Care Through InnovAge Colorado PACE – Northern Colorado

Care Through InnovAge Colorado PACE – Northern Colorado

For many older adults in Loveland and across Northern Colorado, the goal is simple but powerful: stay at home, stay independent, and stay connected to the life they know. Yet navigating Medicare, Medicaid, and long-term care options can feel overwhelming—especially when health needs become more complex.

InnovAge Colorado PACE Northern Colorado offers a different approach. Through the Program of All-Inclusive Care for the Elderly (PACE), InnovAge provides coordinated medical care, social services, and long-term support—all under one roof and one plan—helping seniors remain safely in their homes while receiving comprehensive care.

What Makes PACE Different From Traditional Medicare or Medicaid

PACE is not just another insurance plan. It’s a care delivery model designed for older adults who qualify for nursing-home–level care but want to continue living in the community.

Instead of juggling multiple doctors, insurance plans, and providers, PACE participants receive all Medicare- and Medicaid-covered services through a single organization—InnovAge.

This includes:

• Primary and specialty medical care

• Prescription medications

• Transportation to medical appointments

• Adult day health services

• Home care and personal assistance

• Rehabilitation therapies

• Social work and care coordination

Everything is coordinated by an interdisciplinary care team that works together to support the whole person—not just individual conditions.

Supporting Aging in Place in Loveland and Northern Colorado

Loveland is home to many older adults who have spent decades building lives, families, and routines in the region. From neighborhood walks to familiar grocery stores and community connections, remaining at home is deeply tied to independence and identity.

InnovAge Colorado PACE Northern Colorado is designed to make aging in place a realistic, sustainable option, even for seniors with complex medical needs. By bringing care to the participant—rather than forcing the participant to chase care—PACE reduces unnecessary hospitalizations and delays or prevents nursing home placement.

This model is especially valuable in Northern Colorado, where access to coordinated care can make a significant difference in long-term outcomes.

One Team, One Plan, One Point of Accountability

One of the most significant advantages of PACE is integration. Participants don’t have to manage multiple providers or worry about coverage gaps.

At InnovAge, each participant is supported by a dedicated interdisciplinary team that may include:

• Physicians and nurse practitioners

• Nurses and therapists

• Social workers and care coordinators

• Dietitians and transportation staff

• Personal care aides

This team meets regularly to review each participant’s needs, adjust care plans, and proactively address concerns—often before they become crises.

As Nancy Seidel explains, “PACE allows us to look at the whole person—their health, their home environment, and their support system—and create a plan that truly works for their life.”

How Medicare and Medicaid Work Together in PACE

PACE is available to individuals who are eligible for Medicare, Medicaid, or both. For those who qualify for Medicaid, PACE services are typically provided at no cost. For Medicare-only participants, there may be a monthly premium—but services remain comprehensive and predictable.

Importantly, once enrolled in PACE:

• PACE becomes the participant’s Medicare and Medicaid provider

• All covered services are coordinated through InnovAge

• Participants no longer need separate Part D plans or supplemental policies

This simplification is a major relief for families who have struggled to piece together fragmented care.

Adult Day Health: Care, Community, and Connection

A central component of the PACE model is the PACE center, where participants can receive medical care, therapy, meals, and social engagement in a single location.

At the InnovAge Northern Colorado center, participants may attend during the week for:

• Medical appointments and monitoring

• Rehabilitation services

• Nutritious meals and wellness support

• Social activities and peer connection

Transportation is provided, removing one of the most common barriers to consistent care.

For many participants, the PACE center becomes a trusted community—offering structure, companionship, and support while still allowing them to return home each day.

Reducing Caregiver Stress for Families

PACE doesn’t just support seniors—it supports families. Adult children and spouses often carry the weight of coordinating appointments, medications, and care decisions. Over time, that responsibility can become exhausting.

By centralizing care through InnovAge, families gain:

• A single point of contact

• Clear communication and updates

• Professional care coordination

• Reduced emergency situations

This support allows family members to focus on relationships rather than logistics.

Who Is a Good Fit for PACE?

PACE may be a good option for individuals who:

• Are 55 or older

• Live in the PACE service area

• Qualify for nursing-home–level care

• Want to remain living at home

• Are eligible for Medicare, Medicaid, or both

Enrollment is voluntary, and InnovAge works closely with participants and families to determine eligibility and fit.

Why Planning Early Matters

Many families wait until a health crisis forces difficult decisions. PACE works best when implemented proactively, allowing care teams to stabilize health, support independence, and prevent avoidable hospital stays.

Early enrollment often leads to:

• Better health outcomes

• Greater consistency in care

• Less stress for families

• Longer time living at home

PACE is not about giving up independence—it’s about protecting it.

Frequently Asked Questions About PACE in Loveland

Is PACE the same as home health care?

No. PACE provides comprehensive medical, social, and long-term care—not just short-term clinical services.

Do participants have to give up their doctors?

PACE participants receive care through the InnovAge medical team, which coordinates all services.

Does PACE cover prescriptions?

Yes. Prescription medications are included and coordinated through PACE.

Can someone live alone and still be in PACE?

Yes. Many participants live independently with added support from the care team.

What happens if needs increase over time?

PACE is designed to adapt as needs change, often preventing nursing home placement.

Explore PACE with InnovAge Colorado Northern Colorado

Aging with dignity requires more than insurance—it requires coordination, compassion, and foresight. InnovAge Colorado PACE Northern Colorado offers a proven model that brings Medicare, Medicaid, and long-term care together to support seniors where they want to be most: at home.

To learn more about eligibility, services, and enrollment, visit the Seniors Blue Book listing for InnovAge Colorado PACE Northern Colorado and explore a smarter, more supportive way to age in place in Loveland and throughout Northern Colorado.