This refers to what happens if someone gets hurt on the job. If the company isn't insured, then the claim gets filed against the homeowner's insurance. If the company is insured, then the claim gets filed against the company's insurance.#listing_mgr{1 basic_search}##listing_mgr{8 basic_search}#

As a young boy in the mid 80s, I remember making home visits to my then 85 year old, great-grandmother, Mrs. Tennie Frass, also known as Ninny to us kids. Today, over 30 years later it chokes me up knowing that she could have received 46 hours per month of FREE home care services through this unique program, mostly because she was a widow of a WWII Veteran! However, the care was never introduced because no one knew about it.Question: Have you heard of a not-so-popular benefit called the Aid & Attendance through the VA? In 1952, Congress passed Title 38 of the US Code creating the Department of Veterans Affair which authorized benefits for Veterans. One of these benefits was the Aid & Attendance, (a.k.a. the A & A) in which the funds could be used to provide non-medical care for those eligible. An incredibly powerful benefit that covers non-medical expenses of light house cleaning, bathing, meal prep, laundry, transportation, medication reminders, companionship and much more again, if youre eligible.So, whos eligible you might ask? over 65 years old Veteran served 90 days of active duty, one day during a major wartime (i.e. WWII, Korean, Vietnam) honorably discharged have a medical condition causing them to need assistance with ADLs (Activities of Daily Living) have limited income and assets (excluding home and car)Fact: Traditional methods of getting entitled or paid through the A&A takes an estimated 6-15 months before care starts why so long you ask? Because most family members dont understand the precision and articulation of the estimated 16-18 VA required forms. When these items are submitted to the VA, in most cases, theyre sent incorrectly. So what is our estimated start of care? It ranges from 2-4 weeks! Its not voodoo or black magic but it does include an experienced staff that includes Case Managers and VA Accredited Agents on our team. Moreover, there are never any hidden fees or upfront costs. Plus, once youre entitled, the benefit can remain in effect for the rest of your life!I can only imagine how good life would have been for my Ninny had we known about this program so many years ago. My goal today is to NOT allow other Ninnys to go through life without the awareness of such an awesome program. Plus, its only available through Veterans Aide at Home!Editors Note: This article was submitted by Steve Lee, Founder & Co-Owner of Veterans Aide at Home- a non-medical home care agency dedicated to Veterans, Spouses and their Widows/ers. He can be reached at 720.326.0319 or by email at: Steve@VeteransAideAH.com to learn more.

As we grow older, keeping our minds active is crucial to healthy aging. In addition to learning new hobbies, attending community classes, or playing card, board, or video games, consider this new way of online learning through active interaction with others.Smart Strategies for Successful Living: Your Link to Quality Aging is a community-based website designed for older adults. It provides a venue for people to exchange ideas on how to actively understand, embrace, and enhance their aging process. It includes articles and shared tips by community members and professionals on a variety of enjoyable and relevant subjects that focus on the personal growth and development of the older adult. In addition, the website connects individuals to lifelong learning opportunities, upcoming events, and ways to support the community.Become a member of our Community of Online Learners!It is easy and FREE to access the many opportunities available to you through Smart Strategies for Successful Living. With a computer, IPad, or other mobile device, you can begin your online learning experience from the comfort of your own home. Discover: Explore the many learning tips and community insights on our website at: agegracefullyamerica.com Join: Subscribe to our FREE online newsletter to receive our bimonthly updates on how to improve your health and well-being. Register on the website or at this site: http://conta.cc/2q6F7Wy Get involved: Share your tips with us on recommended books, articles, and quotes that promote the care and well-being of older adults. Contribute: Write and submit targeted articles to be posted on the website. Possible categories include: General Interest, Health & Wellness, Happiness, Brain Health, Financial Security, and Technology. You and your organization will receive full credit for your articles. Inform: Keep us posted on community events specific to healthy aging and well-being. All learning opportunities for older adults will be included on our website under Community Events. Learn: Access our online classes and face-to-face classes as posted on the website under Lifelong Learning.Note: Send your contributions to Dr. Patricia K. Flanigan via email at: info@agegracefullyamerica.comAs you engage in Smart Strategies for Successful Living, be passionate about learning. Exercise your mind, interact with new people, and have fun!