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Light the candles, put on your favorite song, and savor this moment you only turn 65 once! Forget sayings like A lady or gentleman never tells their age, because at ArchWell Health, we believe every birthday is a reason to celebrate. And every age brings new gifts.So if youre turning 65, theres more than Medicare to look forward to although that is one of the perks!Thats why were excited to unwrap this new series, Turning 65, over the coming months. Each post will highlight a different aspect of life in your mid 60s with a positive spin and practical insights.Here are the topics well cover between now and the fall:Understanding Aging: Part of growing older is learning how to listen to the beautiful machine that is you and knowing how to care for it in this new era. Weve got you covered.Drug Management: With increased age often comes an increased number of prescriptions, and thats OK. Weve got tips for managing them all with ease.Maximizing Independence: You might need help with a few things in this next life stage, but you can still keep that independent spirit too. Well show you the ways.Mental Health: There are definitely more things to worry about as you add more candles to the cake. And there are just as many things if not more to be excited about. Well talk about the serious stuff and how to look for the good in healthy ways.Why Turning 65 Is More Than a NumberWhen you were preparing for college, the workforce, marriage, or parenthood, you probably did some goal setting. Why not do the same now?Whether youre close to retirement, have no plans to stop working because you enjoy being busy, or youre caring for parents and possibly adult children and grandkids, take time during your 65th year to set some new goals for the future near term and long term.Start by setting the tone for adventure in this milestone year: create a bucket list of places you want to go, people you want to visit, hobbies you want to rekindle or try for the first time, or volunteer/paid jobs youd like to do.Schedule time to make progress on these goals each week. You dont have to make a big trip across the ocean maybe start by checking out a travel club at the local Y, or coming to an ArchWell Health Center for line dancing, Jeopardy, or Zumba.Understanding MedicareTurning 65 does not mean you suddenly understand Medicare and all its tricky moving parts. We get it! Its confusing, and it changes a lot so well start with the basics.Part C Medicare/Medicare Advantage plans have to cover everything that the Original Medicare plan does. Most also include Part D coverage and extra benefits like vision and dental coverage. You must keep paying your Part B premium and, in some cases, an additional Medicare Advantage premium. Your premium is your monthly bill for health insurance.Private companies also offer Medicare supplement plans (aka Medigap plans). These help you pay for things Parts A and B dont cover, like extra costs that come in the form of copays and deductibles.How and when do you enroll or switch plans?Open enrollment begins on October 15th. During this period, you can sign up for a new Medicare Advantage, Part D or Medigap plan from the Medicare website. Peruse plans and when you find the one you like, simply click the enroll button.You can also enroll by calling a health plan directly. Prefer a paper form? Just ask your ArchWell Health provider. Make sure to get that form in before December 7th when open enrollment ends.How do you choose the right coverage?If youre happy with the coverage you have, you dont have to do anything else unless your Medicare Advantage, Medigap or Part D drug plan will no longer be available.If youre not happy or you want to shop around do these two things next.Step one: Review your current plans Annual Notice of Change (ANOC), which comes in the mail in September. On the ANOC, youll find a list of:Any changes to costs like premiums, deductibles and copaysAny changes to the plans network of providers and pharmaciesAny changes to the plans drug list (formulary)If your Medicare plan is dropping your favorite doctor or health system, it might be time to find a new plan. Want a different provider? This is the time to find someone new. And if an expensive drug you take wont be covered anymore (or it moves to a higher level on the drug list, which makes the price go up), its time to consider a new plan.Step two: Visit the Medicare website. There, youll find a handy tool that lets you compare Medicare Advantage, Part D and Medigap plans in your area. Log in or enter your ZIP code, then choose the plan you want. You can study all the available options here too. With Medicare Advantage plans, youll see things like:The Medicare star rating, where 5 stars is the highest.The monthly premium and, good news! there are Medicare Advantage plans with $0 premiums.Total drug and premium costs (if youve entered your prescriptions).Other costs (like deductibles and maximum out-of-pocket costs).What extra benefits the plan includes.If youve logged in, you can even see a side-by-side comparison between your current plan and up to two others.Whats the difference between payer and provider?As you become more familiar with Medicare or if youve been around the healthcare block a few times youll probably hear terms like payers, providers and outcomes. Its important to know what these terms mean as you navigate Medicare.Insurance companies are the payers.Doctors, clinics, physical therapists, and centers like ArchWell Health are the providers.Choosing the right provider makes a difference when it comes to your healthcare experience and outcomes (positive results).Maybe you never paid much attention to your providers before: you were busy working, raising a family, or didnt know you had the opportunity to choose something or someone else. Now you know! And we encourage you for your 65th trip around the sun to prioritize your health by finding the right fit because your care matters.Planning Ahead: Legal, Financial and Lifestyle Planning TipsPlan now so you and your loved ones can have peace later. Many people put off things like writing a will or setting up advanced directives because they think I dont need that yet. But think of preparedness in terms of the whens, not the what ifs. Because ultimately, even if were turning 65 and see another 30 good years ahead of us, we all have to be ready for those moments.The beauty of planning ahead is that you can take your time, knocking out document after document in an orderly, unhurried way. Make sure you have a will, a power of attorney and healthcare proxy to make decisions for you if you become unable to do so, and draw up healthcare directives should the unthinkable happen.Set aside some time each month to look at retirement planning tools like retirement cost calculators, an estate planning checklist, or educational workshops and free legal clinics in your community. Working with a community or trusted partner can help you stay on track and get expert advice to reach your goals. They may also be able to point you in the direction of benefits and discounts available to those 65 and older.Read more about having successful conversations about care plans and how to keep your caregiving paperwork ducks in a row.Perks of Being 65 and WiserWho doesnt love free stuff? Check out this list of discounts and community-based resources to make 65 a banner year at a reduced rate, of course. Youve earned it!Get out and see the worldIts a great time to spread your wings or hit the trails and find new adventures without the high price tag. Here are a few notable offers:Travel by train and get 10% off rail fares through Amtrak.Prefer the bus? Greyhound offers 10% off for seniors too.Want to visit the National Parks across the US? A Senior Lifetime pass is $80, and an Annual Pass is $20.Car rentals: Hertz offers 20% off to those 50 and older, and other companies offer discounts to AARP members.Airline tickets: American Airlines and United both offer senior discounts. Check the website or ask customer service for more details as these may be limited to certain destinations.Stay close to home and save moneyWhether youre visiting the grandkids or looking to be a tourist in your own town, many movie theaters, restaurants, and museums offer senior discounts.Learn something new or study a subject youve always loved through discounted college courses or tuition free programs at universities near you.Want to work out at home for free, or at a local gym? Find out if your health plan participates with Silver Sneakers.Connect in the communityWhen youre not out seeing the world, stay plugged into your local neighborhood happenings through these senior-friendly resource hubs:AARP: The American Association of Retired Persons is still the top organization for all things aging and active older adults. Check out the website to see everything they have to offer for your later life decades.Local Senior Centers: Many cities and towns are still home to senior centers, which are supported by county-based AAAs (Area Agencies on Aging). Find the one closest to you to learn more.ArchWell Health centers: From friendly, caring providers who specialize in the care of seniors to vibrant community events, we have it all. Come visit us and say hello to a new era of wellness.ArchWell Health Celebrates YouWere all about celebrating our members every day birthday or not. Come with your Medicare questions, your nutrition challenges, or with an open mind to participate in our unique center activities focused on wellness for those 65 and up.About the AuthorJudith Ford, MD, Chief Clinical OfficerGrowing up with a father as a physician and a mother as a nurse, Judith Ford, a Medical Doctor (MD), has always had an interest in the medical field and caring for others. After attending college and medical school, she began practicing with a focus on taking care of older patients with complex conditions. With this mission in mind, the move to ArchWell Health was a natural fit. When not practicing medicine, shes spending time with her husband, Chris, and her children, Sara and Jane.
With Three-Year Revenue Growth of 158% Percent, This Marks Family Resource Home Cares First Time on the List NEW YORK, August 12, 2025 Inc., the leading media brand and playbook for the entrepreneurs and business leaders shaping our future, today announced that Family Resource Home Care is No. 2644 on the annual Inc. 5000 list, the most prestigious ranking of the fastest-growing private companies in America. The list provides a data-driven snapshot of the most successful companies within the economys most dynamic segmentits independent, privately held businesses. Past honorees include companies such as Microsoft, Meta, Chobani, Under Armour, Timberland, Oracle, and Patagonia. Earning a place on the Inc. 5000 for the first time is a powerful milestone for our team, said Hector Barragan, CEO of Family Resource Home Care. Its a reflection of the incredible dedication and compassion our caregivers and staff bring to serving our clients every single day. Our growth is driven by our purpose to improve more lives, and this recognition affirms that commitment resonates in the many communities that we serve. This years Inc. 5000 honorees have demonstrated exceptional growth while navigating economic uncertainty, inflationary pressure, and a fluctuating labor market. Among the top 500 companies on the list, the median three-year revenue growth rate reached 1,552 percent, and those companies have collectively added more than 48,678 jobs to the U.S. economy over the past three years. For the full list, company profiles, and a searchable database by industry and location, visit: www.inc.com/inc5000. Making the Inc. 5000 is always a remarkable achievement, but earning a spot this year speaks volumes about a companys tenacity and clarity of vision, says Mike Hofman, editor-in-chief of Inc. These businesses have thrived amid rising costs, shifting global dynamics, and constant change. They didnt just weather the stormthey grew through it, and their stories are a powerful reminder that the entrepreneurial spirit is the engine of the U.S. economy. Inc. will celebrate the honorees at the 2025 Inc. 5000 Conference & Gala, taking place October 2224 in Phoenix, and the top 500 will be listed in the Fall issue of Inc. Magazine Family Resource Home Care, headquartered in Liberty Lake, Washington, is one of the Wests largest independent providers of home care services, proudly serving communities across Idaho, Oregon, Colorado and Washington. The company expanded from eight locations in 2019 to over 40 locations now through a mixed strategy of acquisition and de novo market expansion. Family Resource provides home-based services including personal care, dementia care, respite, transitional care, and Veterans support. Guided by its purpose statement improve more lives the company helps people live their best life possible at home with professional and reliable care and meaningful career opportunities for caregivers. In 2020, Family Resource Home Care partnered with Great Point Partners, a healthcare-focused private equity group based in Greenwich, Connecticut, to support its strategic growth. More information about Family Resource Home Care and our services can be found at www.familyresourcehomecare.com Methodology Companies on the 2025 Inc. 5000 are ranked according to percentage revenue growth from 2021 to 2024. To qualify, companies must have been founded and generating revenue by March 31, 2021. They must be U.S.-based, privately held, for-profit, and independentnot subsidiaries or divisions of other companiesas of December 31, 2024. (Since then, some on the list may have gone public or been acquired.) The minimum revenue required for 2021 is $100,000; the minimum for 2024 is $2 million. As always, Inc. reserves the right to decline applicants for subjective reasons. About Inc. Inc. is the leading media brand and playbook for the entrepreneurs and business leaders shaping our future. Through its journalism, Inc. aims to inform, educate, and elevate the profile of its community: the risk-takers, the innovators, and the ultra-driven go-getters who are creating the future of business. Inc. is published by Mansueto Ventures LLC, along with fellow leading business publication Fast Company. For more information, visit www.inc.com.
When temperatures climb, our appetites often shift toward lighter, more refreshing foods. Crisp cucumbers, juicy watermelon, and other hydrating produce can help you feel comfortable without that heavy, sluggish feeling.Choosing the right foods during the summer months not only keeps you cool but can also help you stay energized and active. Here are some easy ways to refresh your meals, enhance your hydration, and enjoy the season. Kick Off Your Day with a Chilled SmoothieA smoothie packed with fruits and vegetables is a refreshing, nutrient-rich way to start your morning. The secret is balancing the ingredientstoo much fruit can cause a quick spike in blood sugar, while excess fiber may feel overly filling.Aim for a mix of healthy fats, protein, fiber, fruits, and vegetables. Try blending nut butter, oats, banana, kale, almond milk, and a drizzle of honey. Experiment with combinations until you find your perfect go-to recipe. Keep Frozen Fruit on HandFrozen fruit is not only convenient but also refreshing and hydrating. Because its often picked at peak ripeness, its bursting with flavor and nutrients. Perfect for tossing into smoothies or enjoying as a snack, frozen fruit can make healthy eating simple. Just check the label to ensure youre getting 100% fruit with no added sugars or preservatives. Add Fresh Mint to Your Kitchen or GardenWhile mint doesnt actually lower body temperature, it delivers a cooling sensation that can make you feel more comfortable. Its delicious in smoothies, teas, and salads, and its rich in nutrients.Mint grows easilyjust keep the soil moist and give it space, as it can spread quickly. Whether you grow it indoors or in an outdoor garden, youll have a steady supply for your summer recipes. Choose Seasonal Produce for Maximum FreshnessBuying fruits and vegetables in season ensures peak flavor, maximum nutrition, and often lower prices. Farmers markets are a great place to find produce like watermelon, cucumber, berries, celery, mangoes, and citrus fruitsmost of which have a high water content to help with hydration.Fun fact: cantaloupe and other melons are over 90% water, while peaches, oranges, plums, and raspberries are more than 80% water. Sprinkle in Some Poppy SeedsPoppy seeds are a surprising summer addition. Theyre nutrient-densepacked with fiber, protein, and calciumand contain antioxidants that can help reduce inflammation. Traditionally, theyve been associated with helping to quench thirst.You can easily add them to baked goods, salads, dressings, or even smoothies. If baking, choose a cooler day to avoid heating up your kitchen too much. Give Your Water a Flavor BoostHydration is key in the summer, but plain water can get a bit boring. Make it more enticing by adding fruits, herbs, or vegetables. Cucumber slices, fresh mint, citrus wedges, basil, and even berries can transform a simple glass of water into a refreshing treat. Share Light Dishes at Summer GatheringsOutdoor events like picnics and barbecues are perfect for bringing lighter fare. Fruit salad, veggie wraps, homemade salsa, or chilled pasta salads are always a hitand they help guests feel energized rather than overheated. By making small, smart changes to your summer meals and snacks, you can enjoy the season feeling refreshed, hydrated, and ready for anything.
At Safe Harbor Law Firm (formally known as Buff Law Firm PLLC), we focus on estate planning, elder law, and closely related practice areas. Our true focus, however, is helping families plan for and take control of their future. This can involve:Ensuring your assets will go to the people you want, when you want, in the manner you want after you pass awayPreparing for the possibility that you or your spouse will need expensive long-term careand helping you find ways to pay for itEnsuring that people you trust have the authority to make financial and medical decisions on your behalf in the event of incapacityProtecting your assets and those of your heirs against threats such as creditors, lawsuits, divorce, the high cost of long-term care, and moreGuiding your loved ones through the probate and/or trust administration processSafe Harbor Law Firm has helped families from all walks of life find solutions to challenges like these and many more. We welcome the opportunity to do the same for you. Ultimately, our goal is to help you enjoy the peace of mind that comes from having a plan in place for the future. We invite you to contact us for a personal meeting to discuss your particular needs and goals.
Pam Buff Baker, Esq., owner and founder of Safe Harbor Law Firm works closely with clients to meet their legal needs. In particular, Pam works in all areas of Estate Planning, Elder Law, Probate and Trust Administration. Pam graduated magna cum laude from Tulane University, having majored in chemical engineering. Since graduating from Tulane, Pam has worked in sales, marketing, and technical support for Eka Chemicals (part of Akzo Nobel), a company division that supplies water purification and treatment systems. Later, Pam moved to Naples, Florida. Since then, Pam graduated summa cum laude from Ave Maria School of Law, where she was Associate Editor of the Law Review and a scholarship winner. During her time at Ave Maria School of Law, Pam worked in the legal department of Arthrex and interned for several local law firms. Pam is a champion golfer, having been a varsity player at Tulane, inducted into the Hall of Fame. She was an All-American golfer, three-time conference champion, conference player of the year, and student athlete of the year. When she has free time, Pam likes to play golf and go to the beach and pool with her family. Originally from Chicago, Pam has lived year-round in Naples, Florida since 2005.
At Safe Harbor Law Firm (formally known as Buff Law Firm PLLC), we focus on estate planning, elder law, and closely related practice areas. Our true focus, however, is helping families plan for and take control of their future. This can involve:Ensuring your assets will go to the people you want, when you want, in the manner you want after you pass awayPreparing for the possibility that you or your spouse will need expensive long-term careand helping you find ways to pay for itEnsuring that people you trust have the authority to make financial and medical decisions on your behalf in the event of incapacityProtecting your assets and those of your heirs against threats such as creditors, lawsuits, divorce, the high cost of long-term care, and moreGuiding your loved ones through the probate and/or trust administration processSafe Harbor Law Firm has helped families from all walks of life find solutions to challenges like these and many more. We welcome the opportunity to do the same for you. Ultimately, our goal is to help you enjoy the peace of mind that comes from having a plan in place for the future. We invite you to contact us for a personal meeting to discuss your particular needs and goals.EXPERT ATTORNEYSMeet the TeamPam Buff Baker, Esq.Attorney & FounderAbout Mrs. BakerPam Buff Baker, Esq., owner and founder of Safe Harbor Law Firm works closely with clients to meet their legal needs. In particular, Pam works in all areas of Estate Planning, Elder Law, Probate and Trust Administration. Pam was recognized by Naples Illustrated in 2021 and 2022 as a Top Lawyer in Trusts and Estates to include 2023. She is also a member of the nationwide organization, Lawyers with Purpose, an organization solely focused on helping seniors. Safe Harbor Law Firm serves clients at their offices in Naples and Bonita Springs.Pam graduated magna cum laude from Tulane University, having majored in chemical engineering. Since graduating from Tulane, Pam has worked in sales, marketing, and technical support for Eka Chemicals (part of Akzo Nobel), a company division that supplies water purification and treatment systems. Later, Pam moved to Naples, Florida. Since then, Pam graduated summa cum laude from Ave Maria School of Law, where she was Associate Editor of the Law Review and a full academic scholarship recipient. During her time at Ave Maria School of Law, Pam worked in the legal department of Arthrex and interned for several local law firms. Pam is a champion golfer, having been a varsity player at Tulane, inducted into the Hall of Fame. She was an All-American golfer, three-time conference champion, conference player of the year, and student athlete of the year. When she has free time, Pam likes to play golf and go to the beach and pool with her family, including her three children ages 4, 14, and 16. Originally from the Chicago area, Pam has lived year-round in Naples, Florida since 2005.Helen Mena, Esq.AttorneyThomas Tom LaTorre, Esq.AttorneyBrittany Cocchieri, Esq.AttorneyKatherine ReillyMarketing DirectorBryan D. WoulasDirector of OperationsAndy C. BakerFirm AdministratorKelly FinckProbate and Estate Planning Legal AssistantJessica MaristanyClient Services CoordinatorBreanna CanningFunding and Medicaid ParalegalRuth DavisClient Service CoordinatorJacqui CalmaAdministrative AssistantGabby AngExecutive AssistantMackenzie McTeviaClient Services Coordinator