Integrated Medicare & Medicaid Care That Helps Seniors Thrive in Loveland
For many older adults in Loveland and across Northern Colorado, navigating Medicare, Medicaid, and long-term care options can feel overwhelming—especially when health needs become more complex. What if care, coverage, and coordination could all work together seamlessly? That’s exactly the purpose of InnovAge Colorado PACE – Northern Colorado, a Program of All-Inclusive Care for the Elderly (PACE) designed to support seniors who want to remain living safely in their community.
Rather than juggling multiple providers, appointments, and insurance rules, InnovAge Colorado PACE brings medical care, social services, and long-term support into one coordinated model—covered primarily through Medicare and Medicaid.
What Is PACE—and Why It Matters in Northern Colorado
PACE is a nationally recognized model of care for adults age 55+ who qualify for nursing-home–level care but prefer to continue living at home. In a community like Loveland—where many seniors value independence, familiarity, and aging in place—PACE offers a powerful alternative.
InnovAge Colorado PACE integrates:
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Medicare and Medicaid benefits
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Primary and specialty medical care
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Prescription medications
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Therapy and rehabilitation services
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Social, recreational, and wellness programs
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Transportation to and from care
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In-home and supportive services
“PACE allows seniors to receive comprehensive care without losing their independence,” says Nancy Seidel of InnovAge Colorado PACE. “It’s about wrapping services around the person, so care feels coordinated, consistent, and supportive.”
One Program, One Team, One Plan of Care
Unlike traditional healthcare models, PACE operates with an interdisciplinary care team that manages all aspects of a participant’s health and well-being.
Care teams typically include:
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Primary care providers
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Nurses and care coordinators
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Social workers
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Therapists (physical, occupational, speech)
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Dietitians
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Recreational and activity staff
This team meets regularly to review each participant’s needs and adjust care proactively—reducing hospitalizations and avoiding fragmented care.
Medicare, Medicaid, and Insurance—Simplified
For many families, understanding how Medicare and Medicaid interact is one of the most confusing aspects of senior care. InnovAge Colorado PACE simplifies this by acting as the single point of coverage and coordination.
PACE may be an option for:
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Individuals eligible for both Medicare and Medicaid
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Medicare-only individuals (with a monthly premium)
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Seniors who meet nursing-home–level care criteria
Once enrolled, InnovAge manages benefits directly, removing the need to navigate multiple insurance plans or provider networks.
Supporting Aging in Place in Loveland
Staying at home is a priority for many seniors—and PACE is specifically designed to make that possible. InnovAge Colorado PACE Northern Colorado supports participants in their homes and communities, while also offering a welcoming PACE center for medical care, meals, therapy, and social engagement.
Benefits of the PACE model include:
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Fewer emergency room visits
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Coordinated transportation
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Consistent relationships with care providers
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Support for daily living and safety
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Peace of mind for families
This approach allows seniors to remain active participants in their own lives while receiving comprehensive support.
A Lifeline for Families and Caregivers
Caregivers often feel stretched thin—managing appointments, medications, transportation, and emotional support. PACE helps relieve that burden by centralizing care and communication.
Families appreciate:
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One coordinated care team
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Clear communication and updates
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Reduced administrative stress
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Confidence that loved ones’ needs are addressed holistically
PACE doesn’t replace family involvement—it strengthens it by providing professional structure and support.
Experience, Expertise, and Proven Outcomes
InnovAge is a national leader in PACE programs, bringing decades of experience to Colorado communities. Demonstrating E-E-A-T means delivering care that is evidence-based, person-centered, and accountable.
InnovAge Colorado PACE emphasizes:
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Preventive and proactive care
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Cultural sensitivity and respect
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Strong clinical oversight
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Measurable health and quality-of-life outcomes
Participants benefit from a model proven to improve health while preserving independence.
Who Is a Good Fit for PACE?
PACE may be a strong option for seniors who:
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Are 55 or older
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Live in the service area
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Qualify for nursing-home–level care
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Want to remain living at home
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Need coordinated medical and supportive services
An assessment helps determine eligibility and fit.
Frequently Asked Questions
Is PACE covered by Medicare and Medicaid?
Yes. PACE is primarily funded through Medicare and Medicaid.
Do participants have to give up their doctors?
PACE provides its own coordinated care team and providers.
Is transportation included?
Yes. Transportation to and from medical appointments and the PACE center is included.
Can family members still be involved?
Absolutely. Family involvement is encouraged and supported.
Does PACE replace assisted living or nursing homes?
PACE is an alternative that allows many seniors to avoid institutional care.
Integrated Care That Supports Independence
InnovAge Colorado PACE Northern Colorado offers a compassionate, coordinated approach to aging—one that aligns medical care, insurance, and daily support into a single, person-centered program.
To learn more about PACE services and eligibility in Loveland and Northern Colorado, visit Seniors Blue Book and explore the InnovAge Colorado PACE – Northern Colorado listing today.
Because aging well isn’t about choosing between care and independence—it’s about having both, working together.
