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To support families beginning their senior living journey,
Sunrise Senior Living recently brought together a panel of experts to answer
their most frequently asked questions during an expert webinar. Our experts guide you through everything
you need to know, from understanding senior care options and evaluating local
communities to navigating financial and legal considerations. Here, you’ll find
answers to your most pressing questions, along with helpful resources to
support you every step of the way.
Addressing the Need for Senior Care
While many people use the term ‘nursing home’ when talking
about senior living, it’s important to know that it’s a commonly used umbrella
term for a variety of senior care options that cater to seniors’ varying needs
as they age. In fact, assisted
living is different than a nursing home. Seniors in nursing homes often
require a higher level of medical care, whereas assisted living residents, like
those living in Sunrise communities, receive support tailored to their needs
and abilities.
It’s crucial for families to learn what senior living
options are available to figure out which option is right for their loved one.
If you’re unsure about which level of care to go with, a National Senior
Resource Counselor (NSRC) at Sunrise Senior Living can help. NSRCs are trusted
experts in senior living, guiding families through every step of their search.
We asked Shalene Lewis, one of our experienced NSRCs, to walk us through how
she helps families distinguish between care options to find the right fit.
Independent Living
“Independent
living is designed for active lifestyles,” says Lewis. “It’s typically
where you’ll be able to manage your own daily living needs with no assistance.
This level of senior living promotes socialization and
encourages seniors to pursue their hobbies while diminishing daily worries of
cooking and cleaning—unless it’s something they wish to do.
The key features of independent living include:
Assisted Living
Assisted
living, typically the next step after independent living, is for seniors
who need care for specific health conditions or support with activities of
daily living (ADLs). This includes help with daily self-care tasks like the
following:
“Some folks move into assisted living for things like the
three nutritious meals every day and basic oversight. Then we have the option
to do what we call aging in place, where we provide more care as needed to your
current apartment,” said Lewis.
Assisted living services vary between residents and depend
on each person’s individual needs. At Sunrise, care needs are outlined in an
individualized service plan. To help ensure that changing needs are met,
communities reassess needs and adjust care plans accordingly.
Memory Care
For those with Alzheimer’s, dementia, or other forms of
memory loss, many senior living communities provide memory
care—a specialized type of care provided by dementia-trained caregivers in
an environment that promotes safety.
Memory care offers the same services as assisted living, but
they’re more specialized to accommodate individuals with memory loss. This care
option also prioritizes safety, security, and specialized programming that
helps residents stay engaged despite the changes that come with dementia.
Memory care offers round-the-clock supervision and
caregivers who use specialized communication techniques to prioritize resident
needs. Lewis says memory care is best for seniors who need a lot of cuing for
daily tasks and a safe environment.
Continuum of Care Communities
Some senior living communities offer care that progresses
with a senior’s needs, enabling them to age in place gracefully. These
communities are called Continuing
Care Retirement Communities (CCRCs), also known as Life Plan
Communities.
“These can offer a range of care depending on the campus,
allowing residents to transition from independent [living] to assisted [living]
to skilled nursing as their needs change,” said Lewis.
Skilled Nursing
The highest level of care available for seniors is skilled
nursing, which offers comprehensive medical and rehabilitative care in a
supportive environment. It’s ideal for seniors who’ve recently faced an injury,
surgery, or hospitalization.
“I think the biggest insight is that skilled nursing
provides 24/7 medical supervision,” Lewis stressed.
She notes that assisted living communities do have
registered nurses (RNs) and visiting physicians, but it’s not the same as the
on-site medical supervision you’ll find in skilled nursing. Lewis explains that
skilled nursing is typically covered by insurance because a senior’s care needs
must be established by a clinical provider.
Figuring Out Which Option is Right for Your Loved One
When speaking with families, Lewis asks several questions to
get a sense of what a senior needs and what they can do independently. “It’s
good to evaluate your loved one’s ability to perform their activities of daily
living, such as bathing, dressing, or cooking meals,” she said.
She also reviews cognitive function to determine if a senior
may need memory care services. Lewis advises families to think about medical
needs as well. “Your doctor is a great resource to do an evaluation on yourself
or your loved one,” she said.
Lastly, Lewis suggests taking Sunrise’s care
questionnaire, which can help you determine what care level may be
appropriate.
Considering Financial and Legal Factors
Families often ask questions about affordability and cost
early in their search. To help seniors navigate finances, we asked Joe
DiAmbrosio, a Senior Resource Counselor with 25 years in the senior living
space, to join our panel to offer advice. As a part of his role at Sunrise, he
helps families understand what factors can affect the cost of senior living,
and which documents they may need to have ready.
Understanding Senior Living Costs
DiAmbrosio encourages families to be aware of the cost of
living in their loved one’s area. Communities in an area with a high cost of
living are more expensive than those in areas with a lower cost of living. As a
point of reference, the median cost of assisted living is $5,900 per month in
the U.S., according to the 2024 cost of care survey conducted by Genworth.
Location aside, DiAmbrosia identifies three components that
affect cost: Room rate, level of care, and medication management.
The standard room rate covers essential services, including:
Determining a resident’s level of care will help you figure
out which care level to go with and what services are required. Typically, more
care equates to a higher cost.
A senior’s level of care is determined based on an
assessment performed by a registered nurse (RN). “After the assessment, the
wellness director will sit down with you to explain the results and how they
impact care needs and costs,” explains DiAmbrosio.
Medication management costs are also unique for each senior.
“This charge is based on the complexity and frequency of medication
administration,” said DiAmbrosio.
There’s also often a one-time move-in fee, equal to one
month’s rent.
Gathering Legal Documents
Many families want to know what legal documents they may
need as their loved one’s care needs change. DiAmbrosio strongly recommends
working with an elder law attorney, especially since legal requirements vary by
state.
DiAmbrosio suggests speaking to your loved one about:
Researching and Evaluating Your Senior Living Options
Once you understand the care your loved one needs and what
factors determine cost, you’ll be able to start researching options. For most
seniors and their families, tours are the best way to evaluate whether a
community will be a good fit.
Ashley Ray, a Senior Resource Counselor with 17 years of
experience, believes it’s important to tour several communities to make a
confident decision. The care and services will be similar in each Sunrise
community, but each community’s spirit is still unique.
“The team [and resident population] feels a little bit
different at each location, and only you are going to know what feels like the
best fit for your loved one at the end of the day,” said Ray.
DiAmbrosio, who also has previous experience as a community
executive director, says it’s important to look for smiles among the residents
and see how engaged they are in community life. Ray suggests touring with your
senior loved one at strategic times to see residents in action.
“Visit at a time when you know a meal is about to happen. Or
join us for a social event or an activity,” said Ray. “Once they get in that
environment with peers, they really start to thrive and see potential,
especially for a senior who’s been at home alone.”
Preparing to Transition and Providing Support
Finding the right senior community can take time. It’s
important to be supportive and understanding of your loved one’s feelings
throughout the process—from the initial
conversation to planning
the move to getting settled into their new home.
Starting the Conversation
Ray encourages families to do some preparation before
bringing up the topic of care to their senior loved one. Educating yourself
about the types of care can help you speak from a place of confidence.
It’s also important to be empathetic. “Sometimes if feels
like a loss of independence, so we have to be very mindful of that,” explains
Ray.
Ray also encourages families to be careful with their
wording—an assisted living community sounds much more welcoming than a nursing
home, which can be a triggering term for some seniors.
If your loved one is hesitant to commit, DiAmbrosio
recommends suggesting a trial period to start, that way they can experience the
community’s offerings. Many Sunrise communities offer a 30-day respite or short-term
stay, which gives seniors time to feel out the community.
“Your parents aren’t going to be the first or last people
that don’t want to move out of their home,” said DiAmbrosio. “We try to make
Sunrise the best second choice. We get to know [them] as best as we can.”
Helping Seniors Adjust After the Move
During a senior’s assessment, community team members ask
about their hobbies and interests to help them feel welcome and at home. This
makes it easier to introduce new residents to others in the community with
similar interests. Oftentimes, activities directors at the community help new
residents find activities that match their interests or add them to the
activity calendar.
As a family member or loved one of a senior moving into a
community, it’s important to help them through their adjustment period by
checking in often. Whether that’s visiting in person or through a phone call,
Sunrise encourages families to stay
engaged and in touch. We offer a family
engagement app, which lets families see how their loved one is enjoying
their days. We also encourage visitors to drop by and even join in on community
activities with their loved ones.
Taking Advantage of Additional Resources and Support
Choosing a senior community is deeply personal and it’s
normal to have questions. Sunrise offers several resources that can help you
throughout this decision-making process.
Our advice and planning page is a good starting point for anyone who wants more information on care types, financial options, and ways to feel at home in a new community. You’ll also find on-demand webinars on topics ranging from ways to pay for senior care to how seniors can share their legacy.
When Going Home Isnt the Next Step: A Guide for Monmouth & Ocean County FamiliesWhen an older loved one needs more support, families in Monmouth and Ocean Counties often find themselves navigating unfamiliar territory. A hospital discharge may lead to rehabilitation. A fall may reveal that living alone is no longer safe. Or a family caregiver may realize that managing medications, meals, personal care, and medical appointments has become too much to handle alone.The good news is that senior care isn't one-size-fits-all. Depending on a person's needs, there are options ranging from short-term rehabilitation to assisted living and long-term skilled nursing care.For families across the Jersey Shore, Complete Care provides a continuum of senior care services through multiple communities in Monmouth and Ocean Counties, including locations in Holmdel, Long Branch, Ocean Grove, Wall, Shrewsbury, Toms River, and Brick.Understanding the Right Level of CareOne of the most important steps in choosing senior care is understanding what type of support a loved one actually needs.Post-Acute RehabilitationAfter a hospitalization, surgery, stroke, illness, or injury, an older adult may not be ready to return home immediately. Post-acute rehabilitation provides a bridge between the hospital and home, helping individuals regain strength, mobility, and independence.Depending on the location and individual needs, Complete Care provides physical, occupational, and speech therapy along with nursing and clinical support.For families in Toms River, Brick, Wall, and surrounding communities, having rehabilitation options nearby can make it easier for family members to remain involved during recovery.Skilled NursingSome individuals need more than therapy. Skilled nursing may be appropriate for people who require ongoing medical monitoring, wound care, medication management, chronic disease management, or other specialized clinical services.Complete Care communities offer a variety of clinical programs, with services differing by location. These may include orthopedic and postsurgical care, cardiac care, wound care, neurological and stroke care, pulmonary care, and memory care.When comparing skilled nursing communities, families should ask specifically about the clinical services available at each location.Assisted LivingAssisted living can be a good option for older adults who need help with daily activities but still want to maintain as much independence as possible.Support may include assistance with bathing, dressing, medications, meals, and other everyday routines, along with opportunities for social engagement and activities.For families in Holmdel, Middletown, Red Bank, Freehold, and neighboring Monmouth County communities, assisted living can offer an alternative to managing increasing care needs at home.Long-Term CareFor some seniors, rehabilitation is only one step in a longer care journey. Chronic illness, cognitive impairment, disability, or increasing difficulty with daily activities may eventually require ongoing nursing support.Long-term care provides assistance around the clock while also addressing the social and emotional needs that contribute to quality of life.A Local Presence MattersFor families choosing senior care, location can be an important consideration.Being close to home makes it easier for spouses, children, grandchildren, and friends to visit regularly and remain involved in care. That's particularly meaningful in Monmouth and Ocean Counties, where families may live in neighboring communities but still want their loved one to remain close to their established support system.Complete Care has a broad local presence, with communities serving residents throughout the region. Its Monmouth County locations include communities in Holmdel, Long Branch, Ocean Grove, Wall Township, and Shrewsbury. Ocean County options include multiple communities in Toms River and Brick Township.Because services vary by location, families should contact the individual community to determine which level of care and specialized programs are available.What Should Families Look For?Whether you're looking for assisted living in Monmouth County, skilled nursing in Ocean County, or rehabilitation following a hospital stay, consider more than just the building.Ask: What level of care does my loved one need today? What happens if their needs change? What rehabilitation and therapy services are available? Does the community offer specialized clinical care? How involved can family members be in the care plan? What activities and social opportunities are available? How close is the community to family? And whenever possible, visit in person.Notice how staff interact with residents. Ask questions. Talk with the admissions and care teams. Pay attention to whether residents appear engaged and comfortable.These observations can help families understand what daily life may actually feel like for their loved one.Planning Before a CrisisMany families begin researching senior care only after a crisisa fall, hospitalization, diagnosis, or caregiver burnout.Planning ahead can provide more choices and less pressure.Even if your loved one isn't ready for assisted living or long-term care today, learning about senior care communities in Monmouth and Ocean Counties can help your family understand what resources are available if circumstances change.Having these conversations early also gives older adults an opportunity to participate in decisions about their own future.Complete Care in Monmouth & Ocean CountiesFor families looking for assisted living, post-acute rehabilitation, skilled nursing, or long-term care in Monmouth and Ocean Counties, Complete Care offers multiple local communities and a range of care services.The right choice will depend on your loved one's medical needs, level of independence, preferences, and family circumstances. Taking the time to understand those needsand exploring local options before a crisis occurscan make the process easier for everyone.Frequently Asked QuestionsWhat types of care does Complete Care provide?Complete Care offers assisted living, post-acute rehabilitation, skilled nursing, and long-term care. Specific services and clinical programs vary by location.Where does Complete Care serve Monmouth County?Complete Care has communities in areas including Holmdel, Long Branch, Ocean Grove, Wall Township, and Shrewsbury.Where does Complete Care serve Ocean County?Complete Care has multiple communities in Toms River and Brick Township, among other nearby locations.What is post-acute rehabilitation?Post-acute rehabilitation helps individuals recover after hospitalization, surgery, illness, or injury. Therapy and nursing services are designed to help patients regain function and return home safely when possible.If you're researching senior care options in Monmouth or Ocean County, NJ, visit Complete Care's Seniors Blue Book listing for more information about available services and local care options.
When an aging parent or spouse needs more help, families face a confusing set of choices. Should Mom move to assisted living? Should you hire a caregiver to come to the house? Or is adult day care the answer? Each option has real strengths, and the right choice depends on your loved one's needs, your family's schedule, and your budget.Here's a straightforward comparison to help you think it through.In-Home CareIn-home care brings a paid caregiver into your loved one's home for a set number of hours to help with bathing, meals, companionship, and household tasks.Best for: Seniors who need one-on-one help and do best in their own home, or who have difficulty leaving the house.Keep in mind: Costs rise quickly as hours increase, and one-on-one care at home doesn't always solve loneliness or provide much social stimulation.Assisted Living and Memory CareAssisted living and memory care communities are residential. Your loved one moves in and receives meals, care, and activities around the clock.Best for: Seniors who need support at night or around the clock, or whose care needs have outgrown what the family can safely provide at home.Keep in mind: It's the most significant life change of the three and usually the most expensive. Many seniors, especially those with dementia, find leaving home very difficult.Adult Day CareAdult day care provides supervision, activities, meals, and health support during the day at a center. Your loved one comes home each evening.Best for: Seniors who shouldn't be alone during the day, including those with dementia, who still live at home with family, and caregivers who work or need regular breaks.Keep in mind: It covers daytime hours only, so families still provide evening and overnight care.Why Many Families Start with Adult Day CareFor many families, adult day care is the middle path. It keeps a loved one in familiar surroundings at night while giving them structure, friendship, and professional support during the day. It also gives caregivers the break they need to keep going, which often allows families to delay or avoid a move to residential care.Adult day care and in-home care can also work together. Some families use adult day care three days a week and a few hours of in-home help on the other days.A Different Kind of Adult Day CareSome families picture adult day care as a room with a TV and a few board games. Town Square University Parkway in Sarasota is designed to change that picture. The center is a nostalgic, mid-century town square with 15 themed storefronts, and its daily rate includes meals, snacks, activities, medication management, and nursing oversight.Members can also access primary care, psychiatric care, therapy, lab work, mobile x-rays, showering, and grooming services on-site, which brings many of the benefits people look for in assisted living into a day program, while your loved one still sleeps in their own bed.Questions to Help You DecideIs your loved one safe alone at night? If not, residential care may be needed.Is loneliness or lack of stimulation part of the problem? Adult day care offers built-in social connection.Do you, the caregiver, need predictable time for work or rest?What does your budget allow over the next year or more?Talk It ThroughYou don't have to decide alone. Town Square University Parkway offers free assessments that can help clarify your loved one's needs, whatever you ultimately choose. Families in Sarasota, Lakewood Ranch, Bradenton, and across Manatee County are welcome to call or schedule a tour.About Town Square University ParkwayTown Square University Parkway is an adult day center serving families in Sarasota, Lakewood Ranch, Bradenton, and throughout Manatee County. It offers a nostalgic setting, purposeful programming, nursing oversight, on-site medical services, and free caregiver support. Call today to schedule a tour or a free assessment.Town Square University Parkway8450 Lockwood Ridge Road, Unit 55, Sarasota, FL 34243Phone: 941-277-5048Web: seniorsbluebook.com/senior-resources/town-square-university-parkway
Senior Relocation in Monmouth & Ocean Counties: Why Moving Is About More Than Finding a HousePicture two homes.The first has the perfect number of bedrooms, a beautiful kitchen and a price that fits the budget.The second is slightly smaller but is closer to family, restaurants, healthcare, shopping and the activities the homeowner enjoys.Which one is actually the better home?For a senior relocation, the answer often depends on what happens outside the front door.That is why choosing a new home later in life should be about more than bedrooms, bathrooms and square footage.It should be about lifestyle.A Home Is Part of a Larger CommunityFor many older adults, the neighborhood becomes increasingly important.A senior may want to be close to a favorite restaurant in Red Bank, family in Middletown, the beaches along the Jersey Shore, golf courses, shopping or community activities.Someone else may want a quiet neighborhood where they can spend more time at home.The right choice is personal.Monica Reddin's professional background and local market experience give her an understanding of the communities that make up Monmouth and Ocean Counties and the surrounding Central Jersey area.Think About the Next Five to Ten YearsA common mistake is choosing a home based exclusively on what works today.Instead, consider what may matter several years from now.That does not mean assuming something will go wrong.It means choosing flexibility.Ask: Is there a first-floor bedroom? Are the bathrooms convenient? Is there excessive maintenance? Are there stairs? Is the home easy to enter and exit? Is shopping nearby? Is family reasonably close? Is there access to transportation? Can the homeowner remain socially connected? These considerations can make a home more adaptable.The Importance of Right-SizingSome homeowners do not need a dramatically smaller house.They simply need a better-fitting house.That is the idea behind right-sizing.Maybe the homeowner wants: A smaller yard Fewer stairs Less exterior maintenance A garage A first-floor primary suite A manageable condominium An active-adult community A home closer to family A home closer to healthcare and shopping The goal is to match the property to the lifestyle.Why Local Knowledge MattersOnline real-estate searches can show properties, but they do not always explain what daily life feels like in a particular location.Local expertise matters.A REALTOR who works across Monmouth and Ocean Counties can help buyers understand differences among communities and neighborhoods.For example, a buyer considering Middletown may have very different priorities from someone looking in Toms River or Howell.Even neighboring communities can have different housing stock, commuting patterns, amenities and lifestyle characteristics.Moving to a New Community Can Be ExcitingRelocation is sometimes portrayed only as a difficult transition.But a move can also open the door to new experiences.A smaller home can mean less maintenance.A 55+ community can provide new social opportunities.Moving closer to family can mean more spontaneous dinners and visits with grandchildren.Relocating near the Shore can make it easier to enjoy favorite Jersey Shore destinations.A move can also provide an opportunity to finally choose a location based on how you want to live rather than where you needed to live decades earlier.What Should Buyers Look For During a Home Tour?Don't simply walk through the rooms.Imagine living there.Stand in the kitchen and picture making breakfast.Walk from the bedroom to the bathroom.Consider where groceries would be unloaded.Look at the stairs.Open cabinets.Check lighting.Think about where guests would sit.Then step outside.How easy is it to get to the car?How busy is the street?What is nearby?Would you feel comfortable walking?This type of practical evaluation can reveal things that photographs never show.Make the Move About the PersonSenior relocation works best when the older adult remains at the center of the process.Family members may have opinions.Adult children may have concerns.Professionals may provide advice.But the senior's goals should remain an important part of the conversation whenever possible.Monica's approach emphasizes that personal dimension.Family and community mean everything to me, and I bring that same care to real estate.What Makes a Senior Relocation Specialist Different?A senior-focused REALTOR understands that the transaction may involve more than buying or selling property.It can involve: Downsizing Decluttering Timing the sale and purchase Relocating closer to family Comparing 55+ communities Planning for lower maintenance Coordinating with other professionals Transitioning from a longtime home Evaluating a new community Monica holds the Seniors Real Estate Specialist designation, reflecting specialized education focused on the needs of older adults in real estate.Frequently Asked QuestionsWhat is senior relocation?Senior relocation is the process of helping an older adult transition from one home or community to another while considering real-estate, lifestyle, timing and practical needs.Why should seniors work with a senior-focused REALTOR?A senior-focused REALTOR can bring specialized knowledge to situations involving downsizing, 55+ communities, relocation closer to family and later-life housing transitions.What areas does Monica Reddin serve?Monica's professional profiles identify Monmouth and Ocean Counties along with other Central Jersey communities.Is moving to a 55+ community the only option for seniors?No. Seniors may choose a condominium, townhouse, smaller single-family home, active-adult community or another housing option depending on their goals.What should I do first if I am considering a senior move?Start with a conversation about lifestyle. Identify what is working, what is becoming difficult and what you want the next chapter to look like before focusing on individual properties.Learn MorePlanning a senior relocation in Monmouth, Ocean or surrounding Central Jersey communities? Visit Monica Reddin's Seniors Blue Book Listing: Homepage - MonicaReddin
With three full-time nurses, Designated Care Managers who always take care of the same people, caregiver hours based on how much one-on-one time each resident needs, 13 different diets to fit resident nutrition needs, and at least two daily activities each for the mind, the body, and the spirit, Sunrise's care is one of the reasons we were rated Highest in Customer Satisfaction in senior living by JD Powers.
Sunrise Senior Living Memory Care has been carefully developed over thirty years to care for seniors with all types of memory loss. One-bedroom, studio, and companion suites are especially conceived for those with memory issues, delicious dining choices cater to the needs of those with memory loss issues, and carefully developed programming makes sure your loved one is always in the close and enriching care of a Designated Care Manager, Life Enrichment Manager or nurse.
Sunrise Independent Living provides all the benefits of being in your own home, without the worry of maintenance, chores, or even cooking. Create the way you want to live from our range of lifestyle options, including a selection of senior-friendly floor plans, meal plan and menu choices. Then, customize the service options that meet your wellness needs. Our Independent Living seniors enjoy a lively calendar of social, cultural and recreational programs.