For more information about the author, click to view their website: Better Business Bureau- Senior Hotline
Older adults across Colorado Springs are increasingly becoming targets for scams, fraud, and deceptive business practices. From phone calls pretending to be Medicare representatives to online phishing schemes and home repair fraud, scammers are finding new ways to exploit seniors every day.
Unfortunately, many scams are designed specifically to target older adults because scammers assume seniors may be more trusting, financially stable, or less familiar with rapidly changing technology.
As the senior population continues growing throughout Colorado Springs and surrounding communities, consumer protection and fraud awareness have become critical parts of healthy aging.
Organizations like the Better Business Bureau Senior Hotline help educate, support, and empower seniors so they can recognize scams before becoming victims.
Scammers often prey on older adults for several reasons.
Many seniors:
Fraud schemes can happen through:
Mary Owens of the Better Business Bureau Senior Hotline explains, “Education is one of the strongest tools seniors have against fraud. The more informed families are, the easier it becomes to recognize warning signs early.”
Scammers continuously adapt their tactics, but several types of fraud remain especially common among older adults.
Fraudsters may pose as Medicare representatives asking for personal information, Social Security numbers, or banking details.
Warning signs include:
Legitimate Medicare representatives rarely contact seniors unexpectedly asking for sensitive information.
Many seniors receive alarming pop-up messages or phone calls claiming their computer has been hacked.
Scammers may ask for:
Families should remind seniors never to allow unknown callers remote access to personal devices.
Colorado Springs homeowners, particularly older adults, are often targeted by dishonest contractors after storms or seasonal weather events.
Common red flags include:
These emotionally manipulative scams involve callers pretending to be grandchildren or family members in emergencies needing urgent money transfers.
Scammers often rely on panic and secrecy to prevent verification.
Financial scams can be devastating not only financially, but emotionally as well.
Victims often experience:
Many seniors hesitate to report scams because they fear embarrassment or judgment.
Creating supportive, judgment-free conversations is essential for prevention and recovery.
Mary Owens shares, “Scammers are professionals at manipulation. It is important families understand that anyone can become a victim.”
One of the most effective ways to protect seniors is through ongoing education.
Families should regularly discuss:
Encouraging open communication helps seniors feel comfortable discussing suspicious situations before they escalate.
Adult children and caregivers should remain alert for signs that a loved one may be experiencing fraud.
Potential warning signs include:
Early intervention can prevent additional financial harm.
Technology has dramatically changed how scammers operate.
Today’s fraud attempts may include:
As more seniors use smartphones, online banking, and social media, digital literacy becomes increasingly important.
Colorado Springs families are encouraged to help older loved ones understand basic cybersecurity practices.
Never provide personal information to unsolicited callers, emails, or text messages.
Scammers often create false urgency to pressure victims into acting quickly.
Before hiring contractors or making purchases, seniors should verify business credentials and reviews through trusted organizations.
Suspicious emails or texts should never be opened or downloaded without verification.
Encouraging seniors to discuss unusual financial requests with trusted relatives can prevent many scams.
Colorado Springs is known for its strong sense of community, and that community involvement can help protect seniors from fraud.
Local organizations, healthcare providers, senior centers, and consumer protection agencies all play important roles in educating older adults and caregivers.
Community seminars, fraud awareness programs, and hotline services provide valuable support for families navigating concerns about scams and exploitation.
Many scams go unreported because victims feel embarrassed or uncertain about next steps.
However, reporting fraud helps:
Even attempted scams that fail should still be reported whenever possible.
Financial exploitation can threaten a senior’s independence, stability, and quality of life.
By staying informed and proactive, seniors can continue managing finances confidently while reducing risks associated with fraud and deceptive practices.
Consumer education empowers older adults to remain independent and informed in an increasingly complex world.
Scams targeting seniors continue evolving, but education, awareness, and community support remain powerful tools for prevention.
Colorado Springs seniors and families who stay informed are far better equipped to recognize warning signs, protect personal information, and avoid financial exploitation.
Organizations focused on consumer advocacy and senior protection provide valuable guidance that helps older adults maintain both safety and confidence.
To learn more about fraud prevention resources and consumer protection support, visit the Seniors Blue Book listing for Better Business Bureau- Senior Hotline.
Scammers may believe seniors are more trusting, financially stable, or less familiar with modern technology and online fraud tactics.
Common scams include Medicare fraud, tech support scams, grandparent scams, contractor fraud, and phishing emails.
Seniors should verify suspicious requests, avoid sharing personal information, research businesses carefully, and consult trusted family members when uncertain.
Families should document concerns, contact financial institutions if necessary, and report scams to appropriate consumer protection agencies.
Many victims feel embarrassed or fear losing independence, which is why supportive, non-judgmental conversations are important.
When an older adult needs help at home and sees several clinicians, a coverage decision can affect everything from prescription refills to rides. If youre considering TRU PACE in Lafayette, start by asking how enrollment would change the care and coverage you already use. How Medicare and Medicaid Fit Into PACEPACE is the Program of All-Inclusive Care for the Elderly. It coordinates healthcare and support for eligible adults who meet a state standard for nursing home-level care and can live safely in the community with PACE support at enrollment. Applicants must also be 55 or older and live in the programs service area. TRU PACE and Your Current CoveragePhone: 303-665-0115Medicare says people with Medicaid pay no monthly PACE premium. Medicare beneficiaries without Medicaid pay premiums for the long-term care portion and Medicare Part D drugs. Medicare also says participants owe no deductible, copayment, or coinsurance for drugs, services, or care approved by their PACE team. Ask TRU PACE for an estimate based on your individual coverage before enrolling. Doctors, Prescriptions, and Existing ServicesTRU PACE says it becomes the participants insurance provider at enrollment. Participants generally receive care through the programs provider network. Bring a list of your doctors, medications, and scheduled services. Ask which providers are in the network and how the team would coordinate any changes. Why This Matters in LafayetteIf you regularly see a clinician near home or have a specialist visit scheduled outside Lafayette, give the enrollment team the names and dates. Ask which appointments can continue and what to do about any refill due around the enrollment date. How to Get Started1. Gather Your Coverage InformationHave your Medicare and Medicaid information, if applicable, along with details of any current plan. List the appointments and prescriptions you rely on most.2. Ask for an Enrollment and Cost ReviewCall TRU PACE and ask for your expected monthly cost, when any coverage change would take effect, and who would help coordinate the transition. Related Seniors Blue Book CategoriesPACE Adult Day Services Care Management
After a death, families may have to make several decisions in a short time. Others prefer to talk through their wishes ahead of time. In either situation, it helps to separate the practical arrangements from the decisions about how to gather, remember, and say goodbye. What Funeral and Mortuary Services CoverA funeral home can help arrange transportation and care of the person who died, assist with paperwork, and coordinate burial or cremation. A family may also arrange a viewing, funeral, memorial, or private gathering. Ask which decisions need to be made immediately and which can wait. The Natural Funeral in LafayettePhone: 720-515-2344The Natural Funeral lists natural burial, flame cremation, water cremation, and terramation, also called natural organic reduction. Water cremation uses an alkaline water process, and terramation transforms remains into soil. If one of these options interests you, ask what the process involves, how long it typically takes, and what the family receives afterward. Planning a Gathering and Reviewing CostsThe Lafayette funeral home is at 102 W Chester Street in Old Town. Ask what can take place at the Lafayette location and which parts would involve another venue or a cemetery. Request a General Price List and a written breakdown of your choices so you can see which fees cover the funeral homes work and which come from outside providers. Why This Matters in LafayetteIf relatives are coming from out of town or some guests have limited mobility, ask about parking, step-free access, and how many people the gathering space can accommodate. If you plan to hold a service and burial at different locations, check how much time guests will need between them. How to Get Started1. Write Down the Persons WishesLook for written instructions and note any cultural or religious preferences. If youre planning ahead, tell a trusted person where you keep your instructions and whom to call.2. Ask for a Written PlanCall 720-515-2344 and ask what is needed on the first call. Once youve discussed options, request the expected timeline and itemized costs before approving arrangements. Related Seniors Blue Book CategoriesCounseling Hospice Advance Care Planning
When an older adult spends most weekdays alone, families may need more than a place for them to go. They may also be juggling transportation, appointments, and help at home. TRU PACE in Lafayette offers a day center as part of a program that coordinates those needs for eligible older adults. What Are Adult Day Services?Adult day services offer daytime support outside the home. Depending on the program, participants may spend time with peers, eat a meal, take part in activities, or receive help with daily needs. Some centers accept people directly. The Lafayette TRU PACE center serves people enrolled in its broader Program of All-Inclusive Care for the Elderly. TRU PACE in LafayettePhone: 303-665-0115TRU PACEs Lafayette center is at 2593 Park Lane. The program coordinates medical and social services and arranges transportation to the day center and medical visits as needed. Ask the enrollment team what a typical center day includes, how often a participant might attend, and how the team decides what support to arrange at home. Who May QualifyPACE applicants must be at least 55, live in the programs service area, meet the states standard for nursing home-level care, and be able to live safely in the community with PACE support at enrollment. Ask how enrollment would affect access to current doctors and prescription coverage before making a decision. Why This Matters in LafayetteWhen family members already drive someone to several appointments a week, a coordinated schedule can change who needs to be available and when. Ask how pickup would work at the persons Lafayette address and who to call if a ride or appointment changes. How to Get Started1. Ask for an Eligibility ReviewCall TRU PACE. Have the participants ZIP code, current coverage, and a short list of the help they need. 2. Ask to Visit the CenterFind out what the participant might do on a center day, how transportation works, and what changes to their current care arrangements enrollment would involve. Related Seniors Blue Book CategoriesCare Management Transportation Respite Care
Since August of 1980, Better Business Bureau of Southern Colorado has helped consumers find businesses, brands, and charities they can trust. It serves 25 counties throughout Southern Colorado. BBB of Southern Colorado sets standards for marketplace trust to create acommunity of dependable businesses and charities by encouraging and supporting best practices, educating consumers and businesses, celebrating business role models, and calling out and addressing substandard marketplace behavior. BBB of Southern Colorado housesover 23,000 reviews on companies in the region. Trust has never been more important. Better Business Bureau continues to be your best resource for identifying trustworthy businesses. We actively review and accredit trustworthy online retailers, contractors, and businesses.Before hiring a contractor or making a purchase, look for the BBB Accredited Business Seal and Age-Friendly Business Sign on vendors websites and search our database at BBB.org to find businesses that have earned TrustNow you can easily find BBB Accredited Businesses in the Seniors Blue Book. Look for the BBB Torch next to business listings and Start With Trust.Look For The Sign the next time you are searching for a trusted business. BBB Certified Age-Friendly Businesses are committed to supporting senior needs by following age-friendly practices in customer experience, physical environment, staffing and marketing.