Affordable-Subsidized in Montgomery, AL

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Seniors Blue Book

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Oct 21, 2026

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Alabama - Gulf Coast

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For many older adults, the hardest part of retirement is not leaving a career. It is trying to cover rent, groceries, prescriptions, and utilities on a fixed income that has not kept pace with rising costs. Families in Montgomery often tell us the same thing: a parent is still able to live independently, but a growing share of their monthly income is going to housing, and there is little left over for anything else.

Affordable and subsidized senior housing exists to close that gap. This guide explains how these communities work, who can qualify, and what to expect from the application process. It also takes a closer look at two Montgomery communities, AHEPA 23 I & III Apartments and AHEPA 23 II Apartments, so you can contact the right property with the right questions.


What Is Affordable-Subsidized Senior Housing?

Affordable-subsidized senior housing is independent living for older adults whose rent is supported by a government program. In these communities, the resident does not pay a typical market-rate rent. Instead, rent is tied to the resident’s income, and the housing program covers the rest.

Many of these apartments are funded through the U.S. Department of Housing and Urban Development (HUD), including the Section 202 Supportive Housing for the Elderly program. Section 202 communities are built and operated specifically for seniors, usually by nonprofit organizations, and often include on-site management and supportive service coordination.

Who Is Affordable-Subsidized Housing For?

These communities are meant for seniors who are able to live on their own and who meet age and income requirements. They are a good fit for people who want a safe, well-maintained apartment with neighbors their own age, without the cost of a market-rate rental or the care services of assisted living.

It is important to know that affordable-subsidized housing is not the same as assisted living or nursing care. Residents live independently, and staff do not provide personal care or medical services in the apartment. What these communities do offer is stable, income-based housing and, in many cases, a service coordinator who can help residents find outside resources.

What Affordable-Subsidized Housing Typically Includes

  • Rent based on a percentage of the resident’s income
  • Age-restricted apartments, often for adults 62 and older
  • On-site property management and maintenance
  • Common areas such as a community room, library, or fitness space
  • Laundry facilities on site
  • Safety features such as smoke detectors, sprinklers, and controlled access
  • Social activities that help residents connect with neighbors
  • Service coordination to help residents access benefits and community resources

How Rent Is Determined

Because these apartments are subsidized, the resident pays a portion of their income toward rent rather than a fixed market price. AHEPA Senior Living states that, after qualification, the resident portion will not exceed the greater of 30 percent of adjusted gross monthly income or 10 percent of monthly gross income. Your exact rent depends on your household income and allowable deductions, so contact the property directly for the most accurate figure for your situation.


Affordable-Subsidized Senior Housing in Montgomery, AL

AHEPA 23 I & III Apts

Phone: 334-612-7015
Address: 1728 East Washington Street, Montgomery, AL 36107

AHEPA 23 I & III is a senior apartment community on East Washington Street in Montgomery. The listing describes a 74-unit HUD Section 202 community offering one-bedroom apartments for qualifying older adults. Public housing directories show the community as two phases next door to one another, Phase I at 1720 East Washington Street and Phase III at 1728 East Washington Street, so ask the property which building has the availability that fits your needs.

Residents enjoy a community room with television and cable, a library, a fitness center, landscaped grounds, and a coin-operated laundry room. The property lists social activities such as bingo and monthly birthday celebrations, which give neighbors a reason to gather and get to know one another. The community is also close to public transportation, which can be a real advantage for residents who no longer drive.

Apartments include a full-size stove and refrigerator, a garbage disposal, kitchen cabinetry, mini blinds, and cable TV pre-wiring. The community lists elevator access, controlled access, and wheelchair-accessible features. Safety features across AHEPA communities typically include smoke detectors and sprinklers, carbon monoxide detectors, well-lit parking areas, exterior motion lighting, and emergency door releases, with additional features such as intercoms, camera-monitored entrances, and emergency call systems at some properties. Accessible units may include tubs or showers with grab bars. Pets are considered, with small pets listed as welcome, so ask about the current pet policy.

A service coordinator is available to help residents connect with supportive services, benefit programs, and community resources, and may organize health, educational, and lifestyle seminars. This is not the same as medical care, but it can make a big difference for seniors who are not sure where to turn for help.

Good to know about AHEPA 23 I & III

  • HUD Section 202 community for adults 62 and older
  • One-bedroom apartments
  • Fitness center, library, community room, and on-site laundry
  • Near public transportation
  • Income-based rent, with applicants placed on a waiting list when units are not available

Tip: Ask whether Phase I or Phase III currently has the shorter wait, and how the property will contact you when your name reaches the top of the list.


AHEPA 23 II Apts

Phone: 334-274-0076
Address: 285 Sylvest Drive, Montgomery, AL 36117

AHEPA 23 II is a 71-unit HUD Section 202 senior apartment community on Sylvest Drive in east Montgomery. The listing describes a two-building community owned by AHEPA Senior Living, designed for older adults who meet federal income and age requirements and who want to keep living on their own.

The amenities mirror those at the other AHEPA property in Montgomery. Residents have access to a community room with television and cable, a library, a fitness center, landscaped grounds, and on-site laundry. Bingo and monthly birthday parties are listed among the activities, and the property is near public transportation. Apartments include a full-size stove and refrigerator, a garbage disposal, kitchen cabinetry, mini blinds, and cable TV pre-wiring, and the community includes elevator access.

Supportive service coordination is available here as well. Service coordinators assess residents’ needs, help connect them with benefit programs and community resources, and can serve as a liaison between the resident, family members, and area service providers.

To qualify, residents generally must be 62 or older and have income at or below HUD limits. Income is verified as part of the application, and eligible applicants may be placed on a waiting list. For a two-person household, at least one head of household must meet the age requirement.

Good to know about AHEPA 23 II

  • 71-unit HUD Section 202 community in two buildings
  • Supportive service coordination for residents
  • Community room, library, fitness center, and on-site laundry
  • Near public transportation
  • Income-based rent and a waiting list for qualified applicants

Tip: Ask how long the current waiting list is and what documents you should have ready before you apply.


Who May Qualify at AHEPA Communities?

  • Age: Generally 62 or older. In a two-person household, at least one head of household must meet the age requirement. Some AHEPA communities may accommodate adults ages 18 to 61 who need a mobility-accessible unit, but this varies by property.
  • Income: At or below the income limits set by HUD or applicable Low-Income Housing Tax Credit requirements.
  • Ability to live independently: Able to fulfill the lease on their own or with services they arrange themselves.
  • Application review: Residency is based on an accepted application, and income is verified before approval.


Why This Matters Locally

Montgomery is a city where many older adults have lived for decades, close to family, church, and the neighborhoods they know. For seniors on a fixed income, rising rent can make it hard to stay in that community. Affordable-subsidized housing offers a way to remain in Montgomery with predictable housing costs, so Social Security or a small pension can stretch further toward food, medication, and transportation.

Location also matters. AHEPA 23 I & III sits near downtown on East Washington Street, while AHEPA 23 II is on Sylvest Drive in east Montgomery. Both are described as being near public transportation, which can help residents get to medical appointments, the grocery store, and community events without relying on a family member for every trip.

Waiting lists for subsidized senior housing are common, in Montgomery as elsewhere. That makes it wise to start the process early, ideally before a housing crisis forces a rushed decision. Families who begin looking while a parent is still stable have more time and more choices.


How to Get Started With Affordable-Subsidized Housing in Montgomery

1. Confirm eligibility basics

2. Call the properties

3. Gather your documents

4. Submit your application and join the waiting list

5. Stay in touch and keep your options open


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subsidized rental housing for qualifying older adults.The community offers independent apartment living with features such as elevator access, shared activity spaces, on-site management, and supportive services coordination.Understanding how to approach an application and evaluate a senior apartment community can help prospective residents plan confidently without assuming that housing will be immediately available.Why It Helps to Start the Housing Search EarlyAffordable senior apartments may have eligibility requirements and waiting lists.Even when someone qualifies financially, a suitable unit may not be available at the time of application.Planning Ahead Provides Time ToLearn about program requirementsCompare living arrangementsGather financial recordsReview accessibility needsUnderstand the waiting list processDiscuss transportationPrepare for possible moving expensesWaiting Until a Crisis Can Limit ChoicesA rushed housing search may make it difficult to complete paperwork or review available options.Early Research Does Not Require an Immediate MoveSomeone can learn about a property before deciding whether it meets their needs.What Is AHEPA 310 X Senior Apartments?AHEPA 310 X is an affordable senior apartment community within the AHEPA Senior Living organization.The property's official listing confirms a range of residential amenities designed for independent living.Published Community Features IncludeOn-site management and maintenanceCommunity roomComputer roomLibraryFitness centerArts and crafts roomCoin-operated laundry facilitiesLandscaped groundsElevator accessSupportive services coordinationProximity to public transportationThe listing also references availability of mobility-accessible accommodation.Specific apartment configurations and accessible unit availability should be verified directly.Understanding AffordableSubsidized Senior HousingSubsidized senior housing is intended to make rental housing more accessible for households meeting certain eligibility requirements.Federal housing programs, including HUD-supported programs, use established rules concerning income and household qualifications.Important DistinctionsAffordable housing does not mean every household pays identical rent.Eligibility is not based on age alone.An applicant must provide the documentation required by the applicable program.Housing Assistance Has RulesResidents may need to complete periodic income reviews and report relevant changes.Confirm the Property's Specific ProgramAsk AHEPA 310 X management which subsidy and eligibility rules apply to the available apartments.Age Eligibility and Household CompositionSenior housing programs commonly establish minimum age requirements.AHEPA Senior Living's published eligibility information generally identifies housing for adults age 62 and older, while certain accessible arrangements may have different qualifying provisions.Questions to AskWhat age requirements apply?Can a two-person household qualify?What documentation verifies age?Are accessible units governed by different rules?Are there additional occupancy requirements?Avoid Relying on AssumptionsThe exact eligibility determination is made through the property's applicable program process.Understanding Income QualificationIncome is a major consideration in affordable housing applications.Income Sources May IncludeSocial SecurityPensionsRetirement account distributionsEmployment incomeOther reportable incomeAssets May Also Be RelevantProgram rules may require information about savings, investments, and other resources.Income Limits Can ChangeHUD income limits are updated periodically and may vary according to household size and area.Property Management Must Verify EligibilityApplicants should request current income criteria rather than relying on outdated figures.How Rent May Be CalculatedIn certain HUD-assisted senior housing arrangements, the tenant's rental contribution is based on household income and applicable deductions.Adjusted Income MattersA household's gross income and adjusted income are not always the same.Some deductions may be permitted under specific rules.Utility Arrangements MatterAsk whether utilities are included, billed separately, or considered in the applicable rent calculation.Do Not Assume an Exact Monthly AmountOnly a current eligibility and rent determination can establish the payment for a particular household.Organizing Your Application DocumentsA complete application may require several types of records.Prepare a Document FolderConsider including:Government-issued identificationProof of ageSocial Security statementsPension informationOther income recordsRelevant asset statementsHousehold informationEmergency contact detailsCurrent contact informationAsk for an Official ChecklistAHEPA 310 X may require additional documents depending on the circumstances.Keep Originals SecureProvide records only through approved application procedures.Maintain CopiesSave copies of applications and communications whenever appropriate.Understanding the Application ReviewAn affordable housing application generally involves review of household information and program eligibility.Possible StepsRequesting an applicationCompleting required formsProviding supporting documentsPreliminary eligibility screeningPlacement on a waiting list, if applicableAdditional verification when a unit becomes availableFinal housing determinationAcceptance Onto a Waiting List Is Not Final ApprovalEligibility may need to be reverified later.Be AccurateIncorrect or incomplete information can delay the process.Managing the Waiting List ProcessWaiting lists can be frustrating when someone is eager to move.However, understanding the process can help applicants stay prepared.Ask AboutWhether the list is openHow applicants are contactedWhether preferences applyProcedures for updating informationResponse deadlinesCurrent application status proceduresUpdate Contact InformationIf your telephone number or mailing address changes, inform management according to its procedures.Respond to NoticesFailure to respond may affect the application.Planning for Accessibility NeedsAs people age, stairs, bathing arrangements, and long walking distances may become more difficult.AHEPA 310 X lists elevator access and mobility-accessible accommodations among its features.Questions to AskAre accessible units available?What accessibility features are provided?Can a resident use a mobility aid?How are accommodation requests handled?Are common areas accessible?Not All Units Are IdenticalAn elevator does not establish that every apartment contains the same accessible features.Fair Housing Protections ApplyPeople with disabilities may have rights related to reasonable accommodations under applicable law.Apartment Features and Daily LivingAHEPA 310 X lists a full-size stove, refrigerator, dishwasher, kitchen cabinets, and window blinds among its apartment features.Consider Your Daily RoutineIs the kitchen layout comfortable?Is storage sufficient?Is laundry access manageable?Are doorways suitable for mobility needs?What maintenance responsibilities remain with the resident?Independent Living Includes Household ResponsibilitiesResidents generally continue managing their own meals, personal care, and daily schedules.What Supportive Services Coordination OffersAHEPA 310 X includes supportive services coordination as a community feature.This can help residents identify programs and resources relevant to independent living.Topics May IncludeCommunity benefitsSenior wellness resourcesTransportationFood assistanceEducational opportunitiesOther locally available servicesThe Coordinator Is Not a Medical ProviderService coordination should not be mistaken for continuous nursing, clinical case management, or hands-on personal care.Ask About AccessProspective residents can inquire how service coordination works at this specific property.Community Spaces and ActivitiesAHEPA 310 X includes a community room, library, computer room, fitness center, and arts and crafts room.These spaces may contribute to a more engaging residential environment.Possible UsesReadingComputer accessCreative interestsSocial interactionAppropriate recreational activitiesVerify Current ProgrammingThe existence of a shared room does not guarantee a specific class or event schedule.Residents should ask which programs currently operate.Transportation ConsiderationsAn apartment can be financially affordable yet difficult to live in if essential destinations are inaccessible.AHEPA 310 X lists proximity to public transportation.ConsiderGrocery accessHealthcare appointmentsPharmacy tripsFamily visitsCommunity activitiesConfirm the Actual Transportation OptionsPublic transportation schedules, pickup requirements, and service areas should be verified with the provider.Building a Moving BudgetMoving into subsidized housing can still involve one-time expenses.Possible CostsPacking suppliesMoving assistanceUtility setupSecurity depositNew household itemsTransportationAddress changesAsk About Financial RequirementsRequest a clear explanation of deposits, charges, and payment deadlines.Avoid Purchasing Items Too EarlyWait until an apartment arrangement is confirmed before making expensive moving commitments.Protecting Yourself During the Housing SearchHousing applicants may encounter misleading advertisements or requests for unnecessary payments.Good PracticesContact the property directlyUse official applicationsVerify payment instructionsKeep receiptsRead documents carefullyProtect personal financial recordsBe Cautious About Guaranteed Placement ClaimsOnly authorized management can confirm housing availability and approval.Preparing for the First ConversationA short list of questions can help residents obtain useful information.Ask AboutCurrent eligibility rulesApplication availabilityWaiting list statusIncome verificationAccessible apartmentsUtilitiesShared amenitiesSupportive services coordinationWrite down the answers and any documents needed.Expert Tip: Prepare Your Housing Application Before You Need to MoveAffordable Housing Planning Tip: Organize identification, income statements, housing preferences, and accessibility needs in a secure folder before contacting senior housing communities. Ask how to keep your application current if you are placed on a waiting list.Being prepared can reduce confusion when housing opportunities arise.Frequently Asked Questions1. Is AHEPA 310 X an affordable senior apartment community?Yes. AHEPA 310 X is listed by AHEPA Senior Living as a senior apartment property within its affordable independent housing network. Applicants should confirm the property's current subsidy and income eligibility requirements.2. Does AHEPA 310 X have accessible housing features?Its official listing identifies an elevator and mobility-accessible accommodation availability. Applicants should confirm the specific features and whether suitable units are currently available.3. Does the community provide supportive services coordination?Yes. Supportive services coordination appears among the property's published amenities and may help residents connect with outside community resources.4. Can applicants find out whether a waiting list is open?Yes. Prospective residents should contact property management to ask about current applications, waiting list status, eligibility, and expected procedures.5. How can someone contact AHEPA 310 X Apartments?Call 251-645-2405 to request information about the property and current application procedures.Preparing for a More Manageable Housing FutureAffordable senior housing decisions involve finances, accessibility, community features, and timing.Understanding the application process before an urgent move becomes necessary can help older adults make more informed choices.For residents throughout Mobile County, AHEPA 310 X Senior Apartments offers a senior housing option with independent apartments, shared amenities, and supportive services coordination.Prospective residents should contact management for current eligibility, rent, accessible-unit information, and availability.Learn More About AHEPA 310 X Senior ApartmentsVisit the property's AffordableSubsidized listing on SeniorsBlueBook.com: