Pennsylvania - South Central

Adams, Cumberland, Dauphin, Franklin, Lancaster, Lebanon, Perry & York

Name

Chris Gartman

Publisher's Note


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Pennsylvania - South Central

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Local Seniors Blue Book News

Activities & Events In Your Area

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Nov 09, 2024 09:00 AM - 02:00 PM

Cumberland County Women's Expo

The Womens Expo brings together women of all ages to shop, enjoy mini spa treatments, watch demonstrations, learn about products and services for themselves and their families, and be entertained.Exhibitors will be on hand representing beauty, home, health and wellness, fashion, nutrition, shopping, finance, technology, and more.For more information, call (717) 285-1350 or visit www.agreatwaytospendmyday.com.

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Oct 16, 2024 09:00 AM - 02:00 PM

Cumberland County 50plus EXPO

Presented by OLP Events and Cumberland County Aging and Community Services, the 50plus EXPO will feature exhibitors providing up-to-date information for baby boomers and seniors.With free health screenings, door prizes, educational seminars, and entertainment, the 50plus EXPO is a unique fusion of timely, relevant information and a fun, relaxed atmosphere.For more information, call (717) 285-1350 or visit www.50plusexpopa.com.

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Oct 12, 2024 09:00 AM - 02:00 PM

Lancaster County Women's Expo (Fall)

The Womens Expo brings together women of all ages to shop, enjoy mini spa treatments, watch demonstrations, learn about products and services for themselves and their families, and be entertained.Exhibitors will be on hand representing beauty, home, health and wellness, fashion, nutrition, shopping, finance, technology, and more.For more information, call (717) 285-1350 or visit www.agreatwaytospendmyday.com.

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Sep 24, 2024 09:00 AM - 02:00 PM

York County 50plus EXPO

Presented by OLP Events, the 50plus EXPO will feature exhibitors providing up-to-date information for baby boomers and seniors.With free health screenings, door prizes, educational seminars, and entertainment, the 50plus EXPO is a unique fusion of timely, relevant information and a fun, relaxed atmosphere.For more information, call (717) 285-1350 or visit www.50plusexpopa.com.

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Local Aging Options

Providence Place Senior Living of Chambersburg

Memory Care 2085 Wayne Road, Chambersburg, Pennsylvania, 17202

Welcome to Providence Place, a local family-owned senior living company founded in 1998 by former Pennsylvania governor, George M. Leader. Our mission is to enhance the quality of life for our senior residents by delivering vibrant programs and exceptional service at an affordable rate. We offer Independent Living, Personal Care & Assisted Living, and two-levels of Memory Support at each of our seven campuses across Pennsylvania.

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PA Health & Wellness

Medicare Advantage Plans , Pittsburgh, Pennsylvania, 15276

Introducing PA Health & Wellnessyour partner for successWe understand how important you and your familys healthcare needs are. Its important to us, too. PA Health & Wellness provides quality Medicaid & health insurance plans in Pennsylvania. Our coverage options include a variety of Pennsylvania insurance benefits, member handbooks, and wellness information.Established to deliver quality healthcare in the state of Pennsylvania through local, regional and community-based resources, PA Health & Wellness is a Managed Care Organization and subsidiary of Centene Corporation (Centene). PA Health & Wellness exists to improve the health of its beneficiaries through focused, compassionate and coordinated care. Our approach is based on the core belief that quality healthcare is best delivered locally. Invest in you and your familys health by enrolling in Pennsylvania Medicaid or Medicare today.Medicaid and Medicare for PANothing is more important than taking care of your healthcare needs.  PA Health & Wellness is a health plan serving both Medicaid and Medicare members in Pennsylvania. We offer benefits to support those who qualify for Medicare, receiving long-term care services, or those that qualify for both Medicare and Medicaid (also known as Dual Eligibles).  Choose PA Health & Wellness as your partner in healthcare today!Your Doctor, Your ChoiceGet unlimited doctor visits with no copays.24-Hour Nurse Advice LineOur Nurse Advice Line is ready to answer your health questions 24 hours a day.Personalized SupportGet the support you need through our MemberConnections team. The team is here to help choose a doctor, navigate plan benefits, establish a healthy lifestyle, and much more.Affordable Medicare Advantage CoverageOriginal Medicare only pays for 80% of your hospital and medical costs and it does not include prescription coverage. But you can get more coverage for less with Allwell-a Medicare Advantage plan that includes prescription coverage.Save Money on Monthly PremiumsYoull have a $0 monthly premium and will have prescription coverage at no additional monthly premium.Extra Benefits All benefits of Original Medicare are covered. You may also get extra benefits like vision, dental and hearing care and gym membership. Benefit offerings may vary by plan.Comprehensive Medical CareAmbetter from PA Health & Wellness offers quality, affordable healthcare coverage with options to fit your health needs and your budget.MyHealth PaysOur rewards program helps you earn rewards for taking care of yourself.Get the Most out of Your Health InsuranceAmbetter health insurance plans offer several levels of plan options, each one representing a different type of coverage and payment. However, no matter which Ambetter plan you choose, you can always count on access to high quality, comprehensive care that delivers services, support and all of your Essential Health Benefits.

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Pleasant View Communities

Independent Living 544 N Penryn Rd, Manheim, Pennsylvania, 17545

Options for Every LifestyleFor over 60 years, Pleasant View Communities has provided a flexible, carefree lifestyle and a commitment to quality care and service to its 400 residents in beautiful Lancaster County, PA. As a non-profit, Life Plan community, Pleasant View brings together the very best of faith-based living and modern health care, maintaining a full range of living options including apartments and cottages, Personal Care, Skilled Nursing Care, Rehabilitation and Memory Support.

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Providence Place Senior Living of Chambersburg

Assisted Living 2085 Wayne Road, Chambersburg, Pennsylvania, 17202

Welcome to Providence Place, a local family-owned senior living company founded in 1998 by former Pennsylvania governor, George M. Leader. Our mission is to enhance the quality of life for our senior residents by delivering vibrant programs and exceptional service at an affordable rate. We offer Independent Living, Assisted Living, and two-levels of Memory Support at each of our seven campuses across Pennsylvania.

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Articles Written By Local Businesses

I Don’t Trust My Trustee. What Can I Do?

It is important to understand that a trustee is a fiduciary and is held to a higher standard of duty. It is imperative as a beneficiary of a trust that you read every word of the trust and understand the circumstances under which the trustee is to distribute money to you as the beneficiary.If you do not understand the agreement, seek legal counsel so that youre sure you understand the terms under which the trustee should/may/can/must distribute money to the beneficiary. As you can see from all the different words that I used, every trustee has different discretions depending on the four corners of the trust document. There is no one size fits all, so it is imperative that you read and understand the terms of the document and what discretion the trustee has.Once you understand the document if you still feel as though youre not getting transparency from the trustee you can always request an accounting. If the trustee does not comply with the request for the accounting of the trust you can then file an action in the Orphans Court in your local county to force the trustee to provide you with a copy of the accounting to understand what money has been distributed from the trust and under what circumstances. If you have reviewed the accounting and are still not satisfied that the trustee is fulfilling his or her fiduciary duty, I would look to the trust document to determine if there is a trust protector.Many trusts nowadays will incorporate in them a trust protector who is often another law firm or professional fiduciary who can assist the beneficiaries. It would also be imperative to read every word of this section to understand what the trust protector can and cant do and also seek counsel if you still do not understand the specific terms of the documents.Because there are so many different styles and types of trusts it is virtually impossible to provide a specific direction to beneficiaries who feel that the trustee is not acting in their best interest, but the steps provided herein provide a starting point for the beneficiaries to feel that they have a voice and a say. In certain circumstances, the trustee may have sole and absolute discretion to do whatever he or she wishes, but even in those circumstances understanding what monies have been paid out and your rights under the document is very important.Please seek assistance from an attorney who specializes in trust and understands the ins and outs of trust documents in order to be able to provide advice on what you can and cant do within the terms of the trust.If you would like to learn more about trusts and how they can benefit your family, please give us a call at 717-844-9218.

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Nurture Your Brain with These Healthy Foods

You are what you eat. This familiar phrase reminds us that eating healthy foods will keep you fit. While we know that eating well can help with heart disease or other illnesses, experts agree that food choices may also help with brain function and cognitive ability.   Get your greens and blues Harvard Health Publishing at health.harvard.edu has an article devoted to five specific foods that may be some of the best choices for brain health. Incidentally, these foods are also on the lists for people who want to follow a healthy heart and blood vessel diet. They include:   Green leafy vegetables  The nutrients in foods such as broccoli and kale have been suggested by research to slow cognitive decline.   Fatty fish According to the article, salmon, cod and canned tuna all carry healthy omega-3 fatty acids which have been linked to lower blood levels of beta-amyloidthe protein that forms damaging clumps in the brains of people with Alzheimer's disease.  Blueberries and strawberries The article states: A study done by researchers at Harvard's Brigham and Women's Hospital found that women who consumed two or more servings of strawberries and blueberries each week delayed memory decline by up to two-and-a-half years.  Caffeinated tea and coffee While it gives you your morning (or afternoon) boost, research shows these beverages may help with mental function and memory retrieval.  Walnuts A power punch of protein and healthy fats, walnuts have been linked to improved cognitive test scores in research studies.  For more information on healthy brain foods, read our article here!  Peanut butter, anyone? According to an article on consumeraffairs.com, a study showed that peanuts or peanut butter may affect cognitive function.   The article writer, Kristin Dalli, explains: At the end of two years of gathering information from participants, those who were regularly eating nuts had stronger cognitive health outcomes, without any other changes to health or wellness. Participants who were eating at least three servings of peanut butter per week showed better cognitive function, including slower decline, than those who were eating peanuts or peanut butter less than once a week. To learn more about foods that can help with cognitive health, read WayForth's blog here! 

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Moving On – Help for Seniors Relocating to Nursing Homes or Assisted Living Facilities

In my estate and elder law practice, I routinely provide advice to seniors and their families about the next step. Specifically about what they will do when they need more care in their home or in an assisted living facility or in a nursing home.Nobody ever wants to have to be relocated as we all wish that we could just reside in our homes until we pass. However, this is not always the case, and having a plan in place, preparing you and your loved ones for what it will look like to have to move will reduce the amount of stress and burden on your family tremendously.The most important piece to all of this is for the entire family to be on the same page and to have open and honest conversations with each other. All too often, families dont have difficult conversations with the hopes that those decisions or that heartache will simply just go away if they ignore it.My experience is that that is never the case. But, ultimately will only provide more heartache and more stress that could easily be avoided if the family has conversations up-front before it is necessary.I am always amazed at the assistance and guidance that assisted living facilities, personal care homes, and nursing homes provide to their potential residents. The number of resources and guidance that they can provide is astronomical and should definitely not be underestimated or overlooked.Take advantage of any and all resources that are made available. But, if you have not yet made the final decision as to where you may want to move and cannot tap into the resources of a specific facility, there are definitely resources in and around our community that will not only assist you with the preparation of your current home for sale and how to receive the highest top dollar but also what to expect when moving and what should you take or leave behind. We found one resource here on 7 Best Moving Companies to support you or your loved ones. Sometimes paying for a service to take away from the overwhelm can be incredibly valuable and provide peace of mind.Although these seem like very simple ideas and issues they really arent, and thinking about them in advance can save you and your family a lot of headaches. Tap into your local resources to assist you with the move itself as well as how to get the new place put together and looking and feeling like home. Spending a little bit of money in order to be able to get your new home feeling like your old home cannot be underestimated.If we can be of any assistance or answer any questions while you make decisions about long-term care, please give us a call at 717-844-9218.

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What If You and Your Child’s Other Parent Cannot Agree on a Guardian?

When engaging in estate planning for any parent whose child is not yet an adult, there is always one very important decision to make: who would be the guardian of their child(ren) if both parents pass away? Like many issues in estate planning, it is an almost unimaginable thought that such a tragedy could occur to a child. But if we did not plan for the worst when doing estate planning, it would not be providing your family the protection it deserves.If a child would ever lose both their parents before they are an adult, the state would have to appoint a person to be in charge of your childs best interest and who could legally act as the childs parent (for example to have authority to register the child for school or take the child to a doctor). This person is what is referred to as a guardian, and can only be appointed by a Judge after a very thorough vetting process and Court proceedings all centered on the standard of what is in the best interest of that child.A common misconception is that there is some automatic and informal process whereby, in the event of the death of both parents, the childs pre-determined relative x would automatically become the childs guardian. Again, this is simply incorrect as stated above, even if you list a preferred guardian in your Will. The only way that your child will have a guardian appointed is after they go through the guardianship process in Court. Nevertheless, it is not as though a Judge would ignore the wishes of the deceased parent. The wishes of the deceased parent would be overwhelmingly strong evidence to any Judge who was trying to decide what person would be best to care for this child going forward. For that reason, it is imperative for any parent to list their preferred choice of guardians in their Will in the event of their death.When I am working with estate planning clients and helping them consider who should be listed as their childs preferred guardian, things can get complicated quickly. It can be difficult for any couple to agree on who would be the appropriate guardian for their child, and it is something that most people try not to even imagine. Common examples of concern quickly become issues such as which set of grandparents should be listed first. Should we make both of our siblings act as co-guardians? Do we still feel comfortable with your father as guardian if your mother is no longer here, or vice versa?The best approach is to plan for the immediate. I always remind clients that they should only try to plan ahead for the next few years because they can always revise that choice in their Will as time goes by. Sometimes, there is an obvious choice of who would take care of toddlers; but maybe that same person would not be such a great choice with a teenager. Its also important to take into consideration a list of backup guardians. You can have as long of a succession line for your preferred guardian in your Will as you like to provide you with the most comfort possible. By taking these steps, and understanding that there is an entire judicial process set up to protect your children, you can enjoy peace of mind knowing you have done the most you can to protect your family.If we can be of any assistance or answer any questions while you make decisions about yourself and your family, please give us a call at 717-844-9639 or click the link here and we will contact you.

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Local Business Videos

Episode 35: Introducing Our Exciting New Workshops!

Those who have been following this podcast know that Jeff Bellomos sense of purpose grew out of a difficult situation his family faced when his mother became ill. The Bellomo family struggled to find proper care for Mom and didnt know how to pay for her care without exposing the family to tremendous financial risk. They needed resources and experts, but the system seemed stacked against them. That experience inspired Jeff to specialize in estate planning and elder law so that no other family would be forced to go through what his family experienced. Jeff committed himself to providing the resources and expertise that families need to make smart, informed decisions about elder care while ensuring that their financial assets are protected. This commitment runs throughout the entire team at Bellomo & Associates. As an industry thought leader, the firm has developed a reputation for providing top-notch legal services along with free educational workshops that take the stress and guesswork out of estate planning. Now, Jeff and the team are proud to announce an exciting new process that takes their workshops to the next level by deepening the learning experience and developing custom estate plans at even more affordable prices.  Check out our workshops here:  https://bellomoassociates.com/workshops/

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The Inside Connection Radio Show 7.1.23

In this edition of The Inside Connection Radio Show, featured on KDKA AM1020 with Rob Pratte, Lauren Yuran welcomes her counterpart and colleague Mark Clark as they break down Part A (Hospital) for our Medicare 101 series!

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The Inside Connection Radio Show 6.24.23

The Inside Connection is featured weekly on KDKA-AM 1020 in Pittsburgh, every Saturday at 9 AM. On this episode, MediConnect was proud to showcase Elaine Cole from the Social Security Administration and she was able to provide many helpful pointers! Check it out here!

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3 - Different Types of Trusts

In this episode, we review a little bit of the Three Lands of Estate Planning discussed in the previous episode. Then we transition into an introduction of trusts. We go over the dishonest practices of some attorneys with regard to trusts, what trusts are and what they do, and a few types of trusts such as testamentary trusts, revocable grantor trusts, and irrevocable asset protection trusts. We will go more in depth with trusts in future episodes, so stay tuned!Key Takeaways Takeaway 1: There is no perfect answer When evaluating the Three Lands of Estate Planning, there is no perfect answer or exactly right way to make a determination. The fact that we take different roads doesnt mean that somebody is wrong.A family will evaluate their opportunities, their risks, and the three lands. All they have are the facts at the time, and the facts might turn out differently than anticipated.Takeaway 2: Trusts can be a trap, but theyre not all bad Trusts can either have a very good or very bad reputation.Some attorneys run trust mills and have dishonest practices meant to just trap people into buying their services. This, however, does not mean that all trusts are bad.Trusts, in reality, are a tool for protecting your assets.The big 3 types of trusts we utilize are irrevocable asset protection trusts, revocable grantor trusts and testamentary trusts. Takeaway 3: Testamentary trusts Testamentary trusts are in wills. It can be a trust for the benefit of a child or it can be used to protect spouses. If one spouse dies and the other spouse goes into long-term care, we are able to protect the money of the deceased and transfer it to the living spouse.We have protected millions of dollars for after death using testamentary trusts.A problem as of late is that investment companies and financial institutions will not allow us to fund testamentary trusts or to name a beneficiary of an asset to be a testamentary trust. They want the trust to be living. It looks like the pendulum is changing significantly and more companies are not letting us name beneficiaries in this way. We are going to have to start using trusts on a more regular basis if we want to protect future generations and spouses. We might just have to use trusts created during life now instead of last will and testaments, which means a 5-year lookback period will be in effect, something that is avoided with trusts at death.  Takeaway 4: What is a trust? A trust is a contract between 3 parties:The grantor - createsThe trustee - controlsThe beneficiary - receivesWhen asked initially, nobody wants to be the grantor, but the grantor gets to pick when the beneficiary gets the money or what they get, and also what the trustee controls.You want to be ALL THREE, not just one. In tax trusts, you cannot be any of the 3 parties.Grantor trusts allow you to be all three parties. We teach this concept through the red wagon.In the wagon we have whatever properties we own.If you own a house, you have the right to live in it, the right to sell it and the right to buy another house. The trust owns the house, but you control the trust.If you own a house outright, you are out of the wagon because creditors have access to your home, but if you keep everything in the wagon, you can get full asset protection after 5 years. This is where we get into revocable grantor trusts vs. irrevocable asset protection trusts.Takeaway 5: Revocable grantor trusts You are able to empty the wagon and access everything. You can be all 3 parties but you do not have asset protection because creditors can access your assets.These trusts are great if you have multiple properties across different states because you avoid probate fees in each state.Takeaway 6: Irrevocable asset protection trust With irrevocable asset protection trusts, the only thing we cant do is give the assets back to ourselves. Assets are fully protected.You can change who gets them, when they get them, and how they get them. You remain in control.You will pay an inheritance tax, but that is a good thing because the beneficiaries will be well-off and not have to pay much in capital gains tax. Links and Resources MentionedBellomo & Associates workshops: https://bellomoassociates.com/workshops/ Connect with Bellomo & Associates on Social MediaTwitter: https://twitter.com/bellomoassoc YouTube:  https://www.youtube.com/user/BellomoAssociates Facebook: https://www.facebook.com/bellomoassociates Instagram: https://www.instagram.com/bellomoassociates/  LinkedIn: https://www.linkedin.com/in/bellomoandassociates Ways to work with Jeff BellomoContact Us: https://bellomoassociates.com/contact/ Practice areas: https://bellomoassociates.com/practice-areas/ Episode LInkhttps://sites.libsyn.com/420320/protecting-your-assets-with-the-three-lands-of-estate-planning

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Job Opportunities Near You

Director of Sales and Marketing

The Sales and Marketing Director will oversee the internal and external marketing efforts of the community in order to meet or exceed the budgeted census.Why Harmony?401k + Fulltime & Part-time Benefits PackagesEmployee Referral Bonus + Incentives (free meals, movie tickets, dining, automotive deals, retail discounts, finance/legal, consulting, electronics, and more!)Training, Development & Career LadderingGreat work-life balanceFlexible SchedulingTelehealth + Flex Spending + Health Savings Account Options

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Home Health LPN

The VNA of Hanover & Spring Grove is seeking a full-time, day shift Licensed Practical Nurse (LPN) to provide nursing care to Home Health patients in their home under the direction of the RN Case Manager. A graduate of an accredited practical nursing program, an active PA LPN license, and a minimum of one-year of general work experience in nursing is required. Ability to work in a home health setting and reliable transportation are also required. Must be able to participate in the weekend rotation. 

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