health care decisions for a time that may come when a patient is unable to speak or make treatment decisions. This person may be referred to as your health care agent or surrogate. When choosing your agent, it is important to select someone who knows you and your wishes and values, who will be able to make difficult decisions, and understands how you would make decisions if you were able. He or she should not be afraid to ask difficult questions and advocate to doctors. You should have a conversation with the person you have chosen to confirm his/her willingness to act as your agent to increase the likelihood your wishes will be followed. If an agent is not named, the law provides for a representative to be designated. This person may not be someone you would choose. Further, an appointed representative may not have a clear understanding of your values and treatment choices. 2. In a Living Will (LW), you plan ahead for the medical treatment you receive as you approach the end of life. This can be difficult decision-making and often people want to discuss option with family members, a doctor, attorney or spiritual adviser, but it is not required. Your LW becomes effective only if you become incapacitated and have an end-stage medical condition or are permanently unconscious and there is no realistic hope for significant recovery. In the LW, you define your wish to not receive aggressive medical care, so you can die a natural death. Another choice would be aggressive treatment that could include cardiac resuscitation (CPR), a breathing machine or dialysis. Whatever you decide, the information will serve as instruction to your agent and your health care professionals. Once you have engaged in the process to identify your preferences and have completed the legal forms, you will need to have your health care directive signed by two witnesses. In Pennsylvania, notarization is not required. When you complete an advance directive, you should give a copy to your agent and to your doctor. It is also good to review your documents occasionally. Having a family meeting to share your decisions with your loved ones can be helpful. Family members are often comforted that they have an understanding of what Mom or Dad or another loved one would want when they can no longer get answers. You can find more information at the following websites: https://prepareforyourcare.org/welcome... www.acba.org/public/livingwill... www.haponline.org/Initiatives/Endof-Life-Care-Planning Editors Note: This article was submitted by Marian Kemp, RN, of the Coalition for Quality at the End of Life (CQEL). She may be reached at papolst@verizon.net

With each passing year, new data continues to prove that Alzheimers disease is a growing epidemic. Significant increases in costs and incidence, including care costs for individuals living with Alzheimers or other dementia's surpassing a quarter of a trillion dollars have been reported in the Alzheimers Association 2018 Alzheimers Disease Facts and Figures report.However, this years report goes beyond the statistics with a special report on the financial and personal benefits of early diagnosis, addressing prevalence, mortality and morbidity, caregiving and what the disease could mean to our health care system if left unchecked. As the number of older Americans grows rapidly, so does the number of people living with Alzheimers and the impact to the nations economy. An estimated 5.7 million Americans are currently living with Alzheimers with an expected increase to 7.1 million people by 2025. There are currently over 400,000 people in Pennsylvania who have been diagnosed with Alzheimers or a related dementia and it continues to increase each year. This number does not include all those who are affected by the disease such as family and caregivers, states Jeremy Bland, Director of Marketing and Communications, Alzheimers Association Greater Pennsylvania Chapter. In fact, by the time you are finished reading this article 1- 2 people will have developed the disease based on the fact that every 65 seconds another diagnosis is made. Alzheimers disease is not only affecting those diagnosed, but caregivers as well. Due to the long duration of this disease, the strain on Alzheimers caregivers can last several years and produce serious declines in caregiver physical, emotional and financial well-being. In 2017, 16 million Americans provided an estimated 18.4 billion hours of unpaid care in the form of physical, emotional and financial support at a valued cost of $232.1 billion. The difficulties in providing this level resulted in an estimated $11.4 billion of additional health care costs for Alzheimers and other dementia caregivers in 2017. By 2050, the total cost of care is projected to exceed $1.1 trillion. Unfortunately, mortality from Alzheimers disease also continues to rise. While deaths from other major causes continue to decrease, new data shows that deaths from Alzheimers disease have more than doubled, increasing 123 percent between 2000 and 2015. In comparison, the number of deaths from heart disease the number one killer in America decreased 11 percent. Alzheimers is the most underrecognized threat to public health in the 21st century according to Dr. David Satcher, former U.S. Surgeon General and former Centers for Disease Control and Prevention (CDC) Director. Investing in a nationwide Alzheimers public health response will help create population-level change, achieve a higher quality of life for those living with the disease and their caregivers, and reduce associated costs

To learn more aboutPacifica Senior Living Millcreek,CLICK HERE.The comfortable solution for an uncomfortable situation, our Respite Care program in Salt Lake City provides the care and assistance someone might find necessary while away from home. Whether its due to hospitalization or a temporary need for a place to stay, this living option offers a short-term housing solution that comes with all the other perks of living in our senior community attached.Phone today to learn all the details about our Respite Care program in Salt Lake City.A Helping HandAt Pacifica Senior Living Millcreek, all residents are treated as individuals with specific consideration. Our professional staff, together with the licensed nurse, Certified Nursing Assistants and Med Techs will offer all the daily assistance and support needed to recover after a medical procedure. It also means your loved one will have the opportunity to spend time at our library, outdoor patio garden, and arts & crafts center, as well as to join our life enrichment activities and events. Some of the resident favorites include the weekly happy hour, strength and balance exercise program, bingo games, and the mini manicures.

Caregivers wonder about signs indicating a loved one may have Alzheimers or dementia.Is simple forgetfulness an indicator? Is the type of forgetfulness a factor? How complicated is memory loss to diagnose? How might I notice true forgetfulness in a loved one? Isnt becoming forgetful as we age normal?There is a term called cognitive control that means the ability to coordinate, organize behavior, plan, and reason which are considered higher order brain processes that support or impair day-to-day function. Disorganization and an inability to plan becomes more relevant with an individual who previously possessed or excelled with these skills.Are you noticing stacks of mail on the kitchen table unopened? Does your parent tell you repeatedly that they are going to take a specific action yet the action never occurs? Is your loved one able to evaluate information between two alternatives and easily make a decision? When questioned, does mom or dad say, Ill decide later or I just cant make up my mind.Delay tactics that may seem normal may indicate cognitive decline. Responses that are vague rather than specific may indicate cognitive decline. No one wants to admit that he or she cant remember or make a reasonable decision. We either know and can recall information or we cant. Sometimes we may experience a delay in accessing information; this is normal. When we cant remember at all or we continually repeat information this is indicative of memory loss.Seek a specialist like a neurologist or a neuropsychologist to complete a thorough cognitive assessment to determine if what you are seeing is normal aging or something more serious. If you or a loved one are seeking information related to aspects of daily care and caregiving, my book, The Caregiving Trap: Solutions for Lifes Unexpected may be found at www.TheCaregivingTrapBook.com.Editors Note: This article was submitted by Pamela D. Wilson, MS, BS/BA, CG, CSA. Pamela may be reached at 303-810-1816 or at pamela@thecarenavigator.com.

One on one assistance with Activities of Daily Living (ADLs) and Instrumental Activities of Daily Living (IADLs)#listing_mgr{7 basic_search}#

COVID-19 has created a perfect storm for scammers to take advantage of ongoing confusion surrounding the situation and people in need.Better Business Bureau (BBB) research has found that people who are living alone or those feeling isolated from others are more likely to engage with and lose money to scammers. In addition, one in four seniors (ages 65 and older) reported a loss to fraud this past year.BBB has been receiving reports concerning scammers posing as the World Health Organization (WHO) and Centers for Disease Control and Prevention (CDC) under the guise of providing updated safety information or claiming that a mandatory COVID-19 test must be taken, requesting verification of personal information. Additional COVID-19 related scams include online purchase fraud involving product shortages and fake check scams claiming to be additional economic impact payments for a fee.Scammers constantly change their tactics, but seniors can stay savvy against COVID-19 scams with the following BBB tips:Dont be afraid to contact someone. Reach out to a family member, neighbor or an organization you trust for advice. It should be a red flag if someone tries to rush you into an immediate decision involving your personal and/or financial information.Avoid miracle product claims. Products and services claiming to prevent or protect against diseases like COVID-19 are often unsubstantiated. Dont automatically believe a companys promoted testimonials either; research the company and product through trusted organizations like the Better Business Bureau.Be wary of offers sounding too good to be true. Scammers search for individuals looking to catch up or get ahead financially. If your retirement was affected by the markets ups and downs dont panic. Instead, take a deep breath and contact a trustworthy broker or financial advisor.Be smart and aware. Knowing about the scams out there significantly reduces the likelihood of financial loss. When someone contacts you about an amazing opportunity, its easier to separate fact from fiction.Learn more helpful tips about COVID-19 scams at bbb.org/coronavirus and track and report scams you encounter at bbb.org/scamtracker.Editors Note: This article was submitted by Caitlin Driscoll, Public Relations Director of the Better Business Bureau serving Western Pennsylvania. For more information, visit bbb.org or call 877-267-5222.

Finding the right setting for your loved one is a weighty decision. Sometimes you may find the perfect place but its only perfect for a few months. For some people, a large apartment setting is exactly what they want. They can take advantage of amenities like a swimming pool, theatre, beauty shop, and community room. However, as needs increase, a large setting isnt right for everyone. Here is a story of a life changed by a move to a smaller setting. Frank had lived in a large facility in the locked memory unit. He was an artist at escaping, telling unsuspecting family members can you hold that door? He didnt look or sound impaired in the least, and there was an endless supply of uninformed visitors. Frank was a generous and appreciative man. When someone served him a meal, he was so grateful that hed reach into his pocket for his wallet to give a tip. However, due to the risk of financial exploitation in the big facility, he was only allowed to carry a quarter. Every time he reached into his pocket, many times a day, he was humiliated. When he moved to our 6-person home with a 1:3 staff to client ratio, he was easily redirected when he didnt know what to do next or where to go. We discovered his love of counting coins, and we always needed his help to get our coins counted. We knew there was no exploitation going on, because his coin collection steadily grew as staff and families emptied their pockets into his container! For the bigger bills, we established a system whereby staff counted his money and at beginning and end of each shift, so he could carry a lot of money. He was able to give staff big tips, and he felt great about it. Sometimes wed get a $20 tip for serving him dinner. When Frank wasnt looking, wed slip the money back in his wallet. In spite of his memory loss, the positive feelings he gained from being a generous and needed person stayed with him all day. He was an absolute delight to serve, and like all of our clients, we came to cherish him. If you think your loved-one would benefit from a smaller setting, look into Residential Care Homes. They may be just the alternative for which youre looking.Written by Deb NygaardArthurs Senior CareAdmissions DirectorDeb.nygaard@arthursseniorcare.com651-294-4798www.arthursseniorcare.com

Considering making a claim? Long-term care can be a great product to provide seniors the financial ability to live their seniors years the way they want to live.Many people, who have long-term care insurance frequently initially, have difficulty filing the long term care claim.The problem is every industry has its own language. Long-term care has its specific terminology with specific meanings. The terms may not mean what most people think they mean.I am a Certified Financial Planner, who provides simple solutions to people who have questions regarding long-term care and long-term care claims. I provide one hour of free consultation to help you determine what you need to provide to get ready to file your long-term care insurance claim.I can help you with questions or problems such as:- What are you policy benefit triggers?- What services can apply toward your elimination period?Is your current situation covered by long-term care? Have you been denied long-term care benefits for reasons that you can't really explain?If you are in the process of turning in a long-term care claim, it may be worth a free phone call to at least review what you feel qualifies and what you need to do to make sure your claim is processed and paid in a timely manner.This article was submitted by Tom Dean, President of Comfort Keepers, 239-590-8999.

Cosigning on a private student loan can be a big help to students trying to take out private student loans for college. How does a cosigner help? A cosigners credit history is factored into the approval decision, and a cosigner can strengthen a private loan application when a student lacks a long or solid enough financial track record.Technically, anyone whos an adult can cosign a private student loan application. Most students get their parents to co-sign, but friends and other family members can cosign. If youre still hurting for some help, grandparents could be the next cosigner choice. Like any other adult, grandparents are perfectly capable of cosigning a private student loan application. While this can be helpful in a pinch, it bodes well to think about the actual responsibility of a cosigner.Considering the Risks of a CosignerAlthough it may be difficult for a grandparent to refuse helping a family member, it is necessary to think about the consequences of cosigning a private loan. Co-signers are legally on the hook for debt repayment, just like the primary borrower. If the primary borrower slacks during repayment, then the cosigner will be responsible for the remaining debt.If your cosigner is a grandparent, you need to think about the implications cosgining could have on their livelihood. Senior citizens are often on a fixed or limited income, and taking over student loan payments could negatively impact their finances uncontrollably.Heres an example. For a $100,000 private student loan on a ten-year repayment plan at six percent interest, a grandparent could be on the hook for a monthly payment of $1,100. While thats an extreme loan example, interest rates can often push double digits, so its easy to see how a grandparent could struggle with an unexpected burden.There are other consequences to consider aside from paying money. If the student loan enteres default and collections, then your grandparents could take a major hit on their credit if they cant pay up. On top of this, your grandparents could be subject to debt collectors who sometimes take a hard aggressive line.With the consequences out of the way, it remains to be seen whether a grandparent cosigner would even help a credit application.Would a Grandparent Actually Help Your Private Loan Application?The first reason for adding a co-signer to a private student loan application is to improve the chances of approval. A borrower who has higher income and stronger credit history should theoretically improve those chances.Second, the next reason for using a cosigner is to increase the chances of receiving favorable terms on an approved private student loan. If you have a good cosigner, then you should have a better chance at receiving a lower interest rate.Its easy to assume a grandparent would fit the bill for a strong cosigner, but you should take into account their financials such as income and credit history.If he or she isnt working anymore, then this could be a huge factor in a credit decision. A good co-signer candidate has the means to cover loan payments if the student borrower defaults. If your grandparents are retired without an income, then theres the chance they wont be able to cover payments, reducing the chance of a successful application.Furthermore, theres plenty of credit history to go over; you should discuss their past financial history. If theyve been responsible the entire time, then they should be in good shape as cosigners. If not, this could be a negative factor on an application.Protecting Yourself When You CosignCo-signing on a private student loan for a grandchild can make all the difference in paying for college, but be cautious in doing so.Read the fine print regarding the definition of default. This could differ from lender to lender, and its an extremely important detail to understand if youre a cosigner. Also, review what actions the lender can legally take against the borrower or co-signer in the event of a missed payment. You should also look into the terms regarding the event of death, disability, or bankruptcy. These all have an impact on how a lender will approach a cosigner.It is also essential to check if there are prepayment penalties with private student loans, especially if you anticipate taking over loan payments at some point in the future. Taking a moment to understand your obligations as a co-signer is necessary if you want to help a grandchild, and yourself, in the pursuit to cover tuition.Our original source:https://lendedu.com/blog/can-a-grandparent-cosign-on-a-private-student-loan/

Mom and Dad are not currently living in their home.  Perhaps this is a temporary thing.  Perhaps it is a permanent thing and you just have not yet sold the house.There are two things that you need to be very aware of - water and insurance.A few years ago we purchase this home on Manchester in the northland of Kansas City.The homeowner did two things very wrong, and we share his story to help educate people who have vacant homes.First, he shut off the expensive utilities in the home - the electricity and the gas which provided heat.  He did not shut off the water, or at least shut-off water coming into the house.  It got very cold, and the pipes froze and left him with a potentially horrible mess, once the frozen pipes thawed out.  You see as water freezes, it expands.  That expansion cracks the pipes, toilets, and anything else that might hold water.  We have seen this happen with radiators in a home we owned that had a boiler system.  And we have heard of issues with sprinkler systems, pools, and even attached water hoses on the outside of the house.Then when all that frozen water thaws out in the cracked container - it starts going everywhere.  And if the water is on coming into the house, not only the water that was frozen, but all the water behind it keeps coming.  We have heard stories of pipes freezing, cracking, thawing, and then water gushing out the doors for days until someone noticed and contacted the water department to get it shut off.So tip number one - if you have a vacant home.  Keep the heat on and set it at 50 degrees.  But just in case, shut the water off at the main and drain all the water from the lines and fill them with antifreeze.  This is called winterizing a home and paying someone whatever it costs to winterize the home could save you tens of $1,000s in repairs later.Second, this homeowner had owned the home as a rental, so he had rental insurance.  What happened to him would happen to someone with a standard homeowner policy as well.  He had held the home vacant for more than 30 days, almost a year actually.  So when the water damage happened, he turned to his insurance company, as anyone would.  They told him sorry, but read the vacant clause in your policy.  If the home is vacant for 30 days or more, they don't have to pay you a dime.  So tip number two - if you have a home that is going to sit vacant for 15 days or more.  While you are on vacation, in the hospital, in rehab, or in a new home .  .  . check with your insurance company to find out what you need to do to have coverage while the home is vacant.  There is a special type of policy for vacant homes, so you can get some coverage, just not the same as your home owner policy.  And it will cost quite a bit more. The other option might be to have someone move in and care for the home, but the problem that might arise there is that they may not want to leave when you need them too.  We have seen families who have moved in a grandchild to care for a home.  They are living free and clear, and when they are ready to sell the home, the grandchild does not want to leave.We hope this story will help at least one person with a vacant home.  You can read our article about the Manchester house . . . and see how we were able to help the owner of the home.

Assisted Living Monthly Fee Sticker ShockMany Florida seniors seek the safety, security, and carefree lifestyle that comes with assisted living. With a myriad of social activities, on-site nurses and aides, and no more household chores, assisted living is the gateway to the best quality of life as you age.However, seniors are often put off by what they perceive as a high monthly fee, about $4,500 on average per month for assisted living in Florida. How Assisted Living Can Be a Better Financial Choice than Aging at HomeAs seniors begin to need help with some of their daily activities, their two main choices are to age at home or move to an assisted living community. When making a financial comparison, they often overlook the money they are currently spending to run their household. And, many do not realize the high cost of in-home care. Therefore, seniors may be excited to learn that many of these costs are included in most assisted living communities.The Hidden House Costs of Aging at HomeYou are aware of your rent or mortgage costs. The average monthly rent for a 2-bedroom apartment is $2,200 in Cape Coral, Florida; $2,400 in North Port, Florida; and $2,100 in Tampa, Florida. And even if you are lucky enough to have a fully paid-off house, you always have property tax. The average property tax in Florida is about $1,752 a year, but this differs greatly by area. For example, the average property tax in Sarasota County is about $3,600 per year or $300 per month.Then there is the electric bill (average about $250 per month). And the average food bill for two people in Florida runs between $750 and $1,000 per month. Dont forget transportation and auto costs, housekeeping costs, lawn maintenance, home maintenance and repair, homeowners association fees, security and alarm system costs, gym and club membership fees, cable TV, internet, recreational activities and more. All these costs add up. And these are just the average costs yours are most likely higher.If you compare assisted living costs to these home expenses, assisted living would be a great bargain. And when you add the cost of home health care, there is no contest.The Surprisingly High Costs of Home Health CareWhen it comes to aging at home, the most significant expenses are usually the cost of home health care. Many people are unaware of just how expensive this option can be, particularly if 24-hour care or specialized services are needed. For example:Home Health Care Agencies: Florida rates range from $23-$30 per hour.Non-Certified Live-in Caregivers: If you require round-the-clock care, even a non-certified caregiver who sleeps at night can cost you at least $9,000 per monthand this doesnt include living expenses.Certified 24-Hour Care: If you require awake and alert caregivers all night, youre looking at multiple shifts, costing up to $17,000 per month or more. Again, this doesnt cover living expenses.Part-Time Care: Even just 6 hours of daily care at the lower end of the average rate ($23/hour) comes to $4,140 per month.Assisted Living vs. Aging at Home: Apples-to-ApplesIn comparison, assisted living communities provide most of these services as part of their all-inclusive fee. Maintenance to your personal residence, common areas, and grounds, housekeeping and laundry services, scheduled transportation, utilities, three meals per day, fitness classes, entertainment and more are all included in the monthly fees of most assisted living communities. Even 24-hour care is available at a much lower cost than home health care, with prices ranging from $0-$1,250 per month depending on the level of care needed.When you do an apples-to-apples comparison of these two options, you will be surprised how affordable assisted living is.And, when you consider the astronomical cost of home health care, assisted living doesnt just start to look affordableit begins to appear as a smart financial choice that also offers peace of mind, safety, and a better quality of life.The comparison chart above shows a breakdown of Floridas average living expenses compared to the cost of assisted living.If senior living is something you want to explore further, let our expert advisors help! Call us at (800) 969-7176 or visit FloridaSeniorConsulting.com for personalized guidance and support through the whole process. Senior living on your terms. The choice should be yours.

What is Medicare?Medicare is a government health insurance program primarily for people age 65 and older.It offers several different coverages and comes with a lingo that can be confusing. The following is a brief summary of Medicare's most common lingo: Part A (Hospital Insurance) This provides coverage for inpatient hospital care, skilled nursing and hospice. Part B (Medical Insurance) Covers doctor services, outpatient care and limited preventive services. Part C (Medicare Advantage Plans) Medical coverage that is provided by Medicare-approved private insurance companies. Part D (Drug Plan) Prescription drug plans that are run by Medicare-approved private insurance companies. Medicare Supplement There are 12 standardized plans that are provided by private insurance companies to fill the gaps in Medicare's Part A and B coverages. Many people find it helpful to have an Insurance Broker or Agent to help them select their best option. The best news is that there is generally no cost for this service.Also, additional information can be found at www.medicare.gov or toll free 800 633 4227. This article was written by Craig N. Anderson, LUTCF President of Anderson Benefits, Inc. located in SLC Utah. 801-363-9575.

Are activities you once enjoyed becoming less frequent? Have routine tasks become more challenging, such as night time driving?Are once vibrant colors and visual contrast now dull and muted? If you can relate to any of these questions, cataracts may be affecting your personal safety and quality of life. Recent studies have shown people who undergo cataract surgery have a lower risk of health conditions, as well as a longer life, compared to people living with cataracts.Cataracts are formed by the clouding of the lens within the eye. Many factors contribute to the gradual development of cataracts with age but some of the most well known influences are exposure to ultraviolet light from the sun, smoking, obesity, high blood pressure, diabetes, prolonged use of corticosteroids and family history. In people over the age of 40, cataracts are the most common form of vision loss.A 20 year study with over 74,000 women with cataracts aged 65 and older, was conducted by Dr. Anne L. Coleman, MD, PhD and colleagues. Results were published by JAMA Ophthalmology and reported by the New York Times, in December of 2017. This study found having cataract surgery resulted in a 60 percent reduction in risks of death from accidents and cancer, also neurological, cardiovascular, pulmonary and infectious diseases. The lifestyle improvements in surgical participants from those living with cataracts were dramatic. Exercise levels increased and locating and taking medications became easier. Due to improved visual clarity, the risks of falling and driving accidents were also reduced.Cataract surgery is one of most common surgical procedures in the United States. The Prevent Blindness America organization reports more than 3 million Americans have cataract surgery each year. Over 95 percent of cataract surgery instances are complication free, making cataract surgery one of the safest surgical procedures. Many artificial lens options are available which are intended to benefit certain lifestyles. Technology advancements such as the LENSAR laser system, reduces the stress to the eye during cataract extraction, improves outcomes and shortens recovery time. In many cases, procedures correcting astigmatism and treating glaucoma can be performed simultaneously.Farrell C. Tyson, MD, FACS has a background in biomedical engineering and is an award winning ophthalmic surgeon that allows him to work closely with FDA research and development of new technology, in the field of Ophthalmology. This experience gives Dr. Tyson first hand knowledge of what techniques, medications and specialized treatments are needed.The goal to provide our patients with the best visual outcomes possible, has led to two surgical centers which utilize the LENSAR laser system. Our Tyson Eye of Cape Coral Eye Center and Naples Premier Surgery Center are convenient locations for surgical treatments of cataracts, glaucoma and other visual impairments.Editors Note: Article submitted by Farrell C. Tyson, MD, FACS, 239-542-2020.

Healthcare professionals often agree it is necessary to treat the whole patient and not just symptoms. This is especially true in senior care. State regulations mandate an individualized plan of care for each resident. We believe this means looking at seniors as individuals, planning care that is appropriate for their needs, and discovering what is important to them.When changing the environment for seniors, the more the schedule can stay the same, the better. This is why mimicking their activities at home is critical for success. When you think about it, our seniors have often followed a daily routine for a lifetime. Simple things like having a cup of coffee and reading the paper before doing anything else, or showering and making the bed first thing. Having the day as close to what they are accustomed, helps to make the transition to a new home smoother. This is personalized care.Activities have a place in senior living, yet they need to be more than bingo or arts and crafts. Having a feeling of value improves the quality of life for seniors and gives them purpose. For example, one of our residents, a navy veteran, was very antsy and needed to be active all day. Due to his dementia, he was non-verbal and yet quite mobile. We developed a plan for him to have his own Swiffer with his name on it. He would walk back and forth throughout the day cleaning the floors. When anyone commented that the floors looked great, he would beam with pride. This is personalized care.We have a great responsibility to continue supporting our seniors and to provide lives filled with purpose. Our senior population is resilient, resourceful, and wants to contribute to making their communities better. By looking at the people they are and planning their days with meaningful activities, based on their personal lifestyle, should be a primary focus in senior care. Editors Note: This article was submitted by Marlena Hemmenway, CFO of the Geneva Suites, 12207 Wood Lake Drive, Burnsville, MN 55337. Phone: 612-208-8888

To learn more aboutAMG Senior Medical Group - Home Visits by Physicians, CLICK HERE.Our comprehensive medical group includes a team of doctors, nurse practitioners, medical assistants, and practice managers. Our goal since our inception is to provide the most trust worthy comprehensive mobile medical care in the business.With our integrity, clinical knowledge, and amazing practitioners we have done that. In just a few short years we have grown to be the largest mobile medical group in the state.Whether we visit you in your residential home or in an assisted/independent living facility, we offer a complete service program to keep you healthy and strong.Mission StatementThrough our philosophy of unity, kindness, and professionalism, we inspire an environment of compassion and wellness, where holistic care is given and received.

Licensed Assisted Living homes with 6 beds or less#listing_mgr{7 basic_search}#

To learn more aboutActive Home Health, Hospice and Personal Care, CLICK HERE.Active Home Health and Hospice was created with the goal of improving the standard of patient care in the home setting and actively serving those we care for in their journey through life. The ownership consists of local Registered Nurses and Healthcare Administrators that recognized a need in the community and wanted to make a positive impact on patient care. Although there are many Home Health and Hospice companies in Utah, we wanted to raise the bar by providing excellence in patient focused care. Active Home Health and Hospice is locally owned and operated, with over 25 years of combined healthcare experience. Our mission is to stand for excellence in patient service and care. We pledge to lead by example in the community by placing patient care where it belongs, above profit. We believe in hiring attentive caregivers nurtured in a culture of mutual respect and accountability. Actives employees feel empowered because their input is needed and appreciated. Our wonderful caregivers provide patients with loving, respectful, personal care in the comfort of their own home. We believe in providing end of life care with the comfort and dignity that our patients deserve. We always strive to promote the well-being and maximum independence of our patients, and above all we love those we serve! Our commitment to you and your loved ones is excellence. We are honored you would choose Active as your care team during your time of need. You have our commitment that we will place you first as we serve you through this unique part of your lifes journey. Sincerely, Your Active Care Team

VA Benefits for SeniorsThe Department of Veterans Affairs offers a variety of service connected compensation and non-service connected pension benefits to Veterans and their dependents, some of which are particularly relevant to senior Veterans. Below is a summary of available VA compensation and pension benefits that may be most relevant to senior Veterans and their dependents.Service connected compensationService connected disability compensation may be paid for chronic injuries, disabilities, or diseases, that were incurred in, aggravated by, or presumed to be related to, a Veterans Active Duty military service. Requirements for establishing service connection include 1) an event, injury, or illness in service, 2) evidence of a current chronic condition, and 3) the establishment of a link or nexus, between the current condition and the in-service event. Veterans who are in need of higher levels of care due to a service connected disability may be eligible for service connected Aid and Attendance benefits, or Special Monthly Compensation, as described below.Aid and AttendanceTo support a claim for aid and attendance, the evidence must show that due to disabilities, you 1) require the aid of another person in order to perform personal functions required in everyday living, such as bathing, feeding, dressing yourself, attending to the wants of nature, adjusting prosthetic devices, or protecting yourself from the hazards of your daily environment, or 2) are bedridden, in that your disability or disabilities requires that you remain in bed apart from any prescribed course of convalescence or treatment.Spousal Aid and Attendance BenefitsA Veteran who is eligible to collect a dependency allowance for service connected compensation purposes, ie is rated 30 percent or higher, may be eligible to receive an additional monthly stipend, if his or her spouse meets the above mentioned requirements for the establishment of aid and attendance.Non-service connected benefitsNon-service connected disability pension is paid based on a Veterans service, current level of disability, and financial qualifications. To qualify for pension, a Veteran must have served at least 90 days of continuous Active Duty service, or generally 24 months after September 7, 1980, have been discharged under other than dishonorable conditions, and have served at least one day of Active Duty during a period of war (combat service not required). There must be a finding of permanent and total disability, which can be established by: 1) attaining the age of 55, 2) being in receipt of Social Security Disability pension, or 3) residing in an accredited nursing home. Veterans must additionally meet certain income and net worth requirements, with consideration given to qualifying deductible medical expenses. Veterans in need of higher levels of care may be eligible for non-service connected Aid and Attendance benefits, or special monthly pension. The requirements for establishing this higher level of care are as noted above, however special monthly pension does not require that this need for additional care be related to any service connected condition.Survivors BenefitsThe surviving spouse of a Veteran may be eligible for Dependency and Indemnity Compensation (DIC), or service connected death benefits if the Veterans death is determined to be related to service. A surviving spouse may also be eligible for non-service connected Survivors Pension based on income and net worth, if the Veteran met the above listed service requirements for non-service connected pension. Additional benefits may also be paid to surviving spouses if a need for higher levels of care, or Aid and Attendance is established.More InformationInformation, to include payment rate tables for both service connected and non-service connected benefits can be found at www.va.gov. Compensation and pension benefits are tax-free, and are not paid concurrently, rather the Veteran will receive whichever benefit is greater. To apply for any benefits, contact your local Veterans Service Organization or apply online at www.ebenefits.va.gov.Submitted by David Hencke, Veteran's Outreach Coordinator, US Dept. of Veterans Affairs, VA Boston Healthcare System.

If you or your spouse are still working and covered under your employer's group health plan (EGHP), you don't need to enroll in Part B and you can avoid the Part B late enrollment penalty (LEP). When you finally do enroll in Medicare Part B, the LEP will be waved if you've been continuously covered by your employer since turning 65. This is also true of the Medicare Part D LEP.Social Security will attempt to automatically enroll you in Medicare if you are currently drawing any Social Security benefits (retirement, disability, survivors). If you aren't drawing Social Security benefits, you will need to initiate the enrollment process yourself, which you're allowed to begin up to three months prior to the month of your 65th birthday.Sometimes you can shift drug coverage from Part D to Part B. If you are using certain inhalers (which can be pricy even under Part D), the same active ingredients may be available for use in nebulizers. Nebulizers are considered Durable Medicare Equipment (DME); therefore, the equipment, as well as the medications administered through the equipment, are covered under Part B, which in many cases will result in substantially lower out of pocket costs for the beneficiary. Talk to your doctor to see if this is an option for you.Medicare Supplement (Medigap) carriers are still allowed to deny coverage due to pre-existing conditions,even with the ACA becoming law. This is one of the most misunderstood aspects of the ACA (Obamacare). When you apply for a Medigap policy outside of being new to Medicare (or recently turning 65), the insurance company in most cases can review your health history and deny coverage if you're health history or current condition doesn't meet their underwriting criteria. This hasn't change under the ACA. Note: There are numerous exceptions to this rule. Consult with a qualified Medicare advisor to learn more.You are allowed to change your Medicare Supplement (Medigap) policy any time throughout the year, not just at open enrollment. If you encounter a large rate increase at anytime, you may apply for a Medigap from a different carrier. There are no calendar restrictions. Once approved, you can make the switch. Consult with your qualified Medicare advisor to learn more.Editors Note: This article was submitted by Bill Gundelfinger- Mr. Medicare of Senior Benefit Advisors, Medicare Experts. Helping Medicare Beneficiaries get the most out of their health insurance. He can be reached at 720-675-8032 or 800-376-5450

With the holidays approaching, if your senior loved one wants to travel, get them where they need to go safely, and with minimal stress.  Below are a few tips to make holiday travel a seamless process that will keep them comfortable, relaxed and arriving at their destination with ease.Prepare documents and medicationsWhen booking flights, get as much information as possible. Having an informational packet put together will help everyone know what to expect and feel prepared.Your packet should include:       Flight departure / arrival times       Transportation options to and from the airport       Terminal maps and gate locations       Medication regulations and necessary documents       TSA safety check processLook through the TSA website to learn about which medications are allowed and how to communicate with an officer about medically necessary bottles or containers. Request copies of prescriptions and statements of medical conditions from each physician and medical center for verification. Make photocopies of passports, drivers license, insurance cards, travel tickets and the trips itinerary provides a backup in case of any unforeseen emergencies. Many seniors no longer have a drivers license, which can present a problem when going through airport security. Be sure that the individual has state ID, military ID, passport, or similar credential. Keep one set of copies with you, place a set of the documents in your seniors carry-on bag and forward a set of the documents to the destination. Consider insuranceWhen traveling, seniors are at greatest risk of being in need of a health care emergency.  The right insurance package for ones age group can protect their health and give you peace of mind.Health Insurance: If traveling within the United States, be sure to look up what hospitals accept your health insurance and if there is coverage during travel. If going abroad, look at buying a travel medical plan or vacation plan that includes medical emergencies.Trip Insurance: There are a few different options when choosing trip insurance. For seniors, there can be unexpected delays due to appointments, or medical clearance delays. Therefore, it is ideal that trip cancellation protection is provided.If your loved one is nervous about the upcoming trip, let them vent and answer their concerns.  Be calm and optimistic.  Remember that all of this preparation is worthwhile.    Editors Note:  This article was submitted by Apryl Garrett, Publisher of the Seniors Blue Book of Greater Pittsburgh.  She can be reached at 412-551-5951 or by email at Apryl@SeniorsBlueBook.com. 

Welcome to lan Manatee Assisted Living and Memory Carewhere a lifestyle of distinction is easily found. Located in beautiful Bradenton, Florida, lan Manatee offers senior living services to brighten each new day.Youll feel a new sense of freedom as you experience our ease of living services: Salon Medication management available Bathing, dressing, grooming, and more if needed Weekly housekeeping and laundry service Concierge servicelan Manatee is an assisted living and memory care community that is full of life, where the joys of learning, socializing, creating, and rejuvenating are always found! Be inspired to live life on your terms, with activities you enjoy and new experiences to entertain.Resort Style Amenities: Multi-purpose room Media theatre 3rd floor TV lounge Walking trails Physical fitness roomWe are dedicated to delivering the care and attention your loved one needs and deserves. Our goal is to provide an active and engaged environment, where your loved one welcomes each new day with a smile. Residents will enjoy personal and compassionate care where the utmost in comfort is delivered daily. Inspiration awaits! Contact our office today for more information.

Visiting EldersMany family members struggle, feel guilty or dont know what to do or say when visiting their loved one in a facility. There are many different activities you can try to make the most of your time together. Based on their capabilities, most elders enjoy keeping busy, with both their minds and their hands. When in a facility, always check with the nurses regarding their limits and be aware when they need to rest. Try these ideas;*Look at photos, picture books, play cards, board games, puzzles, do crafts*Make a scrapbook with them about their life, listen to their stories and experiences.*If you can take them out, go to the park, a museum, etc.*Bring your pet (if in a facility, they need to approve first)*Watch musicals, comedies or TV shows from their era*Read aloud newspapers or books and discussMost elders enjoy and benefit from music, art and touch. Explore art books and magazines. Different colors and images promote conversation, memories and emotions. Play music they love. You can always find things on YouTube. If you arent sure, try Big Band, Gospel, or Show tunes. Many times, even those with dementia, can recall lyrics or tunes. If they have some range of motiondance! If they are unable to get out of their wheelchair or bed, encourage movement like swaying arms. Most people enjoy and benefit from touch. Giving a gentle massage, hugs, and holding hands often brings comfort (be aware of signs of pain if they are non-verbal) if you cannot think of what to do or say, simply hold your loved ones hand and tell them you love them.Take responsibility for making these visits worthwhile. Turn something you may view as a chore into a fun event. Take the challenge of creating a memorable visit that you both will enjoy. If one idea doesnt succeed, keep trying. And something that brings joy one week, may cause agitation or boredom the next. Remember, you are there because you love them. Even if they dont always remember you, you remember them. Dont give up, dont stop going, especially if they are nearing the end of life. I always say, I cannot change ones diagnosis, but I can change the way someone lives out their days. So can you.Editors note: submitted by Melissa Plourde, LSW, CDP Private Pay Manager for Care Solutions, Health Care Staffing.

For more information on Care Patrol, Click Here.Older adults must sometimes move to a new home to meet their current needs. However, uprooting the life of a senior can cause immense stress and disruption known as transfer trauma. The big life change, especially for older adults with dementia that cannot participate as much in decision-making, can be very triggering and negative.When a move is necessary, there are steps you can take to reduce the effects of transfer trauma and make the experience more positive for the senior.Read on to learn more about how to avoid transfer trauma.What Is Transfer Trauma?According to Tracy Greene Mintz, LCSW, the nationally recognized expert in transfer trauma, transfer trauma, also known as relocation stress syndrome, includes a cluster of symptoms that occur in a senior after moving. The mood, behavior and physiological symptoms include:SadnessAngerIrritabilityDepressionAnxietyConfusionCombativenessScreamingComplainingWanderingWithdrawalRefusing carePoor appetiteWeight loss/gainIncreased coping through bad habitsIndigestionNauseaSudden onset of irritable bowel syndromeOlder adults suffering from transfer trauma will often complain about their situation and ask to go home. They may question why they are there and how/ when they can leave. The symptoms tend to be worse when the move is sudden or unwanted, like when an older adult breaks a bone during a fall and must go to rehab, but then ends up having to stay.Who Is At Risk For Relocation Stress Syndrome?Any older adult can experience transfer trauma when moving. Transfer trauma is centered around the loss of control and choice producing fear. However, the risk increases for people with dementia because they have a hard time taking in the new information, and are not able to actively participate in the decision making process. Seniors that do not have dementia but have severe physical issues that force a move are also at risk.How To Help A Loved One Experiencing Transfer TraumaTypically, relocation stress syndrome occurs in people leading up to a move, and within the first three months. Its important to remember that the trauma can overlap with symptoms of dementia, so you should keep a lookout for any changes in eating, sleeping, cognition, and self-care. If you suspect a loved one is battling with transfer trauma, acknowledge their fears, and be supportive. Additionally, you should avoid moving them again during this time as it will only compound trauma.Tips For Avoiding Transfer TraumaPrepare the new facility for transfer trauma, ensuring that they have a protocol in place and will monitor the development of it.Try your best to include the older adult in the decision-making process, bringing them to visit before moving.Help your loved one engage in their new community by finding events and organizations they may be interested in.Make the new place feel like home by decorating with family photos, comfortable items from their last hoe, and familiar scents.Visit your loved one on a frequent basis to provide a sense of familiarity.Moving can be incredibly stressful for older adults, especially those with dementia. By recognizing the signs of transfer trauma and taking precautions to avoid it, you can help your loved one make the move in a safe and healthy way.

When an individual is diagnosed with dementia, the entire family is affected, from spouses and adult children who become their loved ones caregiver to grandchildren who notice the change in their grandparent but may not understand it. The diagnosis will inevitably lead to many questions, but learning what to expect will help families to better understand the changes your loved one is experiencing.There are many resources available, from the Alzheimers Association to local organizations, who can provide information on Alzheimers disease and other dementias so you have a good basis in understanding memory impairment.To start, learn the symptoms, and share them with other family members. Common symptoms like increased agitation and changes in personality can be very hurtful, particularly to children, but knowing these are typical changes can help to remind family and friends that the changes are a part of the disease, and are not personal.While its a difficult topic to discuss with children, its important they are included so they too can understand that their loved one is going through changes and may not always act in the same manner the child is used to. When discussing the topic with children, try to: be patient and explain in age-appropriate terms how the disease affects a person; reassure them that their loved one still cares for them; encourage them to ask questions; and, remind them that their loved one still needs the support of their family despite any changes in their mood and personality.Witnessing the onset of dementia is incredibly difficult and family members should know that emotions like grief, guilt and anger are perfectly normal and should not cause a person even more guilt for feeling them. To counteract these emotions, open communication is encouraged. Id also recommend attending support groups.Support groups are a wonderful way to meet other caregivers and families going through the same thing while also learning valuable tips on how other families work to support and provide the best of care for their loved one.Helping your family understand dementia is good for everyone and will help your loved one get the love, support and care they need to cope with their own journey with memory impairment.Editors Note: This article was submitted by Erik Hammerquist, Executive Director of Bridges by EPOCH Memory Care Assisted Living at Trumbull, who may be reached at 203-397-6800 or ehammerquist@bridgesbyepoch.com.

It is the dawn of a new era and conditions are changing, urging forth a new kind of norm in assisted living communities. And its looking good. Infection prevention and control protocols are at the head of every community's priorities. Todays communities have up-to-date testing in place, along with updated social distancing guidelines that allow families more time with their loved ones.Today people are paying more attention to the need for greater social connections and more opportunities for entertainment and activities for those living in congregate settings. Communities have never been more knowledgeable, more alert, and more attentive at providing their seniors all aspects of living a balanced, healthy, and productive existence.Todays industry leaders are more acutely aware of the health consequences of isolation and loneliness. It is a safety consideration that can have just as devastating an impact as a physical ailment. There is a domino effect that can happen over time when a senior is living in isolation. Loneliness leads to worse health outcomes as it can cause de-conditioning, worsening of cognitive status, and a higher risk of going to the hospital that can ultimately lead to further health risks.Another advancement over the last year at senior communities is an awareness of the tremendous benefits of technology in senior living, whether for tele-health or social connectedness. Todays healthcare highlights the significant need for improved technology infrastructure through the US, to ensure that older adults can access needed services, resident engagement, and also stay connected to family. Todays assisted living communities are, in the dawn of this new era, providing their residents with these updated technologies as well as the skills to benefit from them.Clearly the senior system of today is bringing a new kind of vigilance to protect the health of its seniors. But what is also evident is a newly inspired need to protect the spirit of our nations senior citizens. The spirit that determines resilience and an enthusiasm for embracing each day with joy, purpose and gratitude.Written By: Ameila LarsonSubmitted By: A Life for Seniors

Im sure that youre asking how can any ONE thing help everyone? In this age where there are a multitude of different solutions for everyone, its hard to think that everyone taking the same action would be good. Well, lets suppose that you were so hurt or ill that you couldnt speak. What would your loved ones do? How would they know what treatment options and medical decisions to make for you? For that matter of fact, who would you want making those decisions? What personal values or beliefs do you have that you would want considered when making these types of decisions? Wouldnt you need them to know what you would want? Of course, you would!This process that Ive begun to outline is called Advanced Care Planning or ACP for short. ACP involves several issues and is for all adults over the age of 18. It means that you think about and plan for future healthcare decisions if you had sudden health event, such as above. While everyone should document their healthcare decisions, the decisions that each of us would make will be different! There are many distinct types of individuals that help you to identify and document your decisions such as Social Workers, Care Managers and Advanced Care Planning Facilitators.Why should you plan for yourself and your family members? If your loved one was hurt or ill, wouldnt you want to know what their wishes are? For you, if you care about the burden your family and/or loved ones would be under or if you care about your wishes being heard, then please look at the Advanced Care Planning process. Both Chris and I at Seniors Blue Book are Advanced Care Planning Facilitators thanks to the partnership between Lancaster General Health and Gundersen Lutheran Medical Foundation so you can ask us to help! Alternatively ask a Social Worker or Care Manager at any hospital that is close to you. If youd rather, you can go to www.yourlifeyourwishes.com or www.lghealth.org/advancecareplanning/ to learn more.Contact Chris or Cynthia for help with Advance Care Planning at pa-info@seniorsbluebook.com.Cynthia Gartman, PublisherFirst Steps ACP Certified FacilitatorCertified Senior Advisor (CSA)

Why and When to Hire a MassNAELA Attorney?Rather than being defined by technical and legal distinctions, elder law and special needs planning attorneys are defined by the clients they serve. In other words, the attorney who practices in these areas works primarily with people as they age and people with disabilities.The Massachusetts Chapter of the National Academy of Elder Law Attorneys (or MassNAELA for short), is an organization of 450 Massachusetts Attorneys that specialize in the practice of Elder and Special Needs law. MassNAELA member attorneys are committed to continuing their legal education and enhancing the quality of services they provide to their clients. MassNAELA member attorneys also hold themselves to high ethical standards. All Massachusetts attorneys are required to follow the Rules of Professional Conduct, but MassNAELA attorneys also strive to follow Aspirational Standards created by the state chapter and national organization. These standards have created a collaborative and supportive practice among the members.Now that you know why to hire a MassNAELA attorney, here is a list of some of the things they can help you with:Medicaid applications and appealsMedicare claims and appealsSocial security and disability claims and appealsTax PlanningEstate Planning, including disability planningLong-Term Care planningConservatorship and guardianshipWills, Trusts, and Powers of AttorneyHealth Care ProxiesAssisted Living, Continuing Care Retirement Communities and Nursing Home applications and issuesProbate and Trust AdministrationFrom this list you can see that at some point in your life you may want to work with a MassNAELA, member whether it is for yourself or a loved one. Although MassNAELA members often help clients that are facing a crisis, they would love to be able to help you plan for the future to minimize the disruption that comes with a crisis in care. To find a MassNAELA member in your area please visit the website at www.MassNAELA.com and click on the Find An Elder Law Attorney tab. MassNAELA attorneys look forward to answering your questions and helping you at any age!Editors Note: This article was submitted by Clarence Richardson. Clarence is the Chapter Director of MassNAELA and may be reached at 617-566-5640 or by email at Clarence@MassNAELA.com.

When it comes to deciding whether a will or trust is best for you, it is important to understand your options and which one is most appropriate for your situation.WillA testamentary will (simply referred to as a will) is a legal document used to transfer an estate to beneficiaries after the death of the testator (the person making the will). Within the will, the testator usually names a personal representative (also called an executor) for the estate. A will is revocable (it can be cancelled by the testator) or it can amended by the testator. For a will to be valid in Idaho, it must meet specific requirements under Idaho law.Living TrustsA person, during his or her lifetime, may create a living trust whereby the settlor (the person making the trust), trustee (the person who has legal authority to manage the trust assets) and beneficiary (the person who makes use of the trust assets) are all the same person. After the settlor dies, depending on the trust instructions, the trust assets may be distributed outright or held within the trust and distributed over time or upon the happening of a designated event. Living Trusts may be appropriate for persons who own real property in more than one state or have a blended family where spouses have children from prior relationships.Testamentary TrustsA testamentary trust is a trust within a will. A testamentary trust is created upon the death of a person as specified in his or her will. The testamentary trust holds assets within the trust instead of outright distribution to a beneficiary. A common scenario is when parents create a testamentary trust to hold assets for the support of minor children or for college education for children until they reach a specified age. A testamentary trust can also hold assets for the special needs of a disabled child who receives government benefits.A New or Updated Estate PlanWhether a will or trust is appropriate for you depends on your circumstances. If you already have a will or trust, it should be reviewed periodically to make sure it reflects your current wishes and needs or upon any significant change in your life such as divorce or death of a spouse or beneficiary.This article was written by Donna A. Schuyler, Attorney, who practices in the areas of estate planning, elder law, guardianship and probate.Donna Schuyler Law, PLLC; elderlawboise.com; Phone 208-344-1947

The Colorado Assisted Living Industry entered a new era of operation with a new set of rules and regulations. On 4/18/2018 theCDPHE Board of Health approved a new rewrite of the rules and regulations governing the operation of assisted living residences in Colorado. The Board unanimously approved the new rules and regulations. This was a culmination of 24 months of work between CDPHE, the Assisted Living Stakeholders working group, and private owners and operators of assisted living residences. The rule-making hearing saw over 100 assisted living professionals in attendance. People came to support and oppose the rules and regulations. They came to testify before the Board to express their concerns over the effects that the new regulations will have on the operation of their assisted living homes. Concerns such as the additional costs of operation, the training requirements, food service requirements and building requirement for remodeling or building a new assisted living facility were voiced. The board heard over two hours of testimony. Many of the attendees owned or operated small residential care homes. Over 40% of the 671 licensed homes in Colorado serve 20 or fewer residents. And most of them service Medicaid residents. The state presently has a shortage of Medicaid beds and this could reduce the inventory further with more assisted homes going to private pay to recover their costs of operation. The concern was so great that the members of the Colorado Assisted Living Association directed the association to introduce a resolution in the Colorado Senate to delay the implantation of the rules. The resolution passed the senate unanimously. A new era of regulation was launched today for the assisted living industry. The devil is in the details. Time will tell how the industry will react and adjust. This article was submitted by Henry C. Kyle III, CAE, MPA, Executive Vice President of the Colorado Assisted Living Association. For more details visit www. http://coloradoassistedlivingassociation.org

At some point in life, EVERYone is faced with the question: What do you do with all of the things youve accumulated over the years? You may be a couple, or a widowed survivor, preparing to move from the home in which you raised your children. Or, perhaps you are the adult child of parents who are making such a move or emptying your familys home due to the loss of your loved one(s).So when faced with this question, Goodwill has your answer. WHITE GLOVE SERVICE was developed for people that need to move and either cant, or dont want, to take all of their belongings with them.Goodwill Manasota added this service for our community as they understand youve spent a lifetime collecting possessions, and that the time has come for the difficult decision of letting things go. This service handles the time consuming tasks of packing and taking away what you no longer want or need.We try to make it as painless and easy as possible for our donors, said Donna Evans, Director of White Glove Service. We eliminate the physically labor-intensive job of packing and provide emotional support to the donors.The donor takes what they want to keep for use or memory sake and White Glove Service does the rest.Goodwills White Glove Service is a specialty FREE service for those who are looking to downsize, relocate, or simply wanting to donate the sellable contents of their home. The specially trained staff goes into the home, packs all of the donated items with care and transports everything to Goodwill for resale in their stores. The team is also bonded and insured. When all is completed, the donor receives an itemized tax donation receipt for their tax purposes. People using White Glove Service range from someone selling their second home that is fully furnished to a buyer who buys a furnished home but has their own furnishings, said Evans. We also have Senior clients who are selling their primary residence and downsizing to a retirement home and/or a family disposing of things when selling their deceased relatives home.The money received from the sales of your donations helps Goodwill create jobs and economic success for people with disabilities and other barriers. The donor receives the satisfaction of knowing theyre changing lives through the power of work with their valuable donated belongings.If you or a loved one would like to know more about our White Glove Service, please call Donna Evans, Director of White Glove Service, at 941.355.2721, x131 or by email at Donna.Evans@gimi.org. You can also visit Goodwills website at www.ExperienceGoodwill.org to learn more about Goodwill Manasota.

A damage, disease, or dysfunction of one or more nerves especially of theperipheral nervous systemthat is typically marked by burning or shooting pain, numbness, tingling, or muscle weakness or atrophy, is often degenerative, and is usually caused by injury, infection, disease, drugs, toxins, or vitamin deficiency.#listing_mgr{7 basic_search}#

To learn more aboutDanville Support Services, CLICK HERE.When was the last time you spent some time outdoors? Research shows that outdoor activity year-round is important to our overall health and wellness. Here are some simple ways to reap the benefits of nature:Enjoy some sunshine.Even if you are only outside for 15 or 20 minutes, it may be just enough to clear your mind and refocus. Youll also get a healthy dose of Vitamin D, which helps to keep your immune system in top shape. A quick walk, jog or leisurely stroll may be the perfect way to start or end your day. Research shows that even a short amount of time spent outside can reduce feelings of depression and boost energy levels. Even if you live in a city, try to get outside and seek out the sights and sounds of nature trees, flowers and birds, for example.Keep social distancing requirements in mind.You are less likely to be exposed to COVID-19 during outdoor activities because COVID-19 spreads more easily indoors, but it can still spread when youre outside. Maintain at least a six-foot distance from other people. Plan ahead and find out social distancing requirements for your destination. If a park or nature preserve isnt open, dont trespass! Additionally, be mindful of outdoor restrictions local areas have put in place.Know whats available.Once you know where you want to go, take the time to do some research before you leave the house. Will there be parking? Will there be public restrooms? If you dont have a park nearby, you still have your own neighborhood!Dont forget the basics.Sunscreen and water are still important to take with you on your outdoor activities. Additionally, if you are going somewhere by yourself or to a remote location, let someone know where youre going.The CDC also providesguidelinesfor safely enjoying the outdoors. Now is a perfect time to instill a bit of nature into your life as we all adjust to how COVID-19 has impacted our daily life and routines.

To learn more aboutRevel Province,CLICK HERE.Why I Chose Independent LivingRetirement is a time of celebration and reflection; looking back on what youve accomplished in your professional career, and deciding how to spend your free time. For some, that means considering an independent living community free from the responsibilities of traditional homeownership.We asked residents to answer some common questions about their decision to make the move, and their experience at Revel:I wanted to live an active lifestyleSome communities offer nothing more than a collection of apartments for residents over 55 years of age. But for individuals looking for an active lifestyle, independent living communities offer amenities like on-site fitness centers, spas and restaurants as well as opportunities to make new friends and explore your interests.Id been thinking of moving somewhere else, said Rebekah, a Revel Province resident. [They] do not look at seniors as old people. I love the lifestyle programs; the exercise is really important to me. I love the gymbeing able to go and access that whenever I want tothat spoke to me.Staying active also means engaging your mind. I love the art class, and soon, were starting Spanish,said Victoria, a Revel Nevada resident. I never thought Id be learning another language, but Im excited to.I was looking to live somewhere better than my current homeWhy make a change if youre not upgrading? The experience of a luxury resort is what sets Revel apart from other independent living communities. This country club feel is also what helps many prospective residents make their decision to move.For Revel Nevada resident Ron, this realization came while vacationing in Central America. I was down in the Dominican Republic at a resort, and I thought, Why am I here? My apartment is better than this!Guests visiting Revel also benefit from the same amenities residents have. My guest yesterday said this is better than any five-star resort theyve been in, said Tory, a Revel Nevada resident. This is just paradise. The food is wonderful; we order from a menu, and we can eat anytime, or anyplace.I was looking to give up the responsibilities of owning a homeEnjoying your own living space shouldnt mean hours of chores or yardwork. Choosing a community like Revel Province allows you to enjoy your free time and say goodbye to the most tedious responsibilities of home ownership.I was mowing the lawn in Las Vegas in 106-degree weather, and just thought to myself, Why am I doing this?said Revel Nevada resident Ron. My house, too, had all the problems with upkeep and all that. I wanted to get rid of those responsibilities. Even the condos I considered still had an element of upkeep.When you free up your schedule you open yourself up to new opportunities and hobbies.Youve done so much with your life. Why not do something more? said Jen, Lifestyle Director, Revel Province.I wanted to make new friends and form new relationships to last a lifetimeEstablishing strong connections is important in successful aging, but finding a dependable social group can be challenging. Choosing a community that enables meaningful relationships can make all the difference as you transition to a new phase in life.Its a wonderful place. There are welcoming people, attitudes, and energies here. Youll fall right into the flow of living and youll love it, said Rebekah, a Revel Province resident.I wanted to bring vitality back into my lifeAn independent living community should offer you new opportunities to explore the things that matter to you. With less to worry about, youll have ample time and space to find new ways to enjoy life.I thought going to a place like this was the end of your life, said Revel Nevada resident Tory. Do you know what a surprise it was to find out it was a new beginning?

Monitoring Solutions of SWFL provides GPS monitoring to the memory impaired, and those with other medical conditions. Services are available throughout the State of Florida, utilizing the S-911 bracelet - the most comprehensive tool available for caregivers and family members.The S-911 is a watch-style bracelet which tracks location via satellite and cell phone signal. The S-911 software also has geo-fencing capability. This means the caregiver is able to create both inclusion and exclusion zones for the person wearing the device. If the wearer needs to stay within a certain area, the instant the boundary is crossed a text message is sent. Conversely, if there is a danger area such as a lake, a text will be sent when the wearer gets too close.The S-911 is the only bracelet on the market featuring a built in cell phone. This is excellent for those in the early stages of memory impairment who find themselves lost, or when a fall occurs. The wearer presses the panic button & the bracelet will call for assistance right from their wrist. The S-911 also has an impact detector so that if the wearer falls, or is in an auto accident and is incapable of pressing the panic button, an alert is still sent & their caregiver will be instantly notified. We offer a solution to anyone who has an illness where precious seconds can determine whether someone receives the help they need quickly enough to save their lives, reports Zodia King, President of the company.The S-911 bracelet is available for purchase or can be leased. There is a monthly service fee for access to the tracking website and data transmission. Monitoring Solutions also offers monitoring service for families whose loved ones are local but live out of state.The highest level of service offered, which includes lease, website/voice andmonitoring service is still less than $5/day making it a very affordable solution for many applications.At Monitoring Solutions our mission is to assist families and caregivers by providing a dignified method of constant contact which enables prolonged independence at a low cost.

Join SBB University for a presentation by Encompass Health to learn of simple steps you can put in place to reduce all of the modifiable risk factors for heart disease, heart attack and stroke, and ways to improve your cardiovascular health if you have experienced a stroke, heart attack, heart failure, angioplasty for heart surgery (or are caring for someone who is).Presenter: Lisa Hopkins, Area Business Development Director - Encompass Healthwww.encompasshealth.com

The landscape of aging is in a metamorphosis. Aging is no longer seen as a sentence ofhouse arrest, thanks to the more than28,000 assisted living communities in the U.S. By2030,there will be a projected 74.1 million Americans that will be 65 or older. Gone arethe days of bingo every day.Communities are moving away from the traditionalmainstays of an activity program -- what's known in the industry as "the 3 Bs: bingo,Bible, and birthdays," says Charles de Vilmorin, cofounder and CEO ofLinked Senior. Todays assisted living communities are changing the definition of activities by taking aholistic approach to activities. They are offering activities such as Ballroom dancing,walking clubs, yoga, and fitness programs. Innovators in the field are implementing newand unusual activities by offering college-level continuing education classes as well aspet therapy programs. Cultural outings are on the rise; most assisted living communitieshave their own bus to take their residents to art museums, musical performances andeven tour local historical sights.Engaging in meaningful activities has been shown tohelp with depression. Exercise, improves mobility and helps overall health. Participatingin activities can offer cognitive and social stimulation, which can help lessen feelings ofloss and loneliness.When you are looking atassisted living for yourself or a lovedone make sure to meet with the activities director to discuss preferences and interests.Ask to see the activities calendar so you can get a sense of the type of activities that arebeing offered. Assisted living communities are no longer places to live quietly, they areplaces to live loud.Aging Gracefully does not mean Aging Quietly.Editors Note: This article was submitted by Shelley Stayton, Community Sales Director with Bethesda Senior Living.

For more information on A Call to Order, Click Here!Decluttering is a prime subject of conversation on talk shows, in books, and across social media. What are the best benefits of decluttering? We know by now that tidying up our living space feels great. But what other benefits does it offer? And are there enough of them to make decluttering worth the effort?You Always Know What to WearIf everything in your closet is something you know you love and it fits, putting together an outfit takes much less time. The added benefit? You know youre always going to look fabulous.You Can Quickly Identify Items to Put on Your Shopping ListShopping becomes much more straightforward when you exactly know what you have. At a glance, you can see what you are missing, whether from your wardrobe or household goods. That means you already know what youre looking for before you leave the house and will wind up making a lot fewer impulse buys that youll later regret.You Get Pickier About What You BuyIn taking the time to decide what matters within your household, you get used to asking those same questions when considering purchasing new items.Questions like:Will I love this in a couple of months?Will I use it often?Am I willing to give up something else to make room for this?Do I truly need it?Will it bring me happiness when I see or use it?Taking Care of Treasured Things Makes Them Last LongerWhen you keep only things you love, you will find youre treating those items with more respect. Possessions managed well tend to wear better and will last much longer than belongings handled carelessly.Clean Up Takes No Time at AllWith fewer items cluttering up your life, making a room tidy requires much less time and effort. You will also find it easier to put things away and have a clearer idea of where things belong.Decision-Making is EasierYouve already decided which movies and books to keep based on what is important to you and what is worth saving. That means that making decisions about what to read or watch becomes easier. You already know whatever you still have is a winner.Is it any wonder decluttering is good for us? Remember, a home that consists only of the essentials and those things you love is a peaceful home and one you can enjoy when youre there.

Moving. That single word strikes fear in most people. Moving is not fun. Moving is stressful. Knowing that moving is no small feat, now add moving into a retirement community and you have what can possibly lead to a meltdown of all parties involved. Sure, there are professionals that will help guide you in this process. They will help arrange the move and they will help find you a place to live as long as that community is on their preferred list of companies who offer a commission if you move in. They might even pack a few boxes for you. What happens though after you move in?You would think that one would choose a community based on care or amenities or even because of the activities. In the end the decision is usually made based on location; as it pertains to relatives or children in the area and the feel of the community. When it is all said and done we make a life changing decision based on our gut instincts and how that community makes you feel while you are standing in the entry way.You want to have that feeling. You want to have choices in where you move and what care you receive. Sometimes one might not fit into a specific category. Assisted Living might not offer all of the care you need. Memory Care might not offer the stimulation you need. We have found that a transitional floor, which acts as a bridge between the two, can provide more care and more socializing. A Transitional care area gives options that might not be found elsewhere. Where do you fit in?Editorial Note: This article was submitted by MacArthur Hills, 469-521-1123. See ad page 211.

Sometimes, you meet people who seem to have gone through life with everything mapped out for them; as if all they had to do was show up and glide through it. They seem to personify an enviable composure and camaraderie, not only rare but compelling. Perhaps this is the best way to begin to describe philanthropists extraordinaire Frank and Betty Haskell. As newly minted residents at Cypress Cove, the continuing care retirement community (CCRC) at Health Park Florida in Fort Myers, they have already distinguished themselves for their empathy and advocacy for those most vulnerable; namely, children with cancer and blood diseases.As they enter the grand foyer, one can't help but notice their postures. They are both straight and tall; Frank towers at 6' 3" and Betty fits right in at 5' 7". Their faces are friendly, exuding a confidence that's contagious as is their easy affection for one another. She's just come from an early morning swim and he from the tennis court. And if such octogenarian assets are attributable to good genes, it shouldn't be denied that their daily disciplines of physical activity are surely an enhancement.As you will soon learn, swimming and tennis aren't the only activities that engage their bright minds. In fact, since moving to Cypress Cove less than a year ago, their transition from 23 engaging years as residents of The Forest Country Club community (some five miles away) might best be described as seamless. We knew right away that we felt at home here, Betty asserts. We knew we made the right decision.But first, how did this charming couple now celebrating 59 years of wedded bliss meet? Frank is the first to admit that it all began in Boston where he was a student at Northeastern University and Betty worked in the registrars office. Its the only reason I graduated cum laude, he teases as Betty twinkles. Northeastern was one of the first schools that allowed you to integrate studies with work, so by the time you graduated you knew where you were going.Franks confidence and leadership skills were perfect for a profession in sales. Throughout his successful roles, he became president of Moore Business Systems and retired as Vice President of Burroughs Corporation; both forerunners of what would become computer driven business technologies. Such achievements came with a caveat, however. As Frank steadily climbed the ladder, the Haskell family of five would move a total of ten times throughout the country perhaps one of the reasons why they now take such delight in being settled at Cypress Cove!But as the visit continues, one begins to grasp that beneath their quiet intensity resides a preoccupation of transcendent purpose, born out of sorrow and unexpected loss...Life would deal them a cruel blow when their beloved daughter Barbara was diagnosed with breast cancer at the tender age of 32. And after a four year battle including two bone marrow transplants, Frank reminds Barbara lost her heroic fight in 1995.It is in Barbara's memory that the Haskells created Barbara's Friends the Southwest Florida Children's Outpatient Cancer Fund, in partnership with the Lee Memorial Health System.When Barbara was going through her own treatment, she often encountered children enduring similar treatments for their cancers or blood diseases, explains Betty. She marveled at their bravery.Establishing a charity in Barbara's honor would become the couples magnificent obsession. It pained Barbara greatly to see these little ones suffer, Frank adds.Barbara's Friends now approaching its 16th year has raised over $8.7 million since its inception. It has helped establish and equip a pediatric hematology and oncology center that provides comprehensive support to children battling these illnesses within our local communities as well as their families. The fund also helps cover expenses for uninsured or underinsured patients. No child is ever turned away, Frank clarifies. But keep in mind that more than half either have no insurance or have only Medicaid and rely on charities like ours.Betty likes to tell the story of how they came to identify the rainbow as the logo of Barbara's Friends.The day we opened the center we were walking out to the car and suddenly we looked up and saw a beautiful rainbow across the sky, she recounted. It seemed like a message from Barbara; a reminder of the song, Somewhere Over the Rainbow, from her favorite movie, The Wizard of Oz.And now, thanks to her devoted parents, the land that Barbara dreamed of where little blue birds fly beyond the rainbow is being realized each and everyday for children in need throughout our community. And although you wont find a pot of gold at the end of this rainbow, what you will find is a Heart full of purpose, passion and possibilities in Barbara's name. Amen.Editors Note: About Barbara's Friends The rainbows arc also symbolizes the bridge now spanning the gap that previously existed between the pediatric oncology/hematology facilities in Miami and Tampa; thus making care and treatment accessible for families in our community. Today, thanks to Barbara's Friends, over 100 children receive treatment each week and more than 3,000 children have received treatment to date. To learn more about Barbara's Friends or to give a gift call 239-985-3550 or visit www.leememorial.org/foundation. This article was submitted by Bernadette La Paglia for The Seniors Blue Book.

A small child, ravaged by cancer, needs specialized treatment at a hospital 300 miles away.A senior citizen needs to travel to medical treatment not available at home. A father, separated from hisfamily during a disaster, wants desperately to be reunited. A domestic violence survivor longs to start a new life in another city, but cannot afford to leave. A young burn survivor wants to attend a special camp for other kids who understand her emotions. They can get there when there's an angel in the cockpit.For those whose lives are in turmoil, the financial, physical, and emotional burdens of travel can make ordinary trips difficult. That's when they turn to Angel Flight West, a network of 1,200 volunteer pilots who fly their own planes and pay for all costs (which average from hundreds of dollars to thousands of dollars per flight) out of their own pockets. Angel Flight West pilots fly more than 3,500 of those every year.These pilots who give so much of their time and money to help strangers, come from all walks of life. But as different as these men and women are, they all have two things in common: The love of flying, and the desire to touch peoples lives.Not only have they earned the gratitude of their passengers, they've earned the trust and respect of a long list of organizations of all types. Seventy one year old Larry G. needs to travel from his home to a major medical facility for treatment of his cancer. 120 miles away but several hours of driving in traffic, Larry isn't strong enough to make the drive. As pilot Tom Close noted about this particular flight The events around Larry and this flight are indeed emblematic of AngelFlight West. AFW puts in touch those in need, and those of us with the luxury of giving back, using the opportunities and capabilities in our lives where they can have the biggest impact. The passengers and their families, the healthcare organizations pay nothing at all, ever.At the Santa Monica, California, headquarters, a dedicated staff manages the complex system of matching pilots with passengers, coordinating the flights, spreading the word among referral agencies, and continually recruiting new volunteers among 13 western states. If you are a caregiver, a patient who needs assistance, or someone who would like to donate, please visit their website www.angelflightwest.org or call them at 888-426-2643.Editors Note: This article was submitted by Cheri Cimmarrusti, Associate Executive Director of Angel Flight West. She can be reached at 888-426-2643 or by email at cheric@angelflightwest.org.

To learn more aboutAseracare Hospice,CLICK HEREHome health carehelps people recover from an illness or injury and become as self-sufficient as possible. Visits typically decrease as the patients condition improves.Hospice care keeps patients comfortable as symptoms of their terminal illness worsen. Services typically increase over time to meet the needs of t

As memory loss progresses into the middle and later stages, communication can become difficult because of an array of challenges and changes within the brain. According to Natalie McFarland, BSN, RN and Dementia Educator at Terra Vista of Oakbrook Terrace, this doesnt mean communication stops, it simply means it becomes more important to adapt and change the way we communicate with one another.When communicating with someone with dementia, its important to remember they are still the same person you know and love, she states. It can help to put yourself in their shoes and consider how they feel. Refrain from talking to them as if they are a child, but instead speak slowly and clearly and simplify what you are trying to say. This makes it easier for them to understand while ensuring they maintain their dignity. Maintain eye contact and nod when they are speaking, because it makes them feel heard and understood, as well.There are also some other ways to ensure successful communication with those with memory loss. Some of the most effective include: Using visual cues to demonstrate tasks, point out what you are trying to show or convey or help guide them in the right direction. This ensures they understand while helping to prevent miscommunication, frustration and agitation. They can also use this tactic to communicate with you, allowing you to better understand what they need. Watching their reactions and emotions. Do they seem upset or depressed, excited or joyful? This can give you helpful clues on how to help ease their discomfort or fill their days with more moments of joy. Communicating through the senses. A touch of the hand or a hug can bring reassurance and comfort, smells and tastes can form a bridge to memories and sight and sound can help form connections to who they once were and things they once loved. Use art and music. These can awaken emotions in even those who are no longer able to speak. Play music they love, let them paint their own masterpiece. These can be a great outlet for stress.For more information about communicating with someone with memory loss or to attend a caregiver support group, contact Terra Vista today by calling 630.534.0886 or emailing info@terravista.org.

The benefits of a Pre-Arranged Funeral Plan removes the decision-making burden from the survivor by making personal choices will in advance of need. Makes sure services and merchandise you choose now will be guaranteed, no matter what the cost in the future. All growth earned in the plan adds to the final benefit, with excess refunded to the survivors A variety of payment plans are available to meet any family's needs. The plan is transferable if the insured moves from the area. When transferred, the receiving mortuary or funeral home determines status of the price guarantee.Plans can provide First Day Coverage (two or three health questions), or be Guaranteed Issue (no health questions) depending on the individuals health. The Plan may be made Irrevocable to preserve the ability to obtain any government assistance in the future Plan is Insured through a national insurance company. The consumer enjoys risk protection during payment period. Accidental Death Benefit included for Guaranteed Issue multi-year contracts. Transportation Benefit (additional $500) if death occurs 250 or more miles away from principal residence, and basic plan exceeds $2000 Grandchild Protection plan ($2,500 benefit) for a nominal premium at the time of application.When you plan ahead, you will never be caught off guard. By choosing a pre-arranged funeral plan you can take the financial and emotional burden off of your loved ones. You can be sure that your choices are honored while giving peace of mind to those left behind. This article was submitted by Caesar Procunier, Pre-Need Counselor for Broomhead Funeral Home. He can be reached at 801-633-8238 or 801-254-3389 - broomfh@msn.com www.broomheadfuneralhome.com

The Baby-Boomers emerging Age Wave makes looking into Long-Term Care insurance protection a must. Chances are much better that we will outlive our parents, and being able to afford the quality and duration of care makes out-of-pocket pricing impossible without planning.Designing a policy requires answering several important questions:- How much benefit will you need?- How long would you like the policy to pay a benefit?- What type of inflation rider should be added?- Your age, current health, and choices you make, will make up a policy premium.But arriving at the answers requires meeting with an experienced professional who specializes in these products so that a proper comparison can be made. Certain health conditions are insurable, but not with every carrier. There are plans that can be shared and there are plans that return your premiums if you somehow manage not to use the plan. It is much more complicated than you think, but with help, a successful and valuable solution can be found AND..it is more affordable than most people think.To arrange for an educational meeting to learn all you can about these valuable products, it just takes a phone call. I offer a complimentary first meeting with no obligation.Editors Note: Contact Rosemarie Hurley, Long-Term Care Insurance Specialist, at 239-274-6678 or at www.longtermcareinsurance-online.com

Refers to respiratory patients and families who will be entrusted on the use of oxygen, nebulizers and breathing exercises and other treatments as ordered. Chronic Obstructive Pulmonary Disease (CDPD) emphysema, pneumonia, etc.Pulmonologyoften involves managing patients who need life support and mechanical ventilation. Pulmonologists are specially trained in diseases and conditions of the chest, particularly pneumonia, asthma, tuberculosis, emphysema, and complicated chest infections.#listing_mgr{1 basic_search}#

A geriatric assessment is a multidimensional assessment which is designed to evaluate an individuals or couples current functional ability, physical health, cognition and mental health, social environment, legal, financial status and environmental safety. Information is gathered from the individuals themselves and may be solicited from family and other key members in the persons life. The goals of the assessment are to maintain, improve, and enhance those areas which can be affected, and to minimize risk and potential harm to the individuals under assessment. Additional goals are to reduce the burden on the family caregiver(s) and provide support for the family.The Care Manager gathers the information needed for the geriatric assessment in the home of the individual or couple over several meetings. The assessment begins with comprehensive data gathering using interviews, screening techniques and instruments, data review and observation. The starting point is the gathering of personal information, medical history, review of medications, current medical concerns, including cognition, and client goals. The Care Manager also conducts functional assessments such as the ability to bath, dress, shop, prepare meals, handle finances, and live at home safely. They review the presence and completeness of advanced directives and powers of attorney as well as financial data; i.e., income, expenses, and assets.The initial meeting with the client(s) and whomever they would like present last 1.5 to 2 hours. We review our services, sign contract document and conduct the initial interview to get to know the client a bit. There are 2 to 3 additional meetings of 1.5 to 2 hours each to cover the topics outlined above. With couples, we may need an additional meeting. We can meet once or twice a week depending upon the clients schedule and energy level.After the assessment, the Care Manager organizes and documents all key information and identifies those areas that are going well and those that that needs to be addressed, or shored up. A plan is then developed in each area that needs to be addressed with goals, priorities, recommendations and potential resources.The final meeting of the assessment and care plan is with the client(s) and whomever they would like to attend to hear the summary and recommendations of our assessment; typically, 1 to 1.5 hours per person assessed.The Care Manager is available to implement or assist in the implementation of the recommendations agreed upon by the client. The care plan provides a roadmap for the caregiver and family about what needs to be done next and in the near future. When clients are working with a Care Manager, the assessment and care plan evolves over time as client needs change.At Life Changes, we provide exceptional care management services.LET US HELP YOU BE PROACTIVE!See ad on page 21

If you are an elderly mom or dad, or an adult son or daughter of an elderly parent and you live far apart from one another, you may like to know about a Geriatric Care Manager (GCM). A GCM is a professional with specific training and knowledge in caring for the elderly. Caring involves understanding the need for and application of social work, psychology, nursing, medical care, home safety and security, and home assistance. A GCM can assess an elderly persons condition and needs, recommend services, and be an advocate for wellness and independence while aging at home. Recently, a friend of mine received a call that his father fell in the bathtub and was being placed in an ambulance for a trip to the hospital. The call did not come from his mother, but from a professional care manager he hired to see after his parents who lived 525 miles away in a suburb of Chicago. His mother pressed her life alert button, the service called her, called an ambulance, then called her care manager who was there in less than 15 minutes. Our friend, her son, was assured his dad was being cared for and the care manager would keep him posted on dads condition. GCMs may be nurses, social workers, or geriatric specialists that are qualified in planning for aging and referring services for the elderly. Youve heard the term plan ahead to avoid problems ahead. Maybe its time to give attention to these things since aging, absent early death, is inevitable. One of these two things will happen and its better to be prepared either way. The website www.caremississippi.org can lead you in the right direction.

Now that vaccines are available to fight the COVID-19 virus and are now being distributed to health care workers and at-risk adults, many seniors will soon be able to be vaccinated. Unfortunately, there is a lot of misinformation on the internet and social media regarding vaccines for elderly people and others.There are good reasons for older people to get vaccinated.According to the U.S. Centers for Disease Control and Prevention, the risk for severe illness with COVID-19 increases with age, with older adults at highest risk. Although 65.1% of COVID-19 cases occurred in people under the age of 49, 95.3% of deaths occurred in people ages 50 and older,the CDC says.Here are some things you need to know about the vaccines, why you should be vaccinated, and why some of the things youve been hearing about the vaccines are wrong.*While we at Senior Lifestyle recommend receiving the COVID-19 vaccination, we understand that this is a personal decision and should be talked about with family and caregivers prior to making the decision.What You Need to Know About the COVID VaccinesThere are two main vaccines available right now, from Pfizer and Moderna.According to Kaiser Health News, both vaccines were 94% to 95% effective in clinical trials, taken in two injections about three to four weeks apart.Facts About the COVID VaccinesBoth Pfizer and Moderna have said that 50 million doses of their vaccines became available in January, followed by 60 million doses in both February and March. That is enough vaccine for about 85 million people and should be a sufficient amount of vaccines for older adults along with other at-risk individuals,KHN says.For the entire year,WebMD says, Pfizer expects to have 1.3 billion doses available, while Moderna expects 80 million doses to be available.Here are some more facts about the vaccines,from WebMD:Facts About Distribution of COVID VaccinesAs the vaccines are being distributed, one of the main challenges will be temperature.Pfizers vaccine needs to be stored at minus 70 degrees Celsius (94 degrees below zero Fahrenheit), calling for specialized equipment. Modernas vaccine needs long-term storage at minus 20 degrees Celsius (4 below zero).Another challenge will be getting the vaccine itself. Long-term care facilities, hospitals and local health departments are in the front line for distributing the vaccine,according to AARP. As more vaccine doses are shipped, more opportunities to receive it will be made available.For now,the CDC estimatesthat 21 million health care workers and 3 million people in settings such as nursing homes and assisted living facilities will need to be vaccinated. Millions of these people have already received at least their first dose of vaccine.AARP is keeping a list of vaccine availability state by state.Go here to find out more.11 Misconceptions About the COVID VaccinesMany misconceptions about the vaccines have arisen, everything from suspicion over their rapid development to what is contained in them. These myths may be preventing people from getting vaccinated.Here are some of the more common COVID vaccine misinformation points being shared and the truth about them from theMayo ClinicandCleveland Clinic.1. The Vaccines Are Unsafe Because They Were Developed and Tested Too RapidlyTwo factors led to the rapid development of the vaccines: The nature of the pandemic and the deployment of new technology.The emergency nature of the COVID-19 pandemic led pharmaceutical companies to find a rapid solution. The U.S. government also prioritized finding a vaccine quickly, employing Operation Warp Speed to help accelerate development while maintaining standards for safety and efficacy.The vaccines use a new technology called messenger RNA, or mRNA. Although this is the first time its being widely used in a vaccine for the public, researchers have actually been working on this vaccine strategy for more than three decades.2. The Vaccines Will Give People COVID-19These vaccines enable your immune system to recognize and fight off a disease, but they dont actually infect you.The vaccines introduce mRNA into your cells, which instructs them to make a piece of the protein thats present on the COVID-19 virus. Those protein pieces trigger your immune system to mount a response to fight the virus, but they dont harm your body.3. We Dont Know Whats in These VaccinesIngredient lists have been published for both the Pfizer and Moderna vaccines. In addition to mRNA, both vaccines use lipids, or fats, to deliver the mRNA into cells, plus a few other common ingredients that help maintain the vaccines stability. Conspiracy theories circulated on social media say they contain microchips or tracking devices, but they do not.4. These Vaccines Will Alter Peoples DNAThe vaccines use mRNA to launch an immune response to the COVID-19 virus. Once the mRNA does that, the bodys cells break it down and get rid of it.5. People Who Have Had COVID-19 and Recovered Dont Need a VaccineThere is not enough information currently available to say if or for how long after infection someone is protected from getting COVID-19 again. This is called natural immunity. However, some evidence indicates that natural immunity from COVID-19 may not last long.Experts advise that it is appropriate to be vaccinated even if youve had COVID-19.6. The Vaccines Cause Severe Side EffectsShort-term mild or moderate reactions have been reported, but they go away without complication or injury. Chills, fatigue, fever, headache, injection site pain and muscle pain have been reported in some people. These COVID vaccine side effects are actually an indication that your immune system is responding to the vaccine and are common when receiving vaccines.7. There Is No Need to Wear a Mask After Getting VaccinatedIt may take time for everyone who wants a COVID-19 vaccination to get one. When you get your first shot, you dont become immediately immune. Also, while the vaccine may prevent you from getting sick, it is unknown at this time if you can still carry and transmit the virus to others.Until more is understood about how well the vaccine works, continuing with precautions such as mask-wearing and physical distancing will be important.8. Since COVID-19s Survival Rate Is So High, a Vaccine Is UnneededWhile its true that most people who have gotten COVID-19 have recovered, its also true that around 2 million people worldwide have died from the virus. Because the disease can damage the lungs, heart and brain, it may also cause long-term health problems that experts are still working to understand.The vaccine also protects those around you, since many infections appear to be spread by people who are not sick but are carrying the virus. Widespread vaccination protects populations, including those who are most at risk and those who cant be vaccinated. It will be important for ending the pandemic.9. The Vaccine Has a Microchip to Control the General PopulationThere is no microchip in the vaccine, and it will not track people or gather personal information into a database.10. The Vaccines Were Developed Using Fetal TissueFetal cells were not used in either the development or production of the Pfizer and Moderna vaccines.11. The Vaccines Must Be Stored at Low Temperatures Because of PreservativesBoth Pfizer and Moderna have reported that their vaccines contain no preservatives.If you have more questions about the vaccine, talk with your trusted health care provider or look to reliable sources like theCenters for Disease Control and Preventionor theWorld Health Organization.Written and Submitted By: The Sheridan at Lakewood Ranch- click here for more information*Click Here for Original Blog Link*

Most people have heard the terms Assisted Living and Supportive Living, many people use the terms interchangeably and believe the programs are the same. While the programs are somewhat similar there are differences that anyone looking for a community should be aware of.Supportive Living is a program that is regulated and administered by The Department of Healthcare and Family Services. Illinois developed the program as an alternative to nursing home placement for low-income seniors, 65 or older, or persons with disabilities, 22 to 64. The program allows for these individuals to remain in a community setting, while focusing on health and wellness. Residents are responsible for the room and board costs of their apartment and are entitled to keep $90 per month out of their income, the remaining income is paid to the supportive living community. Medicaid then supplements the cost of care above and beyond the amount the resident paid to the community. There are communities that are licensed for the 65 and older population while there are a few in the Chicagoland area that are licensed for the 22 to 64 age group. Supportive Living requires a pre-screen know as a Determination of Need (DON) prior to moving in. These screens are completed by an independent agency. Assisted Living is a program that is regulated by the Illinois Department of Public Health. The intent of legislation for Assisted Living Facilities and Shared Housing Establishments was to provide residential environments designed to meet the ever changing needs of the elderly population, so that they can remain as independent as possible. Assisted living establishments have an age requirement of 55 or older and residents pay privately for their apartment and care needs. Cost per assisted living vary per community and it is important to get a full list of prices for room and board and care charges. A physician certification is required prior to moving into an assisted living community and should be completed by the potential residents primary care physician. Asbury Court located in Des Plaines offers; Independent Living, Assisted Living, Supportive Living, and a new Skilled Nursing facility scheduled to open in the first quarter of 2018. You can call (847) 228-1500 to inquire about services or to learn which program might be right for you or a loved one. Asbury Gardens in North Aurora offers; Supportive Living, Memory Care, and Skilled Nursing. You can call (630) 896-7778 to inquire about services and availability. Asbury of Kankakee in Kankakee offers Supportive Living. Please call (815) 963-1000 to inquire about availability. *sources for this article are: www.illinois.gov and www.illinoislegalaid.org Editors note: this article was written and submitted by Jennifer Niedermeier, Director of Business Development for Asbury Healthcare.

Creating a stimulating and passionate environment. Take a moment to think about the various tasks that create meaning throughout our day. A typical morning may consist of dressing ourselves, making breakfast, whisking the kids off to school, grabbing a coffee and off to work. For lunch we may mingle with our co-workers in the break room or at the corner cafe, meet our spouse for a quick bite or perhaps run errands that just cannot wait until after the workday. After work, its all about kids activities, homework, dinner, bath time, and finally bedtime! Even if the aforementioned is not your typical day, we all have unique interests, hobbies, and talents that consume our day. Without these things to provide fulfillment within our lives we may feel bored, unsuccessful or a lack of self-worth.Now step into the day of someone living with Alzheimers disease. The disease has gradually robbed them of their hobbies, interests, likes/dislikes, and ultimately all familiarity. The day for these individuals can often times be filled with idle time which leads to boredom, confusion, and ultimately agitation. That is why having an activities program that brings passion back into their day is of the utmost importance.A stimulating and passionate activities program should be a seamless marriage of wellness, dietary, and administrative principals. Staff should celebrate stories, memories, and milestones while exceeding care expectations for daily health and wellness needs. The program should be stimulating, engaging, entertaining, and vital to the overall health and wellness of each resident. Mental and social stimulation are critical to a better quality of living. Each day should be an inviting atmosphere of fellowship, fun, and an exciting experience to life.Examples of stimulating and passionate activities for individuals with dementia include:Walking Club Therapeutic Exercise Tai Chi & Yoga Wii BowlingCompetition Chair Line Dance Class Bible Study Trivia Card Games Pool Competition Special MovieFeature Cooking Class WellnessChat Therapy Education Seminar Crafts Sewing Club InteractiveGames Community Choir Praiseand Worship Welcome CommitteeGathering Meet & Greet Horseshoes Picnic by the Tr CommunityMinistry Computer Class FamilySkype Time Scrapbook Club Photography Class Outside Entertainment Pet Therapy World NewsChat Card Club Gardening MensCoffee Sports Chat Ice Art PaintClass Bowling Volleyball Golf Decade Discussion Tea andFellowshipEditors Note: This article was written byBobby Lane, MSN, RN, CNL; ExecutiveDirector at La Fontaine Memory Care.He may be reached at 214-618-9519.

Having the DiscussionSometimes the hardest things to talk about are the ones we most need to discuss. One such occasion is learning that you or a loved one has a life-limiting illness. Discussing options sooner, rather than later, is critical, since starting hospice care in a timely manner is the key to its success.Hospice has a unique approach to end-of-life care that allows for active participation in developing a tailored, personalized plan -- so that together you and a hospice professional team can make sound decisions based on what is important to you and your family. Open communication is the key.Hospice offers people with a terminal illness an opportunity for gracious living at the end-of-life. Hospice treats the whole person, not the disease, while also providing care and support for their families. A team approach is used to address emotional, psychological, and spiritual concerns. The care you need is brought to you wherever you call home. Hospice provides medications and medical supplies/ equipment, at little or no cost to you. In fact, Medicare hospice benefits are available to pay for care, when two physicians prescribe this care for patients whose prognosis is for 6 months or less.The emphasis of this care is on helping the patient make the most of every moment by providing comfort and relief from pain and symptoms (often referred to as palliative care) and most importantly, listening and understanding. The earlier the hospice team is brought in, the quicker the pain and symptoms can be managed, and suffering minimized. It has also been documented that those who receive hospice care early statistically live longer and more comfortably than those who wait. This not only benefits the patient, but also the family, who need time to organize their affairs and desires, and to minimize the stress during this period.Hospice recognizes that quality of life is just as important as quantity. We encourage you to make the commitment to discuss your wishes with your loved ones, prior to your final needs.Editors note: This article was submitted by Alpine Home Health & Hospice. For further information, they can be reached at 1-800-Hospice.

Long-distance caregiving is a growing and challenging trend for adult children. The Pew Research Center estimates that one of every 8 adults between 40 and 60 is raising children while also tending to aging parents. An additional 7-10 million care for parents from far away.Every aspect of caregiving is harder from a distance - from determining the care needed to finding good local care providers to managing the quality of care. Perhaps the greatest challenge for long-distance caregivers is knowing when a senior needs help. Often a loved one sounds perfectly fine on the phone and perhaps in emails or letters. At the same time they may be missing meals, bills, friends, or even medications.Other challenges include finding reliable in-home care, knowing when it may be time to move to a safer environment like assisted living, and being absent when a parents life may be ending. Many long- distance caregivers feel guilty about not doing enough and can find it difficult to take time off work, be away from family, and afford the costs of travel.A good way to meet these challenges is to generate a solid care plan for the senior. The Family Caregiver Alliance Handbook for Long-Distance Caregivers (contact the author below to request a copy), has a step-by-step guide for families to: Assess the care status Develop a care team Hold a family meeting Access local agenciesDetermine exactly what the senior needs help doing and how much assistance is needed. Is help needed with Activities of Daily Living (ADLs) including dressing, bathing, eating, transferring oneself and toileting? What about cooking, shopping, household tasks, laundry, taking medications?Overseeing care of loved ones from afar increases emotional and psychological stress. Many community and online resources, support groups and organizations offer help and guidance. Though each persons situation is unique, with the right support from others, as well as the seniors involvement wherever possible, the long-distance adult child can find peace of mind knowing their aging parent is safe and taken care of.Editors Note: This article was submitted by John Alagood, CSA, CPA, CDP. John is the Area Owner of Senior Care Authority

This refers to what happens if someone gets hurt on the job. If the company isn't insured, then the claim gets filed against the homeowner's insurance. If the company is insured, then the claim gets filed against the company's insurance.#listing_mgr{1 basic_search}##listing_mgr{8 basic_search}#

Written authorization to represent or act on another's behalf in private affairs, business, or some other legal matter, sometimes against the wishes of the other#listing_mgr{7 basic_search}#

Whether aging in place at home, or residing in a senior living community, people living with incontinence can reduce their risk of pressure sores, UTIs, and falls, subsequently reducing their risk of ending up in the hospital by choosing high quality incontinence products.Fully breathable products that allow the skin to breathe will reduce the risk of pressure sores. Without breathability, the person wearing the product may get skin irritations and skin breakdowns. In addition, the pain, worry, and ancillary negative effects are staggering. Not only is wearing a fully breathable product important, choosing skin care products and washcloths that protect elderly thinning skin is equally as important. Transparent barrier creams and no water needed cleansing creams, for example, can aid in reducing risk.Super absorbent products are key in helping incontinent elders sleep through the night. Restorative sleep, the term meaning 7-9 hours of uninterrupted sleep that allows a person to go through the 4-5 sleep cycles, has proven benefits, ie. cell regeneration, tissue healing, hormone regulation, more alert in the morning, etc. If an incontinent elder is wearing a product that keeps them dry longer and is made from soft comfortable materials, the likelihood of them staying in bed at night is greater. If they stay in bed, they reduce their risk of falling during the night, whereas others wearing a less absorbent product may wake up in the night, wet and uncomfortable. In turn, that elder gets up out of bed groggy and thus a fall may happen. Falls are a leading contributor to hospital admissions. Choosing high quality products helps reduce the risk!Super absorbent products may also reduce the risk of urinary tract infections in elders if they are wearing a high-quality product with a double absorbent core that locks in urine while decreasing bacterial growth.If you or a loved one are challenged with incontinence, it is recommended that you inquire about high quality products at your local independent pharmacy or home medical supply store. Staff members at these stores will be more well versed about quality products rather than a consumer buying adult briefs or pull-ups in a big box store and can help guide consumers to proper size & fit, appropriate absorbency levels, styles, etc. which are all factors in promoting confidence, dignity, and overall well being for incontinent people to enjoy everyday life activities.Most pharmacies and home medical supply stores will even be able to provide free product samples to try before you buy. Remember to compare overall value versus cost as this is critical to choosi