You may be retired or nearing the season of retirement and still feel vibrant. You have energy, ideas, and a desire to continue making a meaningful contribution to society. Perhaps you’d also like to earn income to maintain your lifestyle or have a little extra spending money. Starting a side hustle is a great way to support all of the above!
The term ‘side hustle’ refers to a flexible job you have on the side of your primary job, which can include retirement. While millennials made the concept wildly popular, plenty of baby boomers are getting their hustle on - and at all stages of retirement. According to a gig platform called Wonolo, they’re seeing a trend in boomers being more active in this space. One out of every three boomers completes 3+ gigs a week compared to only one in five millennials. And it doesn’t stop at ‘gigs’ here and there.
According to Kauffman Indicators of Entrepreneurship, when it comes to the biggest age group starting businesses in the U.S. today, the 45 to 55 age group is the highest at 39 percent, with the 55 to 65 age group following closely behind at 38 percent. All of that to say, if you’re feeling inspired to start a side hustle as a senior, you’re in good company!
With so many options available, which we’ll dive into in a moment, it can be difficult to know where to start. Here are three specific areas to journal about when choosing a retirement side hustle:
Your interests and skills. What are you passionate about? Do you have special talents or knowledge that others might find valuable? Consider what kinds of businesses or services you could provide based on these specific interests and skills.
Your time & money. How much are you able to commit to your side hustle? If you're only looking for a part-time job, choose something that won't require too much time and energy. On the other hand, if you're hoping to build a business, be prepared to invest more of these resources. Depending on your idea, you may need startup capital. The goal of a side hustle is to make extra income, so ensure you have a clear understanding of the costs involved, so it’s a profitable endeavor.
Your overall goals. Take a moment to ask what you’re hoping to achieve. Are you looking to supplement your income or replace it entirely? Do you want to build something that can be passed down to future generations? Be sure you’re choosing a side hustle that aligns with your goals.
Once you have a clear understanding of your skills, resources, and desires, it’s time to get to work. Decide on the best side hustle for you. It may be helpful to start by brainstorming the most lucrative ideas that line up with your specific talents.
Here’s a list of fantastic side hustles to consider!
Tutor: The interesting thing about becoming a tutor, or even an online instructor, is that you don’t have to have a teaching background. As long as you’re knowledgeable in the subject you choose and can break it down to help others learn, you could be instrumental as a teacher. There are several different platforms where you can teach classes online, such as YouTube, Udemy, or Skillshare. Instruction comes in many forms, too. You can host a live stream, provide pre-written material and pre-recorded videos, or even provide 1:1 tutoring in person or online. To get started, register with one of these services or start by networking with people you know.
Music teacher: Similar to the idea above, why not turn a talent for playing a musical instrument into income? You can offer one-on-one instruction or facilitate group sessions for various age groups. The only requirement to be a successful music teacher is to be able to plan appropriate lessons and give good feedback. You may also want to host music recitals.
Pet sitter or dog walker: If you adore animals, you can offer your time as a beloved pet sitter or dog walker. On sites like Rover.com, Fetch, and Care.com (select ‘pet care’), you can set up shop as offering these services with rates usually ranging from $25-$65 a night. You’ll want to verify with each service on the pay as well as any terms and conditions. Overall, pet sitting or walking can be a great way to get some fresh air, exercise, and some loving companionship.
Online seller: Do you have items you no longer need or want? Sell them online as a side job! Marketplaces like eBay, Amazon, or Facebook are great places to start. If you enjoy making things, you can sell these items as well! Whether your craft is knitting colorful scarves, crafting unique party favors, or baking wholesome goodies, it can be lucrative to turn your passion into a side hustle. Sell to friends or neighbors, or hop online and check out Etsy. It's free to join and set up a shop. Note that you must pay small fees for listing, transactions, and payment processing.
Life coach: People hire life coaches to help them grow personally and professionally. As a senior, you have decades of life experience under your belt. As a life coach, you'd be instrumental in helping others move toward their goals. Simply by facilitating helpful exercises and holding people accountable for completing actions necessary to change their life, you could make a significant impact. It could be a gratifying experience, both personally and financially.
Consultant: If you have a wealth of experience in a particular industry or field, don’t take that for granted! You can offer consulting services directly to businesses or serve as a coach or consultant to individuals within an organization. Outside of being a rewarding experience, having a side hustle like this allows you to charge a premium, and the hours are highly flexible.
Photographer: Do you have a great eye for taking great pictures? Have people always told you you’re a great photographer? Why not offer your services for special events like birthday parties and retirement celebrations, or sell special photos online? The pay, hours, and events you choose to attend are all at your discretion. The main thing to consider is the initial cost and upkeep of equipment, and the cost of prints, if you choose to offer those as a service. Set your prices accordingly, so you’re able to truly make a profit.
Greeting Card Writer: If you have a witty writing style that makes people laugh or can express sentimental thoughts in words, becoming a greeting card writer could be the perfect side hustle. For example, Snafu Designs pays up to $100 for each accepted idea that's considered laugh-out-loud funny as well as clever and concise. Blue Mountain Arts pays up to $300 for each piece of accepted contemporary prose for its greeting cards and products.
Gardener: Gardening can be more than a hobby! f you have a green thumb and absolutely love gardening, consider offering this as a service to those around you. Help maintain gardens by pulling weeds or planting fresh blooms each season. Maybe you have a knack for which plants are best in a certain zone or landscape. You could offer garden consulting for a flat fee. If you have a rather large, productive garden, maybe sell your harvest at a local farmers market or on your neighborhood Facebook page.
Seamstress: If one of your talents is making alterations, and you own a sewing machine, offering alteration services can be a great side hustle with low overhead. You can work out of your home, and your clients can come to you. Or, if you want to be more competitive, you can offer free pickup and delivery. Print up business cards and ask the owners or managers of bridal shops, drapery studios, dry cleaners, and clothing boutiques in your area to refer you to their customers if possible. As you work with different clients, you might even gain additional business, such as making garments.
Personal trainer: Are you physically fit and love sharing your wellness journey with others? Consider becoming a personal trainer for your peers - or any age group, really. If you have experience in fitness training, that’s a bonus but not mandatory to help people set and achieve their fitness goals. Sometimes people just need an accountability partner to help them stay motivated to exercise. You can be that person for them!
Translator: If you’re a bilingual boomer, you can turn your language skills into cash. Professional translators convert communications from one language into another in a way that preserves its context, content, and intent. These can be written or verbal communications, depending on the gig. And, thanks to sites like Rev, it’s a job you can do from home, and you can work on your terms. Depending on the language, the site pays $1.50 to $3 per audio/video minute. If you are a professional translator, you can register and get gigs on One Hour Translation.
As you can see, there are a wealth of ideas. With a little thought and planning, starting a side hustle can be a fun and easy way to supplement your income and give yourself something new and exciting to focus on in retirement. Your golden years should be filled with joy and adventure, and all of us at Resort Lifestyle Communities wish you the best as you make this a reality.
Resort Lifestyle Communities (RLC) develops all-inclusive resort-style communities to provide a relaxing and worry-free retirement lifestyle for residents. The comfort, safety, and enjoyment of our residents are our top priorities. For this reason, every community is staffed with live-in managers, a 24/7 emergency alert system and concierge service, gourmet chefs, housekeepers, maintenance staff, a full-time lifestyle director, and more. For more information about RLC, visit RLCommunities.com.
Your chronological age and your biological age dont necessarily match. Around the ages of 44 and 60 the aging process accelerates in what has been dubbed a biomolecular shift, which dramatically impacts health and internal aging. Researchers discovered these two bursts of aging during the human lifespan, singling out the mid-forties and early sixties as key periods. But the greater shift in biological aging happens during your early sixties.However, out of this seemingly bad news is some hope. Now that science has pinpointed when these changes occur, it could help researchers uncover what is driving chronic disease as we age, potentially leading to earlier diagnosis or even strategies for prevention. So exactly what is going on during these periods of rapid biological aging, how do they impact health, and what can you do to be proactive? Lets break it down.Aging Isnt Primarily GradualYou can no longer assume that aging happens gradually. Ever notice that some people seem to age overnight or are really showing their age? While there is obviously gradual decline, more dramatic changes happen quickly and during certain periods of life. It all comes down to the molecules that make up your physical body. These individual molecules are what age, and studies reveal that they undergo greater change at certain ages, making aging non-linear or not so much gradual over time.How Periods of Rapid Biological Aging Impact HealthIn both your mid-forties and early sixties most people experience molecular level changes related to skin and muscle aging, cardiovascular disease, and the metabolizing of caffeine. This is why people tend to start or increase cholesterol or blood pressure medications during these times of life.Researchers also noted differences between the two periods of biological aging. People in their forties had a greater shift in relation to fat and alcohol metabolism, while those in their sixties underwent shifts related to immune regulation, carbohydrate metabolism, and kidney function.These facts seem to correlate with experience as many people in their sixties are less able to fight off sickness and are even more prone to weight gain and kidney trouble or even kidney failure. Cancer rates tend to spike around this time as the immune system is less able to fend off the invasive cancer cells. Cases of heart disease also rise during this time as people struggle more with their weight and rising cholesterol levels.Less expected, however, was the evidence of rapid aging during the mid-forties. But it becomes more understandable as you consider what characterizes the lives of most people during this life stage. Lifestyle makes a difference and life moves at a rapid pace during your forties. Often this is a time of busy family and work schedules, high work stress, divorce, and weight gain. You often have less time for self-care during these frantic years, and all combined, this shifts your body into a period of rapid molecular aging.Combat Biological Aging with Proactive StepsYou obviously cant stop the aging process but its possible to slow it down. The steps to achieve this arent all new or innovative. In fact, it involves putting common knowledge into practice which many people resist, at least until later life. Here are some unsurprising practical tips for slowing biological aging: Avoid weight gainEat more fruits and vegetablesControl diabetes and high blood pressureStay physically activeDont smoke And the way to prevent or avoid diabetes and high blood pressure is to limit sugar, processed carbohydrates, and saturated fats. If youre in your 40s, in addition to the above, its also beneficial to monitor and minimize your cholesterol levels, exercise to build muscle mass, and limit or avoid alcohol. For additional ways to combat aging, read our article, How to Live Longer: 12 Life-Boosting Habits to Start NowThe best rule of thumb is not to wait until your health begins to decline before making these changes. Adjust your lifestyle while youre still healthy, and you will see the biggest payoff. However, its never too late to start living with your health in mind, because changes at any stage will make a positive difference.Key Takeaways About Biological Aging in Your 40s and 60sScience previously thought that the human body aged gradually in linear fashion, but recent studies show that aging on a molecular level occurs rapidly during the mid-forties and early sixties. During your forties, this change is often due to lifestyle changes that can be altered for better outcomes. You can slow the aging process during midlife with regular exercise and a diet rich in produce and low in saturated fat and processed carbohydrates.
You know a vegan diet is touted for its plethora of health benefits, but now research suggests it can even make you younger at the cellular level, reducing your biological age. After just eight weeks of a vegan diet, one study found that biomarkers for biological aging decreased. How well your body functions is the focus of your biological age, which means it can be different from your chronological age, or age in years. A vegan diet is one of the specific lifestyle changes you can make to help you function like someone younger. When you slow your biological age, it can help you live longer and add healthier years to life without chronic disease.Understanding the Link Between a Vegan Diet and Biological AgeEven though civilization has made huge strides in prolonging life expectancy, much of the population still battles with age-related chronic diseases like diabetes or heart disease. But if we can slow biological aging, the prevalence of those chronic conditions will diminish further. This means we would not only extend our quantity of life by adding years but also our quality of life as these years would be healthier ones.Medical professionals can assess biological age in different ways. One way is through DNA methylation, involving molecular changes over time that flip genes on and off. Sometimes changes age the body faster and others may slow the aging process down. For this study, shifts in DNA were monitored in 21 pairs of adult identical twins. In each pair, one twin switched to a vegan diet and the other followed a healthy diet that included meats and animal products. Often confused with vegetarianism, a vegan diet is stricter and prohibits eating not only meats and fish but all animal byproducts as well. This means vegans must forgo eggs, cheese, milk, yogurt, and other foods that vegetarians consume.Study Reveals Vegan Diet Reduces Biological AgeThe study found a reduction in biological age markers for the twins who went vegan. But for the twins who continued eating meat and animal products, these same markers remained the same. Specifically, the study linked going vegan to reductions in biological age markers of the heart and liver as well as for the endocrine, immune, and metabolic systems. However, scientists cant be sure how much of the observed changes were solely due to the vegan diet and how much could be attributed to calorie reduction and weight loss. And since the study is small and not extensive, which means a broad conclusion cant be drawn about whether everyone should reduce biological age by going vegan. Furthermore, researchers cant be sure which aspect of the vegan diet is so beneficiallike eating less meat or eating more vegetables.How a Vegan Diet May Improve Molecular AgeOf all the modifiable factors, experts believe diet has the most impact on biological age. Plant-based diets have enormous anti-inflammatory benefits and are high in antioxidants, nutrients, and fiber which go a long way toward slowing biological aging. Vegan diets are also extremely low in saturated fats, a major contributor to chronic conditions like high cholesterol and heart disease. But before you jump on the vegan train, consider your approach. Its best to do your research and be sure a vegan diet is sustainable over time, even if youre not a strict vegan. Its better to be mostly vegan or largely vegan than to be strict for the short term. The benefits accumulate over time, which means a vegan diet must be a long-term commitment to have any lasting impact upon your health.Different Types of VeganismAs with any diet or eating plan, the health benefits depend on the specifics of what youre eating. Even a vegan can eat bad or unhealthy plant-based foods. Here are a few common types of vegan diets:Dietary vegans:Also called plant-based eaters, this is the most strict type of vegan. Adherents to this brand of veganism avoid consuming all animal products but still use non-vegan products in other forms such as clothing and cosmetics. Whole-food vegans:These veganites eat only vegan-whole foods, omitting any processed vegan products. The focus of this diet is vegetables, fruits, legumes, whole grains, seeds, and nuts. Junk-food vegans:These are the opposite of whole-food vegans. A large part of their diet contains processed vegan foods like fries, frozen dinners, vegan meats, and desserts like vegan cookies and non-dairy ice cream.Raw-food vegans:Although safer than meat-eating raw food fans, those who follow a vegan raw-food diet eat only foods that are either completely raw or cooked at temperatures below 118 degrees Fahrenheit (48 degrees Celsius).Low fat raw-food vegans:This type of vegan diet avoids high fat vegan foods like avocados, nuts, and coconuts. They eat a lot of fruit in addition to raw vegetables. Because they dont eat nuts or processed soy, it can be difficult for this type of vegan to get the proper amount of protein or healthy fats.Of the many types of vegan diets, a whole-food vegan diet offers the most health benefits, allowing you to eat the most variety and gain the most nutritional benefit. If you want to try a vegan diet, consult with your doctor about what is most appropriate for you and to ensure youre able to gain all the nutrients you need.More Health Reasons for Going VeganSince diets high in red meats have been linked to cancer, diabetes, and heart disease, more people are considering a vegan diet as a healthy and safer alternative. Plant-based diets are closely associated with a lower risk of developing these diseases and dying prematurely.Many people also experience better digestion when eating primarily plant-based, and additional research has linked it with a reduced risk of Alzheimers disease.Additionally, some research suggests that if you eat a vegan diet youre more protected from the side effects linked to the antibiotics and hormones in modern animal products.Another major factor in reducing the risk of chronic disease is weight loss that is often inherent with a vegan diet. When you cut out the calories found in higher fat meats, highly processed foods, dairy, and other animal-based foods, its much easier to maintain a calorie deficit or the right amount of calories for a stable weight.However, you may be surprised to find that going vegan, though beneficial for reducing biological age, might also leave you short in certain nutrients. As a vegan, you must be mindful of consuming the proper amount of protein, healthy fats, iron, B12, calcium, selenium, zinc, iodine, and vitamin D. These nutrients are specifically found in animal products and little to none exist in plant-based foods. A vegan diet can be perfectly healthy as you are aware of some of the deficiencies and intentionally plan for them, whether by intentionally incorporating foods rich in these nutrients or taking supplements to account for them.Common Vegan Foods for Healthy AgingHere are some of the plant-based replacements vegans use to replace animal products.Tofu, tempeh, and seitanThese foods offer a protein-rich alternative to meats, poultry, fish, and eggs. You can use them in recipes or prepare them as you would a meaty main dish.LegumesThese include beans, lentils, and peas, which are excellent sources of nutrients and can be prepared in many ways or added to a variety of recipes. Lentils are also an important source of vegan protein while also containing complex carbs.Nuts and nut butterIf you eat these unblanched and unroasted, youll get a larger dose of fiber, iron magnesium, selenium, zinc, and vitamin E.SeedsHemp, chia, and flaxseeds provide a healthy amount of protein and those necessary healthy fats like omega-3 fatty acids.Calcium-fortified plant milk and yogurtVegans get some of the necessary calcium, B12, and vitamin D from fortified vegan dairy products.AlgaeThis is an excellent source of complete plant protein, specifically if you buy spirulina and chlorella varieties. Nutritional yeastThis is another way for vegans to get more protein. Its often in a flaky form and can be shaken onto or into vegan dishes. It has a mild cheesy flavor. You can usually buy brands fortified with B12.Whole grains, cereals, and pseudocerealsThese are excellent sources of complex carbs, fiver, B vitamins, iron, and minerals. Some high-protein examples include teff, spelt, amaranth, and quinoa. You could also include steel-cut oats and even the more processed oat varieties.Sprouted and fermented plant foodsVegans regularly eat tempeh, miso, natto, sauerkraut, pickles, kimchi, and kombucha which contain probiotics and vitamin K2. You can also improve mineral absorption by eating sprouted and fermented foods.Fruits and vegetablesA foundational element of a vegan diet is fruits and vegetables. Both are packed with nutrients and antioxidants. Eating leafy greens like spinach, kale, watercress, bok choy, and mustard greens boosts iron and calcium. Is Going Vegan Worth It?A growing body of research suggests there are real and impactful health benefits linked to a vegan diet. So if its overall health and nutrition youre concerned about, a vegan diet may be worth the inevitable sacrifices. This is especially true if youre interested in slowing the biological aging process. Just keep it in mind that you dont have to adopt a vegan diet in the strictest sense to see health benefits. Drastically reducing the consumption of saturated fats or animal products will have a positive impact and reduce health risk.
Losing a loved one is never easy, and neither is handling the sale of their home. Emotions run high, decisions feel overwhelming, and its easy to make mistakes that could cost time, money, or unnecessary stress. On April Fools Day, lets take a lighthearted yet informative approach to highlight some common missteps families make when selling an estate and how to avoid them.Foolish Mistake #1: Letting Emotions Control the ProcessIts natural to feel sentimental about a family home filled with cherished memories. However, pricing a home based on emotional value rather than market reality is a common mistake. Setting an unrealistic price can lead to months of frustration with no offers or lowball bids that feel insulting.Smart Move: Work with a real estate professional who understands the market and can provide an objective pricing strategy. Its okay to honor memories, but the best tribute is making a smooth transition that benefits the family.Foolish Mistake #2: Holding Onto Everything "Just in Case"When going through a loved ones belongings, its tempting to keep everything for sentimental reasons. Before you know it, every closet, shelf, and storage space is filled with "important" items that delay the sale.Smart Move: Set clear guidelines for what to keep, donate, or sell. Professional organizers and estate sale services can be a huge help. Remember, the true value of a loved ones legacy isnt in the objects but in the memories you carry forward.Foolish Mistake #3: Skipping Necessary UpdatesMany families assume they should sell the home "as-is" to avoid the hassle of repairs. While this sometimes makes sense, ignoring necessary updates can significantly reduce the homes market value.Smart Move: Identify which improvements provide the best return on investment. A fresh coat of paint, updated fixtures, and minor landscaping can make a home feel more inviting without breaking the bank. A trusted real estate agent can guide you on which updates are truly worth it.Foolish Mistake #4: Waiting Too Long to List the PropertyGrief is a process, and its understandable to need time before making big decisions. However, waiting too long to list the home can lead to maintenance issues, higher carrying costs, and market shifts that affect the sale price.Smart Move: Set a reasonable timeline for the selling process. If emotions make it difficult to move forward, enlist the help of professionals who can shoulder some of the burden while keeping things moving efficiently.Foolish Mistake #5: Trying to Do Everything AloneHandling an estate sale is a complex task, and many families try to manage it all by themselves. From legal matters to staging and marketing, the process is overwhelming without the right guidance.Smart Move: Lean on experienced professionals who specialize in estate sales. A knowledgeable real estate agent can coordinate the necessary steps, ensuring a smooth and stress-free process.The Bottom LineSelling a loved ones home is never just a transactionits a deeply personal journey. Avoiding these common missteps can save time, reduce stress, and help you make informed decisions during a challenging time. If youre facing the sale of a senior's home or an estate, you dont have to go through it alone. I specialize in helping families navigate this transition with care, expertise, and efficiency. Reach out today, and lets make the process as smooth as possible.
Stone River Retirement Community in Bradenton is a dream destination for those seeking a vibrant and fulfilling retirement lifestyle. The combination of sun-bleached beaches, a vibrant community, and rich cultural history creates an enchanting backdrop for residents to enjoy.The promise of world-class attractions in nearby Tampa Bay, the pristine Florida Keys to the south, and abundant natural beauty ensures that residents have endless opportunities for adventure and exploration.The all-inclusive nature of the community, catering to those aged 55 and above, reflects a commitment to providing a luxurious lifestyle where every need is met. From 24/7 service to resort-style dining and beautiful accommodations, residents can truly indulge in the finer things in life.Offering personal tours allows prospective residents to experience the magic of Stone River Retirement Community firsthand. With such enticing amenities and surroundings, it's no wonder that this community is sure to capture the hearts of those seeking a fulfilling retirement experience.
Stone River Retirement Community in Bradenton is a dream destination for those seeking a vibrant and fulfilling retirement lifestyle. The combination of sun-bleached beaches, a vibrant community, and rich cultural history creates an enchanting backdrop for residents to enjoy.The promise of world-class attractions in nearby Tampa Bay, the pristine Florida Keys to the south, and abundant natural beauty ensures that residents have endless opportunities for adventure and exploration.The all-inclusive nature of the community, catering to those aged 55 and above, reflects a commitment to providing a luxurious lifestyle where every need is met. From 24/7 service to resort-style dining and beautiful accommodations, residents can truly indulge in the finer things in life.Offering personal tours allows prospective residents to experience the magic of Stone River Retirement Community firsthand. With such enticing amenities and surroundings, it's no wonder that this community is sure to capture the hearts of those seeking a fulfilling retirement experience.