Florida - Orlando

Building Healthy Hydration Habits for Older AdultsSee our latest Blog post:Staying hydrated might seem simple, but as we age, it becomes a cornerstone of maintaining health and well-being. Did you know that as people age, the body loses its ability to sense thirst? Combine this with factors like medications, mobility issues, and health conditions, and its easy to see why dehydration is a serious concern for older adults.At American, Advocate, and Whitsyms In-Home Care, we know that developing healthy hydration habits for older adults protects physical health and enhances energy, cognition, and overall quality of life. It begins with understanding the dangers of dehydration, and then taking proactive steps to prevent it in those you love.(See post for more)If you, a family member or friend need a little extra care, and still want to live at home -- We can help with Home Health Care Services --We refer qualified and compassionate home health care providers that have been thoroughly screened to support our goal of making living and aging at home safe, comfortable and affordable. Referred Care Providers are available on an hourly, daily, weekly, or live-in basis.Care Providers: Register and take an important step towards taking control of your career!  https://www.americaninhomecare.com

Have you created an estate plan for yourself? Estate planning doesnt have to be overwhelming, nerve-wracking or boring. Its simply a method to outline your intentions for your assets and possessions if you are not able to take care of yourself or pass away.  Why do you need an estate plan? It gives you control now over events in the future. It can involve everything from who receives your financial assets and who your possessions are given to. Distributing possessions is often one of the hardest and most emotional parts of a loved ones passing. Having a complete inventory and clear direction makes things go much smoother for the remaining family members.  Another word that you need to know as you step into estate planning is probate. This is the legal process that administers and divides your estate according to your plan or local laws. Probate is the step in the process when any outstanding debts are paid, and other disputes are settled. This is the time when paperwork with the courts or localities is done, and assets are distributed if necessary.  How does WayForth fit in? Having a home inventory is helpful when all involved parties need to understand the value of the estate or decide what to keep and what to pass on or donate. WayForth will create a complete, detailed inventory for large and small estates and can also help with downsizing, coordinating donations, and clear-out and prep for sale services to help with your estate.   For help with your next move, contact WayForth's moving professionals today. Call us at 817-697-4478 or go to our website to learn more! 

Level Four Capital Management WEEKLY INSIGHT Week of September 1, 2026 WEEKLY HIGHLIGHTS September 1, 2026 Market Snapshot As of August 28, 2026 Equities Close 1 WK YTD 1 YR S&P 500 7,711.76 +0.50% +13.49% +19.98% NASDAQ Composite 26,402.42 +0.85% +14.04% +22.38% Dow Jones 53,559.99 +0.55% +12.58% +19.28% Russell 2000 2,972.37 -1.46% +20.82% +26.69% Fixed Income Close 1 WK YTD 1 YR U.S. Aggregate 2,343.86 +0.13% -0.21% +1.86% U.S. Corporate 3,534.41 +0.32% -0.30% +1.78% Municipal Bond Index 1,399.27 -0.16% +0.49% +4.44% Source: Bloomberg. Returns reflect the trailing week ended August 28, 2026. US Weekly Recap The S&P 500 added 0.50% to 7,711.76 as mega-cap AI strength offset small-cap weakness. The Nasdaq Composite led major benchmarks, up 0.85% to 26,402.42, after Nvidia's blowout fiscal Q2 print (revenue of $96.2 billion versus $91.9 billion expected, EPS of $2.22 versus $2.08 expected) reignited the AI-capex trade and lifted chip and hyperscaler names broadly. The Dow rose 0.55% to 53,559.99, while the Russell 2000 was the week's laggard, down 1.46% to 2,972.37, as small-caps bore the brunt of a mid-week Treasury selloff that pushed the 10-year yield toward 4.7%+ before Treasury Secretary Bessent moved to steady the market with an upsized debt buyback program. Walmart shares fell as much as 9% after posting its first U.S. comparable-sales miss in roughly five years despite beating on revenue and EPS, underscoring pressure on the value-conscious consumer. On the upside, Moderna extended its rally on positive Phase 3 melanoma data for its Merck-partnered cancer vaccine candidate. Fixed income was mixed: the U.S. Aggregate gained 0.13% and Corporates added 0.32%, while Municipals slipped 0.16%. Core PCE, the Fed's preferred inflation gauge, accelerated to 3.34% year-over-year in July, above both the 3.3% estimate and June's 3.29% pace. The monthly Core PCE reading held at 0.2%, in line with estimates but double June's 0.1% clip. The second estimate of second-quarter GDP was left unchanged at a 1.5% annualized pace, but the GDP Price Index was revised up to 6.4% from 6.2% and personal consumption growth was revised higher to 3.4%, both pointing to firmer underlying price pressure than initially reported. Personal income jumped 0.4% in July, more than double the 0.2% estimate, while personal spending rose a milder 0.2%, short of the anticipated reacceleration. Taken together, the data reinforced a "sticky inflation, resilient income" narrative that complicated the case for near-term policy easing, even as Friday's MNI Chicago PMI missed sharply (47.1 versus 57.9 expected), a reminder that manufacturing momentum remains fragile. New Fed Chair Kevin Warsh delivered a hawkish debut at Jackson Hole, warning the Fed still has "work to do" on inflation. Confirmed by the Senate in May, Warsh used his first Jackson Hole address to note that more than half of tracked goods and services are still seeing price increases of 3% or more, and that rate hikes remain squarely on the table if underlying trends do not clearly and convincingly improve. He characterized labor-market softness as a secondary concern relative to inflation. Markets responded by roughly doubling the implied odds of a rate hike at the September 15-16 FOMC meeting to a near coin-flip from about one-third beforehand, and the 2-year Treasury yield rose from 4.22% to 4.30% intraday. Equities largely shrugged off the remarks Friday, but the shift sets a notably more cautious backdrop heading into next week's jobs-dominated data slate. Fed Watch   CURRENT RATE 3.50-3.75% Held 5th Meeting 10-YR TREASURY 4.73% As of Aug 28 WTI CRUDE $83.05 Wk High $86+ HOLD PROBABILITY '50% Pre-JH: '33% NEXT FOMC Sep 16 2:00 PM ET   The Fed has held its policy rate at 3.50%-3.75% for five consecutive meetings, but new Chair Kevin Warsh's hawkish Jackson Hole debut on Friday reshuffled the September calculus. Warsh signaled the Fed "must be confident that underlying inflation is moving to our objective, clearly and at sufficient speed," and that rate hikes remain a live option if it isn't. Odds of a hike at the September 15-16 meeting roughly doubled to a near coin-flip from about one-third beforehand, a sharp reversal from Kalshi pricing just days earlier that had shown holds favored and cuts all but priced out. The inflation backdrop gives Warsh's caution some cover: Core PCE accelerated to 3.34% year-over-year in July, above estimates, and the Q2 GDP Price Index was revised up to 6.4%. Warsh specifically flagged that over half of tracked goods and services are still posting price gains of 3% or more, above pre-pandemic norms, and framed that as more concerning than current labor-market softness. That reasoning puts the Fed's inflation mandate ahead of its employment mandate for now, a stance that may also put the central bank at odds with a Treasury actively working to hold long-end yields down via an upsized buyback program. Next week's jobs-heavy calendar will be the swing factor into the September decision: ADP (Wed.), ISM Manufacturing and Services (Tue./Thu.), and the August jobs report (Fri., est. +55K vs. -23K prior, unemployment rate est. 4.1%) all land before the Fed's blackout period begins. A strong labor read would reinforce Warsh's hawkish framing; a weak one would revive cut odds and set up a genuinely contested meeting. Broadcom's earnings Wednesday, the week's most closely watched AI-capex read-through after Nvidia's strong quarter, is a secondary catalyst for risk sentiment. Sector Rotation & Style Mega-cap growth reasserted leadership as small-caps lagged sharply. The Nasdaq's 0.85% weekly gain, powered almost entirely by Nvidia's earnings beat and the AI-capex halo it cast over chip and hyperscaler names, contrasted with a 1.46% decline in the Russell 2000. Small-caps proved far more sensitive to the week's Treasury-yield spike and, later, to the repricing of Fed hike risk after Chair Warsh's hawkish Jackson Hole remarks, both of which weigh disproportionately on smaller, more rate-sensitive balance sheets. The growth-over-value, large-over-small pattern extended a theme that has defined much of 2026 and is directly relevant to LGRO's large-cap growth positioning, which carries meaningful AI-infrastructure exposure.   Global Markets Overseas markets ended mixed as regional stories diverged from Wall Street's AI-driven strength. Japan's Nikkei 225 rose 0.41% and Taiwan's TAIEX gained roughly 0.8%, both riding the tech-sentiment lift from Nvidia's earnings, while South Korea's KOSPI fell 1.79% on institutional tech profit-taking and Hong Kong's Hang Seng was roughly flat. In Europe, the Stoxx 600 suffered its worst session in about a month on Thursday, down 0.7%, as France's CAC 40 dropped roughly 1.7% and French banks fell 4-5% amid renewed fiscal and political uncertainty ahead of next year's presidential election; Germany's DAX held up better and European indices broadly recovered into Friday. Brent crude fell more than 5% for the week even as WTI eased to roughly $83/bbl, as the U.S. rolled out fresh sanctions targeting countries maintaining economic ties with Iran, adding a fresh geopolitical crosscurrent to energy markets. What to Watch This Week 1. Jobs week culminates Friday with the August employment report. Nonfarm payrolls are estimated to rebound to +55K after July's -23K contraction, with the unemployment rate seen holding at 4.1%. ADP's Wednesday print (est. +47K vs. +44K prior) and Tuesday's JOLTS openings (est. 7.31M) offer earlier reads. Given Chair Warsh's newly hawkish framing, the risk is asymmetric: a strong report would reinforce a possible September hike, while a weak one could just as quickly revive rate-cut odds and reopen a genuinely contested FOMC meeting. 2. ISM Manufacturing and Services bracket the week. Tuesday's ISM Manufacturing (est. 55.2, prior 55.6) and Thursday's ISM Services (est. 54.1, flat with prior) will be read alongside last week's sharp MNI Chicago PMI miss (47.1 versus 57.9 expected) for signs that regional manufacturing softness is broadening. A second consecutive miss would complicate the "resilient economy" case Warsh leaned on at Jackson Hole. 3. Broadcom headlines a loaded earnings slate. AVGO reports Wednesday after the close as the week's marquee print, given its exposure to custom AI silicon and hyperscaler capex following Nvidia's strong quarter. Dell, Palo Alto Networks, MongoDB, and Lululemon round out a week that spans AI infrastructure, cybersecurity, cloud software, and consumer retail, giving advisors a broad cross-section of corporate spending and consumer-health signals. 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Searching for In-Home Care can be a big task. There are so many companies out there that provide In-Home Care services, so how do you choose one that is a reputable, safe, and reliable company that is also the right fit for your needs? We have compiled a list of questions that should help make the selection process easier:1. Is the company you are considering properly licensed or accredited by an independent third party for in-home care?While many companies will claim they are licensed, they may mean they have only a business license, and are not properly licensed with the state if required or accredited by a nationally recognized independent review for in-home and personal care services. Licensing also must be appropriate to the type of care, some companies can only provide companion care, and not assistance with the Activities of Daily Living which is a different license.2. How long has the company been in business and what areas do they serve?In order to determine the stability of a company, their relative longevity, experience and size may be of help. In addition, if they are part of a franchise, while the franchisor may have a long history that does not mean the local owner has that same experience, or stability. A company operating in a larger geographic area will likely have a larger pool of qualified caregivers to call upon if an emergency arises. It's always important to confirm who will manage your relationship, how back up is handled, and their availability for support 24/7.3. What process is used to screen and verify the caregivers, including reviewing their credentials, qualifications, certifications, and references?Have the company representative explain how caregivers credentials are verified, and if they undergo testing, screening and interviewing. Determine what levels of screening are used, state, local, and federal, and how this information is kept current.4. Do both the company and the caregiver have insurance?You should ask to inspect the companys Professional and General Liability insurance to provide peace of mind that you are protected, and not just the company should anything go wrong. If you have concerns about someone being in your home or operating your vehicle with permission, you may want to ask your insurance agent about an umbrella liability policy. Check to be sure that caregivers are bonded for theft and protect items that cannot be replaced.5. Has a consultation and home visit been conducted prior to beginning service or recommending caregivers?Making arrangements for care in your home is very different than being relocated to a facility where everything is in place already. When you choose in-home care, the client and their family are an essential part of determining, with a professional client care advisor, what services are right for the situation. The consultation and assessment may include prudent suggestions for modifying the home environment for improved safety.6. Does the contract lock you into a long term or include penalties for discontinuing service?Obtain clarity about the contract commitments you are making including the time period, any minimum, and what your cancellation options are. You should not expect any penalty for cancelling because of dissatisfaction or changing needs. Be aware that accepting a locked in low rate may limit your flexibility to cancel or impose penalties. Find a company with a reputation for treating its clients fairly.7. Is there a guarantee of caregiver match with no questions asked?You should have a choice and the approval of the caregiver that will provide the personal care for you or a loved one. The caregiver is an invited guest into ones home. If there is ever a problem for any reason with a caregiver, does the company have the flexibility to find you a different caregiver. Is their first responsibility to you, your needs, and your schedule. The decisions as to who provides your care and what type should be yours.8. What provisions have been made to handle emergencies?Generally, when it comes to in-home care the worst issues arise at night, on weekends or holidays. It is essential that the company you choose operate with a 24/7 mentality, including a defined process for managing problems outside of normal business hours. You should understand who is responsible for your relationship and expect them to respond within a few minutes of your call, and often it is best to test the system.9. Have you obtained professional and client references?While it may be difficult to conduct reference checks with clients due to privacy rules, it is relatively easy to search for information about the company on the internet, determine if they belong to industry associations that govern personal care, or see if they are registered with consumer groups like the Better Business Bureau. Take the time to weed out the bad candidates.10. What are the rates for service?Often this is the first question that is asked, but it probably should be the last. Before a company can make a quote, they should ask appropriate questions, and you should be comfortable that they can provide the services needed. Quoting prices without doing the background work can be a warning sign that you are being treated with a one size fits all approach, when each in-home care engagement is unique and personal. Companies may quote an hourly or weekly rate, but generally the more hours required per week will dictate a lower rate, subject to care needs. Live-in companions may offer an affordable alternative for the right situation. It is important to get a clear understanding of billing practices, payment options, and billing cycles.American In-Home Care and our sister companies fit all of these criteria and are always honest and straightforward about our policies and our relationship with our clients. If you have any questions about our process, or about in-home care, please do not hesitate to contact your local Client Care Liaison who is standing by 24/7 to help.