A Continuing Care Retirement Community (CCRC) is a retirement community that offers accommodations for independent living, assisted living or personal care as well as rehabilitation services. CCRCs provide residents with a seamless continuum of care where a person can spend the rest of his or her life, moving between levels of care as needed.CCRCs offer quite a few advantages that could be just what youre looking for in a retirement community! No matter where you are in your search process, you should be sure to consider a CCRC for the various unique benefits they provide to their residents.Independent LivingInindependent living apartments, residents gain all the benefits of living independently, with none of the stress or worry that might come with living alone as you age. Additionally, you gain an active community of friends who share your hobbies and interests. And, at most Independent Living residences pets are welcomed pets so you can bring your furry or feathered loved one to live with you!Personal CareWithpersonal care or assisted living, residents receive top quality, full-service care to maintain the highest quality of life. Residents most often move from an apartment to a single room where nurses and caregivers can monitor their care around the clock. In some instances, residents may only spend a short time in personal care after an accident or illness until they regain health. Once they are cleared, they may move back into their independent living apartment. The ability for residents of a CRCC to transition back and forth, and back again, as often as needed all within the same facility is a huge benefit.Seamless TransitionsAmong the main components of a CRCC that we discussed above, another benefit is the ability to seamlessly transitions between any of these types of care as often as needed. The best part is that residents still remain a part of a single community and maintain the same lifestyle and quality of care that theyve grown accustomed to. For senior adults, multiple transitions to new living facilities in a short amount of time can be stressful and confusing. CRCCs offer the benefit of minimizing your loved one from feeling uprooted by make transitions as seamless as possible.Cost SavingsIn addition to the ease of transitions is the cost savings. As you might imagine, living the rest of your life as a resident of a single retirement community reduces costs often incurred when transitions take place between facilities.Lifelong RelationshipsOne of the biggest benefits of living in a CRCC is that residents are able to foster deep and meaningful relationship that last them the rest of their life. This allows residents consistency and stability in their friendships, which become increasingly important as we age.The Middletown Home is a unique CCRC with many benefits including a state-of-the-artfitness and rehabilitation gym. True to the continuing care piece of CRCCs, the fitness and rehabilitation gym is one more valuable resource residents gain from living in a CRCC.__________________________________Editors Note: This article was contributed by Lou Vogel, CEO at The Middletown Home.

Do You Know Which People Foods Are Dangerous For Pets?There are some common foods that we enjoy but should not share with our cats and dogs:Alcohol will cause vomiting, diarrhea, decreased coordination, even deathAvocado vomiting and diarrheaChocolate/Coffee/Caffeine vomiting, diarrhea, heart arrhythmia, deathDairy Milk - adult animals lack the enzyme to digest it, resulting in diarrheaFatty and Spicy Foods can cause inflammation of the pancreas (painful and potentially fatal)Grapes & Raisins kidney failureMacadamia Nuts weakness, depression, vomitingOnion, Garlic, Chives red blood cell damage. Cats are especially sensitiveRaw Meat, Bones, Eggs risk of transmission of bacteria; diarrheaXylitol (artificial sweetener found in sugar-free gum and mints) causes life-threatening hypoglycemia (low blood sugar) and liver failureYeast Dough rising dough can release significant amounts of gas in stomach and intestines, potentially leading to rupture Some of these, like chocolate, are well known to be problematic. Others on the list are lesser known to most people. Before offering meat baby food to cats make sure it does not contain onion powder. Chocolate, grapes, and raisins are tantalizing to dogs (and some cats) but are especially toxic. Cats and dogs are drawn to sweet or minty smells and tastes. Xylitol-containing gums and candy should not be consumed in pet-owning households.For more information on foods toxic to pets as well as toxic plants and drugs (both prescription and over-the-counter), ask your veterinarian or investigate www.aspca.org/pet-care/poison-control. To be safe, never medicate your pet at home without a prescription or recommendation from your veterinarian.This article was submitted by Dr. Lori Lowery, owner of ComforVet, LLC, a veterinary house call service. She can be reached at 303-630-9730 or by email at info@comforvet.com.

To learn more about Assisted Living Locators, CLICK HERE.Its hard watching your loved one age. Suddenly it becomes clear that mom or dad can no longer live on their own, as their safety and well-being are at risk. As seniors are less able to stay home because of safety or security concerns, many families are caught in a position where they dont know which direction to turn.Senior care and senior living are a rapidly changing landscape of options, and the choices available to the average person looking for a new home can seem overwhelming. Its time to get informed.While navigating the senior care maze can be emotional and frustrating, there are resources available to you. This turning point is especially challenging since very often, the need is unexpected and immediate. An eldercare advisor can help bridge that gap by educating and informing you of the options that relate to your specific situation. An eldercare advisor can be an invaluable voice in sorting out the issues and bringing a fresh perspective to the situation.Here are 3 reasons why you need an eldercare advisor to help your family: Its an Emotional DecisionMaking decisions, sometimes fast decisions depending on your loved ones situation, can be emotional and stressful. We dont make our best or most informed decisions when we are faced with frustration and sadness. An Advisor is a Local Expert That Can Save You TimeEldercare advisors can provide an insiders view on local senior communities and short- and long-term care options. They can narrow down your list of communities to visit and ensure it is the right fit for your loved one. They visit communities regularly and have been working with families in your similar situation. Comprehensively trained, they are true experts and are a great resource for community, care and transition information. Its a Free Service!Eldercare Advisors are ready to help you find independent living, assisted living and memory care communities that meet your loved ones care needs.This article was submitted by Nikki Wulff, Owner of Assisted Living Locators. She can be reached at 402-926-9505

For more information on Care Patrol, Click Here.Thanksgiving is one of the best holidays for connecting with loved ones over delicious food. Its a great time to visit or pick up your senior loved one for the day while reminiscing over fond memories and all you are grateful for.But this year, Thanksgiving, like much of the rest of 2020, will have to look a little bit different.Many states still haveCOVID-19 restrictionsin place, including specific restrictions regardingretirement and independent communitiesandassisted living communities. State restrictions call for alterations to just about any public activity, but the senior living restrictions are especially impactful to seniors. For example, most older adults living in these communities may be unable to have visitors or leave to celebrate this Thanksgiving.Even if you cannot visit your older loved one as you typically would, there are still ways to fill their heart and celebrate Thanksgiving in a safe way.Outdoor VisitsThe vast majority of states are allowing outdoor visits to senior living facilities. To check the regulations in your state, you can head to thismapprovided by the AARP. While most indoor visits are limited to compassionate care only, many states are allowing family and/or friends to set up socially distanced outdoor visits. While this still means you will not be able to hug or hold your older loved one, you could still see them in person, catch up and deliver a small gift.For those that live in warmer states, outdoor visits are an especially great option for celebrating Thanksgiving during COVID-19.Virtual DinnerJust because your older loved one cannot physically join you at the dinner table this year does not mean they cant be part of the celebration. With modern technology, its easier than ever to join in virtually from a distance. Of course, they wont just want to watch you enjoy all of the delicious Thanksgiving food! If their senior living community allows it, you could drop off a plate for them. Otherwise, you could order a similar meal from a local restaurant and have it delivered to them. Even if the facility does not allow outside food, most try to prepare a traditional Thanksgiving meal for residents.Send a GiftThanksgiving is not typically a holiday associated with an abundance of gift-giving, but in these circumstances, it may be a nice touch. If your older loved one is not able to join you for Thanksgiving, remind them that they are loved and in your heart with a small gift. Including a few photos and handwritten notes will go a long way in making them feel like they are celebrating with you.Thanksgiving may look a little different this year, but it can still be a fun, heart-warming holiday. Remember to follow theCDC guidelinesto assess the risk of your holiday plans and ensure that you and your older loved ones are as safe as possible.

April is Parkinson's Awareness Month. Many of the residents at the retirement and assisted living community where I work suffer from Parkinson's Disease. This doesn't mean that they are stuck in wheelchairs and have to be spoon fed. In fact, one of our residents with Parkinson's Disease came by my office the other day to inform me that he had just been skiing, did two runs, and then called it a day. However, living with Parkinson's Disease can be a challenge, both for the person with the disease, and for their family. Parkinson's is a progressive degenerative disorder of the central nervous system. The most obvious symptoms are movement-related and include shaking, rigidity, slowness of movement, and difficulty with walking and gait. Some very famous people have Parkinson's Disease, including Michael J. Fox and Mohammed Ali, who began showing symptoms at the age of 38. Early diagnosis can help people better deal with the symptoms and get the medical help as well as the physical therapy that can make their lives easier.Ten early warning signs of Parkinson's Disease from www.parkinson.org, include :1) Tremor or shaking in your finger, thumb, hand, chin or lip2) Small handwriting or handwriting that has suddenly gotten smaller3) Loss of smell or trouble smelling foods like bananas, dill pickles, or licorice4) Trouble sleeping and sudden movements during sleep5) Trouble moving or walking, with a stiff feeling in your body, arms or legs6) Constipation and trouble moving your bowels without straining7) A soft or low voice when you speak in a normal tone8) A masked face that looks serious, depressed, or angry when you are not in a bad mood.9) Dizziness and fainting when you stand up out of a chair10) Stooping or hunching over and not being able to stand up as straight as you used toIf you would like more information about Parkinson's Disease, if you currently have the disease, or if you know someone who does, contact the Utah Chapter of the American Parkinson Disease Association (APDA) at www.utah.apda.org for information, support groups, etc.

Immunocal is a powerful and unique whey protein isolate. Immunocal, a 100 percent natural dietary supplement with superior nutritional value, is formulated to contain significantly high amounts of the rare precursors (building blocks) of GLUTATHIONE (GSH). Glutathione is the cells' own natural and most vital antioxidant, and detoxifier. GSH serves to reinforce both healthy and deficient immune systems. Immunocal is essentially lactose-, and fat-free, and has no known side effects.It was the original discovery of the importance of GSH in boosting the immune system that led to the development of IMMUNOCAL. As a result of many years of research which began in the late 1970's, Dr. Gustavo Bounous (world expert on GSH) and a team of McGill University physicians and scientists demonstrated that by using a whey protein isolate in the diet of experimental animals, the animals' life span was increased as much as 30% to 50%. This effect was a result of immune-function enhancement which occurred in a variety of ways, including a heightened resistance to infection, a lowered incidence of cancer, and a greater immune response when challenged with bacteria, viruses, or foreign antigens.Immunocal has numerous method-of-use patents, five being in the United States of America. Immunocal has a Method-of-Use Patent for PREVENTING and TREATING CANCER. It can reduce side effects from some cancers. Immunocal is the only natural product patented to safely raise and sustain GSH.Immunocal is listed in the Phy-sicians Desk Reference and the Pharmacists Redbook.Jeff Schuler, a consultant for Immunotec Research has a personal testimonial himself and many other testimonials from others who have taken the Immunocal product. Mr. Schuler states I have seen significant results from friends and clients who have had cancer, strokes, and diabetes. I truly believe that Immunocal is a miraculous product for the many health challenges that face us all.Article submitted by Jeff Schuler, Immunotec Research, and can be reached at 239-200-2471

In 2020, Americans gave a record $471 billion to charities. While the 2021 numbers are still being tallied, experts expect that record to be shattered. Despite ongoing reports of a divided nation, political and pandemic unrest, and rising inflation, people wide and far keep on giving. It begs the question, why? The fact of the matter is that giving makes you feel good, strengthens personal values and community connections, provides a purpose, and impacts the world around you. Now really, who wouldn't want that?At MBK senior living communities, residents find purpose and positively impact their local communities through our Yoi Shigoto Gives Back program. Residents and team members are encouraged to share which worthwhile causes and organizations they'd like to support. For some, its charities they've long been a part of; for others, its supporting a new community need. Through collaborative efforts, they have helped veterans, at-risk youth, the homeless, foster children, animal shelters, first responders, individuals and families living with cancer, Alzheimer's and Parkinson's, and so much more.Take, for example, the most recent Giving Day holiday. MBK communities supported Meals on Wheels, All Kids Win, Arizona Animal Welfare, Bishop Gallegos Maternity Home, and Dallas Ranch Middle School. From collecting monetary donations to canned food to school supplies to clothing items, residents and team members worked together to make a difference and do good.Beyond Giving Day, residents and team members seek unique opportunities to support their local communities. At Chancellor Gardens, an MBK community in Utah, they hold bake sales to raise funds to support worthwhile goals. Theyve raised monies for bulletproof vests for police and K9 dogs families in need and even purchased a tri-bike for memory care residents.At Hacienda Del Rey in Litchfield, Arizona, our Director of Sale was recently honored by Litchfield Elementary and Wigwam Creek Middle School for ongoing contributions and promoting students academic achievements.What an honor and privilege to be recognized by my community partners and the school board members, said Eric Martinez. It was a pleasure representing the Hacienda Del Rey team and MBK Senior Living and being known for our commitment to excellence and good work in our local community. Residents at The Commons at Elk Grove enjoy a symbiotic relationship through their ongoing partnership with Musical Mayhem, a local nonprofit Children's musical theater group. According to Executive Director Meggin Cortez, The Commons has sold spaghetti and meatball dinners to local families to raise over $4,000.00 for the theater when the pandemic nearly caused them to close for good. The giving goes both ways. Every Christmas Party, the kids from the group come and sing to the residents. Musical Mayhem and The Commons joined together during the pandemic to adopt a grandparent. The residents and the children would send letters and pictures back and forth. Plus, Anne Marie, the CEO of Musical Mayhem, also sewed over 100 face masks at the beginning of the pandemic for our residents to make sure they were safe.To learn more about MBK Senior Livings Yoi Shigoto Give Back program, reach out to an MBK community near you to learn about their latest Yoi Shigoto endeavor!

Q: If I have had a partial mastectomy(lumpectomy) for breast cancer, do I need to have post-operative radiation therapy?A: After a patient has had a breast-conserving surgery, there is a risk of the cancer recurring within the same breast. Even if your surgeon does a great job and the margins are clear, there is a chance that residual microscopic cancer cells can be left behind. Radiation therapy has the ability to destroy those microscopic cancer cells, which vastly decreases the risk that the breast cancer can return.Q: What are my options for radiation therapy after I've already had a partial mastectomy for breast cancer?A: Radiation options depend on the stage of the cancer, specifically the size of the tumor and the number of lymph nodes involved. Most patients require external beam radiotherapy to the breast, and lymphatic drainage regions may be treated if cancer is detected in the lymph nodes. Certain patients with smaller cancers may qualify for MammoSite APBI (accelerated partial breast irradiation). With APBI a balloon device within the lumpectomy cavity allows radiation to treat from the inside, the length of treatment is only one week, and the side effects are mild.Q: Why do I need to have radiation after my surgery (lumpectomy) for breast cancer?A: Although surgery removes the visible tumor, there may be microscopic cancer cells remaining in the breast. Radiation treatment is given in order to eradicate these cancer cells. Radiation has been proven to significantly reduce the likelihood of cancer recurrence. For early-stage breast cancer (stage I and II), the chances of a cancer returning after surgery alone may be as high as 3050%. With radiation, this chance is reduced to less than 10%.Q: My yearly mammograms showed a suspicious spot in my left breast and my doctor has ordered a biopsy. What does that mean?A: A biopsy means the doctors will go in and take a small piece of the spot and look at it under the microscope to determine whether it is cancer or not. Doctors don't want to miss a cancer, so even slightly suspicious spots are routinely biopsied. In fact, 90% of all biopsies are negative, meaning the spot is not cancer.Q: If my biopsy shows cancer, what happens next?A: Your doctors will stage your cancer, meaning they will determine how far advanced it is. If your cancer is caught early, which is usually the case, you will have your choice of keeping your breast or having a mastectomy.Q: I was diagnosed with breast cancer very recently and was told that I am a candidate for chemo-therapy. How will my doctors know that the chemotherapy that they have selected for my breast cancer will work for me to treat my specific breast cancer?A: People often see breast cancer as one disease and treated only one way. In fact, breast cancer is a heterogeneous disease with different cells of origin, subtypes driven by various signals that promote tumor growth, with varying risks of recurrence. It is common for different medical oncologists to select different treatment protocols due to the vast number of available therapies for breast cancer. Upon completion of chemotherapy treatment, we will continue to follow you very closely with blood work, a physical exam and imaging to make sure the disease does not return.Editors Note: This article was submitted by Janet Sperry, MD and Shemin Saferali, MD.

TREND WATCH: AGING IN PLACEAn increasing number of elders are choosing to remain at home as they age. Called Aging in Place, this growing trend reflects the value seniors place on being in control of their life choices. The healthcare industry is rising to meet market demands with a range of solutions to meets every persons needs.If you or a loved one is evaluating the option of remaining at home with the help of a home health aide instead of moving to an independent or assisted living facility, there are a few factors to consider:Health. If you need help with medication reminders, scheduling doctors appointments or help planning and preparing healthy menus or getting regular exercise, a home health aide can help keep you on track.Safety. Is your home easy to navigate in case you need to use a walker or other assistance? Is the lighting sufficient? Falls are a serious risk for people as they age; a home health aide can help you as your needs change.Household help. Do you need help with housework or managing household tasks? A home health aide can lessen the burdens of daily life and give you time to engage in activities that you enjoy.Companionship. Isolation and loneliness are challenging to people who may not have as much social interaction as they age. A home health aide can provide companionship and accompany you to cultural and community-based activities.Trust. A reputable, licensed agency carefully screens and provides on-going training to their caregivers, ensuring that they are reliable and well-suited for the position. Regular supervision by an experienced Care Manager ensures that the relationship meets your needs.Cost. The costs of aging in place vary depending on the individual needs and the hours involved. The majority of home care services involving personal care are not covered by Medicare; however some long-term care insurance policies may cover some of the associated costs.Choosing to remain at home can be very satisfying solution that enables you to maintain your lifestyle in the comfort of your own home. Finding the right service provider is key to a successful relationship that will give you confidence and keep you safe as your needs change.This article was submitted by Jennifer Christensen from Osborn Home Care. Shemay be reached at 914-925-8372 or jchristensen@theosborn.org.

Senior Move Management/Downsizing Companies assist seniors and families in all aspects of the move transition. The Dos and Donts when hiring one.The DontsDo not pay for a consultation, take a verbal estimate or accept a ball park estimate or flat rate. A reputable company will meet with you to assess the job and put together a detailed estimate of costs with no surprises.Do not go straight to the bottom line. This can be deceiving. Make sure you understand the services, whats included, and number of hours to complete the job.Do not initial numerous pages on the estimate. Your signature and deposit is all that is required.Do not allow a consultant to begin the job on the initial consultation. This is the interviewing process.The DOS to AskAre you members of the Better Business Bureau? How many years in business? Referrals of recent jobs?Your impression of the consultant is a reflection of the company. A poor presentation with little interest in hearing your story is a good sign you will not be happy with their service.Editors Note: Margo Salnek is the founder and principal of Move Seniors Lovingly. 239-593-4489. www.moveseniorslovingly.com

Facing the reality of finding a caregiver and a Home Care agency that can assist us with an aging parent, loved one with disabilities or someone who cannot be left alone can be stressful.None of us want to face that reality however, it does and will come for many of us. The first thing we must do is evaluate the needs for our loved one and determine what kind of services they will need and how often will they need them. A few examples are:Company, conversation and companionshipEnsuring that medications, etc. are taken on timeFun activities and community engagementLight housekeeping and similar household taskPersonal care, bathing and related supportPreparing meals and ensuring proper nutritionShopping, laundry and similar errandsMost of these tasks are basic but for loved ones who had lived independently in the past, these basic tasks present a challenge. Do your research when choosing a home care agency are, here are some tips for making your decision:Look for a reputable, well established company.What kind of benefits does the company offer to its workers. Larger, more established companies offer great benefits which bring long term satisfied employees.Does insurance cover caregiver services? Or what governmental programs are there to help.24/7 Availability.Availability of caregiver staff (days off, holiday coverage, backup caregiver if needed).Does the agency employ Family Members to take care of loved ones?Also, make sure that you talk to your loved one. Their opinion counts too. Allow yourself and your loved one to build trust in the company and the caregiver. The agency is there to help you and the needs of the one you care about.Editors Note: Submitted and written by: Garry Aronson, Director of Communications, Patriot Home Care. For more information contact Kelly Cope, Branch Manager at Patriot Home Care, Beaver Falls PA, 724-506-8911 or visit https://www.patriothomecare.org/locations-beaver-falls.html

The #1 killer of Older AdultsWith the coming of shorter days, frosty nights and falling snow, late fall marks the beginning of the peak season for accidental falls, especially for older people. Falls and fall-related injuries are the leading cause of death in people 65 years and oldermore than 15,800 deaths per year. For people 85 and older, one in five falls results in death. Contrary to the myth that falls are unavoidable accidents, most falls are the result of manageable or preventable risks. Physical changes that come with aging make seniors more prone to falling. Changes in muscles and joints make movement more difficult and make it harder to correct for a sudden loss of balance. Vision changes make it tough for older eyes to adjust to varying levels of light or perceive depth and distance. Many medications, depression, stress or lack of sleep can also affect judgment, balance and coordination. Older adults who stay physically active improve their balance, flexibility and strength. Exercise and socialization also reduces stress and depression, increases alertness and strengthens the heart and circulatory system. Regular eye exams will help correct vision problems and detect possible diseases, like glaucoma, that make it hard for seniors to see hazards. Sturdy shoes and walking equipment such as a cane will improve balance. A seniors own home presents risks, too. There should be plenty of light in every room and along hallways and in stairways. Motion-activated or timer lights can be particularly helpful, especially as days get shorter. Emergency lighting or a flashlight should also be within easy reach. You can improve bathroom safety by having grab bars installed in the tub or shower and by the toilet. Non-slip strips and a bath bench in the tub or shower and a raised toilet seat are valuable additions. In kitchens, countertops should be kept glare-free. All rugs should be tacked down or secured with nonskid pads. Rugs with highly-contrasting dark and light patterns can interfere with seniors depth perception and should be avoided or replaced. To reduce glare, only no-wax cleaners should be used on floors. Firmly secure handrails are a necessity on both sides of stairways and outside steps. Steps should also have non-skid treads. Furniture should not block walking areas. Make sure all electrical cords are out of the way. Hiring an in-home caregiver can also help prevent falls, especially if youre a senior who is living alone at home or you are caring for an older loved one. In addition to handling risky household activities, a caregiver can provide constant supervision. Supervision is especially important for older people with dementia that makes them get up and wander at night. Editors Note: Submitted by Jared Caplan, General Manager, Home Care Assistance of Dallas.

Any one of the 15 million viewers who have watched the YouTube diaper-clad baby dancing to Beyonce's Single Ladies music video can see that rhythm ouses our bodies, while melody stirs our brains, even at an early age.Cara Webster, director and teacher of Kids Rock Music Class (KRMC), in Bonita Springs, readily validates this phenomena every day while singing, dancing, clapping and playing with her own son and several other children. The youngsters, ranging from babies to age 7, are all participating in The Music Class (TMC), an early childhood program designed to unleash the musical potential of young children.Webster, a former Florida Realtor, whose degree in music from Florida State University was gathering dust until two years ago, opened her KRMC studio after Internet research turned up TMC. "My son was a year old when the real estate market slowed down," says Webster, "and I wanted to be a stay-at-home mom, while still being actively engaged in something I loved."A desire to introduce her son to music during his earliest years proved to be the catalyst for finding a new career in music that caters to young children. "I found programs locally for grade school children, but not for the very young," advises Webster. "When I couldn't find what I envisioned, I researched, found TMC's award-winning music, engaging activities and CDs, became a certified teacher and opened my own studio."The music program, as enjoyable for parents as for children, piqued Webster's interest. "I wanted the classes to also be fun for parents, so that everyone would be inspired to sing together at home, as well as in the studio," notes Webster. Tonal patterns, rhythms and melodies are part of the entertainment frequently enjoyed by several age groups within a family."The songs are easy to sing, and the older siblings especially like to help the younger ones with their tonal patterns," explains Webster, whose enthusiasm is fed every time she is part of inter-family musical activities. "You should see what happens when a one-week-old baby is sung to by her older siblings," she relates. The youngest children may simply listen to the music and keep the beat with their hands, long before they can form words.Webster proudly cites information gleaned from This Is Your Brain on Music: The Science of a Human Obsession, by Daniel J. Levitin, a neuroscientist who runs the Laboratory for Musical Perception, Cognition and Expertise and holds the Bell Chair in the Psychology of Electronic Communication at McGill University. "Very early in childhood, most children start to spontaneously vocalize, and these early vocalizations can sound a lot like singing," writes Levitin. "Babies explore the range of their voices and begin to explore phonetic production in response to the sounds they are bringing in from the world around them. The more music they hear, the more likely they are to include pitch and rhythmic variations in their spontaneous vocalizations."While this information is impressive," says Webster, "the most important thing is that the fun we have making music together can translate into other things for children, beyond the class-like processing problems, reading, math and science."This article was submitted by Lili Marlene, Kids Rock Music Class, 26251 S. Tamiami Trail, #13, Bonita Springs. Call 239-498-5437 or visit www.KidsRockMusicClass.com.

When older adults receive a diagnosis for a chronic illness like diabetes, heart disease, or emphysema, their lives change at least a little. Chronic illnesses can affect seniors mobility, fall risk, energy, and ability to live independent lives. Maintaining relationships with friends and family may become challenging. Financial concerns can complicate life and bring added stress. Coping with these changes can affect how well we feel in general, and can impact our quality of life.An acute illness is one that lasts for a short time and may go away without any intervention, or with medications or surgery. Chronic illness recurs or persists for a long period of time and may last for a persons entire life. According to the CDC (Centers for Disease Control and Prevention), chronic diseases are among the most common, costly, and preventable of all health problems.How can older people maintain their wellbeing and quality of life while facing chronic illness? Exercise is one of the simplest ways to maintain mobility, balance and strength, reducing fall risk. Exercise can also help lessen or even reverse the symptoms of chronic illness such as fatigue. Senior exercise classes can help strength and flexibility and also maintain social contacts.Staying connected with family and friends is important especially if activity is limited or a family member becomes a caregiver. These changes can affect relationships, and need to be acknowledged and worked through. Caregiving assistance from outside of the family may become necessary.Financial worries can add to the stress of chronic illness. Its important to discuss your concerns with your health care provider, who can direct you toward community resources to help navigate insurance and financial issues.Chronic illness is a part of life for more than three-quarters of older adults. Staying active, exercising, asking for assistance when needed, and staying socially connected can all help reduce stress and enhance quality of life.WRITTEN BY:Theresa Santoro, MSN, RN, CHCAPresident & CEORidgefield Visiting Nurse Association - Ridgefield CT203-438-4555

We often hear the term Care for the Caregiver, but most people do not understand the profound depth of what that means. It is documented that the caregiver for someone with a disability or illness often has more urgent medical concerns than the patient themselves. While that may seem odd to some people, just ask a caregiver when the last time they a vacation had, a night to themselves, a day to do nothing or have been to a doctor or dentist appointment. The fact is, that as caregivers, we often give all our energy and resources to the one we care for and at the end of the day, there is very little to give ourselves. Support groups, counseling and educational seminars are wonderful resources, but it has been my experience that some caregivers find the idea of an outing overwhelming. But there is hope. Just like trying to change your exercise habits or lose weight, you have to take small consistent steps and not try to run a marathon on the first day.The first step is to respect and know yourself. When you think about tools and tips that are available, use what works for you but do not be afraid to try something new. If it works, continue to do it, but if doesn't work for you, then be confident enough to move to another technique. Remember that you are more than just a caregiver. You are a valued member of the community, a mother or father, a son or daughter, a sister or brother and a friend. You are important and significant, and you deserve to take care of yourself and be happy. Your job is physically demanding, emotionally draining, time consuming, frustrating and the most wonderful, fulfilling and rewarding job you could ever have.12 Ways for a Caregiver to Stay Healthy and Happy Know what resources are available to you Become an educated caregiver by taking classes and reading articles Know when to ask for help and do not be afraid or embarrassed to ask for help Take care of yourself by going to the doctor and dentist for regular checkups Be realistic with what you are able to do both physically and emotionally Give yourself credit and remind yourself what an amazing job you do for someone in need Eat nutritious meals by snacking on fruits and vegetables instead of foods loaded with carbs and sugars Get regular exercise and fresh air by taking a walk or even just sitting outside for 5-15 min each day Get enough sleep and allow time for self-reflection each evening Talk about your feelings to someone other than who you provide care for Have fun and laugh by finding the humor and beauty in everyday life Stay positive, think good thoughts and give thanks each dayEditor's Note: This article was submitted by Sarah Engels who is the Administrator of Adult Home Care Services and may be reached at 970-874-0136 or by email at SarahE@AHCSColorado.com

The VA Aid & Attendance (more accurately called the Pension Benefit program) is a great program to help war-time vets pay for long term care costs. There are three qualifications.First, the vet must have served for 90 days or more with at least one day during a war period. Actual combat action is not necessary; serving stateside is sufficient if done during the war period.Second, the vet or the widow of the vet, must be 100% disabled or 65 years of age or older. To qualify for the highest benefit amount, the vet or the widow must have ongoing care costs that a doctor has certified are medically necessary such as assisted living or memory care as well as in home care.Third, there is a two-part financial test. Income, as adjusted for this program, must not exceed the highest benefit rate available to the vet or widow. In addition, the net worth of the vet or widow must stay within prescribed limits. (My team can help you sort out the details.)If these requirements are met, the vet may qualify for a benefit ranging from a few dollars to over $2100 per month. The surviving spouse may qualify for a few dollars to over $1150 per month. These extra dollars can be used to help keep a vet at home and bring in extra help as needed, pay for assisted living or allow the spouse to remain at the family home. This is an absolute blessing to those families trying to take care of their loved ones.So if youre a vet, the surviving spouse of a vet, child of a vet, friend of a vet, neighbor of a vet, caretaker of a vet, just happen to know a vet, then you need to get educated on the Pension Benefit or Aid & Attendance program and make sure the vet you know is taken care of. If you need more information, call us (208) 939-7658 or check out our website at www.idahoestateplanning.com.This Article was submitted by Mark E. Wight, attorney, President of Idaho Estate Planning. For questions call (208) 939-7658 or check out our website at www.idahoestateplanning.com.

This category encompasses a wide variety of options. Retirement Communities typically offer Studio, 1 BR or 2 BR rental apartments with full kitchens, and private baths. Services can include meal plans, transportation, wellness clinics, housekeeping, laundry and maintenance. Amenities can be abundant and may include formal libraries, computer stations, swimming pools, gardens, indoor/outdoor bar areas and other social gathering spaces. Rates are monthly and based upon size, location and amenities offered. Senior Apartments are independent living units that require an age limit. Meals are usually not provided, but most have a clubhouse where groups meet for activities. Many of these apartments are subsidized units.#listing_mgr{1 basic_search}#

In my past career as a Physical Therapist, I did a lot of Rehab on folks that had suffered a fall (or falls) at home.Many times, the falls could have been avoided by minimizing risk factors ahead of time. There are many causes of falls and many ways to minimize the risk. I want to cover just one of those risk minimizers in this short time we have: Down-sizingBy definition it means to simplify, de-clutter or take up less space. From the point of view of Rehab it might mean returning someone back to home to Age in Place. It may also encompass changing where you live.So, why Downsize?*Safety: de-cluttering your living space may reduce risk of falls. A more efficient living space may also help.*Accessibility: Modifying your current space might make it easier to move about in your daily activities OR rent/purchase something that suits your physical needs (i.e.: NO stairs; all living space on one level, etc.). A Physical or Occupational Therapist specializing in Accessibility is helpful.*Energy Conservation: less to clean. Focus on the want-tos vs. have-tos that come with a large house or tons of stuff. Spend more of your energy taking care of you (develop your hobbies, exercise, socialize, learn, travel) instead of spending most of your energy caring for your habitat.You have worked hard now, enjoy!Editors Note: This article was written by Dawn Mathis, SRES, GRI, ABR - Associate Broker @Coldwell Banker Residential Brokerage. She can be reached at 970-481-5263.

A desire to help your loved one living with Alzheimers disease or other dementia enjoy life to the fullest often means providing at-home care for as long as possible. This progressive disease, however, can become increasingly difficult for family caregivers to manage. At some point, the need for assisted living in a memory care setting is likely to arise. Here are a few things to look for to help you determine when that time has come.Wandering behaviors As dementia progresses, your loved one may begin to develop wandering symptoms, also known as elopement. This increases concerns about safety as your loved one can wander away alone, putting themselves at risk for falls, injury, accident or safety and weather-related concerns.Increased aggression Aggression levels can rise as Alzheimers disease and other dementiaprogress. Incidents of aggression can put loved ones and other family members at risk.Increased care needs When your loved one can no longer perform basic tasks of daily living, such as bathing, toileting and feeding themselves, they can require more care than one person can physically manage. Safety As behaviors change or worsen, it may no longer be safe for your loved one to live at home due to household hazards. Kitchen appliances, cleansers, electrical equipment and other household items can pose a threat when not handled appropriately by your loved one.Choosing to place your loved one in memory care is a personal and individual decision. Talking to your physician can provide some valuable information on what changes to expect in your loved ones condition and care plan. Hiring professional caregivers from a reputable company can assist you in immediate care needs while you determine the best next step. There are communities dedicated to care for those with Alzheimers disease and other memory disorders. They provide a home-like environment tailored to meet individual needs based on physical, mental and emotional needs. There are different pricing structures available, but some communities offer all-inclusive pricing with no level of care charges and all care and services are included. 'Editors Note: This article was submitted by The Cottages at Chapel Creek. The Cottages has been operating in Texas since 1997 and is family owned and operated by The Cottages Senior living. They may be reached at 972464-2757.

Considering making a claim? Long-term care can be a great product to provide seniors the financial ability to live their seniors years the way they want to live.Many people, who have long-term care insurance frequently initially, have difficulty filing the long term care claim.The problem is every industry has its own language. Long-term care has its specific terminology with specific meanings. The terms may not mean what most people think they mean.I am a Certified Financial Planner, who provides simple solutions to people who have questions regarding long-term care and long-term care claims. I provide one hour of free consultation to help you determine what you need to provide to get ready to file your long-term care insurance claim.I can help you with questions or problems such as:- What are you policy benefit triggers?- What services can apply toward your elimination period?Is your current situation covered by long-term care? Have you been denied long-term care benefits for reasons that you can't really explain?If you are in the process of turning in a long-term care claim, it may be worth a free phone call to at least review what you feel qualifies and what you need to do to make sure your claim is processed and paid in a timely manner.This article was submitted by Tom Dean, President of Comfort Keepers, 239-590-8999.

No one ever imagined what living in a pandemic would be like, and certainly never planned to find out. Healthcare has completely changed as we know it and may never return to its previous status. As we all navigate these new uncertain times, there is a light at the end of the tunnel.In March 2020, Chateau Nursing and Rehabilitation was the first long-term care facility with a documented positive case of COVID-19. With that status came fear of the unknown and negative press. It was hard for the team of employees to see their workplace, their home away from home, on the daily news.What many may not realize about long-term care facilities whether independent, assisted, supportive living or memory care is that the residents and their families become our family. They are part of our day, even when we go home. We celebrate new babies, graduations, and weddings. We grieve when a loved one passes away. We are another cheering section. When COVID showed up at our doorstep, the staff was scared, we didnt sleep, and we worried about our family.We also worried about others in the industry. They were hurting for their families as we were hurting for ours. Some of our family members became sick and some passed away. Our hearts broke for the family members who couldnt say goodbye. We fought and we fought hard. When our residents or coworkers left the facility, we prayed we would see them again. In three short months, everything changed, but one thing did remain constant: we are still here caring for our extended family. Even though hugs are on hold and smiles are hidden behind our masks, we are here caring for our residents.As weve entered the summer months, COVID cases have decreased throughout long-term care facilities. At Chateau, our current recovery rate is 84% of all residents treated. Our extended family is able to return for outdoor visits. Hearing the joy in everyones voices to see their loved ones has made our hearts full. The recovery process was lengthy; however, we remained steadfast and strong. We are keeping all of our comrades in long-term care in our thoughts, that you too will weather the storm and be able to welcome back your extended families.This article was submitted by Michelle Kramer RN, BSN. Michelle is a Regional Business Development Director with Extended Care Consulting and may be reached by email at mkramer@extendedcarellc.com

Just like getting ready for a camping trip or a tour of Italy, getting ready for life means being prepared. Taking the time to think about things before they happen and then so you are ready for what might be is the most important step you can take. We all know that the root of most stress is feeling like we are out of control. Its the unknown that does us in. When we know what we are dealing with, or have thought about What happens if then we feel like were in charge. But, most of us tend to procrastinate and avoid preparing.Because we avoid preparing for life transitions in advance, we often feel overwhelmed as life happens. A family transition coach can be helpful whether you and your family are planning ahead or, as is so often the case, dealing with a transition as it is unfolding. As an objective third party, your coach will provide focus and have experience with others who have gone through similar transitions. Your coach will be knowledgeable about the many resources that are available to you. A family transition coach can be engaged by the family or by one family member, and coaching can occur by phone or in person.Editors Note: LifeBridge Solutions provides family transition/ caregiver coaching, daily money management, medical bill advocacy, and support for POAs, health care surrogates, and Personal Representatives. For more information, call 239-325-1880 or visit www.LifeBridgeSolutions.com.

Do you think I dont need hearing aids as my hearing is not that bad?Think again if hearing aids have been recommended. It is easy to ignore hearing loss in some pitches when you can hear well at other pitches, but you could be missing out. Hearing loss usually progresses slowly over time. Even a mild hearing loss can negatively affect you at work, at home and socially.When a hearing loss is treated the brain relearns how to hear. This process is generally easier if your hearing loss is treated sooner rather than later. If your hearing loss is dismissed and ignored another 7-10 years it will generally get worse and you will miss out on more of life. Satisfied hearing aid users have been shown to have improved mood, independence, social interaction and a better sex life.When I am fit with my new hearing aids it will be like putting on a pair of glasses and I will instantly hear everything better, right? Your hearing will not be instantly corrected like putting on a pair of glasses. Your brain needs time to relearn and adjust to the sound from the hearing aids. Your hearing is unique and your hearing aids will be set just for you. Fine tuning may take a few visits as your brain adapts to the new sounds.Hearing aids do not restore your hearing to normal. You may benefit from auditory training to help your brain process the new sounds that you will hear. Today hearing aids are smart wireless devices that can help you hear speech better in noise and function in the world of sound that surrounds you. Some hearing aids are even iPhone ready and you can take a phone call though your hearing aids and make changes with your iPhone if you desire. There are also options for Android compatibility with a small streaming device. When hearing improves, quality of life improves.

Take advantage of everything your plan offers to achieve optimum health and well-being By Dr. Richard Smith, Medical Director for Humana's Senior Products in Idaho If you're one of the 14 million Americans enrolled in a Medicare Advantage plan, you already know that your plan covers hospital stays, doctor visits and other major medical needs. But are you aware of the additional benefits and features that your plan offers? Being familiar with your Medicare Advantage plan will not only help you maximize the value you are receiving in benefits, but, in many cases, it will also help you achieve better health and well-being. Here are five important ways you can take advantage of your Medicare Advantage plan.Preventive Care: Medicare Advantage plans place a strong emphasis on preventive health care services that help keep you healthy, detect diseases at an early stage, and avoid preventable illnesses. That's why we encourage you to schedule regular health screenings fully covered by your Medicare Advantage plans, as well as an annual medical exam. These screenings can help your doctor catch things early when they're easier to treat.Care Management: If you are living with a chronic condition, such as diabetes or heart disease, what educational programs and support does your plan offer? Some Medicare Advantage plans offer personalized, telephonic care management, health coaching, education and support provided by registered nurses and other health professionals. These plans also offer a toll-free help line where you can speak with a registered nurse about your health concerns anytime. Wellness Programs: Many Medicare Advantage programs offer fitness programs at no extra cost and, in some cases, even include a fitness center membership. Through your health plan you may also be eligible to participate in exercise classes specially designed for older adults.Immunizations: Flu and pneumonia shots are another important part of your covered preventive care, since people 65 and older are at greater risk of serious side-effects of these common illnesses. Because this years flu season was one of the worst in recent years, make sure you are up to speed on your shots.Community and Financial Resources: If you have limited financial resources, you should be aware that there are plans available that provide extra services and lower plan costs for low-income beneficiaries, along with additional choices and benefits. If you qualify for both Medicare and Medicaid you may also be eligible for significant support and assistance from the government. If you're not sure, visit gov, or call 1-800-MEDICARE. These are just some of the benefits and features that can help you maximize your Medicare Advantage coverage and improve your health and well-being. Be sure to take a look at your health plan today to ensure you're getting the most from your plan. Editors Note: This article was submitted by Humana. For more information on Humana's senior products in Idaho call (208) 319-3400.

Assistance with activities of daily living.#listing_mgr{8 basic_search}##listing_mgr{1 basic_search}#

Did you know that there are ten regional ADA Centers in the U.S. to help seniors understand their rights and responsibilities under the ADA? These Centers are funded by the U.S. Dept. of Education to provide:Answers to all your questions on this comprehensive civil rights lawCustomized trainings for people, businesses, and organizationsResources in a variety of formats including print, e-mail, web sites, DVDsReferrals when appropriate.Some of the resources available cover topics like:What is a disability under the ADA?What entities are covered by the ADA? What is the reasonable accommodation process for employees with a disability? What Standards for Accessible Design apply to existing buildings and new buildings? What tax credits and deductions are available for removal of barriers?What is proper disability etiquette?What is a service animal? To contact the ADA Center nearest to you, call 800-949-4232 or visit www.adata.org

Saint Alphonsus is participating in a new Medicare initiative called Bundled Payment for Care Improvement program. This program was developed by the Centers for Medicare and Medicaid Innovation as part of the Affordable Care Act to improve patient experience, quality of care and find new and better ways to provide and pay for healthcare designed for a growing population of Medicare and Medicaid members.This free program encourages doctors, nurses and specialists to work together in a team so patients receive more coordinated care following hospital care. "Patients want their doctors to collaborate with all healthcare team members and their families," says Dr Chad Boult, Medical Director of Saint Alphonsus Center for Healthy Aging. "When doctors and other health care providers work together patients receive better care. This is a key element as we work toward providing the best care at a more reasonable cost."Certain Medicare patients that fall into a preselected group of bundles while they are at the hospital are automatically enrolled into the program and are assigned a Nurse Navigator, who follow the patient across all care settings. This may include in-person and/or telephone visits made routinely for 90 days. The program also includes skilled nursing facility visits and collaboration with home health services.Our Nurse Navigators work closely with patients and their care givers to review medications, address transportation issues, review red-flag symptoms, manage pain, address home/caregiver support, equipment needs, and social support, and make sure all appropriate screenings (mammograms, colonoscopies, flu shot, etc) are up-to-date.At Saint Alphonsus we are excited to be part of this transformative program as it delivers meaningful patient-centered care. Our Boise, Nampa, and Ontario hospitals have Nurse Navigator's guiding patients to better understand their recovery, to set goals specific to their diagnosis, and to obtain resources as needed. Our collective learnings enable us to better deliver care across all settings and to best meet the health care needs of our patients, in the manner they prefer.

Remember when doctors use to make house calls? In those days, your family doctor had a much better view of your total health picture. In today's fragmented health care environment, who has that big picture? Is there one person who is aware of all the different treatments and prescriptions that you are receiving?There is someone who can do this. A home health nurse can be your health care advocate; helping you to achieve a higher continuity of care.Medical treatments and therapies delivered in the home have been growing in popularity. With shorter hospital stays, patients are discharged earlier to recover in skilled nursing facilities or at home.The nurse or therapist who administers treatments at home has an opportunity to see all of your doctors' prescribed treatments and medical prescriptions. The home skilled nurse is your health care advocate, ensuring that your doctors are working together and aware of the prescriptions and medical treatments you are receiving. Today's home health nurse can provide you with a higher continuity of care after a hospital discharge and take a preventative approach to problems that may arise during your home recovery.The Federal government recognizes the essential role of the home health professional. In the recent Affordable Care Act, there are directives for Medicare to provide for home-based nursing and therapy services. These types of services are essential for patients leaving the hospital. When combined with personal care, they can provide a "layering of services" that will make you safer and more comfortable in your home.Choose your health care advocate wisely. Find a home care agency that provides both medical and non-medical care for the most efficient layering of services. Choose qualified agencies, such a provider that has been awarded Accreditation for Quality by The Joint Commission, the most respected health care accreditation organization in the nation. Choosing a provider with these credentials will ensure that you have a home care advocate who will provide you with the continuity of care that you need.By understanding the need for a patient advocate, and by choosing your provider wisely, you can substantially improve your quality of life at home. Doctors may not make house calls anymore, but thankfully we have home health professionals who do.Editors Note this article was submitted by Kim Trabing of Salus Homecare. She may be reached at 801 556-1185

Musictaps deep memories notlost to dementia and can bring those suffering from dementia back to life, enabling them to feel like themselves again, to converse, socialize and stay present. Most people suffering from Dementia have short term memory loss, so tapping into their long-term memories canhave an amazing impact on mood. Since music is linked to emotion, our brains connect music with long term memory.Music has the power to transport us back to another part of our story, to connect us, to make us feel seen and understood. One does not have to be especially musical to respond to music, to recognize music, or to react to music emotionally, shares the late neuroscience legend Dr. Oliver Sacks. Virtually everyone does, and they will continue to do so with dementia. Music opens the door to engagement. What is happening that elicits this universal and emotional response to music? As neuroimaging continues to improve, in addition to researchon living with dementia, a picture of what is happening is beginning to emerge. What seems to happen is that a piece of familiar music serves as a soundtrack for a mental movie that starts playing in our head, explains Petr Janata of UC Davis Center for Mind and Brain. This phenomenon lasts through the journey of dementia. The part of the brain activated by music is the medial prefrontal cortex, which is often one of the last parts of the brain to be changed by dementia. Janata has seen music open new pathways to memories thought lost. The parts of the brain which respond to music are very close to the parts of the brain concerned with memory, emotion, and mood. So familiar songs will bring back memories.The best music for your loved one living with dementia is the music that helps you connect with them. Here are some tips for beginning the search for music that connects to the heart of any person.Ask What are some of your favorite songs? or What song would you love to hear right now? Thanks to music streaming, most songs are readily available.Create playlists for different moods or life stages. Music can calm, energize, help us grieve, and more. Be mindful about what music you play and when.If verbal communication is limited, use trial and error. When a song clicks with the individual, add it to the playlist.A good place to start is with songs from when the person was between 18 25 years old. Depending on what years were most transformative for them, move forward and backward within the time frame or decade youre exploring.Find songs in your loved ones native language and recordings by the original artist. Try finding live recordings of a concert you know they went to and was important to them.Anecdotally, the positive effects of music are endless. Stories of improved mood, reduced anxiety, subsequent medication reduction and deep connections abound. Formal research is now starting to catch up. The takeaway? Music is amazingly powerful but only with human connection and a nurturing supportive environment.'Editors Note: This article was submitted by Home Care Assistance Collin County.

Service Agencies AcronymsCOA. AAA. ASAP. Its all part of the confusing alphabet soup of service agencies for elders. And yes, it can be confusing trying to understand all the acronyms, what they stand for and precisely what each does. But have no fear, were here to help with a basic primer to understanding these different terms.Lets start with COAs, which stand for Councils on Aging, the local level of elder services. These councils are town or city based and generally serve just a single community. Councils on Aging are local volunteer organizations that offer information and direct services to seniors, their caregivers and other people with aging issues. COAs are part of the local government, and work with other senior agencies and city and town departments to provide social, recreational, health, safety and educational programs for seniors in their communities.Most COAs operate Senior Centers for area residents age 60 or older. COAs are also home to each towns SHINE (Serving the Health Information Needs of Everyone) Program representatives, who provide free, confidential and unbiased health insurance information, assistance and counseling.ASAPs, or Aging Services Access Points, are private, non-profit, state-designated agencies under contract with the Massachusetts Executive Office of Elder Affairs to provide seniors and caregivers with access to a variety of programs and services. ASAPs manage the Massachusetts Home Care Program, Meals on Wheels, Money Management Program and Caregiver Support Program, as well as provide information and referrals for senior services. Many services are free, others are based on one's ability to pay, and some are offered on a fee-for-service basis.ASAPs are supported by state and federal funds, as well as private donations. Federal funding is provided through regional Area Agencies on Aging (AAAs), which were established under the Older Americans Act to ensure that seniors have access to all essential services.AAAs solicit and contract with private vendors for services, administer the disbursement of funding, monitor programs for regulatory compliance and maintenance of quality, and generally coordinate operation of services and resources.Most ASAPs also serve as AAAs, but some locations in Massachusetts are served by separate agencies. There are 26 ASAPs across the Commonwealth, each serving a designated geographical area.This article was submitted by Douglas Flynn. Flynn is the Caregiving MetroWest Program Manager with BayPath Elder Services, Inc. and may be reached at 508-573-7204 or by email at dflynn@baypath.org.

Nothing is harder than to take a loved one who is aging and whose capacities are diminishing and to help them make the tough decisions that will ensure their safety. How do you balance your parents need for independence and your need that they and others around them are secure? Below is a list of four steps that will show you how to communicate with your aging parents and to better show them how much you C.A.R.E..Choose The Spirit of Working With Them, Not Against ThemRemember when it comes to creating healthy results with others, your best tool is the spirit you choose to approach the other person with. Whether you bring a spirit of competition or cooperation is the best determinant of the options, choices, and ability you will have to resolve the problems you're facing. Remember that before you try to convince your parents of what is best for them, you must first convince them that you really understand them and the problems they're facing. Make sure that you don't allow the problem, whether it is bringing in extra help around the house, moving them into senior living or restricting driving privileges to become something that comes between you two. Love them unconditionally and show them that you will be there for support no matter what. The simple spirit that you care will go a long way to creating the change that is necessary. Attend to the Emotional Needs First, and the Logical Needs SecondI know that the idea of waiting to deal with the logical issues until after the emotional issues sounds crazy . . . because sometimes the decisions we are making with our aging parents could be about life and death, right? In the end however, I've found that the fastest way to get to healthier solutions with your parents will usually be with them, instead of against them. So you're going to have to go through their emotion anyway. Remember that you cant meet a need you don't understand from their frame of reference. So if you cant find a way to show you care about their emotion, you'll never get access to change their way of thinking about the issue. The rule for this section is simply: I don't care how much you know, until I know how much you care. The more urgent the situation, then, the more necessary it is to get very active in addressing the highly emotional feelings that lie deep down inside the person. In the end its important to realize that you are not going to solve the logical problems of your parents lives without effectively validating and handling the emotional issues first. No matter how logical the issues are, people are still emotional beings.Relax & Recognize that Slower, Usually is FasterSometimes it takes each of us time to be willing to let the obvious changes in our lives to take place. Have you ever needed to get your tooth fixed, and still delayed a while just to avoid the obvious procedure and its accompanying pain? Inherently people want to do things on their terms, their way and on their timeframe. That human need echoes back to the deep inner sense that we are actors in our lives who are to act, and not be acted upon. The problem arises when our parents mental or physical abilities start to diminish and their actions have the potential to either harm others or themselves. This pressure to protect our parents and others drives us to feel even more and more compelled to act quickly and decisively. Most of these difficult decisions are very hard to do quickly so start anticipating the changes your parents will need over the next year or two and begin laying the ground work for those changes. Try to create buy-in, not by talking about what we are going to change today with your parents, but by discussing what will need to take place down the road. This slower approach may allow the ideas of change to drip slowly into their system and will feel more like its in their control.Explore Outside Experts to Communicate For You.Who you are speaks so loudly, people cant hear what you're saying. That little quote perfectly summarizes the reality that many times you are not the best person to tell your parents anything. Many times you are not the best person to communicate the cold hard truths about your parents need for help simply because in their eyes you are still just a child. Perhaps it would be better to have you be the supportive hand that is sitting next to your parent as their doctor, the police department or Drivers License division takes their license away. As a professional, I have seen on countless occasions where people are more inclined to believe what I have to say than the person closest to them. Sometimes it is my credentials, my approach or the fact that they are paying to hear it that makes it all more legitimate. Don't be afraid to call in other experts. Talk to their doctors, or other experts to get advice and support in how to proceed, and whenever possible, let the professionals deliver the news and you just sit there and love and support them through it.Editors Note: This article was submitted by Matt Townsend, M.A. founder of Townsend Relationship Center, a communication skill building company, www.townsendrelationshipcenter.com or call at 801-747-2121

Term life insurance or term assurance is life insurance which provides coverage for a limited period of time, the relevant term. After that period, the insured can either drop the policy or pay annually increasing premiums to continue the coverage. If the insured dies during the term, the death benefit will be paid to the beneficiary. Term insurance is often the most inexpensive way to purchase a substantial death benefit on a coverage amount per premium dollar basis.#listing_mgr{7 basic_search}#

To learn more about Utah Senior Care Advisors,CLICK HERE.Make no mistake that the assisted living industry is big business. Huge corporations spend millions of dollars researching how to get a prospective residents power of attorney to choose one of their communities. Similar to the M&M store on the Las Vegas strip pumping the scent of chocolate throughout their store and onto the street, big business assisted living companies tend to design their dcor and menus with the decision makers taste in mind.Unfortunately, the resident is rarely the decision maker. If your loved one is from The Greatest Generation, they may not appreciate a menu that is too diverse. You may love stir fry, but if your grandma grew up on meat and potatoes in Nebraska, she may be turned off. The same advice goes for the floorplan of a building. The younger resident that spent their golden years in the height of the cruise ship era may love a larger building with lots of amenities and activities, while older residents may prefer a cozy, home-like atmosphere. Remember, a sous chef and French bistro may sound appealing to you, but what accommodations will make your parent comfortable?

It is not uncommon to experience increased aches, pains and joint stiffness as we age.hen it comes to the spine,somedecline in function and flexibility may be expected.Heres what you should know about what happens to your spine as you age, and ways to help prevent back pain and injuries.Common spinal conditions in older adults may manifest themselves in symptoms such as early morning back pain, leg pain when standing and walking, loss of height and more. Spinal arthritis develops as the cartilage separating the facet joints gradually breaks down over time. Symptoms include low back pain and stiffness that seem worse in the morning and at the end of the day, including after an extended period of physical activity. Osteoarthritis may also cause radiating leg pain known as sciatica. Lumbar spinal stenosis is a narrowing of the spinal canal, resulting in low back and leg pain that characteristically occurs while standing or walking but dissipates once you sit down or lean forward. Pain may also occur with symptoms of sciatica including tingling and numbness in the buttocks and legs. Disk degeneration and narrowing of the spinal canal may occur as the natural part of the aging process. These changes cause spaces in the spine to narrow and press against the spinal nerves. Many people with spinal stenosis also have spondylolisthesis, where one spine bone slips forward over the one below. Nerve pressure from these conditions can result in leg pain, tingling, or numbness that gets worse when walking or standing, and improves when sitting or bending forward.While not all back pain can be avoided, it is never too late to start protecting yourself against preventable spine problems. This starts with exercising regularly to keep off excess weight and strengthen the core muscles in your back and abdomen. Strengthen your core muscles through targeted exercises including aerobics, and stretching. Practice proper posture and make necessary ergonomic adjustments. Avoid lifting objects that are heavier than 25% of your body weight. Eat a balanced diet that includes anti-inflammatory foods and vitamin D to keep your bones strong. If you are a smoker - stop smoking! Consider purchasing a more supportive mattress or try a new sleeping position. Find ways to relax and loosen your back and neck muscles at the end of each day. Be practical about your exercise routine and avoid overdoing it with repetitive movements that can lead to muscle strains and sprains.If you suffer from chronic back pain or conservative treatments are no longer working, consult a spine specialist like the physicians at Boulder Neurosurgical & Spine Associates. Learn about what could be causing your pain and possible treatment options. Recurring and debilitating back pain is never normal and can be mitigated with the right assistance.Editors Note: This article was written by Alan Villavicencio, MD. Dr. Villavicencio is a physician with Boulder Neurosurgical & Spine Associates and may be reached at 303-938-5700, or by email at: info@bnasurg.com

One on one assistance with Activities of Daily Living (ADLs) and Instrumental Activities of Daily Living (IADLs)#listing_mgr{7 basic_search}#

Meals on Wheels of Boulder is offering a new service to Boulder area residents:Project Homecoming, a short-term meal delivery program designed to help patients make the transition from hospital to home.A 2006 study conducted by UC Berkeley Health Research for Action (From Hospital to Home: Improving transitional Care for Older Adults) found care transitions to be an increasingly critical health and social problem for seniors and their caregivers. In addition, some seniors are at very high risk for rehospitalization and increased morbidity and mortality after discharge a situation which puts added and unnecessary stress on the health care system.Hospital homecomings can be stressful even under the best conditions, perhaps in part because a surprising number of all patients may not know where their first meals will come from once theyre home. Many are sent home with new dietary restrictions which may be difficult and confusing. Receiving healthy meals can help smooth the transition, relieve anxiety and help patients get well faster.While the study cited refers to seniors, the service from Meals on Wheels of Boulder is designed for patients of any age or income level being released from hospitals or rehabilitation facilities to their homes in the Boulder area, specifically those who do not have immediate plans to provide food for the first five days. It includes a hot meal, delivered at noon, prepared to meet any dietary restrictions delivered by Meals on Wheels volunteers for five days. Frozen meals are available for weekends.The cost of the service? Its free for the first five days with absolutely no strings attached!We plan to add an educational component this year, said Francea Phillips, executive director. Well be working with a dietician to prepare guidelines for patients with some of the most common restricted diets, such as no added salt, no concentrated sugars, low fat, low calorie, and high protein, to name a few.Meals on Wheels of Boulder was founded in 1969 and has delivered more than 1.5 million meals in the past 40 years. Demand for services has increased steadily at about 15% for the past four years, with an enormous increase in need for food among those in the lowest income brackets. Meals on Wheels of Boulder has no waiting list and will not deny food regardless of age or income to any qualified individual in Boulder.For more information about Project Homecoming or any services, please call 303-441-3908, visit www.mowboulder.org, or email info@mowboulder.org.

Senior Move Managers assist adults to remain in their current homes, or to move to new ones. Good Moves, Inc. specializes in the emotional and physical aspects of sorting through a lifetime of memories.You may not need to move. With time, homes often become cluttered and unsafe. To avoid an unneeded move, Good Moves, Inc. helps downsize, de-clutter, and organize.SAFETY is always first, and moving when you want to move is much better than when you must.Develop a floor plan for what your home will look like when youre done. If you are moving from a 1,500-square-foot home now, its not all going to fit in a 900-square-foot apartment. DO NOT wait until you get there to decide what will fit.Enlist friends and family members who are energetic and physically able to get boxes down from the top shelves.Start in an area that is used the least, such as a back closet or a spare bedroom. Box up what you want the kids to have and send it to them. Now.If you get started on your own and it becomes too much, call Good Moves, Inc.Editors Note: We offer FREE in-home estimates. Get yours now by calling 239.682.3742.

Skilled Nursing Facilities (SNFs) vary greatly in their ability to provide high quality individualized Rehabilitation services to patients. Patients, families, & healthcare professionals often choose a SNF based on geographical factors, physical plant (e.g. interior/exterior design, meals, availability of private rooms); also, often used in the selection process is an environment that is clean and odor-free, as well as positive regulatory agency reports. Although these factors can play a role in the decision making process, other very important factors that should be considered are often overlooked. Successful Rehabilitation, measured by positive functional outcomes, can best be achieved in facilities that provide highly individualized Rehabilitation services -- where there is a close working alliance between patients/families/caregivers & a highly skilled team of healthcare professionals. The goal of this team is to maximize a given patients physical, functional, emotional, social, spiritual, vocational, & leisure potential --often after life changing/catastrophic illness. Healthcare professionals that should be part of this team include primary care physicians (PCP), and physiatrists, who should work closely side by side. While the PCP attends to the general medical needs of the patient, the physiatrist --a physician specializing in Physical Medicine and Rehabilitation -- attends to the patients individualized Rehabilitation program. The physiatrist serves as the team leader of a group of individuals, which include, but is not limited to: occupational therapists, physical therapists, speech language pathologists, social workers, recreational therapists, patients and their families/caregivers. Also important to the Rehabilitation process is around the clock availability of highly qualified nursing staff, as well as the easy availability of other healthcare consultants as needed. There should be close attention to the proper equipment needed for rehabilitation and the actual amount of time that a patient actively participates in the rehabilitation program, and this should reflect the actual needs of the patient. The proper matching of a specific patients need for rehabilitation services and the services that a specific SNF can actually provide, will help to maximize a successful rehabilitation outcome; this is turn, will help to minimize psychological & financial difficulties for the patient and their family -- during a usually very stressful period in their lives.Editors Note: This article was provided by Jose A. Alonso, M.D., full time physiatrist on staff at Prospect Heights Care Center. Dr. Alonso is the Medical Director of Rehabilitation Medicine Services, Prospect Heights Care Center located at 336 Prospect Avenue, Hackensack, NJ, The PM&R Center, P.A., Englewood, NJ and Assistant Clinical Professor of Rehabilitation Medicine, Columbia University College of Physicians and Surgeons, New York. He can be reached at 201-678-1800.

Alzheimer's disease is the Sixth-Leading cause of death in the United States. March 11, 2013 will be Advocate for Alzheimer's Day at the Utah State Capitol. This will be our second year to take this important cause to our Legislators. This year the focus will be on assuring that our State Senators and Representatives truly understand the urgency in supporting now and in the future, the State Alzheimer's plan with the dollars that are needed to keep the momentum going. There are many of you out there who are experiencing firsthand the devastating effects of this disease. Whether you are caring for a loved one who has been diagnosed, a professional who works with people who have the disease or a friend or neighbor of someone whose family is struggling to navigate the process of living with someone with Alzheimer's. The time has come for our voices to be heard! Utah is #2 in the United States for diagnosis of Alzheimer's and related Dementia and we are projected to be #1 by 2025. Unless we can get continued support from our legislature, the cost of Alzheimer's disease care will bankrupt our state.Editors Note: This article was submitted by Kimberly Ware. Kimberly is an Administrator with Dignity Home Health & Hospice and may be reached at 801-934-6279 or by email at kware@dignityhlth.com

Lutheran Services Florida Sarasota Guardianship helps protect vulnerable adults in Sarasota, Manatee and DeSoto counties from abuse, neglect and exploitation.Guardians are appointed by the courts to act on behalf of those who cannot handle their own affairs due to physical injuries, mental illness, developmental disabilities, Alzheimer's disease or other age-related dementia. A guardian may be appointed to act on behalf of an individuals person, property or both.When LSF is named guardian, a professional staff team immediately conducts on-site visits to assess the situation and secure client assets. Case Managers conduct an assessment and financial staffers begin to marshal and secure client assets. Team members generate a plan of care, considering the clients standard of living and lifestyle to ensure individuals reside in safe, clean, healthy environments with appropriate care and services. Staffers organize finances and LSF begins to pay clients bills, monitor insurance issues, apply for benefits, and manage income and assets.The duties for guardianship of the person and/or property can be managed by LSFs professional staff without the need for a guardian through a combination of services. Services are tailored to the individuals needs and can include: Case Management (coordinate and monitor care needs) Serving as Power of Attorney Representative Payee (manage Social Security benefits) Trustee Authority Representative for Estates Health Care Proxy Assistance in Applying for MedicaidWhen you, your loved one or client needs Guardianship or Case Management Services, LSF is your best choice. Here's why. Availability LSF has 14 local available to meet clients immediate needs Staff is on call 24 hours a day, 365 days a year. Stability LSF has provided Guardianship Services since 1982, with over 1,300 clients served in Sarasota alone. Financial Expertise LSF is audited annually by an independent CPA Auditing firm. Centralized Accounting allows for increased audit controls for bill payment and finance management. Professional Expertise LSF staff includes accountants, social workers, Certified Master Guardians, and developmental service workers.For information, contact Anne Ridings at 941-358-6330 or aridings@lsfnet.org

Independent Senior LivingAs we age, many of us are faced with the prospect of revising our living arrangements. While thinking about moving can be a source of anxiety and stress, planning ahead can give you more choices for the future, making a big difference in your level of independence and quality of life. If home upkeep and maintenance has become overwhelming, if youre simply looking for a community with more opportunities to socialize, an independent living community may be a good option. To decide if it is right for you, learn about your choices in independent living, including common types and find help in choosing a residence.Independent Senior Living is a residential living setting for elderly or senior adults that may or may not provide hospitality or supportive services. Under this living arrangement, the senior adult leads an independent lifestyle that requires minimal or no extra assistance.Since independent living is any housing arrangement designed exclusively for seniors, generally those aged 55 and over, the housing varies widely from apartment-style living to freestanding homes. In general, the housing is friendlier to older adults, often being more compact, with easier navigation and assistance. You may also hear the terms retirement communities, retirement homes, senior housing and senior apartments applied to independent living.So, no matter what type of independent living community you consider, you want to make sure you connect with peers and feel comfortable in the community. When you visit the area, talk with some of the residents. Are they people you'd like to know better? Are some of your favorite hobbies or activities available? Are support services timely with friendly staff and are the activities accessible? Is the community in close proximity to shopping and transit venues if needed? Knowing all these things in advance will give you the greatest opportunity to enjoy to the fullest your new apartment or home.Editors Note: This article was submitted by Debbie Grammer.Debbie is a Manager with SilverCrest Senior Community and may be reached at 801-758-9955 or by email at manager@silvercrestapartments.com. For more information visit SilverCrest Senior Community on the web at: www.silvercrestapartments.com

Everyone wants to sell you dental insurance; but a dental plan is better.Dental care is the largest out-of-pocket medical expense for many retirees. To save a diseased molar can mean a root canal-$900 and a crown - $1100; total $2,000. Only 30% of Seniors have any type of dental coverage. Should you buy dental insurance? Probably not; instead consider a good discount dental discount plan. A single senior (age 65 or older) cost for a discount dental plan can be as low as $8.95 per month ($107.40 per year). Members of a discount dental plan are given special reduced fees from a network of excellent dentists who will perform all dental procedures at 20 to 60% savings.Dental insurance has a low annual limit on benefits; typically $1200. AARPs basic plan with a $1000 maximum costs $478 per year and they have a plan with a $1350 maximum for $664 per year. And this is typical of most stand alone dental insurance coverage. You usually have twice a year cleanings and exams that do not count against the maximum. But are they really free when you are paying those types of premiums?And you do get a tax deduction for your dental care costs.Today there are more options for seniors to help save money on dental costs. Consider what you spent on dental care last year, and find a discount dental plan so you can compare those costs. The savings will surprise you!Editors Note: This article was submitted by Don Whaley with American Dental Group and may be reached at 719-633-3000 or don@pcisys.net

Depression in the elderly is common, but that does not mean its a normal part of aging.Seniors are expected to slow down, so the signs of depression may get missed, delaying effective treatment and forcing many to struggle unnecessarily for years.Understanding DepressionThere are many changes later in life that could lead to depression, including loss of independence, death of friends of relatives, financial concerns, medical issues or moving away from home and family.Depression prevents people from enjoying life, but it affects more than mood. It also impacts a persons energy, appetite, sleep and physical health. Depression is a serious condition, and those suffering from it cant just snap out of it. Its a medical problem, and it requires medical treatment.Recognizing SymptomsDepression and sadness may seem to go hand and hand, but many depressed seniors claim not to feel sad at all. Instead, they complain of low motivation, a lack of energy or physical problems. The following are common symptoms of depression in the elderly: Unexplained or aggravated aches and pains Feelings of hopelessness or helplessness Anxiety and worries Memory problems Lack of motivation and energy Slowed movement and speech Irritability Loss of interest in socializing and hobbies Neglecting personal care (meals, meds, hygiene)Caring for Those with DepressionDepression is a highly treatable medical condition. If your loved one shows any of the symptoms listed above, take him or her to see a primary care physician for a complete physical checkup. The physician may refer the patient to a psychiatrist to evaluate if treatment is needed to reduce symptoms, improve functioning and enhance well-being.Specialized care for adults and seniors with behavioral health issues provided in either a hospital or outpatient setting can assist with treatment and help with long-term healing. Behavioral health services can improve the quality of life for someone you know or love.This article was submitted by Brooke Pedroza, Community Liaison Director at Oceans Behavioral Hospital Plano. She may be reached at 972-596-5445 or email bpedroza@oceanshealthcare.com.

Selecting the right Medicare health insurance coverage is more challenging than ever before. Not only is there a large and confusing selection of choices (Original Medicare, Medicare Advantage, Medigap, Pensions, Tri-Care, Prescription Drug Plans, Cost Plans, MSA, PFFS, PACE, Special Needs Plans, etc.), but finding trulyknowledgeable, unbiasedadvice seems almost impossible, yet it is critically important to you.Most folks on Medicare don't really know or understand the coverage they have as compared to the other options available. This can lead to MAJOR PROBLEMS down the road. Some of these problems are: HUGE co-payments for hospitalizations, surgeries, cancer treatments (chemo & radiation), chronic illnesses etc. I've even encountered people that were refusing necessary cancer treatments because they simply couldn't afford them. Another common problem is going into the doughnut hole sooner than need be.The right medicare advisor can help you avoid these common problems. But finding the right advisor isnt always easy. Here are the traits you should look for in an advisor to ensure that you receive knowledgeableandunbiasedadvice; 1) Make sure your advisor specializes in Medicare. Just because your agent may know a lot about auto or life insurance, doesn't mean they know about Medicare. 2) Make sure your advisor is independent, not tied to just one or two insurance carriers. This is not a one size fits all type of insurance, mistakes or bad advice can be very costly. 3) Make sure your advisor can offer multiple types of policies from multiple carriers. 4) Make sure your advisor does regular reviews of your coverage as your needs will change over time. 5) Is there an advisory fee? The short answer should always be no.Make sure you get the expert Medicare advice you need. This will help ensure you get the best Medicare has to offer, rather than letting Medicare get the best of you.Editors Note: This article was submitted byBill Gundelfinger-Mr. Medicare? ofSenior Benefit Advisors, Medicare Experts. Helping Medicare Beneficiaries get the most out of their health insurance. He can be reached at720-675-8032 or 800-376-5450

According to the National Alliance on Mental Illness, more than 6.5 million Americans aged 65 or older are affected by depression.While some adults with depression may have been managing the disease for a number of years, others experience depression for the first time later in life.Symptoms of depression in people older than age 65 include: Social withdrawal Loss of appetite Confusion Loss of interest in activities Feelings of guilt and/or worthlessness Feelings of hopelessnessUnlike typical feelings of sadness, loneliness or grief, depression does not go away on its own and may last for months or years at a time if untreated.No one knows exactly what causes depression, but some circumstances or diseases can increase the risk of depression. In the elderly, hormonal changes can be a factor, as can physical illnesses such as dementia, Alzheimers disease, arthritis, Parkinsons disease and certain thyroid disorders. Major life changessuch as retirement, the loss of a loved one or the diagnosis of a major diseasemay also trigger depression.Diagnosis DifficultiesBecause depression can mimic symptoms of other diseases, early signs may be misdiagnosed. Before diagnosis and treatment of depression, physical tests should be conducted to rule out other illnesses.Depression can also be mistakenly considered a normal part of aging, both by doctors and by senior adults. Some seniors may also see depression as a character flaw and feel uncomfortable asking for help. While all people experience life changes that can elicit grief or sadness, clinical depression is not something that should just be accepted as a part of getting older. Treatment options such as psychotherapy and antidepressants can help improve symptoms and quality of life for those suffering with depression at any age.The MetroSouth Senior Behavioral Health Unit is an acute inpatient program to treat persons 55 years or older who are suffering from symptoms such as: Overt prolonged sadness, Excessive anxiety, Sudden onset of disorientation and confusion,Thoughts, behaviors, or plans of hurting themselves or others including poor judgment in day-to-day living.For a confidential assessment, or more information, call (708) 824-4774.Editors Note: This article was submitted by MetroSouth Medical Center.

The family of Cassie King, 80, of Oak Lawn, visit her through a sliding glass door at ManorCare Health Services' Oak Lawn East nursing facility. It's the first time King's family has seen her since she was hospitalized in early April after testing positive for COVID-19. (Courtesy of ManorCare Health Services)(ManorCare Health Services)When Cassie King saw her family Tuesday for the first time in over a month, food was foremost on her mind.The 80-year-old great-grandmother, who is convalescing at a skilled nursing facility in Oak Lawn after battling COVID-19, spoke with her relatives through a sliding glass door Tuesday after graduating from the facilitys airborne isolation unit to her own room.Its likely to be another week or two before King is strong enough to return home, but that hasnt stopped the Oak Lawn resident from dreaming of the feast shes fixing to whip up when she does.She said, I cant wait to get back home so I can start cooking, said Vivian Moore, Kings daughter. And Im like, we cant wait to get you back home to start cooking.AdvertisementKing, a Mississippi transplant, has already devised a decadent Southern-inspired menu for her triumphant culinary homecoming that has family members salivating.Her first meal back will feature macaroni and cheese, chicken and dressing, both collard and mustard greens, and caramel cake for dessert.My moms house has always been the house where everybody comes on a Sunday to eat, said Moore, who, until this week, had not seen either of her parents since they were admitted to Advocate Christ Medical Center in early April after both tested positive for COVID-19.It was scary, said Moore, who feared the worst for her parents. That was my concern was, oh my goodness, are my parents going to die? Are both of them going to die?Even though hospital staff continued to offer encouraging reports about their progress, Moore said she lived in fear of the call that one or both of her parents condition had taken a turn for the worse.It was especially stressful when she couldnt immediately get through to the hospitals overworked nurses and her mind would race as she waited hours for an update on her parents health, Moore said.Is this the call where theyre going to say they got worse or they didnt make it or they had to be placed on a ventilator? she said. I was always looking for those calls.Moore said she feels fortunate she never received such a call and that both of her parents eventually recovered.Her 87-year-old father, Jeremiah King, had it worse than his wife, whose symptoms never progressed beyond general nausea and a mild cough, but was actually discharged before her and already has returned home.Cassie Kings hospital stay and rehabilitation were extended by an unrelated, but debilitating spinal problem diagnosed after she was hospitalized for COVID-19 that required emergency surgery, her daughter said.As a result, shes likely to remain at ManorCare Health Services Oak Lawn East location, which specializes in short-term rehabilitation, for a while longer as she builds back up the strength to walk again.Cassie King, 80, of Oak Lawn, waves to her family through a sliding glass door at ManorCare Health Services' Oak Lawn East nursing facility on May 12, 2020. It's the first time King's family has seen her since she was hospitalized in early April after testing positive for COVID-19.(Courtesy of ManorCare Health Services)Jeremiah King, who suffered shortness of breath and had to be administered oxygen, but was never placed on a ventilator, was discharged from the hospital April 28 and spent two weeks recuperating at ManorCares Palos Heights East location before returning home Monday.Moore said she was overjoyed to have her father back home after spending a month apart and felt reassured upon arriving at his place Monday to find him doing what he likes to do most sitting on the couch and watching the news on CNN.When I saw him doing that, Im like, oh my goodness, hes home, hes feeling OK, she said.Moore said that upon returning home her father requested a solid home-cooked meal, so shes planning something for this weekend.Unlike her mother, who has asked that she drop off fried chicken, ribs and Portillos polish sausages at the nursing home, Moore said her father just loves vegetables.If I cook him a bunch of vegetables, hes happy, she said, running off a list of greens that meet her fathers approval.The family will hold off on having a larger celebration to mark both Jeremiahs and Cassies recoveries until after her mother is released from the nursing facility, Moore said.In the meantime, she said she was trying to figure out how best to care for both of her parents once theyre back home.She said she wanted to share their story of resilience and recovery to offer hope to the thousands of families waging their own battles with COVID-19.Honestly, when I first heard that both of (my parents) were COVID-positive, it was really scary because I didnt see anything positive coming up out of this virus, said Moore, who recalls how disheartened she felt seeing the daily tallies of deaths on the news. It was just so depressing.But, she said, With great health care, with caring nurses and with nurturing doctors, older people really can survive this COVID.In fact, ManorCare is touting Cassie King as the skilled nursing facilitys 1,000 COVID-19 recovery graduate across its nationwide system.King, who was transferred from Advocate Christ to an isolation unit at the companys Oak Lawn East facility one week ago, is one of approximately 84 COVID-19 patients who have recovered from the virus at one of ManorCares five south suburban skilled nursing facilities, according to company data.Recovery, as defined by the company, occurs when a patient goes 72 hours without experiencing COVID-19 symptoms following a period of at least 14 days since the onset of those symptoms.At ManorCare, when a patient reaches that milestone, they are moved from an airborne isolation unit, where employees wear N95 masks, goggles and gowns, to a private room within the general nursing home population.Written by Zak Koeske zkoeske@tribpub.com

When deciding to move, simplify surroundings, or transition to a new quality of life, Senior Move Management professionals assist older adults and their families by partnering to create a personalized overall transition and implementation plan. Many people find the physical and emotional tasks associated with a move overwhelming. These changes, especially organizing and downsizing the amount of items accumulated over years, can be particularly difficult for Seniors who have lived in their same home for 30, 40, or 50 years.When hiring a Senior Move Manager, clients and their families reduce stress and relax during the move or transition while leaving the details and hard work to an expert!Oftentimes families are willing to help, but they have limited time due to work schedules, minimal vacation time, being geographically dispersed, and/or obligations at their home. These factors delay the downsizing tasks and ultimately increase the costs associated with the transition. Senior Move Management Professionals help facilitate the transition for everyone involved using their extensive knowledge of resources to reduce the length of time and profitably disposition unwanted items, saving clients time and money overall. Services provided vary by company, but most Senior Move Managers can help with planning for a part or full solution to the following:Developing an overall move or downsizing planOrganizing, sorting, packing, moving, unpacking, and setting up a new homeCustomized floor plansArranging for the most profitable overall solution to the disposition of unwanted items through auctions, donations, clean outs, or a combination of solutionsArranging shipments to family and/or storageRelated additional services, such as hiring a handyman, cleaning, and preparing the home to be sold or rented.Most Senior Move Managers offer a free consultation. The goal is to partner with clients on creating a personalized plan showing how their move can be simplified. Clients can then sit back, relax, enjoy, and leave the details to a professional for the best move ever!Editors Note: This article was submitted by Troy & Shannon Stromme, Owners of Integrity Transitions, LLC. They may be reached at 970-690-7360 or by email at IntegrityTransitionsCO@gmail.com.

The coronavirus pandemic is making everyday life challenging for all of us, but thats especially true if youre caring for someone with dementia due to Alzheimers disease or another cause. You may be providing care in your home without the community supports that youre used to, or maybe youre trying to help while being physically separated due to the social distancing required to stop the spread of the disease.The anxiety you may be feeling about providing dementia care is likely compounded by the reports that most of the deaths from COVID-19 are in people older than 60, especially the frail and those with chronic conditions such as diabetes or cardiovascular disease. The increased risk of COVID-19 in older adults may in part be due to the fact that as we age, our immune system is less able to fight off infection. The risk seems particularly high in individuals with cognitive impairment and dementia.In addition, cognitive and memory impairment can put a person at higher risk for complications from the isolation and social distancing needed to control COVID-19. Here are some tips for helping someone with dementia or Alzheimers disease during the COVID-19 pandemic:Provide information:Older adults, particularly those with cognitive and memory impairments, often have low awareness and limited access to accurate information and facts about the COVID-19 pandemic. This can result in either excessive worries or in a lack of appropriate concern. As a family member or caregiver, its important to provide clear, concise information and to repeat it often to ensure understanding.Help with personal hygiene and social distancing:Cognitive impairment makes self-protection challenging. Therefore, the risk of infection is higher in a person with dementia, who may not fully understand the risk of disease or may forget to be as careful as necessary. For example, regular hand washing is hard to remember, even for people with good memory. If infected, a person with cognitive limitations can unknowingly spread the disease. Putting in place a strict structure with reminders and oversight can help to minimize the risk to the person with dementia and to others in the household.Recognize illness: Poor memory and limited self-awareness also pose risks because the person may not recognize the presence of a cough or might even forget to mention an episode of vomiting to a caregiver. A checklist of questions and perhaps even assessing the breathing and measuring the temperature daily can become a helpful routine.Reduce stress:During these challenging times, caring for someone with cognitive impairment causes a substantial increase in stress for caregivers and family members. Its important for you to consider your own well-being and get appropriate support. The risks to a person with dementia are substantially increased if their caregiver is stressed or depressed.If you need help caring for a parent or loved one with dementia due to Alzheimers disease or any other illness or if youre seeing signs of dementia and dont know where to turn next TheDeanna and Sidney Wolk Center for Memory Health at Hebrew SeniorLifeis open for telehealth, video, and telephone services. We can provide consultations to assess cognitive function and address behavioral changes, recommend personalized interventions, provide individual counseling and dementia caregiver support groups, and connect you to additional resources. Services are covered by Medicare and most insurances.Contact us at 617-363-8600 orWolkCenter@hsl.harvard.eduto learn more and get help.About the Bloggerhttps://blog.hebrewseniorlife.org/caring-someone-dementia-during-coronavirus-pandemicAlvaro Pascual-Leone, MD, PhD, is a Professor of Neurology, Harvard Medical School, and a Senior Scientist at the Hinda and Arthur Marcus Institute for Aging Research at Hebrew SeniorLife (HSL).

There is an important service that should be performed by every Assisted Living Facility when they take on the responsibility of caring for a loved one in your family.In fact I encourage you to add this to your list of criteria when selecting a facility particularly when you are dealing with a senior who is frail or has memory care issues. The question: When a resident is sent out of the facility to the hospital Emergency Room, do they send a person from the facility to act as an patient advocate? An advocate can speak about the medical condition and needs of that resident, can explain the resident's baseline condition, medication list, allergies, recent behavior and issues surrounding the circumstances leading to the visit to the ER.Too often residents get sent out on their own to an ER and the hospital staff don't know the circumstances of the crisis or the background of this resident, now patient. Family members are often summoned to come and help. Many times the family members that can come to the ER are the ones who are most available at the time, but they may not be providing current vital information because they are not up to date on the resident's condition or they don't understand the true medical condition of their loved one. Memory care residents struggling with a crisis can be extremely difficult to deal with and figure out when they are not in the company of an informed advocate.Sending an informed patient advocate to the ER, will lead to a reduction in hospital admissions, a reduction in return trips to the ER, faster recovery times due to better diagnosis and more appropriate medical solutions put in place. There is a reduction in stress for the resident because they have a trusted familiar person with them to help navigate this crisis. The ER doctors and nurses really appreciate having the information and will actually often show preferential treatment in terms of getting this patient taken care of because they have the ability to order tests and eliminate probable causes faster. Make sure your loved one has someone to speak on their behalf when they get sent to the ER.Editor's Note: This article was submitted by Russ Udelhofen,Administrator ofJaxpointe Assisted Living and Memory Care Homes. He can be reached at info@jaxpointe.com.

Why Act Now? Beautiful senior living facilities serve Collier and Lee Counties. New ones open every day. Seniors and their families can feel overwhelmed by so many choices!Hawley-Holt acts as a matchmaker by interviewing seniors and their families to identify and understand their near term health needs, longer term preferences and life style priorities.These are compared against a complex database of information provided by the local senior communities and compiled by Hawley-Holt.Hawley-Holt identifies three or four communities that most closely offer what clients need and desire. Meetings are arranged. Hawley-Holt may accompany seniors and/or their families on the first visit and assist with unanswered questions afterward.Acting now may avoid missing out on that perfect apartment or being placed on a waiting list. Waiting until poor health necessitates a move may limit choices and result in a hasty move later.To move or not to move is not the only question: Can we afford it? Are pets allowed? How far is it from church? Can my son visit any time? There are many questions that go along with moving into a senior community. Free, no-cost services. Let us help!Editors Note: Call 239-290-0726 or visit us online at hawleyholtseniorlivingadvisors.com.

As a Certified Elder Law Attorney*, I am often asked by my clients how they can protect their savings from a nursing home.They think if they end up in the nursing home, their hard-earned assets and even their home could be lost. Theyve heard that perhaps they should give the home or money to their kids and want to know what I think about the strategy.I usually explain that transfers of assets to the kids are risky for a few reasons. First, youre giving up control of your stuff. Who wants to do that? Second, you may be making a capital gains tax mistake. Finally, youre subjecting your savings to your kids issues like future divorces or lawsuits.I then often explain a device called a Medicaid Asset Protection Trust is often a great solution. From a nursing home planning standpoint, it allows clients to protect assets without some of the risks associated with giving them to their kids. With this type of planning, the creator of the trust (called the Grantor) re-titles some of their assets to the trust. In doing so, the Grantor protects the savings from long term care costs.Consider the situation of Fred and Wilma. They are retirees who own their primary residence and have some investments. They feel comfortable that their retirement savings will provide well for them. There will likely even be some leftovers to leave as a legacy to their kids. However, they know that nursing homes can cost more than $100,000 per year. They know if one of them gets sick, the other spouse may not be able to enjoy a comfortable retirement.After our discussion, Fred and Wilma decide the Trust is right for their needs. They create the Trust and then re-title their home and some of their savings into the Trust.If youd like to learn more about how Medicaid Asset Protection Trusts work, check out the info at sechlerlawfirm.com or give us a call at 724-841-1393.Editors Note: This article was written by Certified Elder Law Attorney* Tim Sechler, Esq., Sechler Law Firm, LLC. See our ad on the Back Cover or contact us at 724-841-1393 or www.SechlerLawFirm.com.*Certified as an Elder Law Attorney by the National Elder Law Foundation as accredited by the Pennsylvania Supreme Court.

In my past career as a Physical Therapist, I did a lot of Rehab on folks that had suffered a fall (or falls) at home.Many times, the falls could have been avoided by minimizing risk factors ahead of time. There are many causes of falls and many ways to minimize the risk. I want to cover just one of those risk minimizers in this short time we have: Down-sizingBy definition it means to simplify, de-clutter or take up less space. From the point of view of Rehab it might mean returning someone back to home to Age in Place. It may also encompass changing where you live.So, why Downsize?*Safety: de-cluttering your living space may reduce risk of falls. A more efficient living space may also help.*Accessibility: Modifying your current space might make it easier to move about in your daily activities OR rent/purchase something that suits your physical needs (ie: NO stairs; all living space on one level, etc). A Physical or Occupational Therapist specializing in Accessibility is helpful.*Energy Conservation: less to clean. Focus on the want-tos vs. have-tos that come with a large house or tons of stuff. Spend more of your energy taking care of you (develop your hobbies, exercise, socialize, learn, travel) instead of spending most of your energy caring for your habitat.You have worked hard now, enjoy!Editors Note: This article was written by Dawn Mathis, SRES, GRI, ABR - Associate Broker @Coldwell Banker Residential Brokerage. She can be reached at 970-481-5263.

As the population continues to age, the elderly are becoming more and more vulnerable to scam artists. These scams can come in many forms, both legal and illegal, that impact negatively on the vulnerable elderly.Seniors are often the target of these schemes because they are easier to prey on than younger people. By their nature, seniors are more trusting, and in many cases, are unlikely to report fraud to the proper authorities. Even when seniors report these crimes, they are often poor witnesses. Their age and memory make them poor candidates to report needed details to prosecute these individuals.Fraud comes in many forms: identity theft, telemarketing scams, counterfeit drug scams, loan fraud, home improvement fraud, prizes and sweepstake scams, mail fraud, information mining, internet scams, the sale of legal goods and services that are totally unneeded, and lastly, Medicare and Medicaid fraud.One kind of scam involves caretaker theft. Seniors are becoming more and more dependent on care takers, be they family members, or live-in employees. Eventually the senior can become completely dependent on the caretaker and unscrupulous caretakers take advantage of these situations. Children should be ever watchful when in these situations. I have had cases where seniors have given away homes and other very valuable assets to their caretakers. New Jersey has laws to protect seniors in these situations and if you suspect such abuse, please see an experienced elder law attorney immediately.Seniors and their families need to become educated in ways to protect their nest egg and their safety. Most fraud occurs when seniors are alone, childless or have little contact with their children. Seniors can protect themselves by seeking help from trusted relatives and professionals. Many times they resist this help, thinking that they may lose control of their lives. They must be persuaded otherwise. See an attorney to obtain a financial power of attorney, will and living will is a good start. Hiring a geriatric care manager to evaluate the seniors needs can prove invaluable. If you have any desire to discuss these issues further, we will provide you with a free initial consultation.Finally guarding your credit information, being aware of imposters and being a smart consumer are the best things they can do.Editors Note: Michael A. Manna is a Magna Cum Laude graduate of Boston College and a Cum Laude Graduate of Boston College Law School. After working in the tax department of the CPA firm of Peat Marwick Mitchell & Co., Mr. Manna entered the private practice of law in Ridgewood, New Jersey in 1975. Mr. Manna is admitted to practice in New Jersey, New York and Massachusetts and is a member of the bar of the Supreme Court of the United States. He is also a member of the National Academy of Elder Law Attorneys. Over the past thirty years, Mr. Manna has had extensive experience as a lecturer on legal topics for various boards of education and educational institutions. He can be reached at 201-447-2800.Author:Michael A. Manna

For more information on the author Just Like Family Home Care, CLICK HERE.Facing the reality of finding a caregiver for a loved one can be very challenging. Trusting a person or company to take care of your family member is a big decision and there are several things to consider before choosing.Before you make the decision here are five things you should do before selecting the a caregiver:Evaluate your needsDetermine what kind of services your loved one will need and how often.How much time does the person in need of the service require supervision? Can the person be left alone for a certain extend of time?Do you need a certified nurse to provide medical needs or a certified health care aid? Do you prefer a certified personnel? (This might be important for your budget)Does your insurance cover any of the caregiver services?This will determine your budget and help you decide what kind of services you can use.Perform a background checkAfter you understand your needs and budget, make sure the person caring for your family member is someone you can trust. A background check will give you peace of mind knowing that no person with criminal record will enter your house and treat your loved one.What are your expectationsHelp your caregiver understand what you expectMany times, caregivers and caretakers will have different expectations. To avoid any miscommunication, make sure to write down anything that is important to you and discuss those points with the caregiver. This will help prevent any future misunderstanding.Make sure to involve the care receiver in the decision processGive your loved one the opportunity to be heard. This is a very important decision in a difficult time which requires a lot of sensitivity.Just Like Family Home Care offers the ultimate peace of mind when choosing a care provider. Our expert consultation will help you and your loved ones select the right services for your budget and refer fully qualified caregivers. Each caregiver we refer is hand-selected and has had their background thoroughly checked.

Nobody wants to go to the hospital, but sometimes you have to. Thats why its a good idea to prepare by doing your homework.Plan aheadMost people dont have a conversation with their physician about hospitals until it is time for an admission. I advise people to have that conversation early, says Rick Wade, senior vice president for communications at the American Hospital Association. Ask what hospitals your doctor practices at, and why, he says.If you know you will be having a particular procedure, You can ask your doctor which hospitals are best in your area, suggests Patrick Roney, M.D., physician at an Erickson community.Interview the hospitalCall or visit the hospitals you are interested in using, and Dont be afraid to ask questions, says Wade. Hospitals appreciate patients who are highly aware and involved in their care.Make a list of questions to ask the hospital. Depending on what is most important to you, some valuable questions might include: Does the hospital provide short-term rehabilitation or home health care services after your stay? If there is any concern about the quality of care, who do you call? Is it possible to have a family member stay overnight in your room with you?Avoid an infectionIts always important to be aware of infection in the hospital. You should avoid letting anyone give you an intravenous injection without putting on gloves.Also, Dont be bashful about asking people to take precautions. If someone comes in your room, point them to the sink. When your friends or family come to visit, tell them to wash their hands, says Wade.Check your chartBecause your current medications and allergies may not be accurate in the hospitals record, Wade recommends you, Become familiar with your medical record, particularly what medications you are on and what allergies you have. Take that information with you when you go to the hospital. If a friend or family member goes with you, make sure they know these things too.Also make sure your blood type is listed correctly, says Roney. If you have any problem with anesthesia, make sure it is listed in your chart too.Use these tips from the experts, and your next hospital visit is sure to be a smarter one.Editors note: This information was provided by Cedar Crest, an Erickson community in Pompton Plains, New Jersey, that offers independent living in a full-service retirement community. Renaissance Gardens, the health care neighborhood at Cedar Crest, provides Respite Care, Short-Term Rehabilitation, Assisted Living, and Long-Term Care to people living inside and outside Cedar Crest. For more information, contact the Health Care Counselor at Renaissance Gardens by calling 973-831-3755.

A HECM (Home Equity Conversion Mortgage) reverse mortgage is a way for seniors 62+ to turn a portion of the equity in your home into cash. The proceeds from a reverse mortgage can be used to eliminate an existing mortgage payment or to pay for unexpected expenses, such as nursing home costs and long-term care. It could also provide you with additional cash ow for all the expenses you have. No monthly mortgage payments are required (except property taxes, homeowners insurance, and maintenance). As longas all loan terms are met, the loan does not require repayment until the last surviving borrower permanently moves out of the home or passes away. Make sure your consult with an experienced Reverse Mortgage Planner regarding your specific situation to see if this often-misunderstood product might make sense for you.Editors Note: This article was submitted by Renatta Anderson. She is a Reverse Mortgage Planner with Fairway Independent Mortgage Corporation and may be reached at 720-849-7389 or by email at randerson@fairwaymc.com

Every day I hear information that has been shared that is not completely accurate. Often times, I am talking to people about their planning goals and they are letting these pieces of information keep them from understanding how it applies to them. Here are three quick items to provide you a better understanding so you can choose how they specifically impact you and your own planning:Social Security is going broke is often the headline we see. According to the Trustees Report released on April 25, 2019, it is estimated that the two trust funds would run out of money by 2035. That is absolutely true, however when the funds are depleted and if Congress does nothing, they will use taxes currently being collected to pay those obligations. Benefits may need to be reduced from current estimations IF Congress does nothing.If I work, I will not get my Social Security. This is not entirely true. If you decide to collect social security before your FULL retirement age, for those born between 1943 and 1954, the age is 66, your benefit is reduced by $1.00 for each $2.00 you earn above the earnings limit. After full retirement age, the amount you earn does not impact your benefit.Medicare or Medicaid will cover Long Term Care. This is one of the biggest misconceptions I hear. Medicare provides for skilled care in a nursing home ONLY while you are recuperating following a hospital stay for a related conditions and only for 100 days. Please note that Medicare does not cover long-term care or custodial care. Medicaid is for people with very low assets and limited income.As Joe Friday used to say, Just the facts maam. Demand that all the information needed to make a decision for YOUR situation is provided.Editors Note: This article was submitted by Anthony Cisneros, CRPC CRPS.This article is meant to be general in nature and should not be construed as financial, legal or tax advice related to your personal situation. Anthony Cisneros is a Financial Advisor with Waddell & Reed, Inc., and may be reached at 970-416-6082 or by email at acisneros@wradvisors.com

As of April 3, 2020, the Center for Disease Control (CDC) is recommending that all Americans use a cloth type mask when they are in public settings such as grocery stores and pharmacies (Recommendation Regarding the Use of Cloth Face Coverings, Especially in Areas of Significant Community-Based Transmission).In light of this news, many Americans will need to make their own cloth masks. Kathleen Warshawsky, BSN, RN (Seniors Blue Book Publisher and President of the Dallas Area Gerontological Society has compiled some information to assist you to make your own at home. One version will require some sewing to create your mask, the other requires no sewing and is very simple.Easy to Sew DIY MaskTake a 32 x 23 cm cloth. Fold horizontally in half, inner side out.Stitch the edges in place but leave an opening at the center.Cut out the edgy corners then, reverse the cloth to reveal the outer side.Again,sew around the edges.On one shorter side, make 6 consecutive 2-cm markings from a corner. Do the same on the opposite side.Make a fold by meeting the first 2-cm marking with the second. Secure with a clip. Do this with the third and fourth and then, the fifth and sixth. Make sure youre folding upward.Do the same thing on the opposite side. By the time you finish folding, youll have three horizontal lines created by the folds at the center.Stitch edgesof the folds in place.Fold the same edges 1 cm inward. Secure in place using clips.Sew them in place leaving an opening at their centers.Take two 25-cm long garters. Insert them into each folded side. You can use a hair clip for ease in insertion.Tie a knot at the ends of the garters to seal them in place.How to make a mask with fabric without sewing:How to make a face mask out of fabric (Jenny Chang-Rodriguez / TODAY)Use a square scarf or a cut a large square out of a T-shirt (at least 20 inches by 20 inches).Fold two sides of the square in to meet each other in the middle then fold this in half lengthwise. You should be left with a long rectangle with the edges sandwiched inside.Grab two hair ties (or rubber bands) and pull one around each end of the long rectangle, roughly breaking the rectangle into thirds. (It should almost look like a candy wrapper.)Fold each outside third of fabric into the center.Pull the mask on by fitting the hair elastic around ears and making sure the end tails of fabric are against your face so the mask stays put.Click on the photo to view a video of Kathleen making a No Sew MaskHow to Make a "NO SEW" Cloth MaskInstructions from the CDC on making facemasks:https://www.cdc.gov/coronavirus/2019-ncov/prevent-getting-sick/diy-cloth-face-coverings.htmlCloth Face Coverings: Questions and Answers from the CDC:https://www.cdc.gov/coronavirus/2019-ncov/prevent-getting-sick/cloth-face-cover-faq.htmlPage last reviewed:April 4, 2020Content source:National Center for Immunization and Respiratory Diseases (NCIRD),Division of Viral DiseasesSource of How to make a fabric mask without sewing: https://news.yahoo.com/face-mask-fabric-without-sewing-190232948.htmlSource of Easy to sew cloth mask: https://sewing.com/cloth-mask-diy/#sbbdfw #kareworks #makeyourownmask #diymask #covid19 #sbbcovid19 #clothmask #fabricmask #coronavirus#homemademask

When considering retirement living options, seniors are looking for comfort and community, as well as an array of services and amenities that enhance and fulfill everyday living. As baby boomers age, they are setting new standards in senior living thats making senior living communities a popular option amongst the new older generation. You are not alone if you find yourself confused between the many different options when it comes to care types and styles of senior living communities. Senior living communities are designed to tailor seniors looking for varying levels of care, ranging from little assistance to 24-hour nursing.Here are the four most common types of senior living communities: Independent Senior Living Communities are best suited to seniors who are living an independent, self-sufficient life. They offer a carefree lifestyle, freeing residents of the many burdens of daily life. Meals are prepared, housekeeping, laundry and transportation services available as well as 24-hour on-site staffing and great social events and activities. Assisted Living Communities are a combination of housing, personalized assistance services and care, tailored to the individual who requires help with activities of daily living. In these communities you'll find more support services such as assistance with bathing, grooming, and dressing while still enjoying independence. Memory Care Communities are designed especially for residents with memory loss and other forms of dementia. Memory care is often provided in a secure area or special wing within an assisted living community. Skilled Nursing Facilities (Nursing Homes) offer the highest level of care for residents (outside of a hospital) with an emphasis on medical care. They offer 24-hour supervised care with meals, activities and health management support for residents. When looking into senior living communities, making the right choice involves focusing on three important issues: quality of life, standards of care and cost and value. Seek the right answers to these issues and you will find yourself happily at home in a residence that is right for you. Editor's Note: This article was submitted by Mimi Tapia-Bowie at The Village at Stonebridge. She may be reached at 972-542-9100.

Science Explains How Much Sleep You Need According To Your Age Without a doubt, getting enough sleep to function is one of the most important aspects of health for humans.  Unfortunately, many of us suffer from a chronic lack of sleep 35% of the population state that they get less than the recommended minimum of 7 hours of sleep per night. Consequently, we now have a sleep epidemic on our hands. The Center for Disease Control actually called our lack of sleep a public health epidemic, and for good reason. About 40 percent of adults suffer from insomnia, according to the National Sleep Foundation. This shouldnt come as a surprise, however, when you think about how many people in the world have stress on their minds and hearts almost constantly. When night falls, getting to sleep and allowing the mind to relax comes as quite a challenge for many people out there. However, despite our increasingly fast-paced society and more demands being put on us than ever before, we can still adopt better sleeping habits and learn to reprogram our minds for sleep. Think about it as a child, you probably got to sleep without even thinking twice about it; however, as an adult, we have so much going on that we often dont prioritize sleep like we should. With that being said, adults need a different amount of sleep than children, but just how much should we be getting per night? We will give more insight into how much sleep you really need below. HOW MUCH SLEEP DO YOU NEED ACCORDING TO YOUR AGE? Obviously, growing children and teens will require more sleep than grown adults; however, with the overuse of technology we see today, many people of all ages suffer from a lack of sleep. The chart below will show you just how much sleep you need according to your age. As you can see from the data presented by the National Sleep Foundation, both young adults and adults need 7-9 hours of sleep per night. School age children need 9-11 hours, and teens require 8-10. Many of us put off sleep in any way we can, staying up late doing work, watching Netflix, texting, or other activities that take away from our ability to fall asleep with ease. Below, we will discuss more about developing better sleeping habits so that you can get the quality sleep your body needs and deserves. SLEEP HABITS TO AVOID In order to get proper sleep, you need to know what activities to avoid before bed so that you can fall asleep quickly and easily. We will list some of the most common and destructive habits to avoid, as well as give you some better habits to adopt for a good nights rest. 1. GETTING ON YOUR PHONE OR COMPUTER BEFORE BED Countless studies have shown that the bright lights emitted from phones and computers can delay sleep for hours past your bedtime. The bright blue lights from tablets, phones and computers basically tell our brains that we need to stay awake, not go to sleep. Think about it: out in nature, the sun would tell our bodies to wake up and get our day started. So, with all these artificial lights today, we stay awake longer and longer because our brains dont know the difference between natural and unnatural light. Better habit: Turn off electronics a few hours before bed, and keep them off during the night so they dont awaken you with notifications. 2. DRINKING CAFFEINE OR ALCOHOL TOO LATE IN THE DAY Caffeine sends a jolt of energy through our bodies that helps us to stay awake and feel refreshed. Drinking a few cups in the morning to help us get our day started wont really do much harm; however, downing a cup or two close to bedtime will keep you awake well into the night. Alcohol might make you sleepy initially, and many people rely on it to fall asleep. However, the alcohol actually spikes your insulin levels after consumption, which can wake you in the middle of the night. Better habit: If you do drink caffeine or alcohol, make sure to avoid drinking it five or six hours before bed, as it will stay in the bloodstream for hours after consumption, forcing sleep to evade you once again. 3. THINKING/WORRYING WHILE TRYING TO FALL ASLEEP We have a problem in this world with overthinking and worrying; so many of us do it without even realizing it! Thinking too much before bed will make you feel stressed, which isnt conducive to falling asleep. Worrying will only produce more cortisol in your body, and sleep wont come for quite some time. Better habit: If you find your mind wandering, try meditating or doing some light yoga before bed. If this still doesnt help, fall asleep listening to relaxing music or nature sounds. 4. NOT HAVING A REGULAR SLEEP SCHEDULE Finally, our bodies were meant to perform tasks during set hours of the day. Out in nature, we would wake with the sun and fall asleep just after it set each night. Therefore, not going to bed at the same time each night, as well as waking up at different hours each day, can really cause your body to become confused and exhausted. Better habit: Go to sleep at the same time each night, and wake up at the same time each morning. If you have trouble with this, simply set a bedtime and try to go to bed within 5-10 minutes of this time each night. Content Originator: Power Of Positivity

As the time comes to enjoy your retirement or assisted living community, one of the most common dilemmas for you or your kids is what to do with your house. Everything around you is changing; the last thing you should worry about is selling your house. The market may not even allow the sale of your home. The market has been declining over the last several years and days on the market can be long. You may not even have any equity in it and have to bring money to the table just to get it closed. Maybe the house is your only investment and you want to keep it. At some point in time, the market will surely rebound, but how long will that be? One of the best options may be to rent your home. If not for you, maybe for your kids.Rental property vacancy rates are close to record lows!The Denver and surrounding areas are experiencing record low vacancy levels and the housing rental market is as strong as it has been in years. In many cases, you can rent your home for more than your mortgage and actually make a little money. How nice would it feel to not have to sell your home and actually make money on it.Relieve the stress and rent your home!With all that is going on in your life, the last thing you want to do is be a landlord. This is why you hire a qualified property management company. Many people know this market is booming right now so everyone is getting into the business. Be careful and do your due diligence. You should look for an established company and someone that has rental experience. It doesn't hurt if they own some of their own rental properties. Make sure they are insured, do credit and background checks on all potential tenants, and have the ability to take care of all maintenance issues. They should be partnered with an attorney in case of evictions or keeping up with new laws. Ask how they handle the maintenance issues. Some companies up charge you for the services that are rendered. Make sure the property manager has to get your permission to do repairs over a certain dollar amount. Finally, make sure you have an agreement in writing. A good property manager can help you make the most out of your rental property. In this market, it may be good idea to rent your property, but make sure you hire the right property management company.Renting your house is a great solution for the short and long term.Editors Note: This article was submitted by Lance Becker and Tim Emery of Investment Strategies Property Management Services. They may be reached at 303-770-2409 or by email at lbecker@stixandstones.net . Visit their website at www.stixandstones.net

Providing care and assistance to a loved one is not easy.Many adult children and spouses struggle with juggling work, home life, and caring for their aging loved one. As you wear the many hats of a caregiver you may find the stress negatively affects your work and wears on your health and relationships. There may even be times when this caregiving role does not feel loving or satisfying to you. Whether your loved one lives at home or in a facility, nearby or far away, an Aging Life Care Professional (formally known as a geriatric care manager) can be very helpful.Contact an Aging Life Care Professional (www.aginglifecare.org) when:You worry, are stressed out, or overwhelmedYour loved one has difficulties being safeYou notice changes and do not know where to turnYou need help communicating clearly with othersYou do not have family who can helpThere are increased medical or psychological issuesYou need assistance with necessary arrangementsYou need regularly check-ins for your loved oneYou can use some help coordinating appointmentsYou need someone to respond to emergenciesYou want an independent evaluationFamily members are at odds regarding care decisionsYour loved is not happy with their current situationFamily needs help dealing with difficult behaviorsYou have feelings of guilt, anger, and resentmentEditors Note: This article was submitted by Colleen Daugherty with Senior Life Solutions. To learn more about Aging Life Care Professionals or Senior Life Solutions you may contact Colleen at (970) 282-7975 or by email at Colleen@SrLifeSolutionsLLC.com 2016 Senior Life Solutions. All Rights Reserved

Since establishing in 1985, Medical Claim Service of Southwest Florida has provided crucial administrative services to hundreds of people who value peace of mind.Every day, seniors are forced to spend their afternoons at the kitchen table sorting through confusing packets of information received in the mail, writing checks to pay monthly bills, balancing bank accounts and organizing everyday papers. In the best of cases, these administrative responsibilities are time consuming and frustrating. Errors are often made costing the seniors and their families money and aggravation. This is further complicated by medical conditions, bills with over-charges and inadequate insurance coverage, not to mention those confusing insurance statements called explanations of benefits.You or your loved ones can be spared the frustration, the time and the costly errors associated with this by utilizing the two-tiered concierge service at Medical Claim Service (MCS). Tier One is the medical and health insurance advocate service where MCS deals with your insurance company to file all claims, to ensure all medical bills are accurate and all benefits has been provided. Tier Two is the personal bill pay service that ensures monthly bills are paid accurately, that all accounts are balanced, arranged budgets are maintained and all IRS requirements are fulfilled. This service is accompanied with full monthly, quarterly and annual accounting reports that are provided to the client or to their loved ones to keep everyone up to date in terms that everyone understands.Talk to the specialists at MCS to see how you and your loved ones can benefit from having trained professionals with specialized knowledge and full state licensing manage your medical or personal paperwork. You and your loved ones deserve the peace of mind.Editors Note: This article was submitted by Stan Grigiski, Certified Claims Assistance Professional & Daily Money Manager, of Medical Claim Service of Southwest Florida, Inc. 239-772-2030 or www.WeGivePeaceOfMind.com.

Many older Veterans never look into their VA Healthcare benefits, believing they are reserved primarily for the most disabled veterans or those with the least amount of money. Please dont make that mistake.Talk to your fellow Veterans at the VFW, The Legion or to the VSO at your town hall or senior center. The VSO, your local Veterans Service officer, is an added benefit for Massachusetts Veterans (See article on why you should contact your VSO.)For a second opinion, seek out Veterans who get their care at the VA. The VA can provide access to an entire Primary Care Team. That team will communicate with each other on a regular basis about YOUR care and how to help you reach your health goals. You can go to the VA and still continue with your community based Primary Care Provider or choose to get all your medical needs from the wide assortment of services available at the VA Boston.According to the 2012 U.S. Census, there are in excess of 12.4 million Veterans age 65 or older. As Veterans age, the VA is ready to address a variety of issues including your changing health risks. Veterans, like most older Americans, wish to stay in their home independently as long as safely possibly. The VA has resources focused on making this a reality, including: Home Based Primary Care, intended for Veterans that have difficulty keeping and maintaining their medical appointments, is a unique benefit that brings the entire Primary care team to your home to provide medical care. Telehealth, a great option for Veterans that have cardiac concerns in addition to other medical issues, is a daily monitoring of vital signs through a nurse who keeps in telephone contact with you providing support and guidance if there is a change in your blood pressure, weight or blood sugar. Mail order medications In home respite and in patient respite.The VA will pay for attendance at an Adult Day Program with other Veterans in the community contracted by the VA. This gives Veterans socialization opportunities and provides respite for caregivers to attend to their own needs while their loved one is getting care.The VA also provides glasses, hearing aids, orthotic shoes and medical equipment such as scooters, wheel chairs walker, canes, a life alert button that when pressed calls 911 and possibly a chair lift, if eligible.The VA has a robust Mental Health clinic for older Veterans. As people retire many look back on their life and make meaning of it or try to resolve things that have been troubling them. The VA has several time limited groups and longer term groups on Brain Health, Insomnia, Acceptance, and Commitment Therapy and Mindfulness. These groups are a great way to meet other older Veterans, retired and living at home looking to meet other people and find healthy activities.The Brockton VA has an awarding winning Creative Arts Studio where participants can take art or music lessons or participate in Yoga.. You might be surprised at what you are missing. Come and check out your options at the VA Boston Healthcare System.Submitted by Gayle Clark, LICSW, Geriatric Mental Health Outpatient Clinic, US Dept. of Veterans Affairs, VA Boston Healthcare System. For more information, contact David Hencke, VA Boston Outreach Coordinator, at 857-3364-5934

Absolutely, finding better treatments and cures for diseases takes a large team, from basic science to clinical researchers, medical teams, clinics, hospitals, research centers and most importantly, participants who volunteer to be in clinical studies also known as clinical trials. Dr. Kerwin, with the assistance of participants like you who volunteer to be in clinical studies, has specialized in clinical trial research for Alzheimers and other neurodegenerative diseases for more than 15 years. While many people have a general concept of what a clinical trial involves, for most, the process is unfamiliar and in this article we will provide an overview of what to expect and an understanding of the process.A few definitions:Study Participant: a person who volunteers to be in a clinical trial/study, signs informed consent to under-go study procedures such as blood work, imaging, completing questionnaires, memory testing, etc.Informed Consent: the process of learning about the possible risk and benefits of being in a study before volunteering to participate, the study team is responsible for giving you this information and answering questions before the study begins.Ethics Committee/institutional Review Board (iRB): this is an independent committee that provides oversight for participation safety during a clinical trial. All clinicaltrials must have IRB approval and oversight. Protocol: the study plan developed by the research team to determine if a medication is effective over current treatment or no treatment.During a clinical trial, participants receive an investigational treatment according to a research protocol and under the close supervision of a physician and research team. The goal of the clinical trial is to determine if the treatment is safeand effective for the disease being treated.are there potential benefits? Participating in a clinical trial provides the opportunity to:Have a more active role in your healthcare Help improve medical care for others by contributing to medical researchAre there potential risks?As with any medical intervention there are risks of participating in a clinical trial that are discussed with you in detail before you consent to be a participant in any clinical study.Dr. Kerwin and Kerwin Research Center specialize in clinical trials for the treatment and prevention of neurologic diseases such as Alzheimers, Lewy Body Disease, Progressive Supranuclear Palsy, Multi-system Atrophy, Mild cognitive impairment. To find out about current clinical trials in the DFW area call 214345-4449 or visit: www.KerwinResearchCenter.com or www.clincialtrials.gov. Editors Note: This article was submitted by Diana Kerwin, MD. Dr. Kerwin is the medical director of the Kerwin Research Center & Memmory Care. She is board-certified in internal medicine and geriatrics. She may be reached at 214-345-4449.

Americas Veterans have done everything asked of them in their mission to serve our country.We believe it is never too late to give them a heros welcome home. Thats why we at Bristol Hospice are honored and proud to serve Veterans each and every time we visit.We are on a mission TO SERVE THOSE WHO HAVE SERVED US.There are over 21 MILLION Veterans living in America today. These men and women often carry experience from their military service that present unique healthcare challenges.As a Bristol Hospice employee, we consider it such an honor to care for Veterans. Continual and consistent training is imperative. We are committed to: Learn about the unique needs of Veterans and their families Educate Staff and Communities about caring for Veterans Provide Veteran to Veteran Volunteer Programs Commit to providing the best quality health careWith each Veteran that we serve, we can help Veterans and their families to: Enroll and Access VA benefits Be recognized for their service with special ceremonies Replace lost medals and awards Receive extra support from other VeteransNeeds by war or TraumaVeterans often take great pride in their service, seeing it as a period of time when they did to make a difference in the world.However, not all Veterans see their service as a positive one or do not see their sacrifice as having made any difference, and this has resulting complications.Understanding how Veterans view their service, whether it is positive or negative, has implications for how they view their disease process, especially if it is related to their military service.Americas Veterans have done everything asked of them in their mission to serve our country. Now it is time that we acquire the necessary skills and fulfill OUR mission to serve these men and women with the dignity they deserve, enabling them to die healed.Bristol Hospice is proud to be a Level 4 We Honor Veterans Partner through the National Hospice and Palliative Care Organization NHPCO.We are committed to serving our Veterans as they face challenges from illness, isolation, or traumatic life experiences. We are honored to serve you and your families.Editors Note: This article was submitted by Stephanie Puffer of Bristol Hospice. She may be reached at801-924-0867 or by email at: Stephanie.Puffer@BristolHospice.com

Two things you may not have known about Medicare. 1st, For those of you moving into a new area, this may be some helpful information. If you currently have original Medicare with a supplement, you are generally not required to change your plan, since supplements travel with you wherever you reside. However, it would be wise to weigh your supplement against the Advantage Plans that exist in this area since the Advantage option may be much more beneficial here in the Treasure Valley compared to wherever you moved from. If you move to the Treasure Valley with an existing Advantage Plan you have a window of time to change to an Advantage Plan or supplement. I wont get into the gritty details of this window but it is generally 63 days from the time you either move or notify your current plan that you have moved. 2nd, Although the Center for Medicare and Medicaid Services (CMS) attempts to do a good job at making sure Medicare consumers understand the part D penalty, many have not even heard of it. For the part D drug program to work, the government wants everyone paying into the drug system whether they need prescriptions at this time in their life, or not. Therefore, a penalty is assessed to those who may be Medicare eligible without any credible form of prescription drug coverage. If one has credible coverage through their current work or retiree coverage, the penalty will not be assessed to them. For every month the Medicare participant goes without drug coverage when they were eligible for Medicare, 1% of the national average drug plan cost is assessed to them. For example, in 2012 the average cost of a part D plan is approximately $40. 1% of $40 is 40 cents. So if a person goes through a 12 month period without drug coverage, their penalty will be $4.80. Going forward and for the rest of their life, or as long as they have a part D plan, they will pay $4.80 above and beyond any premium for the part D plan. Since part D plans have only been in existence since 2006, the maximum the penalty will be is around $24. Keep in mind, however, this would be assessed to a person every month as long as they have a part D plan. Written by Aaron Flake, an Independent Medicare and Healthcare Advisor. Healthadvisor@aaronflake.com

Robert Anderson had started to zone out.The retired Army colonel began having a hard time hearing conversations about two years ago.Being in a crowd while talking to friends made it worse for Anderson, wholl be 80 in February.It was like I had earplugs on, he said. I couldnt hear. If the noise wasnt controlled and hada lot of free talking, that was really hard.I just started turning everyone off.Wife Joanne also started noticing at home.If he was in another room, he couldnt hear me, he said. Id ask, Dont you remember? And hed say no.Adding to Joannes concerns was that her husband of 40 years was diagnosed with dementia.I almost thought dementia was worse than advertised, she said. But then we found out part of the problem is the hearing loss.After getting hearing aids four months ago, Anderson said he feels about 85 percent better. He engages in conversations again. Life isnt perfect but Joanne feels like she has her old Bob back.Submitted and Written By: Hogland Family Hearing and Audiology Centers - click here for more information

Youve been on a waiting list for a senior living facility for years. In the meantime, your dream cruise is planned and that familyreunionis around the corner...then you get the call."If youre like many downsizing Seniors the question echoing in your mindis; What do I doabout the house? Here is a quick guide that can give you the confidence and structure that you need.First, take a breathyou can do this! Next, identify a trusted Realtor who has genuine experience helping Seniors. Start by looking forRealtors that have the Senior Real Estate Specialist (SRES) designation. Seniors and their families need a Realtor to help navigate the maze of financial, legal, and emotional issues accompanying the sale of your memory filled home. Im a longtime SRES and still depend on this special training to helpSeniorsthrough the process. It may sound old school, but a Realtor who listens deeply and communicates with a smile, handshake, and a visit is a must. Skills like patience, planning, and guiding are critical.Inviteyour Realtor in as early as possible towalk through the home to learn its unique character and story!Look for a Realtor who can translatethe story intoaplan to market that uniqueness. Part of their role will be to help you understand how to prepare your home for the marketwhat projects to tackle, which ones to ignore, and how to not go overboard as you prepare to sell.Like all top Realtors,we have a handy list of trusted resources to help tackle agreed upon projects. Pricing should be based on reality and facts, not hopes and dreams. Location, size, and amenities are part of the equation as are market activity, market trends, and area competition. Over the years, weve developed a very customized, yet simple, tool to accurately forecast list and sale prices. All top Realtors will have something similar in their tool belt.Be comfortable asking questionsworking with a Realtor should be a collaboration, not a dictatorship.Using a professional stagerand photographer is another must do in todays market. Digital marketing demands high quality, properly lit, compelling photosof an expertly staged homed so that it shines and tells its story clearly. Every Realtor handles this differently,but we believe in this concept so strongly that we provideboth astagerand photographerat no cost to our listing clientsit is just too important to skip.These are the steps that lead to the For Sale signand hopefully the ability to breathe a bit easier._________________________________This article was written by Mike Julian, in collaboration with Eric J. Gearhart. Both are agents with Realty One Group Unlimited and are Directors of theCertain SaleRetirementLiving Program.

Home health care is provided by skilled medical professionals, such as registered nurses, physical and occupational therapists and medical social workers, and includes a wide range of services that are provided in your home to treat an illness or injury. The focus of home health care is to help you get better, regain your independence and become as self-sufficient as possible.Many times, home health care is less expensive, more convenient than and as effective as the care you would receive in a hospital or a skilled nursing facility. It often follows a doctors visit or a stay at a hospital or rehabilitation facility.According to Theresa Santoro, president and CEO of Ridgefield Visiting Nurse Association (RVNA), For Medicare beneficiaries, doctors orders are needed to initiate home health care, and you must be considered temporarily homebound. If your doctor or referring health care provider determines that you are a candidate for home health care, they should give you a list of agencies that offer these services and allow you to choose the one you would like to use.Home care services are the non-medical services that can help maintain your quality of life while living at home in a comfortable environment. Assistance can range from companionship to hands-on care, depending on the need. This can be accomplished by regular weekly visits or by a 24/7 live-in caregiver. Help can include assistance with dressing, bathing, mobility, feeding or meal preparation, medication reminders, light housekeeping, shopping and errands.Often non-medical home care services are the kind of personal assistance that allows a person to remain in their own home instead of relocating to a residential facility, Santoro says.Some home health care agencies can provide both medical care and non-medical home care services for their clients. Other agencies offer non-medical home care services exclusively. Both home health care and home care agencies have the goal of keeping you safe, comfortable and healthy at home.Editors Note: This article was submitted by Heather McGhie, director of Home Care by RVNA. She may be reached at 203-894-5000 or customercare@hcrvna.com.

To learn more about Rocky Mountain PACE, CLICK HERE.Older adults have unique, ever-changing needs. PACEProgram of All-inclusive Care for the Elderlyenriches the lives of older adults because of the comprehensive, integrated services we provide. Our goal is to help older adults maintain the highest level of independence possible.Rocky Mountain PACE is the only national PACE program in the Pikes Peak region, offering a holistic suite of services to meet the health care needs of older adults in our community. Older adults and their families do well if they have a role in their own health and we see ourselves as partners in their well-being.From their physical, social and emotional health, to the simple things like transportation and supportive services that help them access their care, we partner with older adults in keeping them as independent as possible.Rocky Mountain PACE participants must receive all needed healthcare, including primary care and specialty physician services (other than emergency services) from Rocky Mountain PACE contracted providers. Rocky Mountain PACE participants may be fully and personally responsible for costs of any unauthorized out-of-network services.SocialAdult Day/Health CenterRecreational activitiesEducational classesSupportTransportation servicesCase management to coordinate servicesHome health carePersonal care and laundry servicesRespite careWellnessNutritious meals and snacksHomemaker servicesRecreation therapyCounselingHome health careMedication ManagementPhysical TherapyMedicalPhysical and occupational therapyEmergency, hospital and nursing home care when neededAll necessary prescription drugs with no co-payMedical SpecialistsMedical Clinic with physicians and nurses specializing in older adultsSkilled home health care

If you have ever had to walk into a funeral home, it probably wasnt the most pleasant task assigned to you. Thats why prearrangements are offered before you leave your family to interpret what you really wanted. By making these decisions in advance, you can bring peace of mind to yourself and your loved ones. Youll know that the arrangements you want are complete and the costs wont burden your family.Prearranging and pre-financing your funeral is a simple and secure way to provide for your final arrangements. It is a valuable and protected investment and is one of the kindest gifts you can give your family.By making these decisions in advance, you can bring tranquility, definition and closure to yourself and your loved ones. Youll know that the arrangements you want are complete and that the costs wont burden your family. Everyone should be encouraged to give these decisions a great deal of initial thought and consideration.You choose the extent, kind and cost of service right down to the smallest detail. Youre assured that your funeral and disposition will be consistent with your individual standards and lifestyle. You and your family can share in planning together. After all, it is the story of your life. You should be the one who gets to write the last chapter.This is an economical decision because you are setting money aside, it will be there when you need it. You can also use prearrangements as an asset management tool for spend downs for Medicare purposes or other methods in preparation for alternative health care needs such as short or long term nursing care. Once you pay for the service, it will always be there for you.Take the opportunity to sit down with your family and explain what you want in terms of a service for your last chapter. Put it in writing and feel secure that you have had a hand in your final arrangements.

For many of us, supporting our favorite charities is an important way of helping others and advancing causes that we believe in. Did you know that there are also many ways you can personally bene?t from such acts of generosity?Most important, of course, is the satisfaction you get when helping a charity that is dear to your heart. But your gifts, when planned smartly, can also help you even financially. Here are just three examples: Gifts of Appreciated Stock or Mutual Funds Gifts of appreciated securities, when held longer than one year, allow you to make a gift at a fraction of its cost. Lets say you bought XYZ stock a few years ago at $25 a share and its now worth $50 a share. If you transfer those shares directly to your favorite charity, your gift is valued at its current value rather than what you paid for it. And, as long as you transfer the gift directly to charity, you avoid paying tax on the capital gain. Charitable Gift Annuities A charitable gift annuity helps a charity to achieve its future goals while providing you (and/or someone you love) with an income stream for life. The rate of payment is based on your age and never changes. (The older you are, the higher the payout rate). Payments are partially tax-free for a period of years, and a charitable income tax deduction is also available if you itemize your deductions. You need to keep in mind that such a gift is irrevocable, but so is the charitys obligation to pay you for life. IRAs Gifts through your IRA provide yet another opportunity. Possibility 1: if you are age 70 or older, you can direct up to $100,000 a year to charity from your IRA. Although you wont receive a charitable tax deduction, neither will such a distribution count as taxable income. (Keep in mind that the distribution must go directly from ones account to the charity.) Possibility 2: make charity a full, partial or contingent beneficiary of your IRA upon your death. IRA funds left to loved ones can be heavily taxed, but giving these funds to charity can allow you to direct other assets to loved ones, with potentially favorable tax treatment. The Society of the Little Flower would be happy to provide additional information about these or other ways to help both your favorite charity and yourself. Elizabeth Wesel in our Special Gifts office can be reached at 888-996-1212 or elizabeth.wesel@littleflower.org.Editors Note: This article is intended to provide general information and is not meant to provide legal, tax or ?nancial advice; always consult a trusted professional about these or other giving opportunities.

Millions of Americans take care of a friends or family members as informal caregivers unpaid support helping with daily living activities, managing chronic health conditions and/or disabilities, ensuring insurance information and critical long-term planning is up-to-date as well as many other tasks.These informal supports are spouses, partners, family members, friends, or neighbors who do not self-identify as caregivers. These individuals simply consider the care they provide as what you do for someone you care about to help older adults live independently and with dignity.Caregivers Are Growing Older and Suffering Emotional & Physical StrainThe National Alliance for Caregiving and AARP (2015) reports that 34% of caregivers are 65+ years old and the average duration of a caregivers role is four years. And, regardless of employment status, these unpaid caregivers find that positive activities in their respective daily lives are reduced by 27.2% as a result of their caregiving responsibilities. [Coughlin, J. (2010). Estimating the Impact of Caregiving and Employment on Well-Being: Outcomes & Insights in Health Management.] That is because, although being a caregiver can be a labor of love, the stress and responsibilities of being a caregiver can be overwhelming. So, taking care of yourself is one of the most important things you can do as a caregiver. Resources & Services Available From Local Leaders in Aging PLOWS Council on Aging, Southwest Suburban Cook Countys premier leader and connection to aging information and resources, has extensive experience supporting caregivers of older adults in 20 communities within the suburban Cook County Townships of Palos, Lemont, Orland and Worth. One of our most requested services is our respite program which provides temporary companionship of an older adult over 60 years old so informal caregivers can get much needed breaks. Respite is a federally funded program under the Older Americans Act. Donations are suggested for the respite program, however, service is not denied due to an inability to make a donation.The respite program is available seven days a week and can be arranged for just an afternoon or for several days or weeks. As part of this service, trained homemakers visit your home to provide supervision, companion care, meal preparation, and/or personal care assistance. No medical care is provided and medications cannot be administered. Respite can be provided in the home, at an adult day service facility, or in a long-term care facility.Editors Note: This article was submitted by Catherine Stowers, Program Manager for Caregiver Support with PLOWS Council on Aging. For appointments and information on services, please call 708-361-0219.

To learn more aboutAdult & Community Enrichment (ACE), Click Here.THEOTHERSPORT OF KINGSIf youre bored with golf, or tennis elbow has you sidelined from the courts, shove those clubs and rackets into the back of the closet and try Lawn Bowling. Its different, fun, sociable, and good outdoor exercise.Plus, its good for you! Lawn Bowling is a low-impact form of exercise that improves coordination and balance, as well as self-esteem and confidence. The Sarasota Lawn Bowling Club (see Resources) offers free lessons for beginners, too!How to PlayLawn Bowling is played on either a flat or slightly convex green, divided into eight lanes called rinks. Play can be in singles or teams, with 2, 3, or 4 people on a team. The first person to play rolls a small white ball, about the size of a billiard ball (called the jack) onto the green at least 21 meters toward the end. The jack is centered on the rink, then successive players roll bowls balls about 11-13 cm in diameter trying to come as close as possible to the jack. Tape measures are essential for scoring!History of Lawn BowlingLawn Bowling is not exactly the sport of kings, but it comes close! It was banned byafew successive kings of England in the 14thand 15thcenturies because it competed with archery, which was essential to the national defense, but it eventually became a favored pastime of noblemen, who graciously allowed commoners to bowl on Christmas Day. Royal estates were all fitted out with bowling greens. Anne Boleyn enjoyed bowling, as did the first Elizabeth and, reportedly, even Queen Victoria!Bowling may have been banned at times in England, but it was never outlawed in Scotland which, of course, never considered itself part of Britain in the first place! In fact, Scotland is still considered to be the home of the modern game of Lawn Bowling. There may be more bowling greens in Scotland today than there are golf courses and there are even indoor greens, so that enthusiasts can play during the cold winter months.Lawn Bowling is an international pastime as well; it is played in more than 40 countries.Forms of Lawn Bowling date to ancient times. Archeologists of ancient Greece and Rome have recorded paintings on earthenware depicting people tossing stone balls and measuring the distance. The sport probably spread to Europewith the help ofRoman soldiers or sailors. Abiography of Thomas Becket refers to young men playing at bowls with stone balls. The oldest and longest surviving bowling green is at Southampton, which was established in 1299.Bowling in AmericaThere is evidence that Lawn Bowling was played by early colonists in America in the 1600s. George Washington was apparently an avid bowler and kept a green in good shape at Mount Vernon before the Revolutionary War. However, they were not the first: Archeologists have found stone balls (now resting in a Vancouver, BC museum) indicating that Native Americans played a gamesimilar toLawn Bowling centuries before.According to sedlawnbowls.org,the game was revived in the U.S. in 1879 with the opening of a Lawn Bowling club in New Jersey. Soon others followed.In Florida, the St. Petersburg LawnBowling Club is the oldest formally organized club in Florida and tenth in the nation. Its clubhouseis on the U.S. Register of Historic Places.The invention of the lawnmower in 1830hadpaved the way forthe smoothgreens, established rules of play, andmodern customs that helped define the way the game is played today. Some customs have relaxed a bit: For instance, traditional attire is all white, and some tournament players still adhere to that standard, but for regular play, you just wear whats comfortable, though remember to use sun protection! Also, the balls (called bowls) used to be made fromlignum vitae, a dense wood, which led to the term woods for bowls, but now they are routinely made from ahard compositetype of plastic.Interesting Side Note!Bias is a technical term that was applied to balls made with a greater weight on one side than the other. It was first used in 1560, and bias would make the ball curve toward one side when thrown. This practice is now illegal, but according to etymonline.com, this was the first use of the term bias to mean one-sided in the figurative or legal sense that we use it today, as leaning to one side mentally.ResourcesSarasota Lawn Bowling Club: How to Lawn Bowlhttp://www.sarasotalawnbowlingclub.com/?page_id=400Bowls USA, Southeast Division: History of Lawn Bowlshttp://sedlawnbowls.org/history-of-lawn-bowls/Etymonline: Biashttps://www.etymonline.com/search?q=biasWritten by Patricia Rockwood, Instructor and Staff Writer, Adult & Community Enrichment (ACE), Suncoast Technical College, Sarasota County District Schools, ace-sarasota.com, (941) 361-6590. For class info, please call us or visit our website.

Staying active mentally, physically and spiritually is important for feeling your best. Connect with fellow older adults for fitness and fun with the YMCA of the Greater Twin Cities.The Ys ForeverWell program includes online exercise and health classes, social clubs and eventsall designed with seniors in mind, and currently free to everyone. A ForeverWell coordinator at your local YMCA can help you get connected to the options that best fit your goals.Find an online class: www.ymcanorth.org/activity_finderTry a virtual workout: www.ymca360.orgCheck out exercise and wellbeing video tips: www.youtube.com/user/YMCATwinCitiesOne-on-one coaching to help you navigate healthy choices is available online and over the phone. Contact George Wellbeing at 612-465-0468 for details on a free first coaching session.How members connect with the YMCAMary Marquis and her husband have been members with the Andover YMCA for five years. Before COVID-19, Mary would visit the Y regularly to enjoy exercise classes in the pool, play Bingo or cards with friends, and socialize over a cup of coffee. She says, I was looking for something to do after we sold our cabin. At first going to the YMCA to exercise was a way to get out of the house. Then it become most of my daily social life!Since the YMCA has been offering virtual options on Microsoft Teams and Zoom, Mary tunes in almost daily for an entertaining online class. Im not going to run out to a big group somewhere. The virtual classes are a great way to still be connected with the Yand all my friends there.Larry Everett and his wife are members with the Ridgedale YMCA and participate in virtual programming. Larry says, This has been a good way for people to interact with voice and some with video. I believe this has been a very good method of keeping seniors connected with each other and with the Y.Free membership eligibilityYou might be eligible for a free Y membership with the SilverSneakers, Silver&Fit or Renew ActiveTM programs. Participating insurance companies include:Blue Cross and BlueShield of MinnesotaHealthPartnersHumanaMedicaUCareUnitedHealthcareEditors Note: Robin Hedrick, Director of Community Health with YMCA of the Greater Twin Cities submitted this article. Contact Robin at 612-371-8715 or robin.hedrick@ymcamn.org.

Getting a flu vaccine is more important than ever during the 2020-2021 flu season to protect yourselfand the people around you fromthe flu, and to reduce the strainon healthcare systems responding to the COVID-19 pandemic.Adults, 65 years and older, are athigh risk for serious complicationsfrom in affluenza due to weakening ofthe immune system. A flu vaccine isthe best way to help prevent the fluand its potentially serious complications.In recent years, flu vaccines havereduced the risk of flu-associatedhospitalizations among older adultsby about 40%. The best way toprevent the flu is to get vaccinated,but healthy habits like covering yourcough and washing your hands oftencan help stop the spread of germsand prevent respiratory illness likethe flu.Here are some frequently askedquestions and answers regarding flushots:What is a flu shot? An influenza(flu) shot is a flu vaccine given witha needle, usually in the arm. Seasonal flu shots protect against thethree or four influenza viruses thatresearch suggests may be most common during the upcoming season.When should I receive a flu shot?The CDC is recommending gettingvaccinated early this year in September and October to prevent illness.Where can I receive a flu shot?You can receive a flu shot at yourdoctors office. You can also receivea flu shot at any pharmacy including Walgreens, CVS or Jewel Osco.Due to COVID-19, a drive thru flushot clinic might be available inyour area.Does Medicare cover the flushot? Enrollees in both traditionalMedicare and Medicare Advantagewill have no copayment and are notsubject to the Part B deductible forthe flu shot.The content is not intended to bea substitute for professional medical advice, diagnosis, or treatment.Always seek the advice of yourhealthcare provider before accepting medical treatment.Editors Note: Article was submitted by AgeGuide. AgeGuide is the Area Agency on Agingfor Northeastern Illinois. AgeGuide Northeastern Illinois and may be reached at 630-293-5990 or by email at info@ageguide.org

The recent merger between the University of Chicago Medicine and Ingalls Health System has resulted in a new logo and rebranding as part of a major initiative to reflect the combined enterprises geographic reach and expanded services.UChicago Medicine is now much more than an academic medical center in Hyde Park, and the time is right for us to show that transformation through our logo and a broadened brand promise of being at the forefront of medicine, science and education, said Kenneth S. Polonsky, executive vice president of medical affairs at the University of Chicago. We now can provide a continuum of services in which academic medicine powers community care, fueled by our clinical excellence, research breakthroughs and teaching mission.Ingalls offers a regional network of top-rated outpatient services from highly respected physicians and specialists in modern settings throughout Chicagos south suburbs. It also features innovative service offerings, such as macular degeneration treatment from world-class retinal specialists, spine surgery from renowned experts, and more oncology clinical trials than any other community hospital in the region. Ingalls shows its community stewardship in myriad ways, such as offering free health screening events, educational programs and health fairs that reach thousands of south suburban residents.Integration with IngallsSince completion of the merger in October 2016, the two organizations have been working to improve patient flow and experience, and create unified service lines in heart care, cancer care and orthopedics.This renewed identity will help us become a leading, integrated health system in Chicagos Southland, Ingalls President and CEO Kurt Johnson said. We are working toward providing convenient, community-based health services that seamlessly connect with world-class specialty care.With the new logo, UChicago Medicine is the umbrella brand and Ingalls the supporting entity, which preserves the 94-year history of the community-hospital system and its facilities in Harvey, Flossmoor, South Holland, Tinley Park, Calumet City and Crestwood.Both organizations continue to retain their names and operating licensure, and Ingalls still maintains a local board of directors. Article Submitted by Susan Fine she may be reached at 708-915-6127

Does your kitchen look like a display ad for gadgets and counter-top appliances? Does all of the excess furniture lying around your living space look like it should be in a yard sale? If you answered yes or even a reluctant no, then its time to freshen up your home. Spring is the season of renewal, so get caught up in the fever and throw out the junk and re-organize your space! For seniors citizens and their caregivers, these five spring cleaning tips are for safety first. Check the Medicine CabinetAre medications labeled and stored in their proper containers? Do you have old prescription drugs mixed in with the new? These common practices in homes pose potentially dangerous health hazards. Whereas some medications still retain their potency after expiration dates, many do not and should be disposed of. Old liquid antibiotics, drugs comprised of organic ingredients and those requiring refrigeration should be safely discarded.Be sure to store medications in a cool, dark, dry place; the bathroom does not fit that category. A better place is an airtight plastic container on a shelf in your closet. Clean Up ClutterTrips and falls are likely to happen when you accumulate too much stuff. Reduce the risk by removing unnecessary and obstructive items (including furniture) from your regular walking path and place them in storage. Make maintaining a clear walkway in every room of the house or apartment a top priority. And either tape carpet edges or throw rugs to the floor or get rid of them entirely.In the kitchen, remove infrequently used appliances off the counter, organize cabinets, create front row spaces for frequently use items, and clear out the refrigerator and pantry of stale food. Have an Emergency Plan in PlaceIn case of an emergency such as a fall, an attempted burglary, or a kitchen accident, do you have important numbers on speed dial? Know who to call in an emergency and have your phone programmed, accordingly.If you reside in an assisted living community, be sure you understand how the emergency response system works. Just like when you were living in a neighborhood, look out for others and know who to go to for help. Never Try to Move Heavy Objects or Furniture on Your OwnFor seniors with reduced strength or mobility challenges, doing household chores may seem like a monumental task. Never try to move furniture or heavy objects on your own. Dont stand on a chair or ladder to clean hard to reach spots or change light bulbs. Use cordless cleaning tools and lightweight equipment which are easier to use. Try the newer, more efficient technology tools on the market designed to make modern household cleaning a breeze. Monitor Your Smoke Alarm System, Fire Extinguisher and Emergency KitPeriodically check your smoke alarm system and carbon monoxide detectors; run a test to ensure batteries for detectors are functional.Every home should have at least two handheld fire extinguishers (one in the kitchen for sure). Check the expiration date and remind yourself to monitor the device every once in a while.Emergency kits should be assessed often and restocked in the Spring and Winter. General contents may include: a flashlight and spare batteries, thermometer, Band-Aids, scissors, tape, triple antibiotic ointment, wound care dressings, allergy and digestive medications, protein bars, a current medication list and names and phone number of family or friends to contact list in an emergency.Key Takeaways: Get rid of expired, unused medication. Store medicines in a cool, dry, dark place. Maintain a clear walkway for seniors to navigate. Know who to call in an emergency and have your phone programmed accordingly. Use cordless cleaning tools and lightweight equipment for household chores. Periodically check your smoke detector, fire extinguishers and Emergency Kits.Article by: Elizabeth Bemis

In todays climate, home is more important than ever. Many active older adults have chosen The Winslow in West St Paul as their place to call home, their refuge during uncertain times to shelter in place and create a community of new friends, all while living in a resort-style community. We asked a few of our residents to share why they love living at The Winslow. We think you will too!I get such a smile on my face when I think of it, when I tell people its where I live. I look around and realize I am not dreaming, I am really here. I never thought Id have something this wonderful for myself, all of these marvelous amenities! I feel so special!! The staff, you couldnt ask for better peopleeven before I moved in they were so kind and caring. I love my brand new home. Its elegant. I feel so safe. Its so nice to be able to wait inside when winter comes for your ride. We will live longer and happier here. All your greatness here at the Winslow shines. Sometimes you have to wait, my my how worth it, it can be. I am so grateful. Edna B.The apartment was well designed and constructed. All the appliances were well chosen and made me, a bachelor, learn how to cook. There is an outside patio where we all started gathering in the warm sun. Sometimes we light up the grill and cook things for all to enjoy. Or we get the urge to order a pizza to share and continue our friendship. -James W.My apartment is a very spacious 2-bedroom corner apartment. I get natural light throughout the day. Everything at the Winslow is new and clean, I love that! The floor plan is great for entertaining. The center Island is large so you can seat several people but also functional because it has storage. The closets are great and the washer and dryer are in the unit. I also have a designated underground parking place. -Linda K. Editors Note: this article was submitted by Stefanie Sokup, VP of Marketing with Real Estate Equities. For more information visit www.winslowweststpaul.com or call 651.228.7665.

To learn more about Inspire Health Clinics,CLICK HERE.Heel pain can seemingly strike out of nowhere, and when rest and ice dont relieve your symptoms, its best to have the problem checked out. Untreated heel issues can become chronic.Heel pain is a common complaint and when it strikes your first instinct is likely to wait and see if it improves. You may turn to some self-care approaches, such as ice, heat, rest, and compression. In some cases, this is all you need for heel pain to resolve. If heel pain sticks around, its time to visit an orthopedic physician for an evaluation.At Inspire Health Clinics in South Jordan, Utah, foot and ankle surgeon Matthew Graff, DPM, specializes in diagnosing and treating conditions that affect the foot and ankle. Problems that affect the feet and ankles are often dismissed until they become too painful to ignore. In this post, we discuss more about heel pain and the signs and signals that you should see a physician.When heel pain signals an injury Your feet and ankles have a big job to do. They carry your weight so that you can walk, jump, run, and move effortlessly. Foot and ankle injuries are common and a sign that you should see an orthopedic physician to get checked out. Any damage to the foot or ankle requires medical treatment so that your foot can heal properly. Untreated foot and ankle injuries can result in chronic problems down the road.Here's what to look out for that may point to a heel injury:Problems walkingSwellingBruisingTingling or numbnessWeaknessPainIf you have a history of foot and ankle problems it's important to see an orthopedic physician to check for underlying issues.Common causes of heel painOveruse and underlying medical conditions commonly cause heel pain.Plantar fasciitisA thick band of tissue called a plantar fascia runs from the back of your heel to your toes. This tissue can become inflamed. Plantar fasciitis is the most common cause of heel pain and typically causes a stabbing pain at the bottom of the foot in the heel area. You're more likely to get plantar fasciitis if you're an athlete or stand on your feet for long periods. Excess pressure on the plantar fascia can cause irritation and inflammation.Heel spurA heel spur is a bony growth that forms at the bottom or back of your heel. It varies in size and can cause pain when you walk. Not all heel spurs cause pain, and many people who have them are unaware of it. When a heel spur does cause pain, it can make it difficult for you to walk comfortably.BursitisBursa are fluid-filled sacs that cushion your joints so that they glide smoothly. Bursitis occurs when the bursa near the heel joint becomes irritated or inflamed. This can cause your heel to feel painful and swollen.Achilles tendonitisThe Achilles tendon connects your lower leg to your heel bone. This tendon is vulnerable to overuse if you play sports that involve running, such as basketball. You're also more likely to develop Achilles tendonitis if you're overweight. Inflammation of the Achilles tendon can cause heel pain and limit your range of motion. Left untreated, Achilles tendonitis can result in a tendon rupture. If you're dealing with heel pain, discomfort, limited range of motion, or other heel issues, its best to consult with a foot and ankle specialist for further evaluation. Don't ignore heel pain. A prompt diagnosis paves the way for treatment to relieve your pain. Give us a call to schedule a visit with Dr. Graff. New and existing patients can also request an appointment using our online booking form.

Respite stays within Assisted Living are often utilized for a myriad of reasons. Respite stays are designed to be a short term arrangement, usually less than 90 days, and can be as short as 7 days. The Executive Office of Elder Affairs authorizes and governs Assisted Living Residences as a way to provide a combination of residential housing and individualized personal care services to elders. Assisted Living has become an essential option in the continuum of care that aids elders as they age in place in their communities.Activities of Daily Living assistance are defined as requiring help with the following: eating, bathing, dressing, toileting, transferring (walking) and continence. Although a resident may require help with any or all ADLs, this assistance is provided within a model of providing privacy, dignity, autonomy and individuality.Respite stays may be considered for: a post hospital or rehabilitation stay prior to returning home; when a family or caregivers are requiring a rest or vacationing, in an emergency situation if theres a need for an alternate care giver, and as a way to evaluate if Assisted Living is a good fit for an elder. Short term respites are typically inclusive of the services the communities provide such as: fully furnished apartments, three daily meals, daily supportive care, social calendar of events, television and phone service, safety pendant call system, transportation to medical appointments, housekeeping and medication management.Respite care can also be provided in Special Care Units (SCUs) specific for Dementia Care, Behavioral Health, and Neurocognitive Conditions. When considering a respite stay, whether in a traditional, residential model of care or Special Care unit level of care, be sure to ask your provider what services are available and what ancillary services (Physical therapy, Occupational therapy or Speech therapy and Visiting Nurse services) may be brought into a residence as to enhance the quality of life of an individual during the respite stay.When you are considering a respite stay, remember the benefits are not just for the individual, but for families and care-givers alike. Respite stays are a unique way of supporting primary caregivers and preventing care giver burn-out, all while supporting the individual in a nurturing and supportive environment.This article was submitted by Dr. Jennifer Belesi, Marketing Director at Orchard Hill Assisted Living located in Sudbury, Massachusetts.

If you or your spouse are still working and covered under your employer's group health plan (EGHP), you don't need to enroll in Part B and you can avoid the Part B late enrollment penalty (LEP). When you finally do enroll in Medicare Part B, the LEP will be waved if you've been continuously covered by your employer since turning 65. This is also true of the Medicare Part D LEP.Social Security will attempt to automatically enroll you in Medicare if you are currently drawing any Social Security benefits (retirement, disability, survivors). If you aren't drawing Social Security benefits, you will need to initiate the enrollment process yourself, which you're allowed to begin up to three months prior to the month of your 65th birthday.Sometimes you can shift drug coverage from Part D to Part B. If you are using certain inhalers (which can be pricy even under Part D), the same active ingredients may be available for use in nebulizers. Nebulizers are considered Durable Medicare Equipment (DME); therefore, the equipment, as well as the medications administered through the equipment, are covered under Part B, which in many cases will result in substantially lower out of pocket costs for the beneficiary. Talk to your doctor to see if this is an option for you.Medicare Supplement (Medigap) carriers are still allowed to deny coverage due to pre-existing conditions,even with the ACA becoming law. This is one of the most misunderstood aspects of the ACA (Obamacare). When you apply for a Medigap policy outside of being new to Medicare (or recently turning 65), the insurance company in most cases can review your health history and deny coverage if you're health history or current condition doesn't meet their underwriting criteria. This hasn't change under the ACA. Note: There are numerous exceptions to this rule. Consult with a qualified Medicare advisor to learn more.You are allowed to change your Medicare Supplement (Medigap) policy any time throughout the year, not just at open enrollment. If you encounter a large rate increase at anytime, you may apply for a Medigap from a different carrier. There are no calendar restrictions. Once approved, you can make the switch. Consult with your qualified Medicare advisor to learn more.Editors Note: This article was submitted by Bill Gundelfinger- Mr. Medicare of Senior Benefit Advisors, Medicare Experts. Helping Medicare Beneficiaries get the most out of their health insurance. He can be reached at 720-675-8032 or 800-376-5450

There is nothing worse than having teeth that do not stay in when you are eating or talking or not enough teeth to eat what you want to eat.Does your confidence lack because of your teeth slipping down or falling out?Do you wish you could smile more and enjoy time with others more?Do you wish you could eat foods that you love?Many people hold back from laughing or smiling because they are uncomfortable with their smile. Modern dental technologies - including dental implants - can put the smile back on your face and in your life!When both the tooth and root are damaged, the best permanent replacement is a dental implant in conjunction with a beautiful porcelain ceramic crown. This solution both looks and functions just like a natural tooth. This results in immediately full functioning teeth, shorter treatment time and minimized pain.This procedure normally includes a few to the dentist. The implant is placed. At this time, a temporary tooth may be provided so you never have to go without teeth. The implant will need a few months to integrate into the bone before the next step is taken. The final step is the placement of the attachment (known as the abutment) and the permanent porcelain ceramic tooth. It looks and functions like a beautiful new natural tooth. You will need to take care of the tooth like your natural teeth and see your dentist regularly for preventive maintenance.If you are missing more than one tooth, an implant bridge may be a great option. Having dental implants replacing your lost back teeth will give younew, unparalleled strength and stability that allows you to eat what you want. It will also preserve your jawbone and facial appearance.Are you tired of your dentures keeping you from eating or smiling? Dental implants may be the perfect answer for more stability and function with your existing or new dentures. The implants help keep the denture in place and provide better function and comfort. Smile again from the inside out!Individuals desiring implants should schedule a personalized dental planning appointment to find out the different options available to them. Complete dental centers like Couchman Center for Complete Dentistry are able to perform the implant procedures from start to finish which is a benefit of time and convenience, as well as most cost-effective for the patient.Editors Note: This article was submitted by Christine Martens, practice administrator, at Couchman Center for Complete Dentistry and may be reached at 719-593-0263 or by email at info@couchmandental.com. For more information, visit Couchman Center for Complete Dentistry on the web at: www.couchmandental.com

While curb appeal is certainly important, the interior of your home is where you spend most of your time and therefore your interior renovation should reflect elements that are important to you, as well as elements that can assist you in remaining comfortable and safe within your home.AIP Design & Build will ensure that your interior renovation embodies the space you are envisioning, while facilitating your individual needsfrom the changes of an aging lifestyle. Our team of experts are educated and experienced in the physical therapy field, as well as Aging In Place certified and trained to implement the best strategies and techniques for designing and building aesthetically enriching barrier-free living environments for those who are living independently making the choice to age in place.CAPS design takes your current and future circumstances into consideration. Far beyond using universal design ideas, aging-in-place principles are sweeping modifications designed to custom-fit your home to you and your familys ever changing needs. We also work stringently with local health care agencies that offer the knowledge and proficiency to create beautiful interiors, while enabling comfort and ease in your home.From the home evaluation, we will work with you to determine a list of important design elements to consider while incorporating necessary home modifications to increase ease of use and safety in your new space. This means, we will ensure that while we are making your home a beautiful place to live, we are also making it a safe and comfortable place to thrive.We know that there are many choices in Naples when it comes to renovating your home or condo. At AIP, we set ourselves apart with our extensive experience in two combined industries, General Contracting and Physical Therapy, which are required to understand the clients needs and successfully modify a space, in addition to our longstanding reputation for quality and attention to detail. We pride ourselves in being on time, every time, all while staying within your proposed budget.Let us show you all of the wonderful possibilities that are available to turn your outdated house into your updated dream home!

As you age, keeping your brain healthy is just as important as keeping your physical body in shape.Every brain changes with age. Cognitive changes are common, but there are many things you can do to maintain a healthy brain and prevent cognitive decline.For anyone looking to preserve cognitive health, as well as for those individuals who are experiencing cognitive issues due to an injury or event, keeping your brain active is key. Exercising your brain stimulates connectivity and strengthens your brains ability to protect against some of the natural changes that come with aging. Specialized services such as Cognitive Rehabilitation Therapy can help to preserve and strengthen cognitive skills without using medication or invasive treatments.Evidence shows that functional Cognitive Rehabilitation Therapy is effective in compensating for problems you may be experiencing with memory, attention, or communication. These issues can be frustrating and worrisome. The good news is that thanks to decades of research, there are many proven strategies that you can use to protect your brain and improve your cognitive skills. You will feel sharper, in control, and more confident when you put these strategies to use.Eat a balanced diet. Good nutrition supports brain function and decreases inflammation. Start by making one new choice or healthy substitution each day.Do your best to move your body every day. Exercise improves blood flow and stimulates brain cells to make new connections.Stay connected with others. Socialization helps with communication, improves mood, and lowers the risk of depression.Incorporate specialized services like Cognitive Rehabilitation Therapy, which can help to sharpen skills and compensate for problems with thinking.Taking a balanced and proactive approach to maintaining your brain health by using the above strategies will result in improved recall, better communication skills, increased confidence, more independence and simply living your best life.Editors Note: This article was submitted by Jessica Chappell, MA, CBIT. Jessica is the Executive Director of Main Line Rehabilitation Associates, Inc. If you would like more information on Cognitive Rehabilitation Therapy, call 1-877-480-6714 or email jchappell@mainline-rehab.com. Please see their website at www.mainline-rehab.com and their ad on page 26.

To learn more aboutGentle Shepherd Home Care,CLICK HERE.The internet has its benefits to help keep people connected, but there are also many negative effects of technology. Sadly, seniors often reap those negative effects due to isolation, a willingness to trust, and the seniors vulnerability. To combat these statistics and to protect our loved ones in senior care, we may need to help seniors set healthy boundaries with their devices.Educate Your Seniors About TechnologyTechnology has been part of our lives for many years, but there are still people who dont understand how it can affect them. To convince seniors to use technology wisely, they must understand how too much technology can negatively affect them.TheVision Councilreports 60% of adults suffer from digital eye strain, causing discomfort, headaches and blurred vision.TheNational Sleep Foundationcorrelates heavy cell phone use and sleep disorders.Social media overuse has been linked to depression and suicidal ideation.Excessive use of digital devices can impact physical health through inactivity.Technology does have some good benefits when used wisely. The trick, at any age, is to find the balance between using technology and having time away from the devices. Seniors may need help finding that balance, even though they are adults.Tips For Setting Tech BoundariesTheres no reason to completely disconnect from technology. Talking about technology use with your parent can help you introduce best practices:Limiting time on digital devices.Dont check notifications immediately on waking up.Block accounts that make you feel negative.Decrease notifications to keep productivity high and to lessen distractions.Turn off devices at night to respect sleep patterns.Find time to interact with real people each day while putting your device down.Seniors may need to find ways to keep themselves busy to replace screen time. Virtual connections arent the same as interacting in person. It may take a planned strategy to adjust a relationship with technology by making sure that your senior has people to connect with to prevent overuse of technology.Seniors and technology can be a good mix, but technology needs to be used mindfully. If you need assistance helping seniors set healthy boundaries with their devices,contactour home care providers at Gentle Shepherd Home Care. We can provide education, care, and assistance to help you take care of your seniors.

Monitoring Solutions of SWFL provides GPS monitoring to the memory impaired, and those with other medical conditions. Services are available throughout the State of Florida, utilizing the S-911 bracelet - the most comprehensive tool available for caregivers and family members.The S-911 is a watch-style bracelet which tracks location via satellite and cell phone signal. The S-911 software also has geo-fencing capability. This means the caregiver is able to create both inclusion and exclusion zones for the person wearing the device. If the wearer needs to stay within a certain area, the instant the boundary is crossed a text message is sent. Conversely, if there is a danger area such as a lake, a text will be sent when the wearer gets too close.The S-911 is the only bracelet on the market featuring a built in cell phone. This is excellent for those in the early stages of memory impairment who find themselves lost, or when a fall occurs. The wearer presses the panic button & the bracelet will call for assistance right from their wrist. The S-911 also has an impact detector so that if the wearer falls, or is in an auto accident and is incapable of pressing the panic button, an alert is still sent & their caregiver will be instantly notified. We offer a solution to anyone who has an illness where precious seconds can determine whether someone receives the help they need quickly enough to save their lives, reports Zodia King, President of the company.The S-911 bracelet is available for purchase or can be leased. There is a monthly service fee for access to the tracking website and data transmission. Monitoring Solutions also offers monitoring service for families whose loved ones are local but live out of state.The highest level of service offered, which includes lease, website/voice and monitoring service is still less than $5/day making it a very affordable solution for many applications.At Monitoring Solutions our mission is to assist families and caregivers by providing a dignified method of constant contact which enables prolonged independence at a low cost.Editor's Note: This article was submitted by Monitoring Solutions of SWFL. For more information contact them at 239-738-6857

Are you one of the67%of Americans without an estate plan? If so, you may be wondering what happens to your estate when you die. Many people think that if you die without a will or other estate plan in place, the government will inherit all of your assets. While that may not actually be the case, there may be a variety of reasons why it can be wise to implement a customized estate plan so that you can have much more control over the distribution of your assets.When someone dies without a will, he or she is considered to have died intestate and his or her assets pass according to the states intestacy laws. This can be a fairly simple process if there are minimal assets and no reason for creditors or beneficiaries to fight. However, it can also be a complicated process if there are substantial assets, complicated relationships between beneficiaries, significant creditors, or assets in multiple states with conflicting laws. Depending on the size of the estate and the applicable state laws, there may be significant estate or inheritance taxes at play as well. Furthermore, when the assets of an estate are distributed according to state intestacy laws, the assets may be distributed much differently from how a person may have wanted them to be.Our office can discuss your options and develop a customized estate plan that meets the unique goals you have for yourself and your family. There may be many estate planning vehicles that can allow you to avoid or minimize some of the negative aspects that would otherwise result from having no estate plan in place.The firm of Britton G. Swank, P.A. is skilled at providing legal assistance to older adults and people of all ages preparing for the future. For more guidance on estate planning, pleasecontact our officeto schedule a time to meet.

Naples, Florida is full of delightful sights; Cruise Naples connects with them all. Enjoy five daily 1.5 hour narrated cruises aboard the M/V Double Sunshine. See luxurious mansions. Catch a glimpse of dolphins, manatees, bald eagles and more while discovering Gordon River history. Enjoy twinkling harbor lights during our spectacular sunset cruise departing daily one hour before sunset! Also choose a savory Wine & Dine Cruise or explore with our weekly Kids Cruise.Cruise Naples also offers private boat rentals. Cruise at your own pace with a new, easy operation Hurricane deck boat equipped with cruise chart, safety gear and a Bimini top for added sun protection. Enjoy lunch at beautiful Marco Island or take the family calm bay fishing.At Adventure Naples, a division of Cruise Naples, exploring has never been more fun! Catch grouper, snapper, redfish and more during one of our daily deep sea, coastal, private or calm bay fishing charters. Party boat charters are also offered daily for the group fisherman.Explore Naples inland waterways on your own with a Jet Ski rental! Encounter dolphins up close or adventure through a vast mangrove jungle with an experienced guide during a guided Jet Ski adventure tour! Custom beach picnics, shelling adventures and more are also available.Editor's Note: This article was submitted by Cruise Naples. For more information they may be reached at 239-263-4949 or on the web www.cruisenaplesflorida.com

Moving can be overwhelming and extremely stressful. There are so many details to remember. Start by sorting items into the following categories: l Items to keep l Items to sell l Items to donate to charities l Items to give to family and friends l And items to throw out! Resist the urge to rent a storage unit, which only delays the down-sizing process and will cost money. Furniture and used items do not give you a big return so you may be better off taking the tax credit for donation.For children assisting parents, make sure their medications are organized and readily accessible. To keep jewelry and valuables safe during the move consider a safety deposit box. Also, be compassionate since the move is not always a welcomed event. Go slow and keep communications open since emotions may run high. Give them tasks to keep them involved and make sure that they take breaks and eat something.The moving process can be overwhelming and with physical limitations or medical conditions it can be a real challenge, but help is available. A senior move professional can offer you and your loved ones the organizational expertise that will make the process as easy as possible and assist you in making a positive step in a new direction.Editors Note: This article was submitted by Brenda Bergin, owner of All the Right Moves, LLC, a Senior Move Management Company, 239-248-7284 or www.SeniorHomeMoves.com.

Caring for a person with dementia often takes its toll on the caregiver's health. The stress of the situation often causes medical and/or psychological issues for the person. Although stress cannot completely be eliminated, there are steps to take to avoid being in distress.One of the first steps is to have a medical professional who understands dementia, the progression, the impacts, and the medical treatments. This doctor may or may not be the person's primary care physician. It could be a gerontologist, neurologist, geriatric psychiatrist, or a physician who has a strong understanding of dementia.Having someone who understands the financial pieces of elder care is also key to avoiding a crisis down the road. An elder law attorney is able to help put the necessary pieces in place to assure that decisions can be made and that financial assets are being used in a way that is permitted or even protected. Medicaid and Medicare laws are complex and often changing. In addition, many elder law attorneys are aware of programs available to financially assist seniors.Many caregivers find joining a support group is beneficial. Groups are often facilitated by a professional. This person usually has a strong understanding of the disease and the resources available. In addition, you will have the opportunity to share your experience with others who have the same experience as you. Also, it provides a safe environment to share thoughts with others who will not judge and can understand. In addition, you will get advice and support from someone who may have already faced the stage you are in now. Additionally, it will allow you to help others who are dealing with something that you have already faced. It is important to understand however that not all support groups are the same. Based on the participants, some are more geared for adult children while others for spouses. Finding the right one will add to the benefit.Many people have family members as an important piece of the support team. To avoid conflict and perhaps crisis, it is key to have open communication and assure that everyone is on the same page. Putting some of the pieces into place can help the caregiver prevent some crisis and provide a better overall quality of life for everyone._____________________________Editors Note: This article was contributed by Mary Underwoods, Vice President of Memory Care Services for Artis Senior Living of the West Shore.

Ambassador Health Services, Inc. and Family Private Care, Inc. offer a choice of both an agency and nurse registry based on the core values and commitment to excellence that have characterized from its beginning of almost 20 years, we promise to be governed by these five qualities: Respect We value every human life, and will consistently treat you with respect, courtesy, and dignity. Expertise We are committed to being the very best at what we do, and will maintain a highly-qualified team of experts, ready to meet and exceed your needs and expectations regarding our services. Responsiveness We know that our best efforts will sometimes fall short, and we will respond immediately and thoroughly to your concerns. Integrity We believe trust is the foundation of every solid relationship, and will strive to be honest and ethical with you at all times. Cost-Sensitivity We understand the economic pressures on families, and will do all we can to keep your costs (client) and your reimbursement (caregiver) competitive and fair.This is who we are. It is in our DNA as a company.Contact us for your care options at 239-250-0100 . Ambassadorhealthflorida.com; Familyprivatecare.com. #HHA299993950 #NR30211387

You cannot escape the responsibility of tomorrow by evading it today. Abraham Lincoln (1809-1865), 16th President of the U.S.When you hear the word Veteran what comes to mind? If you're like most Americans, words such as Service, Selflessness and Dedication lead the list. At Hodges Funeral Homes, we are devoted to celebrating the sacrifice and significance of what it means to be a Veteran. Theirs is an honor justly earned, a dignity deserved.We extend this celebration through our many Veterans advocacies, including our Homeless Veterans Burial Program and our Veterans Planning Guide. At a recent presentation to Veterans and their spouses, Chief William Carl, Veterans Liaison at Hodges Funeral Homes, honored his attendees with a famous quote: A Veteran is a person who signed a blank check to the United States of America, up to and including ones life.While we don't know the author of this quote, we acknowledge it with gratitude because it captures the essence of what it means to be a Veteran a credential like no other, Chief Carl said.In welcoming the crowd representing all branches of service, Chief Carl informed his audience that he was on a mission. This is a different kind of mission than the one I've recently returned from in Afghanistan, he said. I'm on a mission to remind you of something that, as Veterans, we've always been instructed to do: Plan Ahead! Life is precious to us, until the day we die. That's why were here to plan for that day in honor of our loved ones and family.Did you know that over 1,800 American Veterans die each day, many of whom do not receive all the VA benefits and distinctions they have earned? As a proud member of the network of Dignity Memorial providers, Hodges Funeral Homes offer comprehensive services to assist eligible Veterans and their families in accessing all of the VA burial benefits provided by the U.S. Government. Our FREE Veterans Planning Guide includes worksheets and valuable information on how you can access important documents and receive an additional 10% off services not covered by your VA benefits.To learn more about these important advocacies for Veterans or to set up an appointment or presentation contact Chief William Carl at 239-370-5428 or email: William.Carl@DignityMemorial.comFor more information about the many programs and presentations offered by Hodges Funeral Homes of Collier and Lee Counties, visit our website at www.dignitymemorial.com or contact Community Liaison, Bernadette La Paglia, at 239-398-3951 or email: Bernadette.Lapaglia@DignityMemorial.com.

Have you ever had a disagreement within your family? Everyone has. As things change, such as family members aging, there are many decisions to be made: healthcare, finances, guardianship, power of attorney, estates, wills...and so much more! These decisions may be challenging to make given that they typically involve many family members who each have their own opinion on what is best and on top of it all, there are decades of emotions that color our perspective. The use of mediation for these conversations is growing.Mediation is a voluntary process in which a neutral third party sits down with all the people involved (including the senior) to discuss the issues at hand and guide them through an informal process that results in a mutually acceptable agreement. In addition to saving time and money, mediation is empowering as it allows the senior and their family to choose solutions that work for their family.While mediation is considered an alternative dispute resolution method, it easily works with the legal system. Attorneys may, and often do, participate in the mediation process. In 2014 the Supreme Court of Pennsylvania released the Report and Recommendations of the Elder Law Task Force of the Supreme Court of Pennsylvania. A part of the 130 recommendations includes mediation as a part of the proceedings of Pennsylvania's Orphans' Courts.You and your family may already have started the discussion and may have gotten into a conflict! Are you now at an impasse? You may want to plan ahead and try to avoid any hard feelings by making decisions early. No matter where you are in the process, mediation can help!Editors Note: This article was submitted by Mila Pilz. Ms. Pilz is the Executive Director, Program Operations of Advoz Mediation and Restorative Practices.

To learn more about Beehive Senior Care, CLICK HERE.Respite/ Family Relief CareCaring for family members can be rewarding and can strengthen family relationships. At the same time caregiving can often cause stress, guilt, and anxiety. Many family members are busy juggling the activities of life such as caring for their own family, work, church activities, and other commitments that caring for aging loved ones may seem daunting. Beehive Senior Care offers the perfect solution we can provide respite care for as long and as often as needed, we canassist for as little as1 hourof care or up to 24 hours oflive-in care a day.Companionship and ConversationThe feeling of isolation and loneliness is a very common feeling among seniors. It has been proven that social interaction both improvessenior's health and general outlook on life. Sharing a meal or having a sincere conversation with someone can really add joy to one's life.Medication RemindersBeehive Senior Carecan assist in opening medication, reading the label, and reminding clients when it is time to take a dose. Correctly managing a clients medication schedule can greatly reduce health related issues.

Growing old can be a daunting thought for many people. But the truth is, there are still plenty of fun activities and hobbies that elders can enjoy even as they age. Here are some suggestions for things that elders can do to stay active and engaged in their later years.Travel: Just because someone is no longer young doesn't mean they can't enjoy new destinations and experiences. Many travel companies offer tours designed specifically for seniors, allowing them to see the world at a comfortable pace with like-minded individuals.Attend concerts and events: Music and other forms of entertainment can be enjoyed at any age. Whether it's a symphony performance or a local theater production, there are always events happening that elders can attend.Volunteer: Giving back to the community is a rewarding experience, and there are many opportunities for elders to volunteer their time and talents. Whether it's helping out at a local food bank or mentoring youth, there are endless ways to make a difference.Take up a new hobby: Learning something new is a lifelong pursuit, and elders can still pick up new hobbies and skills well into their later years. From painting to knitting to woodworking, there's something out there for everyone.Exercise: Staying active is important at any age, and elders can still enjoy a variety of physical activities such as yoga, swimming, or even just taking a daily walk around the neighborhood.Join a club or social group: Socializing with others is crucial for mental health, and there are many clubs and groups geared towards seniors such as book clubs, bridge clubs, and even senior centers.Learn technology: Technology has made the world a smaller place, and it can provide endless entertainment and learning opportunities for elders who take the time to learn. Whether it's setting up a Skype call with loved ones or learning how to use social media, there are plenty of ways to stay connected.In conclusion, growing old doesn't mean having to slow down or stop enjoying life. There are still many fun and engaging activities that elders can pursue in their later years. With a little effort and a willingness to try new things, getting older can be a time of exciting possibilities and adventure. Article written by: Seniors Blue Book

PACE programs help the most vulnerable seniors in the community improve their quality of life.PACE stands for Program of All-inclusive Care for the Elderly. PACE programs coordinate and provide all needed preventive, primary, acute and long-term care services so that their participants can continue to live in the community. At the core of the PACE model is the Interdisciplinary Team (IDT): the IDT is comprised of physicians, nurse practitioners, home-health nurses, social workers, physical and occupational therapists, transportation coordinators, aides and others. They meet regularly to exchange information and solve problems as the conditions and needs of PACE participants change.PACE CentersPACE participants attend the PACE center an average of three days per week. The center includes a health clinic with an on-site physician and nurse practitioner, physical and occupational therapy facilities and at least one common room for social and recreational activities. Because PACE participants have regular contact with primary care professionals who know them well, slight changes in their health status or mood can be addressed immediately.How do you qualify for PACE? A person must be age 55 or older, live in a PACE service area, be certified by the state to need nursing home-level care and assessed to be able to live safely in the community with PACE services at the time of enrollment. PACE programs tend to attract participants who are older and have very high care needs.Who pays for PACE?PACE is a dual eligible program through Medicare and Medicaid; private pay may also be arranged. PACE receives a monthly lump sum payment, which is used to pay for a variety of comprehensive services and care the participants need.Editors note: This article was submitted by Leslie Mader. Leslie is the Manager of Outreach and Enrollment for TRU PACE based in Lafayette, CO. She may be reached at 303.665.0115 or lesliemader@trucare.org (see ad on next page).

While many clinical trials are being impacted by COVID-19 due to self-isolation, social distancing, travel limitations and site closures, fewer interruptions are being felt in the world of the virtual clinical trials and observational studies, many of which exist in the form of an online survey that takes 15 minutes or less to complete. We spoke with Dr. Matt Huentelman of the MindCrowd study and Dr. Rachel Nosheny of the Brain Health Registry (BHR) about how their online-based studies continue to collect important data related to Alzheimers and the brain during times of crisis.The Benefits of Remote Clinical TrialsWhile the COVID-19 crisis underscores the value of being able to conduct some trials remotely, there were already many benefits to going virtual. Harnessing the power of connecting virtually makes research participation more accessible to more people, such as those who dont live near a study site or cant afford to take time off from work to travel and complete lengthy, in-person tests, says Dr. Rachel Nosheny of BHR.While there are some aspects of in-person visits that cant be done remotely, such as PET or MRI scans, there are many things that can be accomplished successfully. Surveys about changes a person has noticed in their own memory and thinking, surveys about their ability to perform everyday tasks, and studies around genetics (through mailed saliva kits) all lend themselves well to virtual visits, Dr. Nosheny says. These types of tests can also be completed at a greater frequency than in-person visits, helping give researchers a more complete picture of brain health and how it changes over time.More than 70,000 people are enrolled in the observationalonline BHR study, which involves answering a few demographic questions and taking a 10-15 minute survey online, without ever being seen in person. We also have projects in which we are asking our participants to do more, such as get a brain scan at a hospital or provide a blood sample at a local site, once these are once again possibilities, Dr. Nosheny said. The online information provided, when combined with the in-person information, gives her team a unique opportunity: We will better be able to understand how virtually-collected data relates to the more traditional measures of brain health and disease.Dr. Matt Huentelman of the MindCrowd study agrees that the benefits of virtual participation in research are many. Like the BHR test, the MindCrowd test, an Internet-based research study of the brain, takes 10 minutes, which is far less time than it takes to complete an episode of that favorite sitcom youve been streaming. MindCrowd launched in 2013 and includes over 135,000 participants. Our goal is to use the Internet to engage the largest-ever research group that represents the widest diversity possible, says Huentelman. In just minutes, you will help us better understand how the brain works and learn ways that everyone might be able to best preserve their memory, helping us to match cognitive healthspan with human lifespan.The user-friendly MindCrowd website allows participants access through any desktop, laptop, or tablet, with a mobile phone option in the works. The site is also available in English, Spanish and Mandarin so you can participate in the study in the language that you are most comfortable using. Scientists still dont fully understand many of the factors that lead to differences in our memory, thinking and decision making. Our goal is to study all types of people and ultimately learn how to slow down the aging of our brains and prevent diseases like Alzheimers, Huentelman says.Data Informs Our FuturesInformation our participants provide is crucial for understanding how our brains change over time, especially during the aging process, Dr. Nosheny says. Moreover,participating in clinical trialshas the potential to help not only participants, but also those living with Alzheimer's disease or who are at risk of developing it. It allows individuals to gain access to potential treatments before they are widely available and receive care at leading healthcare facilities often free of cost while participating in important medical research.Now is absolutely the time to get involved, says Dr. Huentelman. One of the many beauties of an Internet-based study means that we do not anticipate a stopping point, he says. MindCrowd is in our seventh year. We are in this for the long haul, and you can be assured that we will be here continuing our research.Both Dr. Nosheny and Dr. Huentelman have seen many examples of researchers willingness to work together and share data during the current crisis. Now, more than ever, weve gotten requests to share our findings on virtual assessments so that other investigators can continue their research while many people are unable to come into clinics and hospitals during the COVID-19 crisis, Dr. Nosheny says. This collaboration between researchers and participation from people in communities across the country will help shape the future.Protecting The Next GenerationThere are varieties of reasons someone may want to get involved in this type of research, whether it is their own health, or their family history. Whatever the reason, Dr. Huentelman assures people that taking an Internet-based study should not be daunting. The Internet is open 24/7. We are able to engage with people who typically could not dedicate an entire day to an in-person trial and we are reaching people who haven't volunteered for scientific research in the past. If you have a few minutes to join us, please do. You can help brain research, whether you are 18 or 80 or even older, he says.Like many other families, Dr. Nosheny and her husband are juggling working from home with the world of e-Learning for their two young sons. Its a challenge, but we are safe at home together and I feel incredibly lucky to be able to continue my dementia research during this time.Ever since moving to the San Francisco Bay Area, Dr. Nosheny has loved running through the redwood forests near her home. There is something very comforting about running through these giant trees that have weathered storms, fires and droughts, for hundreds or thousands of years. It puts in perspective our collective ability to weather the next few seasons of hard times.Written By: Dr. Rachel L. Nosheny & Dr. Matt HuentelmanSubmitted By: Alzheimer's Association- Click for More InformationClick Here for The Original Blog Link*

VA Benefits for SeniorsThe Department of Veterans Affairs offers a variety of service connected compensation and non-service connected pension benefits to Veterans and their dependents, some of which are particularly relevant to senior Veterans. Below is a summary of available VA compensation and pension benefits that may be most relevant to senior Veterans and their dependents.Service connected compensationService connected disability compensation may be paid for chronic injuries, disabilities, or diseases, that were incurred in, aggravated by, or presumed to be related to, a Veterans Active Duty military service. Requirements for establishing service connection include 1) an event, injury, or illness in service, 2) evidence of a current chronic condition, and 3) the establishment of a link or nexus, between the current condition and the in-service event. Veterans who are in need of higher levels of care due to a service connected disability may be eligible for service connected Aid and Attendance benefits, or Special Monthly Compensation, as described below.Aid and AttendanceTo support a claim for aid and attendance, the evidence must show that due to disabilities, you 1) require the aid of another person in order to perform personal functions required in everyday living, such as bathing, feeding, dressing yourself, attending to the wants of nature, adjusting prosthetic devices, or protecting yourself from the hazards of your daily environment, or 2) are bedridden, in that your disability or disabilities requires that you remain in bed apart from any prescribed course of convalescence or treatment.Spousal Aid and Attendance BenefitsA Veteran who is eligible to collect a dependency allowance for service connected compensation purposes, ie is rated 30 percent or higher, may be eligible to receive an additional monthly stipend, if his or her spouse meets the above mentioned requirements for the establishment of aid and attendance.Non-service connected benefitsNon-service connected disability pension is paid based on a Veterans service, current level of disability, and financial qualifications. To qualify for pension, a Veteran must have served at least 90 days of continuous Active Duty service, or generally 24 months after September 7, 1980, have been discharged under other than dishonorable conditions, and have served at least one day of Active Duty during a period of war (combat service not required). There must be a finding of permanent and total disability, which can be established by: 1) attaining the age of 55, 2) being in receipt of Social Security Disability pension, or 3) residing in an accredited nursing home. Veterans must additionally meet certain income and net worth requirements, with consideration given to qualifying deductible medical expenses. Veterans in need of higher levels of care may be eligible for non-service connected Aid and Attendance benefits, or special monthly pension. The requirements for establishing this higher level of care are as noted above, however special monthly pension does not require that this need for additional care be related to any service connected condition.Survivors BenefitsThe surviving spouse of a Veteran may be eligible for Dependency and Indemnity Compensation (DIC), or service connected death benefits if the Veterans death is determined to be related to service. A surviving spouse may also be eligible for non-service connected Survivors Pension based on income and net worth, if the Veteran met the above listed service requirements for non-service connected pension. Additional benefits may also be paid to surviving spouses if a need for higher levels of care, or Aid and Attendance is established.More InformationInformation, to include payment rate tables for both service connected and non-service connected benefits can be found at www.va.gov. Compensation and pension benefits are tax-free, and are not paid concurrently, rather the Veteran will receive whichever benefit is greater. To apply for any benefits, contact your local Veterans Service Organization or apply online at www.ebenefits.va.gov.Submitted by David Hencke, Veteran's Outreach Coordinator, US Dept. of Veterans Affairs, VA Boston Healthcare System.

The Southwest Home Equity Assurance Program is a unique program of the State of Illinois (65 ILCS 95) that was developed to guarantee property values for an extended time. It is financed by a special levy imposed on the Chicago property tax bill within the home equity district on single through six-unit residential properties. Chicagoan's are eligible if they own a home within the southwest side district.The district encompasses 9 wards, 7 zip codes and 13 neighborhoods near Midway Airport. Homeowners can check to see if theyre eligible for the program by referring to their property tax bill. Under Miscellaneous Taxes, it should say SW Home Equity Assurance Chicago. To register, homeowners can apply by submitting their current appraisal of 6 months-or-less to be approved by our Board of Review. If homeowners do not have a current appraisal of 6 months-or-less, the Southwest Home Equity Assurance Program can have one done starting at $125 for a single-family home (prices may vary for type of home). Once a registered member, they now have the chance to take advantage of two benefits:1) guaranteeing the value of the home and/or 2) the home improvement loan. After 5 years of being a member, if a member decides to sell their home and does not receive what its worththey can file a claim. By filing a claim, the program will compensate a portion of the money that was lost in the sale (there is a list of procedures that must be followed to ensure compensation). The second benefit we offer is the home improvement loan. We work with two local banks within the district to offer our members loan programs to be used for home repair, maintenance and improvements. Our most popular program is the 0%, up to $10,000 loan that members can qualify for. Members have 5 years to pay it off and once they do, they can qualify for another one. Overall, this is a key program that is only offered in 2 other areas in Chicago besides the southwest side. It is a safety net that not only incentive's the southwest side but encourages residents to invest in protecting the value of their homes. This ultimately benefit ts the neighborhood as a whole!Editors Note: This article was submitted by Victoria with the Southwest Home Equity Assurance Program and may be reached at 773735-2000 or by email victoria@swhomeequity.com. More information may also be found at www.swhomeequity.com.

NFTs, or non-fungible tokens, are the latest sensation in the cryptocurrency universe, or as we like to call it the Cryptoverse. And if you havent heard about NFTs yet, now is a great time to learn because they are likely to be a big part of our collective future. So what is an NFT?In the most basic terms, an NFT is a cryptographic token that exists on a blockchain and is used to establish proof of ownership of digital artwork, videos, GIFs, collectibles, and other digital assets. While NFTs use the same blockchain technology that underpins cryptocurrency, NFTs themselves are not a traditional currency, though they can operate similarly to currency. Some people call them JPGs because they are literally graphic images, but they represent much more than just a simple JPG file.NFTs have been generating a major buzz in the tech and art sectors for years now, but after Christies auction house sold a single NFT collage from the digital artist Beeple for a staggering $69.3 million this March, NFTs have begun making mainstream headlines. Since then, a number of other big-money NFT sales have made the news, including Twitter co-founder Jack Dorseys first-ever tweet made into an NFT, which sold for $2.9 million; a video clip of a LeBron James slam dunk sold for more than $200,000; and a GIF of Nyan Cat (a flying cat with a Pop Tart for a body) went for $600,000.At this point, you might be wondering why anyone would spend such vast sums on digital images that you can download from the Internet for free. Here, well answer that question and explain the basics of what you need to know about NFTs, including how they work; what makes them so valuable; where you can get them; and why they have the potential to revolutionize the way in which we own, exchange, and consume both digital and real-world assetsalong with how to ensure your estate plan covers them if you happen to own one.Whats the Difference Between Cryptocurrency and NFTs?While NFTs and cryptocurrencies like Bitcoin and Ethereum are all part of the Cryptoverse, cryptocurrency is a fungible asset, meaning it can be traded or exchanged with another identical unit of the same value. For example, one Bitcoin is equal in value and can be exchanged for another Bitcoin, just like one dollar is always worth the same as another dollar. However, NFTs are non-fungible, meaning each NFT is totally unique and not mutually interchangeable. Given this, no two NFTs are ever the same, and they cannot be replicated. Think of it in terms of traditional artwork: anyone can buy a Mona Lisa print, but only one person can own the original artwork. How Did NFTs Get Started?Although primitive versions of NFTs, such as Colored Coins, have existed since 2012, the first NFTs to really become popular were CryptoKitties. Launched in 2017, CryptoKitties is a virtual game that allows players to adopt, raise, and trade virtual cats on the Ethereum blockchain. Each CryptoKitty has unique attributes, and they can even reproduce to generate entirely new offspring, which have different attributes and valuations compared to their parent kitties. CryptoKitties became immensely popular, and within a few weeks, fans of the virtual cats had spent $20 million worth of ETH (Ethereum token) on the game, with some virtual cats selling for over $100,000.How Do NFTs Work?As with cryptocurrency, a record of who owns each NFT is stored on a blockchain ledger. The vast majority of NFTs reside on the Ethereum blockchain, though other blockchains like Bitcoin Cash and FLOW also support them. Whenever a new NFT transaction is verified, its added to the blockchain, where it cannot be changed, replicated, or forged.The code embedded in NFTs can include specific information about the asset and its creator. For example, an artist can sign their digital artwork by including their signature in the NFTs metadata. The unique information related to an NFT is stored in whats known as a smart contract, which is one of the most unique and powerful features underpinning NFT technology. A smart contract is a digital contract in which the terms of the agreement are set in code. A smart contract can be programmed to execute a specific action when a set of predefined conditions are fulfilled. For example, a smart contact can be programmed to make royalty payments to an NFTs creator whenever their digital art is sold to a new owner.Why Do NFTs Have Value? Traditional pieces of art like paintings are valuable precisely because they are one of a kind, yet digital art can be easily duplicated an infinite number of times. With NFTs, digital art and other assets can be tokenized, which creates a digital certificate of ownership that allows the buyer to own the original item. The value comes from both the scarcity and collectibility of the asset, as well as its potential for future sale. NFTs work like any other speculative asset, in that you buy it and hope that the assets value increases over time, so you can sell it for a profit. NFTs typically increase in value for three reasons: 1) they are part of a series that gives you access to an exclusive club or community, 2) if they include licensable or brandable content that could be used to increase the value of the intellectual property, and 3) they can be used to flex or signal for status purposes (aka bragging rights).Essentially, NFTs transform, or tokenize, digital art, videos, and other collectibles into one-of-a-kind, verifiable assets, which allows them to be easily bought, sold, or traded on the blockchain. NFTs are basically like any other collector's item, such as a painting or a vintage baseball trading card, but instead of buying a physical item, you're instead paying for a digital file and proof that you own the original copy. Yet its the intellectual property (IP) aspect of NFTs that make them most interesting. Once you own an NFT, you have ownership of the IP representing the content of the NFT. As the owner of this now licensable content, you can use the content for branding, or you can even develop an entire persona or creative pursuit around your NFT.You can see this in action with some of the owners of NFTs from the Bored Ape Yacht Club (#BAYC) NFT Collection. Universal Music Group bought 4 Bored Apes, and has begun branding them as the newest band theyll promote, called KINGSHIP. KINGSHIP will release music and products, building a fan base around this collection of four digital apes.Building upon the success of the BAYC series of NFTs (a collection of 107 Bored Apes recently sold for $24.4M in a Sothebys auction), other creators have begun to release sets of 10,000 NFTs with hopes of mimicking the success of the BAYC series.What Else Are NFTs Being Used For?Currently, the majority of the NFT market is focused on collectibles, such as digital artwork, GIFs, virtual trading cards, videos of sports highlights, digital music, virtual avatars, and video game skins. However, NFTs are now even attracting the attention of major brands, and were seeing a number of big-name companies capitalizing on the trend.For example, Nike has patented its own blockchain-based NFT sneakers, which it calls CryptoKicks. Marvel Comics has released its own NFT collectibles based on Spider Man and Captain America. Even Taco Bell has jumped on the NFT bandwagon with a collection of taco-themed images and GIFs. In collaboration with the NFT marketplace VeVe, Disney released its Golden Moments NFT collection, which features digital statues inspired by some of the most beloved characters and moments from Disney, Pixar, Marvel, Star Wars, and other Disney franchises. And in September 2021, Hollywood got in on the action, when the film Zero Contact became the first feature-length movie to be released as an NFT.Musicians have also been releasing NFT-based songs, albums, and other music-related items with major success. For example, pop stars like Kings of Leon, Grimes, and Steve Aoki have all created NFTs. Moreover, Rolling Stone reports that NFTs could revolutionize how musicians connect and market their music to fans by including not only songs and albums as NFTs, but also videos, artwork, 3D avatars, wearable accessories, and even tickets that give fans a chance to have a virtual meet-and-greet with the artist.How Can You Buy An NFT?If you are looking to get in on the NFT Cryptoverse, youll need to access the proper technologyand load up on cryptocurrency to fund your purchase. First, youll need to get a digital wallet that allows you to store your crypto and NFTs. Metamask is a popular option because it connects directly to marketplace platforms, such as OpenSea, where you can buy and display your NFTs. Then youll need to purchase cryptocurrency to make the purchase, and since the most popular blockchain for NFTs is currently Ethereum, your best bet is to get their version of digital coins, which are called ether (ETH). From there, youll want to visit the NFT marketplace where the NFTs are sold. Some of the most popular NFT marketplaces include OpenSea, Mintable, Nifty Gateway, Axie Marketplace, and Rarible. Additionally, there are also niche marketplaces for more specific types of NFTs, including NBA Top Shot for basketball video highlights; Valuables auctions off famous autographed Tweets like Dorsey's; and Autograph, which is a platform launched by NFL superstar Tom Brady that offers a variety of NFT collectibles from sports icons like Tiger Woods, Simone Biles, Wayne Gretzky, and Tony Hawk. Due to the high demand for certain NFTs, the tokens are often released in batches, known as drops, much like when batches of concert tickets are released at specific times. As with any other popular event, theres often a rush of fans eager to snatch up the most in-demand NFTs when the drop starts, so youll need to pre-register and have your wallet full of crypto and ready to buy.What Are the Future Potential For NFTs?While buying a virtual cat may sound like an extremely trivial venture, the future potential for NFTs and how they can be used has more serious implications, especially in business and finance. For example, NFTs have already been used in a real estate transaction, in which a millennial from Silicon Valley purchased an NFT that gave him ownership of a studio apartment and a piece of art by the famous local street artist Chizz.By allowing for the digital representation of physical assets, NFTs offer the potential to reinvent the way we own, exchange, and consume just about any asset. Perhaps the most obvious benefit of NFTs is increased market efficiency. The conversion of a physical asset into a digital asset streamlines the process of identifying IP, removes intermediaries, and creates entirely new markets.Obviously, the digital representation of physical assets is not exactly new or novel. However, when you combine this concept with the benefits of the trustworthy and tamper-proof nature of blockchain-powered smart contracts, NFTs stand to become a potent force for change. While many see NFTs as merely another passing fad and expect the NFT bubble to burst any day now, skeptics said exactly the same thing about Bitcoin. With this in mind, we remain cautiously optimistic about the future of NFTs, and only time will tell how this new technology pans out as the future unfolds.Safeguard Your Digital AssetsAs with cryptocurrency, if you currently own or plan to acquire NFTs, the first and most important step in securing these assets is to let your family, trusted partners, and of course, your lawyer, know you own it. If no one knows you own these assets, they will be lost forever when you die. You can document ownership of these assets by including your NFTs and cryptocurrency in your Family Wealth Inventory (a key component of our Life & Legacy Planning Process) listing all of your assets and liabilities. Along with the amount of cryptocurrency and number of NFTs you own, you should also include detailed instructions about where these assets are located and how to find the instructions to access them, including the encrypted passcodes needed to unlock your account. Just make sure to keep these instructions in an absolutely secure location because anyone who has them can take your crypto and NFTs. As part of our Life & Legacy Planning Process, well work with you to ensure that your cryptocurrency and NFTs are properly documented, as well as secure.As technology continues to evolve and our lives become increasingly digitized, its vital that you adapt your estate planning strategies to keep pace with these changes. As your Personal Family Lawyer, we can assist you in updating your estate plan to include not only your traditional wealth and property but all of your digital assets, as well. Contact us today to learn more.This article is a service of Sharek Law Office, LLC. We dont just draft documents; we ensure you make informed and empowered decisions about life and death, for yourself and the people you love. That's why we offer a Life and Legacy Planning Session, during which you will get more financially organized than youve ever been before, and make all the best choices for the people you love. You can begin by calling our office today to schedule a Life and Legacy Planning Session and mention this article to find out how to get this $750 session at no charge.

There is a place where more people live longer and healthier lives than anywhere else on Earth: Okinawa, Japan. Okinawans are 3 to 7 times more likely to live to 100 than Americans. Even more remarkably, heart disease, cancer, dementia and other conditions are rare. Gerontologists assert that up to two-thirds of our lifespan is in our control, not attributable to genetic make up with some basic lifestyle changes we Westerners can also increase our lifespans and health spans. Based on these studies, The Balanced Care Method is a revolutionary approach to senior care.A steady diet of mackerel, tempeh, seaweed, sweet potatoes, and green tea is probably not realistic for most Westerners. Neither is walking daily between villages, yet there are many ways to implement the principles of the Okinawan lifestyle within a Western framework: Dietary Factors: The Okinawan diet is plant-based, low in protein and high in fiber, omega-3 fatty acids and flavonoids. It includes plenty of fruits and vegetables and very low levels of saturated fat and sodium. Exercise Factors: Okinawan elders have life-long routines of moderate exercise and physical activity. They walk most places they go, keep up daily tasks like housework, gardening and working well past the age of retirement in North America and practice the soft martial art of tai chi. Sense of Purpose and Active Social Ties: Okinawans inner calm and desire to remain productive into older age offers Okinawan elders substantial stress relief, a sense of social connection and purpose, and a respected, important role in their community.The Balanced Care Method is a way of viewing aging as a rich and meaningful part of life. Each element fostering independence, encouraging the maintenance of social ties, remaining active supports and reinforces the others. The best lesson we can learn from the elders of Okinawa is to embrace and celebrate aging and approach it with a sense of balance and reverence.Editors note: This article was submitted by Mark Bowman, President of Home Care Assistance of Utah. Home Care Assistance provides high quality in-home care for seniors in line with its proprietary Balanced Care MethodTM across the US, Canada and Puerto Rico. To speak with Mark or another Home Care Assistance of Utah employee call 801.733.6100

Aging presents a new set of challenges for many as they experience physical and cognitive changes. There are a myriad of options available to meet ones changing needs; however, trying to navigate and make the best decisions can be an overwhelming task. This, coupled with the fact that time and resources may be limited, can make a challenging situation even worse.Although some older adults have family nearby, many do not. Its not uncommon for the nearest relative to live hundreds of miles away making active support difficult. Many families are reaching out and hiring a Geriatric Care Manager.A Geriatric Care Manager wears many hats by serving as a consultant, navigator, coordinator, liaison, and expert advocate. They have the knowledge, experience and professional partnerships necessary to effectively navigate the complexities of aging. Their past education or experience often relates to nursing, social work, gerontology or other health services. They follow a professional code of conduct and ethics, which are designed to ensure their aging clients remain at the center of their unbiased guidance.A Geriatric Care Manager offers a holistic perspective by not only considering a clients physical needs, but their cognitive, emotional, spiritual, financial, and social needs as well. They can provide an assessment of the current situation; establish a care plan; offer recommendations; make referrals, coordinate care services and schedule appointments; monitor care; attend medical appointments and care team meetings; assist with selecting a facility for short-term or long-term care needs; provide family mediation; review financial entitlement options; and much more.The right GCM is one who serves as an extension of family. They serve as the eyes, ears and voice for older adults. You can find a local Geriatric Care Manager by going to www.caremanager.org.______________________________________Editors Note: This article was contributed by Melinda R. Bixler, a Geriatric Care Manager and founder of Elder Healthcare Solutions, LLC.

If the patient is not a Medicare Recipient and is covered by the VA, the VA will make payments directly to their contracted agencies. If a patient is a Veteran, but is a Medicare Recipient, they may choose any Medicare approved hospice agency for their care.#listing_mgr{1 basic_search}#

Aquatic Physical Therapy, especially in a modern therapy pool with a treadmill that can be raised and lowered, offers enhanced care and faster recovery from many medical problems. Modern therapy pools offer monitoring cameras so therapists can watch exercising from multiple angles from the side of the pool. They also have recording capability to use in instructing patients on what they are doing right and wrong. Many also offer therapy jets to relax stiff and sore muscles or for increased resistance.Because of the buoyancy of water, the stress of certain exercises is dramatically reduced if done with Aquatic Physical Therapy. A 200 lb. person in a therapy pool with water at half the persons height only experiences the equivalent of exercising while weighing 100 lbs. Buoyancy reduces compressive forces on joints allowing those with chronic pain to walk with greater ease. In addition, while exercising in a pool, the chance of falling is nearly zero. It is a much safer environment than exercising on land.Aquatic Physical Therapy pools can help with many types of rehabilitation exercise, such as are needed after knee or hip surgery. Because of the reduced impact from exercising, therapy can begin up to three weeks earlier than land-based exercises. Not only does this allow faster recovery, but with exercising sooner, it is easier to prevent deconditioning that comes from waiting too long after surgery for therapy to start.Aquatic Physical Therapy can help those recovering from back surgery, suffering from arthritis, dealing with respiratory problems and those suffering from chronic pain. It can help with rheumatic disorders, including rheumatoid arthritis, osteoarthritis and fibromyalgia.Exercising in an aquatic therapy pool can increase blood flow to an injured area faster. This will increase healing and recovery.Additionally, one of the strengths of aquatic therapy is that it is appropriate for any phase of rehabilitation and for all ages.If you think that aquatic physical therapy might help you, talk to your doctor. He can help access if aquatic physical therapy will be a help with your specific medical issues.Editors Note: This article was submitted by Lyle Black, MPT, Director of Rehabilitation for Sunshine Terrace Foundation. He may be reached at 435-754-0281.

For more information on Comfort Keepers, CLICK HERE.For seniors, maintaining social connections and staying in touch with loved ones not only improves quality of life, it improves health. Socially isolated seniors have a 59% greater risk of mental and physical decline than those who do not experience social isolation, and socialization has been shown to slow Alzheimers and Dementia patients decline.According to Statistic Canada, 5 million people (25% of the population) who are aged 65 and older, now live alone and over 40% of women over 80 live alone. By taking intentional steps to reduce isolation and reduce lack of contact, overall wellbeing is also improved.So, how can seniors foster connection and reduce loneliness?Social Media Facebook, Instagram and other social media sites can help seniors stay connected to friends and family across the country. And, many social media platforms have built in chat functions, games and other features that foster connection.Togetherness Activities For older adults, planning activities reduces lack of contact. This can be in-person, when possible, or through video chat and phone calls. Virtual or in-person activities can include good conversation, cooking and eating together, reading together, playing games, scrapbooking, or listening to music. And, studies show that planning and looking forward to an event can have mental health benefits too!Online Interaction Seniors may enjoy virtual meetups, online worship services, Facebook trivia night, virtual communities focused on hobbies, and other online activities can help people connect to others in their community without leaving home. For those that are able to go out, sharing hobbies and activities with others can bring joy and connection.Virtual Volunteers For seniors looking for a sense of purpose, there are opportunities to volunteer to help others from the comfort of home. This can include building Easter baskets for childrens charities, sewing quilts for shelters, writing cards for military service members oversees and other activities that allow people to do good works in their free time.The health effects of social isolation and loneliness on seniors is equivalent to smoking 15 cigarettes per day.Isolation and loneliness can be signs that a senior lacks the support and tools needed to live a healthy, independent life. However, with planning and deliberate action, fostering positive relationships and connections can be incredibly rewarding for everyone involved.Comfort KeepersCan HelpFor seniors that need companionship or help fighting loneliness, Comfort Keepers caregivers can help with encouragement, support and assistance with daily living. And, caregivers can encourage overall health through meal planning, grocery shopping, meal preparation and activities. Our custom care plans focus on physical and mental health and wellness activities. Our goal is to see that clients have the means to find the joy and happiness in each day, regardless of age or acuity.To learn more about our in-home care services, contact your local Comfort Keepers location today.References:Statistics Canada. Living Arrangements of Seniors. Web. 2018.Forbes. Technology can help the lonely elderly endure social distancing Web. 2020.Journal of Aging Research.use of Physical and Intellectual Activities and Socialization in the Management of Cognitive Decline of Aging and in Dementia. Web. 2012.Psychology Today. How to Help Older Adults Fight Loneliness During COVID-19. Web. 2020.Caring.com. Senior Loneliness: The Risks of Loneliness and Senior Neglect by Melanie Haiken. Web. 2015Forbes. Are Social Determinants the Missing Key to Improving Health? Web. 2018

To learn more aboutGood Shepherd Home Care & Hospice,CLICK HERE.The laws regarding debt after death are defined by each state so there isnt a single answer to the question above for everyone. On most occasions, the only time a family member would be responsible for your debt is if they cosigned a loan with you. People generally do not inherit another person's debt.When we die, a new entity emerges, called our estate. An Estate represents your assets and your liabilities. Upon death, a legal process called Probate (which is the first step of administering the estate of a deceased person), will resolve your debts and distribute your remaining assets to your heir(s).Creditors may legally seize assets within your estate (money or property) in order to cure a debt owed to them. If you have no assets, your creditors may have to take a loss on your debts. Depending on the state you live in, a creditor has a fixed amount of time to make a claim against your estate for payment.There is a legal pecking order as to who is allowed first claim to retrieve money from your estate. The higher priority goes to funeral expenses, administrative expenses, and federal taxes. The estate may then pay off expenses from the last illness and state taxes. At the bottom of the barrel are unsecured creditors, like credit card companies.Generally, all debts must first be paid by the estate before any remaining assets are distributed to an heir. An outstanding credit card balance, for example, must be paid before any money or gifts can be distributed to an heir. If there are not enough assets to pay the debts, then all assets and property will be sold to pay down as much of the debt as possible and the heir will inherit nothing.In the case of secured debts (e.g. home mortgage or auto loans), property (which is collateral) may be distributed with its debt. For example, you own a car worth $15,000 and the loan on the car is $7,500. If you die and leave that car to someone, it will become that person's obligation to pay off the loan.Except for certain situations (which include joint property or joint debt), creditors are unlikely to go after surviving family members when a debt cannot be paid by your estate money. The majority of married couples have joint accounts and joint debt. In these situations, a surviving spouse will be held legally responsible for the debt of their deceased spouse even if they did not generate the debt themselves. This is something that will often cause problems for surviving spouses who financially cannot pay off old debt and meet their everyday needs.If a creditor contacts a surviving family member about a debt of a relative who has died, the family member should give the creditor the contact information of the decedent's representative. The representative is responsible for paying any outstanding debts from the estate. If a will exists, the representative is known as the executor; if there is no will, the representative is known as the administrator.In community property states (where married couples are considered to own their property, assets, and income jointly) credit accounts opened during marriage are automatically considered to be joint accounts. This could affect what your spouse will have to pay, depending on the debt that you incurred. The following states are community property states:ArizonaCaliforniaIdahoLouisianaNevadaNew MexicoTexasWashingtonWisconsinTo conclude, when you pass away, your estate is responsible for paying off any balances owed by you, not your family. If your estate goes through probate, your administrator (or executor) will look at your debts and assets and, guided by the laws of your state, determine in what order your bills should be paid. The remaining assets will be distributed to your heirs according to your will or state law.

Is It Time For A Move?Knowing when and if its time for a loved one to move to a personal care home or assisted living is not easy. Ideally most people want to age in place for as long as possible.However, if ones independence and well-being start to decline and the practicality, safety, and the benefits of aging in place also falter, a change may be needed. Some older adults recognize and may even welcome this need for change. But more often families struggle with the timing of a move, which is compounded with feelings of guilt and uncertainty, and sometimes sheer resistance from their loved one about moving.So how do you know when its time for a change? Below are some key indicators that can help you determine if a move may be necessary:Caregiving is significantly interfering with work, relationships and other responsibilities.Healthcare professionals recommend a change.The loved one asks for a change.Despite your best efforts, things worsen (increased falls, illness and/or hospitalizations).The loved one is in danger of harming themselves or others, especially those with dementia.The caregivers physical and mental health and wellness are worsening.The caregiver is depleted, becoming angry, neglectful, resentful, frustrated.The caregivers coping methods become destructive (i.e. substance abuse).Furthermore, youre not alone in determining whether your loved one needs care. A medical evaluation and written order from their physician is required. Plus the residence will assess your loved to determine the right level of care.Other ConsiderationsAging in place can have its limitations. In some cases, it can lead to caregiver burnout and can be overwhelming and unsafe if not well planned. Isolation, boredom and inactivity can also be problematic, especially if the person has stopped driving, has limited mobility and/or their health is on the decline.Making this choice is not just about the need for care. Personal Care not only provides hands-on care and peace of mind, but it can also foster an improved and more active lifestyle. Socialization and peer activity strengthen the mind, body and soul with a wide range of activities, clubs, events and amenities.Appreciating the value of proactively moving to personal care or assisted living can be comforting and well-paced. It lends itself to a more positive transition, rather than a power struggle compounded by critical need and hurried placement.Editors Note: This article was submitted by Nancy Iglesias, Admissions Director at Northland Heights Senior Living. She can be reached at 412-223-3100 or at NIglesias@HamisterGroup.com.

Older Adults in El Paso, Park &Teller Counties receive over $5 Million in services; it is not enough.There is a little-known Federal act, the Older Americans Act, that was established in 1965 in response to concerns about a lack of community based social services for older persons. The vital Older Americans Act (OAA) dollars are sent to states and communities every year to provide a wide range of services that prevent unnecessary nursing home placement, promote healthy aging and help people age with independence and dignity where they want to be, in their homes and communities. In the Pikes Peak Regions El Paso, Park and Teller Counties, these funds are administered through the Pikes Peak Area Agency on Aging (AAA). The OAA helps millions of older adults each year by providing in-home supportive services that assist them to bathe, get dressed or maintain a clean and safe home. It provides transportation programs to keep older adults engaged in the community. OAA supports home-delivered meals or dining at community centers. It supports the nutritional and social needs of older adults, while evidence-based community programs help people manage their chronic conditions and prevent falls. The family caregiver support that is offered through OAA helps those who are helping older adults.At the time of this article, the OAA is being reauthorized at the Federal level. AARP has tracked the funding gap and shows that since 2000 the aging population has increased 50% with funding increasing only 1.1% annually and sadly there was a 20% cut in funding in 2010. Many organizations and individuals have advocated to replenish funding to the 2010 level and then continue increasing funding to meet the growing need for food, caregiver support, transportation and more. By the year 2030, more than one in five people in the U.S. will be age 65 or older, yet it appears the Act will just barely pass and hold to the existing, inadequate funding levels.Older Americans make up a significant population of our country. As we all age, we want to have resources that are beneficial for us to age in place. The OAA funds distributed by the Pikes Peak Area Agency on Aging provides 19 services through 18 contracted partner agencies and six services through the AAA staff. In 2019, the AAA updated its State Four Year Plan. The full Plan can be accessed on the AAA website but highlights include a focus on affordable housing, mental health, social engagement, elder abuse prevention and transportation resources. As we look forward to the year ahead and how we can better meet the needs of older adults in our region, save the date for May 1, 2020 for the Older Americans Month Kickoff Event at the Pikes Peak Area Agency on Aging where we will celebrate and reframe aging. And, stay tuned for OAA news.To learn more about the Older American Act visit the National Council on Aging or the Administration for Community Living.Editors Note: This article was submitted by Melissa Marts, Program Development Administrator, with Pikes Peak Area Agency on Aging. She may be reached at 719-471-2096, or by email at: mmarts@ppacg.org

To learn more about,Accessible Systems of Colorado Springs CLICK HERE.Because home accessibility is so important to healthy living, many states provide a sales tax exemption for durable medical equipment including stair lifts, wheelchair ramps, wheelchair lifts, overhead ceiling lifts and many other useful equipment. This can save you money if you understand how it works.Sales tax for many states is between 5% and 12% based on where you live. In order to qualify for a sales tax exemption and save this money, you typically need to get a prescription or a letter of medical necessity from a doctor or therapist. Some states have a specific form to fill out in order to qualify.The concept behind this tax savings is that Mobility Enhancing Equipment, Home Accessibility Equipment, and Durable Medical Equipment are medically necessary for safe and healthy living and therefore tax deductible. Since staying in your home is much less expensive than moving to an assisted living facility or a nursing home, exploring a sales tax exemption can actually put money back in a persons pocket. In context totax exemptionsfor medical equipment, its important to understand the definitions between the three type of accessibility equipment as are referenced by the forms used in each state.Mobility Enhancing EquipmentEquipment, including repair and replacement parts for such equipment, that is primarily used to provide or increase the ability to move from one place to another within a home or a motor vehicle. This equipment is not generally used by persons with normal mobility.Examples of mobility enhancing equipment includes canes, crutches, motorized scooters,stair lifts, walkers, wheelchairs,wheelchair ramps,wheelchair lifts,vertical platform lifts, overheadceiling lifts, in addition to door widening and bathroom remodeling for accessibility.Home Accessibility EquipmentEquipment installed in a home to help move between spaces and levels. Examples include stairlifts, ramps, custom built stairs (likeeasy steps), body lifts, wheelchair lifts and elevators.Durable Medical EquipmentAny medical equipment used in the home to aid in a better quality of living. Examples of durable medical equipment include manual and electric wheelchairs, hospital beds, canes, crutches, walkers, bath & shower chairs, commode chairs, and grab bars.Is a Prescription Required?A prescription order is required that includes the name and address of the person in need of mobility equipment, and it must be signed by a practitioner who can prescribe any drug or device, much like a doctor does medications. An occupational therapist or physical therapist are also authorized to write up a prescription order. Below are links to specific states resources and are a good place to start.Colorado Sales Tax Exemption for Medical Equipment >>Utah State Sales Tax Exemption for Mobility Enhancing Equipment and Durable Medical Equipment >>Texas Sales Tax Exemption for Home Medical Equipment >>Other States with Sales Tax Exemptions for Mobility Enhancing Equipment and Durable Medical Equipment >>ArkansasNorth DakotaGeorgiaOhioIndianaOklahomaIowaRhode IslandKansasSouth DakotaKentuckyTennesseeMichiganUtahMinnesotaVermontNebraskaWashingtonNevadaWest VirginiaNew JerseyWisconsinNorth CarolinaWyomingRequest a ConsultationFor professional health workers and consumers in Colorado, Utah and the Dallas, TX areas,request an evaluationby an Accessible Systems certified home accessibility specialist near you. Qualifying for sales tax exemptions for medical equipment is confusing, so let us help!

The need for hospice services for military veterans has never been greater, but often those who were the first to answer our nations call for help are among the last to seek help when they need it. Today, more than 37 percent of the veteran population is 65 years or older. More than 1,800 veterans die every day, but most veterans still die in their communities only 4% occur in Veterans Administration facilities.There are many reasons why veterans do not seek end-of-life care. A culture of stoicism might prevent veterans from admitting to being in pain, or from asking for pain medication. Some may suffer from post-traumatic stress disorder (PTSD), with symptoms that can include social isolation, alcohol abuse, and anxieties.However, much of avoided care comes down to education. The benefits of hospice care can meet the special needs these brave men and women have at the end of life. VA and hospice programs have learned a critical lesson in caring for dying veterans: A patients military service history is highly relevant to providing the most appropriate, personalized end-of-life care. Although hospices routinely ask and record their patients age, family make-up, racial/ethnic group and religion at the time of enrollment, far too few ask about service status. But they should. There may be health coverage and benefit issues, if the veteran is enrolled at a local VAMC or would like to be, along with burial and other benefits.When seeking hospice care for a veteran, it is important to ask about services that will meet his or her specific needs based upon the timeframe of service. Some hospices have developed care programs specifically designed for the conflict the veteran served in, such as World War II, the Korean War and the Vietnam War. Some also have specially trained volunteers, many of whom are veterans themselves, to assist with care and comfort. This gives the patients a level of comfort knowing that those who are taking care of them have been through many of the same things they have.For some veterans, the effect of combat experience may remain buried for years, emerging only when they are very sick and dying. Finding the right end-of-life care can make all the difference. Hospice is a choice to live life to its fullest, empowering patients and their families to redefine hope in the last months of life. Finding a hospice that has made it its goal to care for veterans is another way to honor their sacrifice.-Devin Limb is Executive Director of United Hospice in Meridian.

To learn more about Utah Senior Care Advisors,CLICK HERE.With the cost of assisted living care through the roof, many families choose to take care of their elderly loved ones in their own homes for as long as possible. It is a demanding task that takes a lot of family support. Most families are unaware that a majority of assisted living and memory care communities offer adult day care and respite care. While day care is self explanatory, respite care is much lesser known. Respite care is essentially short term lodging at assisted living communities.The lives of in-home caregivers can be challenging. You may be taking care of your husband with dementia and need to attend the funeral of a loved one out of State or maybe you are planning a trip to Europe before the kids go back to school in the fall. In any situation, it is nice to know that assisted living communities can accommodate your needs short term. Most communities have a furnished room available, if not, ask to use their model room. All of the same principles apply when looking for short term assisted living accommodations. As a caregiver, you need to have peace of mind knowing that your loved one is in good hands while you are away. That is why you should call me, Jason at Utah Senior Care Advisors!

Although adults 60 and older constitute 13 % of the United States population, their use of mental health services accounts for only 7 percent of all care. It is estimated that 18 to 25 % of elders are in need of mental health care. The suicide rate of the elderly, at 21 %, is the highest of all age groups in the Country. Every day 17 elders kill themselves!Why are millions of the elderly deprived of care?StigmaMany elders resist treatment based on images propagated by mass media and culture. Often, portrayals of the mentally ill are frightening and powerful sources of misinformation. It's extremely important to have information available about what mental illness really is and how it can be effectively treated.AgeismMisperceptions about older people by the public have also impaired service delivery. In a society confronted with budgetary restraints, often the older population has been cast aside, on the basis that they are too old to benefit from services. A society that places such great emphasis on youth may not lend enthusiastic support to better mental health care for geriatrics.Care GiversGenerally, the first person elders turn to for help with problems that require mental health treatment is their primary care physician. Many physicians have limited training in geriatrics. Elders tend to assume that complaints such as sleep disturbances, changes in appetite, and mood differences are related to physical problems. This may be reinforced by caregivers, who often attribute such symptoms to the aging process. A study of elderly suicides in Chicago found that 20% of the suicide victims had seen their primary care physicians within 24 hours of their suicide, 41% within seven days and 84 % within 30 days.A Positive PerspectiveWhile many of these barriers continue to impair elderly mental health services, there are innovative programs that have achieved success:Mobile programs with staff that treats consumers in their own homes or transport patients to and from outpatient care, providing them meals and eliminating isolation.Programs specifically developed recognizing that older people are a special population with unique needs. Treating elders has been found to be just as effective as treating young adults and middle-aged people. Supportive therapy and drug treatment can be safely administered with beneficial results. Collaborative training sessions conducted by staff of aging, mental health agencies, and Primary Care Physicians allowing each to have a better understanding of the services and limitations of providers serving elders.Editors Note: This article was submitted by Gary R Miller.Gary is CEO of Peak View Behavioral Health and may be reached at 719-444-8484 or by email at gmiller@strategicbh.com. For more information visit Strategic Behavioral Health on the web at: www.strategicbh.com.

To learn more about Highland Glen - MBK,CLICK HERE.Its American Heart Month! A great time to join the battle against heart disease and celebrate our bodies most important muscle the heart! Here are five ways you can keep the beat and stay heart healthy this month and all year long.1. Wear RedAccording to the American Heart Association, heart disease claims the lives of 1 in 3 women. That staggering statistic boils down the fact that heart disease is more fatal to women than all forms of cancer, accidents and diabetes combined. To shed light on the importance of heart health, the first Friday of February is Wear Red Day. To help fight to end heart disease, consider having your own Red Day and donating to the American Heart Association to support research and heart disease awareness.2. Eat Heart HealthyFruits, vegetables and legumes contain flavonoids (a group of phytonutrients or plant chemicals) that offer anti-inflammatory and immune system benefits, as well as being associated with cancer, neurodegenerative and cardiovascular disease prevention. At MBK Senior Living communities, our culinary team offers a diverse daily menu of delicious and heart healthy options that utilize healthy fats as well as a wide variety of fruits, vegetables and whole grains.3. Stay ActiveAdults should aim to exercise for approximately 30 minutes a day. In addition to getting your blood pumping, regular exercise also helps seniors with balance, agility and maintaining their independence. Consider joining a walking group, taking a yoga class, jumping into a water aerobics class or working with a trainer. At MBK communities, our MBK Fit programs support residents overall wellness, and achieve a wide range of fitness goals.4. Be SocialWho knew that being social can reduce the risk of a stroke? Fact is, being social can lower your blood pressure and reduce inflammation in your body, as well as boost your immune system, encourage good habits, delay memory loss, and relieve pain. Through our Mind+Body Wellness program, residents find a host of resident enrichment activities, events and outings that provide ample opportunities to connect and be social.5. Cheers & ChocolateStudies have shown that consuming dark chocolate and red wine (in moderation) can provide a number of benefits for your heart and overall health. Both include resveratrol, an antioxidant that is associated with lower blood pressure, lower cholesterol levels, suppressing cancer cells, and slowing down the slow down age-related cognitive decline.

What is Nail Fungus Infection? Here are some very simple ways to recognize a toenail fungus infection:A discoloration of the toenail, white to yellow The nail becomes thick and disfigured Brown or black spots developing on the nail Parts of the nail crumble or flake Onychomycosis is the medical term for toenail fungus. Almost 12% of the population may be infected at some point in their lives according to the American Academy of Dermatology. It is estimated that fifty percent of people over the age of 70 have the infection.How Does a Nail Become Infected? Toenails come into contact with microorganisms that get onto the skin, the nail sheath and underneath the nail to the nail bed. Once you have contracted a fungal infection, it can be very difficult to cure.These microorganisms are fungal spores, and thrive in places that are dark and have high humidity. This makes the feet very susceptible to infection from wearing shoes. Wearing sandals helps the feet to get air circulation and light.Trimming your toenails too close to the skin can cause accidental cuts, providing another entry point for these fungal spores. Injuries such as dropping something on your toes can provide another point of fungal entry. All utensils used for pedicures should be disinfected in order to not spread the fungus. Tight fitting shoes can also be a cause of toenail fungus infection since they leave no room for your feet to breathe and they can cause the breakdown of the nail from rubbing, leaving an opening for the fungus to invade.What is the best treatment for toenail infection? Laser treatment can be effective 70 -84% of the time. The laser warms the nail and kills the pathogens that cause the fungus. Several treatments may be needed. The drug Lamisil has been used to treat the fungus, however, it has side effects causing possible liver problems in some individuals. Laser treatment along with a regular home foot care schedule is beneficial in the treatment of the fungus that causes Onychomycosis.Editors Note: This article was submitted by Paula Brady, L.E., C.L.S. Paula is a paramedical aesthetician and certified laser specialist with Spa Medica, LLC and may be reached at 720-379-3584 or by email at coloradolaser@gmail.com

Paying for Long-Term Care and Medicaid EligibilityOne of the most critical needs faced by a person who is chronically ill is the need to pay for care in a nursing home or in an assisted living facility. Unfortunately, this is expensive, with the average cost of care in a nursing home in the State of Colorado at $6,394 monthly (that doesnt include extras such as Medicare copayments and personal needs). Since many senior citizens dont have that kind of income, they are placed in a position where their savings are at risk. Long-term care insurance is frequently not an option because its expensive and cant be purchased once someone has a diagnosis like Alzheimers.The last resort for payment for long-term care is qualifying for Medicaid. You can apply at the local county department of human services. In Colorado, most nursing homes accept Medicaid as a form of payment and offer good basic care to Medicaid beneficiaries.You need to have income and assets below certain levels to get Medicaid. The maximum amount of income depends on the county in which the nursing home (or assisted living facility) is located. In most of the metropolitan Denver counties, the income maximum is $6,914 monthly for 2011. In Douglas County, it is $6,412 monthly.In terms of assets, a married couple (when only one of you is applying) can own a home regardless of its value. They can also own one car, an unlimited amount of household goods and personal effects, and an irrevocable prepaid burial plan, regardless of value. On top of that, the spouse who needs Medicaid can have $2,000 in other assets. The spouse who doesnt need Medicaid can have $109,560 in other assets (this figure can be increased under certain circumstances). The spouse staying at home may be eligible to keep a portion of the institutionalized spouses income, if they can show that they need it. Single people dont have as much ability to shelter assets but some advance planning can help.Trusts and annuities frequently cause problems with respect to Medicaid eligibility and should be used carefully. Otherwise, Medicaid benefits could be lost needlessly.The best advice is to consult someone knowledgeable in the field of Medicaid planning well in advance. Careful future planning can save dollars without losing Medicaid eligibility, and can remove much of the fear and uncertainty people experience when someone gets sick.Editors Note: This article was submitted by Bernard A. Poskus, Esq. He is an Attorney at Poskus, Caton & Klein, P.C. and may be reached at 303-832-1600. For more information visit Poskus, Caton & Klein, P.C. on the web at: www.poskuscatonklein.com.

Whether crafting, visiting or lending a hand, VITAS volunteers receive more than they give.By Cathy Carlson, VITAS Healthcare General ManagerDo you keep something in your house, apartment or condo that reminds you of someone special? A favorite item from your childhood, a keepsake that belonged to a parent or a memento of someone who has died?Many people treasure special items because they bring comfort, stir positive memories and sustain a sense of connectedness to loved ones.Thats the idea behind Memory Bearssmall, hand-crafted stuffed bears that are created by skilled VITAS Healthcare volunteers. Each bear is made from a hospice patients favorite piece of clothing and given as a personalized memento to surviving family members.At VITAS, volunteers are part of a dedicated team that provides care, comfort and emotional support to hospice patients and their families. Nationwide, 3,122 VITAS volunteers provided 309,999 hours of services in 2017.From our main office in Tinley Park, VITAS provides hospice services to residents from Naperville to Chicago Heights; we specifically need volunteers from the Kankakee area: Memory Bear volunteers: Do you have a knack for sewing? Were looking for volunteers to sew Memory Bears and pillows in your own home. In 2017, volunteers in this area stitched more Memory Bears and pillows1,410for our patients and families than any other VITAS location. Direct-Patient-Care volunteers: Would you like to give a hospice patient someone or something to look forward to? Direct-patient-care volunteers make personal visits, accompany patients on outings, provide a few hours of respite care for a family caregiver and just spend time with patients at the bedside.The gift of time is a precious thing, says Joanna Voorhees, our volunteer manager. Our volunteers frequently tell us that they receive far more than they give because their efforts are appreciated so much by our patients and their families.All prospective VITAS volunteers are interviewed about their interests and trained in how to support patients and families coping with the end of life. To explore volunteer opportunities here in the Chicagoland South area, please visit VITAS.com or call Joanna at708.781.4400.

Living in beautiful Southwest Florida, we are fortunate to be able to enjoy an active lifestyle nearly 365 days per year. Outdoor activities such as golf, tennis, bicycling, jogging, and simply walking, are all great ways to stay healthy.However, for many, living with painful joints can limit the desired level of physical activity, and at time, become debilitating.Isnt it great to know that the team of physicians, nurses, therapists and other clinicians at Physicians Regional Healthcare System in Naples has the expertise in treating joint pain. Offering minimally invasive, state-of-the-art robotic technology for knee replacement, as well as total knee and hip replacement surgery, Physicians Regional offers two Total Joint Center locations for patients to choose when it comes to joint surgery.Physicians Regional Healthcare System is proud that their patients leave the hospital sooner, and more of their patients go directly home from the hospital that state or national average. This means most patients return to an active lifestyle more quickly, and get back to doing the things they love.Our patients walk an average of 650 feet before being discharged from the hospital, said Sara Laporte, R.N., Director of Orthopedics andRobotic Surgery for Physicians Regional Healthcare System. Our patients love our program, and tell us that they are pleased to be able to go back to playing golf, tennis, and other activities that were too painful to enjoy before surgery.The program at Physicians Regional is unique patients participate in group rehab and physical therapy following their surgery. They are up and moving the same day they have surgery. Getting our patients moving soon after surgery is key to their rapid recovery and transition back home, Laporte tells us. Our approach is to get them moving, and track their progress using milestone markers throughout the Joint Camp. We measure their steps using a golf-themed chart, and advance their golf cart on the chart as they increase the steps they are able to walk.Physicians Regional Healthcare System performs more than 1,000 hip and knee surgeries annually. Patient satisfaction is extremely high for the patients who choose these hospitals for their joint replacement surgery.

To learn more about Utah Senior Care Providers, CLICK HERE.Its the holiday season, so dipity do and dupity dop. The holidays can be a stressful time and the most wonderful time of the year. If your family is preparing for a loved ones first holiday at their new assisted living home, there are a few tips that families should consider.Most communities will have a traditional thanksgiving dinner and Christmas gathering for families and friends to enjoy. Families should always RSVP. Some communities will charge families for special holiday meals, other communities dont. Usually there is a maximum limit of guests per resident. If not, please be respectful; dont turn the assisted living community dinner into your extended familys person reunion. As a guest, look for residents that are sitting alone, most of the time they would love to join your group. I always enjoyed when families helped me clean up after parties.Everyone loves gifts at Christmas time. Activities directors are always looking for male, female and neutrally directed gift donations for special events. Sometimes the activities department will create a resident gift sign-up sheet for employees, but every donation is appreciated. Many families give their loved ones clothes as gifts. As a family, make sure the clothes are properly marked before you let them leave your sight. Always keep the receipts for clothes and make sure they fit your loved one.The holidays are also a special time for serving others. If you are a community leader or business owner, ask assisted living communities how you can help to ensure everyone has a happy holiday. Most communities overlook New Years and the Super Bowl. If you parent enjoys football, lend a hand and contribute to a super bowl party.

If you've taken on the caregiver role for a senior or someone with a chronic illness or disability, chances are you have experienced more than your share of fatigue, frustration, loneliness and stress. Few of us expect to add caregiving to an already challenging list of family and professional responsibilities. But if the task falls on you and the strain of caregiving threatens to throw your hectic life off balance, take a tip or two from those who have walked in your shoes.Get all the help you can. Seek or accept help from family members, friends, neighbors, volunteers from your community or church group, paid caregivers or a geriatric care manager.Safeguard your physical and mental health. Many caregivers take minimal time to care for themselves, not allowing time to exercise, rest or to eat regular meals. Exhaustion can compromise your body's immune system and lead to illness. Surprisingly, the primary reason many seniors are moved from the comfort of their own home into an institutional setting is the decline in health of the caregiver, not the patient. Its important to eat well, get enough sleep, see your doctor regularly and take time for yourself in order to stay healthy, keep your loved ones healthy and avoid burnout.Make time for yourself. Schedule respite times when you can attend to your needs and pursue your interests. Exercise, shop, read or enjoy yourself with friends and other family members - engaging in whatever activities you find most fulfilling and relaxing. Either through finding activities your loved ones are interested in or by having someone else come in to provide you some relief, making time for yourself is an important element in maintaining your physical and mental well-being.Consider connecting with other caregivers. Communicating with people who share your challenges can be a relief. Contact your local senior center, hospital, or homecare agency to learn about caregiver support groups in your area or connect with fellow caregivers.As with other priorities in your life, the responsibility of caring for yourself comes down to you. Even small steps toward positive change can reap significant benefits.Editors Note: This article was submitted by Elizabeth Squires. Elizabeth Squires is a Branch Manager with ResCare HomeCare and may be reached at 801-288-4100 or by email at esquires@rescare.com. For more information visit ResCare Home Care on the web at: www.rescarehomecare.com

Make your choices now, so they don't fall to your family later.Pre-planning is determining the details of your funeral and cemetery services in advance. To some, this may sound like a difficult conversation. But putting a plan in place is actually a smart and caring thing to do. With a plan, youll reduce stress for grieving loved onesand simply let them honor and celebrate your life, knowing things are happening just as you wanted. All your wishes. All with ease.Why it makes sense to make choice about your future funeral now . . . .Heres the truth: selecting a final resting place in advance makes a difficult time become solely about celebrating life and honoring who you are. The alternative is often confusion, disagreement and guesswork. So, its smart to make these choices now. That way theyre not made on your behalf, at an emotional moment.The benefits to your family will be real and appreciated, ranging from spiritual choices to financial assistance. From selecting an ideal permanent memorial, to designing the service, to paying in advance, you can make the day exactly as you imagine it. And your loved ones will know theyre fulfilling your wishes. Which is exactly how they should feel. Keep reading to learn more.Family matters.Your family is everything and the last thing youd want is to put them in a difficult position. A time of loss is a time of confusion, but your final arrangements dont have to add to the uncertainty. Pre-planning your cemetery services can save your loved ones from having to make decisions while theyre grieving. And they wont have to guess what youd want. Making pre-arrangements is the responsible thing to do. Instead of getting bogged down in details, your family will be able to focus on celebrating your life.Personal service.Funeral and burial services are an important part of the grieving process. For a lot of people, they provide a sense of closure. So the right kind of ceremony is essential. But its difficult to make the service as meaningful as it should be, in such a short amount of time. By making those plans now, including choosing songs and selecting readings, youll have the kind of service you want, for everyone you love. In addition, you can design a beautiful permanent memorial. That way, your family will have a dedicated place to reflect and remember.Financial relief.Funeral services are often an unexpected expense. But they dont have to be. You can choose to fund your pre-arranged plans now, and the costs will be locked in for the future, even if prices for various services and products increase. You dont have to pre-pay if you pre-plan, but it is the best way to take the financial burden off your family. So its definitely a smart option to consider. Also, please know that your payments and plans can be adjusted later, should your wishes change over time. Theres nothing to regret by going through the process now. Your decisions dont have to be final.Start Planning NowTo start the pre-planning process, you can fill out our pre-planning form. Or feel free to reach us by phone any time at 612-377-7841, and one of our pre-planning consultants will help guide you through every option.START PRE-PLANNING

Why is Fall Prevention Important for Aging Adults?More people are living longer into the later stages of their lives and wish to stay active and remain healthy and productive. However, falls are a major threat to the health and independence of aging adults 65 plus. Serious falls can result in physical pain, such as hip fractures and head injuries which could end up in a prolonged hospital stay. Recovery from a traumatic event usually is more complicated than a planned elective surgery, due to severity. Not only do falls come at a high price for an individual emotionally, physically, and financially, the fall itself may be preventable.Changes come with ageAging is a complex process involving progressive degeneration of ones body and mind, influenced by genetics, gender, and a wide range of environmental factors. Systemic changes occur as we age, impacting the heart, lungs, digestive system, vision, hearing, bone mass, brain function, joints and muscles. Aging individuals may experience a reduction in their level of energy, changes in sleep patterns, and cognitive challenges, like memory loss. These changes can affect balance and increase the chance of falls; therefore, maintaining physiological functions is important to the well-being of an aging individual.Understanding fall risk factorsAlthough maintaining a healthy lifestyle reduces the risk of falls, inevitable physiological changes occur as a person gets older that increases the risk factor. As we age, the chances of developing complex medical conditions increases, such as diabetes, stroke, heart attack, osteoporosis, arthritis, chronic obstructive pulmonary disease, and congestive heart failure. A fall resulting in immobility can amplify physiological changes associated with the normal aging process. Various medication side-effects and interactions can cause dizziness/drowsiness, which can increase fall risk. Vision or hearing loss can contribute to falls by disturbing balance and by obscuring tripping and slipping hazards. Environmental factors should also be considered. Remove throw-rugs, install grab bars, wipe-up spills, use rubber mats, and clear outdoor walk paths. Increasing awareness about fall risk factors and ways to reduce fall risk is crucial in effectively preventing falls.Editors Note: This article was submitted by Bonnie M. Leavy-Mello, M.B.A., Director of Community Outreach, Laurel Ridge Health Care Center, managed by Athena Health Care Systems. Bonnie has 25 years of experience in healthcare and has extensive knowledge in long-term care and can be reached at 203-438-8226.

Proper estate planning requires carefully crafted documents covering a range of matters. One of the most important is a financial, often called a durable, Power of Attorney (POA) which allows you to name the people who will act on your behalf in financial matters if you are cannot, or if you want assistance in doing so. Those people are called your Agents. A POA is a relatively simple and inexpensive document. If properly drafted, a POA should avoid the need for a guardianship proceeding with its considerable and ongoing time, and financial and emotional costs.POAs are not only for the elderly.Mental incapacity can result from severe accidents or health conditions unrelated to age. Additionally, parents of young adults, especially college students, may want to encourage their child to have a POA. Being the parent of a legal adult does not allow you to act for that child as you did when they were a minor.Many married couples assume that because they are married they do not need POAs. That is true for most, but not all, jointly owned assets. For example, to sell real estate, both spouses must sign the deed, or have it signed by an Agent under a valid POA. Also, most married couples have assets which are owned individually, such as IRAs, 401(k)s, life insurance, or separate bank or investment accounts. Without a POA, a spouse has no legal rights regarding those assets owned solely by their spouse. Generally, financial or insurance companies will not provide any information to the spouse. Thus, even married couples need POAs.Most people want and, generally, good planning dictates, their Agent to have the same power to make financial decisions as they have, so it is generally a good idea to give the broadest possible powers to the Agent in the POA. This includes the powers necessary to do financial planning if the person creating the power needs to go into a nursing home. This is important because Pennsylvania law says that powers must be specifically granted to ones Agent in the POA; if a power is not specifically listed, the law presumes that the person creating the power did not intend to give it. A durable POA remains effective even if the creator becomes incapacitated or incompetent. Pennsylvania law presumes that all POAs are durable, unless the document says otherwise. Most POAs are effective immediately upon signing, although it is possible to create a POA that only becomes effective when one or more doctors certify that the person is unable to make financial decisions. However, those are generally not recommended because of the difficulties involved in getting the medical certification, and the risk that a bank will want additional proof of incapacity. Also, often fully competent elderly people simply want the Agent to assist with their finances.Importantly, the person creating the POA must have the legal capacity to sign. This means that at a minimum he (she) must understand that he (she) is giving the power to make financial decisions to another person, and must be able to identify that person. Too often attorneys receive calls saying that a loved one had a stroke yesterday and they need a POA. When asked if the person is able to understand the POA, the callers say, Oh no! He (she) doesnt understand anything. Unfortunately, that person waited too long to get a POA.Thus, a properly drafted Durable Power of Attorney is a critical component of any estate planning, and is overlooked at ones peril. Editors Note: This article was contributed by William H Poole, Jr. Esq., attorney at Bellomo & Associates LLC a full-service estate and trust law firm.

For more information on the Ear Research Foundation, Click Here.Even without the added issue of hearing loss, conversations require a lot of focus, energy and patience. For people with hearing loss or other hearing impairments, a noisy environment or friends who speak too quicklycan make communication extra challenging.Restaurant background noise is one of the most common challenges when talking tosomeone with hearing loss.Below are some things that you can do to help facilitate communication when someonehas hearing loss, whether that person is youor a loved one, friend, or coworker.Please note this article is for people who have mild to moderate hearing loss. People who have untreated profound hearing loss, or are Deaf, havedifferent communication methodsthat will be more effective than the ones discussed below. More ondegrees of hearing loss.How to talk to someone with hearing lossSome environments are much easier for communication for people who are hearing impaired. Here are some things you can do to ensure the environment is perfect for communication:Make sure the room has enough lighting. People with hearing loss often rely upon lip reading, facial expressions, speech reading, body languageand gestures to supplement their remaining hearing and improve communication.Pick a place that has minimum background noise.Though our ears and brain are able to filter out background noise in most situations, people with hearing loss often have a difficult time hearing over excessive noise. Keep in mind that small rooms with no carpeting or curtains tend to have poor acoustics and can distort voices.Make it easy to see everyone's faces.If you will be in a group setting, choose a locationor if you're at a restaurant, a round table where the person with hearing loss will have visual access to everyone's faces to facilitate better communication.Here are a few examples of using the above tips to pick an appropriate environment for communication:If you're planning a dinner out, pick a restaurant that you know has ample lighting, does not play loud music and has decent acoustics. Choose a restaurant that you have been to before, where you know the noise levels do not get too loud. Another good tactic is to select an off-time: Rather than having dinner at 7 p.m. on Friday or Saturday nightthe busiest dinner hoursopt instead for a late lunch or early dinner, between the hours of 3 p.m. and 5 p.m. when restaurants are likely to be the least busy.During a group gathering at your home, if you'd like to have a conversation with a friend or family member with hearing loss, invite him or her to speak in a different, quieter room. Turn off the TV and any other sources of noise.

If given directions and a plan that resulted in a high level of success what outcome might you experience? Consumers rely on physicians and pharmaceutical companies to improve health. Humans want and demand choice in all aspects of life yet plea to the effects of outside conditions when health fails. The act of caregiving arises from a need for care based on a foundation of poor or declining health of a loved one, yet research proves caregivers health fails as the result of the act of caregiving. If individuals acknowledged that actions today result in care needs of the future how might this affect the aspect of willpower versus wishful thinking in the area of health?Modern medicine treats and minimizes symptoms not the root cause of disease. Does illness have the opportunity to provide insight into life regarding aspects that require change? Is it possible to heal illness by recognizing and changing aspects in life that pose health risks? Perspectives posed by German physician Rudiger Dahlke, holistic experts Andrew Weil and Deepak Chopra and energy healers Barbara Brennan and Donna Eden teach that the body can heal itself.The idea of self -healing poses the conflict between will and desire. If permanently giving up sugar, white flour, processed and fried foods, alcohol, vinegar and tomatoes would result in remission of cancer and eventual cure, how many would follow this diet for a lifetime? If meditating twenty minutes twice a day resulted in lowered blood pressure, improved sleep and less stress how many would follow this daily regimen? Self-healing results from the actions of individuals willing to examine aspects of life and to make difficult changes.When a health diagnosis interrupts your life will you give into relying and hoping that modern medicine will provide a cure? Will you take matters into your own hands and make necessary changes placing willpower ahead of desire rather than hoping for an easy fix? The act of caregiving poses similar questions? Will you allow a less than ideal caregiving situation to continue? Will you take action to find balance to ensure that caregiving does not negatively affect your health and wellbeing?Editors Note: This article was submitted by Pamela D. Wilson, CSA, MS, BS/BA, CG, owner of The Care Navigator. Pamela may be reached at 303-205-7877 or by email at pamela@thecarenavigator.com.

Want to stay in your own home? Do you cherish your memories? Are your family and friends close by? Do you like being on your own schedule?#1 Make an Entryway AccessibleInstall a modular ramp for entry to front, back, or side door. This will eliminate stairs for individuals who have mobility challenges or use a wheelchair a scooter. A modular ramp can be assembled in one day, is removable and reusable, fireproof, slip resistant, and has handrails.#2 Install Rails and Grab Bars Inside or OutsideSometimes a little extra stability is needed. A handrail on the opposite side of the stairs can provide much comfort when climbing or descending stairs. Grab bars come in different sizes and can be installed anywhere in the home.#3 Install a Stair LiftWhen stairs become challenging, a stair lift offers a great solution. Stair lifts are easily mounted with minimal changes to the stairs. Stair lifts come in varying indoor and outdoor models with an array of features such as remote control, swivel seats, battery back up, and more.Many individuals painstakingly crawl up and down steps. Do not wait! This is an easy modification that will pay for itself. Stair lifts will take you from one floor to the next with ease and make your daily life enjoyable.#4 Portable and Threshold RampsOne or two steps or an uneven surface can become troublesome. These small areas of raised surfaces are often the biggest causes of a trip and fall accident. There are many styles of aluminum and rubber ramps that can provide a smooth transition for you to maneuver.#5 Make a Bathroom AccessibleMany falls and slips happen in the bathroom. Modifications will allow you to avoid hazards that could cause accidents.Install a walk-in shower to eliminate tripping hazards.Install a lower sink to easily reach the handles and basin.Install a toilet of appropriate height to ease sitting and standingStrategically place grab bars in shower or next to toilet for added stability.Easy and affordable modification will enable you to stay safe and independent in your home! Enjoy your surroundings and make the most of every day!_______________________________________Editors Note: This article was contributed by Nick Marcellino of Amramp.

No one plans when sickness, disability or other common challenges in life will happen.Many plan for retirement but few adequately plan ahead for the issues facing millions of people across the U.S. every day. Anyone who has navigated through the healthcare landscape knows that it can be challenging.When a challenge occurs, patients are potentially left to navigate through:Hospitals, short-term rehabilitation, home health care, and skilled nursing facilities.Those are only a few potential stops along the healthcare landscape. Then there is medical equipment, home modifications or potentially moving.Would you like to make potentially life changing decisions regarding your healthcare while you are experiencing an unplanned event? The unanimous answer is No! This article is written in hopes that everyone will ask questions before the unplanned event.Most people do not think to ask for something they have never had before. That is why reaching out and asking questions is important. Everyone needs to know what their healthcare options are ahead of time. Here are three great questions to ask ahead of time or if an unplanned event occurs: What assistance can I get to help me recover? What services are covered by insurance and what services are paid for privately? What are all of my options?The following are examples of resources you can ask these questions:-Primary Care Physician-Case Managers and Social Workers-Knowledgeable Professionals: Representatives from Home Care, Hospice, Palliative Care, Senior Living Advisors and Care Managers to name a few.There are many wonderful resources throughout Northern Colorado. The gap between everyone living in the community and the services available needs to be bridged. There are many different options depending upon age, insurance and lifestyle. The questions and answers will not be the same for everyone. The moral of the story is simple Ask!Editors Note: This article was submitted by Greg Kelley. Greg is the Northern Colorado Branch Manager with Phoenix Home Care and may be reached at (970) 270-1541 or by email at GKelley@PhoenixHomeHC.com with any questions.

Powers of Attorney are the most underrated legal documents.It seems to be common knowledge that everyone needs a Will but many people dont know that Powers of Attorney are even more important for the majority of people. Without a Will your estate will usually be divided among your decedents under Colorado lawjust like the vast majority of all Wills say.While a Will only takes effect after death, Powers of Attorney cover you while youre unable to act on your own behalf. Dementia is a common cause of incapacity but so are strokes and car accidents. If youve driven in Colorado Springs you know that you could have an accident any day, at any age.Once an individual has lost capacity to act on his or her own behalf someone else needs to act for him or her. Otherwise, bills cannot be paid, contracts cannot be signed, and medical decisions cannot be made. Executing Powers of Attorney are the way to plan for your incapacity now, while you are still able.Powers of Attorney allow you to nominate an agent or co-agents to make decisions for you in the event of your incapacity. A backup or co-agent is often nominated as well. Powers of Attorney come in two self-explanatory flavors; Medical and Financial (also known as durable).If you didnt execute Powers of Attorney before becoming incapacitated, the only way to appoint someone to act on your behalf is through the court. This can cost thousands of dollars and take months.Powers of Attorney dont typically expire but they do get stale. They should be less than ten years old; five if youre over 80. Even if you choose not to do a full estate plan, start with Powers of Attorney and know that youve planned for the worst even though the hope is youll never need to use them.Editors note: This article was submitted by Ryan N. Morey, Esq. an elder law attorney with Morey Law, P.C. and may be reached at (719) 465-4324 or ryan@moreylawpc.com.

I wish we had found you sooner. Hospice caregivers hear this statement so often from patients and families. Why? Because, under hospice care, patients feel relief from pain and other distressing symptoms. Many feel a sense of normalcy, perhaps for the first time in months, or even years.Dr. Diane Meir, Director of the Center to Advance Palliative Care, explains: If a person is in pain, nothing else can really be accomplished. That is, they cant interact effectively with their families. They cant accomplish important goals. Very often, they cant even get out of bed in the morning, because the pain is draining all their strength and energy.?People often equate hospice with a morphine drip, sedation or even hastening death. The reality couldnt be more different.The goal of this medical specialty is helping patients feel comfortable and as alert as possible. Instead of living the last months or weeks of life in and out of a hospital, hospice care gives people a chance to stabilize. Instead of invasive medical intervention with no guarantees of prolonged life, hospice physicians and nurses work to get (and keep) symptoms under control so people feel better. Only then can patients focus on family, friends, taking a trip or accomplishing something meaningful.Patients and family also receive support from experienced social workers and chaplains, who are part of the hospice team. They help with social, emotional, practical and spiritual issues which may surface at this complex time of life.Hospice is a team of experts expressly dedicated to each patient and family. One Agape Healthcare patient said, The care is such complete care, here at the houseits not an atmosphere of illness. I dont feel like Im dying. Life is going on.If you or someone you love has an illness that likely wont respond to curative treatment, we encourage you to talk to your doctor, or call and find out more about how hospice can help. Hospice care is paid for by Medicare, Medicaid and most private insurance.Editors Note: This article was submitted by Agape Hospice & Palliative Care, a Denver company serving patients wherever they call home. For information, please call 720-482-1988 or by email astanley@agape-healthcare.com? http://www.democracynow.org/2010/3/24/palliative_care_pioneer_dr_diane_meier

Existen muchas alternativas de centros de cuidado prolongado; en esta publicacin encontrar una diversidad de opciones a escoger. Cada una tiene sus pros y sus contras. Uno de los puntos a considerar cuando evala estas facilidades son los costos. Las instalaciones de vida asistida pueden fluctuar entre $2,000 hasta $6,000 mensuales. Los facilidades de memory care comienzan en los altos $4,000 mensuales. Los centros de enfermera especializada pueden llegar a costar hasta $13,000 mensuales en la Florida Central. Si est identificando alternativas en esta publicacion, es por que hay una alta probabilidad que usted o un ser querido requiere de alguna de estas facilidades para su cuidado. Nuestra experiencia ha sido que en la mayora de los casos, las personas no conocen que existen beneficios que pueden ayudarle a pagar por el costo mensual de estas facilidades.Medicaid es una excelente opcin para los centros de cuidado prolongado y algunas instalaciones de vida asistida. Los beneficios para Veteranos pueden ser instrumentales para ayudarlos tanto a ellos como a su cnyuge a pagar por centros de memory care as como facilidades de visa asistida. El punto ms importante de estos beneficios es que la mayora de las personas pueden cualificar a pesar de que piensen lo contrario. Hay varias maneras en que usted o su ser querido puede cualificar para estos beneficios, protegiendo los ahorros por los que ha trabajado por toda una vida. . Lo mejor de todo es que puede cualificar utilizando las guas disponibles dentro de lo que el programa de beneficios permite. Ahora bien, eso no significa que ser un proceso fcil o rpido, en la mayora de los casos puede tardar meses. Pero si la espera implica economizar cientos de miles de dlares, es tiempo y esfuerzo bien invertidos. Para asegurarse que el proceso sea lo ms sencillo posible, es importante trabajar con un experto conocedor en el tema. Es por esto que tantos residentes en el estado de la Florida han escogido a Family First Firm para guiarlos a travs de este proceso complejo. Family First Firm cuenta con una oficina principal localizada en Colonial Drive a minutos de downtown Orlando, y oficinas satlite a travs de toda la Florida Central. La firma tiene la suerte de contar con un equipo de trabajo atento, compasivo, con una amplia experiencia y resultados incomparables. Si est interesado en solicitar beneficios de Medicaid o Veteranos, llmenos al (407)574-8125 para una orientacin completamente gratis!

Its been three years since Dotties husband passed away. She took good care of him right up to the end. Thats what people do when theyve been married as long as Dottie and her husband. Shes on her own now and lonely. Bill always paid the bills and oversaw their retirement investments. Now, its up to her to keep track of everything.Dottie is at risk of being exploited and she probably already knows the individuals who may take advantage of her. The annual financial loss by elder financial abuse is estimated to be $2.6 billion annually. An individual doesnt have to have a large net worth to be a target.Here is who exploiters look for:Homeowners.they are home alone leaving them exposed to scam artistsLonely.sales and scam solicitations can fill a need for socially isolated seniorsDiminished reasoning and memory issues make older adults more vulnerablePredictable patterns of payments (pensions, social security, investment income) make elders more at risk for financial abuseThe perpetrators are not strangers, they are people seniors trust. The top three categories of perpetrators account for 46% of all reported elder financial abuse;* Trusted Professional 18%* Family Member 17%* Non-agency caregiver 11%People who take advantage of seniors are friendly and persuasive. They may start with small amounts of money and take more as time passes, if no one intervenes. They often rationalize their behavior by claiming the senior wants them to have the money/asset, doesnt need it anyway, or that the senior will never miss it.Here are the ways seniors and their families can guard against financial abuse:Have a reliable power of attorney, favor family members who do not live with the seniorKeep belongings neat; and list valuables (collectables, jewelry) in the householdReport instances of financial abuse to police and bank Compliance DepartmentUse an agency with an insured and bonded agency model that has employees as workers, not private individuals who have no accountability to a formal employerEncourage direct deposits of checksHave a safe and secure place where important documents are kept, such as POAs, WillsSeniors should talk to their family and make arrangements before severe illness or disability happens. Unfortunately, many cases of financial abuse are not discovered until a senior has passed away and the family discovers money or valuables missing from the seniors home or bank. This is a difficult financial and emotional situation that can be avoided.Editor's Note: This article was submitted by Bobbie Mecalo, CAPM, BSBA., co-owner of Abby Senior Care, Inc. Bobbiemay be reached at 303-699-8840 or by email atbmecalo@abbyseniorcare.com

To learn more about Covington Senior Living, CLICK HERE.At Covington Senior Living we believe that our residents can age with purpose. It is our sincerest desire to provide genuine opportunities for moments of daily joy in the lives of the seniors we serve.Mindy met John & Carol while they were caring for Carols parents. They built a friendship based on love and trust while striving to give the best care for Carols parents. As fate would have it, their business life brought them back together a few years ago and together they founded Covington Senior Living.Mindy & Justin Hill and John & Carol Probst started Covington Senior Living with one goal in mind to take their decades of experiences of caring for their own loved ones and create a place where seniors are revered, loved and celebrated. They based their business model on a dream that they could run a successful assisted living business and bless peoples lives while doing it.We are eternally grateful to our many employees, volunteers, residents, family members, colleagues and community members that help us carry out these dreams every moment of every day. I know and feel the Lords hand in all of this. We have an exciting future with a fun road ahead!

To learn more about A Call To Order,CLICK HERE.1. Senior Move Managers are third-party observers.If youre anxious about your loved ones move, they might pick up on itand talk you into keeping more things than they have room for. If your relationship is already strained, going through their things can add to the stress, especially if they feel that youre bossing them around. A dispassionate senior move manager can often find a happy medium.2. Senior Move Manager are experienced.Move managers know which are the reliable moving companies, how to put together a successful moving sale and where to find great cleaning services. Not only that, but theyve done this many times before and know how to solve problems you may not have anticipated.3. Senior Move Managers can help you save money.Although senior move managers services can be expensive (a move may cost anywhere from $1,500 to $5,000 depending on the project) they are usually a good investment. Consider the time youd have to take off work, the plane ticket youd have to buy to get to your aging family membercosts like these add up quickly. Senior move managers also know what items are valuable and what arent. That necklace your family member has in storage could be worth a lot more than you think!4. Senior Move Managers save you time.You and your loved one might spend hours deciding whether or not to keep certain possessions because of an emotional attachment to them. Since senior move managers have gone through this countless times, they know how to efficiently move a household.5. Senior Move Managers offer your aging loved one more control.A senior move manager recognizes that since this is your parents move, they are the ones to talk to. They also know that its hard for your parent or loved one to part with possessions they may have had for 30 to 50 years. As professionals, theyll help your special person through the emotional and physical aspects of relocation while keeping the process moving. And theyre more likely to find the best solution for every piece they want to keep.6. Senior Move Managers help after the move.It may be hard for you to get an aging adult situated if you have to fly home or go back to work right away after the move. A senior move manager can make sure they are set up in their new residence, setting up the rooms and arranging their possessions so they are most comfortable.If youre interested in hiring a senior move manager, find the resources you need throughA Call to Order Professional Organizers orNational Association of Senior Move Managers(NASMM).

Companies offering senior-oriented health coverage and Medicare supplement programs.In a Medicare Advantage plan, a Medicare beneficiary pays a monthlypremiumto a private insurance company and receives coverage forinpatient hospital ("Part A")andoutpatient ("Part B")services. Typically, the plan also includesprescription drug ("Part D") coverage.Many plans also offer additional benefits, such as dental coverage or gym memberships.#listing_mgr{7 basic_search}#

Although the American family has always shown great resilience through the ups and downs of our dynamic economy, the slow recovery were experiencing now is compelling many to not only reconsider their priorities, but reevaluate the financial strategies they may have put in place only a few years ago. Families and Finances A recent study conducted by Forbes Consulting Group in 2013 titled, State of the American Family: Families, Financial Attitudes & Planning, found that families1 financial priorities are focused around 4 specific areas: Income, Savings, and Retirement.The challenge for many of us is determining which of the four areas should be our primary focus. Ultimately, only you can decide where to put the majority of your financial efforts. Factors such as age, marital status, number of dependents and short- and long-term goals all will play a part in your decision making. Thats the easy part. The hard part is trying to balance all four at the same time which you will have to do - along with the rest of your day-to-day life.Income Your income(s) is the source of funding for most everything you enjoy in life. In fact, when viewed over the span of your entire working life, your income may be your most valuable asset. For those whose priority is to use their income to build and accumulate assets for the future, your first step should be to protect your income (inquire with your employer regarding your Group Long Term Disability options), and, once secure, look for ways to increase or supplement it. What side hustle could you do in your free time to generate additional income?Savings If savings is your top priority (for the purchase of a home, a childs education, or other reason), view the sacrifices you make now as the foundation of building and accumulating wealth. First, create a budget that will identify how much, and for how long, you will need to save to reach your goal. Start your savings plan by creating an emergency fund (equal to six months of income), then investigate various savings vehicles available. Consider making arrangements to automatically withdraw money from your paycheck or checking account. Set it and forget it is an ideal way to save.Retirement Regardless of your age or situation, retirement planning should be a priority for everyone. Once you have an idea about how much income youll need in retirement (70% of current income is a good rule of thumb), the simplest way to save for retirementis through your employers 401(k) or similar plan. If your employer does not offer a qualified retirement plan (or you are self-employed), create your own by using an IRA (traditional or Roth) or Self Employed Pension plan. Also consider whole life insurance. While primarily purchased for its death benefit, the build-up of the cash value in a whole life insurance policy is guaranteed, and can help give you a reliable source of supplemental retirement income.Editors Note: This article was provided by Bradley Waller, a financial representative with MassMutual Financial Group; courtesy of Massachusetts Mutual Life Insurance Company (MassMutual). Local sales agencies are not subsidiaries of MassMutual or its affiliated companies.1. Access to cash values through borrowing or partial surrenders will reduce the policys cash value and death benefit, increase the chance the policy will lapse, and may result in a tax liability if the policy terminates before the death of the insured.

Elder Hostel is a not-for-profit organization that provides exceptional learning adventures to nearly 250,000 older adults each year. Elderhostel offers over 10,000 programs a year in more than 100 countries. The philosophy is that learning is a lifelong pursuit that opens minds and enriches lives. Participants come from every walk of life to learn together, to exchange ideas and to explore the world. For more information please call 877-426-8056.#listing_mgr{7 basic_search}#

In a study of older patients with advanced dementia living at home in Israel, researchers found that hospice care was associated with a significant improvement in caregiver burden, perceived symptom management, and satisfaction with care among participants families.The authors believe research such as this may help improve awareness that dementia is a terminal illness, and that older people with advanced dementia could benefit from hospice and palliative care.Older patients with advanced dementia were eligible for the study if they were considered stage 7 or higher on the Global Deterioration Scale, referred to hospice, and had a full-time caregiver.Participating patients existing home care was supplemented by hospice care. For a maximum of six months per patient, a specially trained physician, nurse, social worker and spiritual care provider met with families and were available 24/7.Families provided assessments before and after receiving hospice care.Among the 20 patients participating in the study:Average age was 83.5.70% were women.Multiple chronic comorbidities were present (65% had hypertension; 40% ischemic heart failure; 30% post-stroke; 30% diabetes; 15% COPD; and 15% cancer).Patients had been diagnosed with dementia for an average of 5.6 years.Key Outcomes from Family AssessmentsWhen comparing family members post-program responses to baseline assessments:Caregiver burden decreased substantially (12.1 vs 1.4, with lower scores signifying less burden;P< 0.001).Symptom management improved (post-program average score, 38.3 vs pre-program average score, 33.8;P< 0.001).Satisfaction with care increased (35.3 vs 27.5;P< 0.001).Key Outcomes Identified by HospiceWhile five hospitalizations occurred during the study period, hospice team members identified what they determined to be 33 prevented hospitalizations.An average of 2.1 medications per patient were deemed unnecessary and discontinued.The researchers state that all the families mentioned that the program gave them a sense of being supported and that they would recommend it to others, adding that many said they felt more comfortable caring for their loved one at home, that suffering had been decreased, and that they learned more about the trajectory of dementia.For families who chose to seek support from the social worker or spiritual care provider, those hospice team members were credited with improving family and patient well-being and reducing caregiver burden.Thinking of dementia as a terminal illness appropriate for hospice care was a cultural shift, note the authors. This is not surprising, they add, since it is difficult to identify older patients with advanced dementia who likely have a six-month prognosis.While the researchers point out some limitations to their study, they believe it lays important groundwork for further research. [T]he insights regarding the impact and challenges of implementing a home hospice dementia model will be valuable internationally, they conclude.Submitted and Written By: VITAS Healthcare - click here for more information

Discover a world of comfort, security, and joy with assisted living in Florida! This charming corner of paradise isnt just for vacations; its an idyllic place to relish the golden years of life. More and more seniors are embracing the opportunity to swap the demands of maintaining a home for the ease and companionship of Floridas thriving assisted living communities.Imagine a life where your time is spent pursuing hobbies, making new friends, and savoring gourmet meals, instead of aging in place and tackling house chores or worrying about home upkeep. Assisted living communities promise a stress-free lifestyle, where assistance is always available and your day-to-day needs are catered to with warmth and professionalism.Many Florida seniors are exploring this enriching lifestyle and the options regarding amenities, location, safety, and benefits of assisted living communities. Of course, understanding the costs of assisted living and strategizing how to best finance it is a primary concern for most seniors and their families.This comprehensive guide will help you navigate these waters and provide you with 8 of the best ways to pay for assisted living in Florida.The Cost of Assisted Living in FloridaAssisted living communities are designed to offer personal care support to seniors in a residential setting that feels like home. They provide levels of services covering everyday activities such as bathing, dressing, managing medications, preparing meals, and more.Like the diverse range of homes youve lived in houses, apartments, townhomes, and condos prices can vary based on size, location, amenities, and the surrounding area. The same applies to assisted living communities. Many are luxurious, offering a lifestyle reminiscent of a five-star resort complete with top-tier dining and amenities. Others offer a comfortable, upscale environment or more modestly-priced options for those who are more budget-conscious.Besides your living quarters, the services offered can also differ based on the specific needs of seniors. These can range from help with daily tasks and medication management to coordinating doctors appointments and more.Nationwide, the average cost of assisted living is around $4,500 per month, as reported by  Genworth Financial. The 2023 average cost of assisted living in Florida is also about $4,500 per month. However, the cost of assisted living in Florida can fluctuate depending on the county, location, and specific community. High-end luxury communities can reach monthly costs from $10,000 to $15,000 and above. However, more budget-friendly options exist that come in below the average monthly price of $4,500.Knowing how to choose the best financial option and community for you or your senior loved one can seem overwhelming. At Florida Senior Consulting, this is all we do. We are passionate about helping you choose the community that is best for you now and in the future.8 Best Ways to Pay for Assisted LivingSecuring your comfort and peace during your golden years doesnt have to be a financial burden. In Florida, there are numerous approaches and tactics to make paying for assisted living an achievable reality. This guide will unveil the top 8 strategies to ensure you not only get the best out of your retirement housing, but also maximize the benefits each dollar can provide. Lets embark on this journey together to optimize your resources, allowing you to experience the tranquility and fulfillment you truly deserve in your retirement.1. Private PayPersonal SavingsPersonal savings serve as a valuable resource when planning for senior living and care. Over time, you may have built up a nest egg through savings accounts, investments, or other assets. These funds are a testament to your lifes work and a key to unlocking the comfort and care you deserve in your golden years. Recognizing the earning power of these savings in relation to the monthly costs of assisted living can be a source of empowerment. By understanding the dynamics of your personal wealth, you can confidently navigate toward a future that is not only sustainable, but also enriched with the highest quality of life.Retirement IncomeEmbrace the fruits of your diligence by leveraging your retirement income to cover assisted living or memory care costs. This could include funds from your 401(k), IRAs, or other retirement savings plans. Keep in mind, although there may be tax implications during withdrawals, it is all part of a well-strategized financial plan to ensure your comfort and care.Lets remember the benefits of Social Security, a familiar staple of retirement income. It exists to lend a hand in offsetting some of your living costs. As of 2021, on average, retired workers received about $1,500 per month from Social Security benefits. While it may not foot the entire bill for assisted living or memory care, every bit contributes to creating a more accessible and enjoyable retirement lifestyle. After all, every dollar is a stepping stone on your path to an enriching, carefree life.Budgeting and Financial ManagementEffective budgeting and financial management are key when using personal income to pay for senior care. This might involve tracking income and expenses, prioritizing needs, and minimizing non-essential costs.Seeking advice from a financial planner or elder law attorney can be beneficial, especially for complex situations. These professionals can help create a financial strategy tailored to your specific needs and circumstances, potentially helping your savings stretch further.In the next sections, well explore additional income sources and financial strategies that can help Florida seniors cover the costs of assisted living. 2. Leveraging Social Security Benefits for Assisted LivingSocial Security benefits, a lifeline for many American seniors, can be an important source of income when planning for assisted living or memory care costs. While Social Security does not have benefits specifically for assisted living, understanding how the benefits work and how to maximize them can be an invaluable asset to you when financing senior care.Social Security Benefits: A Helpful Boost for Assisted LivingThink of Social Security benefits as a beautiful reflection of your lifes work. Theyre based on your lifetime earnings and designed to supplement your income when you retire. Even though they may not have been specifically devised to cover the costs of assisted living or memory care, they undoubtedly play a significant role in reducing these expenses.Remember, while the average Social Security benefit around $1,500 per month in 2021 might not cover the entire cost of assisted living or memory care in Florida, it significantly lightens the load. Hence, exploring additional income sources or financial strategies becomes a necessity and an opportunity to craft a personalized and comprehensive plan for a worry-free future.Optimizing Your Social Security BenefitsConsider these exciting ways to make the most out of your Social Security benefits:Postponing Benefits: Did you know that if you hold off on receiving your Social Security benefits until after your full retirement age (FRA), you could increase your benefit by 8% per year up until age 70? Even though you can start receiving benefits as early as 62, waiting a few years could mean more monthly income!Claiming Spousal Benefits: If youre married, you have the unique opportunity to claim benefits based on your spouses work record. This could be especially beneficial if your spouse has higher lifetime earnings than you.Understanding the Earnings Test: If you claim Social Security benefits before your FRA while still working, your benefits might be temporarily reduced based on your earnings. Understanding this earnings test lets you strategically plan when to claim benefits.A professional advisor can illuminate these strategies and help determine your best path. After all, its about creating the most vibrant, care-free retirement lifestyle possible. 3. Embrace the Power of Pensions in Planning Your Assisted LivingPensions, a type of retirement benefit offering regular income, are akin to a treasure chest, continually providing you with valuable resources as you plan for your assisted living costs.By understanding how your pension works and how it can contribute to your care costs, you can design an effective financial plan that ensures your peace of mind.Exploring the World of PensionsDepending on your work history, various types of pensions might be available to you:Public Pensions: Generally offered to our valuable public servants, like teachers, police officers and other government workers.Private Pensions: Granted by private-sector employers, these pensions, although less common nowadays, can form a significant income source for those lucky enough to have them. Many Florida seniors have private pensions.Military Pensions: Specifically designed for veterans and their survivors, these pensions vary depending on factors like service duration and rank.Each type of pension comes with its unique set of rules and benefits, making it all the more important to grasp the specifics of your pension plan.How Pension Funds Contribute to Senior CareLets envision how your pension income can help shoulder the costs of assisted living or memory care. For example, suppose your pension provides $2,500 per month, and the cost of assisted living in Florida is $3,500. In that case, your pension already covers a substantial chunk of that cost.However, remember that your pension is just one piece of the puzzle. It may only cover some of your care costs, particularly if you require more expensive assistance like memory care. But, keep in mind you can combine your pension income with other various financing strategies.Maximizing Your Pension BenefitsMaximizing your pension benefits depends on the unique specifics of your pension plan. Some plans may present the option of a lump-sum payout, which can provide a more significant sum upfront but would eliminate the regular monthly payments.This is where a financial advisor becomes your trusted companion, helping you understand the best strategies for your situation and ensuring youre extracting the most value from your pension benefits.As we further explore financial strategies for assisted living, the upcoming sections will introduce other potential income sources, including long-term care insurance, veterans benefits, and more. These can all be pieces of your overall strategy. 4. Medicare and MedicaidMedicare Does Not Pay For Assisted Living ResidencesSeniors are often surprised to find that Medicare is almost no help with assisted living costs. Medicare does not pay for assisted living, although there are some limited benefits for short-term stays in Medicare-certified skilled nursing facilities.Medicaid Is Extremely Limited and Can Take YearsFor seniors over 65, Florida Medicaid is an extremely limited program. The senior must be in need of nursing-facility-level care and must not have more assets or income than the States low threshold. And, there is a waitlist that can take years to access the program, designed to help the frailest and neediest first. Expecting Medicaid to help with assisted living needs may not be the best option because of the complexity, uncertainty, and length of time required for accessing any benefits at all.In Florida, the program provides different types of assistance for long-term care, including Nursing Home/Institutional Medicaid, the Statewide Medicaid Managed Care (SMMC) Program, and Medicaid for Aged and Disabled (MEDS-AD).  If you need more information about this subject for Nursing Home or Memory Care, contact us here. 5. Harnessing Veterans BenefitsIf youve served in the U.S. military, you may be blessed with extra resources to help finance assisted living or memory care. These resources are veterans benefits from the U.S. Department of Veterans Affairs (VA).The Aid & Attendance (A&A)Think of the A&A as a bonus added to your monthly pension. However, its important to note that eligibility for this assistance is a prerequisite. A veteran may qualify for A&A if:They need the aid of another person for everyday personal functions like bathing, feeding, dressing, and others.They are bedridden due to a disability, separate from any treatment or convalescence.They are in a nursing home due to mental or physical incapacity.They are blind or nearly blind with corrected visual acuity of 5/200 or less in both eyes.The Housebound BenefitSimilar to the A&A, the Housebound benefit is an additional amount to your monthly pension. Its designed for veterans who:Have a single permanent disability evaluated as 100% disabling and, due to such disability, are substantially confined to their immediate premises.Have a single permanent disability evaluated as 100% disabling and another disability or disabilities evaluated as 60% or more disabling.Veterans Benefits are Often OverlookedVeterans benefits are valuable, significantly alleviating the financial strain associated with assisted living and memory care. Its recommended to contact the VA directly or work with an informed advisor to fully comprehend your eligibility and the application process.Remember that veterans benefits extend to more than just the veterans themselves spouses and surviving spouses could also be eligible. So, its worth pursuing this avenue when strategizing financing assisted living or memory care if you think you might qualify.Heres a quick summary of the Aid & Attendance benefits eligibility and application process:Eligibility for Aid & Attendance Benefits:Service Requirement: The veteran must have served at least 90 active days of military service, with a minimum of 1 day during a wartime period. The discharge should not be dishonorable.Medical Necessity: The veteran or surviving spouse must require assistance with activities of daily living (ADLs).Financial Requirement: The veterans household should have unreimbursed and recurring income for medical expenses, including assisted living and home care fees.Application Process:This process involves submitting an application form (VA Form 21-2680) for increased pension due to regular aid and attendance needs. This form is submitted to the Pension Management Center (PMC) serving your state. Along with the form, medical evidence like a doctors report indicating the need for aid and attendance of another person should be provided.6. Using Long-Term Care Insurance for Assisted LivingSuppose you are fortunate enough to have an active, long-term care insurance policy. In that case, you certainly want to apply those benefits to help with the cost of your assisted living. About 7 million US residents have some type of long-term care insurance in place. Different policies and programs specify what the plans will and will not pay for and for how long. Many policies do not cover assisted living at all.Good long-term care insurance is like your personal safety net, designed to support you with long-term services and personal or custodial care. This insurance covers a spectrum of care options and services, including home care, assisted living, memory care, and nursing home facilities.What is Long-Term Care Insurance?Long-term care insurance is a specialized insurance policy that provides coverage for long-term care costs. Its important to remember that long-term care isnt just medical treatment, but also assistance with essential personal tasks or activities of daily living (ADLs). This insurance is a crucial pillar in planning your future healthcare needs, helping safeguard your savings and ensuring your financial independence.Newer policy programs have more options, including hybrid policies with some life insurance features. But the best time to buy a long-term care policy is when you are younger, because the older you are, the more expensive the premiums will be. Also, you need to read your policy well to understand the specific benefits and exclusions, such as pre-existing conditions. Benefits of Long-Term Care InsuranceWith long-term care insurance, you can cover the cost of care not usually covered by health insurance, Medicare, or Medicaid. Its a comprehensive plan covering home care, assisted living, adult daycare, respite care, hospice care, nursing homes, Alzheimers facilities, and even home modifications like stair lifts or ramps.Choosing a Long-Term Care Insurance PolicyWhen picking a long-term care insurance policy, know the daily or monthly benefit, duration, and inflation protection. These factors will influence the cost of your premiums and the amount of coverage you obtain.Special Considerations for Florida ResidentsFlorida residents should note that the cost of long-term care in Florida may exceed the national average a bit. Therefore, a higher daily or monthly benefit policy could be a smart move. Moreover, Floridas Long-Term Care Partnership Program offers some strategic advantages for Medicaid planning.Application and EligibilityThe application process for long-term care insurance might require you to answer some health-related questions and potentially undertake a physical examination. Insurance companies will consider your age, health, and the type of coverage you want when deciding the policy terms and costs.As with many things in life, the best time to get long-term care insurance is well before you need it. The younger you are, the cheaper it is. While traditional long-term care insurance is available to people ages 18-79, it is very expensive in your 70s. And as you get older, the odds of you having poor health conditions increases, and you might not qualify at all. If possible, get some long-term care insurance while you are healthy and in your 50s or 60s. 7. Life Insurance Policies and AnnuitiesLife insurance policies and annuities can be excellent tools in planning for long-term care, such as assisted living. Heres how you can leverage these financial assets to help offset these costs:Life InsuranceLife insurance policies can offer robust support in funding long-term care costs. Here are a few ways to use life insurance to your advantage:Accelerated Death Benefits (ADB): Certain life insurance policies come with an ADB clause, enabling policyholders to get an advance on their life insurance death benefit, tax-free, while they are still alive. This provision comes into play if the policyholder has a terminal illness or needs long-term care.Life Settlements: In a life settlement scenario, you sell your life insurance policy to a third party at its present value to generate immediate funds, which can then be utilized to pay for care.Viatical Settlements: Much like life settlements, viatical settlements involve selling your life insurance policy to a third party. These are primarily for individuals with a terminal illness and usually yield a higher payout than a regular life settlement.Conversion to Long-Term Care Policy: Some life insurance policies can be transformed into a long-term care policy, providing a financial cushion for care costs.AnnuitiesAn annuity is a financial product that you purchase upfront. In return, it provides you with regular payouts over a specified period of time. Here are different ways annuities can fund long-term care:Immediate Annuities: With immediate annuities, a single payment at the start ensures you start receiving payouts immediately. This can offer a steady income stream to cover care expenses.Deferred Annuities: In a deferred annuity, your initial payment is invested for a duration until you decide to kickstart the annuitization phase. At that point, you begin receiving payouts. Deferred annuities can be an effective way to plan for future long-term care requirements.Qualified Longevity Annuity Contracts (QLACs): A QLAC is a deferred income annuity that initiates payouts at a later age (up to age 85). This can be an essential source of income in later life when long-term care costs could be higher.Professional AdviceLeveraging life insurance policies and annuities for long-term care costs involves crucial financial decisions. Consulting with a financial advisor or insurance professional is highly recommended to ensure you understand all the implications and select the most beneficial course of action tailored to your specific circumstances. 8. Real Estate Options for Assisted Living PaymentsSuppose your senior loved one owns real estate. In that case, there are several options to help pay any assisted living expenses when they move to their new residence. The 3 main categories are selling, using the equity, or renting the property.Since we live in Florida, there is always an active real estate market. About 1,000 people a day move to Florida. Nationally, Florida cities rank at the top of the most popular cities to move to, including #1 Tampa, #2 Orlando, #6 Jacksonville, and #13 Miami.Selling Your Florida House for Assisted LivingSelling a seniors house is one of the most common ways to pay for assisted living. During the seniors lifetime, when they bought a new house, it was usually with the proceeds from the sale of the prior house. The same thought pattern is common here. Some advantages to selling your home are:You get a lump sum payment to pay any current medical bills and the cost of moving to your new assisted living community.You no longer have to maintain the home or make any mortgage or insurance payments.Proceeds from most home sales are tax-free.And with a strong Florida real estate market, quick closings and cash buyers are very common.Renting Your HouseRenting your house is another option. Your house becomes a monthly cash-generating asset to help pay assisted living expenses. The Florida rental market is traditionally strong, so this might be a good option for you. You will have to enlist a property manager, or helpful relative, to manage the property, handle repairs and collect the rent. One nice benefit is that you can leave the property to your loved ones in your will.On average, a 950-square-foot apartment in Sarasota will rent for $2,160. Of course, this price is higher when renting a larger home, with the median home rental cost in Sarasota being $3,200. This cost is 52% higher than the median for home rentals in the US. These numbers show that there is a chance to make a significant amount of money by putting your house or apartment up for rent.Overall, renting out your residence instead of putting it up for sale can be a smart choice for those who are willing and able to do so. It is an especially helpful strategy for those who are looking to earn extra monthly cash while keeping the asset in their family.Real Estate Loans for Assisted LivingWith a loan against your house, you can have the equity work for you. There are 2 common types of loan strategies used with assisted living funding:Bridge Loan and a SaleIf the seniors move to assisted living needs to be done quickly, there may not be enough time to sell the house first. However, it is simple to get a short-term bridge loan very quickly using the equity in the house. You can use this money for immediate needs. When the house sells, the bridge loan is paid off. And you can put the remainder of the sales proceeds into an account for future assisted living expenses. A HELOC and a RentalIf you decide to keep the seniors house for rental income, you can still get a lump sum of money with a home equity line of credit (HELOC). This gives you the advantage of:Getting a tax-free lump sum of cash.Using the rental income to pay back the HELOC and help with assisted living costs.Keeping the house in the family.Receiving the benefits of appreciation when the house increases in value.These decisions can be complicated and come with tax issues to consider. But, they are also very powerful and important. It is always wise to meet with a certified financial advisor, specifically one who specializes in working with seniors. A financial advisor can holistically assess your financial situation and help you make the most cost-effective decisions for how to pay for senior living.   Unlocking the Inside Track Insider SecretsIts often said that we dont know what we dont know.Gaining access to the best financial strategies when exploring assisted living communities requires in-depth industry knowledge. Like any complex industry, some unique strategies and techniques are not readily apparent to outsiders.Certain communities may offer flexibility with initial fees, accept evidence of a future real estate closing, or provide leeway as you apply for veterans or other benefits. But how do you identify these communities and find these opportunities?Every senior and their family desires the best financial arrangement possible. However, navigating the assisted living marketplace can be a daunting task, with most people unsure about where to start or which questions to ask.Your Free, No-Strings-Attached Consultation with the ExpertsMaking decisions on funding assisted living can feel like a monumental task. Comparing communities, understanding financial commitments, and securing the best price and terms can be challenging.Allow us to lighten your load with a free, no-obligation consultation to help you secure the best financial terms when exploring assisted living communities. Plus, our assistance in helping you tour, choose, and move into your perfect senior living community comes at no cost to you!We are a Florida-based company with a specialized understanding of the Florida senior market. Navigating senior options can be puzzling, but its our sole focus.We assist seniors in identifying their optimal next steps and finding the most affordable path for their transition.Our team includes certified staff and licensed nurse advocates, backed by decades of experience in the field. Your senior living experience should be on your terms, and the choice should always be yours.Reach out to us, and we will answer all your questions and help you decide what is best for you or your senior loved one. For peace of mind, call (941) 661-6196 or visit us at FloridaSeniorConsulting.com.

Hearing a loved one receive a dementia diagnosis is among the hardest news a person could hear. My grandmas diagnosis left a defining impact on my family. Fortunately,adequate preparation can lead to less stress on you and a better quality of life for your loved one. At Oasis Senior Advisors, we love to help families solve these problems before they happen. First, understand that some cognitive decline is completely normal. Signs of normal cognitive decline include:More thinking timeMultitasking becomes more difficultSome new information, like technology, can be difficult to learnCommon, everyday tasks take longerIf youre worried your loved one may be suffering from dementia, see a physician. We encourage our families to see a neurologist or other clinic that specializes in dementia.If your loved one receives a diagnosis, get your team of support ready. Your children, close friends, and extended family need to be made aware of the diagnosis, and you, the family, need support! Some people are keenly aware and understand their diagnosis, while others cannot grasp what is happening and may be certain nothing is wrong. Your loved one may even blame you. Do not take this personally; its frequently outside of your control. As a family member or caregiver, it can be frustrating when your loved one can no longer understand you. If they dont understand, they no longer can, so please dont expect them to. It robs them of their dignity, causes frustration, and accomplishes nothing. They cannot change, so we must. Join them in their reality. If they believe theyre in a different time and place, as is common, join them there. There are many ways to care for a loved one. If you care for your loved one for a period of time, deep into disease, or not at all, you are wonderful! Admitting that caregiving is not for you may actually be the best way for you to care for him or her. Assisted Living, Memory Care, and Home Care are all valid and correct options. Were here to help, regardless of what your correct decision may be. Editors Note: Written by Steven Moses, CSA CDP CPRS, with Oasis Senior Advisors of Orlando. He can be reached at 407 250 8100 or visit www.OasisSeniorAdvisors.com/Orlando

Every day, millions of people who are responsible for caring about others find themselves at risk for stress and burnout. Paid care providers, administrators, family members and others find themselves dealing with intense issues which elevate their stress response and create mental or physical distress, errors in judgment and care, absenteeism, turnover, gaps in care and increased mortality for both care providers and patients. Stressed people make mistakes; preventable medical errors are now the third leading cause of mortality in the US. Care providers to must also work to identify stress and respond in healthy ways.Causes of stress vary as do solutions. Some people find meditation helpful while others find it more helpful to exercise and be very active. We all experience stress but care providers often ignore their own needs. Family caregivers also face unique stressors than paid providers; their shift does not end at 6 pm. Studies confirm that spouse/partner caregivers with health issues are more than 60% likely to also be deceased within four years after the death of the cared for person. Caregiving can be rewarding but also expensive, frustrating, and deadly.Care providers can learn new skills sets and learn to set healthy boundaries, ask for help, and even learn to say no at times. Caregivers, who are often empaths or highly sensitive people, should surround themselves with other givers and avoid toxic people. Exercise, setting goals, taking time away, breaking up routines, pleasure reading, and exploring spirituality are healthy responses to stress. Caring people must be forgiving of themselves, practice asserting themselves, and also learn to incorporate wholeness and new life into their days. As we demonstrate kindness and healing in our busy and wounded world it takes intent, practice and patience to identify stress and respond in healthy ways. And all those people who taught us to show compassion would demand that we look into the mirror first, fighting for the needs of the person we see.Editors Note: R. Scott Boots is the founder of HCEI.org which teaches resiliency skills to persons at risk for stress and burnout. For more information please visit HCEI.org, email HCEICares@HCEI.org or call 773-509-6402.

Seniors Blue Book publisher, Kathleen Warshawsky, BSN, RN welcomes Sonya Wells, Community Services Advisor with Restland Funeral Homes to educate us on the Benefits of PrePlanning. Learn about the Circle of Protection.Preplanned Memorial ServicesCemetery Property RightsOuter Burial ContainerOpening & Closing (Interment Fees)Memorials & MarkersDownload to the Free PrePlanning GuideTo Learn more about Restland Funeral Homes from Sonya, watch the video and click on Restland Funeral Homes.Watch the video here:

Health literacy encompasses the ability to critically think about health information, complete basic math problems, fill out forms and interact with health care staff in order to make informed, comprehensive decisions about your health. Unfortunately, the 2003 National Assessment of Adult Literacy found only 3 percent of adults over the age of 65 had proficient health literacy scores. And these literacy problems are not always clear cut or obvious. Their findings indicated: 71 percent of adults older than age 60 had difficulty in using print materials in prose form 80 percent had difficulty using documents such as forms or charts 68 percent had difficulty with quantitative tasksThis difficulty only gets worse for older adults with memory or cognitive problems. For some, it may be difficult or embarrassing to admit confusion about something as important and personal as health. For others, they may not be aware of what they dont know. Although most of the literature around National Health Literacy Month is geared towards awareness for health care workers, there are tools to taking responsibility for knowledge about your health. If you are confused at doctors office, here are some suggestions for improving your health literacy: Repeat back the instructions in your doctor gives you in own words to make sure no miscommunication has occurred Ask questions! There is no such thing as a stupid question when it comes to your health. Write down instructions and keep them posted where you can see them every day If verbal instructions dont make sense, ask for pamphlets or written instructions If reading is difficult, have your doctor demonstrate instructions for you Document relevant symptoms or occurrences related to your health condition if it happens in between doctor appointments and bring it up at your next appointment so your doctor can have accurate information Bring along a family member if youre feeling uneasy about an appointment or have any confusion about your diagnosis or treatment. They may be able to help you in understanding or think of questions that help you gain control of your health.This article was submitted by Stacey Rupolo; ComForCare of Lower Fairfield County. For additional information please contact Nicol Rupolo 203-705-0220 or nicol@comforcare.comSee ad on page 82.

The Pikes Peak Area Council of Governments (PPACG) Area Agency on Aging is home to several programs that assist older adults in maintaining their independence and remaining in their communities.The insurance counseling program called Senior Insurance Assistance is one of these programs. Our trained staff bring more than 30 years of experience in the health insurance field to assist you.Our Senior Insurance Assistance program is also a State Health Insurance Program (SHIP) office, and while the PPACG AAA serves only El Paso, Park and Teller counties, our SHIP program serves those counties as well as Chaffee, Custer, Fremont, Huerfano, Lake and Las Animas counties. We visit those rural areas on a rotating basis, but we are always available to county residents by phone toll-free at 888-696-7213.Our staff and volunteers are trained in the most current insurance information by the Colorado Division of Insurance. We do not sell any insurance, only give free guidance and support to those receiving Medicare benefits or to those who soon will be.Our staff is here to help you understand Medicare and your health insurance plan so you will feel secure in your health insurance choices. We will help you review and compare insurance plans, including supplemental programs, employer group health plans, Medicare Part D and Medicare Advantage plans and long-term care insurance programs. We will help you review and understand your insurance statement or bill, if you are concerned about proper billing. We can also advise and educate you about other insurance-related programs and how to get the greatest benefit for which you are qualified. And, if you are disputing an insurance claim or appealing a decision by Medicare or another health insurer, we can help you with that too.If you are new to Medicare, come attend one of our free monthly Medicare 101 classes. These classes are taught by our experienced staff and will give you a chance to ask questions and make follow-up appointments with a familiar face. We look forward to seeing you at the PPACG Area Agency on Aging soon!Pikes Peak Area Council of Governments is located at: 14 S. Chestnut St, Colorado Springs, CO 80905 and may be reached at 888-696-7213 or 719-635-4891Editors Note: This article was submitted by Pikes Peak Area Council of Governments, Area Agency on Aging Senior Insurance Assistance program. Their office may be reached at:888-696-7213 or 719-635-4891

Estate planning is the process of disposing of an estate. Estate planning typically attempts to eliminate uncertainties over the administration of a probate and maximize the value of the estate by reducing taxes and other expenses.#listing_mgr{7 basic_search}#

Most people go through life and do not often think about planning for the future and what that might look like. Oftentimes, when people finally get around to planning, they dont take the necessary time to truly understand the intricacies and the consequences of decisions but rather want to get something done for the sake of being done.An individual with a disability who is receiving public benefits from the government cannot receive an outright inheritance or they will lose their entitlement to their government benefits. However, many parents do not completely understand this concept and since they have three children, theyre going to provide for their children equally regardless. It is imperative if you have a child with a disability or special needs that you seek expert counsel in order to fully understand what the implications of giving money outright to that individual could be now and in the future.It is very easy and straightforward to be able to provide for an individual with a disability by placing money in a special needs trust. This will allow that individual to continue to receive the money from the parent but also receive the government benefits that theyre currently getting. This is my example of having your cake and eating it too. While not necessarily overly difficult, it is essential that you work with an estate planning and elder law attorney who does special needs trust on a regular basis. There are many easy pitfalls that someone can fall into and it is easy to make a mistake in this arena. If you have a special needs child, please take the time to fully understand how you can protect that individual and the inheritance in the future as well as still provide them any government benefits that they may be entitled to.If you would like to learn more about special needs trust planning, please contact the office at 717-844-9218, to learn more about our workshop for families with individuals with disabilities and how to plan for them. We look forward to seeing you in the future.

Would you believe that HealthCare in Retirement is the second largest expense in retirement?Married couples retiring at Age 65 will average $260,000.00 in healthcare cost*. You may need even more if Chronic Illness Care is require!What reasons matter in determining your HealthCare cost? For starters, your age and health at retirement matters; seems we don't get healthier as we age! Your health today and at retirement is always a significant factor in life! Many of us may have to deal with a chronic illness or disability in life such as Alzheimer's, serious stokes or crippling arthritis. What would you do?How long you live after retirement is a huge factor. It seems we all are living longer than ever before, which requires us to plan for the cost of care over a longer life span, which will have a major impact on your healthcare expense! The level of HealthCare coverage adds up, including Medicare and Long Term Care, and it can be challenging to understand your options! Since Medicare/Medicaid is the primary HealthCare Plan for retirees, it is important to take time to understand it completely, but it may be confusing!How we used to die and how we die now are very different and which way you choose very well may be the most important decision you make in your life. Many people decide they want their end-of-life care in their home rather than at the hospital or nursing home as in days of old! But the cost may deplete one's savings and assets to a point you have nothing left to pass on in your legacy planning! Knowing your options and planning for the long and short terms is critical to your HealthCare in Retirement. Healthcare in Retirement doesn't need be a time in life where you sit in the living room and worry. Get off the couch and exercise, walk with friends, join Silver Sneakers, find a hobby, go hiking or biking, travel to places you dream of as a kid, eat smart and think positive. Who knows, maybe you are a potential member of the Century Club?Editors Note: This article was submitted by Ron Cornell of Healthcare in Retirement, a health care educator and financial advisor. He may reached at 719-266-6733 or rcornell@woodburyfinancial.net* Fidelity Investments Health Care Costs for Couples in Retirement Rise, August 16, 2016. Healthcare and nursing home costs may vary by state

Maryann is 78 and living in her home with an abusive spouse. Maryann requires home health care during the day, and her husband provides her care throughout the night. Maryann confides in her home health care provider, Virginia, that her husband is abusive and that she needs help and would like to live in a safe place. Maryann says her husband pushes her down at night, and wont help her get up. She has had to visit the emergency room several times due to injuries from these episodes; but always says she just falls.Maryann has no income independent from her spouse. Her children, although aware of the decades of abuse, are unwilling or unable to assist their mother in relocating to a safe place.This scenario is real and it is real in Fremont County. Domestic violence does not occur only to younger, underprivileged people, or even just older, underprivileged people. Domestic violence knows no age, sex, religious or socio-economic boundaries. As in all family violence, their abuse ranges from the obvious physical and economic abuse, to the less obvious social isolation and emotional abuse. The tragic news is that there are an estimated 200 to 250 incidents of domestic violence among seniors in Fremont County on an annual basisand yet it goes virtually unreported.We now know that there are unique factors that pose a barrier to these individuals reporting the incidents to then seek assistance. Some of the key factors that contribute to non-reporting are shame (i.e. older victims feels they should know better), economic dependency, poor health, or they are too old to start over. But, it does not have to be that way.The Fremont County Domestic Violence Coalition is ready and available to help both individual victims and also offers informational sessions to groups and organizations.Author:Dee Hoza and Barb Topliss the District Attorneys office

In our culture we often fail to plan for the last great act of life. At the beginning of the circle of life we give all our thoughts and best efforts to planning for a new child and their upbringing, but due to the inherently sad nature of the end of the circle of life, we often fail to plan or really give the following question any thought: how will I pay for assistance if I were to need it as I age?The Unique Reality of Assisted Living CommunitiesAssisted Living communities are one of the only areas of health care that Medicare will not pay for, and most communities limit the number of Medicaid rooms they have, if they have any, because the reimbursement rate is so low. This is why most Assisted Living facilities are private pay. Most assisted living residents pay from their own social security, pensions, savings or with help from family members. Often funds to pay for Assisted Living comes from the sale of a home or the sale of stocks and bonds. Below is a list of some other excellent options and resources for Assisted Living financing options:Long Term Care InsuranceThis is one of the most underutilized and best options for paying for Assisted Living. It may be too late to cost effectively start a long term care insurance policy for you depending on your current age. But inform and educate your children to start now and plan for their future.Reverse MortgagesA reverse mortgage is a loan available to seniors age 62 and above. It's used to release the home equity in the property as one lump sum or in multiple payments. The homeowner's obligation to repay the loan is deferred until the owner passes away, the home is sold or the owner moves out. In the case of couples, as long as one person still lives in the home, the payments do not need to be made on the loan.Secured Lines of CreditA secured line of credit is a loan from the bank, credit union or other financial institution. Similar to a bank account, you may draw funds as needed, but you only pay interest on the amounts drawn. A line of credit can be secured by real estate, CD's, equities (stocks) and cash that you may have. You can borrow from it over and over again without having to renegotiate terms.Life InsuranceSome life insurance policies have a cash value that may be withdrawn or borrowed against. You may also obtain the proceeds from a life insurance policy by selling or liquidating it before death.Tax ConsiderationsFamilies often help support their loved ones at Carrington Court. Each individual may give up to $14,000 in 2015 & 2016 and married couples, filing jointly may give up to $28,000.00 in 2015 & 2016 without being subject to Gift Taxes.Costs related to senior living may be tax deductible as medical expenses for both the resident and their family caregiver if they meet applicable Internal Revenue Service requirements. You should obtain your own qualified tax counsel in these matters.Companion LivingTwo residents may share a suite as companions. This offers a more affordable option, with all the benefits and assistance of Assisted Living remaining the same. A roommate can often help ease the transition to a new community.Veterans BenefitsThe United States Department of Veterans Affairs administers the veterans pension program which also includes aid and assistance and housebound benefits. For more information on qualification for and how to apply for these benefits go to http://www.vba.va.gov/bln/21/pension/vetpen.htm#7.If we start doing our due diligence to plan and provide for the end of our circle of life the future will begin to grow bright!Editors Note: This article was submitted by Michael Nielson, Administrator of Carrington Court Assisted Living and Memory Care. He may be reached at 801-676-8787 or by email at michaeln@carringtoncourtal.com

A New Decade, A Fresh and Safe StartWith the start of a new decade, it's a great time to get a fresh start. Make your space safe and comfortable by getting rid of the stuff you really dont need or want anymore. The challenge is deciding what to let go of. Here are some helpful tips to consider.Only keep what you LOVE and what you NEED.Everything else is just more stuffget rid of it!!Ask yourself whats the worst thing that will happen if you let go of this item?When is the last time you used this item?If its been more than a year, its not worth keeping.Did this item come into your life for a reason (one time occasion), a season (for a little while) or a lifetime (a forever keeper)?If it has a special memory but you really dont want it in your space anymore, take a picture of it and then let it go.Would you enjoy the money youd get from selling the item more than keeping the item itself?Here are some helpful tips for purging papers!Schedule a particular time on your calendar to do this project.Get support from someone in your life before you start, and plan on reporting to them after to share your success!Make it pleasant, put on music that is soothing and uplifting, preferably instrumental.(Lyrics can clutter your brain when youre trying to concentrate on this project!) Light a candle, open a window, get the air smelling good and fresh.Remove all bills and statements that are from the previous year.If they need to be kept for tax purposes or permanent records, file them in your archive files Shred or recycle the rest.Remember: Tax files only need to be kept for seven years.Glance through ALL of your files to purge what is no longer relevant. Example: Outdated events and documents, closed accounts, instruction manuals for items you no longer own, etc.Reward yourself in some special way when you have finished!Its going to feel GREAT to get this handled, so go for it!!If you are not able to complete these tasks on your own, hire a professional organizer.The cost will be offset by your increased safety and happiness.Editors Note: The author, Cheryl Chandler, is a Professional Organizer experienced in handling the needs of seniors. Please call her at (801) 759-1195 for a FREE 15-minute Phone Consultation.

Moving a loved one into residential care is a big life change. Here are three tips to help make the transition easier for everyone involved.Communication. Ask how they will keep you updated on your loved ones care. One of the hardest things about this time is not knowing how your loved one is doing. Questions like whether the doctor rounded, or if mom got her haircut. A general Facebook group may give you the generic story, but ask for regular, specific communication about your loved one.Expectations. Ask the community to spell out specifically what they do and what they do not do. Not all residential care provides insulin shots or physical therapy, for example.Relationships. Youre hiring a team to help care for your loved one. Ask them what you can do to help build relationships with the care team. As family, think of yourself as the CEO of the care team.Editors Note: Article submitted by Katherine Wells, CEO, Serenity Engage. She may be reached at 720-515-8839 or by email at katherine@serenityengage.com

Seniors wanting to downsize or rightsize their lives can find it a daunting endeavor. The large multi-level home that was once ideal for raising the kids is too spacious and mostly unused. Many of the bedrooms, the garage and basement are full of possessions that havent been touched or needed in years. Who would want to buy a home that looks like a time capsule stuck in the 70s?Selling your family home and letting go of useless possessions can be the most liberating experience of your retirement years! Rightsizing to another home that better suits your current lifestyle can often free you from on-going home maintenance, lawn care, snow removal, and you know about those high heating and cooling bills.Maybe youd like to give senior community living a try. This gives you the opportunity to experience a relaxed life of prepared meals, planned excursions and activities, weekly house cleaning services and the potential for meeting new people with common interests. Community living makes the concept of "aging-in-place" a reality.So, dont get overwhelmed and become a prisoner in your old home. Get professional help with a real estate company that understands seniors and their special relocation needs.Chose a company that is a one-stop shop that makes selling your home and rightsizing easier than ever! Seek out a company that has an established, reputable company that has successfully helped seniors in the community for years. One that will do more than just list your home for sale, but rather, assist in sifting through your belongings, get you moved and settled into your new home. Then strategically improve your old home for sale, market and sell your home to an effort to achieve top value for the largest asset you own!This article was written by Mimi Tugaoen, Realtor, Senior Real Estate Specialist for Project Relo: Senior Real Estate & Relocation, (303) 931-2977.

Nebraska has several different Medicaid waivers that supports individuals who meet a "nursing home level of care." The waivers allow the state to waive traditional Medicaid services to provide services and supports in community settings (as opposed to nursing homes or institutional settings). Waivers can pay for nursing services, Personal Assistance Service (PAS), home and vehicle modifications, employment supports and habilitation, as examples.If an individual has nursing facility level of care needs and wants to live at home rather than a nursing facility, this waiver will provide Medicaid funding for an array of services. For example, this waiver allows for a family to obtain nursing services, childcare and respite services, and it provides funds for specialized formulas. It also can help cover the cost of home/vehicle modifications. This program also provides service coordinationGo to the link below for a booklet that provides a general overview of Nebraskas Medicaid waivers and compares the services offed under each or contact Akkase Home Health Care at 402-359-1265 for an evaluation to see if you or your loved one qualifies for Medicaid Waiver services.http://dhhs.ne.gov/DD%20Documents/Participant%20Handbook%20DD-PUB-8.pdfThis article was submitted by Jerry Vokracka, Regional Director of Akkase Home Health. He can be reached at jvokracka@akkaseomaha.com or 402-359-1265

EliteHealth is all about preventative Healthcare. It is the Gold Standard of Healthcare and it differs from other Medical Centers in that our patients get the red carpet treatment at each visit.Our state-of-the-art Medical facilities and Community Centers work side-by-side for the benefit of our patients to obtain optimal health.Our Doctors prescribe fitness classes to our patients to improve their lifestyles and quality of life. Our Community Centers are open to both our current patients and the community; offering exercise classes, educational, medical and nutritional talks. The progress from our patients are remarkable. Results include; patients getting off their medications, especially those with diabetes and high blood pressure, to positive physical results.Our medical services cater to ages from 18 and over. We have a particular focus on 65 and over, as we offer an Elite Senior VIP program that entails an extensive group of benefits and services.People are usually surprised to hear that EliteHealth offers complimentary transportation, referral coordination, at home doctor visits, as well as a 24 hour on-call nurse for our Senior VIPs . EliteHealth is a one stop wellness facility for all diagnostic testing, such as Lab, stress test, ultrasound, xray and exclusive fitness professionals.Our EliteHealth team believes in quality of care and patient experience. From the moment you enter the front door you are welcomed and made right at home. Our layout gives a spa-like feel to each and every person walking through our door. You are greeted and provided with a tour if you are just inquiring. You are checked-in if being seen as a patient. There is complimentary selection of refreshements to choose from for your enjoyment. But above all EliteHealth stands for quality healthcare offerered by a Board Certified team of Physicians dedicated to keeping you healthy and out of the hospital. We understand that your health is personal.EliteHealth accepts most commercial Insurances and Medicare. Those patients carrying Humana insurance are considered our EliteHealth Senior VIPs. Our VIPs receive extra benefits that are included by EliteHealth at no additional cost to the patient. In addition, our Communty Center extends special invitations to EliteHealth events throughout the year.Editors Note: Welcome to the HealthCare Revolution. Call us for more information, Sarasota & Venice, FL. 941-735-5343.

Providing care for a loved one can be difficult and many caregivers find themselves feeling trapped by the responsibility and dont attend to their own needs. Conversely, those receiving care may feel guilt for being a burden or anger over their loss of abilities. Because it is such a difficult time for you and your loved one, it is important for you to take care of yourself as a caregiver. Some caregivers reach the point of burnout where they may find themselves feeling hopeless, resentful, or impatient. Below are some tips on how to avoid caregiver burnout:Know your sources of support. Dont be afraid to ask your family for support. If you are reluctant to ask for help, ask yourself, If my family knew what I was trying to do by myself, would they feel that they had missed an opportunity to serve their loved one?It is also helpful to know the resources in the community that can take some of the burden away. Aging Services provides in home assistance to seniors and also provides support to caregivers. Home Health and Hospice agencies can also provide supportive care and have social workers familiar with community resources.Meet your emotional needs. Caregivers often report feeling anger, grief, guilt, helplessness, fear, worry, loneliness and shame. Are there friends that will lend a listening ear? Would joining a caregiver support group be beneficial?Consider the care-giving relationship as a partnership. This Eden philosophy of care suggests that regardless of a persons physical or cognitive function, everyone can participate in their own care in some way. Helping your loved one feel needed and independent improves the relationship and can minimize the stress and frustration around daily tasks. Find time for activities that rejuvenate you. This can be as simple as journaling, taking a walk, or curling up with a good book. You need time to get away.Recognize all that you ARE doing. We often have a tendency to focus on our shortcomings and discount or discredit the positives. Keep in mind there is no such thing as a perfect caregiver. Recognize what you are doing is difficult and acknowledge the many things you are doing well.For more information on caregiver support and resources, contact Andrea Morgenegg, LCSW, HPMT, MT-BC, Dignity Home Health & Hospice (801) 492-4892. For more information on The Eden Philosphy, contact Diedra Kearney, Director of Community Education at Dignity Home Health & Hospice (801) 860-3801

As we age, we all hope to stay in the place we call home. But with each passing year, it becomes more difficult to coordinate multiple doctors appointments, medical tests and prescriptions. We often struggle to find safe transportation after our driving skills decline. Even day-to-day activities like cooking, cleaning and bathing can be exhausting. Frequent trips to the emergency room can be scary and unpleasant. Our friends and family members worry about us. At some point, we agree that we need support to stay safely at home.Hope PACE (a Program of All-Inclusive Care for the Elderly) combines the best elements of medical care, home care and personal care to help you meet the challenges of aging at home. This innovative program addresses your medical and psychological needs while also helping you with practical matters. A professional team of doctors, nurses, personal care aides, activity coordinators and drivers provide you with comprehensive and coordinated care.As a Hope PACE participant, you receive all of your medical care through the program. Your prescriptions are included, along with careful medication management. You can visit with medical specialists even dentists. Those who need extra help can benefit from occupational, physical and speech therapy. Hope PACE provides additional care in your own home. If you need assistance with personal care, light housekeeping or equipment and supplies to keep you safe, its all available through this program.Many of your social and medical services will take place at a Hope Care Center. While at a Center, you can enjoy nutritious, warm meals along with fun activities like Bingo, art therapy, games and contests. Musicians and pet visitors frequently drop by for your entertainment. You can enjoy light exercise with interactive Wii games, simple stretches and outdoor activities. Don't worry about how to get there the Hope PACE program even provides free transportation!While you're enjoying your day at the Care Center, your caregiver can relax for a morning or afternoon of respite. Your loved ones will receive expert guidance and support so they can also improve their quality of life.To become a participant, you should be 55 or older with a health issue that requires ongoing management of symptoms or medications. You must live in Charlotte, Collier or Lee counties and be able to live safely at home with help.If you are enrolled in Medicaid - or in both Medicaid and Medicare, the Hope PACE program is free. For everyone else, there is a fee to participate.Hope Care Centers are located in Port Charlotte, Fort Myers, Lehigh Acres and Naples. To begin your enrollment, visit HopePACE.org or call (855) 454-3102.Editors Note: This article provided by Jessica Williams, Precision Imaging, Gulf Shores. She may be contacted at 251-948-3420.

Adult day care is just what it sounds like, care for adults who may not be capable of managing daily living on their own. Just like with day care for children, its a chance for senior adults to interact with other seniors by taking part in group activities and even go on fieldtrips.In Galveston, there are a handful of senior day care facilities that cater their attention towards providing an environment that boosts self-esteem and happiness amongst seniors. For caregivers, finding the best senior day care in Galveston, Texas means a small break from the daily duties of caring for their seniors.What is an Adult Day Care?Many adult day care programs function like summer camps. Caregivers drop their seniors off at a certain hour of the day and pick them up at the end of the facilitys operating daytime hours. These facilities give seniors the opportunity to improve their well-being through social and health-related services.Adult day care facilities can be private or public, depending on the community they service. Also, they can be for profit or non-profit, depending on the organization that sponsors. Many churches and outreach centers offer adult day care to seniors who cannot afford standard adult day care options.Services ProvidedRunning an adult day care focuses on enhancing a seniors week with daily activities that improve motor skills, knowledge, and other strengths. Here are some of the activities that Galveston adult day care facilities provide to seniors:Trivia DaysExercise classMusical EntertainmentDiscussion Groups (books, films, music)Garden WalksArts and Crafts SessionsGamesLocal OutingsHoliday CelebrationsHow Much Does It Cost?The average cost for senior adult day care is about $64 per day, depending on where you live and which services are provided at the facility like meals, transportation, or medical supervision.These facilities do offer a sliding scale for costs related to what amenities they offer, which means you pay what you can based on your income and ability. While Medicare doesnt cover facility care, Medicaid will cover most costs in licensed adult day care settings for attendees who have very low income and few assets.Medical insurance may cover a portion of these services when medical professionals are involved in the process. Long-term care can also potentially cover the costs for adult day care services, depending on the insurance policy guidelines.Finding An Adult Day Care in Galveston, TexasWhen it comes to professional care for looking after your patient or loved one during the day, the decision is never easy. Thats why Seniors Blue Book offers you a wide range of options to choose from, regardless of the city you live in and how much youre able to pay.We provide the most reliable choices that cater to your needs and what youre looking for in an adult day care facility for your patient or loved one. Contact Seniors Blue Book today or visit our website at SeniorsBlueBook.com for more information on adult day care services in Galveston, Texas.

Agencies that help evaluate, coordinate, or provide crisis intervention for seniors. They are familiar with senior care issues and can assist families in determing the best care options or facility.#listing_mgr{7 basic_search}#

The final chapter of our lives can be filled with difficult and emotional decisions. A rapid decline in health or an emergency can prompt family members and health care professionals to have to make critical end-of-life care choices. Our personal intentions can get lost during these often-hurried situations.According to a survey conducted by The Conversation Project, 90 percent of Americans believe talking about end-of-life care with loved ones is important, yet 27 percent of individuals have actually done so.Starting a conversation about end-of-life care in advance can help ensure that your intentions are respected and carried out, says Barbara Goll, B.S., Community Education Liaison at Homeland at Home. Beginning the conversation may not be easy, but it can bring you and your family peace of mind.When you are ready to start the conversation, consider these ten tips:1. Plan a good time to speak with your family. Potential opportunities include: o A family gathering like a holiday.o Before you or your family members take a trip or will be separated for a period of time.o Prior to a serious medical procedure.2. Decide who you want to be part of the conversation. This might include close friends, a spiritual leader and/or health care professionals, including hospice support.3. Choose a setting that ensures you and your family members are comfortable.4. Think about ice breakers or ways to start the conversation, such as: o My health is good right now, but I want to be prepared for whatever may happen in the future.o Ive been thinking about how _______ died and it has me thinking about what I want.5. Start the conversation slowly and allow time for feedback from your family. You dont need to cover every detail at one time.6. None of your decisions are final at this stage. The start of the conversation is a springboard for future communication.7. Discuss hospice services to support you and your loved ones with difficult decisions, challenges and frustrations that may arise.8. Set a date in the future to revisit this conversation as your life circumstances may change.9. Encourage your loved ones to document their end-of-life wishes.10. Dont get frustrated if some family members arent receptive. Keep up the effort until you feel your personal intensions will be met.Think of hospice as a resource for you and your family, Goll says. At Homeland Hospice, we work to bring you peace of mind for your end-of-life journey._________________________________________Editors Note: This article was contributed by Wendy Shumaker, Asst. Director of Marketing for Homeland Hospice, HomeHealth and HomeCare. Content for this article was sourced from The Conversation Project National Survey 2013.

For more information on the author, Medical Guardian, CLICK HERE!Did you know what you eat plays a role in maintaining healthy joints? If youre part of the20% of the United States populationaffected by arthritis and joint pain, luckily, there are foods and supplements that can help you manage your arthritis at home.Add Cold-Water Fish to Your DietFish from the cold-water fish family help reduce inflammation, improve brain function, and lower the risk for heart disease because they have high quantities of omega-3 fatty acids. Opt for salmon, tuna, trout, halibut, or sardines, all of which high quantities of omega-3 fatty acids.If youre not a big fish eater, fish oil supplements can help. Fish oil has been shown to help increase HDL (good) cholesterol, reduce blood pressure, and prevent arterial plaque.In one study, the participants use of fish oilsignificantly reduced morning joint stiffness. Add fish oil to your daily supplement routine or try combining fish with any of the below foods for added omega-3 benefits.Add Nuts and Seeds to Your DietMany popular nuts and seeds help with joint pain management. Just as cold-water fish contains omega-3 fatty acids, so do walnuts, almonds, flaxseeds, hemp seeds, chia seeds, and pine nuts.Definitely try flaxseeds. These are some of themost healthful seeds that people can eat, as they contain high levels of fiber, protein, magnesium, and manganese.You can reduce inflammation and feel full by eating nuts and seeds on their own as a snack, sprinkling them on top of salads and yogurt, or adding them in a trail mix.Add Brassica Vegetables to Your DietEver heard of the brassica family? While you may be unfamiliar with the grouping, chances are youll recognize the two types of foods within itcabbage and mustard. Brassica vegetables have surprising, lesser-known benefits. These foods include mustard greens, cabbage, arugula, and kale.Brassica vegetables canhelp block enzymes that inflame joints. The brassica family has a unique component: sulfur-containing glucosinolates (GLSs). These secondary plant compounds make brassica vegetables some of the best foods to combat inflammation in the body.Add Garlic, Root Spices, and Herbs to Your DietGood news: you probably already have these anti-inflammatory spices in your pantry or on your spice rack. Adding garlic, ginger, or turmeric to your recipes can help you manage your joint pain. Garlic is not only common in cooking, but it is a popular anti-inflammatory. Garlic contains diallyl disulfide, an anti-inflammatory compound thathelps prevent cartilage damage from arthritis. Ginger helps block inflammation pathways in the body and in some cases, can reduce osteoarthritis symptoms. You can add ginger to soups, stir fry, or marinades. Turmeric contains curcumin, which blocks inflammatory cytokines and enzymes in two inflammatory pathways. Add turmeric to soups, stews, curries, or rice dishes.Add Blueberries to Your DietBlueberriesand related fruits like strawberries and cherriescontain flavonoids thathelp turn off inflammatory responses in the body. These petite berries are packed with compounds that regulate multiple systems in your body, including your bodys inflammatory and stress responses. Eat blueberries on their own, in a smoothie, or added to a bowl of yogurt and granola.ABOUT THE AUTHOR:Medical Guardian is a leading provider of innovative medical alert systems that empower people to live a life without limits.

Welcome to lan Manatee Assisted Living and Memory Carewhere a lifestyle of distinction is easily found. Located in beautiful Bradenton, Florida, lan Manatee offers senior living services to brighten each new day.Youll feel a new sense of freedom as you experience our ease of living services: Salon Medication management available Bathing, dressing, grooming, and more if needed Weekly housekeeping and laundry service Concierge servicelan Manatee is an assisted living and memory care community that is full of life, where the joys of learning, socializing, creating, and rejuvenating are always found! Be inspired to live life on your terms, with activities you enjoy and new experiences to entertain.Resort Style Amenities: Multi-purpose room Media theatre 3rd floor TV lounge Walking trails Physical fitness roomWe are dedicated to delivering the care and attention your loved one needs and deserves. Our goal is to provide an active and engaged environment, where your loved one welcomes each new day with a smile. Residents will enjoy personal and compassionate care where the utmost in comfort is delivered daily. Inspiration awaits! Contact our office today for more information.

It is no secret that we are living longer. Unfortunately, we are not necessarily living healthier.An ever-growing percentage of the population is managing one or more medical conditions, which are managed by one or more medicines.While medicines can help maintain health and prevent further illness, taking combinations of drugs means that you could be at risk for drug interactions. Polypharmacy is defined as the concurrent use of many different medicines by the same person, and presents a growing risk among seniors in the US. This can result in a gradual accumulation of side effects. Problems may be increased by taking: Dosages that are too high Medicines that are incorrectly prescribed or filled Medicines that interact with or duplicate the actions of other medicines Herbal supplements that interact with prescription medicinesPolypharmacy can result in adverse drug events, complicating therapy, increasing cost, and presenting a challenge for healthcare agencies. Unfortunately, the symptoms caused by polypharmacy can be confused with the normal aging process.The good news is there are things you can do to help reduce your risk of polypharmacy. Make a list of every medicine you are taking, including supplements, vitamins, and over-the-counter drugs. Carry your medicine list with you everywhere. Bring it and your pill bottles along when you see the doctor. Ask your doctor or pharmacist to check your list for possible interactions. If you have more than one doctor, make sure each one knows what the other is prescribing. Ask your primary doctor if you need to take all the medicines on the list, or if you can reduce the dosages. Always read labels. They may help you avoid a possible drug interaction. Always get your prescriptions filled at the same pharmacy. Learn the names of your medicines and why you take them. Avoid combination products like cold remedies. Ask for help buying only the specific medicine that treats the symptoms you are experiencing. Never take a new drug without discussing side effects and interactions with your doctor, pharmacist, or both.Editors Note:This article was written by Peterson E with PowerBack Rehabilitation. For more information please call 888-982-2000.

Are you a war time Veteran? Are you a surviving spouse of a Veteran? If the answer to this is, "yes", then you may be eligible for a separate pension through the VA called Aid & Attendance.This pension has been around since 1952. Most Veterans and or spouses have never heard of this pension and sometimes find it hard to believe that it even exists.The Aid & Attendance pension is a separate pension set aside for those Veterans, spouses and surviving spouses who are aging and are at the point in their lives that they are in need of some assistance with their care. This care could be provided while living in your home, Retirement Living, Assisted Living or a Nursing Home. If you are in need of assistance with ADL's (activities of daily living) then you may qualify.Five areas are looked at to determine eligibility. 1) Were you a Veteran during a specific time of war, honorably discharged, served 90 days active duty, one day during war time, state side or overseas? 2) Do you have an expense for care? Expenses such as; prescriptions, Medicare supplement, doctors or hospital co-pays, caregiver or family members assisting with aid, retirement or assisted living expense etc. 3) Income- usually this is Social Security, Retirement, Pension, Rental Income etc. 4) Cash Assets- Checking and Savings, 401K, IRA's, Investments etc. 5) Health- if you are using a walker or a cane, oxygen, need meals, bathing, transportation, assistance, etc. If you feel you meet some of these criteria, you may qualify.What is this pension worth to me? A Veteran may receive $1,644 a month, a surviving spouse $ 1,056 a month, a Veteran and his spouse who both qualify $1,949 a month. This is a TAX FREE pension. The pension is retroactive, meaning; you will receive monies back from the first day of the month after you apply. How long does it take to get the pension? 4-6 months. It will take longer when Alzheimer's or severe Dementia is involved due to an additional step that is required by the VA.Many Senior's have lost much of their savings due to the downward economy. This pension has helped many Veterans, spouses and surviving spouses increase their standard of living either by helping them afford care in their home, or the possibility of moving to or staying at a Retirement or Assisted Living.This article was submitted by Dennis Autrey of Senior Care Associates. He can be reached at 801-424-1444.

For more information on the author Good Life Healing Center, CLICK HERE.In the United States, an estimated 300,000 people a year die from obesity.In several studies over the last five years, researchers have shown patients who receive regular acupuncture treatments see faster weight loss results than those who do not. In each case, the acupuncture treatments were combined with dietary and lifestyle changes also aimed at weight loss, but the patients who got acupuncture saw better results than those who focused on dietary and lifestyle changes alone.In traditional Chinese medicine, obesity is linked to energy or qi stagnation, especially around the stomach and spleen. TCM teaches that the energy imbalance caused by stomach and spleen qi stagnation affects digestion, the function of the pancreas, and the insulin-glucagon pathway. Each of these mechanisms is an important part of our bodys ability to take in nutrients, cycle them through our body, and get rid of unneeded waste.There are many acupoints and combinations of acupoints that have proven successful for people who are trying to lose weight. It depends on the particular qi stagnation they are exhibiting and other body type characteristics.Clinical research has shown acupuncture treatments have the ability to restore bodily balance, improve physical well-being and promote healthy weight loss. In one study in Taiwan, researchers conducted a trial of 100 patients. Each patient received three months of acupuncture treatments, after which their body mass index (BMI) was an average of three points lower than before the treatments.The researchers highlighted they saw the most success when they selected personalized acupuncture points based on each patients individual needs.It can be frustrating and challenging to complete a weight loss regime, and there are so many kinds, each telling you theirs will be different and bring you success.In TCM, any dietary or lifestyle change is recommended based on underlying causes, not surface symptoms, and with a well-rounded view of your health in mind. An acupuncturist will never analyze your health solely based on the reading of a bathroom scale. However, if you are looking for support on your weight loss journey, acupuncture may be a great thing to add to your routine.

Though death and grief are natural and inevitable aspects of life, most of us tend to avoid even mentioningimportant end-of-life topics until absolutely necessary typically when faced with the terminal illness, death or loss of someone we love. Consequently, hospice care remains shrouded in mystery until the time a family member or friend needs it.Its then we learn that when a cure is not possible, hospice offers terminally ill patients and their families holistic end-of-life care based on the principles of comfort, dignity, and choice. This support is offered wherever the patient lives, whether thats a private residence, an assisted living community, or a skilled nursing facility. And its provided by an expert and compassionate care teamusually a hospice physician, nurse, nursing assistant, social worker, chaplain, and volunteers who work to ensure that patients values and decisions are respected, their pain and symptoms are managed, and their spiritual and psychological needs are addressed.Living life to the fullestUnfortunately, many still believe that choosing hospice means giving up hope. But the truth is, hospice care not only improves quality of life, it also sometimes lengthens it. According to a study by the National Hospice and Palliative Care Organization among 4,493 terminally ill patients with congestive heart failure, or cancer of the breast, colon, lung, pancreas, or prostate, the mean survival rate was 29 days longer for hospice patients than for non-hospice patients.Other aspects of hospice are misunderstood as well. For instance, hospice isnt just for cancer patients on the brink of death. Hospices also care for patients with end-stage cardiac disease, dementia, debility, pulmonary disease, renal disease, neurological diseases, and stroke. In addition, hospice is a Medicare benefit, so most expenses related to the terminal diagnosis are covered in full -- including all medications and equipment -- as are visits from the hospice care team.The good news? More people than ever are choosing hospice care at the end of life, and finding peace, comfort, and dignitysometimes while living longeras a result. The bad? Too many people still dont realize what a positive difference this quality end-of-life care can make. But by spreading the word, hospice supporters can help to lay the many hospice myths to rest.Editors Note: This article was submitted by Mary Chokran.Mary is a Director of Development & Communications with HospiceCare of Boulder and Broomfield Counties and may be reached at 303-604-5229 or by email at marychokran@hospicecareonline.org. For more information visit HospiceCare on the web at: www.hospicecareonline.org

Written and Submitted By: BrightStar Care of North Sarasota & Manatee - click here for more informationIf you have an elderly loved one, you may have been waiting anxiously for the COVID-19 vaccine. Because COVID-19 symptoms can be more dangerous for older people, its natural for you to want your loved one to receive a vaccine as quickly as possible. For some older people, however, getting the COVID-19 vaccine is an intimidating prospect. Because COVID-19 testing and approval took place at such an unprecedented pace, your seniors may have concerns, worries, or even fears about its safety. Here, we offer some suggestions for allaying those concerns and helping your seniors determine the best course of action for their health care. Start off with an open discussion.Acknowledge your loved ones worries with validating statements like I understand your concerns. Reiterate what the person says, to show that you hear whats being stated, in order to effectively communicate. Ask questions to better understand the others point of view. Offer information and provide reassurance.Talk about the efficacy rate of the vaccine.Seniors are at a greatly increased risk of serious consequences from COVID-19, which is why its important for them to get the vaccine. They should know that the vaccine is a powerful tool against the virus, with the Moderna COVID-19 vaccine at 94.1% efficacy and the Pfizer COVID-19 vaccine at 95%. The most recent vaccine, from Johnson and Johnson, has a 90% efficacy rate, but studies have shown that its 100% effective in reducing severe effects of COVID-19, like hospitalization and death.Acknowledge concerns about risks.The vaccines were approved very quickly, so its understandable that people might be worried about risks and side effects. However, theyve been thoroughly tested. Research indicates side effects of the COVID-19 vaccine are minimal, like a low-grade fever or pain at the injection site. Further, the information we have so far indicates that older adults may have a lower risk of side effects from the vaccine than younger people.Know who to trust. Theres so much informationand misinformationswirling around about the COVID-19 vaccine. Make sure to get your information from reliable, unbiased sources like theCenters for Disease Control and Prevention (CDC)or theNational Institutes of Health (NIH). Its also smart to talk to your doctor about the vaccine. A persons doctor can not only explain the most recent COVID-19 vaccine update, but can also discuss whether the vaccine is appropriate, considering the individuals allergies and medical conditions.Talk about the testing.While the process may have seemed rushed, the vaccine testing was actually quite rigorous. It might be helpful to share information about how the vaccines effectiveness and safety were established.The Pfizer COVID-19 vaccine was tested on 44,000 people, with 41% if the participants over 56 years of age.The Moderna COVID-19 vaccine trial had 30,351 participants, including older adults, 25% over the age of 65.The Johnson and Johnson COVID-19 vaccine clinical trials involved about 45,000 people, 34% of them over age 60.In trials for all three vaccines, scientists overseeing the studies observed participants after they received the vaccine and noted only minor side effects over the course of two months.Address the goal of a return to normalcy.The COVID-19 vaccine wont miraculously transport us all back to our pre-pandemic lives. However, seniors who receive the vaccine are taking the first step toward a less restricted lifestyle, a return to hobbies and in-person interaction with friends and loved ones.At BrightStar Care, we know that healthcare can sometimes be confusing, and caring for a family member can be challenging. Because we believe that caring is more than just a job, our nurses, therapists, CNAs, and caregivers offer the most professional compassionate care available, in the comforting, familiar surroundings of home. Further, because we have a Director of Nursing overseeing all care, at every level, whether personal or skilled, our patients and their family members have access to someone with insight regarding COVID-19 vaccination. If you have questions related to the vaccines, or any follow-up questions, feel free to ask and we'll offer expert advice, click here to contact us!

Theres power in music therapy. Music provided by trained and certi?ed music therapists is often incorporated into hospice care for its ability to deliver bene?ts to patients, their families and those who provide end-of-life care.VITAS Healthcare, the nations leading provider of end-of-life care, employs more than 40 music therapists nationally.Multiple therapeutic benefits Music can relieve anxiety and agitation, lessen pain, boost mood, promote deeper breathing, and facilitate communication, movement and emotional expression. For hospice patients nearing the end of life, music therapists provide and create moments of joy, peace and calming memories.When offered to patients at the end of life, music therapy can work in combination with other healing solutions and services to address the physical, emotional, cognitive and social needs of hospice patients and their families. Another benefit is musics ability to give hospice patients a sense of choice and controltwo factors they often feel slipping away.Old memories, new memories Music therapists begin by assessing whether music therapy is appropriate for a patient. Sometimes, music can increase agitation and anxiety in patients with life-limiting illness. For many others, including patients who are unresponsive, music can trigger positive emotions and memories. As health declines, hearing is thought to be the last active sense, meaning that music can aid in relaxation and expression up until the moment of death. Music therapy can take many forms. It can include music-assisted relaxation, musical imagery, song writing, group sing-a longs, one-on one singing, vocal and instrumental improvisation, movement or dance. Sometimes, a trained VITAS music therapist will use music as part of a patients life storyimprovising or writing new songs, recording or videotaping a patients musical interactions, even creating a songbook that serves as a tangible memento for surviving loved ones and family members. Far more than notes on sheet music or keys on a piano, music therapy is a valuable tool that provides physical, emotional and spiritual benefits to seriously ill patients as they approach the end of life.Editors Note: Article Submitted By: By Cathy Carlson, General Manager of VITAS Healthcare in South Chicago. For more information about hospice care or end-of-life care options, call VITAS Healthcare at 866.759.6695 or visit VITAS.com.

Giving the Gift of Love PRE-PLANNINGEvery day, families sit down together to plan for college education, weddings, retirement and even homeownership. Planning is just a part of life.We plan because we want to be prepared for a future life event and to ensure we do not find ourselves having to figure out how to meet a significant financial obligation unexpectedly. Its called protection. It is in our human nature to protect our love ones. Preplanning with Restland is no different, we help you give the gift of love by preplanning.At Restland we understand all too well the steps required to handle arrangements on the worst day of someones life.We have witnessed countless families come into our facility uninformed and unprepared to plan their loved one's final arrangements. Being unprepared adds to an already difficult day, emotions are high then add to it the pressure of making decisions about your love ones final wishes. We see emotional overspending, increased prices, and anxiety that were all avoidable had someone visited with our Community Service Advisors to receive a Pre-Planning Guide. Giving the gift of preplanning is truly a final gift of love. It gives you the peace of mind of knowing that your family will have a clear road map, confidence, and of course preneed promotional savings.Take a moment to think about a time in your life where you had to arrange for someones final arrangements. They were either prepared or unprepared. Be the thoughtful person who protects their family by securing a Preplanned Funeral. The first step of the process is as simple as receiving our Pre-Planning Guide, a comprehensive journal that addresses most of the questions a funeral director will have at the time of need. Contact me to request your Pre-Planning Guide today.sonya.wells@restlandfuneralhomesdallas.com |214-556-5375Restland Funeral Home

Grow Your World and Green Your Community by Joining a GARDEN CLUB As nearly 200,000 men and women of all ages and backgrounds across the nation can attest, the rewards of belonging to a Garden Club go far beyond the pure pleasure of growing things. Joining a local Garden Club is a great way to green your thumb, but a membership also provides an opportunity to expand your interests and build lifelong friendships while bettering your community and the environment. A Garden Club will give you access to people who are experienced in gardening in your locality and you will find their assistance in valuable. Our National Garden Clubs Conservation pledge is: I pledge to protect and conserve our natural resources of planet earth and to promote education so that we may become caretakers (stewards) of our air, water, forest, land and wild life. Garden Clubs of Idaho, Inc. is a 501 3 nonprofit educational organization and a member of National Garden Clubs, Inc.. Garden Clubs of Idaho, Inc. is state wide organization associated with the Pacific Region of National Garden Clubs, Inc. and National Garden Clubs, Inc.. Garden Clubs of Idaho, Inc. has fifteen Garden Clubs and almost 500 members. Seven of the Garden Clubs are located in the Treasure Valley. Activities of our clubs include civic beautification funded through grants, charitable donations, and fundraising. Clubs annually sponsor horticulture education and seminars and regularly organize presentations about landscaping, cultivating and growing a wide variety of plants and vegetation. In addition we award annual scholarships to students for the study of horticulture. Flower Show Judges Schools and Landscape Design Schools are offered to our members. Clubs also compete for State, Regional and National awards on a regular basis. Garden Clubs of Idaho, Inc. encourages anyone interested in becoming a member of a Garden Club to contact any of the Garden Cubs listed below or the State Membership Chairman, Janet Petersen at janetnpeter@gmail.com. Go on; why not give it a try. Oct. 2013 Southwest District Garden Clubs of Idaho Garden Clubs of Idaho, Inc. State President: Karen Mallon 208-853-6108 mallonkl@gmail.com

Many of us were familiar with day care when our kids were pre-school age, and we needed the kids to be cared for while we were at work. Well, what about having mom or dad living with us when they shouldnt be left alone at home all day. Not only would it be boring, but it may be medically unadvisable. We have choices of in-home care such as a Home Care and Personal Assistance agency or away-from-home care in an Adult Day Care (ADC) facilityThe available level of care varies among agencies and ADC facilities, so be sure your loved ones needs will be met when selecting care. In-home care with a caregiver affords certain comforts of home that may be beneficial, yet an ADC offers interaction with other seniors and activities not available at home. Both have advantages; we have had families tell us that they use both options, with in-home care on the first two days of the work week, and ADC the other three days. Whichever you choose, be sure its providing an enriching, satisfying experience for your loved one.

The 1965 hit by the Bryds, Turn, Turn, Turn - could not have said it better There is a season and a time to every purposeAlthough this folksy song was during a time of war - it was about inner peace and reflection. It poetically speaks to all of us at some point in our lives. Perhaps none more so then when we are approaching retirement and we decide where we should live as we age. This is not an easy decision for any of us as we do not have a crystal ball. Hence we are plagued by hesitation, and blocked by the questions of should I move, how can I move, can I afford to move and will I be happy if I move? All these unanswered question lead to analysis paralysis.SHOULD I MOVE? Create a 3, 5 and 10 year plan As adults, you have probably exercised the art of planning throughout your life. Why do we stop planning ahead as we reach our senior years? Everybodys plan and what they need to consider can be different. Brainstorm for an inclusive list and do your due diligence.HOW CAN I MOVE? When it comes to moving you must consider both the physical and emotional setbacks to moving. Physical The physical challenge of moving is easier to deal with than emotional. Start the sorting and packing yourself if able - if you are planning early enough start to siftthrough your items. Enlist Family Members to help - this is a good idea especially if family members are attached to the home or family items. Give them the opportunity to cherish the items and make collaborative decisions. Moving and Organizing Services - Organizing services are more than just how to organize your kitchen! In fact, a good organizer can help the senior with the physical aspects of moving as well as the emotional setbacks to moving. Emotional Emotional decisions can hold everyone back. Sometimes things happen to us that throws our plan out the window and we feel out of control. Feeling out of control can lead to hoarding behaviors, depression, seclusion or even risky behaviors. It is important to recognize when these things happen and seek the proper support. Know that there are social services, support groups, grief coaches, doctors and religious counseling services who are all trained and able to help.CAN WE AFFORD TO MOVE? Whether you have made your decision or you are defining your long term goals, check in with a qualified CSHP certified Realtor (Certified Senior Housing Professional). Realtors who choose to participate in this special education commit themselves to better serve, protect and address the issues of senior citizens - holding their best interest as paramount. ACSHP is prepared to do the following: Communicate effectively with their personal, professional, and public platforms about matters affecting seniors and the senior housing market. Use their unique zone of genius to grow a rewarding senior housing division. Assist older adults and families with the physical and emotional aspects of late-in-life moves. Assemble and leverage an extensive and powerful professional resource team. Modify, adjust, and create senior specific systems and procedures culminating in a highly sought after value proposition. Partner with senior living communities to better serve seniors and create lasting and mutually beneficial referral partnerships. Implement community education, seminars, and trainings as a means of expanding their reach. Differentiate themselves by committing to always working for the best interest of their client, by becoming an Advocate for them, even if it means they dont get paid. It is about doing the right thing, not a paycheck.WILL I BE HAPPY IF I MOVE? That is the Million Dollar question isnt it? Life is a Journey not a Destination. The sooner you consider your options and create a plan, the more choices you have.Editors Note: Article Provided by: Helen Morgan CSHP, SRES Resource 55. Author: Tonya Regiro.

Respite Care for the CaregiverRhonda Pepper was her mother, Vera Ruth Goodrichs caregiver. She was diagnosed with Frontotemporal Dementia (FTD). This is due to progressive nerve cell loss in the brains frontal lobes; it is the area behind the forehead or just behind the eyes.Rhonda started noticing some behavior changes in her mother. She started getting up in the middle of the night and getting dressed. She would set the table for the entire family. She was doing things out of nature financially, Rhonda said.She moved in with us in January of 2009 but we didnt get the diagnosis of Frontotemporal Dementia until May. Finallyeverything we had been experiencingthat just pulled it all together, said Rhonda, with a look that can only be described as bitter sweet. They finally had the answers to the why? but now what? Caregivers are so often put in this role or a position of a role reversal.Ruth was referred to palliative care and eventually found herself on hospice care. As a full-time caregiver, Rhonda was able to utilize hospices respite program. This allowed me some down-time. I could go sit at the park and read a book; go to my own doctor appointments; attend group meetings for caregivers; it just allowed me to remove myself from the environment and recharge my batteries, said Rhonda about her experience with the respite program.Rhonda shared the realistic views behind closed doors and what its really like to care for an ailing adult. Its like taking care of an adult infant. Every two hours I would take her to the bathroom; I would shower her; I dressed her; I would change her wet and soiled pants; I would feed her. Rhonda also said she was never fully rested, only sleeping lightly at night because she always had one ear on her mother.As an educator in the community, to physicians, people are often surprised to learn of the many additional programs hospice offers and how, sometimes one program can collaborate with another. Until or unless someone is in the position of being a caregiver, people dont realize the effects, physically and emotionally, it has on them. The term respite literally translates to a time of rest.Editors note: This article was written by Gina Paradiso. She is a Liaison with Arkansas Valley Hospice, Inc. and may be reached at 719-384-8827 or by email at gina.paradiso@arkvalleyhospice.org

Going to the dentist is so much more than your smile. Today more than ever before, we know that your oral health affects every system of your body.Regular 3, 4, or 6 month preventative maintenance dental appointments are as necessary as a seniors oral homecare for your teeth. But, we also now know that it has become medically necessary to see your dentist on a regular basis to help prevent serious health issues like cardiovascular disease, diabetes, or pancreatic cancer. Yes, thats right your technically advanced dentist can help you with much more today than ever before.And that is why most seniors see their dentist more often than they see their medical doctor. For example did you know that when there is periodontal disease present, a senior is at a much higher risk for heart disease, diabetes, pancreatic cancer, and compromise of other systems of the body. The cardio system and hormonal system are all affected as the infection flows into the bloodstream.Todays dentist, using the ORAL DNA TEST specifically alerts a patient to having periodontal disease. The test evaluates 11 different bacteria that cause periodontal disease. Then the bacteria that the patient has can be specifically targeted. It is a simple swish/saliva test that takes about 5 minutes. As soon as the lab results return, the dentist and the patient know exactly which bacteria are causing the problem and whether they are at a high risk level. If its above a certain threshold, it can be treated with specific medications and Laser Periodontal Therapy (with no shots and drilling).Keep in mind that decay is a bacterial infection and it does not go away -- it just keeps eating away at the tooth. Coming to your very importantmaintenance appointment allows the dentist to detect any decay earlybefore it becomes a bigger and more costly problem.With all the new technologies here, and on the horizon, the time for procrastination is past. So, the next time you think about putting that dental appointment off, remember the vital role your dentist plays in your plan to stay healthy and keep smiling for many years to come.Editors note: This article was submitted by the Couchman Center for Complete Dentistry. For additional information they can be reached at 719-593-0263

In addition to providing one on one consultations, The Livingston Foundation educates through classes, events and media, continuing the cannabis conversation without stigma.Our mission is to increase health, hope and happiness through cannabis education. The Livingston Foundation provides free, confidential help to those wanting to learn more about how to access and use medical cannabis. As a cannabis patient myself, I know how overwhelming it can be to learn about this complex plant that is regulated by complex legislation. The Livingston Foundation empowers patients and families with the knowledge attained from conferences, symposiums, case studies, classes, physicians, patients, travel and experience.I know what its like to battle with your health, sort through information and go through frustrating trial and error treatments. Thats why I started the patient focused non-profit The Livingston Foundation, to provide education and support through your entire process from qualifying for your recommendation to finding your best method of ingestion. I have been inspired by witnessing the improvement in quality of life in patients that choose medical cannabis for their conditions such as Alzheimers, Arthritis, Cancer, Crohns, Epilepsy, Fibromyalgia, Multiple Sclerosis, PTSD, Parkinsons and Stroke. While cannabis may not be a singular solution for everyone, it is a powerful tool toward living your healthiest, happiest life.The Foundation is a 5013 charitable organization that relies on donations and grant funding to make cannabis education accessible to everyone. If you would like to learn more about cannabis, how to get involved with The Livingston Foundation or how to make a much appreciated donation, contact me at Shannon@TheLivingstonFoundation.org or 239-682-1812.

Regularly scheduled hearing tests should be part of your normal health routine but are often not included as part of an annual physical.It is recommended that people over 50 have a hearing test every 5 years and over 65 every two years. Your hearing may have influence on many aspects of health.People with even mild hearing loss are three times more likely to suffer from falls. Johns Hopkins studies show that people with untreated hearing loss are three to five times more likely to develop dementia and Alzheimers as well as general memory problems. Diabetes can influence hearing so anyone diagnosed with diabetic condition should be checked upon diagnosisWomen with untreated hearing loss are almost three times as likely to suffer with depression. There is also a correlation between hearing health and cardiovascular disease. Ringing ears (Tinnitus) should also not be dismissed because it may be a sign of a much more serious health problem.We offer complimentary hearing test and tinnitus (ringing ear) assessments and will furnish you a copy for your personal medical records or send one to your primary care physician for you. Please call (239) 498-7142 today to schedule this critical evaluation!

Click here to begin your FREE search!Have you heard of BenefitsCheckUp? It is a free service of the National Council on Aging, that lets you search for benefits easily, securely, and accurately. In the US, there are over 2,500 federal, state, and private benefit programs available. Start finding benefits with our BenefitsCheckUp questionnaire or browse our Resource Library to learn more about programs and eligibility.Learn more about the program that can help you save money. Benefit programs include:MedicationsHealth CareIncome AssistanceFood & NutritionHousing & UtilitiesTax ReliefVeteranEmploymentCounseling AssistanceVision Loss ServicesRespite Care ServicesPension AssistancePark & Recreational DiscountsEducation ProgramsTransportation Assistance& More!How BenefitsCheckUp Works:Answer some questions. Review your initials results or enter more details to personize your report.Get your report. Provide more information to get a customized report of benefits youre most likely to qualify for.See how to apply. Review your custom report, learn more about benefits, and start enrolling in programs.Click here to begin your FREE search!

Chiropractic Care is amethod of treatment that focuses on disorders of the musculoskeletal system and the nervous system, and the effects of these disorders on general health. Chiropractic services are used most often to treat common musculoskeletal complaints, including but not limited to back pain, neck pain, pain in the joints of the arms or legs, and headaches.#listing_mgr{7 basic_search}#

To learn more aboutSenior Care Associates - VA Aid & Attendance Specialists Nationwide,CLICK HERE.As thebacklogged number of unprocessed VA claimsis knocking on the door of 1 Million, one has to wonder is anybody really at home. Is anyone really trying to find the solution of how to fix and bring this broken agency up to the standards our veterans and their families deserve?I had high hopes for the new VA administration, but to date, have not been impressed. Every day there is yet another story about a Regional Office that hasbeen caught shreddingand changing dates on applications, or boxes of unopened applications are being discovered. There are not enough fingers to cover the holes in this dam.If the IRS was having this issue with collecting taxes from We the People, I can promise you that this would have been resolved and systems put into place to make certain it would never happen again. Of this you can be certain, the IRS would not stand by and have 1 million tax returns waiting to be processed.So here is my take on all this and a couple of questions that I believe bear asking.I think the VA needs to take a crash course in how the IRS does things. These folks dont lose tax returns they keep up with every dime you make. You can file on-line, they know if you havent filed, and if you are owed a refund, you can expect it in 30-45 days. If you owe money and dont pay, you are assessed a penalty and will pay dearly for that. Big incentive for making sure you allot the right amount of deductions. Most of us hope to never know what an audit notification looks like.If your taxes are complicated or more than you want to deal with, you can make an appointment with the fine folks at H&R Block or your personal accountant and pay someone to prepare them for you.Now here is where I take issue. How is it that you can legally seek the expertise of someone who understands complicated tax laws, forms, and all the legitimate deductions and credits you are entitled to just to make certain that the IRS gets a full accounting of your finances and their piece of your pie, but veterans and their families legally are restricted from any assistance attached with a fee and are left to figure it out on their own.Two government agencies, two different approaches, two different agendas.It is legal to make sure you pay your taxes, but illegal to make certain your claim for benefits is correct and complete in order to receive your entitlements. Interesting that there should be such a stark contrast between the two and who actually benefits from this arrangement.Decades ago the VA instituted a law that an attorney could not charge a veteran more than $10.00 for representing him. This was done to protect the veteran from being taken advantage of by those who would be so inclined to do so.So one might have to ask, who is truthfully exploiting and taking advantage of our veterans and their families? Considering some recent actions on the part of the VA, the answer to this question may not be what youd expect.The application for Improved Pension was originally a 4-page, simple straight forward application. Due to the benefit being highlighted and the rise in the number of applications being submitted, the VA decided it was time to increase it to a 26-page application, and write it so that you probably wont figure it out increasing the odds they wont have to pay or at the very least delay having to pay.While the benefit sat idle and unused, 4 pages seemed to make perfect sense. Now thatBaby Boomersare our largest demographic and the VA is being flooded with applications forAid and Attendance, whose best interest is it in that the process should suddenly become so much more complicated? The veteran is not who first comes to mind as to who stands to gain the most from this change. It seems a little suspect as to the true motivation for having done so. Is the VA once again protecting the veteran?If you dont get it right the first time, you should not feel too badly about it as the national rate of applications being returned to the originating VA regional and local offices as being incomplete or missing documentation is 46%.I wonder if these same employees who failed VA Open Book tests could find permanent employment with the IRS. I suspect that performance standards are probably just a little higher. Millions of taxpayers monies going uncollected not going to happen, but it is ok for a million veterans to be waiting on the VA to get it right. There is something incredibly wrong with this scenario.The VA continues to operate off an antiquatedFiduciaryprocess refusing to acknowledgePOA or DPOA. The IRS acknowledgesPOA. Your mom or dad might have some investments that pay dividends, so there may be some monies to be collected, so for the sake of efficiency they will gladly work with you to assure a proper return has been filed.The VAs refusal to respond to the demands of accepting POA and doing away with the fiduciary process is once again done in the name of protecting the veteran. According to the VA they have to make certain that the family member or other interested party who holds POA cant take advantage of the veteran or widow and have access to the pension money to spend at their discretion such as purchasing Depends or Ensure.Im sure that somewhere there is someone who absconded with funds they were not entitled to and did in fact take advantage of a veteran, but Im willing to wager a guess that most who are providing care for a loved one have spent the check out of their own pocket long before it is received.It is the lesser of two evils. On one hand you have the family member who is taking advantage of the veteran or widow by writing a check every month to the ALF or caregiver hoping they will have enough to pay it as credit cards are maxed out and all funds have been depleted while waiting to be approved as a fiduciary.On the other hand you have the VA who wants to take months to arrange for a fiduciary to be appointed without much care as to how you will pay for everything pending their approval. In the meantime if you have to move your loved one to a lesser quality facility due to costs, or arrange to bring them in-home and provide the care yourself, keep in mind the VA is only doing their job and protecting the veteran or widow.So if the veteran is doing without basic essentials and is living in conditions that are not healthy or services being provided are not adequate even though they are entitled to the pension which would allow for better care and services, who is really taking advantage of the veteran?All of this protecting has created an opportunity for many individuals and companies to Carpe Diem Seize the Moment and many of these folks, but not all, have found a way to use filing for this pension as a revenue generator, and doing so under the guise of reaching out to veterans and their families at no cost for their assistance to make application, but it sure helps if mom and dad need someone to manage their investments and move them around so they will qualify for the pension from a financial standpoint.Seminars are being held daily nationwide at $500.00 a session to learn how you too can use this pension to recruit new business and increase your sales. Dont overlook the kids who are taking care of mom and dad, they will be so grateful for your assistance they will want you to manage their assets as well. While you are at it, sell some annuities.What most dont realize is that by moving things around to a trust or annuity can often mean that when mom or dad need that money to continue paying for their care, they wont have access to it. It will sit in that trust until they die and the beneficiaries get it.For those who are fortunate enough to have assets that need protecting, these services are valid, but for those who go into this situation strictly based on wanting to file for this pension, you need to educate yourself on whether this is truly in your best interest in the long run.Again this frenzy of businesses using this pension to get in the hen house is largely due to the fact that the VA has created a need for these services due to the lack of information, the lack of trained employees well versed in Improved Pension, taking a simple application and turning it into more than it needs to be. If it was as originally designed a simple 4- page application based on meeting the need for assistance and financial guidelines, there would not be a need nor an opportunity for those who use this as a calling card.As a result, the VA has responded by now sending out an additional form to those who submit an application that they have to sign stating that neither they nor the veteran have paid anyone for any type of assistance in completing the application. The application will not be processed until this form has been returned.So in the name of protecting the veteran, which in my opinion translates to denying the veteran, there is yet another hurdle to jump through.Rather an unfair dynamic that the VA has its attorneys and council, but a veteran is not entitled to any representation upon making an initial application for any benefit or compensation. They are only entitled to representation if they are appealing a decision on their claim while the IRS wants to make sure you get it right the first time.Of the two, which do you think is more efficient?There are more of us that file income tax returns than there are veterans/widows filing for benefits, so how is it that the IRS can receive and process a higher volume of paper so seamlessly while the VA claims they never received the application even though you have a signed Registered Return Receipt proving that they did?If you posed the question of why the IRS created the EZ form while the VA took an easy form and turned it into 26 pages, it really is self explanatory. One wants your money and the other hedges their bets they can keep their money.This mindset is nothing new. For insight as to how long this treatment and mentality has been permitted and promoted, one need look no further than what was done to the Bonus Army when our veterans marched into Washington in 1932 demanding what had been promised. Not much has changed in 77 years. Do yourself a favor and Google Bonus Army. Youll be enlightened for having done so.I know there are a lot of good hardworking people at the VA and local offices who have the right intent, but they are only acting under the directives they have been given. What I want to know is who signs the memo authorizing these practices.When bonuses hinge on giving a veteran the lowest possible disability rating rather than the rating they deserve, Im hard pressed to believe that this qualifies as acting in the veterans best interest. Make no mistake here, there is a vested interest, but somewhere along the way the interest got shifted to self serving.Like solving any other mystery follow the money.Until such time that the VA can get its house in order, I think the individuals who do nothing but help file for Improved Pension and have no hidden agenda or want to sell you anything, should have the right to provide the same assistance as your accountant does. Most of these well intended folks have to stay behind closed doors for fear of retribution by the VA for actually helping a veteran make a correct application.The VA will argue that the veteran is entitled to assistance with filing for free, but when the SO of the office you walk into knows nothing about the pension, or says you dont qualify, when actually you do, free comes at a pretty hefty price.Yes these folks (the good ones) who work secretly behind the scenes helping veterans and their families should be able to charge a modest fee for their expertise and assistance, but the VA will never sanction anything of the likes, they have too much to lose.There would be too many applications to approve with no reason to deny them. There are budgets to be justified, bonuses to be earned, and credits for getting a Service Organization assigned as Claimants Representative rather than the family member so that you cant call and inquire about the status of the claim. The SO isnt paying the monthly bill so they wont have much motivation to follow up and press for a ruling or approval. And lastly they are busy making sure that no one other than them can take advantage of a veteran or widow.The IRS has a few free months before it is tax season again. Maybe they can step in and show the VA how to get the job done. Better yet, instead of employees getting bonuses for the highest number of denied applications or lowest disability ratings given, how about an imposed penalty with incurring interest for any application that takes longer than 90 days to process!

Spending months at a time in hospice is not at all uncommon, an expert tells PEOPLE, two months after President Carter's family confirmed that he had stopped receiving medical intervention.News that former President Jimmy Carter would begin receiving hospice care came in late February, with The Carter Center announcing in a statement that Carter had "decided to spend his remaining time at home with his family and receive hospice care instead of additional medical intervention."Now more than two months later, experts clarify that spending months at a time in hospice while not always the case is not at all uncommon."A misconception is that the average length of stay in hospice is for the last several days of someone's life," explains Jonathan Fleece, president and CEO of Empath Health, one of the largest not-for-profit hospice organizations in the country. "The average length of stay nationally is in the 60- to 70-day range."Fleece adds that while many think of hospice as 24/7 care, it all depends on a patient's own situation."A lot of hospice care is not 24/7. It's in and out of the home and working with the family and caregiver to be able to support their loved one," he says. "So we teach them a lot of different ways to help, whether it's helping with bathing or administering medication or keeping them comfortable."Fleece, who co-authored the book, The New Health Age: The Future of Health Care in America, notes that hospice was made eligible for Medicare reimbursement under the Tax Equity and Fiscal Responsibility Act of 1982 which was passed into law under Carter himself."I truly believe that the former president wanted to make this part of the American conversation," Fleece said.As Fleece explains, hospice care isn't only meant for those at their end of life, but for their family members, as well."Hospice also provides caregivers and families the resources they need," he says.That includes guiding family members through the grief and bereavement process, including the period of "anticipatory grief," in which the family and patient know that death is coming.Hospice care can also include things like veteran's programs (Carter, being a veteran, would likely be provided with a pinning ceremony, in which a decorated soldier administers a flag with military honors).Hospice also, of course, provides full medical care, as well as spirituality support. Some programs even cover things like Reiki and music therapy."We hear all the time from families and patients, 'I wish someone had explained the scale and depth and breadth of what hospice can bring sooner.'"Fleece points to research that substantiates the idea that most people, when asked, say they don't want to die in a nursing home or a hospital bed. Instead, they want to be at home, surrounded by family, loved ones and, if spiritual, their spiritual advisers and leaders."One component to hospice is that the aggressive phase of treating a serious, advanced, terminal illness subsides and it transitions into supportive care," he says."Nobody truly knows the timetable of [death] and while we can still treat symptoms, we specialize in taking away the suffering the physical toll of suffering and the anxiety and sleeplessness and the emotional and spiritual side, too."

People often ask the question; Is it Alzheimer's or is it Dementia? The fact is; Dementia is the name that refers to all types of memory loss diseases, including Alzheimer's disease. In other words, Alzheimer's disease is a type of Dementia, the same as Vascular Dementia, Picks disease, Alcohol dementia, Lewy Body Disease, and the many other diseases that cause memory loss. Long ago, before these types of dementias had a name, it wasn't uncommon to hear families talk about their senile old grandma who just got crazy when she got old. Grandma probably suffered from one of these diseases and went undiagnosed and untreated. Fortunately, people started understanding the need for specialized care. Both Assisted Living and Memory Care communities started coming around. Families are usually distressed and at wits end by the time they realize there is help out there. Many people have a hard time moving a parent or loved one into a community. They feel an overwhelming amount of guilt. But families are usually surprised and relieved when they see their loved ones doing well in an environment that is tailored to their needs. Its usually not long before grandma is engaging in activities, both group and individual. She's eating nutritious meals, having personal care done by caregivers that specialize in dementia. These diseases don't reverse, so grandma will continue with this journey, but she will be in good hands and take each day as it comes. Often the families or caregivers say they wish they had done this sooner, but they had no idea that there were places available where grandma could still have a quality life. Here are some common tips when the time comes to look into getting help.First understand that the people caring for the person with dementia need help, guidance and reassurance as well.When visiting communities, look for happy employees that are engaged with the residents.Ensure the community is secure with outdoor spaces that allow residents to wander safely.Does it have the look and feel of a home?Are their odors?A Steinberg study shows that smaller homes, or clusters are the most desirable environment. Avoiding too much stimulation or confusion.And finally; does it feel good; is it right for you and your family?Being a caregiver for your loved one 24/7 can become exhausting and overwhelming. Just know you don't have to go through it alone. There are many free resources available to help you along the way. If you need help finding resources, give us a call and we will be happy to assist you. Authors Note: Written by JoAnne Mohrland/Executive Director Regency Columbia Village 208-344-2954

What makes Thrive Assisted Living and Memory Care DIFFERENT?At Thrive at Beachwalk, care and comfort are simple concepts. This simplicity extends into the financial aspects as we offer ONE all-inclusive price. Our residents receive individualized care based on their specific needs by our specially trained Care Team, Registered Nurse Oversight, medication supervision and assistance 24 hours a day, 7 days a week.Our community features 125 new residences: 89 dedicated to Assisted Living and 46 dedicated to Memory Care. Tucked into the community is a full-service beauty and barber salon, luxury passenger van for outings and doctor appointments, private dining room for special occasions, an expansive open-air courtyard, community wide wireless access, and senior friendly computer. There is never a dull moment at Thrive and that is because our Director of Excitement keeps the schedule full of fun group social events and experiences that keeps our residents engaged. Meals at Thrive are extremely special as the happen three times a day.Thrive at Beachwalk is not a place to retire but a place where seniors come to achieve new goals and find continued purpose in their lives!

Respite is a period of rest or relief for those who give constant care to an ill person. Many senior living communities offer this service. Please refer to our housing grids. RespiteAssistance Funds-Providing financial assistance for respiteservices to family caregivers of older adults in Boulder County. Call your local Resource Specialist.#listing_mgr{1 basic_search}#

Moving to an assisted or skilled living facility is a challenging task requiring forethought. We know, because we help clients with their transition. From our experience, here is a checklist of questions you need to ask yourself before moving day. If you answer any question No then you have some work to do before making your move. Seek professional advice if you need help with any of the items listed below.1. Are my advance directives up-to-date? Make sure you have the correct person(s) named to assist you in your medical and financial powers of attorney.2. Does my will name the person I want to administer my estate after I am dead? If not, then you will need to make a change to your will.3. Have I determined how I will pay for this move? The average cost of skilled care in Colorado is $7,023 per month.4. Is my will and/or trust up-to-date? Make sure the heirs set out in your will are the ones you want to inherit your estate.5. Have I carefully read through the admissions contract to make sure I understand it? The admissions contract is binding, so make sure you understand the terms.6. If I have a revocable trust estate plan, are all of my assets titled in the name of my trust? You must coordinate the titles and beneficiary designations of retirement accounts and insurance policies with your trust.7. If I have a will estate plan, are my assets titled properly? If you are titling assets in joint tenancy even if it is just to provide assistance in bill paying you may defeat the terms of your will. Be careful!8. Have I consolidated my investment accounts, making it is easier for my agent to manage them?9. Is my stuff in order? Use a personal property memorandum to identify the heir to receive specific items of personal property.10. Have I reviewed my plans with my attorney, accountant and investment advisors to make sure everything is coordinated and my wishes are reflected?If you are able to answer the above questions with Yes, then you have covered most, if not all, of the legal questions to ask yourself to ensure your move is as worry-free as possible.Editors Note: This article was submitted by Baird B. Brown, Esq. Baird is an attorney with Brown & Brown, P.C. and may be reached at 970-243-8250 or by email at baird@brownandbrownpc.com

Caring for a loved one with alzheimers disease can be rewarding and a life changing experience. It can also be the most difficult of tasks and can take a serious toll on the mental and physical well-being of the caregiver. Current statistics show that almost 10 million Americans are caring for a person with Alzheimers disease and related dementias. According to a new study conducted at New York University School of Medicine, counseling and support is not only good for easing stress in those caring for loved ones with this disease, it may also boost physical health. Dr. Mittelman, Research Professor in the Department of Psychiatry at New York University states that those caregivers who have poor physical health are more likely to have difficulty providing appropriate care for their loved ones.As a caregiver, how many times have you heard yourself or others say Im alone and nobody can help? Caregiver burnout intensifies when it appears as though no one understands what you are going through. Signs to watch for caregiver burnout are as follows.1) You begin to curtail visits and phone calls with close friends.2) You have given up hobbies and activities that you have enjoyed for years.3) You are developing stress-related problems such as back pain, headaches, chronic feelings of fatigue and depression.4) You are coming down with colds, flu and other illnesses more than usual.5) You have a short temper. You find youre getting mad in the checkout line at the grocery store, in traffic, and at friends and family.6) You have outbursts of anger at your loved one with Alzheimers when he or she behaves erratically or becomes difficult.7) You have gained or lost weight unintentionally.8) You have an unshakable feeling of despair or pessimism.9) You are crying for no reason or over minor problems.10) You complain about lack of sleep or chronic insomnia.A targeted program of counseling and support services can ease depression, sadness, burnout, stress and isolation while caring for a loved one with Alzheimers disease and related dementia. Therefore, encouraging ongoing support for caregivers to join groups or counseling can help preserve their health as well as ease stress.Support groups are made up of caregivers, family members and friends of persons who have memory loss or who have been diagnosed with Alzheimers disease or a related dementia. Support groups offer emotional support and information as well as provide a safeand positive setting to express fears and concerns, and to share experiences. Arden Courts is pleased to offer a directed discussion group with Dr. Bill Beckwith, Clinical Psychologist. This group meets on the third Thursday of each month at 3:00 pm in Naples. It is free and open to the public with adult day care services onsite. For additional support group information in Naples, please contact the Alzheimers Support Network at 239-262-8388.This group also meets on the second Wednesday of the month at 2:00p.m. at Arden Courts in Ft. Myers. For additional support group information in Ft. Myers, please contact the Alvin A. Dubin Alzheimers Resource Center at 239-437-3007.Arden Courts is an assisted living community dedicated to caring for individuals with Alzheimers and other related dementias. Arden Courts is part of HCR-ManorCare which has been named by Fortune Magazines Most Admired Companies in Healthcare in 2007 and 2008. The Most Admired list is the definitive report card on corporate reputations. HCR-ManorCare continues to be a strong and stable company dedicated to providing your loved one with the highest quality in health care services.Arden Courts of Lely Palms is located at 6125 Rattlesnake Hammock Road Naples, Florida 34113. For more information on the support group or additional Alzheimers resource information please contact Michelle Serigne at 239-417-8511. Arden Courts Fort Myers is located at 15950 McGregor Blvd Ft. Myers, Florida 33908. For more information on the support group or additional Alzheimers resource information please contact Karla LaFreniere at 239-434-1277.

To learn more aboutApple Tree Assisted Living, CLICK HERE.While some of the realities of aging can be stressful for seniors or those approaching senior age, its comforting for many to know that there are several excellent care options for those who have certain needs due to age. And while there are several different programs or community types to consider among seniors who are considering a move to a location where they can receive assistance, two of the most common such communities are assisted living and independent living these are similar in some ways, but also have some notable differences that separate them.At Cozy Retire, were happy to offer high-quality, award-winningassisted living communityservices to numerous seniors throughout Ogden, Kaysville and Layton, offering several levels of assistance and personalized care plans depending on each individuals needs. How do our services compare with independent living communities, and which should you be considering if youre a senior or a caregiver helping with this decision? Here are some basics on each.Assisted Living BasicsAssisted livingcommunities for seniors are meant to combine themes of independence with the basic forms of support that some seniors require. This support will vary widely between individuals some may have physical needs in terms of dressing or grooming themselves, while others may have needs in healthcare, social engagement, bathroom usage, meal consumption and many other areas, and assisted living staff are here to help with all of them.Its important to note that assisted living communities arenotthe same as nursing homes. Nursing homes tend to refer to those for individuals with even more significant medical needs, including complex care programs that involve daily services. Those in assisted living communities may have some of these needs, but theyre generally less intense.Independent Living BasicsIndependent living communities, on the other hand, are meant for seniors who are still pretty active but want to be free of some of the burdens and responsibilities of homeownership while also having care resources on-hand if needed. Basic maintenance and household duties are carried out by staff, giving residents plenty of time to participate in various programs, enrichment activities and more, both on-site and off-site. However, independent living communities tend to have somewhat fewer specific care resources, and may not be ideal for seniors who have particular health or related needs.Choosing Between ThemTo be clear, there is no wrong answer here whether a senior chooses assisted living, independent living or even one of a number of other setups in this realm comes down completely to their needs and preferences. Seniors who dont have many health issues and just want to lessen their responsibilities while enriching their life may gravitate toward independent living; those with a few more care needs who want these maintained while also living an independent life may look to assisted living.

For more information on CapTel, CLICK HERE.Discover the perks of using CapTel phones with hearing aids.In short, yes, absolutely CapTel captioned phones are hearing aid compatible! But what does this mean? Hearing aid compatibilityis a helpful feature in phones for hearing loss because of all the benefits they provide hearing aid wearers. Hearing aid compatible telephones can help you:Direct phone sound into your hearing aidAmplify sound more than traditional phonesDistinguish voices over the phoneReduce background noiseRead captions of the conversation as you listenKeep reading to learn more about CapTel hearing aid compatible telephones and the benefits they offer.Direct phone sound into your hearing aidCapTel hearing aid telephones include telecoil technology, which funnels sound from any T-coil compatible systems right into your hearing device. This feature allows users to utilize their hearing aids for phone calls. Hearing aid phones will sync with the T-coil setting on your assistive listening device to help you receive your callers voice directly through your hearing aid.Amplify sound more than traditional phonesAll CapTel captioned phones amplify your callers voice significantly louder than a traditional phone, thanks to amplification of up to 40dB gain. Hearing aid compatible telephones like this give you the ability to adjust the level of amplification to meet your individual hearing needs. This enhanced amplification can help you feel confident that you are going to catch every word.Distinguish voices over the phoneBeyond amplifying the sound, CapTel hearing aid compatible telephones allow you to customize the tone and frequency of calls to help distinguish voices. If high-pitched voices are easier for you to hear, you may want to use the high setting. You can also select low if lower-pitched or deeper voices are easier for you to hear. And finally, opt for medium if mid-ranged frequencies are best for you. CapTel 2400iis one of our hearing aid compatible telephones that allows you to customize various sound frequencies to your specific audiogram.Reduce background noiseHearing aids use a technology known as acoustic coupling, which allows the microphone on your listening device to pick up noises from the phone. The downside is that the microphone on a traditional phone can also pick up distracting background noises and other auditory feedback. CapTel hearing aid compatible telephones are different. Theyre designed to only pick up the sounds from your call without the other distracting noises, making it easier to focus on your conversation.Read captions of the conversation as you listenIn addition to the above benefits of hearing aid phones, CapTel captioned telephones also have an easy-to-read screen that displays captions of everything your caller says. As youre conversing with friends or family, you can see written captions of everything they say. If you missed something, you could simply look at the captions. Additionally, all CapTel models allow users to adjust the font size and color of captions so you can customize the display to your visual preferences.Find out more about hearing aid compatible telephones and what you need to know before purchasing in our helpful guide. If you are interested in purchasing a CapTel captioned telephone with hearing aid compatibility, reach out to our customer service teamby clicking the link above.

Protect Wealth Academy offers reliable asset protection and wealth creation plans for your estate. Whether your attorney has helped protect you against lawsuits and your accountant has helped reduce your taxes, are you certain that you are maximizing both strategies without overpaying? Our webinars let you learn hard-earned asset protection by holding a discussion to help determine if you are truly well-protected. Let yourself be totally guilt-free when it comes to worrying over being financially wiped out in the event of being slapped with a lawsuit. Call us at 800-276-1430 to protect your wealth today!Learn more:Asset Protection TeamAsset Protection Live EventsAsset Protection WebinarsAsset Protection TestimonialsMore Informations!Business Email: support@protectwealth.comBusiness Phone Number: (800) 276-1430Hours of Operation: 8AM-6PM MSTSocial Media Profiles:Facebook - Instagram - LinkedIn - YouTube

For more information on the authorPatricia Rockwood, Instructor and Staff Writer at Suncoast Technical College, CLICK HERE.This course was inspirational for a lifestyle/behavior change vs. just short-term actions to declutter.ACE student in Decluttering classTherearegood reasonswhy courses in decluttering elicit comments such as these on evaluation forms. People recognize the fact that decreasing the clutter in our liveswhether physical, digital, or emotionalcanhelp us to feel better. Why?Getting rid of clutter reduces stressIn 2015, fullya third of respondentsin a survey by the National Association of Professional Organizerssaid that they felt overwhelmed by the clutter in their livesand didnt know where to beginto remedy the situation.The unused software on your computer that makes itrunwaytoo slowly;the zillions of pictures on your phoneso many that youcan never find the one you wantto show a friend;the jammed closetsand drawers; the garage that is hopelessly piled with junkall ofthesesituationscause stresson our bodiesand minds, which can build up over the years.Thats not just a theory. Its backed up by research. For instance,a study published inPersonality and Social Psychology Bulletinfound that women who described theirhomesas cluttered had higher levels of the stress hormone cortisol in theirbloodstream, andwere more likely tobefatigued or depressed,thanwomen who described their homesasrestful andrestorative.A study by Indiana University found that cleaning can have a positive impact on physicalhealthbecause it increases the amount of physical activity a personregularlyengages in, andanother one by Connecticut University found thatduring times of high stress, people sometimes find relief by doing menial jobs such as cleaning.Declutteringhelps you feel better about yourselfEven small steps to start decluttering have a wonderful calming effect.Taking that first step to declutter is like a breath of fresh air.One woman said: I organized my sock drawer the other day, and now sometimes I open the drawerjustto look at it it just makes me feel good!Every small accomplishment is something that canbe celebrated, because its a step in the right direction.Its the glass half full attitude, rather than the glass half empty one.Decluttering improves focus and concentrationWithso muchstuffclamoringforyourattention from so many differentcornersof your home,it's hard to know where to start, and sometimes, its even hard to start, period.But according to astudypublished in theJournal of Neuroscience,people are more productive and better able to process informationin an uncluttered and organized space.Once you begin to declutter your environment, it will get easier to continue.Everysmall declutteredspace is a small oasis where you can breathe, relax, and focus on your next project.Have a planConsider beginning bythinkingabout how you want to organize the space youneedto tackle. Whether its digital or physical, and whether you need physicalcontainers or digital folders, draw a diagram of how you want to organize your material. For instance, considering your images, you might want to create albums by subject matter (e.g., family, vacations, animals, work). If youre lookingto declutteryour garage,you might need topurchase some sturdy shelving or cabinets, and you might organize items by type (e.g.tools, toys, lawn/garden, sports, pantry, car parts).Set up the folders on yourcomputer, ororder the shelves or cabinets as soon as possible so youll be ready to start.The Swiss cheeseconceptTake on decluttering piecemeal, a little at a time, likethe holes ina slice of Swiss cheese. The feeling thatyou dont have to tackle that entire folder of a thousand images and organize them all at once is reassuring, isnt it? Start with20, andorganize those today. Then organize another 20 tomorrow; or maybe 50. Its totally up to you.The idea is to be comfortable, to be easy on yourself so that you enjoy doing it. That way, youll be more likely to keep doing a little of it every day or so until the job is complete.Theres no time like the present. Start today!

Do you keep something in your house, apartment or condo that reminds you of someone special? A favorite item from your childhood, a keepsake that belonged to a parent or a memento of someone who has died?Many people treasure special items because they bring comfort, stir positive memories and sustain a sense of connectedness to loved ones.Thats the idea behind Memory Bearssmall, hand-crafted stuffed bears that are created by skilled VITAS Healthcare volunteers. Each bear is made from a hospice patients favorite piece of clothing and given as a personalized memento to surviving family members.At VITAS, volunteers are part of a dedicated team that provides care, comfort and emotional support to hospice patients and their families. Nationwide, 3,122 VITAS volunteers provided 309,999 hours of services in 2017.From our main office in Tinley Park, VITAS provides hospice services to residents from Naperville to Chicago Heights; we specifically need volunteers from the Kankakee area: Memory Bear volunteers: Do you have a knack for sewing? Were looking for volunteers to sew Memory Bears and pillows in your own home. In 2017, volunteers in this area stitched more Memory Bears and pillows1,410for our patients and families than any other VITAS location. Direct-Patient-Care volunteers: Would you like to give a hospice patient someone or something to look forward to? Direct-patient-care volunteers make personal visits, accompany patients on outings, provide a few hours of respite care for a family caregiver and just spend time with patients at the bedside.The gift of time is a precious thing, says Joanna Voorhees, our volunteer manager. Our volunteers frequently tell us that they receive far more than they give because their efforts are appreciated so much by our patients and their families.All prospective VITAS volunteers are interviewed about their interests and trained in how to support patients and families coping with the end of life. To explore volunteer opportunities here in the Chicagoland South area, please visit VITAS.com or call Joanna at708.781.4400.

To learn more about The Retreat at Palisade, CLICK HERE.1. Active Games and SportsThese give you the chance to get some exercise, improve your hand-eye coordination, and gain a sense of control over the physical world. All of that can be very satisfying, especially if you get to overcome obstacles or compete with other people in a friendly way.Consider examples like:GolfMiniature golfPoolShuffleboardBocceTennisBadmintonPickle ballCroquetBall tossingFrisbee tossingVolleyball (including with a beach ball or balloon)HorseshoesLawn bowlingIndoor bowlingWii BowlingCurling2. Dancing, Karaoke, and Other Performance ArtsDancing to music can connect your body to exciting and healing rhythms. Singing popular songs (even badly) in front of other people can help you enjoy the humor in your efforts and avoid taking yourself too seriously. And performing in other wayssuch as acting in a skit or trying a stand-up comedy routine can remind you of how fun it is to tell stories in new or creative ways.Take a chance and try things like:Line, ballroom, salsa, or swing dancingSeniors' or all-ages karaokeActing in a playTelling jokes to an audienceReading books to groups of young kidsWriting and acting out skitsParticipating in comedic improvStarting a seniors' dance troupe3. Parties and Other Social GatheringsSocializing can be a powerful way to inject more fun into your life. That's particularly true if you get to reminisce about old times or talk about the other things that interest you. In fact, a good conversation may elevate your mood and outlook more than anything else on this list, especially if you keep things jovial.So don't shy away from attending other people's parties or joining clubs. Also, consider planning some of your own events. You can plan parties around all kinds of themes such as:Casino nightMurder mysteryTrivia nightMexican fiestaUgly sweaters nightThe 1920s, 50s, 60s, etc.Masquerade ballArabian nightsMardi GrasPiratesHawaiian luauJungle bashThe OscarsFormal teaSecret Santa4. Traditional Games and PuzzlesBoard games and card games provide great ways to socialize and benefit from the joyful challenges of friendly competition. And puzzles can help sharpen your mind and give you a sense of progress and accomplishment.Consider options like:UnoScrabblePictionaryYahtzeeBingoCheckersChinese checkersDominoesMonopolyChessBackgammonCribbageGo FishPokerBridgeMahjongCanastaRummySolitaireCrazy EightsCrossword puzzlesJigsaw puzzlesWord search puzzles5. Animal InteractionsJust like people, animals want and need to have fun. So playing with them can be mutually beneficial.Besides, it's often easy to find animals to interact with even if you don't have any pets. For example, many animal shelters welcome seniors who want to givedogs, cats, or other critters some quality attention.6. Gardening, Bird-watching, and Other Outdoor PastimesAs long as the weather is decent, being outside can do wonders for your mood. After all, the natural world is full of pleasurable sights, sounds, smells, and other sensory delights. They let you feel like an explorer or like you're connected to something larger than yourself.Consider diversions such as:GardeningBird-watchingWalkingHikingPicnicsBoat ridesMetal detectingKite flyingNature photography7. Arts and CraftsThese kinds of creative recreational pursuits are great for people of all ages, and they often make terrific elderly activities.Ideas like these can reignite a person's vitality and sense of what's possible:PaintingSketching/drawingCeramicsMosaicsWoodcraftPolymer clay modelingPapercraftBeadingKnittingCrochetingEmbroideryQuilt makingCard makingJewelry making8. Active LearningLearning is always more fun when it's something you choose to do for its own sake. Whole new avenues of possibility reveal themselves.So follow your curiosity and impulses. Learning something new is beneficial at any age. As examples, consider learning how to:Sing or play a musical instrumentSpeak a foreign languageUse computers more effectivelyWrite codeDesign websitesTake professional-quality photosWrite great storiesCook exotic mealsDecipher hieroglyphsPerform magic tricks9. Outings and excursionsMany great options exist, especially when you gather a small group of people to share the experiences. You may not be a kid, but that doesn't mean you can't go on field trips for some laughter, excitement, exploration, and social bonding.Consider excursions to places or events like:Theme parksCarnivalsCounty fairsComedy clubsHands-on science museumsAdult arcadesConcertsSporting eventsTheatrical performancesArt showsWineriesBeer festivalsWhy Play Is ImportantScientific studies continue to show that enjoyable activities can have several major benefits. For example, they have the power to help:Improve how your brain works. Do you want to maintain your memory and optimize your ability to learn new things? Engaging in play on a regular basis can enhance your creativity and mental sharpness.Heal, establish, or maintain relationships. A lot of seniors are lonely. In fact, on average, seniors without spouses or partners spend about10 hours alone each day. But having fun can enable older adults to make new friends or improve existing relationships.Things like laughter and friendly competition are known to increase harmony, trust, empathy, and intimacy among people who experience them together.Improve your mental and emotional well-being. Do you like the way you feel when you have a brighter outlook on life and your sense of time recedes into the background? Engaging in activities you enjoy can expand your optimism, multiply your moments of joy, and reduce your stress. It can even help prevent depression.Extend your life and improve your physical vitality. Who doesn't want to feel younger or more energetic? Creating plenty of fun moments in your life can be a good way to boost your immune system, reduce your risk of illness, and minimize your perception of any pain you might already have.Play should be a major part of life for everyone. We can all probably use many more joyful experiences. It's who we are, no matter our age.

A few things today to reduce the chance of losing money (sleep) to scams. Fraud is a serious problem that can affect anyone, but seniors are often targeted by scammers due to their perceived vulnerability. To help seniors protect themselves from fraud, here are some tips:1. Be wary of unsolicited phone calls, emails, and letters. If you don't know the person or company contacting you, don't provide any personal information or money.2. Don't give out personal information such as your Social Security number, bank account or credit card information, or passwords. Legitimate companies will not ask you for this information over the phone or email.3. Be cautious of people who claim to be from the government or law enforcement agencies. These organizations will never ask for personal information or money over the phone or email.4. Research any investment opportunities thoroughly before investing. Scammers often use high-pressure tactics to convince seniors to invest in fraudulent schemes.5. Be suspicious of any offers that seem too good to be true. Scammers often promise large payouts or prizes in exchange for a small fee or personal information. Ask a trusted family member or friend for advice before making any major financial decisions.6. Consider using a credit monitoring service to monitor your credit report for any suspicious activity. You can report scams to the National Fraud Information Center at 1-800-876-7060.7. Informed delivery is a free service from U.S. Postal Service. The agency emails photos of the letter size mail expected to be delivered to you that day.  This is a great way to be sure that nothing has been stolen from your mailbox by thieves. Sign up at www. InformedDelivery.usps.com8. Shred any papers that contain private information before putting them out for pickup. 9. Turn on two factor authentication for all secure websites you visit frequently and invest in antivirus software service this still remains the best protection against new attack methods. By following these tips, you can protect yourself better from fraud and have peace of mind.

Private, non-profit and government organizations providing vision resources. Many programs are sliding scale or income qualifying.#listing_mgr{7 basic_search}#

To learn more aboutOasis Senior Advisors, CLICK HERE.As business professionals, weve all contacted a customer or client when an error occurs or an adjustment needs to be made. Often it turns out to be a simple error, and the customers are thrilled when you point out the mistakeespecially when it saves them money or time.Thats what 79-year-old Judith thought was happening, when she received a call from someone claiming to be an Amazon employee. The woman on the phone wanted to verify a suspicious $8,000 purchase that Judith hadnt made. The senior was relieved when the caller offered to transfer her call to file a report with the state police and the treasury department. All Judith had to do was provide some personal data and her banking information, and theyd take care of the rest.As you may have already guessed, this call wasnt actually from a concerned Amazon employee. It was a scam, and the officials she spoke with were rip-off artists. Judith was bilked out of more than $29,000, and shes not alone.Scam artists like these give legitimate businesses a bad nameand fraud is becoming increasingly prevalent. According to the FBI, senior scams cost elderly Americans more than $3 billion every year, and the typical scam for a victim over age 80 costs $1,700 or more.World Consumer Rights Day was inspired by President John F. Kennedy, who was the first world leader to formally address the issue of consumer rights. Today, the United Nations officially recognizes World Consumer Rights Day annually.But, nearly 60 years after Kennedys landmark message to Congress, consumer scams are still commonplace. More likely than not, one of your senior clients or customers has fallen victim. Older adults are significantly more vulnerable to fraud for a variety of reasons, including financial stability, social isolation, lack of technology skills, and in some cases, cognitive decline.Types of Senior ScamsWhile there are many types of scams that target our older clients, a number of them are considered consumer scams. These include:Fake sweepstakes and lotteriesInternet fraud and tech support scamsInvestment and financial schemesIRS and Social Security imposters and scamsMedicare and healthcare fraudMortgage fraudTelemarketing scamsRed FlagsAs you work with your senior clients and customers, listen for some of these common red flags that can indicate someones trying to take advantage of them:Someone under pressure to send money or invest right now, for example, an elderly bank customer who is desperate to withdraw a large sum of cash immediately. Scammers express urgency because they try to prevent their victims from thinking it through.Someone who says theyre worried about a phone call claiming to be from Social Security, Medicare, or the IRS. Most government agencies will contact citizens via U.S. Mail, and only use the phone if theyre returning a call.Anyone purchasing large sums of gift cards or making wire transfers. Scammers often want payment in gift cards because theres no way to follow the money if theyre caught, and they love the immediacy of a wire transfer that cant be revoked.Seniors too eager to share bank account information, Medicare number, or Social Security number. Your clients should safeguard these numbers and only provide them to established, trusted professionals in person.Older adults trying to cash large checks from unfamiliar payers. Con artists will sometimes ask seniors to cash a large check on their behalf, then take the money before the bank realizes the check was a fake.Be cautious of customers or clients bragging about an investment or cure that sounds too good to be true. It probably is. Investments always carry risks, and theres no such thing as a miracle cure, but scammers rely on false hope to dupe their senior victims.How to Report Senior ScamsA recent study by Consumers Digest estimates that only one in 25 senior scam cases are reported. However, timely reporting of fraud is one of the best ways to prevent others from falling victim. As a trusted advisor to your senior clients, you can be of great help in identifying and reporting fraud. If you think a client or customer has been the victim of a scam, work with them to collect all of the documentation you can, then help them reach out to the appropriate organization below.Investment ScamsSecurities and Exchange Commission: (800) 732-0330Financial Industry Regulatory Authority: (844) 574-3577 (844-57-HELPS)IRS Imposter Scams or Tax FraudTreasury Inspector General for Tax Administration: (800) 366-4484 orwww.treasury.gov/tigtaMedicare FraudSenior Medicare Patrol: (877) 808-2468Health & Human Services Inspector General: (800) 447-8477 (800-HHS-TIPS) oroig.HHS.gov/fraudMedicare: (800) 633-4227 (800-MEDICARE)If you use Medicare Advantage, call the Medicare Drug Integrity Contractor: (877) 772-3379Mortgage FraudHousing and Urban Development Inspector General: (800) 347-3735 orHUDoig.gov/hotline.Phone, Internet, Email, Sweepstakes, Lending or Tech Support ScamsFederal Trade Commission: (877) 382-4357 orwww.ReportFraud.FTC.govSocial Security Imposter ScamsSocial Security Inspector General (800) 269-0271 orsecure.ssa.gov/ipff/homeIts also advisable for fraud victims to contact theirStates Consumer Protection Office, or theFederal Bureau of Investigation. Depending on the type of scam, seniors may also want to contact their local law enforcement agency, private health insurer, credit card issuer or bank, and the major credit reporting agencies.Unfortunately for Judith, her scammers were never captured. However, we can all make the world a safer place for ourselves and our clients by being aware of the many types of senior scams, the red flags to look for, and how to report a suspected scam.As a trusted partner in our community, Oasis Senior Advisors wants you to be part of our referral network. When seniors and their families turn to us, they often are looking for services like yours as part of our one call, many solutions promise. Our service is free to seniors and their families, and we provide personalized one-on-one assistance to our clients. To get to know us better, visit our website atOasisSeniorAdvisors.comor call (888) 455-5838.

1. What is hypnosis?Hypnosis is a state of heightened focus and concentration where your subconscious mind is more susceptible to suggestions. When youre in a hypnotic state, youre more open to new ideas, suggestions, and possibilities.2. How does hypnosis work? Hypnosis is a deeply powerful tool that can get you to focus more efficiently, focus on issues that are more intently impacting your life, and find creative solutions. The brain rules over your body and through the process of learning, there are automatic transitions within the brain. These automatons process stimuli and input at a very fast rate, so that we can process information and make quick decisions.One of the brains most important automatons is the amygdala. This is the seat of emotional memory. Within the amygdala is the hippocampus, which is responsible for forming new memories.Hippocampus is responsible for the consolidation and storage of recent experiences and is the structure that contains the vast majority of the hippocampus. It integrates the information from all other memory components and makes presentable and dynamic memories. Richard Norris, The Hippocampus: Memory AccomplisherThere is an orgasmic aspect to hypnosis that you will experience every time you go under the influence of hypnosis. This unique state allows you to have a body massager to stroke and massage areas of your body that are currently causing stress.2. How does hypnosis work for pain relief?The way it works is that it helps to switch off the part of your brain thats responsible for paying attention to your body, and it helps to switch on the part of your brain thats responsible for paying attention to things that are happening outside of your body.3. How can hypnosis help with chronic pain?Hypnosis can help with chronic pain, and the first thing to understand is that hypnosis isnt sleep. Hypnosis is a deep state of relaxation and its not about the absence of thought but the presence of a focused, directed thought. Hypnosis is a state of focused attention and self-control while youre awake.Sleep, on the other hand, is a deep state of relaxation. It is a focus on falling asleep and waking up in the prescribed way. This state of deep relaxation is accompanied by low muscle tone in the body and frequent dreaming. The specific pattern of brain activity that accompanies sleep is different from the relaxation pattern accompanying hypnosis. In order to understand hypnosis, first you must understand the state of the brain because the link between the two is what causes hypnosis to work and why its better than sleep.Attention is the most basic state of being for your brain. It is good at doing two things staying still and focusing your attention. Dreaming is another state of being a quick sleep with lots of interesting dreams. Hypnosis is a deeper level of attention and self-control than sleep.A fascinating study from 2001 showed that American adults were more likely to believe in the paranormal when subjects were hypnosis than when subjects were awake. Similarly, a study by Sleep Research Institute, a division of Stanford University, showed that hypnotized people performed better on two types of programming tasks. While those who were hypnotized were more likely to do what the hypnotized were told versus the hypnotizer.Its very common for hypnotherapists to experience the common side effects of sleep because they are using the state of arousal to affect a deeper state of focus and awareness. Hypnosis takes practice to become proficient at and it takes a lot of focus and conscious effort.Hypnosis is filled with recovered memory techniques used under the guise of being healing or curing.4. How can you learn self-hypnosis?There are a lot of techniques available to learn self-hypnosis. One of the most popular is the Milton Method. It involves listening to a recording that guides you through a self-hypnosis session.Soaking in warm or cold water for a few minutes can calm your mind. Tapping gently on your wrist for a few moments helps you process how your mind works and relaxes your muscles. Light light can also help your visualisation process. If you dont like any of these methods, you can use your imagination. Any audio you find can be used as a Hypnotherapist would use. Whatever method you choose, you will have fun with it. Ill let you decide how much fun youd have with hypnosis.5. What are some other ways to relieve pain naturally?Some natural pain relievers include:1. Cold packs2. Heat packs3. Massage4. Acupressure5. Acupuncture6. Yoga7. Meditation8. Yoga9. Chiropractic10. Acupuncture11. Taking breaks throughout the day12.Yes, yoga 13. Energy balls14. Hot packs15. Light therapy

The transition home after a health care stay can be exciting but also overwhelming and intimidating.When a person is at a health care facility, hospital, nursing home or rehab hospital, for rehabilitation or other skilled services, they have the security of knowing caregivers are there as are many other medical supports.The goal of most people is to go home!In order to do that it is helpful to have transition services in place. Going home on its own is a transition. There are obstacles that are unexpected and challenging. Beyond the physical challenges of readjusting to ones home environment, there is also the emotional side. Many people feel anxious at the thought of being home alone after a stay at a health care facility.There are services available for those first few days home. Some of the transition tasks that can be done by a caregiver are: picking up prescriptions, cleaning out the refrigerator, changing the bed, showering, toileting, doing laundry, preparing meals, providing medication reminders, transporting to follow up appointments and much more. Those are the physical tasks. The emotional security of having a caregiver available during the first few days at home can bring piece of mind and confidence. Having those supports decreases your risk for re-hospitalization.There is also technology available in the home. Telehealth is available by many providers. Telehealth allows for 7 days a week monitoring by a nurse. The telehealth monitors most commonly used offer: blood pressure, pulse oximetry, and weight readings. The vital signs are remotely transmitted daily to a nurse for review. Having the oversight of a nurse 7 days a week can be what makes the difference for a patient being able to stay in their home.Be informed about what services are available to help you go home and stay home successfully.Submitted by Brooke Erickson-Mignogna, VP of Strategic Development and Marketing at Care Solutions.

For more information on the author, Stellar Transport, CLICK HERE!No matter your age or phase in life, socialization will always be essential. We all strive for community, connection, and intimacy on different levels. For young people, the ability to socialize allows for continuous growth and development. For older adults, the need for socialization is persistent and can help avoid isolation, create a sense of belonging, and improve health. When it comes to seniors in assisted living facilities, socialization is vital. Meeting new people can assist in creating new memories and achieve a healthier outlook on life.Why Socialization is ImportantSocialization provides value, and the older people get, the more at risk they are for feeling lonely. While senior citizens likely live alone or away from their loved ones, isolation becomes common. During COVID-19 restrictions, seniors were even more at risk as the pandemic resulted in quarantining, social distancing, and the inability to go outside. With restrictions easing, seniors are now able to regain the benefits of socialization. After nearly a year of some seniors receiving little to no contact, physical and emotional distress might have developed. Socializing with others can avoid the potential impacts of isolation, as senior citizens develop a sense of warmth through the community.Taking Advantage of Community OpportunitiesWhether it is bingo or karaoke night, seniors should take advantage of as many events as possible at their assisted living facility. Game nights and other events can provide seniors the opportunity of meeting new friends. New connections can grant seniors the ability to increase the number of people they talk to daily. If seniors are uninterested in the events proposed by the assisted living facility, they should consider hosting an intimate group themselves. Whether seniors love reading, knitting, or watching movies, a social club can be created from just about any hobby. Beginning a club can allow seniors to branch out in their community by connecting them with others who share the same interests.Attend OutingsWith COVID-19 restrictions easing, seniors can begin attending to social life outside of an assisted living facility. With non-emergency transportation services such as Stellar Transport, seniors can request transportation services to just about anywhere. Located in Melbourne, Florida, Stellar Transport can take seniors to where they need to go, whether they want to attend a family dinner or the park. Seniors should attempt to go to a family dinner once a week or at the least every month. The push to attend an outside dinner with those they are familiar with can encourage seniors to gain the courage they need to socialize within their housing facility.If seniors enjoy spending time at parks, they can also gather a group for a weekend outing. Similar to how seniors might begin a social club, they can ask around those interested in heading for an outdoor festivity. Activities seniors can consider while at the park including having a picnic, taking a walk, painting a portrait, or reading a book. Finding a small group of people who enjoy the same activities can create lifelong friends.

If you are a life-long student still hoping to complete that dream of a bachelors degree, consider the Bachelor of Arts in Multidisciplinary Studies at Boise State University. This degree is designed to help adults successfully complete a degree while balancing life with school. Whether its to show your children or grandchildren that its never too late to seek out education or something that you want to check off your bucket list, we can help you get there.Our students average age is 42 years old, with our youngest students in their mid to late twenties to our most senior student at age 82, who is graduating this semester! If you prefer a completely online option, consider the Bachelor of Arts in Multidisciplinary Studies online degree.The Multidisciplinary Studies degree is designed for students with 58 or more college credits and at least five years of work/life experience. An individual customized degree completion plan is created by the student and approval is granted for course selections designed around personal and professional goals.Many of our students did not take the traditional four year plan through school opting for more of a scenic route through education and are now ready to get that diploma. With a little more time on their hands and the handsome fee waiver for Idaho residents that dream can become a reality. Idaho residents who are at least 60 years old may register for courses and pay $5 per credit hour, a $20 registration fee (per semester), and any special fees (such as for private music lessons, workshops, or laboratory fees).Give us a call and lets see how we can help you finish that dream of completing your Bachelors Degree, its just a phone call away!For more information, please contact mds@boisestate.edu or call 426-3721 and speak with Vicki Budd, Program Director, Alexis, or Rebecca for more detailed information visit our website at http//sspa.boisestate.edu/mds.Editors Note: This article was written by Vicki Budd, Program Director for the Bachelor of Arts in Multidisciplinary Studies. Visit http//sspa.boisestate.edu/mds for more information.

Facilities provide 24/7 care for residents and offer full assistance with ADLs. Daily rates typically include a furnished bedroom and a private or shared bath, meals, activities, transportation, phone service, cable television and all personal/nursing care. Payor sources usually accepted are Medicare, Medicaid, VA, some insurance plans and private sources.#listing_mgr{1 basic_search}#

It was June 23, 2005, on my 39th birthday and we were in the office of A.A.C Adoption & Family Network in Berthoud, Colorado with my two boys ages 6 and 7 and my husband. We were looking into adopting a girl when I got a call from my sister: Mom has had a massive stroke and she is in the intensive care unit. She had an occipital stroke, meaning her short-term memory and vision were badly affected. This is how my journey of home care started. I was devastated, afraid and helpless. What was I going to do? I knew that she would not be able to live on her own anymore. Mom stayed in the hospital and after a month and half she would have to be released either to a nursing home or a place that provided 24/7 care. My brother and I signed up to take that journey together: we brought mom home.The first 6 months were devastating. We could not find quality caregivers or the right agency. We did not have anyone to learn about their experiences. There were no classes, manual or training on taking care of your elderly parents. There were not enough resources available back then. But we did not give up! Taking care of our mom taught us how to be patient, how to be strong, and how to believe in ourselves. Our mom lived a fabulous life in the comfort of our home and with the help of wonderful caregivers that we ended up finding on our own for the next nine and half years. Our mom passed away on January 16, 2014, living the best quality of life and loving care that she could have her stroke.Ever Since mom passed away I have been thinking about helping others by sharing my experience and passion. That is why I joined Amber Personal Care. It has been my mission to bring the same quality of care to Amber Personal Care. I am here to share with you my experience, love and passion for taking care of your loved ones. Visit our website at:www.amberpersonalcare.comEditors Note; This article was submitted by Sophia Sarvestani Akrami, with Amber Personal Care. She may be reached at 303-718-1825 or by email at: info@amberpersonalcare.com

There is something that happens when a dog enters a room. Strangers suddenly want to share stories, laughter and smiles fill an emptiness, and a camaraderie instantly develops amongst people who are drawn together by the dogs presence. As weve visited hospitals, Ive seen how our therapy dogs can literally stop a bustling group of doctors and nurses in a busy corridor, as they stoop to meet and pet one of our dogs. In senior communities, weve seen residents who may often spend time in their rooms, come out to socialize. Some who are known to never be vocal, suddenly utter some words. Others who eagerly wait on their floor for the visits because the calendar shows the dog is coming that day.There is power in the presence of a therapy dog, beyond such anecdotal stories, which are supported by empirical research and statistics.A groundbreaking study presented in November 2009 found that adults recovering from total joint-replacement surgery and receiving visits from therapy dogs needed 50% less pain medications than those not receiving therapy dog visits (Plunkett 2009). Past research has shown that interactions with a dog can decrease heart rate and blood pressure (Steed & Smith 2002). Cases have been cited where the use of dogs with seniors can increase mental stimulation and social interaction (Buettner & Martindale 2008), elevate positive mood levels (Lutwack-Bloom, Wijewickrama, & Smith 2005), and reduce loneliness (Banks & Banks 2005). These beneficial effects have also been documented with those affected with Alzheimers Disease (Buttram, D. 2004).So what exactly is a therapy dog? A therapy dog is trained to give affection and to comfort people around them. They must be friendly, patient, gentle, and love human contact with both strangers as well as with those familiar to them. Whether it is a motorized wheelchair whizzing by or a confused resident yelling down the hall in an Alzheimers community, a therapy dog should be able to walk into all sorts of unpredictable settings, remain calm and display good behavior. Though some of these skills come from training, a large part of what makes a therapy dog is the dogs temperament and personality. These dogs may visit hospitals, senior communities, facilities or private homes. The goal is to connect the person with such a dog, thereby resulting in a plethora of positive side effects.There is no doubt that the human-dog connection is powerful. Dogs are loyal companions that shower us with unconditional love. There is no judgment and no expectation except to want to be your lovable friend. As the increased use of therapy dogs makes inroads into the medical community, it is my hope that therapy animals will be seen as an integral component of a persons recovery process, care plan and overall well being. Weve seen firsthand how therapy dogs enable seniors to gain a sense of acceptance, self confidence, and comfort. Weve seen how these benefits can often surpass even those that come from the use of prescribed medications a priceless value that will hopefully become a standard care for seniors.Editors Note: References for this article are on file. The article was submitted by Susan Oh, Owner of OHomeCare, providing non-medical home care and therapy dog services throughout Denver Metro. She can be reached at 303-350-3085 or by email at susan@ohomecare.com

Youve been on a waiting list for a senior living facility for years. In the meantime, your dream cruise is planned and that familyreunionis around the corner...then you get the call."If youre like many downsizing Seniors the question echoing in your mindis; What do I doabout the house? Here is a quick guide that can give you the confidence and structure that you need.First, take a breathyou can do this! Next, identify a trusted Realtor who has genuine experience helping Seniors. Start by looking forRealtors that have the Senior Real Estate Specialist (SRES) designation. Seniors and their families need a Realtor to help navigate the maze of financial, legal, and emotional issues accompanying the sale of your memory filled home. Im a longtime SRES and still depend on this special training to helpSeniorsthrough the process. It may sound old school, but a Realtor who listens deeply and communicates with a smile, handshake, and a visit is a must. Skills like patience, planning, and guiding are critical.Inviteyour Realtor in as early as possible towalk through the home to learn its unique character and story!Look for a Realtor who can translatethe story intoaplan to market that uniqueness. Part of their role will be to help you understand how to prepare your home for the marketwhat projects to tackle, which ones to ignore, and how to not go overboard as you prepare to sell.Like all top Realtors,we have a handy list of trusted resources to help tackle agreed upon projects. Pricing should be based on reality and facts, not hopes and dreams. Location, size, and amenities are part of the equation as are market activity, market trends, and area competition. Over the years, weve developed a very customized, yet simple, tool to accurately forecast list and sale prices. All top Realtors will have something similar in their tool belt.Be comfortable asking questionsworking with a Realtor should be a collaboration, not a dictatorship.Using a professional stagerand photographer is another must do in todays market. Digital marketing demands high quality, properly lit, compelling photosof an expertly staged homed so that it shines and tells its story clearly. Every Realtor handles this differently,but we believe in this concept so strongly that we provideboth astagerand photographerat no cost to our listing clientsit is just too important to skip.These are the steps that lead to the For Sale signand hopefully the ability to breathe a bit easier._________________________________This article was written by Mike Julian, in collaboration with Eric J. Gearhart. Both are agents with Realty One Group Unlimited and are Directors of theCertain SaleRetirementLiving Program.

Learn from Devin what makes Family Home Health and Three Rivers Hospice unique and how they have been supporting their patients, patient families and employees during COVID-19.

Hospice care affirms the belief that it is important to make every moment of life as meaningful as possible, from the first days of a life-limiting illness to the last. Hospice care seeks to validate the quality of life rather than the quantity. It also provides compassion and dignity for both the patient and family members. Hospice focuses on relieving the symptoms of the illness, as well as managing pain, and providing emotional and spiritual support. Many consider hospice to be comfort care because hospice is designed to keep the patient as pain free as possible while they enjoy their remaining time with family and loved ones.Hospice is often misunderstood. A common belief is patients are giving up or choosing to end their life. Quite the contrary, hospice patients are electing to live every minute to its fullest, maintaining as much independence and access to family and friends as possible. Helping people understand the philosophy of hospice is part of the changing culture in long-term care. These services are intended to promote a purposeful life and dignity in death.Hospice care is for people who have a life expectancy of six months or less and have chosen to focus on palliative care, comfort, and relief from pain symptoms. Diagnoses commonly associated with hospice care may include, but are not limited to: Cancer, Cardiovascular Disease, Alzheimers, Respiratory Disease, Liver/Renal Disease, and Neurological Disease. Also common are AIDS/HIV, Adult failure to thrive, Stroke and Coma.Services provided by Hospice vary depending on patient needs, but may include nursing care, medications, medical supplies and equipment related to the diagnosis, assistance with personal care, and 24 hour access to a Physician, Nurses and a Chaplain. In addition services include bereavement services and spiritual counseling. These services are fully covered by Medicare and Medicaid, and coverage is unlimited in length, and may be covered by many private insurances with no out-of-pocket expenses to the patient.Editor's Note: Please call for additional information, volunteer opportunities, or to get involved with Culture Change in your community. Diedra Kearney, Community Education Director, Dignity Home Health & Hospice (801) 860-3801.

The role of caregiver can be the hardest and most rewarding.It is also one for which very few of us are prepared to accept. We can only do the best we can with the knowledge we have. Therefore, it helps to know experiences of others. Here are a few to consider.Mistakes:If you are a spouse, parent or child it is difficult to separate the relationship role from the caregiver role. Besides of this conflict, there is the issue of responsibility. Taking control often manifests as being a mother hen and trying to anticipate every move, every need. Yet, the patient's abilities to perform and make decisions need to be considered as long as appropriate. Balance, flexibility and strength are required from the caregiver.Not understanding the consequences of end of life decisions makes it difficult to draw the line between connecting the problems of the patient as part of the process and wanting treatment. Some suggestions can be found from providers, on line, friends, caregiver resources and blogs where you can ask questions.Regrets: Information is often limited. For instance: Not knowing what to expect of the process and the providers; how to communicate to patient about the illness, safety and decreasing abilities; the contradictions between the various health care providers and what you may see and feel can cause lingering regrets. Expect to feel exhausted and defensive. Try to step back and not react with anger and frustration.When being on guard and aware of the patient's condition becomes a priority, the quality time with a loved one is diminished. How do you want to remember your time together?Successes:Take care of yourself. Keep in contact with friends and socialize as much as possible. Monitor your mental and emotional state. Find ways to be positive, be grateful, listen to uplifting programs. Remind yourself you will get through this experience.You may eventually be alone. Use this time to visualize what you want if this occurs. What will your home be like? What goals will keep you moving forward? How can you use your talents and energies? You don't have to rush into anything such as housing, money, relationships. The quantity and speed of recovery are not important. However, moving forward iAfter care giving.Remind yourself of the positives. Know you did all you could with the knowledge you had at the time. Begin calmly taking care of the tasks at hand and ask for help. Determine what you'd like to do. As you reach out, life's opportunities will expand.Above all, do not feel guilty for what you didn't do or what you now feel were mistakes. One final caveat. By the grace of God, you entered this uncharted path. Know your experience has, and is making you stronger.What would you have done differently? Probably nothing. You did what you did from where you were and the information you had or could accept. Grant yourself this consolation.Put aside your fears and the hardships of the tasks. Think about the connection you've always wanted with this person. Beyond the situation, there is love. Let love be your fondest memory, your greatest gift to each other.

I meet a lot of people as I work with them to make their homes safer, but there is a common thread to conversations.Im returning from rehab after a fall and cannot return home until I have safety changes made.I have fallen in the past and think it would be a good idea to look at what I might need.Its not for me I am fine, just something in-case we have visitors or for my spouse.A fall is not just a short term adventure, it can impact quality of life, bank balance, family, overall health and even longevity. BE PROACTIVE, saying youre fine even as you know its harder to do things, is moving you into the going to fall category. Here is a quick list of items to consider.Remove trip hazards, keep walkways clear, put frequently used items in accessible places.Install handrails on stairs, front of house, patio and garage, hallways as needed.Is there enough light for normal use and install night lights for extra security.Add grab bars in the shower/tub and by the toilet, use a shower bench and handheld shower.And NEVER use a suction cup grab bar or a towel rail as a safety bar they will fail on you.I hope you found this article useful and remember Prevention is No Accident!James Buffalin is the owner of Safety for Seniors based in Boise and a recognized expert in Home Modification and Safety.

If you or a loved one were facing a terminal illness, would you know what options are available to you and your family? Many of us may think that we will not face death anytime soon, so the question is irrelevant. In reality, however, nearly half of the U.S. population will be touched each year by the death of a friend, family member or colleague at work.Every culture, every community has its own set of myths and fears about terminal illness and the dying process. One of the challenges that all hospice caregivers face is to help dispel those myths and reassure patients and families about the realities of effective end-of-life care.Consider the following myths. By learning the truth, youll become better able to handle the inevitableMyth #1: Hospice is a place.Reality: Hospice isnt a place. Its the aggressive treatment of physical and emotional pain and symptoms at the end of life, which also is known as palliative care. Research has shown that more than three-quarters of all Americans, if given the choice, would prefer to die at home, in comfortable and familiar surroundings, accompanied by family and friends. Hospice is designed to respect that desire.Myth #2: Hospice means giving up on the terminally ill.Reality: When medical treatments cannot cure a disease, the interdisciplinary team of hospice professionals can do a great deal to control pain, reduce anxiety and provide medical, spiritual and emotional comfort to patients and their families. Our goal is to do everything we can to improve the quality of life for our patients and their loved ones. We work to ease the discomfort, the fears and the high expense that can accompany incurable illness.Myth #3: Hospice is just for cancer patients.Reality: Hospice provides care for adult and pediatric patients with a wide range of life-limiting illnesses, including but not limited to cancer, heart disease, stroke, lung disease, liver disease, kidney disease, multiple sclerosis, ALS, Alzheimers, Parkinsons and AIDS.Myth #4: Hospice isnt much more than just hand-holding at the bedside of the terminally ill.Reality: Hospice actually is much more. It is the aggressive treatment of physical and emotional pain and symptoms. Hospice care is provided by a highly skilled team of palliative care experts, including: a physician, nurses, home health aides, social workers, a chaplain, bereavement specialist and volunteers.Myth #5: Hospice care is expensive.Reality: The vast majority of hospice patients, as you might expect, are elderly and, therefore, Medicare beneficiaries. The Medicare Hospice Benefit is all-inclusivecovering 100 percent of the cost of hospice care. There are no deductibles; there are no out-of-pocket expenses to patients or their loved ones. Families dont have to spend themselves into poverty to qualify for hospice coverage. In most states, Medicaid also provides hospice coverage. Most private insurance plans also include a hospice benefit.Editors Note:This article was submitted by Maureen Gilligan, General Manager of VITAS Innovative Hospice Care in New Jersey North, (973) 994-4738. You can learn more about hospice care by visiting the VITAS website: www.VITAS.com, or by calling 1-800-93-VITAS.

When someone you love has dementia, youll notice that things are changing quickly. When they make mistakes and fumble with the little things, our instinct is to correct and remind. Thats to be expected. After all, youre hoping that a little push and a dose of reality would be enough to lead them back to the person you know and love.As you will see below, corrections and reminders wont always work. Effective communication with a dementia patient requires an adjustment of expectations. In the following, well get you started.Forced choicesEveryone likes to have a choice. But having too many options can actually be confusing to a patient with dementia. Thats because their working memory is operating in limited capacity. Working memory is where the brain retains just the right amount of information to finish a task think of dialing a new phone number. So you can see how loss of working memory can be problematic in conversation and hinder decision-making.Thats where the forced choice method can lift that burden for your loved one, and cut the confusion. Watch thevideo here.Help with sequencingWe take basic daily tasks for granted: eating, standing, brushing our teeth. Though these tasks feel natural and automatic, we rely on the frontal lobe to help us complete these tasks. When someone is experiencing dementia, the brain degeneration can make them lose their ability to access this command center. When you see your loved one freeze, as if in confusion, you can help them through the basic task with sequencing, by breaking down the tasks into simple steps.This video about sequencingprovides some examples.The therapeutic fibYou can never go wrong with the truth, or so youre taught. But when it comes to dementia and Alzheimers, the truth actually has a cruel side. Because when someone is living with degenerative memory, they sometimes lose track of key details of their loved ones. The fact that a partner or a child is deceased or gone can literally be forgotten. In cases like these, telling the truth can be devastating it will be as if theyre hearing this horrible news for the first time. This is where a therapeutic fib can get you both through the difficult moment, andthis videoexplains how.Admit wrongdoing when youre rightSpeaking of truth, sometimes your loved one with dementia will get basic things wrong. They may insist, for example, that they cant possibly be a grandparent because in their mind, theyre only 25 years old! This can be a painful moment, because this represent a loss in your relationship with them and you want to hold on. But fighting these beliefs is futile. This video will show you how togently move past the conversation.Repeating themselvesHearing the same story, especially if they think youre hearing it for the first time, can get frustrating. The wrong response is trying to make them understand theyve already told it. In this segment, well show youhow to get through the moment.The important thing to remember is when a person has dementia or Alzheimers, the brain is going through massive changes. That can be difficult to take. Take a look at this video,Whats Happening to Their Brain?,so you can put yourself in their shoes. Understanding whats at work can go a long way in good communication when your loved one has dementia.Learn more about how we provide specialized care in our series Insights from Arthurs featuring educational videos from Arthurs Director of Development and Senior Care Consultant Deb Nygaard.

Hire Caregivers Privately (not via an Agency)As the need for additional help becomes apparent to loved ones, outside caregivers are often considered. Perhaps there is someone completely trustworthy who lives on the block or is a member at your church who is a good fit. Perhaps you got a great reference about a specific individual. While these finds can be ideal - evenperfect- notice the common thread. Each one is the result of someone personally knowing and vouching for the caregiver - the most powerful reference possible. Whether personally known by you or by someone you know and trust, that sort of recommendation is the gold standard and may well work great.When you start considering strangers, though, everything changes. I have personally seen cases where caregivers were hired off Craigslist. By the time we became involved there was stated concern caregivers were drugging the senior to make them more cooperative. Our jaws dropped. Adult Protective Services were next to get involved.Elder abuse is a real and growing problem and caregivers are often the culprits. Abuse includes physical, emotional, financial, sexual, psychological and neglect. Bringing in strangers with minimal or no vetting is a recipe for disaster. Even if you are fortunate enough to find one or more great caregivers, you may still have turnover problems that create a revolving door effect that creates more problems than it solves. Caregivers have their own lives, their own health and personal issues and, no matter how conscientious, cannot possibly be available at all times.Care communities and in-home aide companies are required by law to perform criminal background checks on all their employees (including sex offender registry), have liability insurance and require continuing education of their employees. They handle payroll, benefits and do their best to find a replacement caregiver if your normal one can't make a shift or simply is taking some time off. When you hire privately, you become responsible for all these issues and more.Many people have hired privately and found a great caregiver but for every success story with a happy ending, there are others where things went wrong - even tragically wrong. With the right person, this option can be a God-send but that right person is a diamond in the rough, so - BEWARE - and do your homework thoroughly!Hire Caregivers Through An AgencyHiring fully trained professional caregivers through an agency is the option most often considered for in-home care. Like any business, there are good agencies and bad agencies and everything in between. Make sure you do your due diligence in vetting agencies. Look at on-line reviews and consult local social media platforms like Facebook and Nextdoor. Consider all the reviews with a grain of salt. We know people are far more motivated to post a review when they're angry but that doesn't make the review invalid or the angry reviewer wrong - they may have valid reasons for their anger and they may not. Be discerning. Look for specific concerns and issues and see if the cumulative effect creates something of a consensus. Do your homework!Of course, each agency is the sum total of its caregivers and staff. Good agencies are good because they hire and retain better caregivers. Even so, there remains the possibility you get a bad caregiver so you must be vigilant until trust is established. This is particularly true for seniors with significant cognitive decline who may not be able to speak up for themselves. Trust but verify.When you hire a professional caregiver they will be trained, insured, bonded, licensed and compensated by a company that takes care of their taxes, insurance, benefits, etc. Due to exploding demand,staffing is a present and growing problem. Even if you are blessed with phenomenal caregivers, there will be times they cannot be there due to personal issues, vacations or mundane things like car trouble or being sick. At best, that means a last minute change in caregivers. At worst, it means no caregiver.Then there is the cost, which adds up quickly. Three hours is typically the minimum and $22-$26/hour is the going rate in most areas. 8 hours a day at $25/hour equals $200/day. That is enough to pay for many LTCCs and is a really good start for many others. Oh, and the $6000 you're spending at home is inadditionto all your other costs of home ownership or renting from groceries to utilities to home repairs & maintenance. The $6000 you spend at the LTCC gets you 24/7 care, all of your meals (bought, prepared, served and cleaned up), housekeeping, utilities, social activities, entertainment and more. Hmmm.It should be noted that what we are talking about here is HomeCareorAides- NOT HomeHealthcare. Aides provide assistance for things you cannot do alone but there are limits. Help with Activities of Daily Living (ADLs) like bathing, dressing, etc. can be handled by aides. Administering medication can not - but they can offer verbal reminders. Aides can also help with Instrumental Activities of Daily Living, or IADLs, like cleaning, laundry, meals, shopping, banking and pharmacy runs with or without the senior (as his/her capabilities and desire dictate).Home Healthcare, on the other hand, is medical professionals that are sent into your home for specific medical tasks like changing a wound dressing. These professionals dont help with ADLs or IADLs - they are there to do specific jobs and when they are finished, they leave.There are also out-of-home resources like Senior Centers and Senior Day Care that can be quite beneficial to both the senior, who gets socialization, entertainment, etc., and the caregiver, who gets a break while knowing their loved one is in a safe place.Written & Submitted By: Care Patrol- click for more information*

The information is all around us news articles, family, and friends -- yet many of us keep kicking the LongTerm Care planning can down the road. Hope we will never get old, hope we will never need care, and if indeed, we do get old and need care, the hope is someone will solve this problem with free care.Historically, shifting the Long-Term Care risk has been accomplished with Traditional Long-Term Care policies. These are pure risk policies, paid annually for life or till claim. Cost for these types of policies has risen over the years due to declining interest rates.Many people have shied away from these types of policies because of rate increase histories and because if they never go on claim, they feel they are losing the money spent over the years on premiums. This trend has resulted in the creation of a wealth transfer product called Asset Based Long- Term Care. The uniqueness of this product helps eliminates the fear of if I dont use it, I lose it. This product is ideal for individuals who understand the need for Long-Term Care planning and are considering self-funding their potential care needs.The design of these products allows for three main benefits. First, many polices guarantee a refund of the single premium paid in at any time. Second, if you die without needing care, a step up of the initial premium is paid out as a tax-free death benefit. Third, if you need care, these policies pay out a multiple of the premium as a tax-free benefit to pay for care. The care is provided by a Monthly acceleration of the Death Benefit and some plans pay a multiple of the Death Benefit for needed care. This product may be appropriate for people who are over 60 and are thinking of self-insuring. They can self-insure with leverage of 4, 5, or 6 to one.If you have been guilty of kicking that Long- Term Care Can down the road, now is a great time to look at your options with an Asset Based Long Term Care policy. Growing older is mandatory but doing it well is optional. Having a plan for Long-Term Care is part of doing it well. What is your plan?Editors Note: This article was written by Tim Ripp, EVP, and Associates of Clifton Park and provided by Bridget M. Sullivan, a Financial Advisor offering Securities and investment products and services offered through Waddell & Reed, Inc. (WRI), member FINRA/SIPC. Insurance products are offered through insurance companies with which Waddell & Reed has sales arrangements. The article is meant for educational purposes only. It should not be considered investment advice, nor does it constitute a recommendation to take a particular course of action. Please consult with a financial professional regarding your personal situation prior to making any financial related decisions. Waddell & Reed is not affiliated with Timothy Ripp or Associates of Clifton Park.

Did you know that a Senior Citizens mental, or behavioral, health has positive or negative effects on their physical health? Whether its pain issues, cardiovascular health or some other medical conditions, maintaining good behavioral health can significantly improve recovery time from illness and continued well-being. Just as specific treatments are given for physical injury, specific mental health programs are designed for seniors; its important to get the appropriate type of treatment for geriatric behavioral health.Sometimes a seniors behavioral health issues may be addressed on an outpatient basis based on what the doctor orders. Outpatient programs may be primarily based on group therapy. During group therapy, licensed health professionals lead the group by setting appropriate topics for group discussion and encourage members of the group to participate. Group therapy is effective because a participant interacts with others in a structured setting that promotes a better understanding of geriatric behavioral health issues. Seniors share their thoughts and experiences, learning from each other with the guidance of the group leader. Social interaction helps the senior to talk and socialize with other seniors who may have similar experiences. In addition to group therapy, the senior may also receive individual, family or marital therapy if ordered by the doctor. Sometimes these Outpatient Programs can meet a seniors behavioral health needs without requiring more intensive care such as hospitalization.If a senior citizens behavioral health needs cannot be met on an outpatient basis, more intensive services such as acute geriatric behavioral health treatment in a hospital are available. Each patient has a goal oriented plan detailing how the hospital, patient and family will work together to reach treatment goals, resulting in discharge from the hospital. A senior may need this type of treatment due to thoughts of self-harm, not wanting to live, depression, anxiety, or medication management issues. One of the greatest benefits of acute in-patient care is the 24 hour controlled environment while behavioral health issues are addressed.How does someone go about requesting behavioral health care? The first step is a phone call to a geriatric behavioral health provider, and an assessment by a healthcare professional. Strict laws regarding rights to privacy protect all conversations and treatment by behavioral health professionals and health care facilities. Your confidentiality is protected by law, so if you feel that you or a loved one may benefit from these services call a geriatric behavioral health provider today.

Remember the day you got your license to drive? Your first car and the freedom that came with it? Now consider a day in the future when you license is restricted or revoked and you can no longer drive. The freedom to go where you choose, when you choose is gone. Losing your license or choosing not to drive is a loss of freedom. It is confusing and isolating.This very difficult transition happens to members of our senior community every day. ITN Sarasota was established to restore freedom and dignity to Sarasotas seniors and to the visually impaired.ITN Sarasota is a membership based organization and we have been providing rides in Sarasota County for over two years. We currently have 160 members, many of them driving with us weekly, some on a daily basis. We exist to try to restore freedom and make life better for seniors who dont drive. Our service transports seniors over 60 and visually impaired adults 24/7 anywhere they want to go.Last year, from July to June, we made 4,000 one way trips in Sarasota County. 1,000 were for medical appointments. Our members pay a $50 individual membership fee and then a $3.00 fee for each ride and $2.00 per mile.Is it fair to assume that you will drive somewhere today? In your car alone or with a friend? Perhaps you will run errands after that, or stop to see a friend or relative?Now imagine what it would be like to have to rely on other people indefinitely. And for necessitie like groceries or medication. ITN Sarasota can fill these needs as well as drive member riders to lunch, to dinner, and to the theater.We rely on volunteers; in fact this model would not work without them. The inherent costs of driving, such as insurance and maintaining our small fleet of 4 cars is difficult for us to afford. We exist on grants from the Community Foundation of Sarasota, Publix, SunTrust, and support from the Gulf Coast Community Foun-dation and Bank of America. We have a dispatcher that coordinates the rides from our office. Members call in to schedule the ride and she coordinates with volunteers and paid drivers based on their availability. We get calls every day for membership. We have 30 active volunteers and we always need more!Our members live in penthouses on the Keysand we have a scholarship program for the low income. The loss of mobility affects seniors of every income.One rider has dialysis three times a week and has to be there at 6:00 am. We pick him up on LBK at 5:45 am. There was no other service that could provide what ITN Sarasota provides.If you are interested in volunteering to drive or more information concerning our service, please contact Caroline Chambliss at 364-7529.

We are thrilled to report that the first round of vaccinations havebeen completed in almost all of our Inspired Living and Superior Residences communities, and the rest of the first clinics are scheduled for completion before the end of this month. As wonderful as that news is, the reality is thatthese months have been difficult. For our residents, not seeing their loved ones inperson has been heartbreaking.So now the question is when can we stop by for a visit?The answer can be complicated. Restrictions vary by state, and senior living communities must err on the side of caution. Outdoor visits with grandparents are the best bet, and those visits can only happen if the community has been free of COVID-19cases for 14 days.Experts say that, once most residents in a senior living community are vaccinated, it is generally safer to loosen some restrictions but masks continue to be mandatory. Also, remember that the Pfizer and Moderna vaccines both require two injections - the initial shot and a booster three or four weeks later. The protection these vaccines provide takes time, so visits should be delayed until at least two weeks after the second shot is administered.Ideally, all visitors should receive their vaccinations before they come near their loved ones. Since shots will not be widely available for a few months, it may be best to wait until all who plan to visit have received their vaccinations.As adult children, we need to recognize that our moms and dads have a much higher risk for getting very sick from COVID-19 notes Courtney Hancock, Corporate Director of Clinical Strategy for Validus Senior Living, adding the vaccine provides protection, but another first line of defense is to keep our guardup. Families should encourage their loved ones to get vaccinated, and everyone should continue to wear masks, wash their hands well and often, and practice social distancing.Remember Florence Nightingale? In the mid-1800s she recognized the importance of handwashingas the best way to prevent the spread of infection and disease. Her simple advice brought a dramatic decline in hospital mortality rates, and today still rings true.At Inspired Living and Superior Residences, we follow CDC guidelines, requiring mask usage, hand hygiene, and social distancing to control the spread of COVID-19 and other illnesses. In addition, we have instituted additional rigorous disinfecting measures including the use of foggers, UV light sanitization, and telemedicine (when possible), to help us mitigate widespread infection in our communities.Says Courtney Hancock, The key to weathering this pandemic, is to not become complacent. Even though we are all tired and ready to get life back to normal (or our new normal), it is imperative we continue to act as we did in early 2020. Not letting our guard down will be paramount to continued success in battling this invisible enemy.For answers to visitation questions specific to your Inspired Living or Superior Residences community, please contact the community's executive director.Submitted By: Inspired LivingWritten By: Elisa Graber

It may seem odd, but you may be unaware that you have a hearing loss -- or, not aware of the impact its having on others. This is because hearing loss is subtle and progressive. You lose hearing very slowly over a long period of time, and then you one day you realize you have to strain to hear your wife in a restaurant. You may think she's decided not to speak up anymore, but in reality she's speaking to you like she always has. Or, maybe one evening she says, please turn down the TV -- its hurting my ears! And, you think the volumes set like always.So, here are a few key questions to evaluate if you have lost some hearing. Each question is designed to gain an understanding of impact your loss may be having on your daily life. These are the things that can become very frustrating for your friends and family -- even though you may not realize it. So, here you go:Do you have a problem hearing over the telephone?Do you have trouble following the conversation when two or more people are talking at the same time?Do you have trouble understanding things on TV?Do you get confused about where sounds come from?Do you especially have trouble understanding the speech of women and children?Do people seem to mumble?Do people get annoyed because you misunderstand what they say?If your answers to these questions raise concerns, I encourage you to get a free hearing checkup. For most people, there's no need to live with these problems. Todays hearing aid technology is truly remarkable!Editors Note: This article was submitted by DigiCare with offices throughout Southern Colorado. For further information please see their ad on the Inside Front Cover or they can be reached at 719-676-3277 or via their website at www.digicarehearing.com

Physical Medicine and RehabilitationImproving the health and function of seniors with disabilities can facilitate levels of participation in all aspects of society and can enhance health-related quality of life on a very personal level. For individuals recovering from a serious illness or disabling event, after their initial rehabilitation, the gains made in restoring function can be lost after returning home unless a community-based health and wellness program can be tailored to the individuals unique circumstances. Traditional definitions of health often described health and disability on opposite ends of the health spectrum. Fortunately, newer definitions, supported by the Department of Health and Human Services, acknowledge that health is multidimensional. Health promotion after disability therefore involves optimizing ones potential in the dynamic interplay of the physical, social, emotional, spiritual, and intellectual elements of being.An important first step in the process of designing a plan of self-care after a disabling event, is for seniors, health care professionals, and community service providers to collaboratively identify the many barriers that seniors with disabilities encounter when seeking to enhance their wellness and physical activity levels. Armed with a shared understanding of an individuals functional limitations, health status , and resources can allow for partnerships and networks of support that create opportunity for customized, adapted health promotion strategies. Physicians specialized in Physical Medicine and Rehabilitation (PM&R) are uniquely trained to facilitate and collaborate with other disciplines to address health related quality of life issues for persons with temporary or permanent disabilities. Self-advocacy therefore often includes the consultative involvement of rehabilitation specialists the in ones core team of health care providers helping to optimize ones health after injury or illness.Editors Note: This article was submitted by Indira S. Lanig MD, Medical Director at Northern Colorado Rehabilitation Hospital, in Johnstown, CO. The NCRH team of wellness-oriented physicians and therapists can be reached at 970-619-3454.

Right now, almost 500,000 leading edge Baby Boomers in Colorado are facing difficult issues about aging. For most of them, it's not getting older that causes them the most concern, it's their aging parents.To help address their concerns, Covenant Retirement Communities tapped the insight of thousands of professionals to create an online resource with practical information and tips for seniors and their families. The web site, www.HavingtheConversation.com, helps families talk about sensitive subjects such as: Personal and home health care Transportation General services Housing and living environment Social networking Financial and legalThe articles include topics such as, when is the right time to give up the car? or is staying in the house a good idea? By reading the article before beginning the conversation, you can be confident that youve covered the major points on all sides of the issue. You can start making progress toward a realistic solution.Getting startedBy far the most popular page is the article titled, how to best get started. It tells adult children how to bring up sensitive subjects without scaring or alienating mom or dad. Professionals advise that its best to have family conversations sooner rather than later. That way the aging parent can be actively involved. Conversation is a two-way street. If we delay conversations until were faced with declining health or a crisis, the conversation won't be satisfying for either side. Delay causes more stress than having the conversation.Handling objectionsParents objections are another source of stress. HavingtheConversation.com includes an article titled, what if your parents say No? It happens a lot. You may be trying to have a conversation about staying in the family home. Your parents may say they are not ready for change. The article offers tools that will give you the confidence of knowing what to do next. By working with your parents, you can help them make decisions that will make their lives easier and offer more peace of mind.In addition to the downloadable articles, the web site includes a video, checklists for families, and lists of national resources, local services and supportive spiritual insight.Provided by Peter Milbourn, marketing director at Covenant Village of Colorado, who can be reached at (303) 403-2231 or PJMilbourn@covenantretirement.org.

Refers to persons specifically trained to help individuals with their personal care needs and activities of daily living (ADLs). These services include assistance with bathing, showering, shampooing, dressing etc. Other tasks may be assigned to aides per individual agency and family negotiations/contract. Home Health Aides are available for just a few hours per week up to 24-hour care on a temporary or long term basis.#listing_mgr{8 basic_search}#

Finding the right setting for your loved one is a weighty decision. Sometimes you may find the perfect place but its only perfect for a few months. For some people, a large apartment setting is exactly what they want. They can take advantage of amenities like a swimming pool, theatre, beauty shop, and community room. However, as needs increase, a large setting isnt right for everyone. Here is a story of a life changed by a move to a smaller setting. Frank had lived in a large facility in the locked memory unit. He was an artist at escaping, telling unsuspecting family members can you hold that door? He didnt look or sound impaired in the least, and there was an endless supply of uninformed visitors. Frank was a generous and appreciative man. When someone served him a meal, he was so grateful that hed reach into his pocket for his wallet to give a tip. However, due to the risk of financial exploitation in the big facility, he was only allowed to carry a quarter. Every time he reached into his pocket, many times a day, he was humiliated. When he moved to our 6-person home with a 1:3 staff to client ratio, he was easily redirected when he didnt know what to do next or where to go. We discovered his love of counting coins, and we always needed his help to get our coins counted. We knew there was no exploitation going on, because his coin collection steadily grew as staff and families emptied their pockets into his container! For the bigger bills, we established a system whereby staff counted his money and at beginning and end of each shift, so he could carry a lot of money. He was able to give staff big tips, and he felt great about it. Sometimes wed get a $20 tip for serving him dinner. When Frank wasnt looking, wed slip the money back in his wallet. In spite of his memory loss, the positive feelings he gained from being a generous and needed person stayed with him all day. He was an absolute delight to serve, and like all of our clients, we came to cherish him. If you think your loved-one would benefit from a smaller setting, look into Residential Care Homes. They may be just the alternative for which youre looking.Written by Deb NygaardArthurs Senior CareAdmissions DirectorDeb.nygaard@arthursseniorcare.com651-294-4798www.arthursseniorcare.com

For more information on the author The Sheridan at Lakewood Ranch, CLICK HERE.Retirement planning. These may involve chats about employer percentages, being vested (or not), and quiet outrage at retail prices of motorhomes. However, there is one important piece always missing from retirement conversation: The target retirement age.As of February 2019, the average age of retirement is 59.88 years old. Ofcourse, plenty of Americans retire before and after this age, for a variety of reasons. Surprisingly, 76%of employees say theyll keep working past retirement age, and 35% of those people will do so because they have to.For most people, it is a foregone conclusion that sixty-five is the magic number. However, the right age varies significantly from person to person. Discover what age might be right for you and then take steps to make sure you are ready!Taking an Early RetirementEarly retirement is generally referred to as retirement before a persons ability to draw from Social Security or pension benefits (usually age 55-64 depending on their career field). The ability to retire early usually relies on the person having good financial stability, but can be influenced by personal factors such as health concerns or waning interest in a career. Often touted as the ultimate goal, early retirement can be more complicated than it first seems.Early retirement might be the right choice for you, but you should evaluate your long-term and financial standing before you take the leap.Benefits of Early RetirementReduction of stressMore free timeAbility to pursue passionsPotentially healthier and longer retirementDownsides of Early RetirementLess time to grow investmentsLonger time of living off savings or fixed incomeA potential loss of purpose or driveDelaying RetirementLate or delayed retirement is a term reserved for individuals waiting until after sixty-five to retire, although that age will change as Social Security benefit dates adjust for baby boomers. You may have good reason to wait until your late sixties or early seventies to retire, whether its a love of your profession or the need to get more financially secure. As with early retirement, you have to weigh the costs and benefits of waiting.Benefits of Late RetirementMore time to grow your investments and portfolioMaximizing Social Security paymentsA continued sense of purpose from your careerDownsides of Late RetirementWork-related health declinePotentially shorter retirementNot transitioning to retirement with spouse or peersInvestments and Ongoing Financial StabilityWhether you choose an early, delayed, or regular retirement date will depend heavily on your ability to finance the years ahead of you in retirement. Utilize a financial advisor to ensure you have enough money to not only meet your needs, but also achieve your goals throughout retirement. Make sure you discuss your desired lifestyle, long-term care options, and plans for big-ticket items like trips or vacation homes. Then you can decide if your current savings meets those needs.The most common forms of retirement savings are: 1)Social Security2)Pensions3)IRAs4)401k5)AnnuitiesThroughout your work life, you may have accrued one or many of these investment accounts. Be diligent in researching, tracking, and forecasting each account to determine an overall projected retirement income. That figure can give you a good idea of what age you will be able to retire in comfort.Personal and Health ConcernsMoney isnt everything. If you have a chronic health condition that is worsened by work-related stress, or feel like you are missing out on important family milestones or time with your grandchildren, it may be time to call it quits.On the other hand, economists have found that retirees have an average medical spend of roughly $122,000in medical costs after the age of 70. Health concerns are a huge aspect of any retirement consideration, and saving as much as possible for retirement is certainly a priority.For some people, downsizing and simplifying their lifestyles is enough to make retirement attainable. For others, putting off retirement for a few years allows them to save money, without sacrificing quality of life. Many people have found that retirement communities are the most affordable option, when considering the rising costs of in-home caregiving, medication, and the costs of catastrophic care.The Right Retirement Age? It Depends.There is not a perfect age for retirement. In the end, you need to fully understand your personal goals, health, and financial means to come to the right decision and retire at the age right for you.Independent Living communities can be a practical way to consolidate your expenses and reach your retirement goals. Learn more about our communities and calculate your retirement costs to better understand your options.

To learn more aboutAlzheimer's Association of Utah, CLICK HERE.Learning that someone you care about has been diagnosed with Alzheimers or other related dementia can be life changing.Coming to terms with the diagnosis requires time. Immediate reactions of denial and fear are normal and may help you and the person diagnosed process the grief you are feeling.Process of acceptanceFinding purposeGetting supportThe process of acceptancePerhaps you tried to encourage the person living with dementia to learn about their diagnosis, only to be told nothing is wrong. Perhaps you may have been hesitant to learn more yourself for fear of the future. Whatever the circumstance, accepting a diagnosis of Alzheimers disease or a related dementia requires time to absorb information about the disease before you might be ready to learn more.Allowing time to process the diagnosis is an important first step to adjust to this new normal. The process of acceptance is just as important for the care partner as it is for the newly diagnosed person. No two people deal with the diagnosis in exactly the same way. There is no right approach and some days may be more difficult than others, but dont be discouraged.Allowing yourself time to grieve and mourn over the current and future losses you and the diagnosed person may experience can be healthy. The sooner you are able to accept the diagnosis, the better suited you will be to help the person living with dementia move closer to acceptance too.Individuals with the disease acknowledge that while it often takes time to accept their diagnosis, specific actions initiated by the care partner help in this process.Patience, flexibility and open communication can provide reassurance that the person with the disease does not have to face their diagnosis alone. For many, the simple reinforcement from their care partner that we are in this together is the most memorable act of support.Consider these tips to help the person in the early stage of the disease come to terms with his or her diagnosis:Provide time for the individual to feel sad about how his or her identity is changing as a result of the diagnosis.Emphasize the roles and responsibilities that are still significant to the individuals identity, i.e. grandfather, mother, daughter, etc.Encourage the person to speak with a trusted friend, minister or even a professional counselor, to talk through difficult emotions.Sharing the diagnosis with others can open up new relationships and connections to people you did not realize were willing to support you. For others, hearing of the diagnosis may test relationships and some friends and family may react with denial, or pull away in ways that reflect their misconceptions about Alzheimers disease.Yet, it can be empowering to share the diagnosis with others. Be open with friends and family about the changes that are taking place. Educate them on the disease and tell them how they can be supportive.Maintaining a sense of self and finding purposeA diagnosis of Alzheimers or other dementia is often accompanied by uncertainty around ones identity and life purpose. New challenges presented by living with the disease including stigma and misperceptions can cause the person to question his or her capabilities and, in turn, his or her identity. Its not uncommon for a person living in the early stage to ask the question Who am I?One way for people in the early stage of the disease to move beyond the loss of identity is to find ways to engage in activities that bring meaning and purpose to their life. For some, this means exploring skills they already possess, while others may choose to engage in new activities that bring a fresh sense of purpose.Finding a new purpose can help confirm that Alzheimers does not have to define a person; it only becomes a part of who they are. Consider the tips below to help the person in early stage find meaning and purpose:Discuss what brings meaning and purpose to his or her life.Encourage the person to stay involved in activities he or she enjoys.Consider activities you can do together.Work together to identify opportunities at home or in the community that can leverage his or her strengths and interests.Discuss what new activities the person may be interested in trying.Encourage the individual to get connected with others who are living with the disease to learn what they are doing to remain active and engaged in life.Getting supportA diagnosis of Alzheimers or dementia is life-altering for both the person living with the disease and family and friends.You play an important part in providing support to the person who has been diagnosed. Along the way, you will need the support of others, too.Often times, care partners look to family and friends first. Once youve identified trusted friends or family members, be specific about how you would like to engage their support. This can be assistance with transportation to or from medical appointments, help with social outings or simply having someone to talk with.There are also community programs, support groups and online social networks that provide the opportunity to learn from others who have a friend or family member with dementia.We often hear care partners say that they are looking for support from people who "really understand because they've been there, too."

The median U.S. funeral costs $8,508, not including cemetery costs a 28.6 percent increase over the previous decade. This is just one of the reasons people are considering direct cremation which can be purchased for less than $800.The good news is even for those opting for traditional burial, there are ways to reduce the total cost.Alternatives to full-service, traditional funeral home.Today, there are full-service funeral homes specializing in affordable services. Typically, they avoid expensive real estate and opt for modest office locations saving families $1,000s by reducing their overhead. The saving is passed on to the families. There also are cremation service providers taking the same approach. All funeral homes hold the same licenses and are subject to the same inspections regardless of how much they charge.Embalming is not required.Unless you are planning a public viewing, embalming is rarely required, and is not required by the State of Texas. A popular option is having a closed casket, (or the deceased person is not in attendance at all) with a framed photo, enabling people to see the person as they were in life.Shop around for a casket or urnYou are not required to buy caskets or urns from the funeral home, although most provide a wide range for your convenience. Today, they can be purchased through outlets including Costco and Amazon. And, by Federal Law, the funeral home cant charge you more for providing your own.Place your own obituary If a funeral home is going to charge you to coordinate placing the obituary, do it yourself. Most large newspapers provide the capability for you to submit, review and pay for obituaries online so you never speak to a salesperson.Unlike generations past, there are many funeral options offering the same quality of service at lower costs. The trade-off is you must ask questions; do your research; and be open to the available options. Planning enables you to take your time to make these very emotional and important decisions.Editors Note: This article was written by Frank Seddio, General Manager and Funeral Director with Local Cremation & Funerals. He can be reached at frank@localcremation.com or 214-343-4040. (See add on page 43 & 137)

Its probably not on your calendar, but September is Life Insurance Awareness Month. And that means its a good time to become more aware of the benefits of having life insurance and the dangers of not having it.            Unfortunately, confusion about some of the basic elements of owning life insurance may be keeping people from getting the protection they need. More than half of uninsured Americans say they have put off purchasing coverage because they dont know what to buy or how much they need, according to Life Happens and LIMRA, two nonprofit organizations that provide research and education about life insurance.            Yet, while this confusion may be understandable, a delay in acquiring appropriate insurance can be costly in more ways than one. From a strict dollars-and-cents perspective, its generally much more affordable to buy life insurance when youre younger. But there are potentially much greater costs involved in not having insurance when it's needed and these costs are personal.            To be specific, what is it worth             to know your family could stay in your home if something happened to you?            to know your children could continue their education plans?            to know your debts could be paid without burdening your family?            Clearly, if you were to assign these benefits a price tag, it would be pretty high. And thats the value of owning sufficient life insurance.             So, lets return to the issue of people putting off buying insurance because they dont know how much they need, or what type they should have:            How much is enough? You might hear that you need life insurance equal to about seven to 10 times your pretax annual salary. Thats not a bad ballpark figure, but not everyone is playing in the same ballpark. To get a true sense of how much of a death benefit you require from your life insurance, youll need to consider a variety of factors, possibly including your current income, spouses income, the size of your mortgage (in addition to other liabilities), number of children, educational expenses and final expenses for funeral arrangements.             What type? You can essentially choose between two basic types of life insurance: term and permanent. As its name suggests, term insurance is designed to provide coverage for a designated period, such as 10 or 20 years. Generally speaking, term insurance is quite affordable for most people, especially when they buy policies as young adults. On the other hand, permanent insurance, such as whole life or universal life, is usually considerably more expensive than term insurance. This is because permanent insurance premiums, in addition to providing a death benefit, help build cash value, which you can typically access through loans or withdrawals, giving you additional flexibility should your financial needs change over time. In choosing between term and permanent insurance, youll want to evaluate several issues, such as how long you think youll need coverage and how much you can afford to pay in premiums.             Finding out about the benefits, costs and types of life insurance can help you make informed choices to help protect your family for years to come so dont delay learning what you need to know.   Chad Choate III, AAMS828 3rd Avenue WestBradenton, FL  34205941-462-2445chad.choate@edwardjones.com                                                                                                                                       This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

EXPLAINING NEURO/STROKE REHAB AND SHORT TERM/SKILLED NURSING CAREShort Term Rehab and Skilled Nursing Facilities Typically Provide The Following Types of CareTherapies for victims of brain or neurological trauma including rehabilitation from back surgery, spinal cord injury, stroke, Parkinsons Disease and multiple sclerosis. Patients sometimes spend months away from home and loved ones. Now, the transition from hospital to home can happen in just a matter of weeks.Comprehensive Neuro/Stroke Rehab begins with a thorough neurologic and physical evaluation of the individual. The evaluation should result in an individualized coordinated treatment plan geared to ensuring recovery and improvement with the skills needed for daily living and activity. A Neuro/Stroke Rehab program should incorporate intensive monitoring and therapies as recommended by consulting neurologist and therapists.Focusing on the transition between hospital and home requires a holistic approach to treatment planning. The treatment team evaluates the patients home and the other environments important to them, developing recommendations for adaptive equipment and the training of its use, and guidance/education for family members and caregivers. This person-centered approach focuses on adopting the environment to fit the person, thus making the person the most important member of the team process. In addition to Neuro/Stroke rehab mentioned above, short-term rehab facilities have comprehensive programs such as: Orthopedic (hip, knee, shoulder, amputations); Cardiac (heart surgery, valve replacement, heart transplant, heart attack, congestive heart failure, chronic obstructive pulmonary disease (COPD); General Medical (end-stage renal disease (ESRD), cancer recovery, medically deconditioned patients).Selecting a Short- Term Rehab or Skilled Nursing Care Facility can be a difficult process but there are many helpful guides available. The Center for Medicare and Medicaid Services publishes a rating system which evaluates every facility participating in the Medicare system. The system measures recent health inspections, nursing staff hours and clinical outcomes. You can find these ratings and more by visiting http://www.mediacre.gov/nursinghomecompare/search.htmlThe personal and professional care of most these facilities allows you and your loved ones to enjoy peace of mind.Editors note: This article was submitted by Notre Dame Convalescent Home- A CARING Place Between Hospital and Home Notre Dame Convalescent Homes, Inc.76 West Rocks Road, Norwalk, CT 06851203-847-5893email: www.ndch-sstv.orgwww.ndch-sstv.org

It seems just yesterday you were asking your parents how to navigate the early steps of adulthood. Then you blink, and suddenly youre the one helping your parents make decisions about their livesor maybe you are making those decisions for them.Yes, its confusing. Its overwhelming. Its emotional. And its okay to admit its something you dont really have time for. But its also inevitable. Thats why, even if this scenario hasnt happened to you yet,its important to begin to prepare and plan before the emergency happens. The world of elder care is confusing, so make sure you find a way to gain clarity. And a great way to do that is to fi nd an Elder Care Consultant. Your consultant will know who to call when you dont have the answers, and know the correct questions to ask. They know what resources are out there, and help gather your team together to start utilizing those resources. Do you need a medical specialist? Do you qualify for VA benefits? What about transportation barriers? Your consultant can help you fi nd those answers. Also, your consultant can explain who pays for what services, including senior living, home care, home health care, hospicecare, and more. Then comes the paperworkand that is something an Elder Care Consultant can walk you through, helping you discuss who will be the decision-maker for your parents if the time comes that they can no longer make their own decisions. She can point you to a certified elder law attorney who will draft a POA (Power of Attorney), living will, trust, will, or possibly a guardianship. She can explain what each of those documents mean so you are not surprised when the time comes that you need them. And what about your needs as the child of someone whose needs have become overwhelming? An Elder Care Consultant can help you find support groups, educational groups, and other resources to help prevent caregiver burnout. You dont have to be alone. You dont have to make hurried decisions because you dont know where to turn or who to turn to or what to ask. An Elder Care Consultant can be that resourceful, empathetic, trustworthy person to have on your team!Editors note: Article submitted by Terri Maxeiner, RN, CECM, CDP, Vice President of Providence Solutions. She can be reached at (708) 342-8090.

Infusion therapy services are planned before a patient leaves the hospital or doctors office in conjunction with a nurse liaison. The ordered drug is prepared at a specialized pharmacy and shipped directly to the patients home. A plan for administering intravenous treatments includes diagnosis, type and length of therapy, severity of the illness, and the home infusion responsibilities for the patient, their family, and professional caregiver. Home infusion calls for time commitment, patience, and collaborative teamwork, but the time will vary depending on the illness.Infusion therapies provided in a home setting by a registered nurse may include the following:Antibiotic Treatment often given over 30 to 60 minutes using an IV dripSteroid Treatment usually a 2 hour infusionIntramuscular Injections (IM) Vitamin B 12 or Bicillin injections typically for the treatment of Lyme DiseaseWith the assistance of a registered nurse experienced in infusion therapy, patients can be assured that they will be cared for by a qualified professional who will recognize their unique requirements and attend to them resourcefully.One to one personal care allows time for the patient to be able to understand their diagnosis more clearly, ask questions freely without time constraint, get to know and feel comfortable with their nurse. Continuity of care builds a trusting relationship and a solid understanding of what home infusion is all about. It enables opportunities to engage/teach patients about their own health while looking at the whole picture and educate when and where it's needed. The ability to communicate with pharmacies and doctors to inform them of how their patients are doing first hand and if a problem were to arise is important so it can be handled in an appropriate time frame. Communication between patient, nurse and doctor is vital for a successful outcome.For a more detailed plan you can call/text Kimberly direct at (203) 515.3293 or Email any questions to:kimberlykares3293@gmail.com and/or go online to read and get more information at: kimberlykares4u.comThis article was submitted by Kimberly Cossuto, RN, BSN, owner of Kimberly Kares LLC, an experienced infusion therapy service working with families throughout Fairfield and Eastern Westchester Counties.

Long Term Care Insurance (LTCI) policies are designed to cover care costs not traditionally paid by other insurances, includingsupport at home for activities of daily living(ADLs)likebathing, dressing, walking, etc. It is estimated that over 70% of seniorswill have a need for these types of services. After purchasing a policy, few consider the critical elements of managing a LTCi claim: 1) successfully filing a claim, 2) maximizing a LTCi policy by actively managing an efficient care plan and 3) sustaining a claim to continue receiving uninterrupted payment to ensure continuity of care.When it comes time to file a claim, often during a time of crisis, most rely on themselves, a family member or friend, or even the insurance companys Claims Department for advice and support during the process. This could be a very costly and frustrating mistake! There are many pitfalls to avoid when filing a claim, some resulting in a frustrating delay or denial of a claim, while others can result in hundreds of thousands of dollars of reduced benefits. Hopefully, the same careful planning and thoughtful approach that one used to guide their decision to purchase a LTCi policy, will lead them to seek the advice and guidance of a trained professional that specializes in advocating on their behalf and serves as a buffer between them and the insurance company.Over the last 30 years, there have been many different LTCi policies offered to Massachusetts residents, adding to the challenge of understanding and managing the claims process. Often, many of the important details are not listed on the policy paperwork that one may be holding. It is important to fully understand the policy basics to include: covered benefits, elimination period, maximum daily benefits, inflation riders, and restoration of benefits, to name a few. However, the devil is in the details when it comes to a LTCi policy. Without knowing what to ask and even how to ask it, you may not get all of the facts, even when calling the insurance carriers Claims Department.The good news for LTCi policy holders, is that there are a few specialized resources that can help educate, support and advocate on their behalf. Be certain that your resource is truly an expert and performs this service as an integral part of their business. Consider seeking advice, even BEFORE you need to make a claim, limiting the anxiety.Editors note: This article was authored by Colin Preis, Owner or AMADA Senior Care. AMADA is a locally-owned, nationally recognized home care company specializing in assisting those with Long Term Care Insurance.

I have helped over 100 seniors move into retirement communities they all say they wish they had done it sooner. Change is hard even the changes we really want and look forward to. You have worked hard on your home over the years; now let that equity work for YOU, to provide a lifestyle that is more in step with where you want to be at this different stage of your life! But what do you do first? You call a Senior Real Estate Specialist (SRES) with over 30 years experience. This is a good first step in the decision to move to a retirement community.Perhaps you are wondering..How much is my house worth? You and your SRES will review recent sales in your area and come up with a price range. Review an accurate days on the market study. Ask your SRES to prepare an estimate of how much money you will net at closing. Give this information to your investment counselor to help you determine how you can use the interest from the investment to subsidize your income.What if my house needs work? Many buyers want as is properties but if your home needs work to go on the market have your SRES help you get estimates. Or maybe a pre-listing inspection would fill the bill.What about all my stuff ? there are excellent resources available to help seniors downsize a good estate liquidator will help you get top dollar for the items you will not need in a smaller space and professional companies are available to help organize your move down to every detail.Is it a good time to sell? Absolutely! Rates are low and buyers are abundant! Your house will not be in competition with distressed properties! Find an SRES with a cutting edge marketing program that will get your house sold!How do you coordinate the move-in date with the sale of your house? Many seniors have found that moving into their new apartments and letting their homes be shown vacant is the most convenient. It is easier to show your house and a lot less stress on you.Article submitted by Sandi Hewins SRES, Metro Brokers. She can be reached at 303-887-2509 or on the web at www.denverseniorrealestate.com

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Coverage For Critical Care And Support Services For the first time, people living with Alzheimers disease will have access to care planning with a medical professional. The Centers for Medicare & Medicaid Services (CMS) has finalized its decision to pay for cognitive and functional assessments and care planning for patients with Alzheimers disease and other cognitive impairments. CMS has now made it easier for physicians to provide critical care and support services for persons living with Alzheimers disease. Following a diagnosis, care planning is crucial to improving outcomes and maintaining quality of life for the diagnosed and their caregivers, as well as controlling costs and planning appropriately for the future.This is a step in the right direction and an important milestone for the millions of Americans living with Alzheimers disease. The decision by CMS will provide much needed care and support to these individuals and their caregivers. The impact it will have on those families is priceless. The fact that this disease is finally being recognized as a true epidemic is critical to the growth in funding and research we need to finally end this disease, said Becky Prince, Executive Director, Greater Dallas, Alzheimers Association.More than 5 million Americans are living with the disease today, and that number could rise as high as 16 million by 2050. Whats more, over 85 percent of people with Alzheimers and other dementias have one or more other chronic conditions, such as diabetes or heart disease. Care planning is critical for coordinating care and managing chronic conditions.Alzheimers is the most expensive disease in America at a cost of $236 billion annually, it is also the only leading cause of death in the U.S. that cannot be prevented, cured or even slowed. In Texas 350,000 people have been diagnosed with Alzheimers disease andby 2025, this number is expected to grow 40 percent to 490,000.Thousands of our families have reached out to us over the past several months to tell us how essential this service is for those contending with Alzheimers disease. Now that CMS is increasing access to cognitive assessment and care planning sessions, individuals and their medical professionals can develop a plan to better manage these conditions, said Robert Egge, Alzheimers Association Chief Public Policy Officer. Proper care planning results in fewer hospitalizations, fewer emergency room visits and better management of medication all of which improves the quality of life for both patients and caregivers, and helps manage overall care costs.For more information about this new Alzheimers care planning coverage, visit www.cms.gov. To find out more information about Alzheimers disease, visit alz.org or call the 24/7 helpline 1-800-272-3900.'

I sneak around the corner in my red shoes. If he sees me, he will scold me. I shouldnt be wearing them, he says. They are dangerous. Maybe he is right, but I love my red shoes. They make me feel alive. They make me want to dance. They remind me of when I was young and could wear any shoes I wanted. Now, at age 91, my step is slower. I no longer dance. The physical therapist at the assisted living facility where I live tells me I should be wearing sensible shoes, flat with Velcro closures. I do most of the time, but today I want to feel young. I slip on my red shoes. Everyone notices. They all like my red shoes, expect for Elizabeth, who thinks red shoes are risqu, no matter your age. That adds to the fun. My step is lighter in my red shoes and so is my spirit. Perhaps that will help me move quickly enough not to get caught by the physical therapist. It is easy to tell our aging loved ones what they should and should not be doing. Often the motivation is genuine concern for their safety. But it is important to remember that each thing they are asked to give up represents part of their identity. Something as simple as the shoes one wears can impact the way they view themselves. So, approach the topics which need to be addressed to keep your loved one safe, but do so gently, respecting the person and recognizing what youre asking them to do may not be as simple as it seems. Patty Masterson-Kane, LCSW and Patty Hemphill, LCSW are partners in Elder Care Options, a Geriatric Care Management Agency. They help families coping with issues related to aging and changing care needs and can be reached at 201-848-8539.

To learn more aboutCharter Healthcare,CLICK HERE.People often react negatively to the initial mention of hospice because they do not fully understand it. Hospice is quality, compassionate care for people with a disease or condition that cannot be cured. The medical, emotional and spiritual support of hospice improves quality of life by creating a more comfortable environment for the patient and their loved ones.The goal of hospice care is to relieve suffering and promote quality of life. Below are answers to common questions about hospice care.Who is eligible for hospice care?Hospice care is appropriate for patients who are diagnosed with a terminal illness or condition with a prognosis of six months or less made by a doctor and the hospice medical director. At times, illness does not run its normal course and patients may be eligible for hospice services for periods longer than six months.Who decides when its time for hospice?The decision is ultimately up to the patient or designated decision-maker. Your care team can answer questions to help you make the best decision for you or your loved one.How long can someone be on hospice?There is no designated amount of time a person can remain on hospice. The patients medical condition is regularly reviewed to ensure they still meet the requirements for hospice.Who provides hospice care?Each hospice team consists of nurses, social workers, home health aides, spiritual counselors and volunteers who provide care under the direction of a medical director.What services are provided?Hospice care encompasses an array of services meant to support patients medical, emotional and spiritual needs, including:Nursing care and home health aidesMedical equipment and suppliesMedications and therapiesSocial services and spiritual supportBereavement services24-hour health lineWhere is hospice provided?Hospice can be provided in multiple settings such as the home, assisted living facilities and skilled nursing facilities.What are the benefits of hospice?Hospice care provides patients and their loved ones with many benefits that can relieve suffering and promote quality of life. These include:Personalized care in comfortable surroundings, often provided in the patients own homePrioritized goals for careRespect for the individual and their wishesCare and support for the familyGreater contentment and reduced anxietyHow is hospice care paid for?Hospice is a special benefit often fully covered by Medicare, Medicaid and many private health insurances. Most people receiving hospice care are covered by the Medicare hospice benefit, which covers virtually all aspects of hospice care with minimal out-of-pocket expense to the patient or family.Does hospice mean giving up?No. Hospice ensures the patient has the highest possible quality of life by keeping them as comfortable and pain-free as possible in the time they have left.

Wouldnt it be nice to just ride off into the sunset, and when that golden glow is laying on the horizon like a bridge, we just step onto it and walk right into Heaven?Sounds perfect.But life isnt so perfect, and it isnt easy either. But there are many good memories we can all tuck away and carry with us. And we can make the process a little easier on our families by being prepared. Sit with a pre-need specialist and work out the details the way you want. This will give you peace of mind. Next, have the talk with your kids, let them know what you expect. Knowing you are prepared will give them peace of mind.Enjoy life.By facing reality courageously, and making plans, an amazing thing happens: your now free to focus on other things, things that make you happy. We see people sigh a big sigh of relief when their plans are made. And we often see them take up new hobbies, spend more time with grandkids, even take a romantic vacation.So, a few words of advice: Expect a lot of emotions as you get older but avoid dwelling on the negative. Be forgiving and be at peace. Look for something to smile about everyday. Be prepared and put it away.Make somebody smile.Relationships are our greatest treasure. Reach out to friends and family, send notes, make phone calls, drop by for visits, have dinner parties, go for walks with grandkids. Your legacy is going to be the moments you leave them. One family we served lost their father just before he turned 60. He had cancer, and as soon as he found out, he sold his business and spent everyday with his wife and kids, and the grandkids. He was prepared and wanted to make the most of the last 3 months of his time. His kids spoke at the funeral and said they were the best three months of their lives. They laughed. They cried. They couldnt stop smiling.Make yours a happy ending.Editors Note: This article was submitted by Spencer Larkin of Larkin Mortuary.He may be reached at 801-363-5781

Transition can be especially hard for seniors. Not only are they nervous about something new but moving to a new environment can also make them feel like they are losing both their home and their sense of identity. Help your family and yourself by reviewing these ideas on how to simplify the transition process.Prior to beginning your search Plant the idea of moving early on. Take things slow and get your parent(s) accustomed to the idea. Remember, any kind of change can be horribly scary. Promote open communication and positive dialog. Talk about how the move may promote more independence without the maintenance of a house. Also, talk about the opportunity for increased involvement in activities with other people. Most importantly, be prepared. Plan ahead. Don't wait for a crisis to hit that forces you to rush the decision.While you are searching Choose a home that reflects and meets the social physical needs of your family member. Let your family member be involved with the process as much as possible. Avoid making them feel like theyve lost control. The more input they have in the process, from the choice of the facility to the furniture arrangement, the more easily they will adjust to their new home.After you have made a selection Dont rush the move. Reduce the tension by having the whole family come together and work through the downsizing process. Allow and encourage your parent to say good-bye to the old and have the whole family encourage them to look forward to the new. Let the professionals who work in these communities assist you. They will help you with the transition process and they know how to deal with it. Have a member of the community establish a relationship with your parent by dropping by for a visit. Then take your parent to visit that nice person for a meal and or an activity when you are out and about. Ease your parent into the move by going with them on an outing or activity hosted by the facility. Your presence may help soothe some of those first time insecurities. make an effort to fine another resident to shares similar interests or backgrounds. Make an introduction, so that they know at least one person to chat with during meals or activities. Place favorite treasures such as, furniture, pictures and mementos in the new environment to evoke a sense of home.This article was provided by Lloyd and Debbie Hussar, owners of Oasis Senior Advisors. They can be reached at 208-229-4070, or visit treasurevalley.oasissenioradvisors.com

For more information on ManorCare, CLICK HERE.The lungs are a unique organ, and part of a system designed to protect them. Mucus membranes line the nose, mouth, throat and airways and trap germs, dirt and particles before they enter the lungs. Mucus also stops foreign matter from travelling through the respiratory system, and cilia (tiny hairs) catch dirt and germs and move them up to where they can be coughed up, or swallowed.The lungs are protected by many defenses, but that doesnt mean that they dont need their person to take care of them. So many people worry about weight, the heart, the kidneys, the digestive system, etc., but overlook the many ways they could care for their respiratory system. Its important to consider the ways that a person can care for their lungs, bronchi, trachea, diaphragm, etc. A few simple considerations can lead to a much healthier respiratory system. Lungs supply oxygen to the blood and remove carbon dioxide and other gases from the body. Anything that you breathe in can directly affect your lungs.The easiest way to keep your lungs healthy is to consider what you are breathing in:Quit SmokingSmoking is the main cause of lung cancer and Chronic Obstructive Pulmonary Disease (COPD). Cigarette smoke narrows the air passages in the lungs and makes breathing more difficult. Its never too late to quit smoking.Second Hand SmokeLung cancer and COPD can be caused by inhaling the smoke from other smokers. Just because you are not smoking the cigarette, does not mean its not directly affecting your lungs and respiratory system.Air PollutionAir pollution can cause problems for all people, especially for those with lung disease. Irritation, inflammation, and damage to lung tissue is all possible due to airborne irritants. People with certain jobs (construction, refineries and unventilated office buildings) are also at an increased risk for lung diseases. If a job involves large amounts of dust, asbestos or chemicals, proper clothing, masks and ventilation should be used.Wash Your Hands FrequentlyCommon respiratory infections like colds and the flu are spread by hands through touching infected surfaces and then touching the mouth, eyes, nose, etc. By using proper handwashing techniques, and washing the hands regularly, the risk of infection is greatly reduced.Keep the Air Inside your Home CleanMany people take for granted the quality of air in their homes. Dust, chemical cleaners and moisture can pollute the air inside your home. Use exhaust fans in bathrooms and kitchens to vent moisture, keep counters, bathtubs and other wet areas dry and wipe away dust to control the air quality in your home. Opening windows and letting fresh air in as frequently as possible is also important, especially when painting, cleaning or installing new carpet.Use Caution During Cold and Flu SeasonIf illnesses are going around in your area, avoid large crowds and use proper handwashing techniques and alcohol based hand sanitizers.Get VaccinatedFlu vaccinations help prevent influenza and other serious infections caused by the flu. Getting vaccinated protects the lungs by preventing the infections that can cause damage to lungs and lung tissue.Get a PhysicalVisiting your doctor regularly for check-ups is a proactive way to prevent lung disease and detect problems in the early stages. By being honest with your physician about your health, changes in your body and new symptoms, your doctor will best be able to complete testing and prescribe treatments.Educating yourself and your loved ones about respiratory health is key to maintaining healthy lungs. Breathing is required for life, but often taken for granted. Knowing the many ways that a person can take care of the lungs is key to prevention of disease and easy breathing for years to come as well as ensuring quality of life for future years.

What is a funeral?A funeral is any ceremony that offers an opportunity for family members and friends of the deceased to express love, respect, honor and grief for a loved one. Whether you choose traditional burial, cremation or green burial, a funeral offers the bereaved a place to celebrate life and take the first step towards healing.What do funeral directors do?Essentially, a funeral director is trained to anticipate your needs and help you decide on the details of your service. But, in the end, it is you who knows your loved one best, so a director is here to simply help arrange any type of service that will honor and celebrate your loved one. Directors can be caregivers, planners, organizers and advisors all at once. They are trained to answer questions about grief, recognize when a persons having difficulty coping, and recommend sources of professional help. Funeral directors can also link survivors with support groups at the funeral home or in the community.Why do we need an obituary notice?An obituary notice serves to celebrate the life of a loved one. Theyre also nice for friends and family of the deceased, as they detail the many memories and stories of a persons life. Publishing an obituary can also help take some of the burden of having to notify many people about funeral details off your plate. For more information, check out our guide onhow to write a beautiful obituary.What type of service should I have?You have the utmost control in deciding the service you want. The cemetery counselor and the funeral director are there to help you understand all the options available so that you can plan a service that is truly personalized and tailored to your loved one. You can incorporate memories into the service, whether that be through a favorite type of music, some readings that reflect them or a special type of flower. Above all, you should feel that the service appropriately reflects your loved one and the people he or she touched.Can I personalize my funeral service?Absolutely, in fact, we recommend it. After all, a funeral is a celebration of life and each life lived is unique. Funeral directors are happy to discuss any and all options to ensure your funeral is tailored to your wishes, and youll find that you can personalize services in many unique ways. You can reach out to us at any time to explore your options, or view ourservice pagefor more information.Is cremation a substitute for a funeral?Cremation is an alternative form of final disposition, but it can and frequently does still follow a funeral service. Our cemetery also offers green options such as scattering ashes around our lush, beautiful grounds. We can assist you with the necessary information about cremation, including the details of several wonderful cremation burial options or ash scattering, if this is an avenue you wish to explore.Can I have a visitation period and a funeral service if cremation is chosen?Absolutely! Cremation does not mean you cannot have a visitation period and a funeral service. Cremation is simply one option for final disposition of the body.What is the purpose of embalming?Embalming is a process to sanitize and preserve the body. It also makes it possible to lengthen the time between death and final disposition, allowing family members time to arrange the type of service most comforting to them and begin their own healing processes. While this is a personal decision for you to make, the emotional benefits of viewing the deceased can be quite helpful, particularly to those who are having difficulty dealing with the death.What should I do if the death occurs in the middle of the night or on the weekend?We are available 24 hours a day, seven days a week. All you need to do is place a call to us at (612) 377-2203. We can help lead you in the right direction.What should I do if a death occurs while away from home?Your funeral director can help you if a death occurs anywhere on the globe. The director will coordinate all arrangements that are needed to get your loved one safely back to his or her community. Please refer toWhen A Death Occursfor the key steps you can follow in the event this occurs.Is embalming mandatory by law?It is not, but there are factors of time and health that may make embalming either appropriate or necessary. Please note that embalming may be required if the deceased is being transported by air to another country where local laws need to be observed. You can always contact us if you have questions on this subject, as we know it can be an unfamiliar subject to many.Funerals seem so expensive - why is that?When youre in the middle of planning a funeral, it seems like there are so many costs that go along with it. Thats because funerals incorporate many elements, from viewing rooms and chapels to limousines and caskets. But each of these elements help ensure that every detail is perfect, and there are options available for every preference and budget. We can help you decide what options are right for you.Have the costs of funerals increased significantly?We know that funerals can seem expensive when youre in the middle of planning, but costs have not increased significantly. In fact, funeral costs have kept pace with the general consumer price index. You can always talk to us to figure out an option that meets your needs.What recourse do I have for poor service or overcharging?Most funeral homes provide outstanding services, but sometimes outcomes may not be exactly what you had in mind. In most cases, it makes sense to discuss problems directly with the funeral director first. But if the dispute cannot be resolved by talking with the funeral director, you may wish to contact the Federal Trade Commission by contacting theConsumer Response Center.You should never hesitate to refrain from speaking up if youre unhappy with the final result.

Nearly one million people in the United States are living with Parkinsons disease. The cause is unknown, and although there is presently no cure there are treatment options to manage the symptoms. Parkinsons disease is a chronic and progressive movement disorder, meaning that symptoms continue and worsen over time. Despite no cure for Parkinsons, symptoms can be helped by rehabilitative therapy based programs that improve the swallowing, speech and physical limitations.Did you know that swallowing problems are a major concern for Parkinsons patients? Problems swallowing are a major cause of aspiration pneumonia, which can lead to hospitalization and even death in this population. There is help. The benefits and positive outcomes that result from using the Synchrony Dysphagia Solutions Program include safer swallowing, reduced hospitalizations, drink and diet upgrades to consistencies that better enable ones dining experience and socialization, and an improved quality of life and self-image. To learn more, please watch this live demonstration video: https://youtu.be/eFI1QMbg_I4Another evidence-based, nationally recognized treatment approach is called LSVT BIG and LSVT LOUD. Patients who have undergone these therapies have shown excellent improvement in physical abilities and voice function and tremendous improvement in self-image, confidence, and social engagement. These benefits and positive outcomes result in using these programs for speech and physical therapy. The LSVT BIG program improves physical limitations such as balance, strength and walking skills, reduction in falls with resulting injury and hospitalization, greater confidence and self-image, and overall quality of life. To learn more, please watch this live demonstration video: https://youtu.be/9fUQ6jptaBYThe LSVT LOUD program improves voice quality and loudness, facial expressions, and communication with others. To learn more, please watch this live demonstration video: https://youtu.be/gNIdxYjGVV8Editors Note: Mary Wade offers all of the programs mentioned in this article. Our on-site team of therapists are trained and nationally certified in Synchrony, and LSVT BIG and LSVT LOUD. This article was submitted by Kara Hunter, Marketing Manager, Mary Wade. For more information, please contact Ms. Hunter at 203-562-7222.

To learn more aboutOasis Senior Advisors in Ogden,CLICK HERE.Sleep Awareness Week, March 14-20, highlights new findings and research to help those battling a variety of sleep disorders. As youve likely experienced within your community, studies show that older adults arecommonlyaffected by difficulties and interruptions in their nightly sleep. The most frequently reported issues are:Having trouble falling asleepSleeping fewer hoursWaking frequently in the night or early morningDifficulty getting quality sleepDisrupted or restless sleep can lead to greater health concerns for seniors including increased risk for falling, daytime fatigue, and even cognitive impairments.Sleep disorders in the elderly generally fall into two categories: Primary sleep disorders and sleep issues caused by other medical conditions. A primary sleep disorder means there isnt another medical or psychiatric cause that creates the sleep issue.Primary sleep disordersCommon primary sleep disorders in older adults can be:Insomnia or difficulty falling asleep, staying asleep, or restless sleepSleep apnea or brief interruptions in breathing during sleepRestless leg syndromean overwhelming need to move your legs during sleepPeriodic limb movement disorder, or involuntary movement of the limbs during sleepCircadian rhythm sleep disorders or a disrupted sleep-wake cycleREM behavior disorder or the vivid acting out of dreams during sleepInsomnia is both a symptom and disorder. Conditions like depression, anxiety, and dementia can also increase risk for sleep disorders, especially insomnia. However, there are many other medical conditions that can cause sleep disruptions.Medical Conditions That May Disrupt Sleep:Parkinsons DiseaseAlzheimers DiseaseChronic pain such as arthritis painCardiovascular DiseaseNeurological conditionsGastrointestinal conditionsLung or respiratory conditionsPoor bladder controlMany older adults are also on medications that can disrupt sleep. Antidepressants, H2 blockers and adrenergic drugs are leading causes of interrupted sleep or difficulty in maintaining consistent restful sleep for weeks at a time. Of course, outside of a controlled medical or care environment, substances like caffeine, alcohol, and smoking may also contribute to sleep problems.Managing sleep issues in seniorsIn contrast to most younger people, many older people report having troublemaintaininga good nights rest, but not so much falling asleep. These ongoing sleep disorders can lead to larger concerns like depression and risk of falling. Most studies conclude that behavioral therapies for better sleep are preferable to medications, which can have unwanted side effects. This means developing good sleeping habits through sleep education, stimulus control, and time in bed restrictions. Changes can take up to six weeks or more.If behavior therapies dont work, then a doctor may prescribe medication or other treatments. However, the medical community advises that sleep medication isnt a long-term solution. The best therapies and strategies for your sleepless residents include:Going to bed and waking up at the same time each dayUsing the bed only for sleep, not other activities like reading or watching TVDoing quiet activities, like reading, before bedAvoiding bright lights before bedKeeping a soothing and comfortable bedroom environmentAvoiding napsA study about managing sleep disorders in older adults also suggests limiting liquid before bed, avoiding caffeine and alcohol, eating three to four hours before bedtime, and exercising regularly (but not right before bedtime).Getting an adequate amount of quality sleep is important to maintaining the health of your residents. Further information and ideas for helping those in your care can be found on theCenters for Disease Control and Prevention website.Oasis Senior Advisors refers older adults to communities like yours that will meet their care needs, budget and geographical preferences every day. To learn more about how a partnership with your local Oasis advisor can benefit your community, call us at (888) 455-5838.

How many times have you been to the doctor this past year? Did you see your primary care physician for your regular check-up? Perhaps your cardiologist? Your dentist? For most people, health care is extremely fragmented. This means that the information discussed or obtained from each of these visits is not shared with any other provider. This can result in duplicate tests being performed and perhaps delayed diagnosis or treatment. Even for the very healthy, the burden of keeping different doctors apprised of what you're experiencing is typically on you. Electronic medical record systems in Saint Alphonsus hospitals and clinics are helping to make a difference in sharing important medical data between Saint Alphonsus providers, and making great strides in resolving the fragmentation of your care. We are working diligently to extend this same benefit and communicate to independent medical providers in your life who should know what's happening with you. However, for now, you or someone you trust should be the center point of your care. Here's what you can do. 1.When you get a test result or have a procedure, get the summary in writing, and send copies to all your other healthcare providers with a simple note: Wanted to keep you up- to-date on my health status. Please put this in my chart. Be sure to bring up the data or problem at your next visit. 2.Keep a list of all your medications in your wallet or purse and update it any time a healthcare provider adds or deletes a drug or changes a dosage. 3.Dont leave your dentist or your eye doctor out of the loop. It will help them diagnose and treat any issues they may identify with you. 4.If you have a test or procedure and you do not hear the results soon afterwards, do not assume the results were normal. Call the healthcare provider who ordered the test and ask them to send you a written copy of the test summary. 5.If you are hospitalized, it's okay to ask all your caregivers questions about what is happening. Be sure you understand what tests you're getting and why. If you are being discharged from the hospital ask for the results of any tests or procedures you had in the hospital. Editor's Note: This article was submitted by Saint Alphonsus. To find a Saint Alphonsus primary care or specialty physician, call (208) 367-DOCS (3627).

Visual impairment or legal blindness affects approximately 3% of the U.S. population over the age of 40, or a total of 4.2 million people. The most common cause of vision loss in this age-group is age-related macular degeneration (AMD), accounting for approximately 54% of cases. With increasing age, the prevalence of vision loss climbs to over 6% among Caucasians over the age of 85. AMD has two forms: Dry (non-exudative) or Wet (exudative). Even though the wet form only represents 10-15% of cases of AMD, it accounts for the majority of cases of significant vision loss. In wet AMD, abnormal blood vessels grow (neovascularization) into the retina and are prone to leak and bleed, causing scarring and permanent loss of central vision.This all sounds like bad news for seniors, but in fact, there is a lot to be thankful for in the treatment of wet AMD.Not your parents disease. If you ever had a parent or relative being treated for wet AMD in the past, unfortunately the disease often robbed patients of their central vision despite laser and other treatments. Thankfully, the treatment of wet AMD has improved substantially in the last 15 years and there are 3 injectable drugs currently used with good success. If a patient experiences new blurry or distorted vision from wet AMD, the current treatments can stabilize vision in 95% of patients and improve vision in 30-40% of patients.Area of active research. Despite the improvement in treatment for wet AMD, there is no cure for the disease, and the current injection treatments often need to be continued for life. As a result, treatments that last longer and require fewer injections are being studied. In addition, eye drops, pills and other less invasive treatments are being investigated. A cure for this disease lies in the promise of stem cell or gene therapy. If either one of these treatments prove effective, then far fewer people will have to suffer from age-related vision impairment.It is recommended that people over the age of 65 (even without any risk factors or symptoms) have an annual eye exam. If you have AMD, your eye doctor may send you to a retinal specialist who can evaluate and develop a treatment plan that is right for you as well as determine whether you qualify to participate in any new clinical research trials.Editors Note: This article was submitted by Dr. Patrick Coady of New England Retina Associates. He may be reached at 800-228-0843.

So youve decided that Acrylic is the right material for your shower. Thats a great start. Now its time to take it to the next step, and bring the idea of a brand new shower to life. Regardless of your budget, bathroom size, or layout, there are options out there for you to upgrade or enhance the look and functionality of your bathroom. Here you will find different shower shapes, shower doors, and shower accessories, all of which require just a small amount of remodeling work in order to achieve a great new look.Standard Curtain Rod Shower Basic and inexpensive Curtain and rod designs as frequently as you like No room required for a door to swing out Curved Rod Shower Opens up anywhere between 6 and 11 inches of space in the shower, depending on your shower and rod. Adds a curvy, more elegant look to your showerPivot Door Shower Available in clear or obscure, framed or frameless glass Clear glass will open up the bathroom, make it feel more spacious Allows for a large doorway since theres only one panel (sliding door would needs two)Sliding Door Doors dont swing out, so water wont drip onto your bathroom floor No need to allow room for door clearance Comes in clear or obscured glass. Clear glass will open up the room.Curved Door Shower For corner showers Sliding doors that move out from the middle Doors shut magnetically for a firm, secure closeNeo Angle Shower Door For corner showers 5-sided shower: 1 Acrylic Wall (2 sided), 2 Glass Panels, 1 Glass Door Door opens out from right or left, whichever side you chooseDome Ceiling Shower Makes shower seem more spacious. Will make bathroom feel more spacious if you have a clear glass shower door Opens up the light in the room Adds a new and different designThese options for an acrylic shower should open up your line of thinking and give you a broader idea of all that is available, both for design as well as functionality considerations. Depending on the makeup of your bathroom, each of these options can be added to your bathroom with minimal work required!

The Montessori Inspired Lifestyle approach to caring for those with dementia is a new concept that is gaining interest in the senior care industry.This innovative approach is relatively new but there is evidence that it can reduce anxiety and the use of chemical restraints for people with dementia by engaging them in both purposeful and meaningful activities.The Montessori Method of education was developed in the early20th century, by Maria Montessori. Through her work with underprivileged children she determined that focusing on the individuals strengths and providing a hands on sensory stimulating environment were both essential elements in the successful learning process. More recently these concepts have been used successfully when caring for persons with dementia and are referred to as the Montessori Inspired Lifestyle approach.Montessori based programming utilizes activities as a means to reconnect to persons with dementia who may seem unreachable. This is done by creating experiences where these individuals are able to use their hands and their five senses to engage and stimulate their minds. When an individual with dementia is able to actively participate in experiences and enjoy their successes, their self-esteem increases and they enjoy a sense of accomplishment. The Montessori Inspired Lifestyle approach focuses on a persons strengths, on what they CAN do rather than what they cant. It allows patientsto reconnect with a world theyre losing access to and is a source of comfort to them and their loved ones.The key to successful Montessori programming requires that we change our expectations of what individuals with dementia are capable of. To assume that they can no longer be active participants in their own lives, have new experiences, and connect with others is to further debilitate them. The goal is to engage each person in purpose driven activity that is meaningful to them. This helps to eliminate boredom, helplessness and loneliness and improves overall life satisfaction.Editor's Note: This article was submitted by Stacey Flint, Certified Montessori Inspired Lifestyle Trainer, Center for Applied Research in Dementia. Stacey Flint is a Regional Montessori Inspired Lifestyle Trainer with WindSong Memory Care Communities and may be reached at 503-302-6934 or by email at sflint@windsongmemorycare.com.

At some point in life, Everyone is faced with the question: What do you do with all of the things you've accumulated over the years? You may be a couple, or a widowed survivor, preparing to move from the home in which you raised your children. Or, perhaps you are the adult child of parents who are making such a move or emptying your family's home due to the loss of your loved one(s).So when faced with this question, Goodwill has your answer. WHITE GLOVE SERVICE was developed for people that need to move and either cant, or don't want, to take all of their belongings with them.Goodwill Manasota added this service for our community as they understand you've spent a lifetime collecting possessions, and that the time has come for the difficult decision of letting things go. This service handles the time consuming tasks of packing and taking away what you no longer want or need.We try to make it as painless and easy as possible for our donors, said Donna Evans, Director of White Glove Service. We eliminate the physically labor-intensive job of packing and provide emotional support to the donors.The donor takes what they want to keep for use or memory sake and White Glove Service does the rest.Goodwills White Glove Service is a specialty FREE service for those who are looking to downsize, relocate, or simply wanting to donate the sellable contents of their home. The specially trained staff goes into the home, packs all of the donated items with care and transports everything to Goodwill for resale in their stores. The team is also bonded and insured. When all is completed, the donor receives an itemized tax donation receipt for their tax purposes. People using White Glove Service range from someone selling their second home that is fully furnished to a buyer who buys a furnished home but has their own furnishings, said Evans. We also have Senior clients who are selling their primary residence and downsizing to a retirement home and/or a family disposing of things when selling their deceased relatives home.The money received from the sales of your donations helps Goodwill create jobs and economic success for people with disabilities and other barriers. The donor receives the satisfaction of knowing they're changing lives through the power of work with their valuable donated belongings.If you or a loved one would like to know more about our White Glove Service, please call Donna Evans, Director of White Glove Service, at 941.355.2721, x131 or by email at Donna.Evans@gimi.org. You can also visit Goodwills website at www.ExperienceGoodwill.org to learn more about Goodwill Manasota.

When seeking services that will help seniors stay in their own homes, it can often be overwhelming learning about the types of services available. The first consideration is the senior is having difficulty traveling outside of the home. The second consideration is usually the family support may also be strained for time, resources, and availability.Fortunately, the internet age has made arguably one of the most important types of support (nutrition and home supplies) easier and more affordable than ever to obtain. The senior and the caregiver support system are both relieved of the burden of having to find the time, the energy, and the means of transportation to shop for groceries and home supplies. Instead, the items can be ordered and delivered directly to the home.What to look for: The best home grocery shopping services will assign you a personal shopper and shop at the store(s) of your choice. The service will offer extras such as prescription pick-ups, grocery list assistance, etc. They will use shopper club cards and offer senior discounts. They will deliver the groceries directly into the kitchen if desired. They will provide you with the original store receipt(s).What to avoid: It is wise to avoid services that that limit you to ordering from their own inventory of items with no choice of substitution or store. Look upon with suspicion any service that hides or marks-up the original prices and doesnt offer you the original store receipt. Services that make you pick up the products or ship them in boxes that have to be unpacked are not helpful to the senior.Helen, 91, just cant drive to the store much anymore. Shes developed a friendship with her personal shopper, and often saves some cookie bars for her. Helen loves the freedom she has to continue to bake and cook for herself and her disabled son. As a bonus, she feels less of a burden on her children (who are grandparents themselves!) and feels blessed when they visit. Home grocery delivery services has become an important part of her plan to stay longer in her home.Editors Note: This article was submitted by Larissa Pearson, owner of WeGoShop. com Dallas. She may be reached at 469-666-0595 or by email at dallas@ wegoshop.com

No one wakes up in the morning with a deliberate plan to fail, but I do believe many of us plan for failure by simply procrastinating because while we all know we will die it all seems so far off. Unfortunately, too often the unexpected arises, and families are left scrambling to figure out what to do for those they love. When my mothers health became such that my father had to place her in long-term care I remember telling him how much the planning to care for her might cost. He told then he would gladly pay more than that for the problem to just go away.My parents had basic estate planning in place, but what they did not have was a plan for life and a plan for death. What is a plan for life? Well, it involves basic estate planning such as a will and powers of attorney, but it also includes contingency planning for the unexpected. For example, what is the plan if one spouse needs long-term care and the other does not? What happens if both require it? What happens if one spouse is in long-term care and the stay at home spouse dies. What happens if in a situation such as the ones Ive named the families are blended; who makes what decisions for whom?A plan for death is easier, but often neglected. We found out at my mothers death that we did not have the first idea how to have my mom interred in the local VA cemetery, and we had to wade through a lot of misinformation until we got the right information.What to do then? Plan for the unexpected. Consult with the necessary professionals today so that the unexpected does not catch you unawares. The decisions you make today will affect your family tomorrow; help them to enact your wishes by giving them the tools they need to implement your plans for both life and death. The problems will not just go away.Editors Note: This article was submitted by William H. Moller, Attorney and Counselor at Law, The Moller Law Group, LLC. He may be reached at 719-694-1284, or by email at whmoller@mollerlawgroup.com.

I was working with an Adult Protective Services representative just a few days ago, and she said something very profound. We were attempting to help a family whose mother was showing signs of either rapidly advancing dementia or some other medical issue. They had no powers of attorney in place; they had no authority to step in. She needed help, but they were stuck between not having any power of attorney documents and not being able to make the required showing to get a guardianship. The woman from APS said, "It's always to soon, until it's too late." How true.Many families keep putting off the very critical act of executing the proper set of documents to insure that they can legally pitch in to help, if a loved one needs assistance. Procrastination can cost - BIG TIME! A will, financial powers of attorney, medical powers of attorney, HIPAA releases, advance directives, declaration of guardians in the event of later need are essential for every adult member of the family. If there are minor children in the mix, there should also be a declaration of guardian for your children in the event of later need. People often assume that, just because they are family, they will be able to jump right in, take over the finances, help with medical decisions, etc. WRONG! And the consequences of not having the right authority when you need it can be dramatic. When a family member needs help, the bills don't just automatically stop! Imagine the anguish that results from not being able to access that family members finances. No one realized the need to plan ahead. It's frustrating, gut-wrenching and expensive, if you have to come out of your own pocket to pay those bills. Consult with an elder attorney. There are issues that you probably haven't thought of and questions that you don't know the answers to. Please do it NOW! Remember, it's always to soon, until it's too late.Editors Note: This article was submitted by J. Clarke Wilcox, attorney with Whatley Wilcox, PLLC. He may be reached at 888-593-5337. Article on page 39

The challenge of finding appropriate senior living for either ourselves or loved ones is a universal dilemma we inevitably face.The initial investigation can seem overwhelming without a little preliminary education and research. While word-of-mouth referrals through friends and associates accompanied by Internet queries are a great beginning, there are many additional criteria to consider. The following checklist provides key questions and assistance in streamlining the process, ultimately providing you and/or loved ones with rewarding end-results, peace-of-mind thus creating the perfect match! Licensing & Complaints: Is the facility licensed, accredited and in good standing with the Utah Department of Health, Salt Lake County Aging Ombudsman and Better Business Bureau? Are there outstanding complaints against them? Location, location, location: Is the community situated in a safe and ideal area? What supplemental amenities are close by? Ownership History: How often has the community changed ownership or been in business? Care Competency & Medical Options: Does an R.N. oversee all aspects of residential care? Are there on-site medical services and professionals available to minimize outside doctor visits? Care Levels: Can the prospect age in place with a full or partial care continuum to minimize transfers? Are there memory care options, if applicable? Events & Activities: Does this community match the prospects personality and allow them to maintain as much independence as possible? What kinds of activities/events are scheduled commensurate with the prospects needs? Transportation: What transportation options exist? Occupancy: Is there a wait list and what is the move-in timeline? Financial Options: What kind of financial options exist to afford the prospect a stay at the community? Can I begin to utilize a long-term care policy or qualify for veterans benefits? Do they accept Medicaid?Editors Note: This article was submitted by Chantelle Knudson. Chantelle is the Sales Director with Highland Cove Retirement and may be reached at 801-272- 8226 or by email at cknudson@centurypa.com

In the Pikes Peak region, the population of 65+ is set to increase by 160%, while the population of 85+ is set to increase 337%. This is a national trend with potentially huge ramifications on the local level as baby boomers age in place, and older Americans move to be with their baby-boomer children.Innovations in Aging Collaborative was formed with the goal of breaking down silos, spurring substantial conversation around what the silver tsunami would mean for the Pikes Peak region, and looking at innovative, collaborative ways to prepare. In March 2016, Colorado Springs was accepted into the network of Age Friendly Cities by AARP and the World Health Organization. By doing so, we have committed to putting in the time and effort to make our city more Age Friendly. To be Age Friendly means to be a community where the oldest and the youngest community members can live full, engaged, and active lives. For example, the old and young are often unable to drive, which means that they are often stranded in a car-centric transportation system. To connect to community activities, maintain social networks, and perform basic activities to living, they must depend on either a public transportation system, safe walking paths, or other people to drive them. Similarly, as people age, they often want to downsize their home while remaining in their community. Having smaller, accessible housing for this population is part of allowing individuals to age in community and continue contributing in ways that benefit everyone.We work to affect change by partnering with community leaders in the non-profit, governmental, and for-profit sectors. By doing so, we have managed to incubate several successful programs that focus on aging well in Colorado Springs. One excellent example is the Age Friendly Business Certification program that is now part of the Better Business Bureau of Southern Colorado. Look for that badge on local businesses and visit their website to check out the list of certified Age Friendly Businesses. Visit our website to learn more about other initiatives and how you can get more involved in making our city Age Friendly!Editors Note: This article was submitted by Innovations in Aging Collaborative and may be reached at 719-602-3815.

To learn more aboutThe Wellington - MBK Senior Living,CLICK HERE.Weve all lost our keys or forgotten to take the garbage out. Everyone gets into a bind when they cant remember the name of a person they met last week, or why they walked into the bedroom just now. Our lives are busy, weve got a lot on our minds, and our attention is divided among all our daily tasks. There isnt one of us, though, who hasnt thought Am I just forgetful today or is this something more serious.According to the World Health Organization, nearly 50 million people worldwide are living with dementia, and every year 10 million new cases are found.It is estimated that 5-8% of the over 60 population is experiencing some form of cognitive impairment.Cognitive impairment can be caused by a wide variety of non-dementia related issues, from medication side effects, metabolic and endocrine disorders to illness and depression. It can also be caused by dementia. Assessing cognitive impairment and identifying its cause, particularly at an early stage, is hugely important.Medicare now requires that all beneficiaries receive a cognitive assessment at their Annual Wellness Visit.Coverage for the wellness visit (and any follow-up visits) is available to anyone who has had Medicare Part B coverage for at least 12 months. This initial screening will take 10 minutes or less when done by trained staff. A positive screening result warrants further evaluation with a combination of cognitive testing and patient history (often from the patient themselves and family members/caregivers).The National Institute on Aging points out the abundant benefits associated with assessing cognitive impairment and identifying its causes. If the screening is negative, the patients and the familys concerns may be alleviated. If the screening is positive, then further evaluations are warranted. The first step is to identify the cause of the impairment. If it is dementia, early diagnosis can help the patient, and the family address issues such as averting potential safety concerns, creating or updating advance directives and long-term care plans, arranging for assistance with medical, legal and financial concerns, and providing the patient, family members, and caregivers appropriate information and referrals

According to the Centers for Disease Control and Prevention, every year one in three adults over the age of 65 falls and 2 million are treated in the emergency room for fall-related injuries. Knowing the risk factors for falling is the first step in preventing an incident. The most common risk factors include: a history of previous falls, balance impairment, gait abnormalities, dizziness, reduced muscle strength and flexibility, visual impairment, medications, advanced age, peripheral neuropathy and recent hospital discharge. As we age, falling becomes of greater concern, however, it is not an inevitable part of aging. The following steps can be taken to help significantly reduce the risk.Meet with your doctor:Have a discussion with your doctor about your medications. Are there any that can cause dizziness, drowsiness or cognitive impairment? These may need to be discontinued or dosing may need to be modified.Keep moving: Many older adults lose their sense of balance or experience a decreased level of coordination, flexibility and muscle strength. With your doctors approval, consider activities such as walking, water workouts or tai chi. There are also exercise programs designed to specifically target strength, balance and flexibility. Physical therapy is advised after a recent hospitalization or while recovering from an injury or surgery.See your podiatrist: There are multiple foot and ankle conditions that can compromise balance during gait. Bunions and hammer toes can limit the ability to use your toes to purchase the ground and maintain balance. Calluses and corns or peripheral neuropathy can decrease tactile sensitivity, making it difficult to feel the floor under your feet. A podiatrist may be able to help reduce the risk due to these conditions.Wear sturdy shoes: Wearing slippers, socks or being barefoot has consistently been associated with an increased risk of falling. However, not all shoes are protective for falls. Avoid wearing high heels, flimsy shoes, shoes without adequate fixation (laces, straps, or buckles) and shoes with smooth tread.Have your vision checked: Older adults should have their eyes examined every year to evaluate for cataracts, retinopathy, glaucoma and other forms of visual impairment. Those with contact lenses or glasses should have the strength of their prescriptions confirmed and changed if necessary.Safety in the home: Remove fall hazards that could be tripped over and install better lighting and handrails where appropriate.Editors Note: This article was submitted by Dr. Kate Johnson, DPM. Dr. Johnson is a podiatrist at A Step Ahead Foot and Ankle Center and practices in Loveland, Fort Collins and Cheyenne. She may be reached at 970-493 - 4660.

Connecting compassionate, quality care to our communitiesNew Bridge Medical Center, a clinical affiliate of Rutgers Biomedical and Health Sciences, is a 1,070-bed hospital located at 230 East Ridgewood Avenue in Paramus, NJ. The Medical Center is both the largest hospital and licensed nursing home in New Jersey and the fourth-largest publicly-owned hospital in the nation. The hospital changed its name to New Bridge in October 2017 when the not-for-profit company, Care Plus Bergen, took over as the management entity. Care Plus Bergen brings together the expertise of Rutgers New Jersey Medical School, Integrity House, and Care Plus NJ, Inc., to form a groundbreaking collaboration that will revitalize and strengthen the high-quality, patient-centered care provided to patients, long term care residents, and the community served by the facility.The Medical Center, including its Long-Term Care Division, is fully accredited by The Joint Commission. Less than 6% of long term care facilities nationwide pursue and receive Joint Commission accreditation.Families trust New Bridge Medical Centerto provide comprehensive, high-quality long term care services for their loved ones. As a full service, accredited medical center, New Bridge provides a scope of services far exceeding those offered in a standard nursing homeenvironment. Highly-trained, skilled staff provide nursing care focused on individual resident needs 24 hours per day, 365 days per year, as well as access to onsite, specialized physicians. Comprehensive medical or mental health care is always only an elevator ride away.New Bridge Long Term Care specialty services include: Rehabilitation services, including physical therapy, occupational therapy, and speech therapy In-house respiratory therapy services 12-bed ventilator unit Surgical care Tracheostomy care Professional dietitians and chefs Hospice services Intravenous therapies, gastrostomy tube feeding, and advanced respiratory support services are available. A comprehensive wound care program Respite program Secure Alzheimer/dementia units Multi-faith pastoral care provided at bedside and in our interfaith chapel An onsite personal care salon with services offered in the salon or in the privacy of a residents room Diversified recreational therapy activities Greenhouse Community outings Flat screen TVs and Wii entertainment systems Library Game room Kosher meals provided upon request Dedicated Korean and Indian program meeting the cultural needs of those communitiesThe New Bridge LTC Admissions team helps families navigate the Medicaid process and are available to explain Medicare and other insurance coverage.For more information or to schedule a tour call 201.967.4073 or visit newbridgehealth.org

Transportation to medical appointments can be difficult to find, especially if the appointment requires a friend or family member to pick you up after the procedure. With transportation becoming an increasingly prevalent issue for older adults, RSVP of Boulder County has created a program, in conjunction with Special Transit, to provide volunteer drivers and escorts to medical appointments.What is Medical Mobility?Medical Mobility is a new transportation program within RSVP of Boulder County that provides rides to doctors appointments for ambulatory seniors and adults with disabilities. RSVPs program allows clients to stay secure, comfortable, independent and living in their homes for as long as possible.How does it work?Volunteer drivers use their own cars to transport the clients to their appointments and can wait for the duration of procedure before taking them home. The service is offered throughout Boulder County and clients that RSVP cannot serve are referred to Special Transit or other local transportation services that provide a broader range of services that we cannot provide, such as assistance with wheelchairs. Rides can be scheduled on weekdays from 8:30am-5pm with the RSVP Transportation Coordinator, and at least 24 hours notice is requested, but rides cannot be guaranteed as they depend on the availability of the volunteer drivers. The service is cost-effective and is based on an affordable sliding scale in compliance with our partner agency, Special Transit, which is $2 each way within the city or $4 each way between cities. Please call for more details and schedule your ride today!Allison Dellwo, RSVP Transportation Coordinator, 303-443-1933 ext. 407, allisondellwo@rsvpboulder.orgAuthor:Allison Dellwo