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Helping finance a grandchild’s college education can bring great personal satisfaction. When done correctly, supporting their future education can also minimize potential gift and estate taxes. Here are some common strategies:
Before you make any decisions on giving, it’s important to do your homework and consult with your trusted financial advisor. Additionally, Finemark National Bank & Trust has an office on The Island at Shell Point Retirement Community. If you have questions about this article, contact us by phone at (239) 461-5999.
As the festive season approaches, its that time of the year again when families gather, memories are made, and love is shared. At Preferred Care at Home, we believe that the holiday season is a special time to connect with our loved ones, particularly the seniors in our lives.Why Its Important to Visit Grandparents During the HolidaysBridging Generational Gaps: The holidays offer a unique opportunity to bridge the gap between generations. Our grandparents have a treasure trove of stories and wisdom from a time gone by, which they can share with the younger generation.Creating Memories: Every moment spent with grandparents is a moment cherished. These are the stories that children will tell their own kids someday.The Essence of Family: Its a gentle reminder of the family roots and traditions. For many seniors, especially those receiving care at home, a family visit during the holidays can provide much-needed joy and comfort.Preparing the Younger Generation: The Importance of Books on AgingIts natural for children to be curious or even anxious about the changes they observe in their aging grandparents. Reading to them about aging can prepare them, alleviate their anxieties, and help them form a deeper bond with their grandparents.Here are some resources and books that parents can consider:Wilfrid Gordon McDonald Partridge by Mem Fox: A touching tale of a young boy helping an elderly friend recover her lost memories.Grandpa Green by Lane Smith: This book beautifully explores the themes of aging and the legacy one leaves behind through the medium of topiary gardens.The Remember Balloons by Jessie Oliveros: A heartwarming story about memories and the roles of grandparents in preserving them.My Grandpa by Marta Alts: A celebration of the bond between grandchildren and grandparents through the lens of a child seeing the world in a magical way.How Preferred Care at Home Can HelpAs a senior home care company, we understand the intricacies of aging. Our team of dedicated caregivers are here to ensure that your loved ones receive the care they need, wherever they call home.If youre visiting grandparents or other elderly loved ones this holiday season, and theyre under our care, feel free to reach out. We can provide insights on their care routine, and even suggest activities that the whole family can engage in together.Remember, its not about the quantity of time we spend, but the quality of memories we create. Lets make this holiday season special by embracing and celebrating every generation in our family.
Colorado, renowned for its breathtaking landscapes and vibrant communities, offers a plethora of activities tailored specifically for seniors. From outdoor adventures to cultural experiences and wellness programs, the state provides numerous opportunities for older adults to stay active, engaged, and healthy. This guide explores some of the best activities for seniors in Colorado, ensuring a fulfilling and enriching lifestyle.1. Outdoor AdventuresHiking and Walking TrailsColorado boasts an extensive network of hiking and walking trails suitable for seniors of all fitness levels. The Garden of the Gods in Colorado Springs, with its stunning red rock formations and easy walking paths, is a popular choice. Similarly, the Boulder Creek Path in Boulder offers a scenic, flat route perfect for a leisurely stroll.For more information, visit the Colorado Trails Explorer website. Bird WatchingWith diverse habitats ranging from grasslands to alpine regions, Colorado is a bird watchers paradise. Seniors can join local bird watching groups or visit hotspots like the Rocky Mountain Arsenal National Wildlife Refuge near Denver, which is home to over 330 species of birds.Learn more at the Colorado Birding Trail website.2. Cultural ExperiencesMuseums and Art GalleriesColorados rich cultural scene is accessible to seniors who enjoy museums and art galleries. The Denver Art Museum, with its senior-friendly programs and exhibitions, is a must-visit. Additionally, the Colorado Springs Pioneers Museum offers insights into the states history with senior discounts available.For upcoming exhibits, check out the Denver Art Museum and Colorado Springs Pioneers Museum websites. Theater and Performing ArtsThe states vibrant performing arts scene includes senior-friendly venues like the Denver Center for the Performing Arts, which hosts Broadway shows, concerts, and more. The Colorado Shakespeare Festival in Boulder is another excellent option for seniors who enjoy live theater.Find more details at the Denver Center for the Performing Arts and Colorado Shakespeare Festival websites.3. Wellness and Fitness ProgramsSenior Fitness ClassesMany community centers and gyms in Colorado offer fitness classes designed specifically for seniors. SilverSneakers, a popular fitness program for older adults, is available in numerous locations across the state. These classes focus on strength, flexibility, and balance, catering to various fitness levels.To find a class near you, visit SilverSneakers.com.Yoga and Tai ChiYoga and Tai Chi are excellent for seniors seeking gentle exercise that enhances flexibility, balance, and mental well-being. Studios like Yoga Pod in Boulder and Tai Chi Colorado Springs provide classes specifically tailored for older adults.Explore more at Yoga Pod Boulder and Tai Chi Colorado Springs websites.4. Social and Recreational ActivitiesSenior CentersSenior centers across Colorado offer a wide range of activities, including games, social events, and educational classes. The Fort Collins Senior Center, for instance, provides everything from art workshops to dance classes, ensuring a lively and engaging environment for seniors.Discover more at the Fort Collins Senior Center website.Volunteering OpportunitiesMany seniors find fulfillment in volunteering, and Colorado has numerous opportunities for those who wish to give back to the community. Organizations like Volunteers of America Colorado and the Denver Botanic Gardens welcome senior volunteers in various capacities.Find volunteering opportunities at Volunteers of America Colorado and Denver Botanic Gardens websites.5. Travel and ExplorationScenic Train RidesFor seniors who prefer a more relaxed way to enjoy Colorados scenery, scenic train rides offer a fantastic option. The Durango & Silverton Narrow Gauge Railroad and the Georgetown Loop Railroad provide unforgettable journeys through the states picturesque landscapes.Book your ride at Durango & Silverton Narrow Gauge Railroad and Georgetown Loop Railroad websites. Hot SpringsColorados hot springs are perfect for seniors seeking relaxation and therapeutic benefits. Locations like Glenwood Hot Springs and Mount Princeton Hot Springs offer serene environments where seniors can unwind and rejuvenate.Plan your visit to Glenwood Hot Springs and Mount Princeton Hot Springs websites.6. Educational ProgramsLifelong LearningSeniors in Colorado have access to numerous lifelong learning opportunities. Universities like Colorado State University and the University of Colorado offer programs and courses specifically designed for older adults, covering a wide range of subjects from history to technology.Explore lifelong learning at Colorado State University and University of Colorado Boulder.LibrariesLibraries in Colorado provide more than just books; they offer various programs and workshops for seniors. The Denver Public Library, for example, hosts book clubs, technology classes, and cultural events tailored to older adults.Visit the Denver Public Library for more information.ConclusionColorados diverse array of activities ensures that seniors can find something to suit their interests and abilities. Whether its exploring the great outdoors, engaging in cultural pursuits, participating in fitness programs, or continuing education, the state offers countless opportunities for seniors to lead an active, fulfilling life. By taking advantage of these resources, older adults in Colorado can enjoy a rich and vibrant lifestyle.
It's crucial to shed light on a disease that can be challenging for both the diagnosed individual and their loved ones. However, today, we'll focus on a vital aspect: how to explain Alzheimer's to the younger members of your family the children and teenagers.Dealing with Alzheimer's as a family is a complex journey. It not only impacts the person diagnosed but also ripples through the entire family unit, especially the younger generations. Explaining this disease to children and teens can be as delicate as unraveling the mysteries of the universe, but it's essential for their emotional well-being.In this article, we'll explore the art of discussing Alzheimer's with young minds. We'll share valuable tips and resources to help families navigate this intricate path with empathy and understanding.Approaching the ConversationExplaining dementia to children and teens requires a delicate touch, but fear not we've got some strategies to help you navigate this sensitive situation:Simplicity is Key: When talking to young children, use language they can comprehend. For example, "Grandma has an illness that makes it hard for her to remember things."Honesty Matters: Be truthful with your kids and teens, providing age-appropriate information without overwhelming them with complex medical jargon.Reassurance is Vital: Children often blame themselves for situations beyond their control. Reassure them that Alzheimer's is not their fault and that nothing they did or said caused it.Embrace Analogies: Analogies can be powerful tools in explaining the disease. You could compare Alzheimer's to a puzzle with missing pieces or a computer that's not functioning correctly.Repetition and Patience: Explaining Alzheimer's may require multiple conversations. Children are naturally curious, so be patient and keep an open dialogue for their questions.Supporting Young MindsBeyond the initial conversation, there are various ways to support children and teens as they navigate this journey:Open Communication: Create a safe space for children and teens to express their thoughts, feelings, and questions. Encourage them to share their emotions and concerns.Routine and Stability: Alzheimer's can bring unpredictability, so maintaining daily routines provides a comforting anchor for young minds.Education and Understanding: Teach children and teens about the different stages of Alzheimer's disease. This can foster empathy and a deeper understanding of their loved one's experience.Empathy and Kindness: Encourage your young ones to empathize with their loved one's emotions and experiences. This can cultivate patience and compassion.Support Groups: Consider joining a local support group for families facing Alzheimer's. Sharing experiences and insights with others in similar situations can be invaluable.Respite and Joy: Caring for a loved one with Alzheimer's can be emotionally and physically taxing. Remember to take breaks, find moments of laughter, and engage in activities that bring joy to your family.Remember, you're not alone in this journey. Alzheimer's may present challenges, but it also offers opportunities for growth, resilience, and cherished moments of love and connection. By fostering open and honest conversations, families can help their young members navigate this disease with empathy, kindness, and a deep understanding of the human experience.Naborforce
Shell Point: A Lifecare CommunityAt Shell Point, we offer more than just a place to live; we offer a lifestyle. Our community is designed to provide a comfortable and enriching environment for our residents, with a focus on wellness, recreation, social engagement, and spiritual fulfillment. With Lifecare, including assisted living and skilled nursing care if needed, you can enjoy peace of mind knowing that your needs will be taken care of now and in the future.Lifecare Contracts - A Sound InvestmentWe understand that every individual's needs are unique. That's why we offer a variety of easy-to-understand Lifecare contracts to accommodate different situations and budgets. Our contracts, including refundable options, are designed to take the worry out of retirement planning. When you retire at Shell Point, you can be confident that you'll have the care and support you need, no matter what the future holds.Our ContractsContract A: Includes independent living, assisted living, memory care, and skilled nursing services, all covered by the same monthly maintenance fee.Contract B: Offers a 15% reduction on the entrance fee and includes independent living with all amenities, plus assisted living and memory care.Contract C: Provides a 100% refund of the entrance fee upon death or cancellation, with guaranteed access to assisted living, memory care, and skilled nursing at private pay rates.Plan Your Future with Shell PointOur rate schedule is based on a minimum age of 60 and includes all utilities except phone and internet. Residences are priced according to contract type, location, elevation, and view. Visit us today to learn more about our contracts and find the perfect home for your retirement.
The Larsen Health Center Nursing Center at Shell Point is a state-of-the-art health care facility offering 200,000 square feet of private-room skilled nursing, rehabilitation therapy, and medical office space. With a focus on providing comprehensive and compassionate care, our facility brings together a range of health care services under one roof.Our skilled nursing facility features 180 private rooms staffed by a dedicated team of professionals, including full-time onsite staff physicians, APRNs, RNs, LPNs, and CNAs. Whether you require short- or long-term care, our team is here to provide personalized care tailored to your needs.In addition to skilled nursing care, our facility offers post-operative surgical care for various conditions such as orthopedic, cardiac, pulmonary, and neurological issues. Our onsite pharmacy, dentistry, and radiology services ensure that all your medical needs are met conveniently.At the Larsen Health Center, we understand the importance of holistic care. That's why we offer a full-time spiritual services program and a reflection chapel for those seeking spiritual support. Our in-patient skilled rehabilitative services, including physical, occupational, and speech therapy, are designed to help you regain your independence and quality of life.For those planning upcoming surgeries, our Rehabilitation Center provides inpatient and outpatient rehabilitative and individualized physical therapy. Our experienced therapists offer specialized programs for orthopedics, stroke care, memory care, dysphagia, pain management, and low vision. Our dedicated occupational therapy suite and aqua therapy pool further enhance our rehabilitation services.Experience the highest level of care at the Larsen Health Center Nursing Center. Contact us at (239) 415-5428 for more information about our facility and services.
Assisted Living at Kings Crown includes 120 private residences featuring full baths and kitchenettes. Open to both Shell Point residents and outside community members, we provide a resort-style living experience coupled with personalized care services.Located on The Island at Shell Point, Kings Crown is surrounded by natural beauty, offering residents a tropical paradise with activities like watching manatees in the lagoon, dining with friends, strolling through the park, or enjoying outdoor concerts.Our recreational staff plans daily and weekly events that encourage social, spiritual, educational, physical, and emotional growth. Residents enjoy amenities such as a media screening room, billiards room, beauty salon, activity and craft rooms, sunrooms, and a fitness center with supervised classes.The medical staff includes dedicated physicians skilled in gerontological medicine. Daily personal care and assistance are tailored to individual medical needs, enhancing quality of life through supportive services.Our elegant dining room offers panoramic views and serves delicious meals three times a day, seven days a week. Residents and guests enjoy restaurant-style dining with menus that change daily. Residences at Kings Crown are designed to create a homelike environment while offering a resort-style experience. Our services include 24/7 medical response, medication administration, weekly housekeeping and linen service, an on-site country store, 24-hour security, and a variety of floor plans to choose from.For information about Assisted Living at Shell Point, please call (239) 454-2077.