Sunrise Senior Living at Holladay

While the U.S. Department of Veterans Affairs (VA) doesnt directly pay for assisted living, it does offer some benefits that can help offset the cost. Many seniors and families are often surprised by the range of optionsfrom pensions to disability compensation. These VA benefits have varying eligibility requirements, so getting help with the application process can make a big difference. Continue reading to learn about which VA benefits can be used for assisted living and what you need to qualify.Do VA Benefits Pay for Assisted Living?No, VA benefits do not pay for assisted living directly and typically dont cover the full monthly cost of assisted living. However, VA benefits can be used to pay for a veterans care needs in an assisted living community. This includes care services like assistance with activities of daily living (ADLs), such as bathing, dressing, or medication management.Benefits dont usually cover other costs like room and board, extra activities, or other fees.Who Qualifies for VA Benefits for Assisted Living?Veterans, their surviving spouses, and children may qualify for VA benefits for assisted living. However, the veteran must meet the following eligibility requirements to qualify for VA benefits: Service record. To be eligible, veterans need to have an honorable discharge. Some benefits may require that the veteran served during a period of war. Medical necessity. Veterans must demonstrate a medical need for care services or have a documented disability. Financial eligibility. This often requires documentation of limited income as well as limited assets. Do Spouses Qualify for VA Benefits for Assisted Living?Yes, many surviving spouses of veterans qualify for VA benefits, like the Survivors Pension, that can be used to cover the cost of assisted living. However, they must also meet eligibility requirements.Requirements vary by benefit, but these are the most common: The surviving spouse cannot have remarried. The surviving spouse must demonstrate a financial need. The late veteran cannot receive a dishonorable discharge. The late veteran may need to have served during a period of war. Which VA Benefits Help Cover Assisted Living Costs?Many VA benefits are tax-free payments that can be used in any way the veteran or spouse would like, including assisted living. VA Health Benefits for Long-Term CareVeterans who are enrolled in VA health care may qualify for long-term care services in an assisted living community as part of their standard health benefits. These services include: Assistance with ADLs like bathing or preparing meals Palliative care Physical therapy Respite care for family caregivers The VA specifies that veterans can receive long-term support in an assisted living community through VA health care. However, VA health care must agree that the veteran needs a specific service or support as part of their care, and the community must have space available. VA health care also considers things like service-connected disability status and other health insurance coverage when deciding. To be eligible for VA health care benefits, veterans must have served in active duty and not have received a dishonorable discharge. Veterans can apply for VA health care online.VA Pension and Aid & AttendanceBeyond health care, senior veterans over 65 may be eligible for a tax-free Veterans Pension benefit if they meet these program requirements: Have a yearly income and net worth below the low-income requirements set by Congress Have not received a dishonorable discharge Served one day during wartime The Aid and Attendance benefit can also be added to an existing VA pension for seniors who require caregiver assistance, making it one of the most generous benefits available. To be eligible, veterans must meet one of these requirements: Have limited eyesight Require assistance with daily activities like bathing or feeding Live in a nursing home Spend most of their time in bed due to illness Veterans can use funds from their veterans pension and Aid and Attendance benefit in any way they choose. Because needing caregiver assistance is one way to qualify for Aid and Attendance, many seniors use this VA benefit to help cover assisted living costs.Keep in mind that pension rates vary based on dependents. In 2025, a veteran with no dependents can receive a maximum annual pension of $16,965 while a veteran with one dependent qualifies for up to $22,216.For Aid and Attendance, the amounts are higher. A veteran with no dependents can receive a pension of up to $28,300 annually, while a veteran with one dependent may receive $33,548.VA Disability CompensationThe VA offers disability benefits for veterans with a service-related condition, which means they have an injury or illness caused or made worse by their active service.Many seniors may not realize they qualify for disability compensation, especially if they have a presumptive conditiona condition the VA assumes was caused by military service. Examples include common conditions like high blood pressure or arthritis. The VA considers a condition presumptive if the chronic illness begins within one year of discharge.To determine each veterans disability compensation, the VA use a disability rating system. These ratings are percentages that reflect how much a disability affects a veterans overall health. For example, a 10% rating indicates a smaller impact and results in less compensation than a higher rating.Although the process may seem complicated, veterans should apply for disability compensation if theyre eligible. This benefit isnt based on financial need and doesnt require a wartime service record, making it accessible to many veterans. It can provide essential funds for those who dont meet VA pension income requirements.If a veteran qualifies for both a pension and disability compensation, the VA will only pay for the benefit that offers the higher amount.VA Survivors PensionThe Survivors Pension is a tax-free benefit exclusively for a surviving spouse or qualifying child of a late veteran and it can be used to help pay for assisted living.To qualify as a surviving spouse, you or your loved one must not have remarried and must meet the income and net worth limits set by Congress. The late veteran must have received an honorable discharge and served at least one day during a wartime period.A late veterans child may be eligible for the Survivors Pension if they were disabled before age 18 and cannot care for themselves due to the disability.Dependency and Indemnity Compensation (DIC)The Dependency and Indemnity Compensation (DIC) is another tax-free benefit for a surviving spouse or child of a late veteran. To be eligible, the late veteran must have died from a service-related illness or injury, or in the line of duty.To qualify for DIC, a surviving spouse must: Have lived with the veteran until their death, or, if separated, not have been at fault for the separation Have been married to the veteran or had a child with the veteran Meet the remarriage age requirement, if applicable In 2025, the surviving spouse can receive a monthly payment of $1,653. If the late veteran had a child who became disabled before age 18 and is unable to take care of themselves, that child may receive a monthly payment of $697.How Does One Apply for VA Benefits for Assisted Living?The VA benefits application process can feel overwhelming, but there are several resources that can help. The VA recommends working with an accredited Veterans Service Organization (VSO) representative, attorney, or the Veterans Benefits Administration (VBA). These professionals can help you: Determine which benefits you qualify for Help you complete and submit applications Assisted with appeals for denied claims, if necessary Follow these steps to get started with your VA benefits application process: Find an accredited VSO in your area using the VAs official database. These organizations and individuals are trained by the VA to provide free services to veterans and their families. Review the VBA's benefits guide, which includes application instructions and details on benefit programs. You can also review their information on benefits geared toward elderly veterans. Gather required documents such as discharge papers, income information, and medical records before applying. Maximizing VA Benefits for Veterans and SpousesSome, but not all, benefits can be combined. An accredited representative can help you maximize your benefit amount. For example, the Aid and Attendance benefit is always added to an existing VA pension.Since many VA benefits have a financial need component, you may want to plan on spending down your assets until youre eligible for those benefits. For instance, a senior veteran who qualifies for disability compensation can claim this benefit at any time because it doesnt have a financial requirement. After paying for assisted living with this benefit and personal funds, they may meet the income requirements to qualify for a pension or the Aid and Attendance benefit. Please note: Every situation is unique, and the above situation is just an example. Its highly recommended to work with a VA-accredited representative to help ensure you receive the highest possible benefit amount.How Sunrise Supports VeteransSunrise Senior Living proudly serves senior veterans, and our communities are home to many of our nations heroes. To help veterans and their families understand their payment options, weve previously partnered with Aid & Attendance and ElderLife Financial to host a VA benefit webinar.If you have questions about paying for assisted living with VA benefitsor want to learn how we make veterans feel at home in our communitiesreach out to your nearest Sunrise community to get the conversation started.

Every year, the holiday season brings loved ones together. For many, its one of the few opportunities to spend quality time with parents and grandparents. While these visits are often filled with festive celebrations, they may raise concerns about your parents ability to live on their own. You may notice signs your elderly parent needs help such as issues with mobility, questionable hygiene, stacks of unpaid bills, missed medication, or poor eating habits. These signs of decline in elderly adults may reveal the need for care so be sure to look out for them during your next visit. 1. Poor Personal HygieneOne of the most common signs of decline in an elderly parent is trouble keeping up with everyday hygiene practices like showering. In many cases, decreased mobility or a fear of falling in the shower plays a role. Or your loved one may be experiencing cognitive decline, which may cause them to forget steps in their routine altogether.Signs of neglected hygiene in an elderly parent may include: Body odor, especially the smell of urine, which could indicate incontinence Poor oral health (like bad breath, visible plaque, etc.) Wearing the same clothes Piles of dirty clothes in the house Unkempt appearance (dirty or overgrown nails, greasy or tangled hair) 2. Neglected ChoresAn overly cluttered home can be one of the clearest signs your elderly parent needs help. While a little clutter is normal in every household, noticeable changes in your loved ones space may point to something more serious like declining mobility, memory issues, or mental health concerns like depression.Watch for these signs of neglect in your elderly parents home: Piles of unopened mail Persistent bad odors in the house Overly cluttered countertops and floors Spoiled or expired food in the fridge or pantry Stained floors or furniture Stains and clutter may signal that your loved one isnt able to bend down to clean a spill or they may not notice the mess at all. If these issues seem familiar, it may signal the need for extra support at home.3. Poor Nutrition or Changes in Eating HabitsStruggling with proper nutrition is one of the most overlooked signs of decline in elderly adults. If your loved one is skipping meals or losing interest in food, it could point to depression, forgetfulness, or difficulty with grocery shopping and meal preparation. Look for these signs to see if your loved one is struggling with healthy meals and proper senior nutrition: Trouble chewing or swallowing Unexplained or sudden changes in weight Empty cupboards, sparse fridge, or expired food Pushing food around on the plate without eating Inability to cook a simple meal 4. Mismanaged MedicationsImproper medication management is one of the most critical signs a senior needs help at homeand one of the hardest for families to monitor. Many older adults consistently take multiple prescriptions a day. In fact, about 20% of seniors take five or more prescriptions, according to the Centers for Disease Control (CDC). This is known as polypharmacy, and when medications arent taken correctly, the risks can be serious. Common polypharmacy symptoms include:  Cognitive problems Weakness or dizziness Gastrointestinal (GI) problems Loss of appetite Confusion and reduced alertness When visiting your loved ones home, look for these signs that your parent needs help managing their medications: Expired medications in cabinets Multiple bottles of the same medication filled on different dates (may indicate refills without proper use) Scattered pills on the floor or countertop Bottles of the same medication with different doses (could indicate incorrect dosing) Spending an entire day with your loved one without them taking any prescribed medications Medication errors can lead to serious health complications so if you notice any of these signs, maybe try a new solutionlike using organized pill containers or automated reminders. Nowadays, there are smart medication dispensers that can dispense or unlock medications at a set time, play a sound, and flash a light. If that doesnt help, it might be time to seek care services that provide medication management.5. Increased Forgetfulness or ConfusionIf your loved one seems more confused, agitated, or forgets things more easily than before, they may need help to take care of themselves. Unfortunately, these signs can indicate cognitive decline or even the early stages of dementia. However, confusion can also stem from other health conditions. In any case, its important to have your loved one evaluated by a doctor because these changes are often among the signs of a parent who needs help.The early signs of Alzheimers or dementia may include the following, according to the Alzheimers Association: Forgetting recent events or new information Difficulty following simple directions (e.g., steps in a recipe) or taking longer than usual to complete tasks Struggling to complete familiar tasks, such as making a grocery list Losing track of dates or the passage of time, especially when trying to recall a memory or something scheduled in the future Trouble following conversations Inability to retrace their steps to find lost items Changes in judgment or decision-making Mood or personality changes, such as becoming confused, fearful, anxious, or easily upset 6. Mismanaged FinancesManaging money can become difficult for some seniors, especially if theyre on a fixed income, trying to catch up on payments, or struggling with memory issues. Financial trouble is often a big sign a senior needs help at home.Look for these warning signs of mismanaged finances in your elderly parent: Frequent late payment or overdraft fees Bounced checks Late payment notices in the mail Calls or bills from collections agencies Offer to help your loved one review their bills and verify that any calls from collections agencies are legitimate and not scams. While your parent may be reluctant to accept help, financial stability will only become more crucial as you plan their future care needs.7. Difficulty Getting AroundIf your loved one is spending more time in one place, it could be due to decreased mobility. Even simple movement around their home can be challenging for seniors who are struggling with balance or have a limited range of motion. Driving often becomes another challenge as vision changes and reflexes slow, making it harder to stay safe when driving place to place.These signs may signal that your loved one is struggling with driving: A car that hasnt had a recent oil change or shows fewer miles than expected Tickets or reports of minor accidents Unexplained damage to the car Getting lost while driving Inside the home, you might see these signs of a senior who needs help getting around: Rooms your loved one avoids because theyre difficult to get to An unused kitchen with tools stored out of reach A lack of fresh groceries, which may implicate difficulty driving to the store or retrieving items from shelves Mobility challenges are a major sign of decline in elderly adults and can lead to isolation or poor nutrition. If you notice these signs, it may be time to consider care at home, transportation services, or a move to a senior living community.8. Unexplained Bruises or CutsSeniors have skin that is thinner and more frail than other age groups, which makes it more prone to injury, but frequent bruises or cuts can suggest something more serious. Often, these injuries occur when a senior falls or braces against furniture to prevent a fall. Falls in older adults can lead to broken bones, hospitalizations, or a long-term disability.The following signs of unexplained injuries or fall risk may be a sign your parent needs help at home: Blood-stained clothing from frequent cuts Using walls or furniture for balance Shuffling instead of lifting feet when walking Visible swelling or bruising Hiding injuries If your loved one has injuries but doesnt appear to have mobility problems, they may be experiencing elder abuse. This is sadly a reality for some seniors. If you suspect your loved one needs help from abuse, you can find your states elder abuse hotline or call the national Eldercare Locator helpline at 1-800-677-1116.Most importantly, you should calmly and supportively talk to your loved one about what youre noticing and ensure them that you want to help. Let them know you can provide a safe space for them to share whats happening.9. Changes in Mood or BehaviorSudden or gradual changes in mood or behavior can be a warning sign of decline in elderly adults. While these shifts are often associated with Alzheimers or dementia, they can also result from other causes, such as medication side effects, drug interactions, or underlying health conditions. For instance, depression, anxiety, and excitability are all symptoms of polypharmacy.Delirium, often triggered by infections like a UTI, comes on suddenly and requires medical attention as soon as possible. Watch for these behavioral delirium symptoms: Short temper Distrust or fear of people Quick mood or personality changes Sluggishness Withdrawal or unusual quietness Combative or restless behavior More gradual shifts in mood may be a sign of a mental health condition. Depression symptoms in seniors may include the following, according to the National Institute on Aging: Loss of interest in usual hobbies or activities Decreased energy Difficulty concentrating or making decisions Persistent feelings of sadness, hopelessness, or worthless Sleeping more or less than usual Lack of motivation Unintentional changes in weight Slower movement or speech If you notice any of these serious changes in your elderly parent, seek medical advice or care promptly. Addressing mood swings or behavioral changes early can help improve quality of life and prevent further complications.10. LonelinessFor many seniors, loneliness is a daily realityespecially if they live alone or have limited mobility. Without regular social interaction, isolation can take a serious toll on mental and physical health. Loneliness in older adults is linked to increased risks of the following conditions, according to the Journal of the American Medical Association: Anxiety Dementia Depression Heart disease If you notice your loved one withdrawing or spending most of their time alone, they may need help or company at home. Try your best to help them combat loneliness by scheduling regular visits or phone calls. If they have a local senior center in their area, research activities and transportation options for your loved one. Or look into companion care which can help them reap the benefits of socialization and companionship.How to Help Your Elderly Parent When You Notice These SignsIf youve observed any of these signs a senior needs help at homewhether during a holiday visit or routine check-inits time to talk to your loved one and other family members about adding some extra support. Many seniors benefit from caregiver assistance, especially with daily hygiene, meal preparation, and tasks around their home.If youve noticed multiple signs your elderly parent needs help, you may want to explore these care options as a next step: Independent living is ideal for active seniors who can manage most daily tasks but seek a maintenance-free lifestyle and social engagement. Its great for parents who struggle with loneliness, meal preparation, and household chores. In-home care is best for seniors who want to stay in their home but seek companionship or need help with activities of daily living (ADLs) like bathing, meal preparation, or medication reminders. Assisted living is recommended when living at home is no longer safe or practical. It provides 24-hour support, social engagement, and help with ADLs in a secure environment. Respite care is perfect for seniors looking for a short-term stay, especially for seniors whod like to experience community life before committing to an assisted living community or if a family caregiver needs a break. Memory care is designed for individuals with Alzheimers or other forms of dementia. These communities offer specialized care, structured routines, engaging programming, and a safe setting tailored to cognitive needs. At Sunrise Senior Living, we offer all these care options and more.

The idea of talking with an aging parent about their finances can create stress and anxiety for adult children. You dont want a senior loved one to think you are questioning their money-management abilities or worrying about their health. Its an unfortunate reality, however, that emergencies happen more frequently with age. If you cant pay a parents bills when they become ill, it can create some real problems. Thats why its best to tackle this conversation when an aging parent is still independent. Dont wait for a crisis to occur. Be Honest The easiest way to get started is to be honest. Kindness and empathy are important. Explain that you want to be prepared to help if its ever needed. Here are a few of the issues youll need to discuss: Do they have a will? If so, where is it kept and who is the attorney that drafted it? Have they designated someone as their financial power of attorney or their power of attorney for healthcare decisions? What financial institutions do they use? Are their accounts set up online? Do they have log in and password information stored in a place you can access in the event of an emergency? What income do they have each month from pensions, investments, and social security? Are bills paid automatically online or are some paid by check? Where do they keep their checkbook? Who does their income taxes each year? Do they have an accountant? What about a financial planner? Remember, your goal should be to gain the knowledge necessary to keep your parents home running smoothly if they suffer a short-term or long-term medical event. Discussing financial issues and monitoring a seniors financial decisions can be challenging. Weve compiled a few suggestions you might find useful. Money and Aging Parents 1. Talk with their accountant or financial planner If asking financial questions makes you or your parents uncomfortable, ask if you can talk to their accountant, attorney, or financial planner. Be sure your parents give the professional permission to review their documents and accounts with you. Make a list of the questions you have and bring them to the meeting. 2. Share your concerns about scams and identity theft While identify theft and financial scams are on the rise, not all older adults are familiar with these types of crimes. Explain to your parents that you have been reading about financial scams targeting seniors and you want to protect them. By being more knowledgeable about their finances, you can be an extra set of eyes looking for potential problems. 3. Register for the Do Not Call Registry Telemarketer scams can be quite sophisticated. Since many seniors still have a landline, it is easier for fraudsters to access their phone number and persuade them to sign up for something unnecessary. Or to convince them that a government agency needs more information. One way to lower the risk of phone scams is to register your parents for the governments Do Not Call Registry. While theres no guarantee of keeping scammers away, it does help. Find the website to register. 4. Have more than one conversation One last suggestion is to avoid overwhelming your parents with too many questions and requests at one time. It may be necessary to have a series of conversations to gain cooperation and to get the answers you need. This will help you feel confident about managing a parents finances in an emergency. Is It Time for Assisted Living? Another tough conversation families might need to have is whether it is time to make a move. If a parent is isolated and lonely or their home isnt safe for a senior, an assisted living community might be a good fit. Take our online questionnaire that the two of you can complete together in just a few minutes.

Every holiday season, when gift-giving rolls around, its easy to run out of fresh gift ideas for seniors. It can be especially difficult finding a gift for senior parents whove collected so much over the years. Still, you want to choose something meaningful because theyve always been there for you. Thats where this gift guide comes in. Weve rounded up the best gifts for the elderly that cover all areasfrom practical gadgets and wellness essentials to thoughtful keepsakes and unique experiences. With these ideas, we hope youll find something that brings a smile to your loved ones face. Useful Gifts for SeniorsIs your senior loved one all about practicality and functionality? If so, these ideas might make the best Christmas gifts for seniors in your life. They combine convenience and comfortperfect for making everyday life easier.1. Smart DevicesTechnology is always advancing, and it can be hard to keep upespecially for a senior who may not necessarily care to. However, it can often make life easier, so consider a tech gadget as a Christmas gift for seniors in your life. You can give a fitness tracker to help them track their health including things like heart rate, sleep, steps, calories burned, and more.You can also consider smart devices like smart light bulbs that can be controlled with an app and set to turn on and off at set times. You can also set them up with a device featuring Alexa, which can allow your loved one to control the lights by voice command. Other smart devices include light sensors in dimly lit areas like under countertops or beds, video doorbells, or smart locks.2. Robotic VacuumAs our loved ones age, keeping a clean home can be more challenging. Plus, they deserve to spend their time and energy on their hobbiesnot chores. To lighten the load, a robotic vacuum makes the perfect gift for older adults. Modern models are smarter than ever, equipped with sensors that efficiently map the home and pick up dust, dirt, and debris without running into obstacles.You can even set up a schedule for robotic vacuums through an app. It can be set to run at specific times, on certain days, or whenever you prompt it to with the tap of a button. For added convenience, many models self-empty into a larger bin, return to a docking station to self-charge, and some even mop while vacuuming.3. Assistive DevicesAging often comes with less dexterity and mobility. To make getting around easier, consider gifting your senior loved one an assistive device they may need. An electric jar opener can help a senior with arthritis or frail hands easily open difficult containers. Or a handy grabber reacher tool to retrieve items from hard-to-reach places, preventing strain from bending down or reaching up.If your loved one has trouble standing up or walking on their own, a high quality stand assist device can help them stand or sit with ease. Or a walking cane can help them maneuver with ease. These types of items are the best gifts for seniors who prefer to accept useful items.4. Kitchen GadgetsSome seniors tend to use the same kitchen gadgets and appliances for years and years even if theyre giving them a hard time. While that works from some trustworthy pieces, it might not be worth the hassle for some older items. For a senior who loves cooking, a new kitchen gadget might just be the best gift. Think back to the last time you saw them cooking: did they complain about anything or particular or did a certain task seem especially difficult?Some kitchen gift ideas for seniors include a new knife set, blender, a mixer with attachments, or a multifunction slicer. Some elderly adults may not have an air fryer or toaster oven, which can be a lot easier to use than an oven on a daily basis.Comfort and Wellness Gift IdeasTo help your loved one feel relaxed and cared for, consider gifting an item that promotes comfort and serenity. These Christmas gifts for elderly loved ones are sure to be a hit for those who prioritize wellness.5. Blankets or PillowsOftentimes, seniors end up using the same pillows or blankets for years without giving it another thought. To help improve sleep and promote maximum comfort, consider gifting a heated blanket for a senior whos always cold, a weighted blanket for one whos restless, or a personalized quilt for one whos sentimental.You may also want to consider a new ergonomic pillow to provide relief for neck pain or a personalized pillow to add a unique touch to their home.6. MassagersPamper your loved one with a gift that allows them to unwind and relax. A massager might just be the perfect gift for seniors who need to take a beat and get some downtime. To decide which kind of massager to gift, think about your loved ones pain points. Do they experience regular pain somewhere? These days, there are massagers for hands, feet, shoulder, back, legs, and everything in between! You can even get a handheld massage gun or vibrating massager that can target any muscle.7. Aromatherapy ProductsTheres nothing quite like the calming smell of essential oils when it comes to unwinding. Consider an essential oils kit, aromatherapy candles, wax melts, or calming lotion as a gift for the elderly loved one in your life who loves to kick back and relax. You can even provide them an aromatherapy diffuser, wall plug-in, or oil diffuser sticks with a decorative vase to go along with oils. Or, get them a gorgeous candle holder, wax melt warmer, or candle warmer.Entertainment Gifts for Elderly AdultsGifts that keep the mind active and spirits high are ideal for those enjoy spending their time on hobbies. Browse these gifts for older adults to get ideas on the perfect form of entertainment for your loved one.8. BooksSo many seniors choose reading as their favorite pastime. However, for some, reading the smaller print in some books may be getting difficult. An alternative to their favorite books might just be an ideal gift for senior parents. Consider large print books or an audiobook subscription so they can list to their favorite books. If fine print isnt an issue, think about getting a special edition of their favorite classics. Popular books and book series are often republished with new designs, illustrations, and exclusive bonus materials.9. PuzzlesMany seniors have more free time than they once used towhether its due to retirement or decreased responsibilities. This newfound free time may cause them to seek hobbies or pastimes, and for many that might include doing puzzles. Its the perfect gift for a senior who still wants to engage their brain and feel a sense of accomplishment.There are many kinds of puzzlesword games, sudoku, and of course, the classic jigsaw puzzle. Think about what the senior in your life enjoys and gift accordingly. You could get them a nice puzzle book with all kinds of logic puzzles or pick a type of puzzle you know they enjoy (e.g. a crossword book). For a senior who loves jigsaw puzzles, there are plenty of gorgeous sceneries or fun themes to pick from.10. CraftsSome adults may turn to new crafts as they age. From knitting and embroidering to painting and scrapbooking, there are some many creative outlets. Crafting supplies or kits can make a fun gift for elderly loved ones looking to spend more time getting artsy. Some options include paint-by-number kits, embroidery kits, scrapbook stickers or papers, yarn, and fabrics. You can even get them a gift card to their favorite craft or hobby store.11. SubscriptionsSubscriptions make the ideal gifts for older adults who are looking for new things to try or forms of entertainment. Nowadays, you can subscribe to anythingfrom streaming services to meal planning. If your loved one loves watching new television shows, consider an annual prepaid subscription to their favorite streaming platform or a get them a bundle plan. Or get them a subscription to their favorite magazine or news outlets.You can also get them a subscription to a meal service if theyre no longer a big fan of cooking. Or, get them a monthly subscription box that allows them to try new things that they already love. For instance, if they enjoying trying new kinds of coffee, you can prepay and sign them up for a coffee subscription that allows them to try out new beans each month. These types of subscriptions exist for lots of items like wine, crafts, baked goods, books, jerky, and more.Sentimental Gifts for SeniorsSometimes, you just want to show that you care and value your cherished memories and relationship with your senior loved one. Do so with the following gift ideas for seniors that can help materialize that bond.12. Photo KeepsakesIf your loved one loves to surround themselves with beloved memories and photos of family and friends, consider a gift that they can display or look through. You can gift a handmade scrapbook or use a personalized scrapbook template or framed photographs of their favorite memories. Or, you can get them a digital picture frame that you can preload and continue uploading pictures to.For a senior whos fond of creating photo keepsakes of their own, consider gifting a polaroid camera or polaroid printer. You can even get them unique frames for their various projects.13. Personalized ItemsInstead of gifting an ordinary necklace or mug, think about personalizing them. If going the personalization route, make sure to know your audience. For example, if your never see your senior loved one wear jewelry, you may not want to give them a necklace. However, if you know they love all kinds of jewelry, you might consider getting them a personalized necklace. You can visit your favorite jeweler to see if they have options or look for options online like this custom birthstone family tree necklace that allows you to pick the number of birthstones to represent each family member and their birthstones.Other items you can customize include mugs or hats, which can bring a smile to their face as they get ready or have their morning coffee. Or gift a decorative item like this personalized flower display that lights up and can be customized with family member names and birth month flowers.Experience Gifts for SeniorsTo help create new memories and offer something beyond material items, think about gifting a fun experience. From local activities to exciting getaways, pick from the best experience gifts for seniors below.14. Local ExperiencesFor a loved one who wants to get out and do more, consider gifting something they can experience nearby. You can get them a gift certificate for culinary or classes, tickets to watch their favorite sports teams or tour their facility, or a membership to a museum or zoo that has programs theyd enjoy. You may even consider a spa day or two for a senior who enjoys relaxation or a hot air balloon or helicopter ride for one who enjoys thrills.15. GetawaysIf you want to go above and beyond and have the means to do so, consider taking them on a vacation or expense a fully planned one. It can be as simple as a weekend getaway to a nearby town theyve always wanted to explore or as extravagant as a trip to Hawaii.You can buy their plane tickets, excursions, or lodging. To gift them this experience, consider gifting a luggage item filled with things theyd need on the trip or an envelope with a postcard to the destination. You can then explain their gift in a fun way rather than just handing over a printout or tickets.Finding the perfect gift for a senior loved one may seem daunting at first, but it doesnt have to be. Whether you choose something practical and simple or extravagant and experiential, the most important part of gift-giving is the thought and care behind it. This holiday gift guide for seniors is made to help you choose a gift that sparks joy, but in the end, we hope it helps you convey the time, effort, and love you put into making their holiday special.

To support families beginning their senior living journey, Sunrise Senior Living recently brought together a panel of experts to answer their most frequently asked questions during an expert webinar. Our experts guide you through everything you need to know, from understanding senior care options and evaluating local communities to navigating financial and legal considerations. Here, youll find answers to your most pressing questions, along with helpful resources to support you every step of the way.Addressing the Need for Senior CareWhile many people use the term nursing home when talking about senior living, its important to know that its a commonly used umbrella term for a variety of senior care options that cater to seniors varying needs as they age. In fact, assisted living is different than a nursing home. Seniors in nursing homes often require a higher level of medical care, whereas assisted living residents, like those living in Sunrise communities, receive support tailored to their needs and abilities.Its crucial for families to learn what senior living options are available to figure out which option is right for their loved one. If youre unsure about which level of care to go with, a National Senior Resource Counselor (NSRC) at Sunrise Senior Living can help. NSRCs are trusted experts in senior living, guiding families through every step of their search. We asked Shalene Lewis, one of our experienced NSRCs, to walk us through how she helps families distinguish between care options to find the right fit.Independent LivingIndependent living is designed for active lifestyles, says Lewis. Its typically where youll be able to manage your own daily living needs with no assistance.This level of senior living promotes socialization and encourages seniors to pursue their hobbies while diminishing daily worries of cooking and cleaningunless its something they wish to do.The key features of independent living include: Social opportunities Dining services Organized activities and clubs Home maintenance Light housekeeping 24/7 emergency services Assisted LivingAssisted living, typically the next step after independent living, is for seniors who need care for specific health conditions or support with activities of daily living (ADLs). This includes help with daily self-care tasks like the following: Bathing Dressing and grooming Medication management Toileting and/or continence care Transfer assistance Some folks move into assisted living for things like the three nutritious meals every day and basic oversight. Then we have the option to do what we call aging in place, where we provide more care as needed to your current apartment, said Lewis.Assisted living services vary between residents and depend on each persons individual needs. At Sunrise, care needs are outlined in an individualized service plan. To help ensure that changing needs are met, communities reassess needs and adjust care plans accordingly.Memory CareFor those with Alzheimers, dementia, or other forms of memory loss, many senior living communities provide memory carea specialized type of care provided by dementia-trained caregivers in an environment that promotes safety.Memory care offers the same services as assisted living, but theyre more specialized to accommodate individuals with memory loss. This care option also prioritizes safety, security, and specialized programming that helps residents stay engaged despite the changes that come with dementia.Memory care offers round-the-clock supervision and caregivers who use specialized communication techniques to prioritize resident needs. Lewis says memory care is best for seniors who need a lot of cuing for daily tasks and a safe environment.Continuum of Care CommunitiesSome senior living communities offer care that progresses with a seniors needs, enabling them to age in place gracefully. These communities are called Continuing Care Retirement Communities (CCRCs), also known as Life Plan Communities.These can offer a range of care depending on the campus, allowing residents to transition from independent [living] to assisted [living] to skilled nursing as their needs change, said Lewis.Skilled NursingThe highest level of care available for seniors is skilled nursing, which offers comprehensive medical and rehabilitative care in a supportive environment. Its ideal for seniors whove recently faced an injury, surgery, or hospitalization.I think the biggest insight is that skilled nursing provides 24/7 medical supervision, Lewis stressed.She notes that assisted living communities do have registered nurses (RNs) and visiting physicians, but its not the same as the on-site medical supervision youll find in skilled nursing. Lewis explains that skilled nursing is typically covered by insurance because a seniors care needs must be established by a clinical provider.Figuring Out Which Option is Right for Your Loved OneWhen speaking with families, Lewis asks several questions to get a sense of what a senior needs and what they can do independently. Its good to evaluate your loved ones ability to perform their activities of daily living, such as bathing, dressing, or cooking meals, she said.She also reviews cognitive function to determine if a senior may need memory care services. Lewis advises families to think about medical needs as well. Your doctor is a great resource to do an evaluation on yourself or your loved one, she said.Lastly, Lewis suggests taking Sunrises care questionnaire, which can help you determine what care level may be appropriate.Considering Financial and Legal FactorsFamilies often ask questions about affordability and cost early in their search. To help seniors navigate finances, we asked Joe DiAmbrosio, a Senior Resource Counselor with 25 years in the senior living space, to join our panel to offer advice. As a part of his role at Sunrise, he helps families understand what factors can affect the cost of senior living, and which documents they may need to have ready.Understanding Senior Living CostsDiAmbrosio encourages families to be aware of the cost of living in their loved ones area. Communities in an area with a high cost of living are more expensive than those in areas with a lower cost of living. As a point of reference, the median cost of assisted living is $5,900 per month in the U.S., according to the 2024 cost of care survey conducted by Genworth.Location aside, DiAmbrosia identifies three components that affect cost: Room rate, level of care, and medication management.The standard room rate covers essential services, including: Meals Daily activities and programming Light housekeeping Laundry Emergency call systems Determining a residents level of care will help you figure out which care level to go with and what services are required. Typically, more care equates to a higher cost.A seniors level of care is determined based on an assessment performed by a registered nurse (RN). After the assessment, the wellness director will sit down with you to explain the results and how they impact care needs and costs, explains DiAmbrosio.Medication management costs are also unique for each senior. This charge is based on the complexity and frequency of medication administration, said DiAmbrosio.Theres also often a one-time move-in fee, equal to one months rent.Gathering Legal DocumentsMany families want to know what legal documents they may need as their loved ones care needs change. DiAmbrosio strongly recommends working with an elder law attorney, especially since legal requirements vary by state.DiAmbrosio suggests speaking to your loved one about: Establishing a power of attorney (POA) for medical and financial needs A living will or advance directive for life-sustaining care decisions A last will and testament or trust to manage assets Researching and Evaluating Your Senior Living OptionsOnce you understand the care your loved one needs and what factors determine cost, youll be able to start researching options. For most seniors and their families, tours are the best way to evaluate whether a community will be a good fit.Ashley Ray, a Senior Resource Counselor with 17 years of experience, believes its important to tour several communities to make a confident decision. The care and services will be similar in each Sunrise community, but each communitys spirit is still unique.The team [and resident population] feels a little bit different at each location, and only you are going to know what feels like the best fit for your loved one at the end of the day, said Ray.DiAmbrosio, who also has previous experience as a community executive director, says its important to look for smiles among the residents and see how engaged they are in community life. Ray suggests touring with your senior loved one at strategic times to see residents in action.Visit at a time when you know a meal is about to happen. Or join us for a social event or an activity, said Ray. Once they get in that environment with peers, they really start to thrive and see potential, especially for a senior whos been at home alone.Preparing to Transition and Providing SupportFinding the right senior community can take time. Its important to be supportive and understanding of your loved ones feelings throughout the processfrom the initial conversation to planning the move to getting settled into their new home.Starting the ConversationRay encourages families to do some preparation before bringing up the topic of care to their senior loved one. Educating yourself about the types of care can help you speak from a place of confidence.Its also important to be empathetic. Sometimes if feels like a loss of independence, so we have to be very mindful of that, explains Ray.Ray also encourages families to be careful with their wordingan assisted living community sounds much more welcoming than a nursing home, which can be a triggering term for some seniors.If your loved one is hesitant to commit, DiAmbrosio recommends suggesting a trial period to start, that way they can experience the communitys offerings. Many Sunrise communities offer a 30-day respite or short-term stay, which gives seniors time to feel out the community.Your parents arent going to be the first or last people that dont want to move out of their home, said DiAmbrosio. We try to make Sunrise the best second choice. We get to know [them] as best as we can.Helping Seniors Adjust After the MoveDuring a seniors assessment, community team members ask about their hobbies and interests to help them feel welcome and at home. This makes it easier to introduce new residents to others in the community with similar interests. Oftentimes, activities directors at the community help new residents find activities that match their interests or add them to the activity calendar.As a family member or loved one of a senior moving into a community, its important to help them through their adjustment period by checking in often. Whether thats visiting in person or through a phone call, Sunrise encourages families to stay engaged and in touch. We offer a family engagement app, which lets families see how their loved one is enjoying their days. We also encourage visitors to drop by and even join in on community activities with their loved ones.Taking Advantage of Additional Resources and SupportChoosing a senior community is deeply personal and its normal to have questions. Sunrise offers several resources that can help you throughout this decision-making process.Our advice and planning page is a good starting point for anyone who wants more information on care types, financial options, and ways to feel at home in a new community. Youll also find on-demand webinars on topics ranging from ways to pay for senior care to how seniors can share their legacy.

Preparing income taxes is rarely ever easy. From making sure you claim all of the appropriate deductions to figuring out where to list investment income on your forms, it is a process that requires time and patience.The Internal Revenue Service (IRS) is trying to change that. Beginning with 2019 taxes, seniors can take advantage of a new form and an easier process. Its part of the Bipartisan Budget Act of 2018 and is designed for adults over 65.Benefits of IRS Form 1040SRForm 1040SR has several elements that seniors may find helpful: a two-page form that uses large, easy-to-read print brighter shading to better identify where to enter information a Standard Deductions chart printed directly on the form designated lines to include specific types of retirement income. Though the form is still in draft phase, its expected to be ready in early 2020.Identity Theft Spikes During Tax SeasonAnother issue to consider as you or a senior loved one prepare taxes is the unfortunate fact that identity theft increases during tax season. According to the Federal Trade Commission, older adults are especially vulnerable. Experts say its a good idea to take steps that lower the odds of becoming a victim.Here are a few ways you can protect yourself or a loved one from identity theft: Learn about common scams: The IRS publishes an annual list of their dirty dozen tax schemes. This list typically includes a popular phone scam in which criminals call tax filers pretending to be an IRS agent. The scam artists threaten arrest if they dont receive a credit or debit card over the phone to pay an outstanding debt. Review these tax scams with the older adults in your life. Safely store documents: Identity thieves rely on gaining access to documents that include your Social Security number. Once they have that information, they use it to open credit accounts and take out loans using your personal financial history. To prevent this, keep important documents and information locked up. Dont carry your Social Security card or similar documents in your wallet or purse unless you will need them that day. File taxes early: Another form of identity theft that is on the rise is tax return theft. This occurs when someone fraudulently files a tax return claiming to be you and as a result, enjoys your tax refund. By filing early, you beat them to the punch. The later you wait, the higher the risk someone else will claim your money. There is one last tip to remember as tax season approaches. If you are a caregiver for a senior loved one or assist them in paying for senior care expenses, you may be entitled to a deduction.